{"id":21291,"date":"2024-09-30T14:30:48","date_gmt":"2024-09-30T19:30:48","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e4%bf%9d%e9%9a%aa%e6%a5%ad%e4%b8%ad%e7%9a%84%e5%8d%80%e5%a1%8a%e9%8f%88%ef%bc%9a%e6%8a%93%e4%bd%8f%e6%a9%9f%e9%81%87%e4%b8%a6%e6%8c%ab%e6%95%97%e9%a2%a8%e9%9a%aa\/"},"modified":"2024-11-06T17:31:30","modified_gmt":"2024-11-06T22:31:30","slug":"%e4%bf%9d%e9%9a%aa%e6%a5%ad%e4%b8%ad%e7%9a%84%e5%8d%80%e5%a1%8a%e9%8f%88%ef%bc%9a%e6%8a%93%e4%bd%8f%e6%a9%9f%e9%81%87%e4%b8%a6%e6%8c%ab%e6%95%97%e9%a2%a8%e9%9a%aa","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e4%bf%9d%e9%9a%aa%e6%a5%ad%e4%b8%ad%e7%9a%84%e5%8d%80%e5%a1%8a%e9%8f%88%ef%bc%9a%e6%8a%93%e4%bd%8f%e6%a9%9f%e9%81%87%e4%b8%a6%e6%8c%ab%e6%95%97%e9%a2%a8%e9%9a%aa\/","title":{"rendered":"\u4fdd\u96aa\u696d\u4e2d\u7684\u5340\u584a\u93c8\uff1a\u6293\u4f4f\u6a5f\u9047\u4e26\u632b\u6557\u98a8\u96aa"},"content":{"rendered":"\n<p>\u57c3\u68ee\u54f2\u4fdd\u96aa\u7684 <a href=\"https:\/\/insuranceblog.accenture.com\/ultimate-guide-to-blockchain-in-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Jim Struntz<\/a> \u8868\u793a\uff0c46% \u7684\u4fdd\u96aa\u516c\u53f8\u9810\u8a08\u5728\u672a\u4f86\u5169\u5e74\u5167\u958b\u59cb\u4f7f\u7528\u5340\u584a\u93c8\uff0c84% \u7684\u4fdd\u96aa\u516c\u53f8\u8868\u793a\u8a72\u6280\u8853\u5c07\u6539\u8b8a\u4ed6\u5011\u958b\u5c55\u696d\u52d9\u7684\u65b9\u5f0f\u3002<\/p>\n\n<p>\u5f88\u660e\u986f\uff0c\u5340\u584a\u93c8\u70ba\u8ca1\u7522\u548c\u610f\u5916\u96aa\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u4e86\u8a31\u591a\u4ee4\u4eba\u8208\u596e\u7684\u53ef\u80fd\u6027\uff0c\u4f46\u5b83\u7684\u5be6\u65bd\u65e2\u5e36\u4f86\u4e86\u98a8\u96aa\uff0c\u4e5f\u5e36\u4f86\u4e86\u6311\u6230\u3002 \u4ee5\u4e0b\u662f\u5340\u584a\u93c8\u76ee\u524d\u7684\u60c5\u6cc1\uff0c\u4ee5\u53ca\u5982\u4f55\u77ad\u89e3\u5728\u4fdd\u96aa\u4e2d\u4f7f\u7528\u9019\u9805\u4ee4\u4eba\u8208\u596e\u7684\u6280\u8853\u7684\u56fa\u6709\u98a8\u96aa\u548c\u6a5f\u9047\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u5340\u584a\u93c8\u6280\u8853\u5982\u4f55\u904b\u4f5c<\/h2>\n\n<p>\u5340\u584a\u93c8\u6280\u8853\u5df2\u6210\u70ba\u6578\u5341\u500b\u884c\u696d\u7684\u6d41\u884c\u8a9e\uff0c\u8a72\u6280\u8853\u6709\u671b\u5168\u9762\u9769\u65b0\u6d41\u7a0b\u3002<\/p>\n\n<p>\u5340\u584a\u93c8\u662f\u4e00\u7a2e\u5206\u6563\u5f0f\u5e33\u672c\uff0c\u5176\u689d\u76ee\u5b58\u5132\u5728\u5176\u904b\u884c\u7684\u6574\u500b\u7db2\u8def\u4e2d\uff0c\u79d1\u6280\u516c\u53f8 Z\/Yen \u7684\u57f7\u884c\u8463\u4e8b\u9577 <a href=\"https:\/\/www.insurancejournal.com\/news\/international\/2017\/06\/07\/453749.