{"id":21235,"date":"2024-09-30T14:24:27","date_gmt":"2024-09-30T19:24:27","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e5%85%b1%e4%ba%ab%e7%b6%93%e6%bf%9f%e4%b8%ad%e7%9a%84%e4%bf%9d%e9%9a%aa%ef%bc%9a%e5%a6%82%e4%bd%95%e7%90%86%e8%a7%a3%e5%92%8c%e8%a9%95%e4%bc%b0%e9%a2%a8%e9%9a%aa\/"},"modified":"2024-10-29T09:02:47","modified_gmt":"2024-10-29T14:02:47","slug":"%e5%85%b1%e4%ba%ab%e7%b6%93%e6%bf%9f%e4%b8%ad%e7%9a%84%e4%bf%9d%e9%9a%aa%ef%bc%9a%e5%a6%82%e4%bd%95%e7%90%86%e8%a7%a3%e5%92%8c%e8%a9%95%e4%bc%b0%e9%a2%a8%e9%9a%aa","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e5%85%b1%e4%ba%ab%e7%b6%93%e6%bf%9f%e4%b8%ad%e7%9a%84%e4%bf%9d%e9%9a%aa%ef%bc%9a%e5%a6%82%e4%bd%95%e7%90%86%e8%a7%a3%e5%92%8c%e8%a9%95%e4%bc%b0%e9%a2%a8%e9%9a%aa\/","title":{"rendered":"\u5171\u4eab\u7d93\u6fdf\u4e2d\u7684\u4fdd\u96aa\uff1a\u5982\u4f55\u7406\u89e3\u548c\u8a55\u4f30\u98a8\u96aa"},"content":{"rendered":"\n<p>\u5171\u7528\u7d93\u6fdf\u5e73\u81fa\u6539\u8b8a\u4e86\u4eba\u5011\u6e9d\u901a\u3001\u4e92\u52d5\u548c\u5171\u7528\u8cc7\u6e90\u7684\u65b9\u5f0f\u3002\n\u5118\u7ba1\u5982\u6b64\uff0c\u8a31\u591a\u4eba\u5c0d\u53c3\u8207\u5171\u7528\u7d93\u6fdf\u5e36\u4f86\u7684\u6f5b\u5728\u98a8\u96aa\u548c\u5a01\u8105\u4ecd\u4e0d\u78ba\u5b9a\u3002 <\/p>\n\n<p>\u5728\u502b\u6566\u52de\u5408\u793e \uff08Lloyd&#8217;s of London\uff09 \u7684\u4e00\u9805\u884c\u696d <a href=\"https:\/\/www.lloyds.com\/news-and-risk-insight\/press-releases\/2018\/04\/sharing-economy\" target=\"_blank\" rel=\"noreferrer noopener\">\u7814\u7a76\u4e2d<\/a>\uff0c\u4e00\u534a\u7684\u7f8e\u570b\u53d7\u8a2a\u8005\u5f9e\u672a\u4f7f\u7528\u904e\u5171\u7528\u7d93\u6fdf\u5e73\u81fa\uff0c\u7406\u7531\u662f\u64d4\u5fc3\u4eba\u8eab\u5b89\u5168\u3001\u8cc7\u7522\u640d\u5931\u548c\u7f3a\u4e4f\u4fdd\u8b77\u63aa\u65bd\u3002 \u96d6\u7136 97% \u7684\u4eba\u8a8d\u70ba\u5171\u7528\u7d93\u6fdf\u670d\u52d9\u4ee5\u67d0\u7a2e\u65b9\u5f0f\u6295\u4fdd\uff0c\u4f46\u53ea\u6709\u4e0d\u5230\u4e09\u5206\u4e4b\u4e00\u7684\u4eba\u5728\u4f7f\u7528\u5171\u7528\u7d93\u6fdf\u670d\u52d9\u4e4b\u524d\u9a57\u8b49\u4e86\u9019\u4e00\u5047\u8a2d\u3002<\/p>\n\n<p>\u5171\u7528\u7d93\u6fdf\u4e2d\u7684\u4fdd\u96aa\u5c0d\u65bc\u5efa\u7acb\u4fe1\u4efb\u548c\u53ef\u9760\u6027\u975e\u5e38\u91cd\u8981\u3002\n\u7136\u800c\uff0c\u8981\u505a\u5230\u9019\u4e00\u9ede\uff0c\u4fdd\u96aa\u516c\u53f8\u5fc5\u9808\u8b58\u5225\u3001\u8a55\u4f30\u548c\u89e3\u6c7a\u8a31\u591a\u98a8\u96aa\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