{"id":21305,"date":"2024-09-30T14:31:07","date_gmt":"2024-09-30T19:31:07","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e7%82%ba%e4%bb%80%e9%ba%bc-pc-insurance-%e9%9c%80%e8%a6%81%e6%9b%b4%e5%80%8b%e6%80%a7%e5%8c%96%e7%9a%84%e5%ae%a2%e6%88%b6%e8%b3%87%e8%a8%8a\/"},"modified":"2024-11-06T17:31:42","modified_gmt":"2024-11-06T22:31:42","slug":"%e7%82%ba%e4%bb%80%e9%ba%bc-pc-insurance-%e9%9c%80%e8%a6%81%e6%9b%b4%e5%80%8b%e6%80%a7%e5%8c%96%e7%9a%84%e5%ae%a2%e6%88%b6%e8%b3%87%e8%a8%8a","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e7%82%ba%e4%bb%80%e9%ba%bc-pc-insurance-%e9%9c%80%e8%a6%81%e6%9b%b4%e5%80%8b%e6%80%a7%e5%8c%96%e7%9a%84%e5%ae%a2%e6%88%b6%e8%b3%87%e8%a8%8a\/","title":{"rendered":"\u70ba\u4ec0\u9ebc P&C Insurance \u9700\u8981\u66f4\u500b\u6027\u5316\u7684\u5ba2\u6236\u8cc7\u8a0a"},"content":{"rendered":"\n

\u8ca1\u7522\u548c\u610f\u5916\u50b7\u5bb3\u4fdd\u96aa\u516c\u53f8\u6b63\u5728\u52aa\u529b\u61c9\u5c0d\u4e0d\u65b7\u589e\u52a0\u7684\u7d22\u8ce0\uff0c\u8207\u6b64\u540c\u6642\uff0c\u5ba2\u6236\u6b63\u5728\u653e\u68c4\u4ed6\u5011\u7684\u4fdd\u96aa\u3002\u8207\u6b64\u540c\u6642\uff0cPropertyCasualty360 \u7684\u4f5c\u8005 Tom Super \u548c Colleen Cairns<\/a> \u8868\u793a\uff0c\u5ba2\u6236\u5c0d\u8cfc\u8cb7\u4fdd\u96aa\u7684\u6eff\u610f\u5ea6\u8655\u65bc\u6b77\u53f2\u6700\u4f4e\u6c34\u6e96\u3002 <\/p>\n\n

\u6839\u64da Super \u548c Cairns \u7684\u8aaa\u6cd5\uff0c\u5ba2\u6236\u4e0d\u6eff\u7316\u7357\u7684\u4e00\u500b\u539f\u56e0\u662f\u5ba2\u6236\u4e0d\u518d\u770b\u5230\u4fdd\u96aa\u516c\u53f8\u63d0\u51fa\u7684\u7e3d\u9ad4\u50f9\u503c\u4e3b\u5f35\u3002 \u4ed6\u5011\u5728\u6d17\u724c\u4e2d\u611f\u5230\u8ff7\u5931\uff0c\u5f77\u5f7f\u4ed6\u5011\u70ba\u4fdd\u96aa\u652f\u4ed8\u7684\u9322\u6c38\u9060\u4e0d\u6703\u770b\u5230\u56de\u5831\u3002<\/p>\n\n

\u500b\u4eba\u5316\u7684\u5ba2\u6236\u6d88\u606f\u50b3\u905e\u70ba\u626d\u8f49\u9019\u7a2e\u95dc\u4fc2\u63d0\u4f9b\u4e86\u6df1\u523b\u7684\u5de5\u5177\u3002 \u901a\u904e\u5728\u500b\u4eba\u5c64\u9762\u8207\u5ba2\u6236\u4ea4\u8ac7\uff0c\u8ca1\u7522\u548c\u610f\u5916\u96aa\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u66f4\u597d\u5730\u5c55\u793a\u50f9\u503c\u4e26\u5efa\u7acb\u806f\u7e6b\uff0c\u5e6b\u52a9\u5ba2\u6236\u4e86\u89e3\u70ba\u4ec0\u9ebc\u5805\u6301\u8207\u4fdd\u96aa\u516c\u53f8\u5408\u4f5c\u7b26\u5408\u4ed6\u5011\u7684\u6700\u4f73\u5229\u76ca\u3002<\/p>\n\n

