{"id":20757,"date":"2024-09-27T11:46:33","date_gmt":"2024-09-27T16:46:33","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e8%b2%b7%e8%bb%8a%e8%b2%b7%e4%bf%9d%e9%9a%aa%ef%bc%9a%e5%b5%8c%e5%85%a5%e5%bc%8f%e6%b1%bd%e8%bb%8a%e4%bf%9d%e9%9a%aa%e7%9a%84%e6%9c%aa%e4%be%86\/"},"modified":"2024-09-27T11:46:39","modified_gmt":"2024-09-27T16:46:39","slug":"%e8%b2%b7%e8%bb%8a%e8%b2%b7%e4%bf%9d%e9%9a%aa%ef%bc%9a%e5%b5%8c%e5%85%a5%e5%bc%8f%e6%b1%bd%e8%bb%8a%e4%bf%9d%e9%9a%aa%e7%9a%84%e6%9c%aa%e4%be%86","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e8%b2%b7%e8%bb%8a%e8%b2%b7%e4%bf%9d%e9%9a%aa%ef%bc%9a%e5%b5%8c%e5%85%a5%e5%bc%8f%e6%b1%bd%e8%bb%8a%e4%bf%9d%e9%9a%aa%e7%9a%84%e6%9c%aa%e4%be%86\/","title":{"rendered":"\u8cb7\u8eca\u8cb7\u4fdd\u96aa\uff1a\u5d4c\u5165\u5f0f\u6c7d\u8eca\u4fdd\u96aa\u7684\u672a\u4f86"},"content":{"rendered":"\n<p>\u6c7d\u8eca\u88fd\u9020\u5546\u7279\u65af\u62c9 \uff08Tesla\uff09 \u4ee5\u96fb\u52d5\u6c7d\u8eca\u88fd\u9020\u5275\u65b0\u800c\u805e\u540d\u3002\n\u7136\u800c\uff0c\u6700\u8fd1\uff0c\u8a72\u516c\u53f8\u4e5f\u5c0b\u6c42\u901a\u904e\u70ba\u7279\u65af\u62c9\u6c7d\u8eca\u63d0\u4f9b\u81ea\u5df1\u7684\u4fdd\u96aa\u4f86\u5275\u65b0\u9019\u4e9b\u8eca\u8f1b\u7684\u8986\u84cb\u7bc4\u570d\u3002   <\/p>\n\n<p>\u5c07\u4fdd\u96aa\u8207\u8cfc\u8eca\u76f8\u7d50\u5408\u5df2\u5728\u5176\u4ed6\u6c7d\u8eca\u88fd\u9020\u5546\u4e2d\u6d41\u884c\u8d77\u4f86\u3002\n\u5bf6\u99ac\u548c\u798f\u7279\u7b49\u516c\u53f8\u4e5f\u958b\u59cb\u5617\u8a66\u5d4c\u5165\u5f0f <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/embedded-homeowners-insurance\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.4.1725118230154&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fdd\u96aa<\/a>\uff0c\u6216\u5305\u542b\u5728\u65b0\u8eca\u8cfc\u8cb7\u50f9\u683c\u4e2d\u7684\u4fdd\u96aa\u3002   <\/p>\n\n<p>\u96a8\u8457\u6c7d\u8eca\u88fd\u9020\u5546\u958b\u59cb\u5728\u4ed6\u5011\u7684\u8eca\u8f1b\u4e2d\u52a0\u5165\u4fdd\u96aa\uff0c\u6210\u719f\u7684 P&amp;C \u904b\u71df\u5546\u53ef\u80fd\u9700\u8981 <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/agility-for-p&amp;cs\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.4.1725118230154&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u6539\u8b8a\u4ed6\u5011\u7684<\/a> \u6c7d\u8eca\u4fdd\u96aa\u65b9\u6cd5\u3002\n\u5d4c\u5165\u5f0f\u8eca\u8f1b\u4fdd\u96aa\u7684\u672a\u4f86\u53ef\u80fd\u8207\u9019\u4e9b\u4fdd\u96aa\u516c\u53f8\u8fc4\u4eca\u70ba\u6b62\u6240\u5c45\u4f4f\u7684\u4e16\u754c\u5927\u4e0d\u76f8\u540c\u3002   <\/p>\n\n<h2 class=\"wp-block-heading\">\u7279\u65af\u62c9\u7684\u4fdd\u96aa\u5275\u65b0<\/h2>\n\n<p><a href=\"https:\/\/www.tesla.com\/support\/insurance\" target=\"_blank\" rel=\"noreferrer noopener\">\u7279\u65af\u62c9\u4fdd\u96aa<\/a>\u7684\u7db2\u7ad9\u5c07\u7279\u65af\u62c9\u4fdd\u96aa\u63cf\u8ff0\u70ba\u300c\u4e00\u7a2e\u50f9\u683c\u5177\u6709\u7af6\u722d\u529b\u7684\u4fdd\u96aa\u7522\u54c1\uff0c\u65e8\u5728\u70ba\u7279\u65af\u62c9\u8eca\u4e3b\u63d0\u4f9b\u9ad8\u9054 20% \u7684\u8cbb\u7387\u6298\u6263\uff0c\u5728\u67d0\u4e9b\u60c5\u6cc1\u4e0b\uff0c\u751a\u81f3\u9ad8\u9054 30%\u3002\n\u8eca\u4e3b\u5c07\u7372\u5f97\u4e00\u500b\u514d\u8cbb\u96fb\u8a71\u865f\u78bc\uff0c\u4ee5\u4fbf\u8207 Tesla \u4ee3\u7406\u5546\u4ea4\u8ac7\u3002 <\/p>\n\n<p>\u76ee\u524d\uff0c\u7279\u65af\u62c9\u4fdd\u96aa\u50c5\u6db5\u84cb\u7279\u5b9a\u7684\u7279\u65af\u62c9\u8eca\u578b\uff0c\u4e26\u4e14\u50c5\u9069\u7528\u65bc\u52a0\u5229\u798f\u5c3c\u4e9e\u5dde\u7684\u8eca\u4e3b\u3002\n\u7136\u800c\uff0c\u6839\u64da\u5176\u4fdd\u96aa\u7db2\u7ad9\uff0c\u8a72\u516c\u53f8\u5e0c\u671b\u5c07\u8986\u84cb\u7bc4\u570d\u64f4\u5927\u5230\u5176\u4ed6\u5dde\u3002   <\/p>\n\n<p>\u5728\u4e00\u7bc7\u95dc\u65bc\u8a72\u7522\u54c1\u7684 <a href=\"https:\/\/www.tesla.com\/blog\/introducing-tesla-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">\u535a\u5ba2\u6587\u7ae0<\/a> \u4e2d\uff0c\u7279\u65af\u62c9\u8868\u793a\uff0c\u8a72\u516c\u53f8\u53ef\u4ee5\u63d0\u4f9b\u50f9\u683c\u8f03\u4f4e\u7684\u4fdd\u96aa\uff0c\u56e0\u70ba\u201c\u7279\u65af\u62c9\u4fdd\u96aa\u80fd\u5920\u5229\u7528\u6211\u5011\u6c7d\u8eca\u7684\u5148\u9032\u6280\u8853\u3001\u5b89\u5168\u6027\u548c\u53ef\u7dad\u8b77\u6027\uff0c\u4ee5\u8f03\u4f4e\u7684\u6210\u672c\u63d0\u4f9b\u4fdd\u96aa\u3002\n\u8a72\u516c\u53f8\u7a31\u9019\u4e9b\u8eca\u8f1b\u7684\u300c\u4e3b\u52d5\u5b89\u5168\u548c\u9ad8\u7d1a\u99d5\u99db\u54e1\u8f14\u52a9\u529f\u80fd\u300d\u662f\u5c0e\u81f4\u50f9\u683c\u964d\u4f4e\u7684\u56e0\u7d20\u3002   <\/p>\n\n<p>\u5177\u9ad4\u4f86\u8aaa\uff0c\u8a72\u516c\u53f8\u4f3c\u4e4e\u6b63\u5728\u5229\u7528\u5b83\u53ef\u4ee5\u5f9e\u7279\u65af\u62c9\u6c7d\u8eca\u6536\u96c6\u7684\u6578\u64da\u3002\n\u201c\u6211\u5011\u57fa\u672c\u4e0a\u6709\u4e00\u500b&#8230;&#8230;\u8cc7\u8a0a\u5957\u5229\u6a5f\u6703\uff0c\u6211\u5011\u53ef\u4ee5\u76f4\u63a5\u77ad\u89e3\u5ba2\u6236\u7684\u98a8\u96aa\u72c0\u6cc1\uff0c\u300c\u7279\u65af\u62c9\u5275\u59cb\u4eba <a href=\"https:\/\/www.theverge.com\/2019\/8\/28\/20837265\/tesla-car-insurance-california-autopilot-discount\" target=\"_blank\" rel=\"noreferrer noopener\">\u57c3\u9686\u99ac\u65af\u514b<\/a>\u8aaa\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u4fdd\u96aa\u516c\u53f8\u5f80\u5f80\u5c07\u7279\u65af\u62c9\u6c7d\u8eca\u8996\u70ba\u66f4\u5927\u7684\u98a8\u96aa\u3002\n\u4e00\u4efd 24\/7 \u83ef\u723e\u8857\u5831\u544a\u767c\u73fe\uff0c\u7279\u65af\u62c9 Model X \u96fb\u52d5 4WD \u548c\u7279\u65af\u62c9 Model S 4dr \u96fb\u52d5 4WD \u662f 2019 \u5e74\u6295\u4fdd\u6700\u6602\u8cb4\u7684\u5169\u6b3e\u6c7d\u8eca\uff0c <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/news\/breaking-news\/revealed-americas-most-expensive-car-to-insure-171457.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Duffie Osental<\/a> \u5728 Insurance Business \u4e0a\u5beb\u9053\u3002   <\/p>\n\n<p>\u7279\u65af\u62c9\u5c0d\u5176\u8eca\u8f1b\u7279\u6027\u548c\u99d5\u99db\u54e1\u6578\u64da\u7684\u66f4\u6df1\u5165\u628a\u63e1\u662f\u5426\u771f\u7684\u4f7f\u9019\u5bb6\u6c7d\u8eca\u88fd\u9020\u5546\u80fd\u5920\u4ee5\u660e\u986f\u4f4e\u65bc\u8001\u724c\u6c7d\u8eca\u4fdd\u96aa\u516c\u53f8\u7684\u8cbb\u7387\u63d0\u4f9b\u4fdd\u96aa\uff1f<\/p>\n\n<p>\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0cTesla Insure \u4e26\u4e0d\u662f\u6c7d\u8eca\u88fd\u9020\u5546\u9032\u5165\u4fdd\u96aa\u9818\u57df\u7684\u7b2c\u4e00\u6b65\u3002\n\u64da\u300a\u4fdd\u96aa\u96dc\u8a8c\u300b\u7684 <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2019\/04\/26\/524842.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Dana Hull \u548c Katherine Chiglinsky<\/a> \u5831\u5c0e\uff0c2017 \u5e74\uff0c\u8a72\u516c\u53f8\u5ba3\u4f48\u8207\u5317\u7f8e\u7684 Liberty Mutual Insurance Company \u5efa\u7acb\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\uff0c\u4ee5\u8aac\u660e\u5176\u76f4\u63a5\u5411\u7279\u65af\u62c9\u8cb7\u5bb6\u63d0\u4f9b\u4fdd\u96aa\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/car-purchase-1024x683.jpg\" alt=\"\" class=\"wp-image-7762\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/car-purchase-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/car-purchase-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/car-purchase-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/car-purchase.