{"id":21366,"date":"2024-09-30T14:46:19","date_gmt":"2024-09-30T19:46:19","guid":{"rendered":"https:\/\/bolttech.io\/insights\/pc-carrier-%e5%a6%82%e4%bd%95%e5%8a%a0%e5%bf%ab%e4%bb%96%e5%80%91%e7%9a%84%e7%94%a2%e5%93%81%e9%96%8b%e7%99%bc%e9%80%b1%e6%9c%9f%ef%bc%9f\/"},"modified":"2024-11-06T17:33:02","modified_gmt":"2024-11-06T22:33:02","slug":"pc-carrier-%e5%a6%82%e4%bd%95%e5%8a%a0%e5%bf%ab%e4%bb%96%e5%80%91%e7%9a%84%e7%94%a2%e5%93%81%e9%96%8b%e7%99%bc%e9%80%b1%e6%9c%9f%ef%bc%9f","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/pc-carrier-%e5%a6%82%e4%bd%95%e5%8a%a0%e5%bf%ab%e4%bb%96%e5%80%91%e7%9a%84%e7%94%a2%e5%93%81%e9%96%8b%e7%99%bc%e9%80%b1%e6%9c%9f%ef%bc%9f\/","title":{"rendered":"P&amp;C Carrier \u5982\u4f55\u52a0\u5feb\u4ed6\u5011\u7684\u7522\u54c1\u958b\u767c\u9031\u671f\uff1f"},"content":{"rendered":"\n<p>\u8ca1\u7522\u548c\u610f\u5916\u50b7\u5bb3\u4fdd\u96aa\u7684\u50b3\u7d71\u7522\u54c1\u958b\u767c\u9031\u671f\u4ee5\u8778\u725b\u822c\u7684\u901f\u5ea6\u767c\u5c55\u3002 \u8349\u7a3f\u3001\u6279\u51c6\u3001\u4fee\u8a02\u3001\u95dc\u9375\u7d30\u7bc0\u7684\u9a57\u8b49\u548c\u5176\u4ed6\u6b65\u9a5f\u5f9e\u69cb\u60f3\u65b0\u7522\u54c1\u7684\u90a3\u4e00\u523b\u5230\u5411\u5ba2\u6236\u63d0\u4f9b\u4e4b\u65e5\u4e4b\u9593\u9700\u8981\u5e7e\u500b\u6708\u7684\u6642\u9593\u3002<\/p>\n\n<p>\u96a8\u8457\u6280\u8853\u52a0\u5feb\u4e86\u65e5\u5e38\u751f\u6d3b\u548c\u5546\u696d\u7684\u6b65\u4f10\uff0c\u50b3\u7d71\u7684\u7522\u54c1\u958b\u767c\u9031\u671f\u7e7c\u7e8c\u62d6\u7d2f\u8ca1\u7522\u4fdd\u96aa\u516c\u53f8\u7684\u6548\u7387\u548c\u5e95\u7dda\u3002 \u5728\u9019\u88e1\uff0c\u6211\u5011\u8a0e\u8ad6\u4e86\u7522\u54c1\u958b\u767c\u9031\u671f\u4e2d\u7684\u4e00\u4e9b\u6700\u5927\u75db\u9ede\uff0c\u4ee5\u53ca\u5728\u4e0d\u72a7\u7272\u8cea\u91cf\u7684\u60c5\u6cc1\u4e0b\u63d0\u9ad8\u901f\u5ea6\u7684\u65b9\u6cd5\u3002<\/p>\n\n<h4 class=\"wp-block-heading\">\u9031\u671f\u653e\u7de9 1\uff1a\u904e\u6642\u7684\u6d41\u7a0b<\/h4>\n\n<p><a href=\"http:\/\/www.jiops.com\/01\/2008\/insurance-product-development-innovating-to-win-and-retain-customers\/\" target=\"_blank\" rel=\"noreferrer noopener\">Debbie Marquette<\/a> \u5728 2008 \u5e74\u51fa\u7248\u7684\u300a\u4fdd\u96aa\u904b\u71df\u96dc\u8a8c\u300b\uff08Journal of Insurance Operations\uff09 \u4e0a\u5beb\u9053\uff0c\u5728 20 \u4e16\u7d00\u7684\u6700\u5f8c\u5e7e\u5341\u5e74\u548c 