u5148\u5206\u4eab\uff0c\u5f8c\u8a55\u4f30\uff1f<\/h2>\n\n<p>\u5f9e\u85e5\u7269\u5230\u5152\u7ae5\u73a9\u5177\uff0c\u8a31\u591a\u7522\u54c1\u53ea\u6709\u5728\u901a\u904e\u56b4\u683c\u7684\u5b89\u5168\u6027\u548c\u6709\u6548\u6027\u5206\u6790\u5f8c\u624d\u80fd\u9032\u5165\u7d93\u6fdf\u3002\n\u7136\u800c\uff0c\u5171\u7528\u7d93\u6fdf\u5e73\u81fa\u5728\u6c92\u6709\u6b64\u985e\u5be9\u67e5\u7684\u60c5\u6cc1\u4e0b\u555f\u52d5\u548c\u767c\u5c55\u3002\n\u7814\u7a76\u4eba\u54e1 <a href=\"https:\/\/www.sciencedirect.com\/science\/article\/pii\/S2210422417300114\" target=\"_blank\" rel=\"noreferrer noopener\">Koen Frenken \u548c Juliet Schor<\/a> \u8868\u793a\uff0c\u9019\u5c0e\u81f4\u4e86\u5916\u90e8\u6027\u6c92\u6709\u5f97\u5230\u5f88\u597d\u7684\u7406\u89e3\uff0c\u5f9e\u800c\u7522\u751f\u4e86\u91cd\u5927\u7684\u8ca0\u9762\u5f71\u97ff\u3002  <\/p>\n\n<p>\u76f4\u63a5\u5171\u7528\u4f4f\u5b85\u6216\u8eca\u8f1b\u4e5f\u6703\u5c0e\u81f4\u53ef\u80fd\u5ffd\u8996\u5b89\u5168\u6cd5\u5f8b\u6216\u6cd5\u898f\u7684\u60c5\u6cc1\uff0c\u5f9e\u800c\u70ba\u98a8\u96aa\u8a55\u4f30\u5f15\u5165\u53e6\u4e00\u500b\u65b0\u8b8a\u6578\u3002\n\u4f8b\u5982\uff0c\u7d10\u7d04\u7e3d\u6aa2\u5bdf\u9577 2014 \u5e74 10 \u6708\u7684\u4e00\u4efd <a href=\"http:\/\/web.archive.org\/web\/20170208011349\/https:\/\/ag.ny.gov\/pdfs\/Airbnb%20report.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u5831\u544a<\/a> \u767c\u73fe\uff0c\u7d10\u7d04\u5e02\u5167 72% \u7684 Airbnb \u79df\u8cc3\u81f3\u5c11\u9055\u53cd\u4e86\u4e00\u9805\u9069\u7528\u7684\u4f4f\u623f\u6216\u5206\u5340\u6cd5\u5f8b\u3002 <\/p>\n\n<p>Airbnb \u5c0d\u9019\u4e00\u767c\u73fe\u63d0\u51fa\u4e86\u7570\u8b70\u3002\n\u201c\u7d10\u7d04\u7684\u6bcf\u4e00\u500b\u5bb6\u5ead\u3001\u516c\u5bd3\u3001\u5408\u4f5c\u793e\u548c\u751f\u6d3b\u7a7a\u9593\u90fd\u53d7\u5230\u7121\u6578\u898f\u5247\u7684\u7d04\u675f\uff0c\u56e0\u6b64\u4e0d\u53ef\u80fd\u505a\u51fa\u9019\u7a2e\u7c60\u7d71\u7684\u8072\u660e\u3002\u9019\u7a2e\u4e0d\u78ba\u5b9a\u6027\u548c\u7f3a\u4e4f\u660e\u78ba\u6027\u6b63\u662f\u6211\u5011\u5ba3\u5c0e\u70ba\u623f\u5c4b\u5171\u7528\u5236\u5b9a\u660e\u78ba\u3001\u516c\u5e73\u898f\u5247\u7684\u539f\u56e0\uff0c\u201cAirbnb \u767c\u8a00\u4eba <a href=\"https:\/\/www.nytimes.com\/2014\/10\/16\/business\/airbnb-listings-mostly-illegal-state-contends.html?