{"id":22265,"date":"2024-10-08T18:21:31","date_gmt":"2024-10-08T23:21:31","guid":{"rendered":"https:\/\/bolttech.io\/insights\/2022%e5%b9%b4%e5%b5%8c%e5%85%a5%e5%bc%8f%e4%bf%9d%e9%9a%aa%e7%8f%be%e7%8b%80\/"},"modified":"2024-10-08T18:21:38","modified_gmt":"2024-10-08T23:21:38","slug":"2022%e5%b9%b4%e5%b5%8c%e5%85%a5%e5%bc%8f%e4%bf%9d%e9%9a%aa%e7%8f%be%e7%8b%80","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/2022%e5%b9%b4%e5%b5%8c%e5%85%a5%e5%bc%8f%e4%bf%9d%e9%9a%aa%e7%8f%be%e7%8b%80\/","title":{"rendered":"2022\u5e74\u5d4c\u5165\u5f0f\u4fdd\u96aa\u73fe\u72c0"},"content":{"rendered":"\n<p>\u5d4c\u5165\u5f0f\u4fdd\u96aa\u5728\u92b7\u552e\u9ede\u70ba\u9700\u8981\u4fdd\u96aa\u7684\u5546\u54c1\u63d0\u4f9b\u4fdd\u96aa\u3002\u5f9e\u6d88\u8cbb\u96fb\u5b50\u7522\u54c1\u7684\u4fdd\u4fee\u5230\u6210\u719f\u7684\u6c7d\u8eca\u4fdd\u55ae\uff0c <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/apps-embedded-insurance?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.9.1725274883906&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u5d4c\u5165\u5f0f\u4fdd\u96aa<\/a> \u6b63\u8fc5\u901f\u8b8a\u5f97\u53f8\u7a7a\u898b\u6163\u3002 <\/p>\n\n<p>\u4ee5\u4e0b\u662f 2022 \u5e74\u5d4c\u5165\u5f0f\u4fdd\u96aa\u7684\u73fe\u72c0\u4ee5\u53ca\u672a\u4f86\u5e7e\u5e74\u7684\u9810\u671f\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u5d4c\u5165\u5f0f\u4fdd\u96aa\u7684\u8d77\u6e90<\/h2>\n\n<p>\u50b3\u7d71\u4e0a\uff0c\u8cfc\u8cb7\u4fdd\u96aa\u662f\u8207\u623f\u5c4b\u3001\u8eca\u8f1b\u6216\u5176\u4ed6\u8cfc\u8cb7\u5206\u958b\u7684\u4ea4\u6613\u3002\u5ba2\u6236\u6703\u8cfc\u8cb7\u65b0\u623f\u3001\u6c7d\u8eca\u6216\u5176\u4ed6\u7269\u54c1\uff0c\u7136\u5f8c\u624d\u6703\u70ba\u4ed6\u5011\u65b0\u8cfc\u8cb7\u7684\u5546\u54c1\u5c0b\u627e\u4fdd\u96aa\u3002\u5373\u4f7f\u8cfc\u8cb7\u4fdd\u96aa\u662f\u539f\u59cb\u4ea4\u6613\u7684\u689d\u4ef6\uff0c\u4e5f\u662f\u55ae\u7368\u9032\u884c\u7684\u3002  <\/p>\n\n<p>\u6578\u5b57\u8cfc\u8cb7\u7684\u8208\u8d77\u4f7f\u9019\u5169\u9805\u4ea4\u6613\u7d50\u5408\u5728\u4e00\u8d77\u6210\u70ba\u53ef\u80fd\u3002\u4eca\u5929\uff0c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u5c07\u4fdd\u96aa\u7684\u8cfc\u8cb7\u8207\u8981\u627f\u4fdd\u7684\u9805\u76ee\u8cfc\u8cb7\u6574\u5408\u5728\u4e00\u8d77\u3002 <\/p>\n\n<p>\u4f8b\u5982\uff0c\u5728\u7dda\u8a08\u7b97\u6a5f\u5546\u5e97\u53ef\u80fd\u5305\u62ec\u5ef6\u9577\u4fdd\u4fee\uff0c\u4f5c\u70ba\u5546\u54c1\u8cfc\u8cb7\u50f9\u683c\u7684\u4e00\u90e8\u5206\u6216\u4f5c\u70ba\u7d50\u5e33\u6642\u63d0\u4f9b\u7684\u9644\u52a0\u5143\u4ef6\u3002\u5ba2\u6236\u53ef\u80fd\u6703\u8cfc\u8cb7\u65b0\u8eca\uff0c\u540c\u6642\u53ef\u4ee5\u9078\u64c7\u8cfc\u8cb7\u6c7d\u8eca\u4fdd\u96aa\u55ae\u3002\u6216\u8005\uff0c\u62fc\u8eca\u61c9\u7528\u7a0b\u5f0f\u53ef\u80fd\u5305\u62ec\u627f\u5305\u5546\u4fdd\u96aa\u4f5c\u70ba\u8a3b\u518a\u689d\u6b3e\u7684\u4e00\u90e8\u5206\u3002  <\/p>\n\n<p>\u5171\u7528\u696d\u52d9\u5c0d\u4fdd\u96aa\u516c\u53f8\u4f86\u8aaa\u4e26\u4e0d\u662f\u4e00\u500b\u65b0\u6982\u5ff5\u3002\u8a31\u591a\u4fdd\u96aa\u516c\u53f8\u76f8\u4e92\u5408\u4f5c\uff0c\u70ba\u5ba2\u6236\u63d0\u4f9b\u5fc5\u8981\u7684\u4fdd\u96aa\uff0c\u540c\u6642\u78ba\u4fdd\u7531\u5c08\u9580\u7814\u7a76\u8a72\u98a8\u96aa\u7684\u4fdd\u96aa\u516c\u53f8\u627f\u4fdd\u6bcf\u7a2e\u98a8\u96aa\u3002\u6578\u5b57\u4eba\u58fd\u4fdd\u96aa\u5e73\u81fa Btow \u7684\u806f\u5408\u5275\u59cb\u4eba\u517c\u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/techcrunch.com\/2021\/05\/21\/embedded-finance-will-help-fill-the-life-insurance-coverage-gap\/\" target=\"_blank\" rel=\"noreferrer noopener\">Melbourne O&#8217;Banion<\/a> \u5beb\u9053\uff0c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u5229\u7528\u6280\u8853\u66f4\u9032\u4e00\u6b65\uff0c\u901a\u904e\u96f6\u552e\u5546\u3001\u6c7d\u8eca\u516c\u53f8\u548c\u5176\u4ed6\u975e\u4fdd\u96aa\u6216\u975e\u91d1\u878d\u4f01\u696d\u63d0\u4f9b\u4fdd\u96aa\u3002  <\/p>\n\n<p>\u901a\u904e\u4f7f\u7528\u6280\u8853\uff0c\u201c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u4f7f\u4efb\u4f55\u7b2c\u4e09\u65b9\u4f9b\u61c9\u5546\/\u958b\u767c\u5546\u90fd\u80fd\u4ee5\u7121\u7e2b\u3001\u5feb\u901f\u548c\u4f4e\u6210\u672c\u7684\u65b9\u5f0f\u5c07\u5275\u65b0\u4fdd\u96aa\u7522\u54c1\u96c6\u6210\u5230\u5ba2\u6236\u7684\u8cfc\u8cb7\u65c5\u7a0b\u4e2d\uff0c\u201dChubb Overseas General \u9ad8\u7d1a\u526f\u7e3d\u88c1\u517c\u6578\u4f4d\u4e3b\u7ba1 <a href=\"https:\/\/www.chubb.com\/th-en\/articles\/6-things-you-need-to-know-and-how-to-make-it-real.html\" target=\"_blank\" rel=\"noreferrer noopener\">Gabriel