21 \u4e16\u7d00\uff0c\u52a0\u5feb\u7522\u54c1\u958b\u767c\u9031\u671f\u4e26\u4e0d\u662f\u5927\u591a\u6578\u8ca1\u7522\u4fdd\u96aa\u516c\u53f8\u7684\u5f85\u8fa6\u4e8b\u9805\u3002\u4f7f\u7528\u7576\u6642\u7684\u50b3\u771f\u548c\u5be6\u9ad4\u90f5\u4ef6\u9078\u9805\u8207\u6309\u9700\u7522\u54c1\u958b\u767c\u65b9\u6cd5\u4fdd\u6301\u540c\u6b65\u3002 <\/p>\n\n<p>Marquette \u6307\u51fa\uff0c\u5728\u904e\u53bb\u7684\u5e7e\u5341\u5e74\u88e1\uff0c\u7522\u54c1\u958b\u767c\u4e0d\u50c5\u6d89\u53ca\u4e00\u500b\u5718\u968a\uff0c\u800c\u4e14\u7d93\u5e38\u6d89\u53ca\u9762\u5c0d\u9762\u7684\u6703\u8b70\u3002 \u201c\u5728\u63d0\u4ea4\u7533\u8acb\u4e4b\u524d\uff0c\u5f88\u96e3\u5c07\u6240\u6709\u9069\u7576\u7684\u5404\u65b9\u805a\u96c6\u5728\u4e00\u8d77\u5c0d\u7522\u54c1\u9032\u884c\u5168\u9762\u5be9\u67e5\uff0c\u201dMarquette \u5beb\u9053\uff0c\u201c\u56e0\u6b64\uff0c\u6709\u6642\u6703\u932f\u904e\u91cd\u8981\u65b9\u7684\u610f\u898b\uff0c\u5f9e\u800c\u5c0e\u81f4\u4ee3\u50f9\u9ad8\u6602\u7684\u932f\u8aa4\u3001\u91cd\u65b0\u63d0\u4ea4\u8cbb\u7528\u4ee5\u53ca\u5ef6\u9072\u5728\u7af6\u722d\u524d\u5c07\u91cd\u8981\u7522\u54c1\u63a8\u5411\u5e02\u5834\u3002<\/p>\n\n<p>\u57281990\u5e74\u4ee3\uff0c\u5168\u570b\u4fdd\u96aa\u5c08\u54e1\u5354\u6703 \uff08NAIC\uff09 \u610f\u8b58\u5230\uff0c\u8a08\u7b97\u7684\u8208\u8d77\u9700\u8981\u6539\u8b8a\u65b0\u958b\u767c\u7684\u4fdd\u96aa\u7522\u54c1\u7684\u6b78\u6a94\u548c\u8ddf\u8e64\u65b9\u5f0f\u3002\u7d50\u679c\u662f <a href=\"https:\/\/www.serff.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u96fb\u5b50\u8cbb\u7387\u548c\u8868\u683c\u6b78\u6a94\u7cfb\u7d71<\/a> \uff08SERFF\uff09\u3002 <\/p>\n\n<p>\u6839\u64da <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2004\/09\/12\/45714.htm\" target=\"_blank\" rel=\"noreferrer noopener\">\u300a\u4fdd\u96aa\u96dc\u8a8c<\/a>\u300b2004 \u5e74\u7684\u4e00\u4efd\u5831\u544a\uff0cSERFF \u7684\u4f7f\u7528\u91cf\u5728 1998 \u5e74\u63a8\u51fa\u5f8c\u7a69\u6b65\u4e0a\u5347\uff0c\u50c5\u5728 2003 \u5e74\u81f3 2004 \u5e74\u671f\u9593\uff0c\u8a72\u7cfb\u7d71\u7684\u4f7f\u7528\u91cf\u5c31\u7ffb\u4e86\u4e00\u756a\u3002\u7136\u800c\uff0c\u5230 2009 \u5e74\uff0cSERFF \u7f3a\u4e4f\u5b8c\u5168\u81ea\u52d5\u5316\u5c0e\u81f4\u5305\u62ec <a href=\"http:\/\/www.jiops.com\/10\/2009\/serff-liberation-the-system-for-electronic-rate-and-form-filing-needs-competition\/\" target=\"_blank\" rel=\"noreferrer