_r=2\" target=\"_blank\" rel=\"noreferrer noopener\">Nick Papas<\/a> \u7576\u6642\u8868\u793a\u3002 <\/p>\n\n<p>\u540c\u6642\uff0c\u623f\u5c4b\u548c\u8eca\u8f1b\u7684\u6240\u6709\u8005\u5f80\u5f80\u5728\u9032\u5165\u5171\u4eab\u7d93\u6fdf\u6642\uff0c\u4e26\u4e0d\u6e05\u695a\u7576\u4ed6\u5011\u7684\u623f\u5c4b\u3001\u8eca\u8f1b\u6216\u5176\u4ed6\u8ca1\u7522\u88ab\u4ed6\u4eba\u4f7f\u7528\u6642\uff0c\u54ea\u4e9b\u4e8b\u6545\u3001\u50b7\u5bb3\u6216\u640d\u5bb3\u6703\u5f97\u5230\u4fdd\u969c\u3002<\/p>\n\n<p>\u201c\u5927\u591a\u6578\u4eba\u6c92\u6709\u610f\u8b58\u5230\u7684\u662f\uff0c\u5728\u5927\u591a\u6578\u60c5\u6cc1\u4e0b\uff0c\u4ed6\u5011\u7684\u6a19\u6e96\u623f\u5c4b\u6216\u623f\u6771\u4fdd\u96aa\u55ae\u4e0d\u6703\u6db5\u84cb\u4ed6\u5011\u56e0\u6b64\u985e\u77ed\u671f\u79df\u8cc3\u6d3b\u52d5\u800c\u906d\u53d7\u7684\u640d\u5931\u6216\u8cac\u4efb\uff0c\u201dInlet \u7684 <a href=\"https:\/\/www.telegraph.co.uk\/business\/risk-insights\/sharing-economy-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Louise Birritteri<\/a> \u8aaa\u3002<\/p>\n\n<p>\u7576\u5171\u7528\u7d93\u6fdf\u5e73\u81fa\u4e5f\u7121\u6cd5\u63d0\u4f9b\u8db3\u5920\u7684\u8986\u84cb\u7bc4\u570d\u6642\uff0c\u5ba2\u6236\u53ef\u80fd\u6703\u9677\u5165\u56f0\u5883\u3002<\/p>\n\n<p>\u4f4f\u623f\u3001\u5206\u5340\u548c\u5176\u4ed6\u6cd5\u898f\u53ef\u80fd\u5f88\u8907\u96dc\uff0c\u4f46\u4fdd\u96aa\u516c\u53f8\u9577\u671f\u4ee5\u4f86\u4e00\u76f4\u5728\u8a2d\u6cd5\u5728\u98a8\u96aa\u8a55\u4f30\u4e2d\u8003\u616e\u9019\u4e9b\u6cd5\u5f8b\u8981\u6c42\u3002\n\u7136\u800c\uff0c\u96a8\u8457\u5171\u7528\u7d93\u6fdf\u5e73\u81fa\u4e0d\u518d\u9075\u5b88\u73fe\u6709\u6cd5\u5f8b\uff0c\u4fdd\u96aa\u516c\u53f8\u5c07\u9700\u8981\u5e73\u8861\u4e00\u7cfb\u5217\u65b0\u7684\u9700\u6c42\u548c\u64d4\u6182\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/technology-1024x683.jpg\" alt=\"&#x667A;&#x6167;&#x6C7D;&#x8ECA;&#x3001;&#x667A;&#x6167;&#x6C7D;&#x8ECA;&#x548C;&#x667A;&#x6167;&#x6C7D;&#x8ECA;&#x6982;&#x5FF5;&#x3002;&#10;&#x6C7D;&#x8ECA;&#x548C;&#x7121;&#x7DDA;&#x901A;&#x4FE1;&#x7684;&#x8C61;&#x5FB5;&#x3002;&#10;&#x5E36;&#x6709;&#x6C7D;&#x8ECA;&#x7B26;&#x865F;&#x7684;&#x62BD;&#x8C61;&#x6676;&#x5143;&#xFF0C;&#x8207;&#x9EDE;&#x8868;&#x793A;&#x7684;&#x62BD;&#x8C61;&#x8A2D;&#x5099;&#x76F8;&#x9023;&#x3002;  \" class=\"wp-image-5821\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/technology-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/technology-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/technology-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/technology.