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Mainelli<\/a> \u8aaa\u3002\u5340\u584a\u93c8\u4e2d\u7684\u53c3\u8207\u8005\u53ef\u4ee5\u6dfb\u52a0\u5230\u93c8\u4e2d\u7684\u689d\u76ee\u4e2d\uff0c\u4f46\u4e0d\u80fd\u522a\u9664\u6216\u4fee\u6539\u4ee5\u524d\u7684\u689d\u76ee\u3002\u7576\u6bcf\u500b\u4eba\u7684\u5e33\u672c\u7248\u672c\u90fd\u5339\u914d\u6642\uff0c\u5c31\u6703\u9054\u6210\u5171\u8b58;\u7570\u5e38\u689d\u76ee\u53ef\u7acb\u5373\u8b58\u5225\u70ba\u4e0d\u7576\u3001\u4e0d\u5b8c\u6574\u6216\u53ef\u7591\u3002  <\/p>\n\n<p>\u5340\u584a\u93c8\u6280\u8853\u6700\u521d\u662f\u6578\u4f4d\u8ca8\u5e63\u7684\u9a45\u52d5\u529b\uff0c\u56e0\u70ba\u5b83\u89e3\u6c7a\u4e86\u4e00\u500b\u7269\u6d41\u554f\u984c\uff1a\u9700\u8981\u7b2c\u4e09\u65b9\uff08\u4f8b\u5982\u9280\u884c\uff09\u4f86\u4fdd\u8b49\u5169\u65b9\u4e4b\u9593\u7684\u532f\u6b3e\u8a18\u9304\u3002<\/p>\n\n<p>\u8cc7\u91d1\u4e0d\u80fd\u82b1\u5169\u6b21\uff0c\u56e0\u70ba\u5b83\u5011\u7684\u5b58\u5728\u53d6\u6c7a\u65bc\u8a18\u9304\u5b83\u5011\u7684\u4ea4\u6613\uff0cCryptonomex \u7e3d\u88c1 <a href=\"https:\/\/www.forbes.com\/sites\/forbestechcouncil\/2018\/05\/21\/how-blockchain-can-transform-currency\/\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Taggart<\/a> \u8aaa\u3002\u5e33\u672c\u4e0d\u662f\u88ab\u8907\u88fd\u7684\u503c\uff0c\u800c\u662f\u901a\u904e\u4e00\u7cfb\u5217\u4ea4\u6613\u4e0d\u65b7\u66f4\u65b0\uff0c\u59cb\u7d42\u8a73\u7d30\u8aaa\u660e\u8ab0\u64c1\u6709\u4ec0\u9ebc\u3002 <\/p>\n\n<p>Quincy Analytics \u7684\u5275\u59cb\u4eba\u517c\u8463\u4e8b\u7e3d\u7d93\u7406 <a href=\"https:\/\/www.insurancejournal.com\/research\/app\/uploads\/2018\/01\/blockchain101.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Brian Kelley<\/a> \u8aaa\uff0c\u76f8\u540c\u7684\u6a21\u578b\u53ef\u4ee5\u61c9\u7528\u65bc\u5176\u4ed6\u985e\u578b\u7684\u654f\u611f\u4ea4\u6613\u3002\u4f8b\u5982\uff0c\u5b83\u53ef\u4ee5\u5141\u8a31\u5728\u5404\u65b9\u4e4b\u9593\u76f4\u63a5\u5171\u7528\u654f\u611f\u6578\u64da\uff0c\u5f9e\u800c\u6e1b\u5c11\u6216\u6d88\u9664\u5176\u88ab\u66f4\u6539\u6216\u843d\u5165\u672a\u7d93\u6388\u6b0a\u4e4b\u624b\u7684\u6a5f\u6703\u3002\u5340\u584a\u93c8\u9084\u53ef\u4ee5\u6e1b\u5c11\u67d0\u4e9b\u4ea4\u6613\u6240\u9700\u7684\u6642\u9593\u3002  <\/p>\n\n<p>\u201c\u5340\u584a\u93c8\u7684\u4e0d\u53ef\u8b8a\u5c6c\u6027\u4f7f\u5176\u6210\u70ba\u4fdd\u96aa\u7684\u5929\u7136\u5408\u4f5c\u5925\u4f34\uff0c\u4fdd\u96aa\u548c\u518d\u4fdd\u96aa\u93c8\u4e2d\u591a\u65b9\u4e4b\u9593\u7684\u7d50\u7b97\u548c\u5c0d\u8cec\u53ef\u80fd\u662f\u75db\u82e6\u800c\u6f2b\u9577\u7684\uff0c\u201dRaconteur \u7684 <a href=\"https:\/\/www.raconteur.net\/risk-management\/insurance-companies-embracing-blockchain\" target=\"_blank\" rel=\"noreferrer noopener\">Helen Beckett<\/a> \u8aaa\u3002<\/p>\n\n<p>\u4efb\u4f55\u4e00\u65b9\u90fd\u7121\u6cd5\u63a7\u5236\u7684\u55ae\u4e00\u8a18\u9304\u7684\u5b58\u5728\u53ef\u4ee5\u5728\u8a31\u591a\u722d\u8b70\u958b\u59cb\u4e4b\u524d\u5c31\u7d50\u675f\u5b83\u5011\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/claimsprocess.jpg\" alt=\"\" class=\"wp-image-5477\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/claimsprocess.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/claimsprocess-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/claimsprocess-768x513.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5340\u584a\u93c8\u5982\u4f55\u4f7f\u4fdd\u96aa\u696d\u53d7\u76ca<\/h2>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u60f3\u50cf\u4e00\u500b\u7cfb\u7d71\u6709\u7121\u6578\u7684\u7528\u9014\uff0c\u8a72\u7cfb\u7d71\u53ef\u4ee5\u9a57\u8b49\u81ea\u8eab\u7684\u6e96\u78ba\u6027\uff0c\u4e0d\u6703\u5b64\u7acb\u5728\u4efb\u4f55\u4e00\u5bb6\u516c\u53f8\u6216\u4f3a\u670d\u5668\u4e2d\uff0c\u4e26\u4e14\u53ef\u4ee5\u5728\u6eff\u8db3\u7279\u5b9a\u689d\u4ef6\u6642\u81ea\u52d5\u57f7\u884c\u67d0\u4e9b\u4efb\u52d9\u3002 \u5340\u584a\u93c8\u5728\u4fdd\u96aa\u9818\u57df\u7684\u6a5f\u6703\u624d\u525b\u525b\u958b\u59cb\u63a2\u7d22\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u900f\u660e\u5ea6<\/h2>\n\n<p>\u7531\u65bc\u5340\u584a\u93c8\u6280\u8853\u662f\u5206\u6563\u5f0f\u548c\u53c3\u8207\u6027\u7684\uff0c\u5b83\u70ba\u4fdd\u96aa\u9818\u57df\u7684\u900f\u660e\u5ea6\u63d0\u4f9b\u4e86\u65b0\u7684\u6a5f\u6703\u3002\u9019\u662f\u7576\u524d\u884c\u696d\u8feb\u5207\u9700\u8981\u7684\u6771\u897f\uff0c\u57fa\u65bc\u5340\u584a\u93c8\u7684\u5e73\u81fa Evident Proof \u7684\u5275\u59cb\u4eba <a href=\"https:\/\/www.globalbankingandfinance.com\/category\/news\/blockchain-technology-holds-the-key-to-the-future-of-the-insurance-industry\/\" target=\"_blank\" rel=\"noreferrer noopener\">Adrian Clarke<\/a> \u8aaa\u3002 <\/p>\n\n<p>\u4f8b\u5982\uff0c\u66f4\u9ad8\u7684\u900f\u660e\u5ea6\u5c07\u5e6b\u52a9\u5ba2\u6236\u66f4\u597d\u5730\u77ad\u89e3\u5176\u7d22\u8ce0\u7684\u539f\u56e0\u548c\u8655\u7406\u65b9\u5f0f\u3002 \u514b\u62c9\u514b\u8aaa\uff0c\u9019\u6709\u52a9\u65bc\u964d\u4f4e\u56e0\u8aa4\u89e3\u800c\u5c0e\u81f4\u7684\u8a34\u8a1f\u6210\u672c\uff0c\u5f9e\u800c\u63d0\u9ad8\u7d22\u8ce0\u6d41\u7a0b\u7684\u6548\u7387\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u901a\u904e