{"id":21282,"date":"2024-09-30T14:30:39","date_gmt":"2024-09-30T19:30:39","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e4%bf%9d%e9%9a%aa%e7%a7%91%e6%8a%80%e7%9a%84%e6%9c%aa%e4%be%86%e5%b0%b1%e5%9c%a8%e9%80%99%e8%a3%a1\/"},"modified":"2024-11-06T17:32:20","modified_gmt":"2024-11-06T22:32:20","slug":"%e4%bf%9d%e9%9a%aa%e7%a7%91%e6%8a%80%e7%9a%84%e6%9c%aa%e4%be%86%e5%b0%b1%e5%9c%a8%e9%80%99%e8%a3%a1","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e4%bf%9d%e9%9a%aa%e7%a7%91%e6%8a%80%e7%9a%84%e6%9c%aa%e4%be%86%e5%b0%b1%e5%9c%a8%e9%80%99%e8%a3%a1\/","title":{"rendered":"\u4fdd\u96aa\u79d1\u6280\u7684\u672a\u4f86\u5c31\u5728\u9019\u88e1"},"content":{"rendered":"\n<p>\u4fdd\u96aa\u79d1\u6280\u65bc 2018 \u5e74\u5d84\u9732\u982d\u89d2\u3002 \u6211\u5011\u770b\u5230\u4fdd\u96aa\u79d1\u6280\u521d\u5275\u516c\u53f8\u6210\u529f\u878d\u8cc7\u6216\u6536\u8cfc\uff0c\u6210\u719f\u7684\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u958b\u59cb\u8207\u50b3\u7d71\u4fdd\u96aa\u516c\u53f8\u7af6\u722d\u3002<\/p>\n\n<p>\u96a8\u8457 2019 \u5e74\u7684\u5230\u4f86\uff0c\u9019\u4e9b\u4fdd\u96aa\u79d1\u6280\u8da8\u52e2\u5c07\u5c0d\u884c\u696d\u7522\u751f\u6df1\u9060\u5f71\u97ff\u3002 \u5230 2025 \u5e74\uff0c\u4fdd\u96aa\u79d1\u6280\u5c07\u7121\u8655\u4e0d\u5728\u2014\u2014\u4fdd\u96aa\u696d\u7684\u8a31\u591a\u820a\u7fd2\u6163\u53ef\u80fd\u6703\u88ab\u63d0\u4f9b\u66f4\u597d\u7d50\u679c\u3001\u66f4\u4f4e\u6210\u672c\u548c\u66f4\u6eff\u610f\u5ba2\u6236\u7684\u6280\u8853\u5de5\u5177\u6240\u53d6\u4ee3\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u96aa\u79d1\u6280\u7684\u904e\u53bb\uff1a2018 \u5e74\u7684\u6a19\u8a8c<\/h2>\n\n<p>2018\u5e74\uff0c\u4fdd\u96aa\u79d1\u6280\u7684\u8a71\u984c\u7121\u8655\u4e0d\u5728\uff0c\u7406\u7531\u5f88\u5145\u5206\uff1a\u4fdd\u96aa\u79d1\u6280\u5275\u65b0\u5df2\u7d93\u958b\u59cb\u985b\u8986\u4fdd\u96aa\u696d\u7684\u65b9\u65b9\u9762\u9762\uff0c\u5f9e\u627f\u4fdd\u5230\u5ba2\u6236\u671f\u671b\u3002<\/p>\n\n<p>\u96d6\u7136\u8001\u724c\u4fdd\u96aa\u516c\u53f8\u6d89\u8db3\u9059\u6e2c\u6280\u8853\uff0c\u6574\u5408\u5176\u5b64\u7acb\u7684\u8a08\u7b97\u6a5f\u7cfb\u7d71\u6216\u63a8\u51fa\u7121\u4eba\u6a5f\u4f86\u8a55\u4f30\u640d\u5931\u7d22\u8ce0\uff0c\u4f46\u6700\u5927\u7684\u4fdd\u96aa\u79d1\u6280\u5275\u65b0\u548c\u985b\u8986\u767c\u751f\u5728\u5e55\u5f8c\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u5927\u5229\u76ca\u610f\u5473\u8457\u5927\u8cc7\u91d1<\/h2>\n\n<p>\u5728\u904e\u53bb\u7684\u4e00\u5e74\u88e1\uff0c\u6578\u5341\u5bb6\u4fdd\u96aa\u79d1\u6280\u521d\u5275\u516c\u53f8\u5438\u5f15\u4e86\u98a8\u96aa\u6295\u8cc7\u516c\u53f8\u548c\u7368\u7acb\u6295\u8cc7\u8005\u7684\u6ce8\u610f\u3002 \u9019\u5c0e\u81f4\u4e86\u5c0d\u8a72\u884c\u696d\u7684\u5927\u898f\u6a21\u5feb\u901f\u6295\u8cc7\uff0c\u6578\u4f4d\u4fdd\u96aa\u4e3b\u7de8 Nathan Golia \u8aaa\u3002<\/p>\n\n<p>2018 \u5e74\u7b2c\u4e00\u5b63\u5ea6\u7372\u5f97\u4e8666\u7b46\u4fdd\u96aa\u79d1\u6280\u878d\u8cc7\u4ea4\u6613;Business Insider \u4f5c\u5bb6 Lea Nonninger \u8868\u793a\uff0c\u7b2c\u4e8c\u5b63\u5ea6\u6709 71 \u7b46\u4ea4\u6613\u52a0\u5165\u8a72\u540d\u55ae\u3002 \u7136\u800c\uff0c\u7b2c\u4e8c\u5b63\u5ea6\u7684\u6574\u9ad4\u878d\u8cc7\u91d1\u984d\u8f03\u5c0f\uff0c\u9019\u8868\u660e 2019 \u5e74\u53ef\u80fd\u662f\u65b0\u7684\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u5fc5\u9808\u5728\u5e02\u5834\u4e0a\u8b49\u660e\u81ea\u5df1\u7684\u4e00\u5e74\uff0c\u800c\u4e0d\u662f\u5c55\u793a\u4ed6\u5011\u6fc0\u767c\u6295\u8cc7\u8005\u8208\u8da3\u7684\u80fd\u529b\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u6210\u719f\u7684\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u64fa\u812b\u4e86\u6210\u9577\u7684\u7169\u60f1<\/h2>\n\n<p>\u7136\u800c\uff0c2018 \u5e74\u8001\u724c\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u7684\u696d\u7e3e\u8a18\u9304\u70ba\u65b0\u8208\u516c\u53f8\u63d0\u4f9b\u4e86\u5e0c\u671b\u4e4b\u6e90\u3002 Business Insider \u4f5c\u5bb6 Sarah Kocianski \u8aaa\uff0c\u6210\u719f\u7684\u4fdd\u96aa\u79d1\u6280\u4f01\u696d\u5df2\u7d93\u8d85\u8d8a\u4e86\u65e9\u671f\u7684\u6399\u624e\uff0c\u9032\u5165\u4e86\u4e00\u500b\u884c\u696d\u7a69\u5b9a\u548c\u53d7\u4eba\u5c0a\u656c\u7684\u5730\u65b9\u3002<\/p>\n\n<p>\u7576\u4eca\u6700\u5177\u5f71\u97ff\u529b\u7684\u6295\u8cc7\u8005\u9078\u64c7\u6295\u8cc7\u7684\u4e0d\u662f\u5168\u65b0\u7684\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\uff0c\u800c\u662f\u6295\u8cc7\u65bc\u5f8c\u671f\u548c\u5f8c\u7e8c\u878d\u8cc7\u8f2a\u6b21\u3002 \u9019\u4e00\u8da8\u52e2\u8868\u660e\uff0c\u4fdd\u96aa\u696d\u5df2\u7d93\u9054\u5230\u4e86\u4e00\u500b\u62d0\u9ede\uff0c\u5fb7\u52e4\u9818\u5c0e\u4eba Garry Shaw \u548c Sam Friedman \u8868\u793a\u3002 \u9019\u4e00\u8da8\u52e2\u53ef\u80fd\u6703\u6301\u7e8c\u5230 2019 \u5e74\uff0c\u5f9e\u800c\u589e\u52a0\u4fdd\u96aa\u79d1\u6280\u521d\u5275\u516c\u53f8\u514c\u73fe\u627f\u8afe\u7684\u58d3\u529b\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u7db2\u8def\u4fdd\u96aa\u9700\u8981\u7db2\u8def\u5b89\u5168<\/h2>\n\n<p>\u7db2\u8def\u5b89\u5168\u662f 2018 \u5e74\u4fdd\u96aa\u696d\u6700\u95dc\u5fc3\u7684\u554f\u984c\u3002 \u56e0\u6b64\uff0c\u5728\u7dda\u4fdd\u96aa\u7522\u54c1\u548c\u670d\u52d9\u5e02\u5834\u5c07\u7e7c\u7e8c\u589e\u9577\uff0cInsurance Journal \u4f5c\u5bb6 Michael Kasdin \u5831\u5c0e\u3002 \u9019\u7d66\u4fdd\u8b77\u5ba2\u6236\u548c\u4fdd\u96aa\u516c\u53f8\u6578\u64da\u514d\u53d7\u5229\u7528\u5e36\u4f86\u4e86\u66f4\u5927\u7684\u58d3\u529b\u3002<\/p>\n\n<p>Insurance Journal \u4f5c\u5bb6 Don Jergler \u8868\u793a\uff0c\u70ba\u4e86\u56de\u61c9\u5c0d\u6578\u4f4d\u5b89\u5168\u7684\u64d4\u6182\uff0c\u5168\u570b\u4fdd\u96aa\u5c08\u54e1\u5354\u6703 \uff08NAIC\uff09 \u65bc 2017 \u5e74\u5236\u5b9a\u4e86\u300a\u4fdd\u96aa\u6578\u64da\u5b89\u5168\u793a\u7bc4\u6cd5\u300b\u3002 \u6709\u5e7e\u500b\u5dde\u4e5f\u7d1b\u7d1b\u6548\u4eff\u3002 2018\u5e74\uff0c\u5357\u5361\u7f85\u4f86\u7d0d\u5dde\u9812\u5e03\u4e86\u4e00\u9805\u4fdd\u96aa\u6578\u4f4d\u5b89\u5168\u6cd5\uff0c\u8207 NAIC \u7684\u793a\u7bc4\u6cd5\u975e\u5e38\u76f8\u4f3c\u3002 \u7d10\u7d04\u5dde\u9812\u5e03\u4e86\u985e\u4f3c\u7684\u5b89\u5168\u6cd5\uff0c\u5176\u4ed6\u5e7e\u500b\u5dde\u4e5f\u5728\u8003\u616e\u5728 2019 \u5e74\u5236\u5b9a\u985e\u4f3c\u7684\u7acb\u6cd5\u3002<\/p>\n\n<p>Clark Hill \u5f8b\u5e2b Christopher M. Brubaker \u88dc\u5145\u9053\uff0c\u7576\u4eca\u4fdd\u96aa\u516c\u53f8\u9762\u81e8\u7684\u554f\u984c\u662f\uff0c\u6cd5\u5f8b\u6cd5\u898f\u662f\u5426\u80fd\u5920\u8ddf\u4e0a\u4e0d\u65b7\u8b8a\u5316\u7684\u6578\u4f4d\u5b89\u5168\u9700\u6c42\u3002 \u9818\u5148\u65bc\u5b89\u5168\u554f\u984c\u7684\u8cac\u4efb\u53ef\u80fd\u843d\u5728\u4fdd\u96aa\u79d1\u6280\u9818\u57df\uff0c\u8a72\u9818\u57df\u9700\u8981\u5be6\u6642\u8abf\u6574\uff0c\u4ee5\u4fdd\u8b77\u4fdd\u96aa\u516c\u53f8\u53ca\u5176\u5ba2\u6236\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-startup-1024x683.jpg\" alt=\"\" class=\"wp-image-5070\" style=\"width:795px;height:auto\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-startup-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-startup-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-startup-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-startup.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u96aa\u79d1\u6280\u73fe\u72c0\uff1a2019 \u5e74\u7684\u4e0a\u5347\u8da8\u52e2<\/h2>\n\n<p>2018 \u5e74\u7684\u8a31\u591a\u8da8\u52e2\u5c07\u5728 2019 \u5e74\u7e7c\u7e8c\u589e\u9577\u548c\u767c\u5c55\u3002 \u4fdd\u96aa\u79d1\u6280\u521d\u5275\u516c\u53f8\u53ef\u80fd\u6703\u7e7c\u7e8c\u51fa\u73fe\uff0c\u5c0d\u9019\u4e9b\u521d\u5275\u516c\u53f8\u7684\u8cc7\u91d1\u8208\u8da3\u53ef\u80fd\u6703\u5728\u4e00\u6bb5\u6642\u9593\u5167\u4fdd\u6301\u5f37\u52c1\u3002 \u7136\u800c\uff0c\u5c0b\u6c42\u5f9e\u4fdd\u96aa\u79d1\u6280\u7684\u767c\u5c55\u4e2d\u5b78\u7fd2\u7684\u4fdd\u96aa\u516c\u53f8\u6700\u597d\u5c07\u76ee\u5149\u6295\u5411\u5feb\u901f\u589e\u9577\u7684\u516c\u53f8\u548c\u4ed6\u5011\u6b63\u5728\u63a1\u7528\u7684\u5de5\u5177\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u96aa\u79d1\u6280\u5f9e\u53bb\u5b64\u5cf6\u8f49\u8b8a\u70ba\u751f\u614b\u7cfb\u7d71<\/h2>\n\n<p>\u5728 2018 \u5e74\uff0c\u6253\u7834\u5b64\u5cf6\u4ecd\u7136\u662f\u4e00\u500b\u4e3b\u8981\u7684\u8a71\u984c\u3002 \u7136\u800c\uff0c\u9ea5\u80af\u932b\u7684 Simon Kaesler \u548c Felix Schollmeier \u8868\u793a\uff0c\u96a8\u8457 2019 \u5e74\u7684\u5230\u4f86\uff0c\u4fdd\u96aa\u79d1\u6280\u884c\u696d\u7684\u524d\u6cbf\u6b63\u5728\u8d85\u8d8a\u55ae\u7d14\u7684\u53bb\u5b64\u5cf6\uff0c\u8f49\u5411\u63a1\u7528\u5b8c\u5168\u96c6\u6210\u7684\u751f\u614b\u7cfb\u7d71\u6a21\u5f0f\u3002<\/p>\n\n<p>\u201c\u53c3\u8207\u751f\u614b\u7cfb\u7d71\u4f7f\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u901a\u904e\u7db2\u7edc\u6548\u61c9\u589e\u52a0\u50f9\u503c\u2014\u2014\u4f8b\u5982\uff0c\u901a\u904e\u5229\u7528\u76df\u53cb\u5df2\u7d93\u5efa\u7acb\u7684\u5e73\u81fa\u2014\u2014\u4e26\u5c07\u4fdd\u96aa\u670d\u52d9\u6574\u5408\u5230\u5176\u4ed6\u7522\u54c1\u4e2d\u3002\u201d<\/p>\n\n<p>Insurance Thought Leadership \u4f5c\u5bb6 Roger Peverelli \u548c Reggy De Feniks \u8868\u793a\uff0c\u751f\u614b\u7cfb\u7d71\u6a21\u578b\u53ef\u4ee5\u6539\u5584\u5ba2\u6236\u6e9d\u901a\uff0c\u5efa\u7acb\u4fe1\u4efb\u4e26\u9069\u61c9\u5ba2\u6236\u7684\u751f\u6d3b\u74b0\u5883\u3002 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\u5df2\u7d93\u5728\u91ab\u7642\u4fdd\u5065\u7b49\u9818\u57df\u53d6\u5f97\u4e86\u9032\u5c55\uff0c\u5b83\u5011\u5141\u8a31\u907a\u7559\u7cfb\u7d71\u5728\u6c92\u6709\u4eba\u5de5\u53c3\u8207\u7684\u60c5\u6cc1\u4e0b\u9032\u884c\u901a\u4fe1\u3002 InsurTech Connect \u7684\u806f\u5408\u5275\u59cb\u4eba Caribou Honig \u8868\u793a\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u5229\u7528 API \u4f86\u6539\u5584\u4ee5\u524d\u5b64\u7acb\u7684\u90e8\u9580\u4e4b\u9593\u7684\u6e9d\u901a\u3002 Honig \u9810\u6e2c\uff0cAPI \u5c07\u5728 2019 \u5e74\u8b8a\u5f97\u66f4\u52a0\u666e\u904d\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u96aa\u79d1\u6280\u63a8\u52d5\u5408\u4f75<\/h2>\n\n<p>\u4f75\u8cfc\u662f 2018 \u5e74\u7684\u71b1\u9580\u8a71\u984c\uff0c\u800c\u4e14\u5728 2019 \u5e74\u53ef\u80fd\u6703\u589e\u9577\u3002 \u57c3\u68ee\u54f2\u5206\u6790\u8ca0\u8cac\u4eba Sharad Sachdev 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