Lazaro<\/a> \u5beb\u9053\u3002<\/p>\n\n<p>\u5728\u92b7\u552e\u9ede\u7372\u5f97\u4fdd\u96aa\u7684\u80fd\u529b\u4f7f\u5ba2\u6236\u7684\u4fdd\u96aa\u7121\u6469\u64e6\uff0c\u63d0\u9ad8\u4ed6\u5011\u7684\u6eff\u610f\u5ea6\u4e26\u4fdd\u8b77\u4ed6\u5011\u514d\u53d7\u98a8\u96aa\u3002\u5b83\u63d0\u9ad8\u4e86\u4fdd\u96aa\u516c\u53f8\u8207\u5ba2\u6236\u806f\u7e6b\u7684\u80fd\u529b\uff0c\u4e26\u6709\u52a9\u65bc\u7e2e\u5c0f\u5ba2\u6236\u9700\u8981\u7684\u4fdd\u96aa\u8207\u4ed6\u5011\u64c1\u6709\u7684\u4fdd\u96aa\u4e4b\u9593\u7684\u5dee\u8ddd\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"678\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/smartphone-repair-tool-1024x678.jpg\" alt=\"&#x66F4;&#x63DB;&#x684C;&#x4E0A;&#x7684;&#x6676;&#x7247;&#x9762;&#x677F;&#x5145;&#x96FB;&#x5668; Smartphone Repair&#x3002;\" class=\"wp-image-10861\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/smartphone-repair-tool-1024x678.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/smartphone-repair-tool-300x199.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/smartphone-repair-tool-768x509.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/smartphone-repair-tool.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">2022 \u5e74\u63a1\u7528\u5d4c\u5165\u5f0f\u4fdd\u96aa<\/h2>\n\n<p>COVID-19\u75ab\u60c5\u7e7c\u7e8c\u63a8\u52d5\u5ba2\u6236\u5c0d\u5065\u5eb7\u3001\u5b89\u5168\u548c\u4fdd\u8b77\u7684\u8208\u8da3\u3002\u96a8\u8457\u5ba2\u6236\u8d8a\u4f86\u8d8a\u95dc\u6ce8\u81ea\u5df1\u7684\u5b89\u5168\uff0c\u4ed6\u5011\u5c0d\u4fdd\u96aa\u4e5f\u8d8a\u4f86\u8d8a\u611f\u8208\u8da3\u3002 <\/p>\n\n<p>\u201c\u5728 COVID-19 \u5927\u6d41\u884c\u4e4b\u5f8c\uff0c\u5168\u7403\u5e02\u5834\u767c\u751f\u4e86\u56b4\u91cd\u8b8a\u5316\uff0c\u5ba2\u6236\u5c0d\u672a\u53d7\u4fdd\u8b77\u98a8\u96aa\u7684\u64d4\u6182\u8b8a\u5f97\u66f4\u52a0\u56b4\u91cd\uff0c\u201d\u63d0\u4f9b\u5d4c\u5165\u5f0f\u4fdd\u96aa\u7684 Pattern Insurance Services \u7684\u806f\u5408\u5275\u59cb\u4eba\u517c\u7e3d\u88c1 <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2021\/07\/19\/623327.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Noam Shapira<\/a> \u8aaa\u3002<\/p>\n\n<p>\u5982\u4eca\uff0c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u4ee5\u5404\u7a2e\u5f62\u5f0f\u51fa\u73fe\uff0cMajesco \u7684\u9996\u5e2d\u6230\u7565\u5b98 <a href=\"https:\/\/www.majesco.com\/why-the-embedded-insurance-recipe-will-work\/\" target=\"_blank\" rel=\"noreferrer noopener\">Denise Garth<\/a> \u5beb\u9053\uff0cMajesco \u662f P&amp;C \u548c L&amp;A \u4fdd\u96aa\u5e02\u5834\u7684\u8edf\u9ad4\u5408\u4f5c\u5925\u4f34\u3002\u9019\u4e9b\u5305\u62ec\uff1a <\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>\u8edf\u5d4c\u5165\u5f0f\u4fdd\u96aa<\/strong>\uff0c\u5ba2\u6236\u5728\u8cfc\u8cb7\u6642\u9078\u64c7\u52a0\u5165\u4fdd\u96aa\uff0c\u4f8b\u5982\uff0c\u901a\u904e\u540c\u610f\u8cfc\u8cb7\u5ef6\u9577\u4fdd\u4fee\u4f86\u6db5\u84cb\u8a2d\u5099\u3002<\/li>\n\n\n\n<li><strong>\u786c\u5d4c\u5165\u5f0f\u4fdd\u96aa<\/strong>\uff0c\u5373\u9000\u51fa\u5ba3\u544a\u4fdd\u96aa\u3002\u4e00\u500b\u4f8b\u5b50\u662f\u7576\u62fc\u8eca\u53f8\u6a5f\u6c7a\u5b9a\u4e0d\u5728\u516c\u53f8\u7684\u5098\u5f0f\u4fdd\u55ae\u7bc4\u570d\u5167\u6642\u3002 <\/li>\n\n\n\n<li><strong>\u96b1\u5f62\u5d4c\u5165\u5f0f\u4fdd\u96aa<\/strong>\uff0c\u81ea\u52d5\u5305\u542b\u5728\u8cfc\u8cb7\u50f9\u683c\u4e2d\u4e26\u8207\u5c08\u6848\u96c6\u6210\uff0c\u4f8b\u5982\u4f5c\u70ba\u8cfc\u8cb7\u65b0\u8eca\u4e00\u90e8\u5206\u7684\u6c7d\u8eca\u4fdd\u55ae\u3002<\/li>\n<\/ul>\n\n<p>\u9019\u4e9b\u5f62\u5f0f\u7684\u5d4c\u5165\u5f0f\u4fdd\u96aa\u4e2d\u7684\u6bcf\u4e00\u7a2e\u90fd\u53ef\u4ee5\u91dd\u5c0d\u7279\u5b9a\u74b0\u5883\u9032\u884c\u5b9a\u88fd\u3002\u9019\u4e09\u7a2e\u901a\u5e38\u90fd\u63d0\u4f9b\u5d4c\u5165\u5f0f\u4fdd\u96aa\u7684\u597d\u8655\u3002SaaS \u516c\u53f8 Innoveo \u7684 <a href=\"https:\/\/innoveo.com\/news\/embedded-insurance-is-the-future-of-insurance-distribution\/\" target=\"_blank\" rel=\"noreferrer noopener\">Barbara Peterfi<\/a> \u5beb\u9053\uff0c\u5176\u4e2d\u5305\u62ec\u4ee5\u7121\u6469\u64e6\u7684\u65b9\u5f0f\u63d0\u4f9b\u500b\u4eba\u5316\u4fdd\u55ae\u7684\u80fd\u529b\uff0c\u4ee5\u53ca\u6536\u96c6\u6578\u64da\u4ee5\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u66f4\u597d\u5730\u77ad\u89e3\u5ba2\u6236\u98a8\u96aa\u548c\u884c\u70ba\u7684\u80fd\u529b\u3002  <\/p>\n\n<p>\u5d4c\u5165\u5f0f\u4fdd\u96aa\u70ba\u4fdd\u96aa\u516c\u53f8\u3001\u696d\u52d9\u5408\u4f5c\u5925\u4f34\u548c\u5ba2\u6236\u5e36\u4f86\u597d\u8655\u3002\u201c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u5728\u8cb7\u65b9\u5c07\u98a8\u96aa\u653e\u5728\u9996\u4f4d\u6642\u63d0\u4f9b\u4fdd\u96aa\u3002\u5b83\u4f7f\u4fdd\u96aa\u516c\u53f8\u66f4\u63a5\u8fd1\u6f5b\u5728\u98a8\u96aa\uff0c\u201cSalesforce Ventures \u7684\u6295\u8cc7\u8005 <a href=\"https:\/\/www.albion.vc\/blog\/why-we-are-excited-about-embedded-insurance-2021\" target=\"_blank\" rel=\"noreferrer