{"id":20992,"date":"2024-09-30T14:16:12","date_gmt":"2024-09-30T19:16:12","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e6%94%9c%e6%89%8b%e5%85%b1%e9%80%b2%ef%bc%9a%e6%8d%86%e7%b6%81%e4%bf%9d%e9%9a%aa%e9%81%b8%e9%a0%85%e5%a6%82%e4%bd%95%e5%90%b8%e5%bc%95-pc-%e5%ae%a2%e6%88%b6\/"},"modified":"2024-09-30T14:16:17","modified_gmt":"2024-09-30T19:16:17","slug":"%e6%94%9c%e6%89%8b%e5%85%b1%e9%80%b2%ef%bc%9a%e6%8d%86%e7%b6%81%e4%bf%9d%e9%9a%aa%e9%81%b8%e9%a0%85%e5%a6%82%e4%bd%95%e5%90%b8%e5%bc%95-pc-%e5%ae%a2%e6%88%b6","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e6%94%9c%e6%89%8b%e5%85%b1%e9%80%b2%ef%bc%9a%e6%8d%86%e7%b6%81%e4%bf%9d%e9%9a%aa%e9%81%b8%e9%a0%85%e5%a6%82%e4%bd%95%e5%90%b8%e5%bc%95-pc-%e5%ae%a2%e6%88%b6\/","title":{"rendered":"\u651c\u624b\u5171\u9032\uff1a\u6346\u7d81\u4fdd\u96aa\u9078\u9805\u5982\u4f55\u5438\u5f15 P&amp;C \u5ba2\u6236"},"content":{"rendered":"\n<p>\u4fdd\u96aa\u6346\u7d81\u5305\u70ba\u55ae\u500b\u5ba2\u6236\u7d44\u5408\u4e86\u76f8\u95dc\u5f62\u5f0f\u7684\u4fdd\u96aa\u3002\n\u4f8b\u5982\uff0c\u8a31\u591a\u500b\u4eba\u5ba2\u6236\u5c0b\u6c42\u6346\u7d81\u7684\u623f\u5c4b\u548c\u6c7d\u8eca\u4fdd\u96aa\u3002\n\u4f01\u696d\u53ef\u4ee5\u5c0b\u6c42\u6346\u7d81\u7684\u4e00\u822c\u8cac\u4efb\u3001\u8ca1\u7522\u548c\u6536\u5165\u640d\u5931\u4fdd\u96aa\u3002  <\/p>\n\n<p>\u5c0d\u65bc\u4fdd\u96aa\u516c\u53f8\u4f86\u8aaa\uff0c\u6346\u7d81\u4fdd\u96aa\u55ae\u4ee3\u8868\u4fdd\u96aa\u516c\u53f8\u548c\u5ba2\u6236\u4e4b\u9593\u7684\u984d\u5916\u696d\u52d9\u3002\n\u5b83\u5011\u9084\u53ef\u4ee5\u63d0\u9ad8\u5ba2\u6236\u5fe0\u8aa0\u5ea6\uff0c\u4f75\u70ba\u4e86\u89e3\u5ba2\u6236\u7684\u9858\u671b\u548c\u627f\u4fdd\u98a8\u96aa\u63d0\u4f9b\u66f4\u5ee3\u6cdb\u7684\u4fe1\u606f\u57fa\u790e\uff0cInvestopedia \u7684 <a href=\"https:\/\/www.investopedia.com\/ask\/answers\/08\/multiline-insurance.asp\" target=\"_blank\" rel=\"noreferrer noopener\">Caroline Banton<\/a> \u8aaa\u3002 <\/p>\n\n<p>\u5ba2\u6236\u9084\u559c\u6b61\u6346\u7d81\u4fdd\u96aa\u55ae\u5e36\u4f86\u7684\u7c21\u55ae\u6027\uff0c2-Minute Money Manager \u64ad\u5ba2\u7684\u4e3b\u6301\u4eba <a href=\"https:\/\/www.moneytalksnews.com\/2-minute-money-manager-should-i-bundle-my-insurance-policies\/\" target=\"_blank\" rel=\"noreferrer noopener\">Stacy Johnson<\/a> \u8aaa\u3002\n\u9078\u64c7\u8207\u4e00\u5bb6\u4fdd\u96aa\u516c\u53f8\u5408\u4f5c\u4ee5\u6eff\u8db3\u4ed6\u5011\u7684\u6240\u6709\u4fdd\u96aa\u9700\u6c42\uff0c\u5c0d\u8a31\u591a\u5ba2\u6236\u4f86\u8aaa\u4ee3\u8868\u8457\u5de8\u5927\u7684\u9644\u52a0\u503c\u3002 <\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u901a\u904e\u95dc\u6ce8\u6574\u500b\u884c\u696d\u7262\u56fa\u7684\u5ba2\u6236\u95dc\u4fc2\u57fa\u790e\u7684\u76f8\u540c\u56e0\u7d20\u4f86\u5229\u7528\u6346\u7d81\u92b7\u552e\u7684\u597d\u8655\uff1a\u5f37\u5927\u7684\u6e9d\u901a\u548c\u6613\u7528\u6027\u3002\n\u7576\u9019\u5169\u500b\u56e0\u7d20\u5230\u4f4d\u6642\uff0c\u6346\u7d81\u4fdd\u55ae\u66f4\u6709\u53ef\u80fd\u5438\u5f15\u500b\u4eba\u548c\u5546\u696d\u5ba2\u6236\uff0c\u5373\u4f7f\u7bc0\u7701\u7684\u8cbb\u7528\u5f88\u5c11\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u57fa\u672c\u6346\u7d81\u5305\uff1a\u7d50\u5408Home\u548c Auto \u7b56\u7565<\/h2>\n\n<p>\u5ba2\u6236\u6700\u5e38\u5c0b\u6c42\u6346\u7d81\u623f\u5c4b\u548c\u6c7d\u8eca\u4fdd\u55ae\u4ee5\u7701\u9322\u3002\n\u5b83\u9084\u6e1b\u8f15\u4e86\u50c5\u8207\u4e00\u5bb6\u4fdd\u96aa\u516c\u53f8\u5408\u4f5c\u7372\u5f97\u4fdd\u96aa\u7684\u58d3\u529b\u3002\n\u56e0\u6b64\uff0c\u8a31\u591a\u4fdd\u96aa\u516c\u53f8\u5c08\u6ce8\u65bc\u92b7\u552e\u6346\u7d81\u92b7\u552e\u7bc0\u7701\u6210\u672c\u7684\u65b9\u9762\u3002\n\u9019\u7a2e\u7b56\u7565\u5ffd\u7565\u4e86\u901a\u904e\u6539\u5584\u8cb7\u5bb6\u6e9d\u901a\u6216\u4f7f\u6346\u7d81\u5546\u54c1\u6bd4\u55ae\u7368\u7684\u4fdd\u55ae\u66f4\u5bb9\u6613\u8cfc\u8cb7\u4f86\u589e\u52a0\u50f9\u503c\u7684\u6a5f\u6703\u3002   <\/p>\n\n<p>\u7136\u800c\uff0c\u4e26\u975e\u6240\u6709\u4fdd\u96aa\u516c\u53f8\u90fd\u80fd\u4fdd\u8b49\u6bcf\u500b\u6346\u7d81\u92b7\u552e\u7684\u5ba2\u6236\u90fd\u6703\u7701\u9322\u3002<\/p>\n\n<p>\u73fe\u5be6\u60c5\u6cc1\u662f\uff0c\u53ef\u4ee5\u70ba\u60a8\u63d0\u4f9b\u6700\u4f4e\u6210\u672c\u5bb6\u5ead\u4fdd\u96aa\u7684\u4fdd\u96aa\u516c\u53f8\u5f88\u53ef\u80fd\u4e0d\u662f\u53ef\u4ee5\u70ba\u60a8\u63d0\u4f9b\u6700\u4f4e\u6210\u672c\u6c7d\u8eca\u4fdd\u96aa\u7684\u4fdd\u96aa\u516c\u53f8\uff0c\u201cClearcover \u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/www.nerdwallet.com\/blog\/insurance\/auto\/bundle-separate-insurance-policies\/\" target=\"_blank\" rel=\"noreferrer noopener\">Kyle Nakatsuji<\/a> \u8aaa\u3002<\/p>\n\n<p>\u63d0\u4f9b\u6346\u7d81\u92b7\u552e\u7684\u4fdd\u96aa\u516c\u53f8\u4ecd\u7136\u53ef\u4ee5\u4f7f\u5176\u5c0d\u90a3\u4e9b\u5be6\u969b\u4e0a\u6c92\u6709\u5728\u6346\u7d81\u4e2d\u5305\u542b\u7684\u4e00\u9805\u6216\u591a\u9805\u4fdd\u55ae\u4e0a\u7701\u9322\u7684\u5ba2\u6236\u5177\u6709\u5438\u5f15\u529b\u3002\n\u6e05\u695a\u5730\u50b3\u9054\u6346\u7d81\u92b7\u552e\u7684\u50f9\u503c\uff08\u7bc0\u7701\u6642\u9593\u548c\u6539\u5584\u5ba2\u6236\u8207\u4fdd\u96aa\u516c\u53f8\u7684\u95dc\u4fc2\uff09\u53ef\u4ee5\u5e6b\u52a9\u5ba2\u6236\u63a5\u53d7\u5b83\u3002 <\/p>\n\n<p>\u70ba\u4e86\u63a8\u5ee3\u6346\u7d81\u4fdd\u96aa\uff0c\u8a31\u591a\u4fdd\u96aa\u516c\u53f8\u90fd\u63a1\u53d6\u4e86\u8ffd\u52a0\u92b7\u552e\u7684\u65b9\u6cd5\u3002\n\u4f8b\u5982\uff0c\u525b\u525b\u8cfc\u8cb7\u4e86\u6c7d\u8eca\u4fdd\u96aa\u7684\u5ba2\u6236\u4e5f\u6703\u6536\u5230\u6709\u95dc\u4fdd\u96aa\u516c\u53f8\u7684\u623f\u4e3b\u548c\u79df\u623f\u8005\u4fdd\u55ae\u7684\u8cc7\u8a0a\u3002 <\/p>\n\n<p>Policygenius \u7684 <a href=\"https:\/\/www.policygenius.com\/homeowners-insurance\/bundling-home-and-auto-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pat Howard<\/a> \u8aaa\uff0c\u96d6\u7136\u8ffd\u52a0\u92b7\u552e\u65b9\u6cd5\u53ef\u4ee5\u5438\u5f15\u5c0b\u6c42\u7c21\u55ae\u4fdd\u96aa\u7684\u5ba2\u6236\uff0c\u4f46\u5b83\u4e26\u4e0d\u7e3d\u662f\u4fdd\u96aa\u516c\u53f8\u6216\u5176\u5ba2\u6236\u7684\u6700\u4f73\u9078\u64c7\u3002\n\u7576\u6346\u7d81\u92b7\u552e\u50c5\u70ba\u4e86\u7701\u9322\u6642\uff0c\u5ba2\u6236\u4e0d\u6703\u90a3\u9ebc\u5c08\u6ce8\u65bc\u8003\u616e\u4fdd\u55ae\u672c\u8eab\u3002\n\u9019\u4f7f\u5f97\u4ed6\u5011\u4e0d\u592a\u53ef\u80fd\u8cfc\u8cb7\u4ed6\u5011\u5be6\u969b\u9700\u8981\u7684\u5168\u90e8\u4fdd\u96aa\u3002  <\/p>\n\n<p>\u76f8\u53cd\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u80fd\u6703\u5f9e\u5c07\u6346\u7d81\u4fdd\u96aa\u4f5c\u70ba\u4e3b\u8981\u4fdd\u96aa\u9078\u9805\u4e2d\u53d7\u76ca\u3002\n\u8207\u5176\u5728\u4ea4\u6613\u671f\u9593\u6216\u4e4b\u5f8c\u8ffd\u52a0\u92b7\u552e\u984d\u5916\u7684\u4fdd\u96aa\uff0c\u4e0d\u5982\u8b93\u8cb7\u5bb6\u5f9e\u4e00\u958b\u59cb\u5c31\u641c\u7d22\u6346\u7d81\u9078\u9805\u3002\n\u5141\u8a31\u5ba2\u6236\u5728\u6bcf\u4efd\u4fdd\u55ae\u4e2d\u9078\u64c7\u627f\u4fdd\u7bc4\u570d\u7684\u6df7\u5408\u642d\u914d\u8cfc\u8cb7\u4e5f\u53ef\u4ee5\u589e\u52a0\u50f9\u503c\u4e26\u9f13\u52f5\u5ba2\u6236\u5805\u6301\u4f7f\u7528\u4e00\u5bb6\u4fdd\u96aa\u516c\u53f8\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/contract-review-1024x683.jpg\" alt=\"\" class=\"wp-image-6226\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/contract-review-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/contract-review-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/contract-review-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/contract-review-1536x1024.jpg 1536w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/contract-review.jpg 