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5171\u4eab\u7d93\u6fdf\u4e2d\u7684\u53c3\u8207\u8005\u884c\u70ba\u4e26\u4e0d\u7e3d\u662f\u7406\u6027\u7684<\/h2>\n\n<p>\u5171\u7528\u7d93\u6fdf\u5e73\u81fa\u5728\u964c\u751f\u4eba\u4e4b\u9593\u5efa\u7acb\u4fe1\u4efb\uff0c\u90e8\u5206\u662f\u901a\u904e\u5171\u7528\u6bcf\u500b\u53c3\u8207\u8005\u7684\u8cc7\u8a0a\u3002\n\u96d6\u7136\u9019\u4e9b\u8cc7\u8a0a\u53ca\u5176\u7522\u751f\u7684\u4fe1\u4efb\u5c0d\u65bc\u5171\u4eab\u7d93\u6fdf\u7684\u6210\u529f\u81f3\u95dc\u91cd\u8981\uff0c\u4f46\u5b83\u4e5f\u53ef\u80fd\u5c0e\u81f4\u8207\u504f\u898b\u76f8\u95dc\u7684\u554f\u984c\uff0c\u5e03\u9b6f\u91d1\u65af\u5b78\u6703\u5370\u5ea6\u5206\u6703\u7684 <a href=\"https:\/\/www.brookings.edu\/wp-content\/uploads\/2016\/12\/sharingeconomy_032017final.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Niam Yaraghi \u548c Shamika Ravi<\/a> \u8aaa\u3002 <\/p>\n\n<p>\u4f8b\u5982\uff0c\u5728\u767c\u8868\u5728\u300a\u6d88\u8cbb\u8005\u7814\u7a76\u9032\u5c55\u300b\uff08Advances in Consumer Research\uff09 \u4e0a\u7684\u4e00\u9805\u7814\u7a76\u4e2d\uff0c <a href=\"http:\/\/www.acrwebsite.org\/volumes\/v43\/acr_vol43_1019689.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Eyal Ert\u3001Aliza Fleischer \u548c Nathan Magen<\/a> \u767c\u73fe\uff0cAirbnb \u623f\u5ba2\u7d93\u5e38\u4f7f\u7528\u623f\u6771\u7684\u500b\u4eba\u7167\u7247\uff0c\u800c\u4e0d\u662f\u51fa\u79df\u5c4b\u6216\u8a55\u50f9\u7684\u7167\u7247\u4f86\u8a55\u4f30\u623f\u6771\u7684\u53ef\u4fe1\u5ea6\u3002 \u64c1\u6709\u9ad8\u5ea6\u53ef\u4fe1\u7167\u7247\u7684\u623f\u6771\u6703\u6536\u5230\u66f4\u9ad8\u7684\u623f\u6e90\u50f9\u683c\uff0c\u9810\u8a02\u983b\u7387\u4e5f\u66f4\u9ad8\u3002<\/p>\n\n<p>\u6b64\u5916\uff0c\u5728\u5c0d 125,000 \u500b Airbnb \u623f\u6e90\u7684\u5206\u6790\u4e2d\uff0c\u7814\u7a76\u4eba\u54e1 <a href=\"https:\/\/pdfs.semanticscholar.org\/ed92\/5c002259d55482d16d9d3c0b7ccd2d38b9b5.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Mehmet Cansoy \u548c Juliet Schor<\/a> \u767c\u73fe\uff0c\u5728\u6536\u5165\u8f03\u9ad8\u548c\u767d\u4eba\u5c45\u6c11\u6bd4\u4f8b\u8f03\u9ad8\u7684\u5730\u5340\u51fa\u79df Airbnb \u623f\u6e90\u5f80\u5f80\u50f9\u683c\u66f4\u9ad8\uff0c\u9700\u6c42\u66f4\u591a\uff0c\u5118\u7ba1\u9019\u4e9b\u623f\u6e90\u4e0d\u592a\u5e38\u898b\uff0c\u800c\u4e14\u5f80\u5f80\u7a4d\u7d2f\u7684\u8a55\u8ad6\u8f03\u5c11\u3002<\/p>\n\n<p>\u5c0d\u5171\u7528\u7d93\u6fdf\u670d\u52d9\u7684\u4e3b\u89c0\u671f\u671b\u4e5f\u6703\u6539\u8b8a\u5c0d\u98a8\u96aa\u7684\u770b\u6cd5\u3002\n <a