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\u4fe1\u4efb\u9700\u8981\u6e05\u6670\u7684\u6e9d\u901a\u624d\u80fd\u751f\u5b58<\/h3>\n\n

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\u884c\u70ba\u7d93\u6fdf\u5b78\u5bb6 Dan Ariey \u535a\u58eb<\/a> \u8aaa\uff0c\u4fdd\u55ae\u7684\u8907\u96dc\u6027\u662f\u4fdd\u96aa\u4fe1\u4efb\u554f\u984c\u7684\u4e00\u500b\u7665\u72c0\u3002\u70ba\u4e86\u6e1b\u5c11\u5ba2\u6236\u5229\u7528\u5b83\u5011\u7684\u6a5f\u6703\uff0c\u4fdd\u96aa\u516c\u53f8\u5728\u4ed6\u5011\u7684\u4fdd\u55ae\u4e2d\u6dfb\u52a0\u4e86\u7d30\u5247\uff0c\u65e8\u5728\u89e3\u6c7a\u76e1\u53ef\u80fd\u591a\u7684\u6f5b\u5728\u60c5\u6cc1\u3002\n\u5ba2\u6236\u767c\u73fe\u9019\u500b\u7d30\u5247\u8b93\u4eba\u4e0d\u77e5\u6240\u63aa\uff0c\u4e26\u5f97\u51fa\u7d50\u8ad6\u4fdd\u96aa\u516c\u53f8\u8a66\u5716\u96b1\u779e\u4ec0\u9ebc\uff0c\u56e0\u6b64\u4ed6\u5011\u958b\u59cb\u8003\u616e\u7d22\u8ce0\u984d\u5916\u8cc7\u91d1\u7684\u65b9\u6cd5\u3002 <\/p>\n\n

\u4e0d\u4fe1\u4efb\u7684\u8ff4\u5708\u6703\u81ea\u6211\u5ef6\u7e8c\u3002\n\u6216\u8005\uff0c\u6b63\u5982 WillisTowers Watson<\/a> \u7684\u4e00\u4efd\u5831\u544a\u6240\u8aaa\uff0c\u201c\u4e0d\u4fe1\u4efb\u6703\u6ecb\u751f\u4e0d\u7576\u884c\u70ba\uff0c\u5f9e\u800c\u52a0\u5287\u4e0d\u4fe1\u4efb\u3002 <\/p>\n\n

\u70ba\u4ec0\u9ebc\u9f13\u52f5\u5ba2\u6236\u95b1\u8b80\u7d30\u5247\u9084\u4e0d\u5920<\/h3>\n\n

\u4e00\u4e9b\u4fdd\u96aa\u516c\u53f8\u8a66\u5716\u901a\u904e\u734e\u52f5\u5ba2\u6236\u95b1\u8b80\u7d30\u5247\u4f86\u514b\u670d\u4ed6\u5011\u5c0d\u7d30\u5247\u7684\u6050\u61fc\u3002\n\u4f8b\u5982\uff0c\u4e00\u5bb6\u7e3d\u90e8\u4f4d\u65bc\u4f5b\u7f85\u91cc\u9054\u5dde\u7684\u65c5\u884c\u4fdd\u96aa\u516c\u53f8\u5728\u5176\u7d30\u5247\u4e2d\u63d2\u5165\u4e86 10,000 \u7f8e\u5143\u7684\u6bd4\u8cfd\u734e\u91d1;\u64da\u300a\u4eca\u65e5\u7f8e\u570b\u300b\u7684 Josh Hafner<\/a> \u5831\u5c0e\uff0c\u5728\u5ba2\u6236\u6700\u7d42\u95b1\u8b80\u6574\u4efd\u4fdd\u55ae\u4e26\u9818\u53d6\u734e\u54c1\u4e4b\u524d\uff0c\u5171\u7c3d\u767c\u4e86 73 \u4efd\u4fdd\u55ae\u3002 <\/p>\n\n

