{"id":20907,"date":"2024-09-30T14:07:54","date_gmt":"2024-09-30T19:07:54","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e4%bf%9d%e9%9a%aa%e6%a5%ad%e4%b8%ad%e6%96%b7%ef%bc%9a2020-%e5%b9%b4%e5%b1%95%e6%9c%9b\/"},"modified":"2024-09-30T14:07:59","modified_gmt":"2024-09-30T19:07:59","slug":"%e4%bf%9d%e9%9a%aa%e6%a5%ad%e4%b8%ad%e6%96%b7%ef%bc%9a2020-%e5%b9%b4%e5%b1%95%e6%9c%9b","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e4%bf%9d%e9%9a%aa%e6%a5%ad%e4%b8%ad%e6%96%b7%ef%bc%9a2020-%e5%b9%b4%e5%b1%95%e6%9c%9b\/","title":{"rendered":"\u4fdd\u96aa\u696d\u4e2d\u65b7\uff1a2020 \u5e74\u5c55\u671b"},"content":{"rendered":"\n<p>\u5f88\u5c11\u6709\u884c\u696d\u50cf\u4fdd\u96aa\u696d\u4e00\u6a23\u9762\u81e8\u5982\u6b64\u591a\u7684\u985b\u8986\u3002\n\u4fdd\u96aa\u696d\u4e2d\u65b7\u7684\u898f\u6a21\u548c\u901f\u5ea6\u4e0d\u65b7\u64f4\u5927\uff0c\u70ba\u73fe\u6709\u4fdd\u96aa\u516c\u53f8\u548c\u4fdd\u96aa\u79d1\u6280\u521d\u5275\u516c\u53f8\u5e36\u4f86\u4e86\u6a5f\u9047\u548c\u6311\u6230\u3002 <\/p>\n\n<p>\u5ba2\u6236\u9700\u6c42\u4e5f\u5728\u8b8a\u5316\uff0c\u9019\u4fc3\u4f7f\u4fdd\u96aa\u516c\u53f8\u6539\u8b8a\u5f9e\u5206\u92b7\u5230\u7406\u8ce0\u8655\u7406\u518d\u5230\u627f\u4fdd\u7684\u65b9\u65b9\u9762\u9762\u3002\n\u5546\u696d\u8ca1\u7522\u96aa\u5e02\u5834\u7684\u6301\u7e8c\u58d3\u529b\u4e5f\u8981\u6c42\u63a1\u7528\u65b0\u7684\u65b9\u6cd5\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u5ba2\u6236\u4fdd\u96aa\u4e2d\u65b7\u5275\u9020\u6a5f\u6703<\/h2>\n\n<p>\u5ba2\u6236\u662f\u7576\u4eca\u8ca1\u7522\u548c\u610f\u5916\u96aa\u4fdd\u96aa\u516c\u53f8\u7684\u7b2c\u4e00\u5927\u5e72\u64fe\u4f86\u6e90\u3002\n\u8fd1\u5e74\u4f86\uff0c\u5ba2\u6236\u7684\u671f\u671b\u767c\u751f\u4e86\u8fc5\u901f\u8b8a\u5316\uff0c\u7576\u4eca\u7684\u5ba2\u6236\u671f\u671b\u7372\u5f97\u500b\u4eba\u5316\u7684\u6309\u9700\u4fdd\u96aa\u9ad4\u9a57\uff0c\u5f9e\u800c\u63d0\u4f9b\u91cf\u8eab\u5b9a\u88fd\u7684\u4fdd\u96aa\u3002 <\/p>\n\n<p>\u70ba\u4e86\u5728\u56e0\u4e0d\u65b7\u8b8a\u5316\u7684\u6d88\u8cbb\u8005\u671f\u671b\u800c\u985b\u8986\u7684\u884c\u696d\u4e2d\u7af6\u722d\uff0c\u4fdd\u96aa\u516c\u53f8\u9700\u8981\u4e86\u89e3\u5ba2\u6236\u7684\u9700\u6c42\uff0c\u4e26\u901a\u904e\u76f8\u95dc\u7684\u7522\u54c1\u548c\u670d\u52d9\u4f86\u6eff\u8db3\u4ed6\u5011\u7684\u9700\u6c42\u3002<\/p>\n\n<p>\u4f8b\u5982\uff0c61% \u7684\u4fdd\u96aa\u5ba2\u6236\u66f4\u559c\u6b61\u5728\u7dda\u67e5\u770b\u4fdd\u96aa\u7533\u8acb\u7684\u72c0\u614b\uff0cBoard of Innovation \u7684 <a