noopener\">Eli Lehrer<\/a> \u5728\u5167\u7684\u4e00\u4e9b\u8a55\u8ad6\u54e1\u8cea\u7591\u8a72\u7cfb\u7d71\u662f\u5426\u9700\u8981\u66f4\u65b0\u3001\u5927\u4fee\u6216\u5b8c\u5168\u66f4\u63db\u3002 <\/p>\n\n<p>\u8ca1\u7522\u548c\u610f\u5916\u50b7\u5bb3\u4fdd\u96aa\u516c\u53f8\u9069\u61c9\u4e86SERFF\u548c\u5176\u4ed6\u6280\u8853\u5de5\u5177\uff08\u5982\u500b\u4eba\u8a08\u7b97\u3001\u6587\u5b57\u8655\u7406\u5668\u548c\u96fb\u5b50\u9336\u683c\uff09\u7684\u8208\u8d77\u3002 \u7136\u800c\uff0c\u9069\u61c9\u901f\u5ea6\u4e00\u76f4\u5f88\u6162\u3002 \u4eca\u5929\uff0c\u8a31\u591a\u8ca1\u7522\u548c\u610f\u5916\u96aa\u4fdd\u96aa\u516c\u53f8\u4ecd\u7136\u505c\u7559\u5728\u7522\u54c1\u958b\u767c\u7684\u6587\u6a94\u548c\u96fb\u5b50\u8868\u683c\u968e\u6bb5\uff0c\u9700\u8981\u7522\u54c1\u958b\u767c\u5718\u968a\u7684\u6210\u54e1\u624b\u52d5\u5be9\u67e5\u8349\u7a3f\uff0c\u4e26\u4f9d\u9760\u4eba\u5de5\u5c0d\u7d30\u7bc0\u7684\u95dc\u6ce8\u4f86\u767c\u73fe\u5fae\u5c0f\u4f46\u91cd\u8981\u7684\u8b8a\u5316\u3002<\/p>\n\n<p>\u7d50\u679c\u5982\u4f55\uff1f \u4e00\u500b\u770b\u8d77\u4f86\u8207 1980 \u5e74\u4ee3\u7684\u904e\u7a0b\u975e\u5e38\u76f8\u4f3c\u7684\u7522\u54c1\u958b\u767c\u904e\u7a0b\u3002 \u8349\u7a3f\u548c\u7814\u7a76\u5df2\u7d93\u5f9e\u7d19\u8cea\u6587\u4ef6\u8f49\u79fb\u5230\u4e86\u87a2\u5e55\u4e0a\uff0c\u4f46\u5718\u968a\u4ecd\u7136\u5fc5\u9808\u4ee5\u7269\u7406\u6216\u6578\u4f4d\u65b9\u5f0f\u958b\u6703\uff0c\u624b\u5de5\u6bd4\u8f03\u8349\u7a3f\u4e26\u505a\u51fa\u6c7a\u7b56\uff0c\u4e26\u4e14\u9700\u8981\u78ba\u4fdd\u4e0d\u6703\u907a\u6f0f\u4efb\u4f55\u95dc\u9375\u7d30\u7bc0\uff0c\u9019\u6703\u6e1b\u6162\u7522\u54c1\u958b\u767c\u904e\u7a0b\u7684\u901f\u5ea6\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"467\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-meeting.jpg\" alt=\"\" class=\"wp-image-5112\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-meeting.jpg 700w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-meeting-300x200.jpg 300w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/figure>\n\n<p>51618041 \u2013 \u7d50\u679c\u548c\u5718\u968a\u5408\u4f5c\u3002 \u516d\u4eba\u5c0f\u7d44\u5750\u5728\u8fa6\u516c\u684c\u524d\u8a0e\u8ad6\u67d0\u4e8b\u7684\u4fef\u8996\u5716<\/p>\n\n<h4 class=\"wp-block-heading\">Cycle \u89e3\u6c7a\u65b9\u6848 No. 