{"id":21049,"date":"2024-09-30T14:16:56","date_gmt":"2024-09-30T19:16:56","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e6%8c%89%e9%9c%80%e4%bf%9d%e9%9a%aa%ef%bc%9a%e5%81%b6%e7%99%bc%e4%bf%9d%e9%9a%aa%e9%81%b8%e9%a0%85%e5%a6%82%e4%bd%95%e5%bd%b1%e9%9f%bf-pc-%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%ef%bc%9f\/"},"modified":"2024-09-30T14:16:59","modified_gmt":"2024-09-30T19:16:59","slug":"%e6%8c%89%e9%9c%80%e4%bf%9d%e9%9a%aa%ef%bc%9a%e5%81%b6%e7%99%bc%e4%bf%9d%e9%9a%aa%e9%81%b8%e9%a0%85%e5%a6%82%e4%bd%95%e5%bd%b1%e9%9f%bf-pc-%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%ef%bc%9f","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e6%8c%89%e9%9c%80%e4%bf%9d%e9%9a%aa%ef%bc%9a%e5%81%b6%e7%99%bc%e4%bf%9d%e9%9a%aa%e9%81%b8%e9%a0%85%e5%a6%82%e4%bd%95%e5%bd%b1%e9%9f%bf-pc-%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%ef%bc%9f\/","title":{"rendered":"\u6309\u9700\u4fdd\u96aa\uff1a\u5076\u767c\u4fdd\u96aa\u9078\u9805\u5982\u4f55\u5f71\u97ff P&C \u4fdd\u96aa\u516c\u53f8\uff1f"},"content":{"rendered":"\n

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\u5411\u6309\u9700\u4fdd\u96aa\u4e16\u754c\u7684\u8f49\u8b8a<\/h2>\n\n

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\"\"<\/figure>\n\n

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\u4e00\u4e9b\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u751a\u81f3\u76f8\u4e92\u7af6\u722d\uff0c\u4ee5\u5728\u540c\u4e00\u7a7a\u9593\u5167\u958b\u95e2\u5287\u96c6\u4fdd\u96aa\u7684\u65b0\u8b8a\u9ad4\u3002\n\u4f8b\u5982\uff0cMetromile \u548c\u7e3d\u90e8\u4f4d\u65bc\u82f1\u570b\u7684 Cuvva \u90fd\u6839\u64da\u5be6\u969b\u91cc\u7a0b\u63d0\u4f9b\u6309\u9700\u6c7d\u8eca\u4fdd\u96aa\u3002\n\u7136\u800c\uff0cCuvva\u5141\u8a31\u5ba2\u6236\u70ba\u81ea\u5df1\u99d5\u99db\u4efb\u4f55\u8eca\u8f1b\u6295\u4fdd\uff0c\u6301\u7e8c\u6642\u9593\u4f4e\u81f3\u4e00\u5c0f\u6642\uff0c\u98a8\u96aa\u8207\u4fdd\u96aa\u7684\u526f\u4e3b\u7de8 \u871c\u96ea\u5152\u00b7\u514b\u723e<\/a>\u8aaa\u3002 <\/p>\n\n

\u4e00\u4e9b\u516c\u53f8\u5c0d\u6309\u9700\u6a21\u5f0f\u7684\u627f\u8afe\u5145\u6eff\u71b1\u60c5\uff0c\u4ee5\u81f3\u65bc\u4ed6\u5011\u63d0\u4f9b\u8aac\u660e\u5176\u4ed6\u4fdd\u96aa\u79d1\u6280\u521d\u5275\u516c\u53f8\u767c\u5c55\u4ed6\u5011\u7684\u6a21\u5f0f\u3002\n Andrew G. Simpson<\/a> \u5728 Insurance Journal \u4e0a\u8868\u793a\uff0c2018 \u5e74\uff0cSlice \u958b\u59cb\u63d0\u4f9b\u96f2\u670d\u52d9\uff0c\u8aac\u660e\u516c\u53f8\u958b\u767c\u548c\u884c\u92b7\u81ea\u5df1\u7684\u6309\u9700\u4fdd\u96aa\u7522\u54c1\u3002 <\/p>\n\n