href=\"https:\/\/www.boardofinnovation.com\/blog\/trends-shaping-the-future-of-the-insurance-industry\/\" target=\"_blank\" rel=\"noreferrer noopener\">Thomas Brady \u548c Alexandra Sutton<\/a> \u8aaa\u3002\n\u4fdd\u96aa\u516c\u53f8\u53ef\u80fd\u6703\u767c\u73fe\u4ed6\u5011\u73fe\u6709\u7684\u6280\u8853\u57fa\u790e\u8a2d\u65bd\u8207\u5176\u8aaa\u662f\u8aac\u660e\uff0c\u4e0d\u5982\u8aaa\u662f\u963b\u7919;\u90a3\u4e9b\u6210\u529f\u6eff\u8db3\u5ba2\u6236\u9700\u6c42\u7684\u516c\u53f8\u662f\u901a\u904e\u5c07\u5ba2\u6236\u9ad4\u9a57\u96c6\u4e2d\u5728\u81ea\u5df1\u7684\u6578\u5b57\u5316\u8f49\u578b\u5de5\u4f5c\u4e2d\u4f86\u5be6\u73fe\u7684\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u8003\u616e\u95dc\u4fc2\uff0c\u800c\u4e0d\u662f\u6a5f\u5668\u4eba<\/h3>\n\n<p>\u4ee5\u5ba2\u6236\u9ad4\u9a57\u70ba\u4e2d\u5fc3\u7684\u53e6\u4e00\u7a2e\u65b9\u6cd5\u662f\u4f7f\u7528\u6578\u4f4d\u6280\u8853\u5728\u4fdd\u96aa\u516c\u53f8\u548c\u5ba2\u6236\u4e4b\u9593\u5efa\u7acb\u6301\u7e8c\u7684\u95dc\u4fc2\u3002<\/p>\n\n<p>\u901a\u904e\u64f4\u5927\u5ba2\u6236\u548c\u4fdd\u96aa\u516c\u53f8\u4e4b\u9593\u7684\u63a5\u89f8\u9ede\u7bc4\u570d\uff0c\u8ca1\u7522\u8207\u610f\u5916\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u8207\u88ab\u4fdd\u96aa\u4eba\u4e00\u8d77\u4e58\u5750\u4ed6\u5011\u7684\u8eca\u8f1b\uff0c\u51fa\u73fe\u5728\u4ed6\u5011\u7684\u5bb6\u4e2d\u4ee5\u8b66\u544a\u6f5b\u5728\u7684\u640d\u5bb3\uff0c\u4e26\u63a1\u53d6\u5176\u4ed6\u6b65\u9a5f\u4f86\u5efa\u7acb\u57fa\u65bc\u591a\u5143\u9ad4\u9a57\u6a21\u578b\u7684\u7262\u56fa\u95dc\u4fc2\u3002<\/p>\n\n<p>\u201cMultiexperience \u7528\u5177\u6709\u6280\u8853\u7d20\u990a\u7684\u6280\u8853\u53d6\u4ee3\u4e86\u5177\u6709\u6280\u8853\u7d20\u990a\u7684\u4eba\u3002\u5728\u9019\u7a2e\u8da8\u52e2\u4e0b\uff0c\u8a08\u7b97\u6a5f\u7684\u50b3\u7d71\u6982\u5ff5\u5f9e\u55ae\u4e00\u4ea4\u4e92\u9ede\u6f14\u8b8a\u70ba\u5305\u62ec\u591a\u611f\u6e2c\u5668\u548c\u591a\u63a5\u89f8\u9ede\u4ecb\u9762\uff0c\u5982\u53ef\u7a7f\u6234\u8a2d\u5099\u548c\u9ad8\u7d1a\u8a08\u7b97\u6a5f\u611f\u6e2c\u5668\uff0c\u201cGartner \u7684 <a href=\"https:\/\/www.gartner.com\/smarterwithgartner\/gartner-top-10-strategic-technology-trends-for-2020\/\" target=\"_blank\" rel=\"noreferrer noopener\">Kasey Panetta<\/a> \u5beb\u9053\u3002<\/p>\n\n<p>\u5979\u4ecb\u7d39\u4e86\u62ab\u85a9\u9023\u9396\u5e97 Domino&#8217;s \u5982\u4f55\u901a\u904e\u5e36\u6709\u611f\u6e2c\u5668\u7684\u81ea\u52d5\u99d5\u99db\u6c7d\u8eca\u4f86\u63a5\u53d7\u591a\u9ad4\u9a57\u5ba2\u6236\u670d\u52d9\uff0c\u4f7f\u5ba2\u6236\u80fd\u5920\u8ddf\u8e64\u4ed6\u5011\u7684\u4ea4\u4ed8\u3002\n\u5b83\u5011\u9084\u96c6\u6210\u4e86\u667a\u6167\u63da\u8072\u5668\u901a\u4fe1\uff0c\u4ee5\u4fbf\u65bc\u8a02\u8cfc\u3002\n\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u4f7f\u7528\u985e\u4f3c\u7684\u65b9\u6cd5\u4f86\u806f\u7e6b\u5ba2\u6236\uff0c\u5f9e\u800c\u8f15\u9b06\u66f4\u6539\u627f\u4fdd\u7bc4\u570d\u6216\u901a\u904e\u5bb6\u4e2d\u7684\u667a\u6167\u63da\u8072\u5668\u6216\u901a\u904e\u8eca\u8f1b\u7684\u8eca\u8f09\u8a08\u7b97\u6a5f\u7cfb\u7d71\u63d0\u51fa\u7d22\u8ce0\u3002  <\/p>\n\n<h3 class=\"wp-block-heading\">\u5229\u7528\u60a8\u64c1\u6709\u7684\u95dc\u4fc2<\/h3>\n\n<p>\u5728\u4ee5\u5ba2\u6236\u9ad4\u9a57\u548c\u9700\u6c42\u70ba\u4e2d\u5fc3\u65b9\u9762\uff0c\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u901a\u5e38\u5177\u6709\u512a\u52e2\u3002\n\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u53ef\u4ee5\u901a\u904e\u5728\u5ba2\u6236\u4eca\u5929\u6240\u5728\u7684\u5730\u65b9\u8207\u4ed6\u5011\u6703\u9762\u4f86\u958b\u59cb\u4ed6\u5011\u7684\u4fdd\u96aa\u751f\u6d3b\uff0c\u800c\u4e0d\u662f\u901a\u904e\u6539\u8b8a\u6839\u6df1\u8482\u56fa\u4f46\u904e\u6642\u7684\u7fd2\u6163\u3002\n\u7136\u800c\uff0c\u5c0d\u65bc\u5df2\u5efa\u7acb\u7684 P&amp;C \u4f86\u8aaa\uff0c\u8d0f\u5f97\u5ba2\u6236\u904a\u6232\u9700\u8981\u4e0d\u540c\u7684\u65b9\u6cd5\u3002  <\/p>\n\n<p>\u201c\u8207\u57fa\u65bc\u65b0\u6280\u8853\u7684\u521d\u5275\u516c\u53f8\u4e0d\u540c\uff0c\u73fe\u6709\u4fdd\u96aa\u516c\u53f8\u64c1\u6709\u6578\u767e\u842c\u5ba2\u6236\uff0c\u9700\u8981\u5efa\u7acb\u5f15\u4eba\u5165\u52dd\u7684\u4e3b\u5f35\uff0c\u4ee5\u5275\u9020\u7c98\u6027\uff0c\u201d\u5fb7\u52e4\u4fdd\u96aa\u5408\u5925\u4eba <a href=\"https:\/\/www2.deloitte.com\/content\/campaigns\/uk\/insurancetrends\/insurancetrends\/insurancetrends.html\" target=\"_blank\" rel=\"noreferrer noopener\">Andy Masters<\/a> \u8aaa\u3002\n\u7576\u4fdd\u96aa\u516c\u53f8\u5c08\u6ce8\u65bc\u5728\u73fe\u6709\u5ba2\u6236\u7fa4\u4e2d\u5efa\u7acb\u5fe0\u8aa0\u5ea6\u6642\uff0c\u4ed6\u5011\u53ef\u4ee5\u63d0\u9ad8\u4fdd\u7559\u7387\u4e26\u6eff\u8db3\u5ba2\u6236\u6240\u5728\u4f4d\u7f6e\u7684\u9700\u6c42\u3002 <\/p>\n\n<p>\u901a\u904e\u5c07\u5ba2\u6236\u95dc\u4fc2\u653e\u5728\u9996\u4f4d\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u6293\u4f4f\u6700\u5927\u7684\u4e2d\u65b7\u4f86\u6e90\u4e4b\u4e00\uff0c\u4e26\u5229\u7528\u5b83\u4f86\u5e6b\u52a9\u4ed6\u5011\u5728\u672a\u4f86\u5341\u5e74\u5167\u767c\u5c55\u58ef\u5927\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-meeting-2-1024x683.jpg\" alt=\"\" class=\"wp-image-6903\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-meeting-2-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-meeting-2-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-meeting-2-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-meeting-2.