{"id":21077,"date":"2024-09-30T14:17:27","date_gmt":"2024-09-30T19:17:27","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e4%bf%9d%e9%9a%aa%e7%94%9f%e6%85%8b%e7%b3%bb%e7%b5%b1%ef%bc%9a%e8%b2%a1%e7%94%a2%e5%92%8c%e6%84%8f%e5%a4%96%e9%9a%aa%e6%8f%90%e4%be%9b%e8%80%85%e5%a6%82%e4%bd%95%e5%bb%ba%e7%ab%8b%e6%9c%89%e5%88%a9\/"},"modified":"2024-09-30T14:17:33","modified_gmt":"2024-09-30T19:17:33","slug":"%e4%bf%9d%e9%9a%aa%e7%94%9f%e6%85%8b%e7%b3%bb%e7%b5%b1%ef%bc%9a%e8%b2%a1%e7%94%a2%e5%92%8c%e6%84%8f%e5%a4%96%e9%9a%aa%e6%8f%90%e4%be%9b%e8%80%85%e5%a6%82%e4%bd%95%e5%bb%ba%e7%ab%8b%e6%9c%89%e5%88%a9","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e4%bf%9d%e9%9a%aa%e7%94%9f%e6%85%8b%e7%b3%bb%e7%b5%b1%ef%bc%9a%e8%b2%a1%e7%94%a2%e5%92%8c%e6%84%8f%e5%a4%96%e9%9a%aa%e6%8f%90%e4%be%9b%e8%80%85%e5%a6%82%e4%bd%95%e5%bb%ba%e7%ab%8b%e6%9c%89%e5%88%a9\/","title":{"rendered":"\u4fdd\u96aa\u751f\u614b\u7cfb\u7d71\uff1a\u8ca1\u7522\u548c\u610f\u5916\u96aa\u63d0\u4f9b\u8005\u5982\u4f55\u5efa\u7acb\u6709\u5229\u53ef\u5716\u7684\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2"},"content":{"rendered":"\n<p>\u5e7e\u500b\u4e16\u7d00\u4ee5\u4f86\uff0c\u4fdd\u96aa\u4e00\u76f4\u6309\u5176\u627f\u4fdd\u7684\u640d\u5931\u985e\u578b\u9032\u884c\u7d44\u7e54\u3002\n\u7576\u4eca\u7684\u884c\u696d\u5206\u70ba\u4eba\u58fd\u3001\u5065\u5eb7\u3001\u8ca1\u7522\u548c\u610f\u5916\u96aa\u7b49\u5be6\u8e10\u9818\u57df\u3002   <\/p>\n\n<p>\u7136\u800c\uff0c\u96a8\u8457\u5ba2\u6236\u671f\u671b\u7684\u8b8a\u5316\uff0c\u4ee5\u50b3\u7d71\u65b9\u5f0f\u7d44\u7e54\u4fdd\u96aa\u696d\u7684\u6548\u7528\u4e5f\u5728\u767c\u751f\u8b8a\u5316\u3002\n\u5ba2\u6236\u5c0d\u66f4\u52a0\u500b\u4eba\u5316\u3001\u66f4\u5177\u50f9\u503c\u7684\u4fdd\u96aa\u7522\u54c1\u7684\u9700\u6c42\u50ac\u751f\u4e86\u4fdd\u96aa\u751f\u614b\u7cfb\u7d71\u3002\n\u9019\u662f\u6574\u5408\u4fdd\u96aa\u548c\u5176\u4ed6\u670d\u52d9\u4ee5\u63d0\u4f9b\u4ee5\u5ba2\u6236\u70ba\u4e2d\u5fc3\u7684\u9ad4\u9a57\u7684\u7db2\u8def\u3002  <\/p>\n\n<p>\u8ca1\u7522\u548c\u610f\u5916\u670d\u52d9\u63d0\u4f9b\u8005\u4e0d\u6703\u5728\u751f\u614b\u7cfb\u7d71\u6642\u4ee3\u6d88\u5931\uff0c\u4f46\u4ed6\u5011\u9700\u8981\u6539\u8b8a\u548c\u9069\u61c9\uff0c\u4ee5\u66f4\u597d\u5730\u6eff\u8db3\u4ed6\u5011\u6240\u5728\u5730\u5340\u7684\u5ba2\u6236\u9700\u6c42\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u77ad\u89e3\u751f\u614b\u7cfb\u7d71\u6a21\u578b<\/h2>\n\n<p>\u751f\u614b\u7cfb\u7d71\u5c08\u6ce8\u65bc\u63d0\u4f9b\u50f9\u503c\uff0c\u800c\u4e0d\u662f\u7522\u54c1\u6216\u670d\u52d9\u3002\n\u751f\u614b\u7cfb\u7d71\u6a21\u578b\u4e0d\u662f\u8981\u6c42\u5ba2\u6236\u7d44\u5efa\u81ea\u5df1\u7684\u7522\u54c1\u548c\u670d\u52d9\u63d0\u4f9b\u8005\u9663\u5217\uff0c\u800c\u662f\u5c07\u4f9b\u61c9\u5546\u7684\u529b\u91cf\u7d50\u5408\u8d77\u4f86\uff0c\u70ba\u5ba2\u6236\u5275\u9020\u4e00\u7ad9\u5f0f\u7684\u5e6b\u52a9\u9ad4\u9a57\u3002 <\/p>\n\n<p>\u201c\u751f\u614b\u7cfb\u7d71\u662f\u65b0\u7684\u5e02\u5834\uff1a\u5b83\u5011\u5c07\u5404\u7a2e\u670d\u52d9\u548c\u4f9b\u61c9\u5546\u7d50\u5408\u5728\u4e00\u500b\u5e73\u81fa\u4e0a\uff0c\u70ba\u4f7f\u7528\u8005\u63d0\u4f9b\u6574\u9ad4\u9ad4\u9a57\uff0c\u201d\u6578\u5b57\u751f\u614b\u7cfb\u7d71\u7814\u767c\u4e3b\u7ba1 <a href=\"https:\/\/www.swissre.com\/institute\/research\/topics-and-risk-dialogues\/digital-and-technology\/Digital-ecosystems.html\" target=\"_blank\" rel=\"noreferrer noopener\">Evangelos Avramakis<\/a> \u548c\u745e\u58eb\u518d\u4fdd\u96aa\u7814\u7a76\u6240\u7684\u7814\u7a76\u4eba\u54e1\u8aaa\u3002  <\/p>\n\n<p>\u6578\u4f4d\u4e16\u754c\u4e0d\u50c5\u70ba\u5ba2\u6236\u63d0\u4f9b\u4e86\u66f4\u591a\u9078\u64c7\uff0c\u800c\u4e14\u9084\u80fd\u5920\u66f4\u5feb\u5730\u5c0d\u5b83\u5011\u9032\u884c\u5206\u985e\u3002\n\u667a\u6167\u624b\u6a5f\u8a2a\u554f\u6578\u4f4d\u5e73\u53f0\u610f\u5473\u8457\u5ba2\u6236\u53ef\u4ee5\u96a8\u6642\u96a8\u5730\u9023\u63a5\u5230\u4ed6\u5011\u6240\u4f9d\u8cf4\u7684\u516c\u53f8\u3001\u7522\u54c1\u548c\u670d\u52d9\u3002   <\/p>\n\n<p>\u201c\u4fdd\u96aa\u548c\u91d1\u878d\u670d\u52d9\u81ea\u7136\u800c\u7136\u5730\u5d4c\u5165\u5230\u8a31\u591a\u9019\u6a23\u7684\u751f\u614b\u7cfb\u7d71\u4e2d\uff0c\u201dAvramakis \u548c\u745e\u58eb\u518d\u4fdd\u96aa\u7814\u7a76\u6240\u7684\u7814\u7a76\u4eba\u54e1\u8aaa\u3002  <\/p>\n\n<p>\u4f8b\u5982\uff0c\u6709\u8208\u8da3\u89e3\u6c7a\u4ea4\u901a\u554f\u984c\u7684\u5ba2\u6236\u53ef\u80fd\u9700\u8981\u4fdd\u96aa\u4f86\u6db5\u84cb\u6c7d\u8eca\u3001\u62fc\u8eca\u5be6\u8e10\u6216\u65c5\u884c\u3002\n\u9700\u8981\u623f\u5c4b\u7dad\u4fee\u6216\u5b89\u5168\u4fdd\u969c\u7684\u5ba2\u6236\u53ef\u80fd\u9084\u9700\u8981\u66f4\u65b0\u6216\u66f4\u65b0\u623f\u4e3b\u4fdd\u96aa\u55ae\u3002   <\/p>\n\n<p>\u5e73\u53f0\u7684\u8208\u8d77\u63a8\u52d5\u4e86\u751f\u614b\u7cfb\u7d71\u7684\u8208\u8d77\uff0c\u9ea5\u80af\u932b\u9ad8\u7d1a\u5408\u5925\u4eba <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/the-rise-of-ecosystems-and-platforms-what-role-can-insurers-play-and-how-can-they-get-started\" target=\"_blank\" rel=\"noreferrer noopener\">Johannes-Tobias Lorenz<\/a> \u8aaa\u3002\n\u6578\u4f4d\u5e73\u53f0\u7684\u9069\u61c9\u6027\u4f7f\u4f01\u696d\u80fd\u5920\u5408\u4f5c\u5275\u5efa\u751f\u614b\u7cfb\u7d71\u3002\n\u5b83\u9084\u5141\u8a31\u5ba2\u6236\u5728\u55ae\u500b\u74b0\u5883\u4e2d\u8207\u4ed6\u5011\u9078\u64c7\u7684\u516c\u53f8\u548c\u670d\u52d9\u9032\u884c\u4ea4\u4e92\u3002  <\/p>\n\n<p>\u6578\u5b57\u751f\u614b\u7cfb\u7d71\u662f\u4eba\u548c\u7522\u54c1\u7684\u96c6\u5408\u9ad4\uff0c\u57c3\u68ee\u54f2\u9996\u5e2d\u8463\u4e8b <a href=\"https:\/\/financialservices.accenture.com\/rs\/368-RMC-681\/images\/evolve-to-thrive-in-the-emerging-insurance-ecosystem-pov.