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5d4c\u5165\u5f0f\u6c7d\u8eca\u4fdd\u96aa\u7684\u65b0\u524d\u6cbf<\/h2>\n\n<p>\u5230\u76ee\u524d\u70ba\u6b62\uff0c\u7279\u65af\u62c9\u7684\u65b9\u6cd5\u662f\u5728\u92b7\u552e\u9ede\u70ba\u7279\u65af\u62c9\u8eca\u4e3b\u63d0\u4f9b\u4fdd\u96aa\u3002\n\u7136\u800c\uff0c\u6c7d\u8eca\u8cfc\u8cb7\u50f9\u683c\u4e2d\u5305\u542b\u7684\u4fdd\u96aa\u7bc4\u570d\u4e5f\u5f15\u8d77\u4e86\u6c7d\u8eca\u88fd\u9020\u5546\u548c\u4fdd\u96aa\u516c\u53f8\u7684\u8208\u8da3\u3002   <\/p>\n\n<h3 class=\"wp-block-heading\">\u798f\u7279\u4fdd\u96aa<\/h3>\n\n<p>\u64da\u798f\u7279\u516c\u53f8\u7db2\u7ad9\u7a31\uff0c\u798f\u7279\u6700\u8fd1\u5ba3\u4f48\u4e86\u5176 <a href=\"https:\/\/www.ford.com\/finance\/vehicle-protection\/insurance-services\" target=\"_blank\" rel=\"noreferrer noopener\">Ford Insure<\/a> \u8a08\u5283\uff0c\u8a72\u8a08\u5283\u63d0\u4f9b\u201c\u4e00\u7a2e\u4fdd\u96aa\u7522\u54c1\uff0c\u5229\u7528\u4e92\u806f\u8eca\u8f1b\u6578\u64da\u8aac\u660e\u99d5\u99db\u54e1\u6839\u64da\u4ed6\u5011\u7684\u99d5\u99db\u884c\u70ba\u7372\u5f97\u6298\u6263\u201d\u3002  <\/p>\n\n<p>\u6839\u64da\u6536\u96c6\u5230\u7684\u6709\u95dc\u53f8\u6a5f\u884c\u70ba\u7684\u6578\u64da\uff0c\u8a72\u516c\u53f8\u627f\u8afe\u5728\u53f8\u6a5f\u8a3b\u518a\u6642\u63d0\u4f9b 10% \u7684\u6298\u6263\uff0c\u5728\u66f4\u65b0\u4fdd\u55ae\u6642\u63d0\u4f9b\u9ad8\u9054 40% \u7684\u6298\u6263\u3002\n\u7136\u800c\uff0c\u5e73\u5747\u800c\u8a00\uff0c\u99d5\u99db\u54e1\u7684\u4fdd\u8cbb\u9810\u8a08\u6703\u6e1b\u5c11\u7d04 20%\uff0c\u798f\u7279\u6c7d\u8eca\u516c\u53f8\u6230\u7565\u526f\u7e3d\u88c1 <a href=\"https:\/\/www.autonews.com\/finance-insurance\/ford-credit-launches-auto-insurance-discount-plan\" target=\"_blank\" rel=\"noreferrer noopener\">\u5927\u885b\u9ea5\u514b\u840a\u862d<\/a>\u8aaa\u3002 <\/p>\n\n<p>\u96d6\u7136\u8a72\u8a08\u5283\u76ee\u524d\u6db5\u84cb\u5927\u591a\u6578 2020 \u5e74\u6b3e\u8eca\u8f1b\uff0c\u4f46\u76ee\u524d\u50c5\u5728 38 \u500b\u5dde\u63d0\u4f9b\u3002<\/p>\n\n<p>\u6b64\u5916\uff0c\u798f\u7279 Insure \u8a08\u5283\u4e0d\u5305\u62ec\u798f\u7279 