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u8981\u5728\u985b\u8986\u4e2d\u6210\u9577\uff0c\u6539\u8b8a\u4f60\u7684\u9053\u8def<\/h2>\n\n<p>\u6700\u8fd1\uff0c\u4fdd\u96aa\u696d\u610f\u8b58\u5230\u73fe\u6709\u4fdd\u96aa\u516c\u53f8\u767c\u751f\u4e86\u7ffb\u5929\u8986\u5730\u7684\u8b8a\u5316\u3002\n\u4fdd\u96aa\u516c\u53f8\u4e0d\u518d\u5c07\u81ea\u5df1\u5b9a\u4f4d\u70ba\u5728\u7d22\u8ce0\u767c\u751f\u6642\u8655\u7406\u7d22\u8ce0\uff0c\u800c\u662f\u8d8a\u4f86\u8d8a\u95dc\u6ce8\u9632\u6b62\u640d\u5931\u767c\u751f\u7684\u65b9\u6cd5\u3002 <\/p>\n\n<p>\u9019\u7a2e\u5c0d\u9810\u9632\u7684\u8208\u8da3\u53ef\u80fd\u6703\u6301\u7e8c\u5230\u672a\u4f86\uff0c\u5f9e\u800c\u6539\u8b8a\u4fdd\u96aa\u5be6\u8e10\u3002\n\u98a8\u96aa\u9810\u9632\u5c07\u767c\u63ee\u4e3b\u5c0e\u4f5c\u7528\uff0c\u8d85\u8d8a\u98a8\u96aa\u7ba1\u7406\uff0c\u6210\u70ba\u4fdd\u8b77\u4fdd\u96aa\u516c\u53f8\u5e95\u7dda\u4e26\u901a\u904e\u5b8c\u5168\u907f\u514d\u640d\u5931\u4f86\u63a7\u5236\u4fdd\u8cbb\u4e0a\u6f32\u7684\u4e00\u7a2e\u65b9\u5f0f\u3002 <\/p>\n\n<p>\u76ee\u524d\uff0c\u6c92\u6709\u54ea\u500b\u8ca1\u7522\u548c\u610f\u5916\u4fdd\u96aa\u90e8\u9580\u6bd4\u5546\u696d\u4fdd\u96aa\u66f4\u80fd\u8aaa\u660e\u9700\u8981\u95dc\u6ce8\u98a8\u96aa\u9810\u9632\u3002\n2019\u5e74\uff0c\u5546\u696d\u8ca1\u7522\u4fdd\u96aa\u7684\u8cbb\u7387\u4e0a\u6f32\u4e86 5% \u5230 10%;Woodruff Sawyer \u9ad8\u7d1a\u526f\u7e3d\u88c1\u517c\u623f\u5730\u7522\u5c08\u5bb6 <a href=\"https:\/\/www.insurancejournal.com\/magazines\/mag-coverstory\/2019\/10\/21\/545864.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Casey Soares<\/a> \u8aaa\uff0c\u4e00\u4e9b\u516c\u53f8\u7684\u50f9\u683c\u589e\u9577\u4e86 50% \u6216\u66f4\u591a\u3002 <\/p>\n\n<p>\u5979\u88dc\u5145\u8aaa\uff0c\u4f5c\u70ba\u56de\u61c9\uff0c\u4fdd\u96aa\u516c\u53f8\u722d\u5148\u6050\u5f8c\u5730\u61c9\u5c0d\u5805\u633a\u7684\u5e02\u5834\uff0c\u66f4\u4ed4\u7d30\u5730\u6aa2\u67e5\u81ea\u5df1\u7684\u627f\u4fdd\u60c5\u6cc1\uff0c\u4e26\u6539\u8b8a\u98a8\u96aa\u9810\u9632\u548c\u7de9\u89e3\u7684\u65b9\u6cd5\u3002<\/p>\n\n<p>Aon PLC \u9996\u5e2d\u7d93\u7d00\u5b98 <a href=\"https:\/\/www.businessinsurance.com\/article\/20191015\/NEWS06\/912331151\/Commercial-insurance-prices-set-to-keep-rising-into-2020\" target=\"_blank\" rel=\"noreferrer