\u8ca1\u7522\u548c\u610f\u5916\u96aa\u7684\u500b\u4eba\u5316\u8da8\u52e2<\/h2>\n\n

\u500b\u6027\u5316\u4e0d\u50c5\u9650\u65bc\u4fdd\u96aa\u3002 \u5ba2\u6236\u8d8a\u4f86\u8d8a\u591a\u5730\u5728\u5404\u7a2e\u8cfc\u8cb7\u4e92\u52d5\u4e2d\u9ad4\u9a57\u5230\u500b\u4eba\u5316\uff0c\u9019\u4f7f\u5176\u6210\u70ba\u4e00\u7a2e\u66f4\u5e38\u898b\u548c\u66f4\u9810\u671f\u7684\u9ad4\u9a57\u3002<\/p>\n\n

\u5ba2\u6236\u50be\u5411\u65bc\u901a\u904e\u6539\u8b8a\u4ed6\u5011\u7684\u8cfc\u8cb7\u7fd2\u6163\u4f86\u61c9\u5c0d\u500b\u4eba\u5316\uff1a\u7814\u7a76\u5c08\u5bb6 Vanson Bourne<\/a> \u8868\u793a\uff0c\u5728\u4e00\u9805\u7814\u7a76\u4e2d\uff0c86% \u7684\u53d7\u8a2a\u5ba2\u6236\u8868\u793a\u500b\u4eba\u5316\u5f71\u97ff\u4e86\u4ed6\u5011\u8cfc\u8cb7\u7684\u5546\u54c1\u3002<\/p>\n\n

\u96a8\u8457\u5ba2\u6236\u671f\u671b\u7684\u8b8a\u5316\uff0c\u8ca1\u7522\u548c\u610f\u5916\u96aa\u516c\u53f8\u7684\u884c\u70ba\u4e5f\u5728\u8b8a\u5316\uff0c\u5118\u7ba1\u901f\u5ea6\u8981\u6162\u5f97\u591a\u3002\u5118\u7ba1 77% \u7684\u516c\u53f8\u8a8d\u70ba\u5373\u6642\u500b\u4eba\u5316\u5f88\u91cd\u8981\uff0c\u4f46 60% \u7684\u516c\u53f8\u4ecd\u5728\u52aa\u529b\u5be6\u65bd\u6709\u6548\u7684\u5373\u6642\u500b\u4eba\u5316\uff0cFE International \u5275\u59cb\u4eba Thomas Smale<\/a> \u5728 Entrepreneur \u4e0a\u8868\u793a\u3002\u7136\u800c\uff0c\u4fdd\u96aa\u516c\u53f8\u4e5f\u767c\u73fe\uff0c\u6539\u5584\u5ba2\u6236\u500b\u4eba\u5316\u7684\u76f8\u540c\u5de5\u5177\u540c\u6a23\u53ef\u4ee5\u6539\u5584\u627f\u4fdd\u548c\u7d22\u8ce0\u7ba1\u7406\u3002 <\/p>\n\n

\u5ba2\u6236\u9700\u8981\u500b\u4eba\u5316<\/h3>\n\n

Emerj \u7684\u63a1\u8cfc\u5c08\u5bb6 Edmund Zagorin<\/a> \u8868\u793a\uff0c\u4fdd\u96aa\u7684\u500b\u4eba\u5316\u6b63\u5728\u6539\u8b8a\u5404\u7a2e\u5404\u6a23\u7684\u4efb\u52d9\uff0c\u5f9e\u884c\u92b7\u4fdd\u96aa\u5230\u8a2d\u5b9a\u4fdd\u8cbb\uff0c\u518d\u5230\u70ba\u7279\u5b9a\u5c08\u6848\u6216\u4e8b\u4ef6\u63d0\u4f9b\u91cf\u8eab\u5b9a\u88fd\u7684\u4fdd\u96aa\u3002<\/p>\n\n