\u96b1\u85cf\u7684\u734e\u54c1\u53ef\u80fd\u6703\u9f13\u52f5\u95b1\u8b80\u7d30\u5247\uff0c\u4f46\u5b83\u5011\u4e0d\u4e00\u5b9a\u80fd\u5efa\u7acb\u4fe1\u4efb\u3002\n\u5728\u5927\u591a\u6578\u60c5\u6cc1\u4e0b\uff0c\u4e0d\u50c5\u5ba2\u6236\u6c92\u6709\u95b1\u8b80\u4ed6\u5011\u7684\u653f\u7b56\uff0c\u800c\u4e14\u4fdd\u96aa\u4ee3\u7406\u3001\u7d93\u7d00\u4eba\u548c\u5176\u4ed6\u5c08\u696d\u4eba\u58eb\u4e5f\u4e0d\u95b1\u8b80\u5b83\u5011\uff0c\u7f8e\u570b\u7368\u7acb\u4fdd\u96aa\u4ee3\u7406\u548c\u7d93\u7d00\u4eba\u7684\u9000\u4f11\u526f\u7e3d\u88c1 William C. Wilson\uff0c Jr.<\/a>\u8aaa\u3002 <\/p>\n\n

\u7814\u7a76\u54e1 Oyvind Kvalnes<\/a> \u5728\u300a\u5546\u696d\u9053\u5fb7\u96dc\u8a8c\u300b\u4e0a\u8868\u793a\uff0c\u7576\u7d30\u5247\u9801\u9762\u6c92\u6709\u88ab\u95b1\u8b80\u6642\uff0c\u53ef\u80fd\u6703\u51fa\u73fe\u9053\u5fb7\u554f\u984c\u548c\u5be6\u969b\u554f\u984c\u3002\n\u70ba\u4e86\u4fdd\u6301\u5ba2\u6236\u5fe0\u8aa0\u5ea6\u4e26\u907f\u514d\u6cd5\u5f8b\u6216\u9053\u5fb7\u6ce5\u6f6d\uff0c\u4fdd\u96aa\u55ae\u9700\u8981\u66f4\u52a0\u6e05\u6670\u548c\u900f\u660e\u3002 <\/p>\n\n

\"\"<\/figure>\n\n

\u63d0\u9ad8\u4fdd\u96aa\u900f\u660e\u5ea6\u7684\u5546\u696d\u6848\u4f8b<\/h2>\n\n

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\u96d9\u5411\u900f\u660e\u5ea6\u4f3c\u4e4e\u9084\u53ef\u4ee5\u63d0\u9ad8\u5ba2\u6236\u6eff\u610f\u5ea6\u548c\u670d\u52d9\u54c1\u8cea\uff0c\u81f3\u5c11\u5728\u67d0\u4e9b\u884c\u696d\u662f\u9019\u6a23\u3002\n\u4f8b\u5982\uff0c\u300a\u54c8\u4f5b\u5546\u696d\u8a55\u8ad6\u300b\u4e0a\u7684\u4e00\u9805\u7814\u7a76\u767c\u73fe\uff0c\u7576\u9910\u5ef3\u7684\u5eda\u5e2b\u548c\u98df\u5ba2\u53ef\u4ee5\u770b\u5230\u5f7c\u6b64\u6642\uff0c\u5eda\u5e2b\u7684\u670d\u52d9\u901f\u5ea6\u63d0\u9ad8\u4e86 13.2%\uff0c\u98df\u5ba2\u7684\u6eff\u610f\u5ea6\u63d0\u9ad8\u4e86 17.3%\u3002\n\u201c\u5ba2\u6236\u548c\u63d0\u4f9b\u5546\u4e4b\u9593\u7684\u900f\u660e\u5ea6\u4f3c\u4e4e\u78ba\u5be6\u6539\u5584\u4e86\u670d\u52d9\uff0c\u201d\u8a72\u7814\u7a76\u7684\u4f5c\u8005\u4e4b\u4e00\u3001\u54c8\u4f5b\u5546\u5b78\u9662\u52a9\u7406\u6559\u6388 Ryan W. Buell<\/a> \u6307\u51fa\u3002 <\/p>\n\n