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Werner Rapberger<\/a> \u8aaa\u3002\n\u901a\u904e\u5c07\u7522\u54c1\u3001\u670d\u52d9\u548c\u7d44\u7e54\u6574\u5408\u5230\u4e00\u500b\u5e73\u81fa\u4e0a\uff0c\u751f\u614b\u7cfb\u7d71\u53ef\u4ee5\u201c\u92b7\u552e\u6210\u679c\uff0c\u4f8b\u5982\u7372\u5f97\u5b89\u5168\u4ea4\u901a\uff0c\u800c\u4e0d\u662f\u5206\u6563\u7684\u7522\u54c1\uff0c\u4f8b\u5982\u6c7d\u8eca\u3001\u670d\u52d9\u8a08\u5283\u548c\u4fdd\u96aa\u7bc4\u570d\u3002 <\/p>\n\n<p>\u96a8\u8457\u5411\u751f\u614b\u7cfb\u7d71\u7684\u8f49\u8b8a\u4e0d\u65b7\u589e\u9577\uff0c\u6240\u6709\u5e02\u5834\u7684\u4fdd\u96aa\u516c\u53f8\u90fd\u9700\u8981\u95dc\u6ce8\u3002<\/p>\n\n<p>\u201c\u4fdd\u96aa\u516c\u53f8\u7121\u6cd5\u907f\u514d\u9019\u7a2e\u73fe\u8c61\uff1a\u96a8\u8457\u50b3\u7d71\u884c\u696d\u908a\u754c\u7684\u6d88\u5931\uff0c\u4fdd\u96aa\u7684\u672a\u4f86\u5c07\u53d7\u5230\u5e73\u81fa\u548c\u751f\u614b\u7cfb\u7d71\u7684\u6975\u5927\u5f71\u97ff\uff0c\u201d\u9ea5\u80af\u932b\u9ad8\u7d1a\u5408\u5925\u4eba <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-beyond-digital-the-rise-of-ecosystems-and-platforms\" target=\"_blank\" rel=\"noreferrer noopener\">Tanguy Catlin<\/a> \u548c\u5176\u4ed6\u7814\u7a76\u4eba\u54e1\u8aaa\u3002  <\/p>\n\n<p>\u4ed6\u5011\u4f30\u8a08\uff0c\u5230 2025 \u5e74\uff0c\u751f\u614b\u7cfb\u7d71\u5c07\u4f54\u5168\u7403\u6536\u5165\u7684 30%\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"676\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/handshake-2-1024x676.jpg\" alt=\"\" class=\"wp-image-6588\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/handshake-2-1024x676.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/handshake-2-300x198.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/handshake-2-768x507.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/handshake-2-1536x1014.jpg 1536w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/handshake-2.jpg 1999w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u8d85\u8d8a\u4fdd\u96aa\u754c\u9650<\/h2>\n\n<p>Lorenz \u8aaa\uff0c\u50b3\u7d71\u4e0a\uff0c\u4fdd\u96aa\u4e00\u76f4\u662f\u4e00\u500b\u4f4e\u63a5\u89f8\u7684\u884c\u696d\u3002\n\u5728\u6c92\u6709\u4e8b\u6545\u7684\u60c5\u6cc1\u4e0b\uff0c\u5ba2\u6236\u53ea\u6709\u5728\u9700\u8981\u7e8c\u4fdd\u6216\u66f4\u65b0\u627f\u4fdd\u7bc4\u570d\u6642\u624d\u806f\u7e6b\u4ed6\u5011\u7684\u4fdd\u96aa\u516c\u53f8\u3002   <\/p>\n\n<p>\u50b3\u7d71\u4fdd\u96aa\u7684\u4f4e\u63a5\u89f8\u6027\u662f\u4f7f\u8a72\u884c\u696d\u5728\u6578\u4f4d\u6642\u4ee3\u7279\u5225\u5bb9\u6613\u53d7\u5230\u985b\u8986\u7684\u7279\u9ede\u4e4b\u4e00\u3002\n\u57c3\u68ee\u54f2\u4fdd\u96aa\u9ad8\u7d1a\u8463\u4e8b\u7e3d\u7d93\u7406 <a href=\"https:\/\/insuranceblog.accenture.com\/insurers-identify-ecosystems-as-a-source-of-future-disruption\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Lyman<\/a> \u8868\u793a\uff0c\u5728\u672a\u4f86\u5e7e\u5e74\u5167\uff0c\u56de\u61c9\u901f\u5ea6\u8f03\u6162\u7684\u516c\u53f8\u53ef\u80fd\u6703\u640d\u5931 1980 \u5104\u7f8e\u5143\u7684\u6536\u5165\uff0c\u800c\u7af6\u722d\u5c0d\u624b\u5c0d\u5ba2\u6236\u9700\u6c42\u7684\u53cd\u61c9\u66f4\u9748\u6d3b\u3002   <\/p>\n\n<p>Zuhlke \u696d\u52d9\u767c\u5c55\u7e3d\u76e3 <a href=\"https:\/\/www.zuehlke.com\/blog\/en\/insurance-what-is-the-significance-of-ecosystems-for-insurers\/\" target=\"_blank\" rel=\"noreferrer noopener\">Philipp Harrschar<\/a> \u8868\u793a\uff0c\u751f\u614b\u7cfb\u7d71\u8981\u6c42\u91cd\u65b0\u95dc\u6ce8\u5ba2\u6236\uff0c\u5f9e\u800c\u985b\u8986\u4e86\u50b3\u7d71\u4fdd\u96aa\u3002  <\/p>\n\n<p>\u7531\u65bc\u5ba2\u6236\u5df2\u7d93\u64c1\u6709\u5f9e\u540c\u4e00\u5e73\u81fa\u8a2a\u554f\u591a\u7a2e\u670d\u52d9\u7684\u7d93\u9a57\uff0c\u56e0\u6b64\u4ed6\u5011\u77ad\u89e3\u751f\u614b\u7cfb\u7d71\u6a21\u578b\u7684\u4fbf\u5229\u6027\u548c\u50f9\u503c\u3002\n\u5ba2\u6236\u8d8a\u4f86\u8d8a\u671f\u671b\u55ae\u500b\u516c\u53f8\u3001\u7522\u54c1\u548c\u670d\u52d9\u80fd\u5920\u96c6\u6210\u5230\u751f\u614b\u7cfb\u7d71\u4e2d\uff0c\u800c\u4ed6\u5011\u5c0d\u8207\u90a3\u4e9b\u4e0d\u9019\u6a23\u505a\u7684\u516c\u53f8\u5408\u4f5c\u8d8a\u4f86\u8d8a\u4e0d\u611f\u8208\u8da3\u3002   <\/p>\n\n<p>\u201c\u5728\u54c1\u724c\u5fe0\u8aa0\u5ea6\u4e0b\u964d\u7684\u6642\u4ee3\uff0c\u4fdd\u96aa\u516c\u53f8\u53ea\u80fd\u901a\u904e\u63d0\u4f9b\u7d93\u904e\u6df1\u601d\u719f\u616e\u7684\u5ba2\u6236\u9ad4\u9a57\u4f86\u7559\u4f4f\u5ba2\u6236\uff0c\u201dZuhlke \u9ad8\u7d1a\u696d\u52d9\u767c\u5c55\u7d93\u7406 <a href=\"https:\/\/www.zuehlke.com\/blog\/en\/insurance-what-insurers-must-tackle-in-the-next-five-years-to-stay-ahead\/\" target=\"_blank\" rel=\"noreferrer noopener\">Lukas Urech<\/a> \u8aaa\u3002  <\/p>\n\n<p>\u7279\u5225\u662f\uff0c\u4fdd\u96aa\u516c\u53f8\u9700\u8981\u5c08\u6ce8\u65bc\u9ad8\u6548\u7684\u6578\u4f4d\u6d41\u7a0b\u548c\u70ba\u5ba2\u6236\u63d0\u4f9b\u7121\u7e2b\u7684\u6578\u5b57\u9ad4\u9a57\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">\u6578\u64da\u5982\u4f55\u4f7f\u751f\u614b\u7cfb\u7d71\u53c3\u8207\u6210\u70ba\u53ef\u80fd<\/h2>\n\n<p>\u751f\u614b\u7cfb\u7d71\u7684\u6210\u529f\u53d6\u6c7a\u65bc\u654f\u92b3\u7684\u6578\u64da\u5206\u6790\u3002\n\u7576\u5ba2\u6236\u4f7f\u7528\u751f\u614b\u7cfb\u7d71\u6642\uff0c\u4ed6\u5011\u6703\u751f\u6210\u6709\u95dc\u5176\u7fd2\u6163\u3001\u6a21\u5f0f\u548c\u9700\u6c42\u7684\u5927\u91cf\u6578\u64da\u3002   <\/p>\n\n<p>\u4e00\u4e9b\u751f\u614b\u7cfb\u7d71\u53c3\u8207\u8005\u5df2\u7d93\u638c\u63e1\u4e86\u5ba2\u6236\u53c3\u8207\u751f\u614b\u7cfb\u7d71\u6240\u7522\u751f\u7684\u6578\u64da\u7684\u50f9\u503c\u3002\n\u4f8b\u5982\uff0c\u4e9e\u99ac\u905c\u5728\u5176\u6240\u6709\u5404\u7a2e\u670d\u52d9\u4e2d\u6536\u96c6\u5ba2\u6236\u6578\u64da\uff0c\u4f7f\u7528\u4eba\u5de5\u667a\u6167\u5c07\u9019\u4e9b\u6578\u64da\u5851\u9020\u6210\u5ba2\u6236\u7684\u5f62\u8c61\uff0c\u798f\u5e03\u65af\u7684 <a href=\"https:\/\/www.forbes.com\/sites\/jonmarkman\/2017\/06\/05\/amazon-using-ai-big-data-to-accelerate-profits\/#20690a076d55\" target=\"_blank\" rel=\"noreferrer noopener\">Jon Markman<\/a> \u8aaa\u3002\n\u7136\u5f8c\uff0cAmazon \u901a\u904e\u5411\u5ba2\u6236\u63d0\u4f9b\u500b\u4eba\u5316\u63a8\u85a6\u4f86\u901a\u904e\u6578\u64da\u5206\u6790\u7372\u5229\uff0c\u5f9e\u800c\u523a\u6fc0\u66f4\u591a\u92b7\u552e\u3002    <\/p>\n\n<p>\u5c0d\u65bc\u5ba2\u6236\u4f86\u8aaa\uff0c\u9ad4\u9a57\u662f\u65b9\u4fbf\u4e14\u7121\u7e2b\u7684\u3002\n\u4ed6\u5011\u80fd\u5920\u5f9e Amazon \u7684\u5e73\u81fa\u57f7\u884c\u5404\u7a2e\u4efb\u52d9\uff0c\u4e26\u76f8\u4fe1\u5b83\u6703\u8b58\u5225\u4ed6\u5011\u904e\u53bb\u7684\u6c7a\u7b56\u548c\u884c\u70ba\uff0c\u5f9e\u800c\u63d0\u51fa\u660e\u667a\u7684\u5efa\u8b70\u3002   <\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u5df2\u7d93\u5728\u63a1\u7528\u63d0\u4f9b\u9019\u7a2e\u7121\u7e2b\u9ad4\u9a57\u6240\u9700\u7684\u6280\u8853\uff0c <a href=\"https:\/\/iireporter.com\/the-connected-insurance-ecosystem-comes-of-age-in-2019\/\" target=\"_blank\" rel=\"noreferrer noopener\">Stephen E. Applebaum<\/a> \u5728 Insurance Innovation Reporter \u4e2d\u8868\u793a\u3002\n\u4f8b\u5982\uff0c\u652f\u63f4 AI \u7684\u804a\u5929\u6a5f\u5668\u4eba\u53ef\u4ee5\u8655\u7406\u8d8a\u4f86\u8d8a\u8907\u96dc\u7684\u67e5\u8a62\u3002\n\u79fb\u52d5\u5de5\u5177\u5141\u8a31\u6295\u4fdd\u4eba\u5feb\u901f\u5831\u544a\u640d\u5931\u4e26\u63d0\u4f9b\u66f4\u8a73\u7d30\u7684\u8cc7\u8a0a\uff0c\u5305\u62ec\u7167\u7247\u548c\u8996\u983b\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"771\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-meeting-colleagues-1024x771.jpg\" alt=\"\" class=\"wp-image-6568\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-meeting-colleagues-1024x771.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-meeting-colleagues-300x226.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-meeting-colleagues-768x579.