\u5ba2\u6236\u5c0d\u500b\u4eba\u5316\u7684\u597d\u8655\u975e\u5e38\u611f\u8208\u8da3\uff0c\u4ed6\u5011\u751a\u81f3\u9858\u610f\u5206\u4eab\u66f4\u591a\u81ea\u5df1\u7684\u500b\u4eba\u8cc7\u8a0a\u4ee5\u7372\u5f97\u9019\u4e9b\u597d\u8655 \u2014 \u591a\u5e74\u4f86\u4e00\u76f4\u5982\u6b64\u3002\u65e9\u5728 2014 \u5e74\uff0c\u6469\u6839\u58eb\u4e39\u5229 \uff08Morgan Stanley\uff09 \u8463\u4e8b\u7e3d\u7d93\u7406\u55ac \u6069\u00b7\u970d\u91d1 \uff08Jon Hocking<\/a> \uff09 \u548c\u5176\u4ed6\u7814\u7a76\u4eba\u54e1\u7684\u4e00\u4efd\u85cd\u76ae\u66f8\u5c31\u5831\u544a\u7a31\uff0c85% \u7684\u4fdd\u96aa\u5ba2\u6236\u9858\u610f\u5206\u4eab\u8cc7\u8a0a\uff0c\u4ee5\u7372\u5f97\u500b\u4eba\u5316\u5b9a\u50f9\u7684\u597d\u8655\u3002 <\/p>\n\n

\u7136\u800c\uff0c\u4fdd\u96aa\u516c\u53f8\u4e26\u4e0d\u7e3d\u662f\u9700\u8981\u6316\u6398\u6578\u64da\u4f86\u4fc3\u4f7f\u63a1\u53d6\u500b\u4eba\u5316\u65b9\u6cd5\u3002\u201c\u901a\u5e38\uff0c\u5ba2\u6236\u672a\u6eff\u8db3\u7684\u9700\u6c42\u7684\u7dda\u7d22\u96b1\u85cf\u5728\u986f\u800c\u6613\u898b\u7684\u5730\u65b9\uff0c\u201d\u9ea5\u80af\u932b\u516c\u53f8\u7684\u526f\u5408\u5925\u4eba \u7c73\u62c9\u00b7\u963f\u9054\u83ab\u5a03<\/a> \u548c\u5176\u4ed6\u7814\u7a76\u54e1\u8aaa\u3002\u4f8b\u5982\uff0c\u81f4\u96fb\u66f4\u65b0\u6c7d\u8eca\u4fdd\u55ae\u8cec\u55ae\u5730\u5740\u7684\u5ba2\u6236\u8868\u660e\u4ed6\u6216\u5979\u6700\u8fd1\u642c\u5bb6\u4e86\uff0c\u4e26\u4e14\u53ef\u80fd\u9084\u9700\u8981\u79df\u623f\u8005\u4fdd\u55ae\u3002 <\/p>\n\n

\u500b\u4eba\u5316\u548c\u4eba\u5de5\u667a\u6167<\/h3>\n\n

\u4eba\u5de5\u667a\u6167\u4f7f\u4fdd\u96aa\u548c\u5176\u4ed6\u884c\u696d\u7684\u500b\u4eba\u5316\u8b8a\u5f97\u66f4\u52a0\u5bb9\u6613\u3002Haven Life \u9996\u5e2d\u57f7\u884c\u5b98 Yaron Ben-Zvi<\/a> \u8868\u793a\uff0c\u4eba\u5de5\u667a\u6167\u53ef\u4ee5\u5206\u6790\u5927\u91cf\u500b\u4eba\u6578\u64da\u9ede\uff0c\u4f7f\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u63d0\u4f9b\u91cf\u8eab\u5b9a\u88fd\u7684\u6d88\u606f\u50b3\u905e\u3001\u500b\u4eba\u5316\u5b9a\u50f9\u548c\u4e00\u5c0d\u4e00\u53c3\u8207\u3002 <\/p>\n\n

Insurance Innovation Reporter \u7684 Kimberly Harris-Ferrante<\/a> \u8868\u793a\uff0c\u70ba\u4e86\u9032\u4e00\u6b65\u5229\u7528\u4eba\u5de5\u667a\u6167\u7684\u529b\u91cf\u4f86\u7ba1\u7406\u884c\u92b7\u4e2d\u7684\u500b\u4eba\u5316\uff0c\u4fdd\u96aa\u516c\u53f8\u5c07\u9700\u8981\u63a1\u7528\u5141\u8a31\u5206\u6790\u975e\u7d50\u69cb\u5316\u6578\u64da\uff08\u5982\u7c21\u8a0a\u3001\u8a9e\u97f3\u3001\u8996\u983b\u548c\u5716\u50cf\uff09\u7684\u5de5\u5177\u3002Harris-Ferrante \u8aaa\uff0c\u9019\u4e9b\u5de5\u5177\u4e0d\u50c5\u6709\u52a9\u65bc\u63d0\u9ad8\u500b\u4eba\u5316\uff0c\u800c\u4e14\u9084\u53ef\u4ee5\u63d0\u9ad8\u627f\u4fdd\u548c\u7d22\u8ce0\u7ba1\u7406\u7684\u6e96\u78ba\u6027\u3002 <\/p>\n\n