F-150\uff0c\u9019\u662f\u8a72\u516c\u53f8\u6700\u53d7\u6b61\u8fce\u7684\u6c7d\u8eca\u4e4b\u4e00\u3002\n\u5f9e 2015 \u5e74\u958b\u59cb\uff0cF-150 \u958b\u59cb\u63a1\u7528\u92c1\u88fd\u8eca\u8eab\u800c\u4e0d\u662f\u92fc\u88fd\u8eca\u8eab\u751f\u7522\uff0c\u9019\u5f15\u767c\u4e86\u4eba\u5011\u5c0d\u9ad8\u7dad\u4fee\u6210\u672c\u548c\u9ad8\u4fdd\u96aa\u8cbb\u7684\u64d4\u6182;\u7136\u800c\uff0c\u8fc4\u4eca\u70ba\u6b62\uff0c\u201cF-150 \u7684\u78b0\u649e\u640d\u5931\uff0c\u5373\u78b0\u649e\u5f8c\u7522\u751f\u7684\u6210\u672c\uff0c\u6bd4\u540c\u8eca\u578b\u5e74\u4efd\u7684\u76ae\u5361\u8eca\u7684\u5e73\u5747\u6c34\u6e96\u4f4e 31.8%\u201d\uff0c\u6c7d\u8eca\u535a\u5ba2\u7684 <a href=\"https:\/\/www.autoblog.com\/2019\/05\/20\/ford-f-150-aluminum-body-insurance-repairs\/\" target=\"_blank\" rel=\"noreferrer noopener\">Joel Stocksdale<\/a> \u8aaa\u3002\n\u798f\u7279\u5c1a\u672a\u767c\u8868\u8072\u660e\u89e3\u91cb\u70ba\u4ec0\u9ebc F-150 \u88ab\u6392\u9664\u5728\u798f\u7279 Insure \u8a08\u5283\u4e4b\u5916\u3002    <\/p>\n\n<p>F&amp;I \u548c Showroom \u96dc\u8a8c\u7684\u526f\u51fa\u7248\u4eba <a href=\"https:\/\/www.fi-magazine.com\/359111\/ford-credit-rolls-out-discount-car-insurance-program\" target=\"_blank\" rel=\"noreferrer noopener\">Tariq Kamal<\/a> \u8aaa\uff0c\u8a72\u4fdd\u96aa\u8a08\u5283\u76ee\u524d\u7531 Nationwide Mutual Insurance \u627f\u4fdd\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">\u5bf6\u99ac\u548c Wrisk<\/h3>\n\n<p>2018\u5e749\u6708\uff0c\u4fdd\u96aa\u79d1\u6280\u521d\u5275\u516c\u53f8 Wrisk \u6210\u70ba\u6c7d\u8eca\u88fd\u9020\u5546 BMW \u5728\u82f1\u570b\u7684\u552f\u4e00\u4fdd\u96aa\u5408\u4f5c\u5925\u4f34\u3002  <\/p>\n\n<p>\u201c\u56e0\u6b64\uff0c\u6c7d\u8eca\u88fd\u9020\u5546\u5c07\u7d42\u6b62\u8207\u50b3\u7d71\u4fdd\u96aa\u516c\u53f8\u7684\u73fe\u6709\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\uff0c\u5728\u82f1\u570b\u76f4\u63a5\u901a\u904e BMW \u6216 Mini \u7db2\u7edc\u92b7\u552e\u7684\u4efb\u4f55\u4fdd\u96aa\u73fe\u5728\u90fd\u5c07\u901a\u904e Wrisk \u8a2d\u8a08\u7684\u5e73\u81fa\u9032\u884c\u92b7\u552e\uff0c\u201dTechWorld \u7684 <a href=\"https:\/\/www.techworld.com\/startups\/how-uk-insurtech-wrisk-became-bmws-sole-insurance-partner-3683596\/\" target=\"_blank\" rel=\"noreferrer noopener\">Scott Carey<\/a> \u8aaa\u3002  <\/p>\n\n<p>2019\u5e7412\u6708\uff0c\u5bf6\u99ac\u548c