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-meeting-colleagues-1536x1157.jpg 1536w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-meeting-colleagues.jpg 1999w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5efa\u7acb\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u4ee5\u589e\u52a0\u50f9\u503c<\/h2>\n\n<p>\u96d6\u7136 Apple \u548c Amazon \u7b49\u516c\u53f8\u4f7f\u751f\u614b\u7cfb\u7d71\u6a21\u578b\u6210\u70ba\u4e3b\u6d41\uff0c\u4f46\u751f\u614b\u7cfb\u7d71\u7684\u672a\u4f86\u53d6\u6c7a\u65bc\u50b3\u7d71\u884c\u696d\u4e4b\u9593\u7684\u5f37\u5927\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u3002\n2017\u5e74 <a href=\"https:\/\/insuranceblog.accenture.com\/why-ecosystems-are-the-future-of-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">\u57c3\u68ee\u54f2<\/a> \u7684\u4e00\u7bc7\u6587\u7ae0\u5c07\u751f\u614b\u7cfb\u7d71\u63cf\u8ff0\u70ba\u201c\u4e00\u7a2e\u65b0\u7684\u5546\u696d\u7bc4\u5f0f\uff0c\u516c\u53f8\u4f7f\u7528\u6578\u4f4d\u5de5\u5177\u8de8\u8d8a\u50b3\u7d71\u884c\u696d\u754c\u9650\u6216\u5efa\u7acb\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u3002   <\/p>\n\n<p>\u5fb7\u52e4\u7684 <a href=\"https:\/\/www2.deloitte.com\/content\/dam\/insights\/us\/articles\/3949_Insurance-middle-market\/DI_Building-new-ecosystems-in-mid-market-insurance.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Sam Friedman\u3001Michelle Canaan \u548c Nikhil Gokhale<\/a> \u8868\u793a\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u901a\u904e\u5efa\u7acb\u9019\u7a2e\u57fa\u65bc\u751f\u614b\u7cfb\u7d71\u7684\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u4f86\u63d0\u9ad8\u5ba2\u6236\u4fdd\u7559\u7387\u3002\n\u4ed6\u5011\u5efa\u8b70\u4fdd\u96aa\u516c\u53f8\u901a\u904e\u300c\u63d0\u4f9b\u5ee3\u6cdb\u7684\u696d\u52d9\u652f\u6301\u89e3\u6c7a\u65b9\u6848\uff0c\u4ee5\u53ca\u70ba\u5ba2\u6236\u63d0\u4f9b\u6559\u80b2\u548c\u4ea4\u6d41\u6a5f\u6703\u300d\uff0c\u5728\u5176\u50b3\u7d71\u7522\u54c1\u548c\u670d\u52d9\u7522\u54c1\u4e4b\u5916\u9032\u884c\u64f4\u5c55\u3002   <\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u9084\u53ef\u4ee5\u5efa\u7acb\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\uff0c\u4ee5\u4fbf\u66f4\u6709\u6548\u5730\u4f7f\u7528\u6578\u64da\u3002\n\u4e8b\u5be6\u4e0a\uff0c\u9019\u7a2e\u5925\u4f34\u95dc\u4fc2\u5c0d\u65bc\u5f37\u5927\u7684\u751f\u614b\u7cfb\u7d71\u95dc\u4fc2\u53ef\u80fd\u81f3\u95dc\u91cd\u8981\u3002   <\/p>\n\n<p>\u201c\u518d\u4fdd\u96aa\u516c\u53f8\u80fd\u5426\u6210\u529f\u6574\u5408\u6210\u70ba\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u793e\u5340\u7684\u4e00\u90e8\u5206\u5c07\u53d6\u6c7a\u65bc\u5176\u5408\u4f5c\u5925\u4f34\u7684\u5be6\u529b\uff0c\u4e26\u4e14\u9700\u8981\u7368\u7279\u7684\u7684\u80fd\u529b\u3001\u6578\u64da\u8a2a\u554f\u548c\u98a8\u96aa\u5efa\u6a21\u80fd\u529b\uff0c\u201dAvramakis \u548c\u745e\u58eb\u518d\u4fdd\u96aa\u7814\u7a76\u6240\u7684\u7814\u7a76\u4eba\u54e1\u8aaa\u3002  <\/p>\n\n<p>\u751f\u614b\u7cfb\u7d71\u5f80\u5f80\u4ee5\u554f\u984c\u6216\u884c\u70ba\u70ba\u4e2d\u5fc3\uff0c\u800c\u4e0d\u662f\u50b3\u7d71\u884c\u696d\u3002\n\u9019\u610f\u5473\u8457\u4efb\u4f55\u53c3\u8207\u751f\u614b\u7cfb\u7d71\u7684\u516c\u53f8\u90fd\u53ef\u4ee5\u6293\u4f4f\u6a5f\u6703\u5c0b\u627e\u5fd7\u540c\u9053\u5408\u7684\u516c\u53f8\u5408\u4f5c\u3002 <\/p>\n\n<p>\u5c0d\u65bc P&amp;C \u4fdd\u96aa\u516c\u53f8\u4f86\u8aaa\uff0c\u9019\u610f\u5473\u8457\u5c0b\u627e\u5408\u4f5c\u5925\u4f34\u53ef\u80fd\u5c31\u50cf\u806f\u7e6b\u5df2\u7d93\u5e0c\u671b\u8207\u4fdd\u96aa\u516c\u53f8\u66f4\u7dca\u5bc6\u5408\u4f5c\u7684\u76f8\u95dc\u516c\u53f8\u4e00\u6a23\u7c21\u55ae\u3002  <\/p>\n\n<p>\u4f8b\u5982\uff0c\u6c7d\u8eca\u88fd\u9020\u5546\u798f\u7279\u548c\u5927\u773e\u6700\u8fd1\u5ba3\u4f48\u5efa\u7acb\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\uff0c\u5171\u540c\u7814\u767c\u81ea\u52d5\u99d5\u99db\u6c7d\u8eca\u6280\u8853\uff0cMajesco\u6230\u7565\u884c\u92b7\u9ad8\u7d1a\u526f\u7e3d\u88c1 <a href=\"https:\/\/coverager.com\/incumbent-insurers-and-insurtech-part-2-ecosystems-accelerate-adoption\/\" target=\"_blank\" rel=\"noreferrer noopener\">Denise Garth<\/a> \u8aaa\u3002\n\u9019\u7a2e\u95dc\u4fc2\u63d0\u4f9b\u4e86\u5169\u5bb6\u516c\u53f8\u5982\u4f55\u5728\u65b0\u8208\u751f\u614b\u7cfb\u7d71\u4e2d\u5efa\u7acb\u806f\u7e6b\u7684\u793a\u4f8b\u3002 <\/p>\n\n<p>\u5f88\u5bb9\u6613\u60f3\u50cf\u4e00\u5bb6\u6c7d\u8eca\u4fdd\u96aa\u516c\u53f8\u52a0\u5165\u9019\u6a23\u7684\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u3002\n\u6c7d\u8eca\u4fdd\u96aa\u63d0\u4f9b\u8005\u8207\u6c7d\u8eca\u88fd\u9020\u5546\u4e00\u6a23\u5c0d\u81ea\u52d5\u99d5\u99db\u6c7d\u8eca\u6280\u8853\u611f\u8208\u8da3\uff0c\u4ed6\u5011\u9084\u63d0\u4f9b\u4e86\u6c7d\u8eca\u88fd\u9020\u5546\u6240\u6c92\u6709\u7684\u660e\u667a\u8996\u89d2\uff1a\u5c0d\u4eba\u985e\u884c\u70ba\u548c\u98a8\u96aa\u7684\u7406\u89e3\u3002   <\/p>\n\n<p>\u901a\u904e\u95dc\u6ce8\u5ba2\u6236\u9700\u8981\u89e3\u6c7a\u7684\u554f\u984c\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u627e\u5230\u6709\u5229\u53ef\u5716\u7684\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\uff0c\u5f9e\u800c\u69cb\u5efa\u6709\u6548\u7684\u751f\u614b\u7cfb\u7d71\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u96aa\u751f\u614b\u7cfb\u7d71\u7684\u672a\u4f86<\/h2>\n\n<p>\u4fdd\u96aa\u751f\u614b\u7cfb\u7d71\u7684\u4e0b\u4e00\u500b\u524d\u6cbf\u9818\u57df\u662f\u640d\u5931\u9810\u9632\u3002\nApplebaum \u8aaa\uff1a\u201c\u5728\u6578\u5341\u5104\u4e92\u806f\u4e8b\u7269\u5c07\u50b3\u8f38\u7684\u8cc7\u8a0a\u6d2a\u6d41\u7684\u9a45\u52d5\u4e0b\uff0c\u901a\u904e\u4eba\u5de5\u667a\u6167\u7684\u61c9\u7528\u8f49\u5316\u70ba\u53ef\u64cd\u4f5c\u7684\u898b\u89e3\u548c\u6c7a\u7b56\uff0c\u7d22\u8ce0\u5be6\u969b\u4e0a\u5c07\u5f97\u5230\u9810\u9632\uff0c\u4f7f\u904b\u71df\u5546\u6210\u70ba\u771f\u6b63\u610f\u7fa9\u4e0a\u7684\u98a8\u96aa\u7ba1\u7406\u8005\u3002   <\/p>\n\n<p>\u96a8\u8457\u751f\u614b\u7cfb\u7d71\u8b8a\u5f97\u66f4\u52a0\u6210\u719f\u548c\u9ad8\u6548\uff0c\u81ea\u52d5\u99d5\u99db\u548c\u4e92\u806f\u6c7d\u8eca\u3001\u9ad8\u7d1a\u99d5\u99db\u54e1\u8f14\u52a9\u8a08\u5283\u548c\u667a\u6167\u5bb6\u5c45\u611f\u6e2c\u5668\u7b49\u5de5\u5177\u5c07\u5e6b\u52a9\u5ba2\u6236\u53ca\u5176\u4fdd\u96aa\u516c\u53f8\u9818\u5148\u65bc\u98a8\u96aa\uff0c\u9632\u6b62\u640d\u5931\u767c\u751f\u3002  <\/p>\n\n<p>\u4fdd\u96aa\u4ee3\u7406\u4eba\u4e5f\u53ef\u80fd\u5728\u672a\u4f86\u7684\u4fdd\u96aa\u751f\u614b\u7cfb\u7d71\u4e2d\u767c\u63ee\u95dc\u9375\u4f5c\u7528\uff0cFintech Daily \u7684 <a href=\"https:\/\/dailyfintech.com\/2019\/06\/27\/the-local-insurance-agent-insurance-ecosystem-re-defined\/\" target=\"_blank\" rel=\"noreferrer noopener\">Patrick Kelahan<\/a> \u8aaa\u3002\n\u8a31\u591a\u4ee3\u7406\u4eba\u5df2\u7d93\u5c0b\u6c42\u6210\u70ba\u7576\u5730\u793e\u5340\u7684\u5c08\u5bb6\uff0c\u6210\u70ba\u6c7d\u8eca\u7dad\u4fee\u5e97\u3001\u6c34\u7ba1\u5de5\u3001\u627f\u5305\u5546\u548c\u6c7d\u8eca\u548c\u5bb6\u5ead\u4fdd\u96aa\u5ba2\u6236\u9700\u8981\u7684\u985e\u4f3c\u670d\u52d9\u7684\u5efa\u8b70\u4f86\u6e90\u3002   <\/p>\n\n<p>\u901a\u904e\u66f4\u5927\u898f\u6a21\u5730\u9023\u63a5\u985e\u4f3c\u8cc7\u6e90\uff0c\u6578\u4f4d\u4fdd\u96aa\u751f\u614b\u7cfb\u7d71\u53ef\u4ee5\u5275\u9020\u5ba2\u6236\u60f3\u8981\u548c\u9700\u8981\u7684\u4e00\u7ad9\u5f0f\u670d\u52d9\u9ad4\u9a57\u4f86\u7ba1\u7406\u98a8\u96aa\u3002  <\/p>\n\n<p><em>\u5716\u7247\u4f86\u81ea\uff1ascyther5\/\u00a9123RF.com\uff0c Edhar Yuralaits\/\u00a9123RF.com\uff0c Edhar Yuralaits\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5e7e\u500b\u4e16\u7d00\u4ee5\u4f86\uff0c\u4fdd\u96aa\u4e00\u76f4\u6309\u5176\u627f\u4fdd\u7684\u640d\u5931\u985e\u578b\u9032\u884c\u7d44\u7e54\u3002 \u7576\u4eca\u7684\u884c\u696d\u5206\u70ba\u4eba\u58fd\u3001\u5065\u5eb7\u3001\u8ca1\u7522\u548c\u610f\u5916\u96aa\u7b49\u5be6\u8e10\u9818\u57df\u3002 \u7136\u800c\uff0c [&hellip;]<\/p>\n","protected":false},"featured_media":6580,"template":"","insight-category":[],"class_list":["post-21077","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/21077","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/6580"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=21077"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=21077"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}