noopener\">Jessica Bartos<\/a> \u5beb\u9053\u3002\u696d\u52d9\u5408\u4f5c\u5925\u4f34\u53d7\u76ca\u65bc\u6539\u5584\u7684\u5ba2\u6236\u95dc\u4fc2\u53ca\u5176\u8207\u4fdd\u96aa\u516c\u53f8\u7684\u806f\u7e6b\uff0c\u4ee5\u53ca\u63d0\u9ad8\u5ba2\u6236\u65c5\u7a0b\u548c\u5ba2\u6236\u95dc\u6ce8\u5ea6\u7684\u54c1\u8cea\u3002  <\/p>\n\n<p>\u7136\u800c\uff0c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u4e5f\u5e36\u4f86\u4e86\u6311\u6230\uff0c\u5c24\u5176\u662f\u5728\u6578\u4f4d\u5feb\u901f\u985b\u8986\u7684\u6642\u4ee3\u3002<\/p>\n\n<p>\u63a1\u7528\u5d4c\u5165\u5f0f\u4fdd\u96aa\u7684\u4fdd\u96aa\u516c\u53f8\u9700\u8981\u81f4\u529b\u65bc\u6301\u7e8c\u958b\u767c\u7528\u65bc\u5d4c\u5165\u4fdd\u96aa\u7684\u6578\u5b57\u67b6\u69cb\uff0c\u4f8b\u5982 API \u96c6\u6210\u548c\u4ef2\u4ecb\u3002\u201c\u8a72\u6280\u8853\u5fc5\u9808\u80fd\u5920\u5728\u6027\u80fd\u3001\u53ef\u9760\u6027\u548c\u5408\u898f\u6027\u65b9\u9762\u9032\u884c\u570b\u969b\u64f4\u5c55\uff0c\u201d\u6155\u5c3c\u514b\u518d\u4fdd\u96aa\u516c\u53f8\u6578\u4f4d\u5546\u696d\u6a21\u5f0f\u9996\u5e2d\u67b6\u69cb\u5e2b <a href=\"https:\/\/www.munichre.com\/topics-online\/en\/digitalisation\/embedded-insurance-becoming-seamlessly-protected.html\" target=\"_blank\" rel=\"noreferrer noopener\">Martin Thormahlen<\/a> \u5beb\u9053\u3002 <\/p>\n\n<p>\u8a31\u591a\u4fdd\u96aa\u516c\u53f8\u548c\u696d\u52d9\u5408\u4f5c\u5925\u4f34\u4f3c\u4e4e\u5f88\u9ad8\u8208\u63a5\u53d7\u9019\u4e9b\u6311\u6230\u3002\u201c\u6bcf\u500b\u4eba\u90fd\u5e0c\u671b\u5c07\u4fdd\u96aa\u5d4c\u5165\u53ef\u80fd\u5b58\u5728\u7684\u4efb\u4f55\u5ba2\u6236\u65c5\u7a0b\u4e2d\uff0c\u201d\u5f8b\u5e2b\u4e8b\u52d9\u6240Clyde &amp; Co\u7684\u5408\u5925\u4eba <a href=\"https:\/\/www.insurancebusinessmag.com\/ca\/news\/breaking-news\/embedded-insurance-the-trend-that-people-are-constantly-talking-about-310843.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Vikram Sidhu<\/a>\u8aaa\u3002 <\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u548c\u975e\u4fdd\u96aa\u516c\u53f8\uff08\u5982\u96f6\u552e\u5546\u548c\u6c7d\u8eca\u88fd\u9020\u5546\uff09\u90fd\u5c0d\u5d4c\u5165\u5f0f\u4fdd\u96aa\u63d0\u4f9b\u7684\u6a5f\u6703\u611f\u8208\u8da3\u3002\u56e0\u6b64\uff0c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u5728\u672a\u4f86\u5e7e\u5e74\u53ef\u80fd\u6703\u7e7c\u7e8c\u767c\u5c55\