noopener\">Brian S. Wanat<\/a> \u9810\u6e2c\uff0c2020 \u5e74\u5546\u696d\u8ca1\u7522\u548c\u610f\u5916\u96aa\u7684\u8cbb\u7387\u5c07\u7e7c\u7e8c\u4e0a\u6f32\u3002\n\u7531\u65bc\u5f88\u5c11\u6709\u65b0\u7684\u4fdd\u96aa\u516c\u53f8\u9032\u5165\u5546\u696d\u9818\u57df\uff0c\u300c\u771f\u7684\u6c92\u6709\u65b0\u5e02\u5834\u5c07\u6b64\u8996\u70ba\u6a5f\u6703\u4e26\u964d\u4f4e\u8cbb\u7387\u3002 <\/p>\n\n<p>\u7a69\u56fa\u7684\u5546\u696d\u5e02\u5834\u4e5f\u53ef\u80fd\u6539\u8b8a\u5ba2\u6236\u884c\u70ba\u3002\nWillis Towers Watson \u57f7\u884c\u526f\u7e3d\u88c1\u517c\u5168\u7403\u7d93\u7d00\u696d\u52d9\u4e3b\u7ba1 <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2019\/11\/15\/548582.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Joe Peiser<\/a> \u8868\u793a\uff0c\u5ba2\u6236\u5c07\u5c0b\u6c42\u907f\u514d\u640d\u5931\uff0c\u4ee5\u514d\u56e0\u9019\u4e9b\u640d\u5931\u800c\u652f\u4ed8\u514d\u8ce0\u984d\u6216\u589e\u52a0\u4fdd\u8cbb\u3002\n\u6295\u8cc7\u65bc\u5206\u6790\u548c\u985e\u4f3c\u7684\u640d\u5931\u9810\u9632\u5de5\u5177\u53ef\u4ee5\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u96a8\u6642\u96a8\u5730\u6eff\u8db3\u9019\u4e9b\u5ba2\u6236\u7684\u9700\u6c42\uff0c\u5efa\u7acb\u5fe0\u8aa0\u5ea6\u4e26\u78ba\u4fdd\u696d\u52d9\u5b89\u5168\u3002  <\/p>\n\n<p>\u7576\u4eca\u53ef\u7528\u7684\u5927\u91cf\u6578\u5b57\u6578\u64da\u4f7f\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u767c\u73fe\u8da8\u52e2\u4e26\u66f4\u5feb\u5730\u505a\u51fa\u53cd\u61c9\uff08\u5982\u679c\u4ed6\u5011\u6709\u80fd\u529b\u7684\u8a71\uff09\u3002\n\u64c1\u62b1\u6578\u4f4d\u5316\u985b\u8986\u662f\u4fdd\u96aa\u516c\u53f8\u5c07\u81ea\u5df1\u5b9a\u4f4d\u70ba\u5229\u7528\u65e9\u671f\u8da8\u52e2\u767c\u73fe\u7684\u4e00\u7a2e\u65b9\u5f0f\u3002 <\/p>\n\n<p>\u201c\u4fdd\u96aa\u516c\u53f8\u9700\u8981\u63a1\u7528\u4e00\u7a2e\u751f\u614b\u7cfb\u7d71\u65b9\u6cd5\uff0c\u5305\u62ec\u5408\u4f5c\u548c\u5916\u5305\u4ee5\u53ca\u5167\u90e8\u5718\u968a\u3002\u5f9e\u50b3\u7d71\u4f4d\u7f6e\u904e\u6e21\u5230\u9748\u6d3b\u3001\u958b\u653e\u7684\u67b6\u69cb\u9700\u8981\u4ed8\u51fa\u5f88\u591a\u52aa\u529b\uff0c\u201c\u5fb7\u52e4\u5408\u5925\u4eba <a href=\"https:\/\/www2.deloitte.com\/content\/dam\/Deloitte\/uk\/Documents\/financial-services\/deloitte-uk-insurance-trends-2019.