{"id":20788,"date":"2024-09-27T11:47:05","date_gmt":"2024-09-27T16:47:05","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e7%82%ba%e4%bb%80%e9%ba%bc%e6%82%a8%e9%9d%a2%e8%87%a8%e7%9a%84%e6%9c%80%e5%a4%a7%e6%8c%91%e6%88%b0%e6%98%af%e5%95%86%e6%a5%ad%e4%bf%9d%e9%9a%aa%e5%88%86%e9%8a%b7\/"},"modified":"2024-09-27T11:47:10","modified_gmt":"2024-09-27T16:47:10","slug":"%e7%82%ba%e4%bb%80%e9%ba%bc%e6%82%a8%e9%9d%a2%e8%87%a8%e7%9a%84%e6%9c%80%e5%a4%a7%e6%8c%91%e6%88%b0%e6%98%af%e5%95%86%e6%a5%ad%e4%bf%9d%e9%9a%aa%e5%88%86%e9%8a%b7","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e7%82%ba%e4%bb%80%e9%ba%bc%e6%82%a8%e9%9d%a2%e8%87%a8%e7%9a%84%e6%9c%80%e5%a4%a7%e6%8c%91%e6%88%b0%e6%98%af%e5%95%86%e6%a5%ad%e4%bf%9d%e9%9a%aa%e5%88%86%e9%8a%b7\/","title":{"rendered":"\u70ba\u4ec0\u9ebc\u60a8\u9762\u81e8\u7684\u6700\u5927\u6311\u6230\u662f\u5546\u696d\u4fdd\u96aa\u5206\u92b7"},"content":{"rendered":"\n<p><a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/insurance-disruptions\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.6.1725178227325&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u9032\u5165 2020<\/a> \u5e74\uff0c\u5546\u696d\u4fdd\u96aa\u9762\u81e8\u76f8\u7576\u5927\u7684\u6311\u6230\u3002\n\u96d6\u7136\u5546\u696d\u4fdd\u96aa\u50f9\u683c\u4e0a\u6f32\u4f54\u64da\u4e86\u982d\u689d\u65b0\u805e\uff0c\u4f46\u5546\u696d\u4fdd\u96aa\u516c\u53f8\u4e5f\u9762\u81e8\u8457\u4e00\u500b\u540c\u6a23\u6301\u7e8c\u5b58\u5728\u4f46\u5f88\u5c11\u88ab\u8a0e\u8ad6\u7684\u554f\u984c\uff1a\u5728\u6578\u5b57\u6642\u4ee3\u6539\u5584\u5206\u92b7\u3002 <\/p>\n\n<p>\u591a\u5e74\u4f86\uff0c\u8ca1\u7522\u548c\u610f\u5916\u96aa\u500b\u4eba\u96aa\u7a2e\u7684\u5206\u92b7\u4e00\u76f4\u5728\u7d93\u6b77\u6578\u4f4d\u5316\u985b\u8986\uff0c\u4f46\u5546\u696d\u96aa\u7a2e\u537b\u843d\u5f8c\u4e86\u3002\n\u73fe\u5728\uff0c\u5ba2\u6236\u5c0d\u4fdd\u96aa\u8a2a\u554f\u7684\u671f\u671b\u958b\u59cb\u8fce\u982d\u8d95\u4e0a\u3002\n\u5df2\u7d93\u5c0d\u6578\u4f4d\u901a\u4fe1\u548c\u500b\u4eba\u4fdd\u96aa\u7684\u53ef\u8a2a\u554f\u6027\u611f\u5230\u6eff\u610f\u7684\u5ba2\u6236\u5df2\u7d93\u958b\u59cb\u5c0d\u627f\u4fdd\u5176\u696d\u52d9\u7684\u4fdd\u96aa\u516c\u53f8\u63d0\u51fa\u985e\u4f3c\u7684\u8981\u6c42\u3002  <\/p>\n\n<p>\u70ba\u4e86\u61c9\u5c0d\u5546\u696d <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/insurance-distribution\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.6.1725178227325&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fdd\u96aa\u5206\u92b7<\/a>\u4e2d\u7684\u6700\u5927\u6311\u6230\uff0c\u5546\u696d\u4fdd\u96aa\u516c\u53f8\u9996\u5148\u9700\u8981\u77ad\u89e3\u9019\u4e9b\u6311\u6230\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u201c\u5206\u92b7\u201d\u4e0d\u662f\u4e00\u5200\u5207\u7684<\/h2>\n\n<p>\u5546\u696d\u4fdd\u96aa\u5206\u92b7\u9762\u81e8\u7684\u6700\u5927\u6311\u6230\u4e4b\u4e00\u662f\uff0c\u6c92\u6709\u4e00\u7a2e\u5206\u92b7\u65b9\u6cd5\u6703\u8b93\u6bcf\u5bb6\u5546\u696d\u4fdd\u96aa\u516c\u53f8\u53d7\u76ca\u3002\n\u7531\u65bc\u5546\u696d\u904b\u71df\u5546\u63d0\u4f9b\u7684\u4fdd\u96aa\u985e\u578b\u548c\u4ed6\u5011\u6240\u670d\u52d9\u7684\u5ba2\u6236\u985e\u578b\u4e0d\u540c\uff0c\u56e0\u6b64\u8aac\u660e\u4e00\u5bb6\u5546\u696d\u904b\u71df\u5546\u7684\u89e3\u6c7a\u65b9\u6848\u53ef\u80fd\u5c0d\u53e6\u4e00\u5bb6\u5546\u696d\u904b\u71df\u5546\u7121\u80fd\u70ba\u529b\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u5c0d\u65bc\u5c0f\u578b\u5546\u696d\u4fdd\u96aa\uff0c\u672a\u4f86\u5c31\u5728\u773c\u524d<\/h3>\n\n<p>\u5c0f\u578b\u5546\u696d\u4fdd\u96aa\u201c\u6b63\u8655\u65bc\u6578\u4f4d\u5316\u7684\u62d0\u9ede\u201d\uff0c\u57c3\u68ee\u54f2\u4fdd\u96aa\u8463\u4e8b\u7e3d\u7d93\u7406 <a href=\"https:\/\/insuranceblog.accenture.com\/ultimate-guide-to-small-commercial-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Reilly<\/a> \u5beb\u9053\u3002\n\u524d\u4e94\u540d\u5c0f\u578b\u5546\u696d\u904b\u71df\u5546\u4e2d\u6709 4 \u5bb6\u63d0\u4f9b\u6578\u4f4d\u76f4\u9023\u670d\u52d9\u3002\n2010 \u5e74\u81f3 2018 \u5e74\u9593\uff0c\u5c0f\u578b\u5546\u696d\u9818\u57df\u7684\u4fdd\u96aa\u79d1\u6280\u652f\u51fa\u6bcf\u5e74\u589e\u9577 41%\u3002  <\/p>\n\n<p>\u5c0f\u578b\u5546\u696d\u5e02\u5834\u63d0\u4f9b\u4e86\u591a\u7a2e\u6a5f\u6703\uff0c\u53ef\u4ee5\u901a\u904e\u6578\u4f4d\u65b9\u5f0f\u6539\u5584\u5206\u92b7\u3002\nReilly \u8868\u793a\uff0c\u5e02\u5834\u5206\u6563\u4e14\u670d\u52d9\u4e0d\u8db3\uff0c\u8207\u500b\u4eba\u4fdd\u96aa\u76f8\u6bd4\uff0c\u6578\u4f4d\u5316\u8f49\u578b\u7684\u6eef\u5f8c\u6027\u4f7f\u5c0f\u578b\u5546\u696d\u904b\u71df\u5546\u80fd\u5920\u5f9e\u500b\u4eba\u9818\u57df\u7372\u5f97\u7684\u7d93\u9a57\u6559\u8a13\u4e2d\u53d7\u76ca\uff0c\u540c\u6642\u4e5f\u80fd\u5f9e\u6280\u8853\u6295\u8cc7\u4e2d\u7372\u5f97\u5de8\u5927\u6536\u76ca\u3002 <\/p>\n\n<p>\u4ee3\u969b\u8b8a\u5316\u4e5f\u63a8\u52d5\u4e86\u5c0f\u4f01\u696d\u5206\u4f48\u7684\u8b8a\u5316\u3002\n\u4e00\u9805\u7814\u7a76\u767c\u73fe\uff0c\u5982\u679c\u5c0f\u4f01\u696d\u4e3b\u672a\u6eff 53 \u6b72\uff0c\u4ed6\u5011\u66f4\u6709\u53ef\u80fd\u5728\u7dda\u8cfc\u8cb7\u5546\u696d\u4fdd\u96aa\u3002\nS&amp;P