Waffle \u7684\u806f\u5408\u5275\u59cb\u4eba\u517c\u9996\u5e2d\u57f7\u884c\u5b98 Quentin Coolen<\/a> \u8868\u793a\uff0c\u7576\u4fdd\u96aa\u79d1\u6280\u521d\u5275\u516c\u53f8 Waffle \u8a62\u554f\u4fdd\u96aa\u5ba2\u6236\u4ed6\u5011\u7406\u60f3\u7684\u4fdd\u96aa\u9ad4\u9a57\u6703\u662f\u4ec0\u9ebc\u6a23\u5b50\u6642\uff0c\u5ba2\u6236\u7684\u56de\u7b54\u96c6\u4e2d\u5728\u900f\u660e\u5ea6\u4e0a\u3002\n\u5177\u9ad4\u4f86\u8aaa\uff0c\u5ba2\u6236\u9700\u8981\u6613\u65bc\u7406\u89e3\u7684\u7b56\u7565\u3002\n\u4ed6\u5011\u4e0d\u60f3\u8cbb\u529b\u5730\u7a7f\u904e\u4e00\u5806\u6392\u65a5\u3002\n\u7576\u6536\u5230\u7d22\u8ce0\u6642\uff0c\u4ed6\u5011\u5e0c\u671b\u80fd\u5920\u7528\u81ea\u5df1\u80fd\u7406\u89e3\u7684\u8a9e\u8a00\u8207\u4fdd\u96aa\u516c\u53f8\u4ea4\u8ac7\u3002 <\/p>\n\n

\u5e78\u904b\u7684\u662f\uff0c\u6709\u4e00\u4e9b\u5de5\u5177\u53ef\u4ee5\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u6eff\u8db3\u5ba2\u6236\u5c0d\u4fdd\u96aa\u6e9d\u901a\u548c\u900f\u660e\u5ea6\u7684\u671f\u671b\u3002<\/p>\n\n

\"\"<\/figure>\n\n

\u4f7f\u7528\u6280\u8853\u5de5\u5177\u5efa\u7acb\u900f\u660e\u5ea6<\/h2>\n\n

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FAIR Health \u7e3d\u88c1 Robin Gelburd<\/a> \u5beb\u9053\uff0c\u5728\u5065\u5eb7\u4fdd\u96aa\u9818\u57df\uff0c\u63a8\u52d5\u901a\u7528\u6578\u64da\u5e73\u81fa\u589e\u52a0\u4fdd\u96aa\u900f\u660e\u5ea6\u7684\u5de5\u4f5c\u5df2\u7d93\u5728\u9032\u884c\u4e2d\uff0c\u50f9\u683c\u900f\u660e\u5ea6\u5df2\u6210\u70ba\u5168\u570b\u95dc\u6ce8\u7684\u554f\u984c\u3002<\/p>\n\n

\u201c\u900f\u660e\u5ea6\u6d89\u53ca\u5c07\u6578\u64da\u5f9e\u4ed8\u6b3e\u4eba\u6216\u63d0\u4f9b\u5546\u79fb\u52d5\u5230\u6d88\u8cbb\u8005\u548c\u5176\u4ed6\u4eba\u53ef\u4ee5\u8a2a\u554f\u7684\u5e73\u81fa\u4e0a\uff0c\u201d\u4ed6\u89e3\u91cb\u8aaa\u3002\n\u7576\u5ba2\u6236\u80fd\u5920\u8f15\u9b06\u8a2a\u554f\u548c\u7406\u89e3\u4fdd\u96aa\u8cc7\u8a0a\u6642\uff0c\u4ed6\u5011\u66f4\u6709\u53ef\u80fd\u4fe1\u4efb\u5176\u4f86\u6e90\uff1a\u4ed6\u5011\u7684\u4fdd\u96aa\u516c\u53f8\u3002 <\/p>\n\n