BYOID \u63d0\u9ad8\u5b89\u5168\u6027<\/h2>\n\n<p>Zeguro \u7684 <a href=\"https:\/\/zeguro.com\/blog\/blockchain-in-the-insurance-business\" target=\"_blank\" rel=\"noreferrer noopener\">Abbey Gallegos<\/a> \u8aaa\uff0c\u5340\u584a\u93c8\u9084\u53ef\u4ee5\u901a\u904e\u5be6\u65bd\u81ea\u5e36 ID \uff08BYOID\uff09 \u7cfb\u7d71\u4f86\u7c21\u5316\u5ba2\u6236\u8207\u4fdd\u96aa\u516c\u53f8\u7684\u4ea4\u6613\u3002<\/p>\n\n<p>BYOID \u7684\u65e9\u671f\u7248\u672c\u5df2\u7d93\u5b58\u5728\uff0c\u5b83\u5011\u7531\u61c9\u7528\u7a0b\u5f0f\u7a0b\u5f0f\u8a2d\u8a08\u4ecb\u9762 \uff08API\uff09 \u63d0\u4f9b\u652f\u63f4\u3002 \u5b83\u5011\u5f88\u5e38\u898b\uff1a\u4f7f\u7528 Google \u767b\u9304\u6216\u4f7f\u7528 Facebook ID \u7684\u9078\u9805\u4f7f\u7528 API\uff0c\u5141\u8a31\u500b\u4eba\u4f7f\u7528\u4e00\u7d44\u767b\u9304\u6191\u64da\u4f86\u5b8c\u6210\u5404\u7a2e\u4efb\u52d9\u3002<\/p>\n\n<p>\u4f7f\u7528\u5340\u584a\u93c8\uff0c\u8b58\u5225\u6191\u8b49\u4e0d\u5c6c\u65bc\u4efb\u4f55\u4e00\u5bb6\u516c\u53f8\u6216\u4f3a\u670d\u5668\u3002\u76f8\u53cd\uff0c\u7528\u6236\u53ef\u4ee5\u5728\u81ea\u5df1\u7684\u8a2d\u5099\u4e0a\u7dad\u8b77\u4ed6\u5011\u7684\u8eab\u4efd\u8cc7\u8a0a\uff0c\u4e26\u9078\u64c7\u662f\u5426\u5171\u7528\u8eab\u4efd\u4ee5\u53ca\u8207\u8ab0\u5171\u7528\u8eab\u4efd\u8cc7\u8a0a\u3002ShoCard \u5275\u59cb\u4eba\u517c\u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/medium.com\/@arminebrahimi\/how-combining-mobile-devices-and-blockchains-for-identity-portability-shields-your-data-e6ac8c64bb8\" target=\"_blank\" rel=\"noreferrer noopener\">Armin Ebrahimi<\/a> \u8868\u793a\uff0c\u6d88\u9664\u5b58\u5132\u7684\u4f7f\u7528\u8005\u540d\u548c\u5bc6\u78bc\u53ef\u4ee5\u52a0\u5feb\u4ea4\u6613\u6642\u9593\u4e26\u6e1b\u5c11\u53ef\u4f9b\u99ed\u5ba2\u5229\u7528\u7684\u6578\u64da\u9ede\u6578\u91cf\uff0c\u540c\u6642\u63d0\u9ad8\u5c0d\u767b\u9304\u5176\u5e33\u6236\u7684\u4eba\u662f\u4ed6\u5011\u6240\u8072\u7a31\u7684\u8eab\u4efd\u7684\u4fdd\u8b49\u3002  <\/p>\n\n<p>Nationwide \u5df2\u958b\u59cb\u6e2c\u8a66\u57fa\u65bc\u5340\u584a\u93c8\u7684\u4fdd\u96aa\u8b49\u660e\u5de5\u5177\u548c BYOID \u6a21\u578b\uff0c\u57c3\u68ee\u54f2\u7684 <a href=\"https:\/\/insuranceblog.accenture.com\/insurers-are-unblocking-blockchain-preparing-for-the-future\" target=\"_blank\" rel=\"noreferrer noopener\">Abizer Rangwala<\/a> \u8aaa\u3002\u8a72\u5de5\u5177\u540d\u70ba