1\uff1a\u66f4\u597d\u7684\u7cfb\u7d71<\/h4>\n\n<p>\u8a72\u6280\u8853\u7684\u5b58\u5728\u662f\u70ba\u4e86\u6e1b\u5c11\u958b\u767c\u904e\u7a0b\u4e2d\u82b1\u8cbb\u7684\u6642\u9593\u3002 \u7136\u800c\uff0c\u8fc4\u4eca\u70ba\u6b62\uff0c\u8a31\u591a\u8ca1\u7522\u548c\u610f\u5916\u96aa\u4fdd\u96aa\u516c\u53f8\u63a1\u7528\u5b83\u7684\u901f\u5ea6\u4e00\u76f4\u5f88\u6162\u3002<\/p>\n\n<p>\u96fb\u5b50\u7522\u54c1\u7ba1\u7406\u7cfb\u7d71\u7c21\u5316\u4e86\u7522\u54c1\u958b\u767c\u6d41\u7a0b\u3002 \u4f7f\u7528\u96fb\u5b50\u90f5\u4ef6\u3001\u96fb\u5b50\u9336\u683c\u548c PDF \u7684\u300c\u65b0\u820a\u300d\u65b9\u5f0f\u8207\u9762\u5c0d\u9762\u6703\u8b70\u548c\u666e\u901a\u90f5\u4ef6\u7684\u300c\u820a\u820a\u300d\u65b9\u5f0f\u4fdd\u6301\u8457\u76f8\u540c\u7684\u7246\u9762\u548c\u76e3\u7763\u56f0\u96e3\u3002<\/p>\n\n<p>\u7136\u800c\uff0c\u5728\u5c08\u70ba\u7522\u54c1\u958b\u767c\u800c\u8a2d\u8a08\u7684\u7cfb\u7d71\u4e2d\uff0c\u8cc7\u8a0a\u4fdd\u5b58\u5728\u4e00\u500b\u4f4d\u7f6e\uff0c\u53ef\u4ee5\u4f7f\u7528\u81ea\u52d5\u6f14\u7b97\u6cd5\u4f86\u6383\u63cf\u5fae\u5c0f\u7684\u5dee\u7570\u4e26\u8ddf\u8e64\u66f4\u6539\uff0c\u800c\u8ddf\u8e64\u548c\u8b66\u5831\u5247\u8b93\u6bcf\u500b\u4eba\u90fd\u6309\u8a08\u5283\u9032\u884c\u3002<\/p>\n\n<p>\u901a\u904e\u6d88\u9664\u969c\u7919\uff0c\u9019\u4e9b\u7cfb\u7d71\u6e1b\u5c11\u4e86\u5275\u5efa\u65b0\u7684 P&amp;C \u4fdd\u96aa\u7522\u54c1\u6240\u9700\u7684\u6642\u9593\u3002 \u5b83\u5011\u9084\u6709\u52a9\u65bc\u6e1b\u5c11\u932f\u8aa4\u4f75\u70ba\u5718\u968a\u6210\u54e1\u7bc0\u7701\u8166\u529b\u983b\u5bec\uff0c\u4f7f\u4ed6\u5011\u80fd\u5920\u5c08\u6ce8\u65bc\u7522\u54c1\u7684\u7a81\u51fa\u7d30\u7bc0\uff0c\u800c\u4e0d\u662f\u8ddf\u8e64\u81ea\u5df1\u7684\u65e5\u7a0b\u5b89\u6392\u548c\u6587\u66f8\u5de5\u4f5c\u3002<\/p>\n\n<h4 class=\"wp-block-heading\">\u9031\u671f\u6e1b\u7de9 2\uff1a\u5206\u5316\u548c\u7279\u7570\u6027<\/h4>\n\n<p>\u66fe\u5e7e\u4f55\u6642\uff0c\u8ca1\u7522\u4fdd\u96aa\u516c\u53f8\u7684\u7522\u54c1\u4e3b\u8981\u5728\u50f9\u683c\u4e0a\u7af6\u722d\u3002 \u56e0\u6b64\uff0c\u5e7e\u4e4e\u6c92\u6709\u5fc5\u8981\u5c07\u7522\u54c1\u8207\u540c\u4e00\u4fdd\u96aa\u516c\u53f8\u92b7\u552e\u7684\u5176\u4ed6\u7522\u54c1\u6216\u7af6\u722d\u5c0d\u624b\u92b7\u552e\u7684\u985e\u4f3c\u4fdd\u96aa\u7522\u54c1\u5340\u5206\u958b\u4f86\u3002 \u5728\u7522\u54c1\u958b\u767c\u904e\u7a0b\u4e2d\uff0c\u4fdd\u96aa\u516c\u53f8\u5141\u8a31\u5dee\u7570\u5316\u8b93\u4f4d\u65bc\u5176\u4ed6\u554f\u984c\u3002<\/p>\n\n<p>\u201c\u5728 1990 \u5e74\u4ee3\u4e2d\u671f\u4e4b\u524d\uff0c\u201d <a href=\"https:\/\/www.cognizant.com\/whitepapers\/employing-analytics-to-automate-and-optimize-insurance-distribution-codex1179.