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Andy Lees<\/a> \u6307\u51fa\u3002\n\u7136\u800c\uff0c\u6709\u6548\u8f49\u578b\u7684\u4fdd\u96aa\u516c\u53f8\u5c07\u80fd\u5920\u767c\u73fe\u6709\u524d\u666f\u7684\u8da8\u52e2\u4e26\u66f4\u5feb\u5730\u505a\u51fa\u53cd\u61c9\uff0c\u800c\u7af6\u722d\u5c0d\u624b\u5247\u88ab\u62cb\u5728\u5f8c\u9762\u3002 <\/p>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-discussion-1024x683.jpg\" alt=\"\" class=\"wp-image-6883\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-discussion-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-discussion-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-discussion-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-discussion.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5728\u5206\u767c\u4e2d\u65b7\u4e4b\u524d\u4e2d\u65b7\u5206\u767c<\/h2>\n\n<p>\u8fc4\u4eca\u70ba\u6b62\uff0c\u4e0d\u65b7\u8b8a\u5316\u7684\u6d88\u8cbb\u8005\u9700\u6c42\u63a8\u52d5\u4e86\u4fdd\u96aa\u696d\u7684\u4e2d\u65b7\uff0c\u4e26\u5f71\u97ff\u4e86\u627f\u4fdd\u548c\u640d\u5931\u9810\u9632\u3002\n\u672a\u4f86\u4e00\u5e74\uff0c\u5206\u92b7\u60c5\u6cc1\u4e5f\u5c07\u767c\u751f\u5de8\u5927\u8b8a\u5316\u3002 <\/p>\n\n<p>\u76ee\u524d\uff0c\u5927\u7d0469%\u7684\u4fdd\u96aa\u9ad8\u7ba1\u8a8d\u70ba\u5206\u92b7\u6e20\u9053\u7684\u8b8a\u5316\u5c07\u5c0d\u4fdd\u96aa\u884c\u696d\u7522\u751f\u6700\u5927\u7684\u7834\u58de\uff0c\u666e\u83ef\u6c38\u9053\u5831\u544a\u300c\u4fdd\u96aa2020\u53ca\u4ee5\u5f8c\u300d\u7684\u4e3b\u8981\u4f5c\u8005 <a href=\"https:\/\/www.pwc.com\/gx\/en\/insurance\/publications\/assets\/pwc-insurance-2020-and-beyond.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Jamie Yoder\u3001Anand Rao\u548cStephen O&#8217;Hearn<\/a>\u8aaa\u3002<\/p>\n\n<p>\u4ed6\u5011\u5beb\u9053\uff1a\u300c\u5927\u591a\u6578\u4fdd\u96aa\u516c\u53f8\u90fd\u6295\u8cc7\u65bc\u6578\u4f4d\u5206\u92b7\uff0c\u6709\u4e9b\u4fdd\u96aa\u516c\u53f8\u73fe\u5728\u5df2\u7d93\u5f9e\u76f4\u63a5\u6578\u5b57\u92b7\u552e\u8f49\u5411\u5c07\u516c\u53f8\u7684\u7522\u54c1\u548c\u670d\u52d9\u5d4c\u5165\u4eba\u5011\u751f\u6d3b\u7684\u6a21\u5f0f\uff08\u4f8b\u5982\u5373\u7528\u96a8\u4ed8\u4fdd\u96aa\uff09\u3002<\/p>\n\n<p>\u7136\u800c\uff0c\u89e3\u6c7a\u5206\u92b7\u4e2d\u65b7\u554f\u984c\u4e26\u4e0d\u50cf\u5047\u8a2d\u6240\u6709\u5ba2\u6236\u90fd\u5e0c\u671b\u5728\u7dda\u4e92\u52d5\u90a3\u9ebc\u7c21\u55ae\u3002\n\u9019\u662f\u56e0\u70ba\u5ba2\u6236\u4e0d\u50c5\u50c5\u662f\u5f9e\u985e\u6bd4\u4fdd\u96aa\u901a\u4fe1\u5207\u63db\u5230\u6578\u4f4d\u4fdd\u96aa\u901a\u4fe1\u3002\n\u76f8\u53cd\uff0c\u6839\u64da 2018 \u5e74 Facebook \u7684\u4e00\u9805\u8abf\u67e5\uff0c\u4ed6\u5011\u6b63\u5728\u4f7f\u81ea\u5df1\u7684\u65b9\u6cd5\u591a\u6a23\u5316\uff0c\u5c0b\u6c42\u4ee5\u6578\u4f4d\u65b9\u5f0f\u8207\u4ee3\u7406\u4eba\u6216\u5ba2\u6236\u670d\u52d9\u4ee3\u8868\u4e92\u52d5\uff0cInsurance <a href=\"https:\/\/www.insurancejournal.com\/magazines\/mag-features\/2019\/03\/04\/519221.