\u4e00\u4e9b\u4fdd\u96aa\u516c\u53f8\u5df2\u7d93\u5728\u5229\u7528\u6578\u4f4d\u5de5\u5177\u4f86\u63d0\u9ad8\u5ba2\u6236\u95b1\u8b80\u548c\u7406\u89e3\u5176\u4fdd\u55ae\u7684\u80fd\u529b\u3002\n\u4f8b\u5982\uff0c\u4f2f\u514b\u5e0c\u723e\u54c8\u6492\u97cb\u516c\u53f8\u6700\u8fd1\u767c\u4f48\u4e86\u4e00\u9805\u5c0f\u4f01\u696d\u4fdd\u55ae\uff0c\u8a72\u4fdd\u55ae\u7d50\u5408\u4e86\u5de5\u50b7\u8ce0\u511f\u3001\u5404\u7a2e\u5f62\u5f0f\u7684\u8cac\u4efb\u3001\u8ca1\u7522\u548c\u8eca\u8f1b\u7684\u4fdd\u96aa\u3002\n\u8a72\u4fdd\u55ae\u88ab\u547d\u540d\u70ba\u201cTHREE\u201d\uff0c\u56e0\u70ba\u5b83\u7684\u7d30\u5247\u6b63\u597d\u6709\u4e09\u9801\u9577\uff0cCoverager \u7684Avi Ben-Hutta<\/a> \u5beb\u9053\u3002 <\/p>\n\n

\u96d6\u7136 THREE \u56e0\u5176\u7c21\u55ae\u6027\u800c\u7372\u5f97\u4e86\u4e00\u4e9b\u8b9a\u8b7d\uff0c\u4f46\u5b83\u4e5f\u56e0\u540c\u6a23\u7684\u539f\u56e0\u800c\u53d7\u5230\u6279\u8a55\u3002\n\u4f8b\u5982\uff0cTHREE \u4e0d\u5305\u542b\u80cc\u66f8\u9078\u9805\uff0c\u7f8e\u570b\u7368\u7acb\u4fdd\u96aa\u4ee3\u7406\u4eba\u548c\u7d93\u7d00\u4eba Big I \u865b\u64ec\u5927\u5b78\u57f7\u884c\u8463\u4e8b Christopher J. Boggs<\/a> \u6307\u51fa\u3002\n\u201c\u80cc\u66f8\u7684\u5b58\u5728\u662f\u70ba\u4e86\u5141\u8a31\u88ab\u4fdd\u96aa\u4eba\u5b9a\u88fd\u4fdd\u55ae\u4ee5\u6eff\u8db3\u5176\u7368\u7279\u7684\u98a8\u96aa\u3002\u5982\u679c\u6c92\u6709\u5b9a\u88fd\u80fd\u529b\uff0c\u88ab\u4fdd\u96aa\u4eba\u5c31\u6703\u9677\u5165\u4e0d\u5408\u9069\u7684\u9078\u64c7\u2014\u2014\u7279\u5225\u662f\u5982\u679c\u9019\u500b\u4fdd\u55ae\u662f\u88ab\u9078\u4e2d\u7684\u9078\u9805\uff0c\u201c\u4ed6\u89e3\u91cb\u8aaa\u3002 <\/p>\n\n

\u96d6\u7136 THREE \u5145\u5206\u5229\u7528\u4e86\u5176\u4e09\u9801\u7684\u5927\u5c0f\uff0c\u4f46\u4ee5\u6578\u4f4d\u65b9\u5f0f\u4ea4\u4ed8\u7684\u4fdd\u55ae\u4e26\u4e0d\u50cf\u4ee5\u524d\u90a3\u6a23\u53d7\u5230\u9801\u6578\u7684\u9650\u5236\u3002\n\u7576\u8cc7\u8a0a\u4ee5\u6578\u4f4d\u65b9\u5f0f\u5448\u73fe\u6642\uff0c\u53ef\u4ee5\u6dfb\u52a0\u80cc\u66f8\u4ee5\u81ea\u5b9a\u7fa9\u7b56\u7565\uff0c\u800c\u4e0d\u6703\u8b93\u8b80\u8005\u4e0d\u77e5\u6240\u63aa\u2014\u2014\u524d\u63d0\u662f\u5b83\u5011\u4ee5\u901a\u4fd7\u6613\u61c2\u7684\u8a9e\u8a00\u5448\u73fe\uff0c\u4e26\u4ee5\u7d93\u904e\u6df1\u601d\u719f\u616e\u7684\u5c0e\u822a\u65b9\u5f0f\u5448\u73fe\u3002 <\/p>\n\n