Wrisk \u5ba3\u4f48\u4e86\u201cMini Flex\u201d\u8a08\u5283\uff0c\u70ba\u5728\u82f1\u570b\u92b7\u552e\u7684\u6240\u6709\u65b0 Mini \u6c7d\u8eca\u514d\u8cbb\u63d0\u4f9b\u4e09\u500b\u6708\u7684\u6c7d\u8eca\u4fdd\u96aa\u3002\n\u65b0 Mini \u6c7d\u8eca\u7684\u8cfc\u8cb7\u8005\u5728\u901a\u904e BMW Group Financial Services \u548c Wrisk \u8cfc\u8cb7 Mini \u4e0a\u63d0\u4f9b\u7684\u4fdd\u96aa\u55ae\u6642\uff0c\u5c07\u7372\u5f97\u4e09\u500b\u6708\u7684\u514d\u8cbb\u670d\u52d9\u3002   <\/p>\n\n<p>\u201c\u96a8\u8457\u6c7d\u8eca\u64c1\u6709\u6a21\u5f0f\u7684\u8f49\u8b8a\u548c\u6d88\u8cbb\u8005\u8cfc\u8cb7\u884c\u70ba\u7684\u6301\u7e8c\u5feb\u901f\u767c\u5c55\uff0c\u6211\u5011\u660e\u767d\u5275\u65b0\u5c0d\u65bc\u63d0\u4f9b\u4ee4\u4eba\u6109\u6085\u7684\u5ba2\u6236\u9ad4\u9a57\u81f3\u95dc\u91cd\u8981\uff0c\u201dBMW Group Financial Services \u92b7\u552e\u548c\u71df\u92b7\u7e3d\u76e3 <a href=\"https:\/\/www.fintech.finance\/01-news\/wrisk-and-bmw-group-financial-services-deliver-an-industry-first-with-mini-flex-car-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Philip Kerry<\/a> \u8aaa\u3002  <\/p>\n\n<p>Wrisk \u7531\u6155\u5c3c\u514b\u518d\u4fdd\u96aa\u7684\u5b50\u516c\u53f8 Great Lakes \u627f\u4fdd\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/car-buying-decision-1024x683.jpg\" alt=\"\" class=\"wp-image-7782\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/car-buying-decision-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/car-buying-decision-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/car-buying-decision-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/car-buying-decision.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">P&amp;C \u5982\u4f55\u52a0\u5165\u5d4c\u5165\u5f0f\u6c7d\u8eca\u4fdd\u96aa\u9769\u547d<\/h2>\n\n<p>\u4e4d\u4e00\u770b\uff0c\u6c7d\u8eca\u88fd\u9020\u5546\u5c0b\u6c42\u5728\u8cfc\u8cb7\u6c7d\u8eca\u6642\u63d0\u4f9b\u4fdd\u96aa\uff0c\u9019\u4f3c\u4e4e\u8207\u4fdd\u96aa\u516c\u53f8\u5f62\u6210\u4e86\u76f4\u63a5\u7af6\u722d\u3002\n\u7136\u800c\uff0c\u8fc4\u4eca\u70ba\u6b62\uff0c\u6bcf\u5bb6\u8a66\u5716\u555f\u52d5\u6b64\u985e\u8a08\u5283\u7684\u4fdd\u96aa\u516c\u53f8\u90fd\u662f\u901a\u904e\u8207\u4e00\u5bb6\u6216\u591a\u5bb6\u6210\u719f\u7684\u4fdd\u96aa\u6216\u518d\u4fdd\u96aa\u516c\u53f8\u5408\u4f5c\u4f86\u5be6\u73fe\u7684\uff1a\u7279\u65af\u62c9\u8207 