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Cognizant<\/a> \u5728\u6700\u8fd1\u7684\u4e00\u4efd\u767d\u76ae\u66f8\u4e2d\u6307\u51fa\uff0c\u201c\u4fdd\u96aa\u5206\u92b7\u5546\u638c\u63e1\u4e86\u6709\u95dc\u4fdd\u96aa\u7522\u54c1\u3001\u5b9a\u50f9\u548c\u6d41\u7a0b\u7684\u5927\u90e8\u5206\u77e5\u8b58\uff0c\u9700\u8981\u5ba2\u6236\u7372\u5f97\u4e2d\u4ecb\u7684\u8aac\u660e\u3002<\/p>\n\n<p>\u7136\u800c\uff0c\u4eca\u5929\uff0c\u5ba2\u6236\u6bd4\u4ee5\u5f80\u4efb\u4f55\u6642\u5019\u90fd\u66f4\u77ad\u89e3\u3002 \u4ed6\u5011\u4e5f\u6bd4\u4ee5\u5f80\u4efb\u4f55\u6642\u5019\u90fd\u66f4\u6709\u80fd\u529b\u6839\u64da\u591a\u7a2e\u56e0\u7d20\uff08\u800c\u4e0d\u50c5\u50c5\u662f\u50f9\u683c\uff09\u4f86\u6bd4\u8f03\u8ca1\u7522\u548c\u610f\u5916\u96aa\u7522\u54c1\u3002 \u9019\u610f\u5473\u8457\u4fdd\u96aa\u516c\u53f8\u73fe\u5728\u5728\u7522\u54c1\u958b\u767c\u904e\u7a0b\u4e2d\u5c08\u6ce8\u65bc\u5dee\u7570\u5316\uff0c\u9019\u589e\u52a0\u4e86\u5c07\u65b0\u4fdd\u96aa\u7522\u54c1\u63a8\u5411\u5e02\u5834\u6240\u9700\u7684\u6d41\u7a0b\u6642\u9593\u3002<\/p>\n\n<h4 class=\"wp-block-heading\">\u5faa\u74b0\u89e3\u6c7a\u65b9\u6848 2\uff1a\u81ea\u52d5\u5316<\/h4>\n\n<p>\u5728\u7522\u54c1\u958b\u767c\u9031\u671f\u4e2d\uff0c\u53ef\u4ee5\u4f7f\u7528\u81ea\u52d5\u5316\u5de5\u5177\u4f86\u63d0\u4f9b\u66f4\u597d\u7684\u6d1e\u5bdf\uff0c\u8ddf\u8e64\u884c\u70ba\u4ee5\u8b58\u5225\u672a\u586b\u88dc\u7684\u5546\u54c1\u7d30\u5206\uff0c\u4f75\u70ba\u5f37\u5927\u7684\u5546\u54c1\u767c\u4f48\u5960\u5b9a\u57fa\u790e\u3002<\/p>\n\n<p>\u6b63\u5982 <a href=\"https:\/\/www.thinkadvisor.com\/2016\/07\/01\/4-reasons-why-insurers-must-adapt-to-the-omnichann\/\" target=\"_blank\" rel=\"noreferrer noopener\">Frank Memmo Jr. \u548c Ryan Knopp<\/a> \u5728 ThinkAdvisor \u4e2d\u6307\u51fa\u7684\u90a3\u6a23\uff0c\u5168\u7ba1\u9053\u8edf\u9ad4\u89e3\u6c7a\u65b9\u6848\u63d0\u4f9b\u4e86\u8a31\u591a\u9762\u5411\u5ba2\u6236\u7684\u597d\u8655\u3002\u6536\u96c6\u3001\u5b58\u5132\u548c\u8ddf\u8e64\u5ba2\u6236\u6578\u64da\u4e26\u8207\u7522\u54c1\u7ba1\u7406\u7cfb\u7d71\u901a\u4fe1\u7684\u7cfb\u7d71\u4e5f\u70ba\u5176\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u4e86\u6df1\u523b\u7684\u898b\u89e3\u3002\u7576\u4f7f\u7528\u81ea\u52d5\u5316\u4f86\u6536\u96c6\u548c\u5206\u6790\u6578\u64da\u6642\uff0c\u5b83\u53ef\u4ee5\u986f\u8457\u7e2e\u77ed\u958b\u767c\u4fdd\u96aa\u7522\u54c1\u6240\u9700\u7684\u6642\u9593\uff0c\u4ee5\u6eff\u8db3\u5ba2\u6236\u4e0d\u65b7\u8b8a\u5316\u7684\u9700\u6c42\u3002  <\/p>\n\n<p>\u201c\u4f01\u696d\u7d1a\u89e3\u6c7a\u65b9\u6848\u652f\u63f4\u5de5\u4f5c\u6d41\u9a45\u52d5\u7684\u6d41\u7a0b\uff0c\u78ba\u4fdd\u6d41\u7a0b\u4e2d\u7684\u6240\u6709\u53c3\u8207\u8005\u90fd\u80fd\u5728\u9700\u8981\u6642\u9032\u884c\u5be9\u67e5\u548c\u7c3d\u5b57\uff0c\u201d <a href=\"https:\/\/turnkeyafrica.com\/technology-insurance-product-development\/\" target=\"_blank\" rel=\"noreferrer noopener\">Brian Abajah<\/a> \u5728 Turnkey Africa \u4e0a\u5beb\u9053\u3002\u201c\u96a8\u5f8c\uff0c\u7522\u54c1\u958b\u767c\u6210\u672c\u548c\u74f6\u9838\u964d\u4f4e\uff0c\u5f9e\u800c\u63d0\u9ad8\u4e86\u4e0a\u5e02\u901f\u5ea6\u548c\u7522\u54c1\u54c1\u8cea\uff0c\u540c\u6642\u63d0\u9ad8\u4e86\u958b\u767c\u548c\u4fee\u6539\u7522\u54c1\u7684\u80fd\u529b\uff0c\u5f9e\u800c\u589e\u52a0\u4e86\u6536\u5165\u3002\u201d <\/p>\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/office-meeting.jpg\" alt=\"\" class=\"wp-image-5102\" style=\"width:703px;height:auto\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/office-meeting.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/office-meeting-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/office-meeting-768x512.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h4 class=\"wp-block-heading\">\u767c\u5c55\u7684\u672a\u4f86\uff1a\u8ca1\u7522\u4fdd\u96aa\u516c\u53f8\u7684\u555f\u793a<\/h4>\n\n<p>Insurtech \u5728\u5354\u8abf\u8ca1\u7522\u548c\u610f\u5916\u50b7\u5bb3\u4fdd\u96aa\u516c\u53f8\u8207\u73fe\u4ee3\u6578\u4f4d\u751f\u6d3b\u7684\u6b65\u4f10\u65b9\u9762\u8655\u65bc\u9818\u5148\u5730\u4f4d\u3002\u4f8b\u5982\uff0c <a href=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2017\/12\/property-and-casuality-insurance-trends_2018.