Slice \u7684\u9858\u666f\u4e0d\u50c5\u9650\u65bc\u4fdd\u96aa\u548c\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u3002\n\u201c\u6211\u5011\u6b63\u5728\u5c07\u6211\u5011\u7684\u6578\u5b57\u4fdd\u96aa\u516c\u53f8 [infrastructure] \u51fa\u79df\u7d66\u5176\u4ed6\u4fdd\u96aa\u516c\u53f8\u6216\u5176\u4ed6\u5e0c\u671b\u6210\u70ba\u4fdd\u96aa\u516c\u53f8\u7684\u516c\u53f8\uff0c\u9019\u4e9b\u516c\u53f8\u5e0c\u671b\u5c07\u4fdd\u96aa\u5d4c\u5165\u5230\u4ed6\u5011\u7684\u7522\u54c1\u4e2d\uff0c\u201dSlice \u7684\u9996\u5e2d\u57f7\u884c\u5b98\u517c\u806f\u5408\u5275\u59cb\u4eba Tim Attia<\/a> \u8aaa\u3002 <\/p>\n\n

\u81f3\u5c11\u6709\u4e00\u5bb6\u77e5\u540d\u904b\u71df\u5546\u5df2\u7d93\u63a5\u53d7\u4e86\u9019\u6a23\u7684\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u3002\n2019 \u5e74\u521d\uff0cNationwide \u5ba3\u4f48\u8207 Slice \u5408\u4f5c\uff0c\u4ee5\u6539\u5584\u62fc\u8eca\u53f8\u6a5f\u7684\u8986\u84cb\u7bc4\u570d\u3002 <\/p>\n\n

\u201c\u9019\u7a2e\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u9ad4\u73fe\u4e86\u6211\u5011\u5c0d\u5275\u65b0\u7684\u627f\u8afe\uff0c\u5229\u7528\u6280\u8853\u70ba\u62fc\u8eca\u53f8\u6a5f\u63d0\u4f9b\u9748\u6d3b\u800c\u5168\u9762\u7684\u4fdd\u96aa\u7522\u54c1\uff0c\u201dNationwide \u7684 Teresa Scharn<\/a> \u89e3\u91cb\u9053\u3002 <\/p>\n\n

\u5b83\u9084\u5141\u8a31\u6bcf\u5bb6\u516c\u53f8\u767c\u63ee\u81ea\u5df1\u7684\u512a\u52e2\u3002\n\u96d6\u7136 Slice \u63d0\u4f9b\u4e86\u4e00\u500b\u5177\u6709\u524d\u77bb\u6027\u7684\u5e73\u81fa\uff0c\u4f46 Nationwide \u5c0d\u5ba2\u6236\u884c\u70ba\u548c\u98a8\u96aa\u5206\u6790\u6709\u8457\u6df1\u523b\u7684\u7406\u89e3\u3002\n\u4e0d\u96e3\u60f3\u50cf\uff0c\u5d4c\u5165\u5f0f\u6309\u9700\u4fdd\u96aa\u5e7e\u4e4e\u53ef\u7528\u65bc\u4efb\u4f55\u7522\u54c1\u6216\u670d\u52d9\uff0c\u6210\u70ba\u9810\u671f\u7684\u5e38\u614b\uff0c\u800c\u4e0d\u662f\u4e00\u9805\u65b0\u767c\u660e\u3002 <\/p>\n\n

\"\"<\/figure>\n\n

\u8001\u724c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u5f9e\u5076\u767c\u4fdd\u96aa\u4e2d\u5b78\u5230\u4ec0\u9ebc<\/h2>\n\n

\u6578\u4f4d\u9769\u547d\u958b\u555f\u4e86\u4e09\u7a2e\u65b0\u7684\u4fdd\u96aa\u65b9\u6cd5\uff0c\u9019\u5728\u5927\u6578\u64da\u548c\u5373\u6642\u901a\u4fe1\u6642\u4ee3\u4e4b\u524d\u662f\u4e0d\u53ef\u80fd\u7684\u3002\n\u9019\u4e9b\u6a21\u5f0f\u5305\u62ec\u9023\u7e8c\u627f\u4fdd\u3001\u5c0f\u984d\u4fdd\u96aa\u548c\u96f6\u5de5\u7d93\u6fdf\u4fdd\u96aa\uff0cNovarica \u9ad8\u7d1a\u526f\u7e3d\u88c1 Jeff Goldberg<\/a> \u8aaa\u3002\n\u96d6\u7136\u9019\u4e09\u8005\u53ef\u80fd\u4e0d\u5b58\u5728\u65bc\u540c\u4e00\u500b\u4fdd\u96aa\u7522\u54c1\u4e2d\uff0c\u4f46\u5b83\u5011\u90fd\u662f\u7576\u4eca\u6309\u9700\u4fdd\u96aa\u904b\u4f5c\u65b9\u5f0f\u7684\u4e00\u90e8\u5206\u3002 <\/p>\n\n