\u9023\u63a5\u6578\u4f4d\u9ede\uff1a\u900f\u660e\u5ea6\u3001\u500b\u4eba\u5316\u548c\u5b89\u5168\u6027<\/h3>\n\n

\u4fdd\u96aa\u900f\u660e\u5ea6\u7684\u63d0\u9ad8\u70ba\u589e\u52a0\u7684\u500b\u4eba\u5316\u63d0\u4f9b\u4e86\u81ea\u7136\u7684\u88dc\u5145\uff0c\u9019\u662f\u53e6\u4e00\u500b\u4e0d\u65b7\u589e\u9577\u7684\u5ba2\u6236\u9700\u6c42\u3002<\/p>\n\n

\u57c3\u68ee\u54f2\u5168\u7403\u9280\u884c\u696d\u52d9\u9ad8\u7d1a\u8463\u4e8b\u7e3d\u7d93\u7406 Alan McIntyre<\/a> \u8868\u793a\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u501f\u9452\u9280\u884c\u7684\u505a\u6cd5\uff0c\u9280\u884c\u5229\u7528\u5ba2\u6236\u5171\u7528\u500b\u4eba\u6578\u64da\u7684\u610f\u9858\u4f86\u63d0\u4f9b\u500b\u4eba\u5316\u670d\u52d9\u4e26\u5efa\u7acb\u4fe1\u4efb\u3002\n\u5927\u7d04 60% \u7684\u9280\u884c\u5ba2\u6236\u9858\u610f\u5206\u4eab\u66f4\u591a\u500b\u4eba\u6578\u64da\uff0c\u5982\u679c\u9019\u610f\u5473\u8457\u66f4\u500b\u4eba\u5316\u7684\u670d\u52d9\u548c\u6539\u9032\u7684\u689d\u6b3e\u3002 <\/p>\n\n

\u4f46\u662f\uff0c\u4f7f\u7528\u500b\u4eba\u5316\u4f86\u5efa\u7acb\u4fe1\u4efb\u7684\u4fdd\u96aa\u516c\u53f8\u5fc5\u9808\u5f37\u8abf\u5ba2\u6236\u6578\u64da\u96b1\u79c1\u548c\u5b89\u5168\u6027\u3002\n\u57c3\u68ee\u54f2\u5c0d 900 \u5bb6\u516c\u53f8\u9032\u884c\u7684\u4e00\u9805\u7814\u7a76\u767c\u73fe\uff0c\u5931\u53bb\u4fe1\u4efb\u662f\u8fd1\u4e00\u534a\u7684\u53d7\u8a2a\u8005\u8f49\u5411\u7af6\u722d\u5c0d\u624b\u670d\u52d9\u7684\u539f\u56e0\uff0c\u8a72\u7814\u7a76\u7684\u4f5c\u8005 Piercarlo Gera\u3001Alan McIntyre \u548c Erik Sandquist<\/a> \u8868\u793a\u3002 <\/p>\n\n

\u5728\u63a5\u53d7\u8abf\u67e5\u7684 7,000 \u5bb6\u516c\u53f8\u4e2d\uff0c\u5927\u7d04 900 \u5bb6\u7684\u5ba2\u6236\u4fe1\u4efb\u5ea6\u5927\u5e45\u4e0b\u964d\u3002\n\u5169\u5e74\u591a\u4f86\uff0c\u9019\u4e9b\u516c\u53f8\u56e0\u6b64\u640d\u5931\u4e86\u5927\u7d04 1800 \u5104\u7f8e\u5143\u7684\u6536\u5165\uff0c\u57c3\u68ee\u54f2\u7684 Brian Eggers<\/a> \u548c\u5176\u4ed6\u7814\u7a76\u4eba\u54e1\u8aaa\u3002 <\/p>\n\n

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\u5716\u7247\u63d0\u4f9b\uff1aDmitrii Shironosov\/\u00a9123RF.com\uff0c Aleksandr Davydov\/\u00a9123RF.com\uff0c everythingpossible\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

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