Global \u7684 <a href=\"https:\/\/www.spglobal.com\/marketintelligence\/en\/news-insights\/trending\/7zTgBJd8nFQpxZF4PsL9TA2\" target=\"_blank\" rel=\"noreferrer noopener\">Tim Zawacki \u548c Thomas Mason<\/a> \u8868\u793a\uff0c\u5728\u63a5\u53d7\u8abf\u67e5\u7684 1,371 \u540d\u53d7\u8a2a\u8005\u4e2d\uff0c\u8d85\u904e 70% \u7684\u4eba\u8868\u793a\u4ed6\u5011\u901a\u904e\u76f4\u63a5\uff08\u5728\u7dda\uff09\u6e20\u9053\u8cfc\u8cb7\u5c0f\u4f01\u696d\u4fdd\u96aa\uff0c\u800c\u4e0d\u662f\u901a\u904e\u4ee3\u7406\u4eba\u3002  <\/p>\n\n<p>\u96a8\u8457\u5e74\u9577\u7684\u5c0f\u4f01\u696d\u4e3b\u7e7c\u7e8c\u5c07\u63a7\u5236\u6b0a\u50b3\u7d66\u5e74\u8f15\u4e00\u4ee3\uff0c\u8d8a\u4f86\u8d8a\u591a\u7684\u5c0f\u4f01\u696d\u6c7a\u7b56\u8005\u5c07\u5728\u7db2\u4e0a\u5c0b\u6c42\u4fdd\u96aa\u3002\n\u8207\u6578\u4f4d\u5206\u92b7\u7ba1\u9053\u5408\u4f5c\u7684\u5c0f\u578b\u5546\u696d\u904b\u71df\u5546\u73fe\u5728\u53ef\u4ee5\u5c07\u81ea\u5df1\u78ba\u7acb\u70ba\u8a72\u9818\u57df\u7684\u9996\u9078\u4fdd\u96aa\u516c\u53f8\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u4e2d\u9593\u5e02\u5834\u9762\u81e8\u5927\u554f\u984c<\/h3>\n\n<p>\u8207\u6b64\u540c\u6642\uff0c\u300c\u4e2d\u9593\u5e02\u5834\u5546\u696d\u4fdd\u96aa\u516c\u53f8\u6b63\u5728\u5c0b\u627e\u65b0\u7684\u65b9\u6cd5\uff0c\u5728\u7af6\u722d\u65e5\u76ca\u6fc0\u70c8\u3001\u6210\u672c\u610f\u8b58\u5f37\u7684\u74b0\u5883\u4e2d\u4fdd\u6301\u548c\u64f4\u5927\u6ef2\u900f\u7387\u548c\u7559\u5b58\u7387\uff0c\u300d\u5fb7\u52e4\u7684\u7814\u7a76\u4eba\u54e1 <a href=\"https:\/\/www2.deloitte.com\/us\/en\/insights\/industry\/insurance\/new-ecosystems-middle-market-insurance.html\" target=\"_blank\" rel=\"noreferrer noopener\">Sam Friedman\u3001Michelle Canaan \u548c Nikhil Gokhale<\/a> \u5beb\u9053\u3002\n\u50b3\u7d71\u7684\u5546\u696d\u4fdd\u96aa\u7522\u54c1\u5f80\u5f80\u662f\u7d71\u4e00\u7684\uff0c\u9019\u4e00\u4e8b\u5be6\u70ba\u5c0b\u6c42\u901a\u904e\u8207\u7af6\u722d\u5c0d\u624b\u7684\u4fdd\u96aa\u516c\u53f8\u5340\u5206\u958b\u4f86\u7559\u4f4f\u5ba2\u6236\uff0c\u9019\u70ba\u4e2d\u9593\u5e02\u5834\u5546\u696d\u4fdd\u96aa\u516c\u53f8\u589e\u52a0\u4e86\u984d\u5916\u7684\u8907\u96dc\u6027\u3002 <\/p>\n\n<p>\u70ba\u4e86\u63d0\u9ad8\u5206\u92b7\u548c\u5ba2\u6236\u5fe0\u8aa0\u5ea6\uff0cFriedman\u7b49\u4eba\u5efa\u8b70\u5546\u696d\u904b\u71df\u5546\u958b\u59cb\u5c07\u76ee\u5149\u6295\u5411\u5176\u6838\u5fc3\u7522\u54c1\u4ee5\u5916\u7684\u589e\u503c\u670d\u52d9\u3002\n\u9019\u4e9b\u53ef\u80fd\u5305\u62ec\u652f\u63f4\u6838\u5fc3\u7522\u54c1\u7684\u7279\u5b9a\u670d\u52d9\uff0c\u6216\u8207\u751f\u614b\u7cfb\u7d71\u4e2d\u7684\u975e\u4fdd\u96aa\u4f01\u696d\u5efa\u7acb\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\uff0c\u65e8\u5728\u540c\u6642\u6eff\u8db3\u591a\u500b\u5ba2\u6236\u9700\u6c42\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-operations-1024x682.jpg\" alt=\"\" class=\"wp-image-8043\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-operations-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-operations-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-operations-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-operations.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5ba2\u6236\u9700\u6c42\u63a8\u52d5\u5206\u92b7\u8b8a\u5316<\/h2>\n\n<p>\u5ba2\u6236\u9700\u6c42\u6539\u8b8a\u4e86\u500b\u4eba\u696d\u52d9\u8655\u7406\u5206\u92b7\u7684\u65b9\u5f0f\u3002\n\u9019\u4e9b\u76f8\u540c\u7684\u9700\u6c42\u4e5f\u958b\u59cb\u5f71\u97ff\u5ba2\u6236\u5c0d\u5546\u696d\u653f\u6cbb\u7684\u614b\u5ea6\u3002 <\/p>\n\n<p>\u4f8b\u5982\uff0c\u4fdd\u96aa\u516c\u53f8\u8aee\u8a62\u516c\u53f8 Novarica \u7684\u5408\u5925\u4eba <a href=\"https:\/\/novarica.com\/2019\/02\/looking-ahead-to-the-digital-evolution-of-small-commercial-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Harry Huberty \u535a\u58eb<\/a>\u8aaa\uff0c\u4f01\u696d\u4e3b\u5df2\u7d93\u901a\u904e\u6578\u4f4d\u65b9\u5f0f\u5c0b\u627e\u8207\u696d\u52d9\u76f8\u95dc\u7684\u7522\u54c1\u548c\u670d\u52d9\u3002\n\u56e0\u6b64\uff0c\u4ed6\u5011\u4e5f\u6e96\u5099\u4ee5\u540c\u6a23\u7684\u65b9\u5f0f\u8cfc\u8cb7\u4fdd\u96aa\u3002 <\/p>\n\n<p>\u201c\u5927\u591a\u6578\u4e0d\u540c\u5e74\u9f61\/\u6536\u5165\u7fa4\u9ad4\u7684\u4f01\u696d\u4e3b\u5df2\u7d93\u5728\u7dda\u7ba1\u7406\u5546\u696d\u9280\u884c\u95dc\u4fc2;\u5927\u591a\u6578 45 \u6b72\u4ee5\u4e0b\u7684\u4eba\u5927\u90e8\u5206\u6216\u5168\u90e8\u901a\u904e\u6578\u4f4d\u65b9\u5f0f\u9032\u884c\u8cfc\u8cb7\uff0c\u201c\u4ed6\u89e3\u91cb\u8aaa\u3002\n\u5ba2\u6236\u5728\u5834;\u4ed6\u5011\u7f3a\u4e4f\u7684\u662f\u4e86\u89e3\u548c\u7372\u5f97\u5728\u7dda\u5546\u696d\u5206\u92b7\u7684\u6a5f\u6703\u3002 <\/p>\n\n<p>\u7576\u5ba2\u6236\u7121\u6cd5\u5728\u7dda\u8207\u5546\u696d\u4fdd\u96aa\u516c\u53f8\u806f\u7e6b\u6642\uff0c\u4ed6\u5011\u958b\u59cb\u5c0b\u627e\u5176\u4ed6\u5728\u7dda\u4fdd\u96aa\u4f86\u6e90\u2014\u2014\u5176\u4ed6\u4f01\u696d\u5df2\u6e96\u5099\u597d\u586b\u88dc\u9019\u4e00\u7a7a\u767d\u3002\nOverstock.com \u548c Wal-Mart \u7b49\u516c\u53f8\u63d0\u4f9b\u4e86\u4e00\u500b\u4f8b\u5b50\uff1a\u9019\u5169\u5bb6\u516c\u53f8\u90fd\u70ba\u8a31\u591a\u5dde\u7684\u5ba2\u6236\u63d0\u4f9b\u8cfc\u8cb7\u4fdd\u96aa\u7522\u54c1\u548c\u96f6\u552e\u5546\u54c1\u7684\u6a5f\u6703\u3002\n\u57c3\u68ee\u54f2\u7684\u4e00\u9805\u7814\u7a76\u767c\u73fe\uff0c66% \u7684\u53d7\u8a2a\u8005\u9858\u610f\u5f9e\u4fdd\u96aa\u516c\u53f8\u4ee5\u5916\u7684\u7d44\u7e54\u8cfc\u8cb7\u4fdd\u96aa\u3002  <\/p>\n\n<p>\u201c\u96a8\u8457\u6d88\u8cbb\u8005\u4e0d\u50c5\u9858\u610f\u5f9e\u9280\u884c\u7b49\u50b3\u7d71\u7af6\u722d\u5c0d\u624b\u90a3\u88e1\u8cfc\u8cb7\u4fdd\u96aa\uff0c\u800c\u4e14\u9858\u610f\u5f9e\u4e92\u806f\u7db2\u5de8\u982d\u90a3\u88e1\u8cfc\u8cb7\u4fdd\u96aa\uff0c\u4fdd\u96aa\u884c\u696d\u7684\u7af6\u722d\u53ef\u80fd\u6703\u8fc5\u901f\u52a0\u5287\uff0c\u201d\u57c3\u68ee\u54f2\u6230\u7565\u9ad8\u7d1a\u8463\u4e8b\u7e3d\u7d93\u7406 <a href=\"https:\/\/riskandinsurance.com\/disrupting-insurance-distribution\/\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Lyman<\/a> \u8aaa\u3002<\/p>\n\n<p>\u5546\u696d\u5206\u92b7\u4e0d\u80fd\u5016\u514d\u65bc\u5ba2\u6236\u5229\u76ca\u5411\u975e\u4fdd\u96aa\u516c\u53f8\u5206\u92b7\u4f86\u6e90\u7684\u8f49\u79fb\u3002\n\u4e8b\u5be6\u4e0a\uff0c\u4fdd\u96aa\u516c\u53f8\u6b63\u5728\u63a5\u53d7\u5ba2\u6236\u9858\u610f\u8d85\u8d8a\u50b3\u7d71\u4fdd\u96aa\u4f86\u5438\u5f15\u5ba2\u6236\u7684\u6ce8\u610f\u529b\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/documents-signing-1024x683.jpg\" alt=\"\" class=\"wp-image-8053\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/documents-signing-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/documents-signing-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/documents-signing-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/documents-signing.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5546\u696d\u4fdd\u96aa\u5206\u914d\u8207\u5b9a\u50f9\uff1a\u4fdd\u6301\u5e73\u8861<\/h2>\n\n<p>\u6700\u5f8c\uff0c\u9762\u5c0d\u50f9\u683c\u4e0a\u6f32\uff0c\u61c9\u5c0d\u5206\u92b7\u6311\u6230\u53ef\u80fd\u5177\u6709\u6311\u6230\u6027\u3002<\/p>\n\n<p>\u9996\u5148\uff0c\u96d6\u7136\u5546\u696d\u4fdd\u96aa\u7684\u8a31\u591a\u5e02\u5834\u5340\u9694\u7684\u50f9\u683c\u90fd\u5728\u4e0a\u6f32\uff0c\u4f46\u4e26\u4e0d\u662f\u6bcf\u500b\u5e02\u5834\u5340\u9694\u7684\u50f9\u683c\u90fd\u4ee5\u76f8\u540c\u7684\u901f\u5ea6\u4e0a\u6f32\uff0c\u4e5f\u4e0d\u662f\u6240\u6709\u5730\u7406\u5340\u57df\u7684\u50f9\u683c\u90fd\u4ee5\u76f8\u540c\u7684\u901f\u5ea6\u4e0a\u6f32\u3002<\/p>\n\n<