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Journal<\/a> \u7684\u5718\u968a\u5beb\u9053\u3002  <\/p>\n\n<p>\u56e0\u6b64\uff0c\u8981\u6709\u6548\u5730\u61c9\u5c0d\u5206\u92b7\u4e2d\u65b7\uff0c\u4fdd\u96aa\u516c\u53f8\u9700\u8981\u63a1\u53d6\u5169\u8005\u517c\u800c\u6709\u4e4b\u7684\u65b9\u6cd5\u3002\n\u52a0\u5f37\u6578\u4f4d\u7ba1\u9053\u548c\u5de5\u5177\uff0c\u4f46\u5229\u7528\u5b83\u5011\u4f86\u52a0\u5f37\u5df2\u7d93\u5b8c\u6210\u7684\u5de5\u4f5c\uff0c\u4ee5\u63a5\u89f8\u5ba2\u6236\u3001\u89e3\u6c7a\u7d22\u8ce0\u548c\u6539\u5584\u627f\u4fdd\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u901a\u904e\u6578\u4f4d\u5316\u6539\u9032\u7d22\u8ce0\u8655\u7406<\/h3>\n\n<p>\u6578\u4f4d\u5206\u92b7\u6a21\u578b\u9084\u53ef\u4ee5\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u6539\u9032\u5c0d\u7d22\u8ce0\u9032\u884c\u5206\u985e\u7684\u65b9\u5f0f\uff0c\u6eff\u8db3\u5c0d\u5feb\u901f\u3001\u500b\u4eba\u5316\u5ba2\u6236\u670d\u52d9\u7684\u9700\u6c42\u3002\nP&amp;C \u6578\u4f4d\u5206\u92b7\u5e73\u81fa\u5167\u7f6e\u7684\u9810\u6e2c\u5206\u6790\u7cfb\u7d71\u53ef\u4ee5\u6539\u5584\u7d22\u8ce0\u8655\u7406\uff0c\u7bc0\u7701\u6642\u9593\u548c\u91d1\u9322\u3002 <\/p>\n\n<p>\u6578\u64da\u79d1\u5b78\u5bb6\u517c\u6578\u64da\u79d1\u5b78\u5b78\u9662\u5275\u59cb\u4eba <a href=\"https:\/\/medium.com\/activewizards-machine-learning-company\/top-10-data-science-use-cases-in-insurance-8cade8a13ee1\" target=\"_blank\" rel=\"noreferrer noopener\">Igor Bobriakov<\/a> \u8868\u793a\uff0c\u9810\u6e2c\u5206\u6790\u5de5\u5177\u53ef\u4ee5\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u5b8c\u6210\u6240\u6709\u5de5\u4f5c\uff0c\u5f9e\u9810\u6e2c\u7d22\u8ce0\u548c\u9632\u6b62\u640d\u5931\u5230\u767c\u73fe\u54ea\u4e9b\u5ba2\u6236\u53ef\u80fd\u6703\u96e2\u958b\u3002\n\u7576\u9019\u4e9b\u5de5\u5177\u88ab\u7d0d\u5165\u4fdd\u96aa\u516c\u53f8\u7684\u65b9\u6cd5\u6642\uff0c\u5b83\u5011\u6703\u63d0\u4f9b\u5f37\u5927\u7684\u65b0\u65b9\u6cd5\u4f86\u4e86\u89e3\u5ba2\u6236\u548c\u7ba1\u7406\u4fdd\u96aa\u696d\u52d9\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u4f7f\u7528\u6578\u4f4d\u5206\u767c\u4f86\u4fc3\u9032\u6578\u64da\u5206\u6790<\/h3>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u4e5f\u5728\u63a5\u53d7\u4f86\