\"\"<\/figure>\n\n

\u5982\u4f55\u8207\u5ba2\u6236\u5efa\u7acb\u500b\u4eba\u95dc\u4fc2<\/h2>\n\n

\u7576\u4eca\u7684\u6280\u8853\u5de5\u5177\u4f7f\u70ba\u4fdd\u96aa\u5ba2\u6236\u958b\u767c\u500b\u4eba\u5316\u65b9\u6cd5\u8b8a\u5f97\u6bd4\u4ee5\u5f80\u4efb\u4f55\u6642\u5019\u90fd\u66f4\u5bb9\u6613\u3002 \u7136\u800c\uff0c\u4ee5\u6b63\u78ba\u7684\u65b9\u5f0f\u4f7f\u7528\u9019\u4e9b\u5de5\u5177\u5c0d\u65bc\u4efb\u4f55\u500b\u4eba\u5316\u4f01\u696d\u7684\u6210\u529f\u90fd\u81f3\u95dc\u91cd\u8981\u3002<\/p>\n\n

\u5c07 AI \u8996\u70ba\u5de5\u5177<\/h2>\n\n

\u4eba\u5de5\u667a\u6167\u548c\u6a5f\u5668\u5b78\u7fd2\u53ef\u4ee5\u4f7f\u500b\u4eba\u5316\u8b8a\u5f97\u66f4\u52a0\u5bb9\u6613\uff0c\u5229\u7528\u5b83\u5011\u7684\u6700\u4f73\u65b9\u6cd5\u662f\u5c07\u5b83\u5011\u61c9\u7528\u65bc\u7279\u5b9a\u60c5\u6cc1\u6216\u4efb\u52d9\u3002<\/p>\n\n

\u201c\u4e0d\u8981\u5148\u9078\u64c7\u5de5\u5177\uff0c\u7136\u5f8c\u518d\u5617\u8a66\u627e\u5230\u4f7f\u7528\u5b83\u5011\u7684\u65b9\u6cd5\u3002\u76f8\u53cd\uff0c\u9996\u5148\u78ba\u5b9a\u4f60\u60f3\u8981\u89e3\u6c7a\u7684\u554f\u984c\uff0c\u7136\u5f8c\u627e\u5230\u6700\u597d\u548c\u6700\u5408\u9069\u7684\u8edf\u9ad4\u548c\u89e3\u6c7a\u65b9\u6848\uff0c\u8b93\u4f60\u7684\u5ba2\u6236\u751f\u6d3b\u66f4\u8f15\u9b06\uff0c\u201cYes&\u6578\u5b57\u9ad8\u7d1a\u526f\u7e3d\u88c1 Greg Kihlstrom<\/a>\u8aaa\u3002<\/p>\n\n

\u9664\u4e86\u9078\u64c7\u6b63\u78ba\u7684\u5de5\u5177\u5916\uff0c\u5206\u6790\u6b63\u78ba\u7684\u6578\u64da\u4e5f\u662f\u5fc5\u4e0d\u53ef\u5c11\u7684\u3002\u201c\u8425\u92b7\u4eba\u54e1\u4e0d\u9700\u8981 \u66f4\u591a<\/em> \u6578\u64da\uff0c\u4ed6\u5011\u53ea\u9700\u8981 \u6b63\u78ba\u7684<\/em> \u6578\u64da\u3002\u5229\u6f64\u53d6\u6c7a\u65bc\u505a\u5c0d\u4e86\uff0c\u300cJunction AI \u9996\u5e2d\u57f7\u884c\u5b98\u517c\u5275\u59cb\u4eba Vance Reavie<\/a> \u8aaa\u3002 <\/p>\n\n