1999w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5546\u696d\u6346\u7d81\u4fdd\u96aa\uff1a\u4e00\u822c\u8cac\u4efb\u96aa\u3001\u8ca1\u7522\u96aa\u548c\u6536\u5165\u640d\u5931\u96aa<\/h2>\n\n<p>\u623f\u6771\u548c\u4f01\u696d\u4e3b\u4e5f\u5c0b\u6c42\u8ca1\u7522\u548c\u610f\u5916\u50b7\u5bb3\u4fdd\u96aa\u3002\n\u5546\u696d\u5be6\u9ad4\u53ef\u80fd\u6703\u5c0b\u6c42\u591a\u7a2e\u4fdd\u55ae\uff0c\u5305\u62ec\u4e00\u822c\u8cac\u4efb\u4fdd\u96aa\u3001\u8ca1\u7522\u640d\u5931\u4fdd\u96aa\u548c\u6536\u5165\u640d\u5931\u4fdd\u96aa\u3002\n\u8fce\u5408\u9019\u4e9b\u5ba2\u6236\u7684\u4fdd\u96aa\u516c\u53f8\u4e5f\u53ef\u4ee5\u5f9e\u63d0\u4f9b\u6346\u7d81\u5305\u4e2d\u53d7\u76ca\u3002  <\/p>\n\n<p>Good Financial Cents \u7684 <a href=\"https:\/\/www.goodfinancialcents.com\/should-you-bundle-your-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Jeff Rose<\/a> \u8aaa\uff0c\u5f9e\u5ba2\u6236\u7684\u89d2\u5ea6\u4f86\u770b\uff0c\u6346\u7d81\u4fdd\u96aa\u7684\u4e00\u500b\u554f\u984c\u662f\uff0c\u5728\u767c\u751f\u640d\u5931\u4e4b\u524d\uff0c\u5f88\u96e3\u5224\u65b7\u4fdd\u55ae\u662f\u5426\u771f\u7684\u505a\u4e86\u5b83\u9700\u8981\u505a\u7684\u4e8b\u60c5\u3002<\/p>\n\n<p>\u201c\u7531\u65bc\u60a8\u4e0d\u4f7f\u7528 [your insurance every month]\uff0c\u56e0\u6b64\u60a8\u4e0d\u6703\u7acb\u5373\u7372\u5f97\u6709\u95dc\u60a8\u8cfc\u8cb7\u7684\u4fdd\u96aa\u54c1\u8cea\u4ee5\u53ca\u5b83\u5982\u4f55\u6eff\u8db3\u60a8\u4e0d\u65b7\u8b8a\u5316\u7684\u9700\u6c42\u7684\u53cd\u994b\u3002\n\u7cfb\u7d71\u4e0d\u6703\u63d0\u793a\u60a8\u8cfc\u8cb7\u88dc\u5145\u4fdd\u96aa\u6216\u7372\u5f97\u5b8c\u5168\u4e0d\u540c\u7684\u4fdd\u55ae\uff0c\u201cRose \u8aaa\u3002 <\/p>\n\n<p>\u96a8\u8457\u6642\u9593\u7684\u63a8\u79fb\uff0c\u7f3a\u4e4f\u9069\u61c9\u53ef\u80fd\u6703\u5c0e\u81f4\u4e00\u4e9b\u5546\u696d\u4fdd\u96aa\u5ba2\u6236\u5728\u6346\u7d81\u4fdd\u96aa\u6642\u7336\u8c6b\u4e0d\u6c7a\u3002\n\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u901a\u904e\u76e3\u63a7\u5546\u696d\u696d\u52d9\u9700\u6c42\u4e26\u5728\u9069\u7576\u7684\u6642\u9593\u9032\u884c\u6e9d\u901a\u4f86\u89e3\u6c7a\u9019\u7a2e\u7591\u616e\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u8de8\u8d8a\u500b\u4eba\/\u5546\u696d\u9d3b\u6e9d\u7684\u901a\u4fe1\u548c\u6346\u7d81<\/h2>\n\n<p>\u65b0\u4f01\u696d\u4e3b\u548c\u623f\u6771\u901a\u5e38\u5c0d\u4ed6\u5011\u7684\u500b\u4eba\u4fdd\u96aa\u9700\u6c42\u6709\u6e05\u6670\u7684\u8a8d\u8b58\uff0c\u4f46\u4e0d\u77ad\u89e3\u4ed6\u5011\u7684\u5275\u6536\u6d3b\u52d5\u7684\u9700\u6c42\u3002\n\u826f\u597d\u7684\u6e9d\u901a\u9084\u53ef\u4ee5\u5728\u4fdd\u96aa\u516c\u53f8\u548c\u65b0\u4f01\u696d\u4e3b\u6216\u623f\u6771\u4e4b\u9593\u5efa\u7acb\u66f4\u7262\u56fa\u7684\u95dc\u4fc2\u3002 <\/p>\n\n<p>\u4f8b\u5982\uff0c\u300c\u65b0\u624b\u623f\u6771\uff0c\u7b2c\u4e00\u6b21\u51fa\u79df\u4f4f\u5b85\u7269\u696d\uff08\u623f\u5b50\u3001\u5ea6\u5047\u5c0f\u5c4b\u3001\u516c\u5bd3\uff09\uff0c\u53ef\u80fd\u6703\u5047\u8a2d\u4ed6\u5011\u7684\u623f\u4e3b\u4fdd\u96aa\u5c07\u6db5\u84cb\u81ea\u7136\u707d\u5bb3\u3001\u4e8b\u6545\u6216\u5176\u4ed6\u7834\u58de\u6027\u4e8b\u4ef6\u7684\u6240\u6709\u8cbb\u7528\u3002\u9019\u662f\u4e00\u500b\u83dc\u9ce5\u932f\u8aa4\uff0c\u201cInvestopedia \u7684 <a href=\"https:\/\/www.investopedia.com\/articles\/personal-finance\/061515\/quick-guide-landlord-insurance.asp\" target=\"_blank\" rel=\"noreferrer noopener\">Steven Richmond<\/a> \u8aaa\u3002<\/p>\n\n<p>\u65b0\u623f\u6771\u6216\u65b0\u7684\u5c0f\u4f01\u696d\u4e3b\u4ee3\u8868\u8457\u5275\u5efa\u6346\u7d81\u4fdd\u96aa\u7684\u6a5f\u6703\uff0c\u9019\u4e9b\u6346\u7d81\u4fdd\u96aa\u63d0\u4f9b\u719f\u6089\u7684\u623f\u5c4b\u548c\u6c7d\u8eca\u4fdd\u96aa\uff0c\u4e26\u8207\u4fdd\u96aa\u516c\u53f8\u5efa\u7acb\u696d\u52d9\u95dc\u4fc2\u7684\u4fe1\u4efb\u548c\u5408\u4f5c\u3002<\/p>\n\n<p>\u4f8b\u5982\uff0c\u53ea\u51fa\u79df\u4e00\u5169\u8655\u5176\u4ed6\u623f\u7522\u7684\u623f\u6771\u53ef\u80fd\u5e0c\u671b\u5c07\u623f\u6771\u4fdd\u96aa\u8207\u623f\u5c4b\u548c\u6c7d\u8eca\u4fdd\u55ae\u6346\u7d81\u5728\u4e00\u8d77\uff0cCapterra \u7684 <a href=\"https:\/\/blog.capterra.com\/need-to-know-about-landlord-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Nathan Barber<\/a> \u8aaa\u3002\n\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u901a\u904e\u5f37\u8abf\u5c07\u623f\u6771\u4fdd\u96aa\u8207\u5df2\u7d93\u719f\u6089\u7684\u4fdd\u55ae\u6346\u7d81\u5728\u4e00\u8d77\u7684\u4fbf\u5229\u6027\u4f86\u5438\u5f15\u696d\u52d9\u3002 <\/p>\n\n<p>\u7576\u4fdd\u96aa\u516c\u53f8\u5229\u7528\u5f37\u5927\u7684\u6578\u64da\u5206\u6790\u5de5\u5177\u6642\uff0c\u66f4\u5bb9\u6613\u767c\u73fe\u53ef\u80fd\u5c0b\u6c42\u63d0\u4f9b\u51fa\u79df\u7269\u696d\u7684\u5ba2\u6236\u3002\n\u901a\u904e\u63a5\u89f8\u9019\u4e9b\u5ba2\u6236\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u901a\u904e\u5e6b\u52a9\u4ed6\u5011\u4e86\u89e3\u4ed6\u5011\u7684\u4fdd\u96aa\u9700\u6c42\u4f86\u5c55\u793a\u50f9\u503c\uff0c\u4e26\u901a\u904e\u63d0\u4f9b\u4fdd\u96aa\u4f86\u52a0\u5f37\u95dc\u4fc2\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/insurance-broker-1024x683.jpg\" alt=\"\" class=\"wp-image-6236\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/insurance-broker-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/insurance-broker-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/insurance-broker-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/insurance-broker-1536x1024.jpg 