href=\"https:\/\/www.ignited.global\/conferences\/iajbs-23rd-annual-world-forum-university-namur-namur-belgium\/sessions\/service-evaluation-process-sharing-economy-why-consumers-seem-be-more-tolerant-towards-poor-service\" target=\"_blank\" rel=\"noreferrer noopener\">J\u00e9r\u00f4me Mallarg\u00e9<\/a> \u5728 IAJBS \u7b2c 23 \u5c46\u5e74\u5ea6\u4e16\u754c\u8ad6\u58c7\u4e0a\u63d0\u4ea4\u7684\u4e00\u9805\u7814\u7a76\u4e2d\u767c\u73fe\uff0c\u5ba2\u6236\u5728\u53c3\u8207\u5171\u4eab\u7d93\u6fdf\u6642\u6bd4\u8207\u50b3\u7d71\u4f01\u696d\u5408\u4f5c\u6642\u66f4\u80fd\u5bb9\u5fcd\u7cdf\u7cd5\u7684\u670d\u52d9\u3002 <\/p>\n\n<p>\u8a72\u7814\u7a76\u767c\u73fe\uff0c\u5ba2\u6236\u548c\u670d\u52d9\u63d0\u4f9b\u8005\u4e4b\u9593\u7684\u540c\u7406\u5fc3\u3001\u4fe1\u4efb\u548c\u5171\u540c\u76f8\u4f3c\u6027\u662f\u63a5\u53d7\u8f03\u4f4e\u5ba2\u6236\u670d\u52d9\u6a19\u6e96\u7684\u7406\u7531\u3002\n\u63db\u53e5\u8a71\u8aaa\uff0c\u5ba2\u6236\u66f4\u6709\u53ef\u80fd\u5fcd\u53d7\u8f03\u5dee\u7684\u670d\u52d9\uff0c\u56e0\u70ba\u4ed6\u5011\u5728\u670d\u52d9\u63d0\u4f9b\u8005\u8eab\u4e0a\u770b\u5230\u4e86\u81ea\u5df1\uff0c\u5f9e\u800c\u7522\u751f\u4e86\u4e00\u7a2e\u6177\u6168\u7684\u611f\u89ba\u3002 <\/p>\n\n<p>\u9019\u7a2e\u5bec\u5bb9\u548c\u6177\u6168\u7684\u614b\u5ea6\u6539\u8b8a\u4e86\u4fdd\u96aa\u5ba2\u6236\u548c\u53d7\u4fdd\u500b\u4eba\u8655\u7406\u98a8\u96aa\u7684\u65b9\u5f0f\u3002\n\u77ad\u89e3\u9019\u4e9b\u884c\u70ba\u8b8a\u5316\u5c0d\u65bc\u5c0b\u6c42\u5145\u5206\u77ad\u89e3\u5171\u7528\u7d93\u6fdf\u5c0d\u5176\u696d\u52d9\u5f71\u97ff\u7684\u4fdd\u96aa\u516c\u53f8\u4f86\u8aaa\u81f3\u95dc\u91cd\u8981\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u5171\u7528\u7d93\u6fdf\u4e2d\u7684\u53c3\u8207\u548c\u98a8\u96aa\u7531\u4fdd\u96aa\u9a45\u52d5<\/h2>\n\n<p>\u5171\u4eab\u7d93\u6fdf\u4e2d\u7684\u4fdd\u96aa\u53ef\u4ee5\u63d0\u9ad8\u4fe1\u4efb\uff0c\u4f7f\u500b\u4eba\u66f4\u6709\u53ef\u80fd\u53c3\u8207\u5176\u4e2d\u3002\n\u502b\u6566\u52de\u5408\u793e\u5275\u65b0\u4e3b\u7ba1 <a href=\"https:\/\/www.lloyds.com\/news-and-risk-insight\/press-releases\/2018\/07\/squaring-risk-in-the-sharing-age\" target=\"_blank\" rel=\"noreferrer noopener\">Trevor Maynard<\/a> \u8868\u793a\uff0c\u5171\u7528\u7d93\u6fdf\u5e73\u53f0\u7684\u8208\u8d77\u523a\u6fc0\u4e86\u5404\u500b\u884c\u696d\u7684\u8b8a\u5316\uff0c\u4e5f\u7d66\u4fdd\u96aa\u516c\u53f8\u5e36\u4f86\u4e86\u6539\u8b8a\u4fdd\u96aa\u65b9\u5f0f\u7684\u58d3\u529b\u3002 <\/p>\n\n<p>\u5171\u4eab\u7d93\u6fdf\u201c\u4f9d\u9760\u65b0\u8208\u6280\u8853\u8207\u4fdd\u96aa\u76f8\u7d50\u5408\uff0c\u70ba\u5e02\u5834\u53c3\u8207\u8005\u63d0\u4f9b\u5b89\u5168\u7db2\u548c\u5b89\u5fc3\uff0c\u201dStartupbootcamp \u7684 <a href=\"https:\/\/www.startupbootcamp.org\/blog\/2018\/06\/sharing-economy-impact-transportation-sector\/\" target=\"_blank\" rel=\"noreferrer noopener\">Tshidi Hagan<\/a> \u8aaa\u3002<\/p>\n\n<p>\u4f8b\u5982\uff0c\u5982\u679c\u53f8\u6a5f\u77e5\u9053\u9019\u4e9b\u4e58\u8eca\u904e\u7a0b\u4e2d\u7684\u4e8b\u6545\u6216\u640d\u58de\u5728\u627f\u4fdd\u7bc4\u570d\u5167\uff0c\u4ed6\u5011\u66f4\u6709\u53ef\u80fd\u5c07\u4ed6\u5011\u7684\u8eca\u8f1b\u7528\u65bc\u62fc\u8eca\u670d\u52d9\uff0c\u800c\u5982\u679c\u9a0e\u624b\u77e5\u9053\u4ed6\u5011\u906d\u53d7\u7684\u4efb\u4f55\u50b7\u5bb3\u4e5f\u5df2\u6295\u4fdd\uff0c\u4ed6\u5011\u66f4\u6709\u53ef\u80fd\u4f7f\u7528\u62fc\u8eca\u670d\u52d9\u9032\u884c\u904b\u8f38\u3002<\/p>\n\n<p>\u5171\u7528\u7d93\u6fdf\u516c\u53f8\u77ad\u89e3\u4fdd\u96aa\u5982\u4f55\u5f71\u97ff\u4ed6\u5011\u7684\u5e95\u7dda\u3002<\/p>\n\n<p>\u201c\u5171\u4eab\u7d93\u6fdf\u516c\u53f8\u8cfc\u8cb7\u4fdd\u96aa\u4e0d\u50c5\u50c5\u662f\u70ba\u4e86\u4fdd\u8b77\u4ed6\u5011\u7684\u8cc7\u7522\u8ca0\u50b5\u8868\uff0c\u4e5f\u662f\u70ba\u4e86\u5728\u5305\u62ec\u6d88\u8cbb\u8005\u3001\u6295\u8cc7\u8005\u548c\u76e3\u7ba1\u6a5f\u69cb\u5728\u5167\u7684\u5229\u76ca\u76f8\u95dc\u8005\u4e2d\u5efa\u7acb\u4fe1\u8b7d\u548c\u4fe1\u4efb\uff0c\u201d\u52de\u5408\u793e\u7e3d\u88c1 <a href=\"https:\/\/www.businessinsurance.com\/article\/20180410\/NEWS06\/912320485\/Lloyd%E2%80%99s-of-London-report-examines-insurer-role-in-emerging-sharing-economy-Hank-\" target=\"_blank\" rel=\"noreferrer noopener\">Hank Watkins<\/a> \u8aaa\u3002<\/p>\n\n<p>\u56e0\u6b64\uff0c\u5728\u5171\u7528\u7d93\u6fdf\u4e2d\u63d0\u4f9b\u4fdd\u96aa\u7684\u516c\u53f8\u53ef\u4ee5\u627e\u5230\u6a5f\u6703\u8207\u5ba2\u6236\u5efa\u7acb\u77e5\u540d\u5ea6\u548c\u4fe1\u4efb\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"717\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/home-1024x717.jpg\" alt=\"\" class=\"wp-image-5831\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/home-1024x717.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/home-300x210.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/home-768x538.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/home.