{"id":22299,"date":"2024-10-08T18:21:57","date_gmt":"2024-10-08T23:21:57","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e4%bb%a3%e7%90%86%e5%95%86%e5%a6%82%e4%bd%95%e7%b0%a1%e5%8c%96%e4%bb%96%e5%80%91%e7%9a%84%e6%8a%80%e8%a1%93%e5%a0%86%e7%96%8a%e4%bb%a5%e6%8f%90%e9%ab%98%e6%95%88%e7%8e%87%e4%b8%a6%e9%a0%90%e8%a8%82\/"},"modified":"2024-10-08T18:22:00","modified_gmt":"2024-10-08T23:22:00","slug":"%e4%bb%a3%e7%90%86%e5%95%86%e5%a6%82%e4%bd%95%e7%b0%a1%e5%8c%96%e4%bb%96%e5%80%91%e7%9a%84%e6%8a%80%e8%a1%93%e5%a0%86%e7%96%8a%e4%bb%a5%e6%8f%90%e9%ab%98%e6%95%88%e7%8e%87%e4%b8%a6%e9%a0%90%e8%a8%82","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e4%bb%a3%e7%90%86%e5%95%86%e5%a6%82%e4%bd%95%e7%b0%a1%e5%8c%96%e4%bb%96%e5%80%91%e7%9a%84%e6%8a%80%e8%a1%93%e5%a0%86%e7%96%8a%e4%bb%a5%e6%8f%90%e9%ab%98%e6%95%88%e7%8e%87%e4%b8%a6%e9%a0%90%e8%a8%82\/","title":{"rendered":"\u4ee3\u7406\u5546\u5982\u4f55\u7c21\u5316\u4ed6\u5011\u7684\u6280\u8853\u5806\u758a\u4ee5\u63d0\u9ad8\u6548\u7387\u4e26\u9810\u8a02\u66f4\u591a\u696d\u52d9"},"content":{"rendered":"\n<p>\u96a8\u8457\u4fdd\u96aa\u7684\u8b8a\u5316\uff0c\u4fdd\u96aa\u4ee3\u7406\u4eba\u7684\u89d2\u8272\u4e5f\u5728\u8b8a\u5316\u3002\u4e0d\u65b7\u8b8a\u5316\u7684\u5ba2\u6236\u671f\u671b\u548c\u627f\u904b\u5546\u80fd\u529b\u4f7f\u5ea7\u5e2d\u722d\u5148\u6050\u5f8c\u5730\u63a1\u7528\u65b0\u7684\u65b9\u6cd5\u4f86\u7ba1\u7406\u4ed6\u5011\u7684\u696d\u52d9\uff0c\u8207\u5ba2\u6236\u548c\u627f\u904b\u5546\u6e9d\u901a\uff0c\u4e26\u5efa\u7acb\u4ed6\u5011\u7684\u696d\u52d9\u3002 <\/p>\n\n<p>\u65b0\u6280\u8853\u6539\u8b8a\u4e86\u4fdd\u96aa\u696d\u52d9\u3002\u9019\u4e9b\u6280\u8853\uff0c\u5305\u62ec <a href=\"https:\/\/www.boltinsurance.com\/product-unify\" target=\"_blank\" rel=\"noreferrer noopener\">bolt Exchange Unify<\/a> \u7b49\u4fdd\u96aa\u4ee3\u7406\u4eba\u92b7\u552e\u5e73\u81fa\uff0c\u53ef\u4ee5\u8aac\u660e\u4ee3\u7406\u4eba\u5728\u6578\u4f4d\u985b\u8986\u6642\u4ee3\u53d6\u5f97\u6210\u529f\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u70ba\u4ec0\u9ebc\u4fdd\u96aa\u4ee3\u7406\u4eba\u9700\u8981\u66f4\u597d\u7684\u6280\u8853<\/h2>\n\n<p>\u4fdd\u96aa\u696d\u7684\u6578\u4f4d\u5316\u985b\u8986\u5df2\u7d93\u5f71\u97ff\u8457\u4fdd\u96aa\u4ee3\u7406\u4eba\uff0c\u9810\u8a08\u9019\u7a2e\u60c5\u6cc1\u5c07\u7e7c\u7e8c\u4e0b\u53bb\u3002\u5728\u9ea5\u80af\u932b\u7684\u4e00\u9805\u7814\u7a76\u4e2d\uff0c\u7814\u7a76\u4eba\u54e1 