1536w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/insurance-broker.jpg 1999w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u8981\u6709\u6548\u5730\u6346\u7d81\uff0c\u8acb\u5c08\u6ce8\u65bc\u5e73\u81fa<\/h2>\n\n<p>AZ Insurance Team \u7684\u6240\u6709\u8005 <a href=\"https:\/\/www.insurancequotes.com\/home\/bundling-home-auto-insurance-savings-10032017\" target=\"_blank\" rel=\"noreferrer noopener\">Charlotte Burr<\/a> \u8868\u793a\uff0c\u6346\u7d81\u92b7\u552e\u53ef\u4ee5\u63d0\u9ad8\u5ba2\u6236\u4fdd\u7559\u7387\u3002<\/p>\n\n<p>\u201c\u4fdd\u96aa\u516c\u53f8\u4f5c\u70ba\u4e00\u500b\u6574\u9ad4\u767c\u73fe\uff0c\u8207\u4fdd\u96aa\u516c\u53f8\u6709\u4e0d\u6b62\u4e00\u689d\u696d\u52d9\u7dda\u7684\u5ba2\u6236\u5f80\u5f80\u66f4\u7a69\u5b9a\uff0c\u800c\u4e14\u5f80\u5f80\u505c\u7559\u7684\u6642\u9593\u66f4\u9577\u3002\u201d<\/p>\n\n<p>\u9019\u7a2e\u9577\u671f\u95dc\u4fc2\u662f\u901a\u904e\u5f37\u5927\u7684\u6e9d\u901a\u548c\u8f15\u9b06\u7684\u670d\u52d9\u4f86\u57f9\u990a\u7684\u3002\n\u7e3d\u9ad4\u800c\u8a00\uff0c\u8207\u4e00\u5bb6\u4fdd\u96aa\u516c\u53f8\u6346\u7d81\u4fdd\u55ae\u7684\u5ba2\u6236\u6bd4\u5f9e\u591a\u5bb6\u4fdd\u96aa\u516c\u53f8\u8cfc\u8cb7\u4fdd\u55ae\u7684\u5ba2\u6236\u66f4\u9ad8\u3002\n\u7136\u800c\uff0c\u4fdd\u96aa\u516c\u53f8\u95dc\u65bc\u6346\u7d81\u9078\u9805\u548c\u798f\u5229\u7684\u6e9d\u901a\u5c0d\u5ba2\u6236\u662f\u5426\u5229\u7528\u6346\u7d81\u9078\u9805\u6709\u5f88\u5927\u5f71\u97ff\uff0cJ.D. Supra \u4fdd\u96aa\u696d\u52d9\u7e3d\u76e3 <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2015\/09\/17\/381873.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Valerie Monet<\/a> \u8aaa\u3002  <\/p>\n\n<p>\u201c\u4ed6\u88dc\u5145\u8aaa\uff0c\u5343\u79a7\u4e00\u4ee3\u5ba2\u6236 \u201d\u6bd4\u5b30\u5152\u6f6e\u4e00\u4ee3\u66f4\u983b\u7e41\u5730\u89e3\u7d81\u4ee5\u7372\u5f97\u66f4\u597d\u7684\u4fdd\u96aa\u548c\u50f9\u683c\uff0c\u9019\u5f37\u8abf\u4e86\u5c31\u50f9\u683c\u3001\u4fdd\u55ae\u53ca\u5176\u6db5\u84cb\u7684\u5167\u5bb9\u9032\u884c\u76f4\u63a5\u6e9d\u901a\u7684\u91cd\u8981\u6027\u3002\u201d<\/p>\n\n<p>\u5982\u679c\u8cfc\u8cb7\u6346\u7d81\u4fdd\u96aa\u7684\u6548\u7387\u4e0d\u9ad8\uff0c\u6346\u7d81\u8cfc\u8cb7\u4fdd\u96aa\u7684\u5ba2\u6236\u53ef\u80fd\u6703\u611f\u5230\u6cae\u55aa\u4e26\u653e\u68c4\u8a72\u904e\u7a0b\u3002\n\u4f8b\u5982\uff0cProgressive \u6700\u521d\u5728\u591a\u7522\u54c1\u5831\u50f9\u5de5\u5177\u65b9\u9762\u9047\u5230\u4e86\u56f0\u96e3\uff1aJ.D. Power \u7684 <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2019\/01\/25\/515747.