p>\u5177\u9ad4\u4f86\u8aaa\uff0c\u7f8e\u570b\u5404\u5730\u7684\u5546\u696d\u5efa\u7bc9\u4fdd\u96aa\u50f9\u683c\u90fd\u5728\u4e0a\u6f32\uff0c\u4f46\u6cbf\u6d77\u5730\u5340\u7684\u6f32\u5e45\u6bd4\u4e2d\u897f\u90e8\u5730\u5340\u5feb\u3002\n\u201c\u7d10\u7d04\u5730\u5340\u7684\u8cbb\u7387\u6b63\u5728\u51fa\u73fe\u5169\u4f4d\u6578\u548c\u4e09\u4f4d\u6578\u7684\u589e\u9577\uff0c\u4e00\u4e9b\u5efa\u7bc9\u516c\u53f8\u73fe\u5728\u7528\u9650\u984d\u63db\u53d6\u4fdd\u8cbb\uff0c\u201d <a href=\"https:\/\/www.crcgroup.com\/Tools-Intel\/post\/significant-challenges-facing-the-construction-insurance-marketplace?portalid=34\" target=\"_blank\" rel=\"noreferrer noopener\">Andy Horan<\/a> \u548c CRC Group \u7684\u5176\u4ed6\u64b0\u7a3f\u4eba\u5beb\u9053\u3002 <\/p>\n\n<p>\u6b64\u5916\uff0c\u5546\u696d\u4fdd\u96aa\u7684\u50f9\u683c\uff0c\u5982\u8ca1\u7522\u3001\u822a\u7a7a\u3001\u5546\u696d\u6c7d\u8eca\u3001\u4e0a\u5e02\u516c\u53f8D&amp;O\u548c\u5098\u4fdd\u96aa\u7684\u50f9\u683c\u6bd4\u5176\u4ed6\u5546\u696d\u4fdd\u96aa\u8cbb\u7387\u589e\u9577\u5f97\u66f4\u5feb\uff0c\u98a8\u96aa\u8207\u4fdd\u96aa\u7684 <a href=\"https:\/\/riskandinsurance.com\/5-areas-of-commercial-insurance-set-for-price-hikes\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u8cc8\u88e1\u5fb7\u00b7\u96ea\u5229<\/a> \u8aaa\u3002<\/p>\n\n<p>\u5546\u696d\u4fdd\u96aa\u8cbb\u7387\u7684\u8b8a\u5316\u6703\u5f71\u97ff\u5ba2\u6236\u884c\u70ba\u3002\n\u7576\u8cbb\u7387\u6500\u5347\u6642\uff0c\u5ba2\u6236\u53ef\u80fd\u6703\u958b\u59cb\u6309\u50f9\u683c\u8cfc\u7269\uff0c\u5c24\u5176\u662f\u7576\u6240\u5c0b\u6c42\u7684\u4fdd\u96aa\u88ab\u8a8d\u70ba\u662f\u6240\u6709\u4fdd\u96aa\u516c\u53f8\u7684\u6a19\u6e96\u4fdd\u96aa\u6642\u3002\n\u7136\u800c\uff0c\u7576\u4e00\u500b\u7d30\u5206\u5e02\u5834\u7684\u8cbb\u7387\u8b8a\u5316\u4e0d\u540c\u6642\uff0c\u5ba2\u6236\u884c\u70ba\u4e5f\u6703\u4ee5\u4e0d\u540c\u7684\u6a21\u5f0f\u8b8a\u5316\u3002\n\u4f8b\u5982\uff0c\u5982\u679c\u5546\u696d\u78b0\u649e\u4fdd\u96aa\u8cbb\u7387\u7684\u4e0a\u5347\u901f\u5ea6\u5feb\u65bc\u5de5\u50b7\u4fdd\u96aa\u8cbb\u7387\uff0c\u5247\u5c0b\u6c42\u8eca\u968a\u4fdd\u96aa\u7684\u5ba2\u6236\u53ef\u80fd\u6703\u6e1b\u5c11\u5176\u78b0\u649e\u4fdd\u96aa\uff0c\u4f46\u4fdd\u6301\u5176\u7576\u524d\u7684\u4eba\u8eab\u50b7\u5bb3\u4fdd\u96aa\u3002   <\/p>\n\n<p>\u70ba\u4e86\u63d0\u9ad8\u5b9a\u50f9\uff0c\u8acb\u63a1\u7528\u6578\u4f4d\u5206\u92b7\u9078\u9805\u3002\n\u5b89\u6c38\u7684 <a href=\"https:\/\/www.ey.com\/en_us\/innovation-in-insurance\/why-insurance-business-models-are-going-to-change\" target=\"_blank\" rel=\"noreferrer