RiskBlock\uff0c\u65e8\u5728\u8aac\u660e\u4fdd\u96aa\u516c\u53f8\u3001\u76e3\u7ba1\u6a5f\u69cb\u548c\u57f7\u6cd5\u5b98\u54e1\u5be6\u6642\u9a57\u8b49\u6c7d\u8eca\u4fdd\u96aa\u8a73\u7d30\u8cc7\u8a0a\uff0c\u800c\u7121\u9700\u7d19\u8cea\u4fdd\u96aa\u5361\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u901a\u904e\u667a\u6167\u5408\u7d04\u6539\u9032\u7d22\u8ce0\u8655\u7406<\/h2>\n\n<p>\u667a\u6167\u5408\u7d04\u76e3\u63a7\u5404\u65b9\u4f55\u6642\u5c65\u884c\u4e86\u67d0\u4e9b\u7fa9\u52d9\u6216\u63a1\u53d6\u4e86\u7279\u5b9a\u6b65\u9a5f\u3002 \u7576\u6eff\u8db3\u6b63\u78ba\u7684\u689d\u4ef6\u6642\uff0c\u667a\u6167\u5408\u7d04\u6703\u6839\u64da\u6eff\u8db3\u7684\u689d\u4ef6\u81ea\u52d5\u57f7\u884c\u64cd\u4f5c\u3002<\/p>\n\n<p>\u201c\u4eba\u58fd\u4fdd\u96aa\u667a\u6167\u5408\u7d04\u53ef\u4ee5\u901a\u904e\u5c0d\u6b7b\u4ea1\u8b49\u660e\u9032\u884c\u96fb\u5b50\u6aa2\u67e5\uff0c\u5728\u6295\u4fdd\u4eba\u53bb\u4e16\u540e\u7acb\u5373\u5c07\u8cc7\u91d1\u767c\u653e\u7d66\u53d7\u76ca\u4eba\uff0c\u201dEquinix \u7684 <a href=\"https:\/\/blog.equinix.com\/blog\/2018\/01\/31\/ai-iot-blockchain-and-the-future-of-an-evolving-insurance-industry\/\" target=\"_blank\" rel=\"noreferrer noopener\">James Maudslay<\/a> \u8aaa\u3002<\/p>\n\n<p>\u667a\u80fd\u5408\u7d04\u7121\u9700\u7b2c\u4e09\u65b9\u9a57\u8b49\u689d\u4ef6\u6eff\u8db3\u5373\u53ef\u81ea\u884c\u76e3\u63a7\u3002\u6b64\u529f\u80fd\u4f7f\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u9032\u4e00\u6b65\u5be6\u73fe\u65e5\u5e38\u6d41\u7a0b\u7684\u6578\u4f4d\u5316\uff0cGlobal IQx \u7684 <a href=\"https:\/\/www.globaliqx.com\/blockchain-the-next-big-wave-in-the-insurance-industry\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mike de Waal<\/a> \u8aaa\u3002 <\/p>\n\n<p>\u901a\u904e\u6d88\u9664\u4eba\u5de5\u6aa2\u67e5\u6bcf\u500b\u5e38\u898f\u7d22\u8ce0\u7684\u9700\u8981\uff0c\u667a\u6167\u5408\u7d04\u53ef\u4ee5\u66f4\u5feb\u5730\u89e3\u6c7a\u7d22\u8ce0\uff0c\u4e26\u91cb\u653e\u4eba\u529b\u8cc7\u6e90\u4f86\u8655\u7406\u66f4\u8907\u96dc\u7684\u7d22\u8ce0\u3002<\/p>\n\n<p>\u667a\u80fd\u5408\u7d04\u9084\u53ef\u4ee5\u4f7f\u7d22\u8ce0\u7ba1\u7406\u66f4\u52a0\u6709\u6548\uff0cDZone \u7684 <a href=\"https:\/\/dzone.com\/articles\/future-of-blockchain-technology-in-insurance-indus\" target=\"_blank\" rel=\"noreferrer noopener\">Rajesh Shirsagar<\/a> \u8aaa\u3002\u4f8b\u5982\uff0c\u667a\u6167\u5408\u7d04\u53ef\u4ee5\u81ea\u52d5\u8a18\u9304\u7d22\u8ce0\u4e26\u8b49\u5be6\u67d0\u4e9b\u7d30\u7bc0\uff0c\u50c5\u5728\u6eff\u8db3\u7279\u5b9a\u689d\u4ef6\u6642\u624d\u767c\u653e\u4ed8\u6b3e\u3002\u667a\u6167\u5408\u7d04\u9084\u53ef\u7528\u65bc\u8ddf\u8e64\u67d0\u4e9b\u5ba2\u6236\u7684\u7d22\u8ce0\u6578\u91cf\u6216\u985e\u578b\uff0c\u4e26\u5728\u9810\u8a2d\u689d\u4ef6\u4e0b\u81ea\u52d5\u89f8\u767c\u8abf\u67e5\u3002  <\/p>\n\n<h3 class=\"wp-block-heading\">\u65b0\u7684\u5782\u76f4\u9818\u57df\u548c\u672a\u4f86\u7684\u6e96\u5099<\/h3>\n\n<p>\u4f7f\u7528 BYOID \u548c\u667a\u6167\u5408\u7d04\u7b49\u5de5\u5177\u4e0d\u50c5\u53ef\u4ee5\u66f4\u5feb\u5730\u8655\u7406\u7d22\u8ce0\uff0c\u9084\u53ef\u4ee5\u64f4\u5c55\u5230\u4ee5\u524d\u904e\u65bc\u52de\u52d5\u5bc6\u96c6\u800c\u7121\u6cd5\u4f7f\u5ba2\u6236\u6216\u4fdd\u96aa\u516c\u53f8\u53d7\u76ca\u7684\u4fdd\u96aa\u7522\u54c1\u3002<\/p>\n\n<p>\u4f8b\u5982\uff0c\u5e7e\u5bb6\u516c\u53f8\u5df2\u7d93\u958b\u59cb\u4f7f\u7528\u667a\u80fd\u5408\u7d04\u4f86\u63d0\u4f9b\u822a\u73ed\u5ef6\u8aa4\u4fdd\u96aa\uff0cLivegenic \u7684 <a href=\"https:\/\/www.livegenic.com\/the-future-of-handling-claims-with-blockchain-part-1-2\" target=\"_blank\" rel=\"noreferrer noopener\">Olek Shestakov<\/a> \u8aaa\u3002\u5ba2\u6236\u8f38\u5165\u4ed6\u5011\u7684\u822a\u73ed\u6578\u64da\u4e26\u9078\u64c7\u5ef6\u8aa4\u6642\u9593\uff0c\u5982\u679c\u822a\u73ed\u5ef6\u8aa4\u7684\u6642\u9593\u8d85\u904e\u6240\u9078\u6642\u9593\uff0c\u667a\u6167\u5408\u7d04\u6703\u81ea\u52d5\u5411\u5ba2\u6236\u4ed8\u6b3e\u3002\u7531\u65bc\u4ea4\u6613\u7c21\u55ae\u4e14\u57fa\u65bc\u55ae\u500b\u6578\u64da\u9ede\uff0c\u56e0\u6b64\u5340\u584a\u93c8\u6280\u8853\u53ef\u4ee5\u5728\u6c92\u6709\u7406\u7b97\u54e1\u5e72\u9810\u7684\u60c5\u6cc1\u4e0b\u8655\u7406\u4efb\u52d9\uff08\u7279\u6b8a\u60c5\u6cc1\u9664\u5916\uff09\u3002  <\/p>\n\n<p>Willis Towers Watson \u7684 <a href=\"https:\/\/www.willistowerswatson.com\/en-US\/insights\/all-insights?__hstc=&amp;__hssc=&amp;hsCtaTracking=bdb9bbb7-a80e-45c3-b145-c23b62306368%257Cb9060fb7-2194-43a9-af04-0ce8a5b7342c#sort=%40fdate13762%20descending\" target=\"_blank\" rel=\"noreferrer noopener\">Magda Ramada Sarasola<\/a> \u8868\u793a\uff0c\u5340\u584a\u93c8\u6280\u8853\u53ef\u80fd\u7279\u5225\u9069\u5408\u61c9\u5c0d\u4fdd\u96aa\u696d\u7684\u5176\u4ed6\u65b0\u8208\u8f49\u578b\u3002\u4f8b\u5982\uff0c\u5340\u584a\u93c8\u7684\u9069\u61c9\u6027\u4f7f\u7d44\u7e54\u80fd\u5920\u66f4\u9748\u6d3b\u5730\u61c9\u5c0d\u6280\u8853\u3001\u98a8\u96aa\u548c\u5ba2\u6236\u671f\u671b\u7684\u5feb\u901f\u8b8a\u5316\u3002 <\/p>\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/insuranceemployees.jpg\" alt=\"\" class=\"wp-image-5467\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/insuranceemployees.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/insuranceemployees-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/insuranceemployees-768x512.