Goldberg \u8aaa\uff0c\u6240\u6709\u9019\u4e9b\u65b9\u6cd5\u90fd\u9700\u8981\u4fdd\u96aa\u516c\u53f8\u505a\u51fa\u4e09\u9805\u627f\u8afe\uff1a\u6578\u64da\u5206\u6790\u3001\u4ee5\u6d88\u8cbb\u8005\u70ba\u4e2d\u5fc3\u7684\u7522\u54c1\u958b\u767c\u548c\u7cfb\u7d71\u6709\u6548\u6027\u3002\n\u96d6\u7136\u4fdd\u96aa\u516c\u53f8\u53ea\u9700\u5177\u5099\u5176\u4e2d\u4e00\u5169\u500b\u652f\u67f1\u5c31\u53ef\u4ee5\u5728\u6309\u9700\u9818\u57df\u53d6\u5f97\u4e00\u4e9b\u9032\u5c55\uff0c\u4f46\u5f37\u52c1\u3001\u53ef\u6301\u7e8c\u7684\u589e\u9577\u9700\u8981\u9019\u4e09\u500b\u652f\u67f1\u3002 <\/p>\n\n

\u5c08\u9580\u5f9e\u4e8b\u5287\u96c6\u5831\u5c0e\u7684\u4fdd\u96aa\u79d1\u6280\u521d\u5275\u516c\u53f8\u901a\u5e38\u6703\u901a\u904e\u5c0b\u627e\u65e2\u5b9a\u4fdd\u55ae\u548c\u904b\u71df\u5546\u6c92\u6709\u89e3\u6c7a\u7684\u9818\u57df\u4f86\u5be6\u73fe\u3002\n\u4f8b\u5982\uff0cSlice \u9996\u5148\u89e3\u6c7a\u4e86 Uber \u548c Lyft \u53f8\u6a5f\u7684\u4fdd\u96aa\u7f3a\u53e3\uff0c\u5373\u4f7f\u53f8\u6a5f\u901a\u904e\u4ed6\u5011\u7684\u62fc\u8eca\u516c\u53f8\u8cfc\u8cb7\u4e86\u500b\u4eba\u6c7d\u8eca\u4fdd\u96aa\u548c\u4fdd\u96aa\uff0c\u9019\u4e9b\u7f3a\u53e3\u4ecd\u7136\u5b58\u5728\u3002 <\/p>\n\n

Slice \u901a\u904e\u6eff\u8db3\u99d5\u99db\u54e1\u5728\u50b3\u7d71\u4fdd\u96aa\u3001\u62fc\u8eca\u4fdd\u55ae\u548c\u5dde\u6700\u4f4e\u8981\u6c42\u7bc4\u570d\u5167\u64c1\u6709\u5168\u9762\u6c7d\u8eca\u4fdd\u96aa\u7684\u9858\u671b\uff0c\u53d6\u5f97\u4e86\u6210\u529f\u3002\n\u5c0d\u65bc\u4fdd\u96aa\u79d1\u6280\u521d\u5275\u516c\u53f8\u548c\u50b3\u7d71\u4fdd\u96aa\u516c\u53f8\u4f86\u8aaa\uff0c\u5229\u7528\u5ba2\u6236\u5c0d\u6309\u9700\u4fdd\u96aa\u7684\u8208\u8da3\u5c07\u610f\u5473\u8457\u627e\u5230\u9019\u4e9b\u5dee\u8ddd\u4e26\u958b\u767c\u65b0\u7684\u65b9\u6cd5\u4f86\u89e3\u6c7a\u9019\u4e9b\u5dee\u8ddd\u3002 <\/p>\n\n

\u53ef\u4ee5\u60f3\u50cf\u4e00\u500b\u4fdd\u96aa\u516c\u53f8\u7af6\u76f8\u627f\u4fdd\u667a\u6167\u624b\u6a5f\u548c\u5c71\u5730\u81ea\u884c\u8eca\u7b49\u500b\u4eba\u8ca1\u7522\u7684\u500b\u4eba\u7269\u54c1\u7684\u4e16\u754c\uff0c Stephen Temple<\/a> \u5728\u300a\u4fdd\u96aa\u601d\u60f3\u9818\u5c0e\u529b\u300b\u4e2d\u8aaa\u3002 <\/p>\n\n

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\u5716\u7247\u4f86\u81ea\uff1arido\/\u00a9123RF.com\u3001Piyawat Nandeenopparit\/\u00a9123RF.com\u3001Aleksandr Davydov\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

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