\u4fdd\u96aa\u516c\u53f8\u9084\u53ef\u4ee5\u5c0b\u627e\u5c07 AI \u6574\u5408\u5230\u73fe\u6709\u5de5\u5177\uff08\u4f8b\u5982\u7db2\u7ad9\u548c\u884c\u52d5\u5e73\u81fa\uff09\u4e2d\u7684\u65b9\u6cd5\u3002<\/p>\n\n

\u64c1\u62b1\u79fb\u52d5<\/h2>\n\n

HOVER\uff0c Inc. \u57f7\u884c\u526f\u7e3d\u88c1 Kevin Reilley<\/a> \u8aaa\uff0c\u79fb\u52d5\u6280\u8853\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u6539\u9032\u627f\u4fdd\u548c\u7d22\u8ce0\u8655\u7406\u3002\u5b83\u9084\u53ef\u4ee5\u5e6b\u52a9\u5ba2\u6236\u7372\u5f97\u7121\u7e2b\u4e14\u66f4\u52a0\u500b\u6027\u5316\u7684\u9ad4\u9a57\u3002 <\/p>\n\n

Mindtree \u7684 Rajeswari Natarajan<\/a> \u8aaa\uff0c\u5305\u542b\u804a\u5929\u6a5f\u5668\u4eba\u7b49\u5de5\u5177\u7684\u884c\u52d5\u5e73\u81fa\u53ef\u4ee5\u5e6b\u52a9\u5ba2\u6236\u7372\u5f97\u91cf\u8eab\u5b9a\u88fd\u7684\u5efa\u8b70\u3002\u804a\u5929\u6a5f\u5668\u4eba\u8655\u7406\u7bc4\u570d\u5ee3\u6cdb\u7684\u67e5\u8a62\u7684\u80fd\u529b\u8d8a\u4f86\u8d8a\u5f37\uff0c\u4e26\u4e14\u53ef\u4ee5\u5c0d\u5b83\u5011\u9032\u884c\u7a0b\u5f0f\u8a2d\u8a08\u4ee5\u78ba\u5b9a\u4f55\u6642\u8a72\u8b93\u4eba\u985e\u5de5\u4f5c\u4eba\u54e1\u4ecb\u5165\u3002 <\/p>\n\n

\u5373\u4f7f\u662f\u6c92\u6709\u6574\u5408 AI \u6216\u5176\u4ed6\u5de5\u5177\u4f86\u63d0\u9ad8\u500b\u4eba\u5316\u7684\u884c\u52d5\u5e73\u81fa\u4e5f\u53ef\u80fd\u7d66\u4ed6\u5011\u5e36\u4f86\u500b\u4eba\u611f\u89ba\u3002 \u7576\u5ba2\u6236\u53ef\u4ee5\u901a\u904e\u884c\u52d5\u88dd\u7f6e\u8f15\u9b06\u8207\u4ed6\u5011\u7684\u8ca1\u7522\u4fdd\u96aa\u516c\u53f8\u806f\u7e6b\u6642\uff0c\u4ed6\u5011\u5c31\u6703\u5728\u81ea\u5df1\u719f\u6089\u7684\u74b0\u5883\u4e2d\u9ad4\u9a57\u4fdd\u96aa\u516c\u53f8\u8207\u5ba2\u6236\u7684\u95dc\u4fc2\uff1a\u5728\u5bb6\u4e2d\u3001\u8eca\u5167\u6216\u5de5\u4f5c\u5834\u6240\u3002 \u6e9d\u901a\u4e0d\u6d89\u53ca\u81f4\u96fb\u67d0\u500b\u504f\u9060\u4f4d\u7f6e\u7684\u8fa6\u516c\u5ba4\u7684\u7406\u7b97\u54e1\u3002 \u76f8\u53cd\uff0c\u5b83\u6d89\u53ca\u5728\u81ea\u5df1\u7684\u8212\u9069\u7a7a\u9593\u4e2d\u4f7f\u7528\u81ea\u5df1\u7684\u624b\u6a5f\u3002<\/p>\n\n

\u4f7f\u7528\u73fe\u6709\u5de5\u5177<\/h2>\n\n

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\u8b93\u60a8\u7684\u516c\u53f8\u4f7f\u547d\u4e5f\u500b\u4eba\u5316<\/h2>\n\n

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