u81ea\u9019\u4e9b\u6578\u5b57\u9023\u63a5\u7684\u589e\u52a0\u6578\u64da\uff0c\u4ee5\u53ca\u6578\u64da\u5e36\u4f86\u7684\u5206\u6790\u3002<\/p>\n\n<p>\u4fdd\u96aa\u696d\u4e00\u76f4\u975e\u5e38\u95dc\u6ce8\u6578\u64da\u5206\u6790\u3002\n\u7406\u89e3\u548c\u61c9\u7528\u5f9e\u4e2d\u6536\u96c6\u7684\u6578\u64da\u548c\u7d50\u8ad6\u7684\u80fd\u529b\u662f\u627f\u4fdd\u7684\u6838\u5fc3\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u6700\u8fd1\uff0c\u300c\u96a8\u8457\u4fdd\u96aa\u516c\u53f8\u5c0b\u6c42\u8207\u5ba2\u6236\u7684\u76f8\u95dc\u6027\u548c\u6548\u7387\u66f4\u9ad8\uff0c\u4ed6\u5011\u5df2\u7d93\u610f\u8b58\u5230\u6578\u64da\u6295\u8cc7\u7684\u6230\u7565\u91cd\u8981\u6027\uff0c\u300dGuidewire Software\u7684EMEA\u8463\u4e8b\u7e3d\u7d93\u7406 <a href=\"https:\/\/www.information-age.com\/data-analytics-insurance-industry-123481252\/\" target=\"_blank\" rel=\"noreferrer noopener\">Keith Stonell<\/a>\u8aaa\u3002\n\u4fdd\u96aa\u516c\u53f8\u6b63\u5728\u63a1\u7528\u6578\u64da\u5206\u6790\u4f86\u8aac\u660e\u6539\u5584\u5ba2\u6236\u95dc\u4fc2\u3001\u6e1b\u5c11\u7d22\u8ce0\u8655\u7406\u7684\u6642\u9593\u548c\u6210\u672c\u3001\u6539\u9032\u627f\u4fdd\u4e26\u6d88\u9664\u6b3a\u8a50\u3002 <\/p>\n\n<p>\u63db\u53e5\u8a71\u8aaa\uff0c\u4fdd\u96aa\u4e2d\u65b7\u7684\u7b54\u6848\u53ef\u80fd\u662f\u4e2d\u65b7\u672c\u8eab\u3002\n\u96a8\u8457\u5ba2\u6236\u9700\u6c42\u3001\u4e0d\u65b7\u8b8a\u5316\u7684\u98a8\u96aa\u548c\u5176\u4ed6\u56e0\u7d20\u52d5\u6416\u4fdd\u96aa\u696d\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u901a\u904e\u63a1\u7528\u5a01\u8105\u4e2d\u65b7\u7684\u76f8\u540c\u6578\u4f4d\u5de5\u5177\u800c\u53d7\u76ca\uff0c\u53cd\u800c\u5c07\u5176\u8f49\u5316\u70ba\u6a5f\u9047\u3002 <\/p>\n\n<p><em>\u5716\u7247\u4f86\u81ea\uff1a dolgachov\/\u00a9123RF.com\uff0c chagin\/\u00a9123RF.com\uff0c ultramansk\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5f88\u5c11\u6709\u884c\u696d\u50cf\u4fdd\u96aa\u696d\u4e00\u6a23\u9762\u81e8\u5982\u6b64\u591a\u7684\u985b\u8986\u3002 \u4fdd\u96aa\u696d\u4e2d\u65b7\u7684\u898f\u6a21\u548c\u901f\u5ea6\u4e0d\u65b7\u64f4\u5927\uff0c\u70ba\u73fe\u6709\u4fdd\u96aa\u516c\u53f8\u548c\u4fdd\u96aa\u79d1\u6280\u521d\u5275\u516c\u53f8\u5e36\u4f86 [&hellip;]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-20907","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/20907","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=20907"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=20907"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}