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5171\u7528\u7d93\u6fdf\u7684\u672a\u4f86<\/h2>\n\n<p>\u5118\u7ba1\u5b58\u5728\u4e00\u4e9b\u632b\u6298\uff0c\u4f46\u5171\u7528\u7d93\u6fdf\u5c07\u5728\u672a\u4f86\u5341\u5e74\u7e7c\u7e8c\u589e\u9577\u3002\n\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u901a\u904e\u5c08\u6ce8\u65bc\u5169\u500b\u95dc\u9375\u9818\u57df\u4f86\u4fdd\u6301\u5c0d\u9019\u7a2e\u589e\u9577\u7684\u8b66\u89ba\uff1a\u62fc\u8eca\u548c\u6578\u64da\u96b1\u79c1\u3002 <\/p>\n\n<p>\u62fc\u8eca\u5728\u89e3\u6c7a\u57ce\u5e02\u4e2d\u5fc3\u65e5\u76ca\u589e\u9577\u7684\u4ea4\u901a\u58d3\u529b\u65b9\u9762\u5177\u6709\u5f97\u5929\u7368\u539a\u7684\u512a\u52e2\u3002\n\u672a\u4f86\uff0c\u5171\u4eab\u7d93\u6fdf\u7684\u9019\u4e00\u9818\u57df\u53ef\u80fd\u6703\u5f9e\u5c08\u6ce8\u65bc\u5171\u7528\u4e58\u8eca\u8f49\u8b8a\u70ba\u79fb\u52d5\u5373\u670d\u52d9\uff0c <a href=\"https:\/\/www.theglobeandmail.com\/report-on-business\/careers\/leadership-lab\/the-future-of-urban-mobility-depends-on-the-sharing-economy\/article37938049\/\" target=\"_blank\" rel=\"noreferrer noopener\">Julia Steyn<\/a> \u5728\u300a\u74b0\u7403\u90f5\u5831\u300b\u7684\u4e00\u7bc7\u6587\u7ae0\u4e2d\u8aaa\u3002 <\/p>\n\n<p>\u67d0\u4e9b\u73fe\u6709\u4f01\u696d\u548c\u7d44\u7e54\u9032\u5165\u62fc\u8eca\u9818\u57df\uff0c\u70ba\u5c07\u62fc\u8eca\u91cd\u5851\u70ba\u79fb\u52d5\u5373\u670d\u52d9\u63d0\u4f9b\u4e86\u652f\u63f4\u3002\n\u4f8b\u5982\uff0c\u7f8e\u570b\u6c7d\u8eca\u5354\u6703 \uff08AAA\uff09 \u548c Avis \u90fd\u63a8\u51fa\u4e86\u6c7d\u8eca\u5171\u4eab\u4f01\u696d\u3002 <\/p>\n\n<p>Old Republic Risk Management \u7684 <a href=\"http:\/\/www.orrm.com\/blog\/risk-in-growing-sharing-economy\" target=\"_blank\" rel=\"noreferrer noopener\">Scott Krisvoy<\/a> \u8868\u793a\uff0c\u6d89\u8db3\u5171\u7528\u7d93\u6fdf\u9818\u57df\u7684\u73fe\u6709\u4f01\u696d\u5c07\u201c\u9762\u81e8\u4ee5\u524d\u5728\u5176\u98a8\u96aa\u7ba1\u7406\u8a08\u5283\u4e2d\u672a\u8003\u616e\u904e\u7684\u98a8\u96aa\u201d\u3002<\/p>\n\n<p>\u540c\u6a23\uff0c\u5be6\u73fe\u81ea\u8eab\u7522\u54c1\u591a\u5143\u5316\u7684\u5171\u4eab\u7d93\u6fdf\u516c\u53f8\u5c07\u9762\u81e8\u524d\u6240\u672a\u6709\u7684\u65b0\u98a8\u96aa\u9818\u57df\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u6578\u64da\u5b89\u5168\u548c\u96b1\u79c1\u98a8\u96aa<\/h2>\n\n<p>\u8207\u8a31\u591a\u6578\u4f4d\u5275\u65b0\u4e00\u6a23\uff0c\u6578\u64da\u5b89\u5168\u548c\u96b1\u79c1\u4ecd\u7136\u662f\u5171\u4eab\u7d93\u6fdf\u4e2d\u4ee4\u4eba\u64d4\u6182\u7684\u554f\u984c\u3002\n <a