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5340\u584a\u93c8\u6280\u8853\u7684\u969c\u7919<\/h2>\n\n<p>\u8207\u4efb\u4f55\u65b0\u6280\u8853\u4e00\u6a23\uff0c\u5340\u584a\u93c8\u4e5f\u7d66\u4fdd\u96aa\u516c\u53f8\u5e36\u4f86\u4e86\u4e00\u5b9a\u7684\u6210\u9577\u4e4b\u75db\u3002<\/p>\n\n<p>CMSWire \u7684 <a href=\"https:\/\/www.cmswire.com\/information-management\/10-obstacles-to-enterprise-blockchain-adoption\/\" target=\"_blank\" rel=\"noreferrer noopener\">David Roe<\/a> \u8aaa\uff0c\u96a8\u8457\u57fa\u65bc\u5340\u584a\u93c8\u7684\u516c\u53f8\u767c\u73fe\u4ed6\u5011\u7684\u7522\u54c1\u88ab\u5229\u7528\uff0c\u8981\u9ebc\u662f\u901a\u904e\u975e\u6cd5\u624b\u6bb5\uff0c\u8981\u9ebc\u662f\u88ab\u500b\u4eba\u5408\u6cd5\u4f7f\u7528\u4ee3\u78bc\u4f86\u57f7\u884c\u5177\u6709\u610f\u60f3\u4e0d\u5230\u5f8c\u679c\u7684\u4efb\u52d9\uff0c\u5b89\u5168\u6027\u662f\u4e00\u500b\u6301\u7e8c\u7684\u554f\u984c\u3002<\/p>\n\n<p>\u4f8b\u5982\uff0c\u5728 2016 \u5e74\uff0c\u99ed\u5ba2\u5229\u7528\u4e59\u592a\u574a\u53bb\u4e2d\u5fc3\u5316\u81ea\u6cbb\u7d44\u7e54 \uff08DAO\uff09 \u4ee3\u78bc\u4e2d\u7684\u7f3a\u9677\u4f86\u7aca\u53d6\u6578\u5b57\u8ca8\u5e63\u3002\u5728\u99ed\u5ba2\u9078\u64c7\u505c\u6b62\u4e4b\u524d\uff0c7000 \u842c\u7f8e\u5143\u88ab\u76dc\uff0cCOTI \u7684 <a href=\"https:\/\/medium.com\/swlh\/the-story-of-the-dao-its-history-and-consequences-71e6a8a551ee\" target=\"_blank\" rel=\"noreferrer noopener\">Samuel Falkon<\/a> \u8aaa\u3002 <\/p>\n\n<p>\u5340\u584a\u93c8\u6280\u8853\u672c\u8eab\u4e5f\u6b63\u5728\u7d93\u6b77\u4e00\u500b\u589e\u9577\u968e\u6bb5\uff0c\u53d7\u5230\u81ea\u8eab\u6548\u7387\u4f4e\u4e0b\u7684\u6311\u6230\u3002Bitcoin Africa \u7684\u5275\u59cb\u4eba <a href=\"https:\/\/blog.icoalert.com\/7-challenges-that-need-to-be-addressed-before-blockchain-mass-adoption-is-possible\" target=\"_blank\" rel=\"noreferrer noopener\">Alexander Lielacher<\/a> \u8aaa\uff0c\u5e33\u672c\u4e2d\u6bcf\u7b46\u6dfb\u52a0\u7684\u6578\u64da\u8d8a\u591a\uff0c\u6bcf\u7b46\u4ea4\u6613\u82b1\u8cbb\u7684\u7cbe\u529b\u548c\u6642\u9593\u5c31\u8d8a\u591a\uff0c\u5f9e\u800c\u6e1b\u6162\u4e86\u6d41\u7a0b\u3002 <\/p>\n\n<p>\u9019\u4e9b\u4f4e\u6548\u7387\u4e5f\u9650\u5236\u4e86\u5340\u584a\u93c8\u5c08\u6848\u7684\u53ef\u64f4\u5145\u6027\u3002 \u5340\u584a\u93c8\u7cfb\u7d71\u9700\u8981\u6d88\u9664\u9019\u4e9b\u4f4e\u6548\u7387\uff0c\u4ee5\u4fbf\u70ba\u4fdd\u96aa\u516c\u53f8\u548c\u5ba2\u6236\u63d0\u4f9b\u66f4\u5feb\u7684\u4ea4\u6613\u627f\u8afe\u3002<\/p>\n\n<p>\u5340\u584a\u93c8\u6280\u8853\u4e2d\u7684\u80fd\u6e90\u6d88\u8017\u4e5f\u662f\u4e00\u500b\u65e5\u76ca\u53d7\u5230\u95dc\u6ce8\u7684\u554f\u984c\u3002Green Tech Media \u7684 <a