noopener\">Peter Manchester<\/a> \u5beb\u9053\uff0c\u7576\u5546\u696d\u904b\u71df\u5546\u5c08\u6ce8\u65bc\u898f\u6a21\u7d93\u6fdf\u3001\u884c\u92b7\u5206\u6790\u548c\u5ba2\u6236\u9ad4\u9a57\u6642\uff0c\u4ed6\u5011\u5c31\u6709\u66f4\u597d\u7684\u6a5f\u6703\u5efa\u7acb\u5f37\u5927\u7684\u5ba2\u6236\u7fa4\u3002 <\/p>\n\n<p>\u4ed6\u89e3\u91cb\u8aaa\uff1a\u300c\u6211\u5011\u8207\u884c\u696d\u5229\u76ca\u76f8\u95dc\u8005\u7684\u5c0d\u8a71\u4ee5\u53ca\u5c0d\u5404\u7a2e\u4fdd\u96aa\u516c\u53f8\u8ca1\u52d9\u696d\u7e3e\u7684\u5206\u6790\u4f7f\u6211\u5011\u5f97\u51fa\u7d50\u8ad6\uff0c\u901a\u904e\u9019\u4e9b\u65b9\u6cd5\uff0c\u4e00\u5169\u5bb6\u5c0f\u578b\u5546\u696d\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u4f54\u64da\u5f88\u5927\u7684\u5e02\u5834\u4efd\u984d\uff0c\u751a\u81f3\u4f54\u64da\u4e3b\u5c0e\u5730\u4f4d\u2014\u2014\u9ad8\u9054 30%\uff0c\u800c\u73fe\u5728\u53ea\u6709 %-6% \u5bb6\u3002<\/p>\n\n<p>\u6578\u4f4d\u985b\u8986\u3001\u5b9a\u50f9\u4ee5\u53ca\u6574\u500b\u5546\u696d\u9818\u57df\u4fdd\u96aa\u7522\u54c1\u7684\u7d30\u5fae\u5dee\u5225\u90fd\u7d66\u5546\u696d\u4fdd\u96aa\u5206\u92b7\u5e36\u4f86\u4e86\u6311\u6230\u3002\n\u7136\u800c\uff0c\u5176\u4e2d\u4e00\u4e9b\u6311\u6230\u53ef\u4ee5\u7528\u4f86\u89e3\u6c7a\u5176\u4ed6\u6311\u6230\u3002\n\u501f\u52a9\u6b63\u78ba\u7684\u5de5\u5177\uff0c\u5546\u696d\u4fdd\u96aa\u516c\u53f8\u4e0d\u50c5\u53ef\u4ee5\u6539\u5584\u5206\u92b7\uff0c\u9084\u53ef\u4ee5\u5438\u5f15\u5fe0\u5be6\u5ba2\u6236\u4e26\u6436\u4f54\u5e02\u5834\u4efd\u984d\uff0c\u5373\u4f7f\u5e02\u5834\u5f62\u52e2\u60e1\u5316\u3002  <\/p>\n\n<p><em>\u5716\u7247\u4f86\u81ea\uff1a pitinan\/\u00a9123RF.com\uff0c primagefactory\/\u00a9123RF.com\uff0c langstrup\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u9032\u5165 2020 \u5e74\uff0c\u5546\u696d\u4fdd\u96aa\u9762\u81e8\u76f8\u7576\u5927\u7684\u6311\u6230\u3002 \u96d6\u7136\u5546\u696d\u4fdd\u96aa\u50f9\u683c\u4e0a\u6f32\u4f54\u64da\u4e86\u982d\u689d\u65b0\u805e\uff0c\u4f46\u5546\u696d\u4fdd\u96aa\u516c\u53f8\u4e5f\u9762\u81e8\u8457\u4e00\u500b [&hellip;]<\/p>\n","protected":false},"featured_media":8035,"template":"","insight-category":[],"class_list":["post-20788","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/20788","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/8035"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=20788"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=20788"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}