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/two-men-examining-tire-1024x683.jpg\" alt=\"&#x6C7D;&#x8ECA;&#x4FEE;&#x7406;&#x5DE5;&#x5411;&#x670D;&#x52D9;&#x4E2D;&#x7684;&#x5E74;&#x8F15;&#x5BA2;&#x6236;&#x8AC7;&#x8AD6;&#x6C7D;&#x8ECA;&#x8F2A;&#x80CE;&#x7684;&#x512A;&#x52E2;\" class=\"wp-image-10851\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/two-men-examining-tire-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/two-men-examining-tire-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/two-men-examining-tire-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/two-men-examining-tire.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u66a2\u60f3\u5d4c\u5165\u5f0f\u4fdd\u96aa\u7684\u672a\u4f86<\/h2>\n\n<p>\u5d4c\u5165\u5f0f\u4fdd\u96aa\u63d0\u4f9b\u7684\u6700\u5927\u627f\u8afe\u4e4b\u4e00\u662f\u80fd\u5920\u89e3\u6c7a\u4e0d\u65b7\u64f4\u5927\u7684\u4fdd\u96aa\u8986\u84cb\u7f3a\u53e3\u3002<\/p>\n\n<p>\u4fdd\u96aa\u4fdd\u8b77\u7f3a\u53e3 &#8211; \u5ba2\u6236\u9700\u8981\u7684\u4fdd\u96aa\u7bc4\u570d\u8207\u5ba2\u6236\u5be6\u969b\u64c1\u6709\u7684\u4fdd\u96aa\u7bc4\u570d\u4e4b\u9593\u7684\u5dee\u7570 &#8211; \u57282000\u5e74\u81f32020\u5e74\u4e4b\u9593\u7ffb\u4e86\u4e00\u756a\uff0c\u5d4c\u5165\u5f0f\u91d1\u878d\u548c\u8d85\u7d1a\u61c9\u7528\u7b56\u7565\u7684\u5275\u59cb\u4eba <a href=\"https:\/\/www.linkedin.com\/pulse\/embedded-insurance-3-trillion-market-opportunity-could-simon-torrance\/?trackingId=URCJGoln8ZVEQtHYxt4AkQ%3D%3D\" target=\"_blank\" rel=\"noreferrer noopener\">Simon Torrance<\/a>\u5beb\u9053\u3002<\/p>\n\n<p>\u9019\u7a2e\u5dee\u8ddd\u5728\u65b0\u8208\u7d93\u6fdf\u9ad4\u5c24\u5176\u4ee4\u4eba\u64d4\u6182\uff0c\u9019\u4e9b\u7d93\u6fdf\u9ad4\u53ea\u6709\u4e0d\u5230 10% \u7684\u98a8\u96aa\u6295\u4fdd\uff0c\u745e\u58eb\u518d\u4fdd\u96aa\u7814\u7a76\u6240\u7f8e\u6d32\u9996\u5e2d\u7d93\u6fdf\u5b78\u5bb6 <a href=\"https:\/\/riskandinsurance.com\/global-protection-gap-reached-trillions-but-might-be-good-news\/\" target=\"_blank\" rel=\"noreferrer noopener\">Thomas Holzheu<\/a> \u8aaa\u3002\u5d4c\u5165\u5f0f\u4fdd\u96aa\u6e1b\u5c11\u4e86\u5728\u5404\u7a2e\u7d93\u6fdf\u60c5\u6cc1\u4e0b\u5206\u767c\u4fdd\u96aa\u7684\u8a31\u591a\u56f0\u96e3\u3002 <\/p>\n\n<p>\u96a8\u8457\u6280\u8853\u7684\u4e0d\u65b7\u6539\u9032\uff0c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u4e0d\u50c5\u6709\u671b\u5728\u5206\u92b7\u65b9\u9762\u8b8a\u5f97\u66f4\u52a0\u7121\u7e2b\uff0c\u800c\u4e14\u5728\u7406\u8ce0\u8655\u7406\u65b9\u9762\u4e5f\u5c07\u8b8a\u5f97\u66f4\u52a0\u7121\u7e2b\u3002\u4f8b\u5982\uff0c\u773e\u5b89\u5d4c\u5165\u5f0f\u96fb\u8a71\u4fdd\u96aa\u4f7f\u7528\u624b\u6a5f\u7684\u5167\u90e8\u611f\u6e2c\u5668\u4f86\u767c\u73fe\u554f\u984c\u3002\u201c\u5728\u60a8\u64bf\u8d77\u87a2\u5e55\u7834\u88c2\u6389\u843d\u7684\u624b\u6a5f\u4e4b\u524d\uff0c\u5d4c\u5165\u5f0f\u7b56\u7565\u5c07\u7531\u5167\u90e8\u611f\u6e2c\u5668\u89f8\u767c\uff0c\u65b0\u624b\u6a5f\u5c07\u5373\u5c07\u63a8\u51fa\u3002\u4e0d\u9700\u8981\u6df7\u4e82\u7684\u7d22\u8ce0\u6216\u7dad\u4fee\u4f30\u7b97\uff0c\u201cCathay Innovation \u5408\u5925\u4eba <a href=\"https:\/\/www.insurtechworld.org\/post\/102hey3\/embedded-insurance-where-are-we-now\" target=\"_blank\" rel=\"noreferrer noopener\">Alex Lazarow<\/a> \u5beb\u9053\u3002  <\/p>\n\n<p>\u6295\u8cc7\u548c\u6280\u8853\u8f49\u578b\u516c\u53f8 SaxeCap \u7684\u8ca0\u8cac\u4eba <a href=\"https:\/\/medium.com\/digital-diplomacy\/embedded-insurance-cbc408ebfb7\" target=\"_blank\" rel=\"noreferrer noopener\">Noorjit Sidhu<\/a> \u9810\u6e2c\uff0c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u751a\u81f3\u6709\u80fd\u529b\u6539\u8b8a\u5ba2\u6236\u5c0d\u4fdd\u96aa\u7684\u7e3d\u9ad4\u770b\u6cd5\u3002\u96a8\u8457\u4fdd\u96aa\u6210\u70ba\u8cfc\u8cb7\u623f\u5c4b\u3001\u6c7d\u8eca\u548c\u5176\u4ed6\u7269\u54c1\u7684\u81ea\u7136\u7d44\u6210\u90e8\u5206\uff0c\u7576\u4fdd\u96aa\u4e0d\u5305\u62ec\u5728\u5167\u6642\uff0c\u5ba2\u6236\u6703\u958b\u59cb\u611f\u5230\u640d\u5931\u3002\u8a8d\u8b58\u5230\u9019\u7a2e\u640d\u5931\u7684\u4e00\u90e8\u5206\u5c31\u662f\u8a8d\u8b58\u5230\u4fdd\u96aa\u7bc4\u570d\u589e\u52a0\u7684\u50f9\u503c\u3002\u4fdd\u96aa\u4e0d\u518d\u6210\u70ba\u4e00\u7a2e\u7fa9\u52d9\uff0c\u800c\u662f\u6210\u70ba\u4e00\u7a2e\u50f9\u503c\u3002   <\/p>\n\n<p>\u201c\u8a31\u591a\u5ba2\u6236\u4e0d\u518d\u8a8d\u70ba\u50b3\u7d71\u9577\u671f\u4fdd\u55ae\u7684\u50f9\u503c\uff0c\u7121\u8ad6\u4ed6\u5011\u4f55\u6642\u6216\u5982\u4f55\u4f7f\u7528\uff0c\u50f9\u683c\u90fd\u4fdd\u6301\u4e0d\u8b8a\u3002\u5c0d\u65bc\u9019\u6a23\u7684\u5ba2\u6236\u4f86\u8aaa\uff0c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u4f3c\u4e4e\u66f4\u516c\u5e73\uff0c\u56e0\u70ba\u5b83\u91dd\u5c0d\u7684\u662f\u4ed6\u5011\u6b63\u5728\u5c0b\u627e\u7684\u5b9a\u88fd\uff0c\u201cMAPFRE