href=\"https:\/\/www.greentechmedia.com\/articles\/read\/can-we-prevent-a-global-energy-crisis-from-bitcoin-mining\" target=\"_blank\" rel=\"noreferrer noopener\">Tam Hunt<\/a> \u8868\u793a\uff0c2018 \u5e74\uff0c\u6bd4\u7279\u5e63\u6d88\u8017\u4e86\u5168\u7403\u7e3d\u80fd\u6e90\u6d88\u8017\u7684 0.2% \u5de6\u53f3\uff0c\u6bd4\u6574\u500b\u4fdd\u52a0\u5229\u4e9e\u4e00\u5e74\u7684\u4f7f\u7528\u91cf\u9084\u8981\u591a\u3002\u5982\u679c\u9019\u4e9b\u8da8\u52e2\u7e7c\u7e8c\u4e0b\u53bb\uff0c\u5230 2020 \u5e74\uff0c\u5340\u584a\u93c8\u61c9\u7528\u7a0b\u5f0f\u6d88\u8017\u7684\u80fd\u6e90\u53ef\u80fd\u6bd4\u4eba\u985e\u6240\u6709\u5176\u4ed6\u52aa\u529b\u7684\u7e3d\u548c\u9084\u8981\u591a\uff0cGrist \u7684 <a href=\"https:\/\/grist.org\/article\/bitcoin-could-cost-us-our-clean-energy-future\/\" target=\"_blank\" rel=\"noreferrer noopener\">Eric Holthaus<\/a> \u8aaa\u3002  <\/p>\n\n<p>\u6700\u5f8c\uff0c\u4fdd\u96aa\u516c\u53f8\u9762\u81e8\u8457\u8207\u5176\u4ed6\u65b0\u6280\u8853\u76f8\u540c\u7684\u5340\u584a\u93c8\u98a8\u96aa\uff1a\u798f\u5e03\u65af\u7684 <a href=\"https:\/\/www.forbes.com\/sites\/forbestechcouncil\/2018\/08\/28\/challenges-and-practical-implementation-of-blockchain\/\" target=\"_blank\" rel=\"noreferrer noopener\">Neeraj Sabharwal<\/a> \u8868\u793a\uff0c\u5728\u6025\u65bc\u4fdd\u6301\u76f8\u95dc\u6027\u7684\u904e\u7a0b\u4e2d\uff0c\u4ed6\u5011\u6700\u7d42\u53ef\u80fd\u6703\u63a1\u7528\u4e00\u7a2e\u5c0d\u4ed6\u5011\u7684\u696d\u52d9\u65b9\u6cd5\u7121\u6548\u7684\u5de5\u5177\u3002\u96d6\u7136\u5340\u584a\u93c8\u53ef\u80fd\u70ba\u4fdd\u96aa\u516c\u53f8\u5e36\u4f86\u524d\u9032\u7684\u9053\u8def\uff0c\u4f46\u9762\u5c0d\u6bcf\u5bb6\u516c\u53f8\u7684\u7368\u7279\u6311\u6230\uff0c\u5340\u584a\u93c8\u7684\u5be6\u65bd\u5c07\u6c7a\u5b9a\u5176\u5c0d\u4fdd\u96aa\u516c\u53f8\u53ca\u5176\u5ba2\u6236\u7684\u6709\u6548\u6027\u3002 <\/p>\n\n<p><em>\u5716\u7247\u63d0\u4f9b\uff1aWarakorn Harnprasop\/\u00a9123RF.com\uff0c Andriy Popov\/\u00a9123RF.com\uff0c ammentorp\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u57c3\u68ee\u54f2\u4fdd\u96aa\u7684 Jim Struntz \u8868\u793a\uff0c46% \u7684\u4fdd\u96aa\u516c\u53f8\u9810\u8a08\u5728\u672a\u4f86\u5169\u5e74\u5167\u958b\u59cb\u4f7f\u7528\u5340\u584a\u93c8\uff0c84% \u7684\u4fdd\u96aa\u516c [&hellip;]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-21291","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/21291","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=21291"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=21291"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}