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Tom Super<\/a> \u8aaa\uff0c\u5ba2\u6236\u5fc5\u9808\u5206\u5225\u8f38\u5165\u5bb6\u5ead\u548c\u6c7d\u8eca\u4fdd\u96aa\u7684\u8cc7\u8a0a\uff0c\u5373\u4f7f\u8a66\u5716\u5728\u540c\u4e00\u7b46\u4ea4\u6613\u4e2d\u540c\u6642\u8cfc\u8cb7\u9019\u5169\u7a2e\u4fdd\u96aa\u3002 <\/p>\n\n<p>\u96d6\u7136\u8fd1\u5e74\u4f86\u4fdd\u96aa\u5ba2\u6236\u6eff\u610f\u5ea6\u6709\u6240\u63d0\u9ad8\uff0c\u4f46\u300c\u4fdd\u96aa\u516c\u53f8\u61c9\u8a72\u6ce8\u610f\u5230\uff0c\u5e7e\u5e74\u4f86\uff0c\u4eba\u5011\u5c0d\u6578\u4f4d\u6e20\u9053\u4e92\u52d5\u7684\u504f\u597d\u986f\u8457\u589e\u52a0\uff0c\u300dJ.D. Power \u7684\u696d\u52d9\u9867\u554f <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/jd-power-2018-us-home-insurance-study\" target=\"_blank\" rel=\"noreferrer noopener\">Robert Lajdziak<\/a> \u8aaa\u3002\n\u5728\u63d0\u4f9b\u7c21\u5316\u7684\u6578\u4f4d\u5e73\u81fa\u4f9b\u5ba2\u6236\u4f7f\u7528\u65b9\u9762\u843d\u5f8c\u7684\u4fdd\u96aa\u516c\u53f8\u53ef\u80fd\u6703\u770b\u5230\u4ed6\u5011\u7684\u5ba2\u6236\u9010\u6f38\u8f49\u5411\u6578\u4f4d\u539f\u751f\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u3002 <\/p>\n\n<p>\u56e0\u6b64\uff0c\u6709\u6548\u7684\u6346\u7d81\u92b7\u552e\u53d6\u6c7a\u65bc\u652f\u63f4\u5b83\u5011\u7684\u6280\u8853\uff0c\u4ee5\u4fbf\u89f8\u9054\u5ba2\u6236\u3002\n\u7c21\u5316\u7684\u5168\u6e20\u9053\u9ad4\u9a57\u53ef\u5e6b\u52a9\u5ba2\u6236\u5229\u7528\u6346\u7d81\u9078\u9805\uff0c\u9084\u53ef\u4ee5\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u78ba\u4fdd\u70ba\u6bcf\u4f4d\u5ba2\u6236\u63d0\u4f9b\u5408\u9069\u7684\u4fdd\u96aa\uff0c\u7121\u8ad6\u5ba2\u6236\u7684\u5bb6\u5ead\u3001\u6c7d\u8eca\u6216\u696d\u52d9\u60c5\u6cc1\u5982\u4f55\u3002 <\/p>\n\n<p><em>\u5716\u7247\u63d0\u4f9b\uff1aAlbert Yuralaits\/\u00a9123RF.com\u3001bacho12345\/\u00a9123RF.com\u3001Mark Bowden\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4fdd\u96aa\u6346\u7d81\u5305\u70ba\u55ae\u500b\u5ba2\u6236\u7d44\u5408\u4e86\u76f8\u95dc\u5f62\u5f0f\u7684\u4fdd\u96aa\u3002 \u4f8b\u5982\uff0c\u8a31\u591a\u500b\u4eba\u5ba2\u6236\u5c0b\u6c42\u6346\u7d81\u7684\u623f\u5c4b\u548c\u6c7d\u8eca\u4fdd\u96aa\u3002 \u4f01\u696d\u53ef\u4ee5\u5c0b\u6c42\u6346\u7d81\u7684\u4e00 [&hellip;]<\/p>\n","protected":false},"featured_media":6218,"template":"","insight-category":[],"class_list":["post-20992","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/20992","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/6218"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=20992"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=20992"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}