href=\"https:\/\/www.privateinternetaccess.com\/blog\/2018\/09\/privacy-risks-for-customers-and-workers-in-the-gig-economy\/\" target=\"_blank\" rel=\"noreferrer noopener\">Danica Sergison<\/a> \u5728 Privacy News Online \u4e2d\u8868\u793a\uff0c\u5efa\u7acb\u4fe1\u4efb\u4e26\u652f\u63f4\u53c3\u8207\u5171\u7528\u7d93\u6fdf\u7684\u76f8\u540c\u6578\u64da\u4e5f\u53ef\u80fd\u88ab\u76dc\u6216\u5c0d\u63d0\u4f9b\u9019\u4e9b\u6578\u64da\u7684\u53c3\u8207\u8005\u4e0d\u5229\u3002 <\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u8d8a\u4f86\u8d8a\u591a\u5730\u9762\u81e8\u6578\u64da\u6d29\u9732\u7684\u98a8\u96aa\uff0c\u4e0d\u50c5\u5f71\u97ff\u4ed6\u5011\u81ea\u5df1\u7684\u5167\u90e8\u6578\u64da\uff0c\u9084\u5f71\u97ff\u4ed6\u5011\u70ba\u623f\u5c4b\u3001\u8ca1\u7269\u6216\u8eca\u8f1b\u6295\u4fdd\u7684\u5ba2\u6236\u3002\nThreatpost \u7684 <a href=\"https:\/\/digitalguardian.com\/blog\/what-data-breach-or-cyber-security-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Chris Brook<\/a> \u8aaa\uff0c\u96a8\u8457\u5b89\u5168\u6f0f\u6d1e\u6210\u70ba\u73fe\u6709\u98a8\u96aa\u8a55\u4f30\u7684\u6838\u5fc3\u90e8\u5206\uff0c\u5c07\u70ba\u4fdd\u96aa\u7522\u54c1\u5275\u5efa\u65b0\u7684\u8a08\u7b97\u548c\u7522\u54c1\u3002 <\/p>\n\n<p>\u8a55\u4f30\u5171\u4eab\u7d93\u6fdf\u4e2d\u7684\u4fdd\u96aa\u98a8\u96aa\u9700\u8981\u4fdd\u96aa\u516c\u53f8\u8003\u616e\u65b0\u7684\u5ba2\u6236\u884c\u70ba\u6a21\u5f0f\u4ee5\u53ca\u6578\u4f4d\u548c\u57fa\u65bc\u6280\u8853\u7684\u8da8\u52e2\u3002\n\u4e3b\u52d5\u61c9\u5c0d\u9019\u4e9b\u98a8\u96aa\u6709\u52a9\u65bc\u5efa\u7acb\u4fe1\u4efb\u4e26\u652f\u63f4\u5171\u7528\u7d93\u6fdf\u7684\u63a1\u7528\u3002 <\/p>\n\n<p><em>\u5716\u7247\u7531\uff1aDzianis Apolka\/\u00a9123RF.com\u3001Thanayu Jongwattanasilkul\/\u00a9123RF.com \u63d0\u4f9b\u3002\n\u96c5\u5404\u00b7\u5409\u723e\u85a9\u514b\/\u00a9123RF.com <\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5171\u7528\u7d93\u6fdf\u5e73\u81fa\u6539\u8b8a\u4e86\u4eba\u5011\u6e9d\u901a\u3001\u4e92\u52d5\u548c\u5171\u7528\u8cc7\u6e90\u7684\u65b9\u5f0f\u3002 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[&hellip;]<\/p>\n","protected":false},"featured_media":5813,"template":"","insight-category":[],"class_list":["post-21235","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/21235","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/5813"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=21235"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=21235"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}