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-2030-the-impact-of-ai-on-the-future-of-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Ramnath Balasubramanian\u3001Ari Libarikian \u548c Doug McElhaney<\/a> \u9810\u6e2c\uff0c\u5230 2030 \u5e74\uff0c\u4fdd\u96aa\u4ee3\u7406\u4eba\u7684\u6578\u91cf\u5c07\u201c\u5927\u5e45\u6e1b\u5c11\uff0c\u56e0\u70ba\u5728\u8077\u4ee3\u7406\u4eba\u9000\u4f11\uff0c\u5176\u9918\u4ee3\u7406\u4eba\u56b4\u91cd\u4f9d\u8cf4\u6280\u8853\u4f86\u63d0\u9ad8\u751f\u7522\u529b\u201d\u3002 <\/p>\n\n<p>\u7559\u4e0b\u4f86\u7684\u4ee3\u7406\u4eba\u6703\u767c\u73fe\u4ed6\u5011\u7684\u5c08\u696d\u89d2\u8272\u5df2\u7d93\u767c\u751f\u4e86\u8b8a\u5316\u3002\u901a\u904e\u4eba\u5de5\u667a\u6167 \uff08AI\uff09 \u548c\u5176\u4ed6\u65b9\u5f0f\u5be6\u73fe\u7684\u81ea\u52d5\u5316\u5c07\u63a5\u7ba1\u4fdd\u96aa\u4ee3\u7406\u4eba\u6216\u7d93\u7d00\u4eba\u66fe\u7d93\u5e38\u898b\u7684\u5927\u90e8\u5206\u6216\u5168\u90e8\u65e5\u5e38\u4efb\u52d9\u3002\u76f8\u53cd\uff0c\u9019\u4e9b\u5c08\u696d\u4eba\u54e1\u5c07\u5c08\u6ce8\u65bc\u4fc3\u9032\u5ba2\u6236\u548c\u4fdd\u96aa\u516c\u53f8\u4e4b\u9593\u7684\u6e9d\u901a\uff0c\u5728\u5ba2\u6236\u5c0b\u627e\u4ed6\u5011\u9700\u8981\u7684\u4fdd\u96aa\u6642\u63d0\u4f9b\u6559\u80b2\u548c\u652f\u63f4\u3002  <\/p>\n\n<p>\u81ea COVID-19 \u5927\u6d41\u884c\u4e4b\u524d\uff0c\u4fdd\u96aa\u6a5f\u69cb\u4e00\u76f4\u5728\u5c0b\u6c42\u6280\u8853\u6548\u7387\u3002\u4f8b\u5982\uff0c\u5728 Insurance Digital Revolution 2018 \u5e74\u7684\u4e00\u9805\u7814\u7a76\u4e2d\uff0c95% \u7684\u53d7\u8a2a\u4ee3\u7406\u4eba\u8868\u793a\uff0c\u6578\u4f4d\u6280\u8853\u5c0d\u65bc\u4fdd\u96aa\u6a5f\u69cb\u7684\u6301\u7e8c\u6210\u529f\u975e\u5e38\u91cd\u8981\u6216\u975e\u5e38\u91cd\u8981\u3002\u9019\u4e9b\u5de5\u5177\u53ef\u4ee5\u8aac\u660e\u4ee3\u7406\u4eba\u8207\u5ba2\u6236\u5efa\u7acb\u500b\u4eba\u95dc\u4fc2\uff0c\u5168\u570b\u5c08\u696d\u4fdd\u96aa\u4ee3\u7406\u4eba\u5354\u6703\u57f7\u884c\u526f\u7e3d\u88c1\u517c\u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/www.insurance-advocate.com\/2018\/07\/20\/independent-agents-digital-tech-use-growing-yet-big-gaps-remain\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mike Becker<\/a>\u8aaa\u3002  <\/p>\n\n<p>\u5927\u6d41\u884c\u52a0\u901f\u4e86\u8a31\u591a\u6280\u8853\u7684\u63a1\u7528\uff0c\u5305\u62ec\u5728\u7dda\u5e73\u81fa\u548c\u6578\u4f4d\u901a\u4fe1\u7684\u4f7f\u7528\u3002\u7136\u800c\uff0c\u4fdd\u96aa\u4ee3\u7406\u6a5f\u69cb\u4ecd\u6709\u5f88\u5927\u7684\u589e\u9577\u7a7a\u9593\u3002 <\/p>\n\n<p>\u7814\u7a76\u4eba\u54e1 <a href=\"https:\/\/link.springer.com\/article\/10.1007\/s40821-021-00189-7\" target=\"_blank\" rel=\"noreferrer noopener\">Davide Lanfranchi \u548c Laura Grassi<\/a> \u5728 2021 \u5e74\u767c\u8868\u5728\u300a\u6b50\u4e9e\u5546\u696d\u8a55\u8ad6\u300b\u4e0a\u7684\u4e00\u9805\u7814\u7a76\u4e2d\u767c\u73fe\uff0c\u5373\u4f7f\u662f\u6280\u8853\u6548\u7387\u6700\u9ad8\u7684\u4fdd\u96aa\u4f01\u696d\u4e5f\u932f\u904e\u4e86\u6700\u5927\u9650\u5ea6\u5730\u5229\u7528\u65b0\u6280\u8853\u4f86\u6539\u5584\u696d\u52d9\u7684\u6a5f\u6703\u3002\u7814\u7a76\u4eba\u54e1\u78ba\u5b9a\u4e86\u201c\u5de8\u5927\u7684\u6539\u9032\u7a7a\u9593\u201d\uff0c\u9019\u8868\u660e\u73fe\u5728\u662f\u4fdd\u96aa\u6a5f\u69cb\u63a1\u7528\u65b0\u6280\u8853\u4ee5\u63d0\u9ad8\u81ea\u8eab\u5e95\u7dda\u548c\u5728\u6574\u500b\u884c\u696d\u4e2d\u7684\u5730\u4f4d\u7684\u6642\u5019\u4e86\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" 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target=\"_blank\" rel=\"noreferrer noopener\">\u6eff\u8db3\u5ba2\u6236\u7684\u9700\u6c42<\/a> \u3002\u4ee3\u7406\u4eba\u548c\u7d93\u7d00\u4eba\u53ef\u4ee5\u8655\u7406\u6240\u6709 50 \u500b\u5dde\u7684\u5ba2\u6236\u9700\u6c42\uff0c\u800c\u7121\u9700\u91cd\u65b0\u5b78\u7fd2\u4e00\u7d44\u65b0\u6b65\u9a5f\u3002\u4ed6\u5011\u9700\u8981\u7684\u4e00\u5207\u90fd\u5728 bolt Exchange Unify \u4e2d\u3002   <\/p>\n\n<p>\u501f\u52a9 bolt Exchange Unify\uff0c\u4fdd\u96aa\u6a5f\u69cb\u548c\u7d93\u7d00\u516c\u53f8\u53ef\u4ee5\uff1a<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>\u66f4\u9ad8\u6548\u5730\u6536\u96c6\u8cc7\u8a0a\u3002<\/strong>  Bolt \u652f\u63f4 AI \u7684\u8868\u55ae\u50c5\u6536\u96c6\u4ee3\u7406\u6240\u9700\u7684\u4fe1\u606f\uff0c\u5f9e\u800c\u5be6\u73fe\u66f4\u5feb\u7684\u5de5\u4f5c\u6d41\u7a0b\u548c\u66f4\u6109\u5feb\u7684\u5ba2\u6236\u9ad4\u9a57\u3002<\/li>\n\n\n\n<li><strong>\u63d0\u4f9b\u66f4\u597d\u7684\u7b54\u6848\u3002<\/strong>  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