Insurance \u5168\u7403\u8f49\u578b\u4e3b\u7ba1 <a href=\"https:\/\/www.insurancethoughtleadership.com\/embedded-insurance-the-new-hot-topic\/\" target=\"_blank\" rel=\"noreferrer noopener\">Joan Cusco<\/a> \u5beb\u9053\u3002\u5ba2\u6236\u5c07\u5d4c\u5165\u5f0f\u4fdd\u96aa\u8996\u70ba\u8207\u4ed6\u5011\u8a8d\u70ba\u66f4\u516c\u5e73\u7684\u5176\u4ed6\u5f62\u5f0f\u7684\u4fdd\u96aa\u6709\u95dc\uff0c\u4f8b\u5982\u8eca\u8f1b\u7684\u6309\u99d5\u99db\u4ed8\u8cbb\u4fdd\u96aa\u3002\u5b83\u8207\u9019\u4e9b\u91cf\u8eab\u5b9a\u88fd\u7684\u4fdd\u96aa\u5f62\u5f0f\u7684\u95dc\u806f\u4f7f\u5d4c\u5165\u5f0f\u4fdd\u96aa\u5728\u5ba2\u6236\u65b9\u9762\u5f97\u5230\u4e86\u63d0\u5347\uff0c\u9019\u53ef\u80fd\u6703\u5728\u672a\u4f86\u5e7e\u5e74\u9032\u4e00\u6b65\u767c\u5c55\u3002  <\/p>\n\n<p>\u5d4c\u5165\u5f0f\u4fdd\u96aa\u70ba\u5ba2\u6236\u63d0\u4f9b\u4e86\u4fbf\u5229\u3002\u5b83\u4f7f\u4fdd\u96aa\u516c\u53f8\u6709\u6a5f\u6703\u5728\u5ba2\u6236\u9700\u8981\u4fdd\u96aa\u516c\u53f8\u5e6b\u52a9\u7684\u78ba\u5207\u6642\u523b\u5efa\u7acb\u5ba2\u6236\u95dc\u4fc2\u3002\u5176\u7121\u6469\u64e6\u7684\u65b9\u6cd5\u9810\u793a\u8457\u4e00\u500b\u4e16\u754c\uff0c\u5ba2\u6236\u5c07\u7372\u5f97\u4ed6\u5011\u9700\u8981\u7684\u4fdd\u96aa\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u5efa\u7acb\u66f4\u5f37\u5927\u3001\u66f4\u6301\u4e45\u7684\u5ba2\u6236\u95dc\u4fc2\u3002\u56e0\u6b64\uff0c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u53ef\u80fd\u6703\u5728\u672a\u4f86\u5e7e\u5e74\u7e7c\u7e8c\u589e\u9577\u3002   <\/p>\n\n<p><em>\u5716\u7247\u4f86\u81ea\uff1awutwhan\/\u00a9123RF.com\u3001aoo3771\/\u00a9123RF.com\u3001ufabizphoto\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5d4c\u5165\u5f0f\u4fdd\u96aa\u5728\u92b7\u552e\u9ede\u70ba\u9700\u8981\u4fdd\u96aa\u7684\u5546\u54c1\u63d0\u4f9b\u4fdd\u96aa\u3002\u5f9e\u6d88\u8cbb\u96fb\u5b50\u7522\u54c1\u7684\u4fdd\u4fee\u5230\u6210\u719f\u7684\u6c7d\u8eca\u4fdd\u55ae\uff0c \u5d4c\u5165\u5f0f\u4fdd\u96aa \u6b63\u8fc5\u901f\u8b8a\u5f97\u53f8\u7a7a [&hellip;]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-22265","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/22265","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=22265"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=22265"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}