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Capgemini<\/a>\u76842018\u5e74\u8ca1\u7522\u548c\u610f\u5916\u50b7\u5bb3\u4fdd\u96aa\u5341\u5927\u8da8\u52e2\u90fd\u8207\u6280\u8853\u76f8\u95dc\uff0c\u5f9e\u4f7f\u7528\u5206\u6790\u548c\u9ad8\u7d1a\u6f14\u7b97\u6cd5\u4f86\u8ddf\u8e64\u5ba2\u6236\u884c\u70ba\uff0c\u5230\u7121\u4eba\u6a5f\u548c\u81ea\u52d5\u99d5\u99db\u6c7d\u8eca\u6539\u8b8a\u4fdd\u96aa\u516c\u53f8\u601d\u8003\u548c\u8a55\u4f30\u98a8\u96aa\u7684\u65b9\u5f0f\uff0c\u9019\u4e26\u4e0d\u4ee4\u4eba\u9a5a\u8a1d\u3002 <\/p>\n\n<p>\u56e0\u6b64\uff0c\u4f7f\u7528 1998 \u5e74\u6280\u8853\u7684\u516c\u53f8\u767c\u73fe\u81ea\u5df1\u9677\u5165\u4e86 20 \u4e16\u7d00\u7684\u7522\u54c1\u958b\u767c\u6b65\u4f10\uff0c\u4e26\u4e14\u8d8a\u4f86\u8d8a\u591a\u5730\u88ab 20 \u4e16\u7d00\u7684\u7522\u54c1\u6240\u56f0\uff0c\u4e5f\u5c31\u4e0d\u8db3\u70ba\u5947\u4e86\u3002<\/p>\n\n<p>\u6b63\u5982 <a href=\"https:\/\/www.mckinsey.com\/~\/media\/mckinsey\/industries\/financial%20services\/our%20insights\/automating%20the%20insurance%20industry\/insurancedigitalizationworkforceimplications20160111.ashx\" target=\"_blank\" rel=\"noreferrer noopener\">\u9ea5\u80af\u932b<\/a> \u767d\u76ae\u66f8\u6240\u6307\u51fa\u7684\u90a3\u6a23\uff0c\u4fdd\u96aa\u696d\u7684\u6578\u4f4d\u9769\u547d\u4e0d\u50c5\u6709\u53ef\u80fd\u6539\u8b8a\u4fdd\u96aa\u7522\u54c1\u7684\u958b\u767c\u65b9\u5f0f\uff0c\u800c\u4e14\u9084\u6709\u53ef\u80fd\u6539\u8b8a\u7522\u54c1\u672c\u8eab\u3002\u6578\u4f4d\u4fdd\u96aa\u7684\u8986\u84cb\u7bc4\u570d\u6b63\u5728\u589e\u52a0\uff0c\u96a8\u8457\u7b2c\u4e00\u4ee3\u6578\u4f4d\u539f\u4f4f\u6c11\u958b\u59cb\u6210\u5e74\uff0c\u9810\u8a08\u9700\u6c42\u5c07\u6703\u589e\u52a0\u3002 <\/p>\n\n<p>Capgemini \u7684 <a href=\"https:\/\/www.capgemini.com\/2017\/11\/the-insurer-of-the-future-part-7-product-development\/\" target=\"_blank\" rel=\"noreferrer noopener\">Alan Walker<\/a> \u6700\u8fd1\u9810\u6e2c\uff0c\u5728\u4e0d\u4e45\u7684\u5c07\u4f86\uff0c\u8ca1\u7522\u548c\u610f\u5916\u50b7\u5bb3\u4fdd\u96aa\u7522\u54c1\u7684\u958b\u767c\u5c07\u8b8a\u5f97\u6a21\u7d44\u5316\u3002\u201c\u6a21\u7d44\u5316\u8a2d\u8a08\u4f7f\u7121\u6578\u65b0\u7522\u54c1\u80fd\u5920\u5feb\u901f\u8f15\u9b06\u5730\u958b\u767c\uff0c\u201dWalker \u6307\u51fa\u3002 <\/p>\n\n<p>\u5b83\u9084\u4f7f\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u66f4\u9748\u6d3b\u5730\u56de\u61c9\u5ba2\u6236\u5c0d\u500b\u4eba\u5316\u4fdd\u96aa\u7684\u9700\u6c42\u3002 \u96d6\u7136\u8463\u4e8b\u6703\u548c\u6587\u66f8\u5de5\u4f5c\u958b\u767c\u65b9\u6cd5\u7121\u6cd5\u8655\u7406\u6a21\u7d44\u5316\u7522\u54c1\uff0c\u4f46\u8a31\u591a\u7522\u54c1\u958b\u767c\u548c\u7ba1\u7406\u7cfb\u7d71\u53ef\u4ee5\u8f15\u9b06\u9069\u61c9\u9019\u7a2e\u65b9\u6cd5\u3002<\/p>\n\n<p>\u201c\u4fdd\u96aa\u7522\u54c1\u9ad4\u73fe\u4e86\u6bcf\u5bb6\u4fdd\u96aa\u516c\u53f8\u5c0d\u672a\u4f86\u7684\u7406\u89e3\uff0c\u201dCelent LLC \u7684\u8463\u4e8b <a href=\"https:\/\/www.linkedin.com\/in\/donald-light-14890\" target=\"_blank\" rel=\"noreferrer noopener\">\u5510\u7d0d\u5fb7\u00b7\u840a\u7279 \uff08Donald Light<\/a>\uff09 \u5728 2006 \u5e74\u5beb\u9053\u3002\u201c\u96a8\u8457\u4fdd\u96aa\u516c\u53f8\u5c0d\u53ef\u80fd\u7684\u6536\u76ca\u3001\u640d\u5931\u3001\u98a8\u96aa\u548c\u6a5f\u6703\u7684\u770b\u6cd5\u767c\u751f\u8b8a\u5316\uff0c\u5176\u7522\u54c1\u4e5f\u5fc5\u9808\u767c\u751f\u8b8a\u5316\u3002\u201d <\/p>\n\n<p>12 \u5e74\u5f8c\uff0c\u840a\u7279\u7684\u8a71\u4ecd\u7136\u662f\u6b63\u78ba\u7684\u3002 \u4e0d\u50c5\u4fdd\u96aa\u516c\u53f8\u7684\u7522\u54c1\u5fc5\u9808\u6539\u8b8a\uff0c\u516c\u53f8\u8a2d\u60f3\u3001\u958b\u767c\u548c\u7de8\u8f2f\u9019\u4e9b\u7522\u54c1\u7684\u6d41\u7a0b\u4e5f\u5fc5\u9808\u6539\u8b8a\u3002<\/p>\n\n<p>\u6b63\u5982\u50b3\u771f\u6a5f\u548c\u96fb\u5b50\u90f5\u4ef6\u5728\u904e\u53bb\u5e7e\u5341\u5e74\u4e2d\u6539\u8b8a\u4e86\u4fdd\u96aa\u696d\u4e00\u6a23\uff0c\u5206\u6790\u548c\u5927\u6578\u64da\u7684\u8208\u8d77\u5c07\u5fb9\u5e95\u6539\u8b8a\u4e26\u52a0\u5feb\u7522\u54c1\u958b\u767c\u904e\u7a0b\u3002<\/p>\n\n<p><em>\u5716\u7247\u4f86\u81ea\uff1arawpixel\/\u00a9123RF Stock Photo\uff0c gstockstudio\/\u00a9123RF Stock Photo\uff0c pressmaster\/\u00a9123RF Stock Photo<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8ca1\u7522\u548c\u610f\u5916\u50b7\u5bb3\u4fdd\u96aa\u7684\u50b3\u7d71\u7522\u54c1\u958b\u767c\u9031\u671f\u4ee5\u8778\u725b\u822c\u7684\u901f\u5ea6\u767c\u5c55\u3002 \u8349\u7a3f\u3001\u6279\u51c6\u3001\u4fee\u8a02\u3001\u95dc\u9375\u7d30\u7bc0\u7684\u9a57\u8b49\u548c\u5176\u4ed6\u6b65\u9a5f\u5f9e\u69cb\u60f3\u65b0\u7522 [&hellip;]<\/p>\n","protected":false},"featured_media":5124,"template":"","insight-category":[],"class_list":["post-21366","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/21366","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/5124"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=21366"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=21366"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}