Why Better Insurance Quoting Software is the Key to Agent Productivity

Many P&C agents are still stuck with outdated quoting tools that slow them down – right when they could be impressing the customer with a fast turnaround. From clunky workflows and rigid interfaces to excessive scrolling, these systems slow momentum and keep agents frustrated. The ultimate cost? The customer’s business. As the world expects digital speed in every interaction, it’s time for quoting experiences to evolve. Modern insurance agent platforms are a must. 

Luckily, there are ways to streamline the P&C quote process with a partner platform like bolt.

The Challenges in Reducing Clicks in Insurance Quoting

Traditional insurance quoting software has a core issue that’s tough to overcome. Multiple carrier log-ins force agents to juggle passwords and remember interface quirks for each carrier relationship. This fragmentation adds minutes to every quote. A minute or two doesn’t seem like much, but they quickly add up. And it’s only the beginning.

P&C agents will be familiar with another pain point in the user experience (UX) of legacy systems – the vertical scroll trap. The interface that forces agents to scroll endlessly through form fields – many of which are not even relevant to the risk or the customer being quoted.

This forced sequencing stops agents from jumping to the sections they need. All while duplicate entry requirements mean retyping the same information multiple times: a recipe for lost time and mistakes. These insurance agent workflows are inefficient, and those inefficiencies compound quickly. 

The hidden costs of poor quoting efficiency go beyond wasted time, however. Longer quote times lead to abandoned applications as prospects lose patience. Agent satisfaction plummets alongside customer satisfaction, as they feel hampered by their tools. Meanwhile, the competitor offering a modern digital quoting interface is winning business simply by responding quickly.

Agents expect (and need) better, especially in a market where speed-to-quote has become a real competitive advantage. Agents are exactly that – insurance agents. Not data entry clerks. They want to focus on building customer relationships and closing deals, not battling with their technology. 

How to Streamline the P&C Quoting Process

Fortunately, the best quoting tools for insurance agencies have moved on from these traditional methods. Today’s digital quoting interfaces are sleeker, faster, and help to curtail the time wasted in redundant clicks. And the user interface offered is a key part of this modernization.

The role of the modern UX in insurance agent platforms centers on three core principles:

• Horizontal layouts that reduce scrolling
• Adaptive inputs that show only relevant fields
• Smart default that keeps manual entry low

These aren’t nice-to-have features. They’re fundamental requirements to allow for competitive quoting efficiency. 

How much this design matters shows in the results. Keeping friction minimal doesn’t just make agents happier, it improves their throughput and accuracy. Being able to move fluidly through a quote without sticking points or frustration lets agents quote faster and with fewer errors. These improved insurance agent workflows mean better conversion rates.

Interfaces that prioritize user experience drive measurable business results. Our inner UX metrics suggest users see up to a 50% reduction in scrolling, for example. Agencies see higher conversion rates when quotes are delivered faster, and a better Net Promoter Score from both agents and customers. One personal lines broker working with bolt saw a 113% increase in quote premiums when embracing our digital insurance interface.

The best quoting tools for insurance agencies bring together agent productivity and customer satisfaction in a simple-to-use tool.

bolt: Smart Modern Digital Insurance Interfaces

At bolt, we’ve done everything in our power to streamline P&C quote processes. We offer an intuitive left-hand navigation system to cut scrolling times in half, so agents can jump directly to any section without losing their place or context. 

We believe it isn’t just about pretty interfaces. It’s about respecting the time and expertise of the agent on the other side of the screen. 

We also offer flexible workflows. Instead of agents being forced into rigid, step-by-step processes, bolt’s insurance agent platform lets professionals move through the quote at their own pace and in their own chosen order. Want to circle back to driver information later? No problem. The system adapts to how agents actually work, not how software developers think they should work. We look to reduce clicks in insurance quoting through intelligent design, not just cramming more onto the screen. Smart field population, contextual help, and adaptive forms ensure agents see only what’s relevant to their specific quote scenario.

If you’re ready to make the most of what modern insurance quoting software can do, bolt is ready to help.

Getting Started with Smarter Insurance Agent Platforms: Your Takeaways

Before making the switch to modern digital quoting interfaces, it pays to audit your current quoting flow.  Where do your agents consistently get slowed down? Track the pain points: excessive scrolling, redundant data entry, system switching, and workflow bottlenecks. These friction points are costing you time and deals.

Insurance quoting software must recognize that every quote is different, and every agent works differently. Rigid systems that force everyone through identical processes create unnecessary friction. Prioritize modern digital quoting interfaces that feel intuitive from day one, without needing weeks of training to master. Your agents’ time is too valuable to waste on learning counterintuitive systems.

While upgrading systems needs some investment, it quickly pales next to the cost of lost deals and frustrated agents. In other words, lost productivity. The best insurance quoting software quickly pays for itself through improved conversion rates and agent satisfaction. Speed, simplicity, and freedom of movement are essentials.
In a fast-moving market, your quoting experience needs to work as fast as your best agent does. It’s time to look at insurance quoting software that works with, not against, your agents. See how bolt’s smart quoting interface helps agents quote and bind faster and with less friction. Request a demo today.