Liberty Mutual\u3001\u798f\u7279\u8207 Nationwide \u4ee5\u53ca\u5bf6\u99ac\u8207 Wrisk\uff0c\u7531 Great Lakes \u627f\u4fdd\u3002   <\/p>\n\n<p>\u56e0\u6b64\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u80fd\u6709\u6a5f\u6703\u901a\u904e\u8207\u5c1a\u672a\u5617\u8a66\u5d4c\u5165\u5f0f\u4fdd\u96aa\u7684\u6c7d\u8eca\u88fd\u9020\u5546\u5408\u4f5c\u4f86\u8f49\u8b8a\u5176\u6c7d\u8eca\u4fdd\u96aa\u696d\u52d9\u3002\n\u901a\u904e\u9019\u6a23\u505a\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u78ba\u4fdd\u5728\u5ba2\u6236\u8cfc\u8cb7\u65b0\u8eca\u4e26\u5c0b\u627e\u4fdd\u96aa\u6642\uff0c\u4ed6\u5011\u662f\u7b2c\u4e00\u6642\u9593\u3002 <\/p>\n\n<p>\u6b64\u5916\uff0c\u4fdd\u96aa\u516c\u53f8\u9084\u53ef\u4ee5\u7372\u5f97\u66f4\u591a\u6709\u95dc\u99d5\u99db\u54e1\u884c\u70ba\u3001\u8eca\u8f1b\u529f\u80fd\u4ee5\u53ca\u7dad\u4fee\u548c\u4fdd\u990a\u6210\u672c\u7684\u6578\u64da\u2014\u2014\u9019\u6b63\u662f\u7279\u65af\u62c9\u8072\u7a31\u8a72\u516c\u53f8\u53ef\u4ee5\u6bd4\u73fe\u6709\u4fdd\u96aa\u516c\u53f8\u66f4\u4fbf\u5b9c\u5730\u63d0\u4f9b\u4fdd\u96aa\u7684\u7d30\u7bc0\u3002\n\u5982\u679c\u5c08\u6ce8\u65bc\u4e00\u5bb6\u6c7d\u8eca\u88fd\u9020\u5546\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u5fae\u8abf\u5176\u627f\u4fdd\u7bc4\u570d\uff0c\u751a\u81f3\u53ef\u4ee5\u63d0\u4f9b\u6709\u95dc\u5b89\u5168\u554f\u984c\u7684\u53cd\u994b\uff0c\u5f9e\u800c\u8aac\u660e\u6c7d\u8eca\u88fd\u9020\u5546\u8a2d\u8a08\u66f4\u5b89\u5168\u7684\u8eca\u8f1b\u3002 <\/p>\n\n<p>\u50cf Tesla \u9019\u6a23\u7684\u6c7d\u8eca\u88fd\u9020\u5546\u76ee\u524d\u6b63\u5c08\u6ce8\u65bc\u5229\u7528\u6280\u8853\u4f86\u63d0\u9ad8\u99d5\u99db\u5b89\u5168\u6027\u7684\u65b9\u6cd5\u3002\nTesla Insure \u8072\u7a31\u5176\u66f4\u5b89\u5168\u7684\u6280\u8853\u53ef\u4ee5\u964d\u4f4e\u4fdd\u8cbb\u3002\n\u7136\u800c\uff0c\u9019\u4e9b\u516c\u53f8\u53ef\u80fd\u5ffd\u7565\u4e86\u9019\u9805\u65b0\u6280\u8853\u7684\u4e00\u500b\u91cd\u8981\u65b9\u9762\uff1a\u7dad\u4fee\u6216\u66f4\u63db\u7684\u6210\u672c\u3002    <\/p>\n\n<p>\u201c\u5df2\u7d93\u6709\u4e00\u4e9b\u8b49\u64da\u8868\u660e\uff0c\u7528\u65bc\u81ea\u52d5\u99d5\u99db [Tesla] \u6c7d\u8eca\u7684\u6280\u8853\u3001\u611f\u6e2c\u5668\u7b49\u975e\u5e38\u6602\u8cb4\uff0c\u56e0\u6b64\u7576\u4f60\u767c\u751f\u78b0\u649e\u6642\uff0c\u8a72\u6280\u8853\u6703\u640d\u58de\uff0c\u66f4\u63db\u6210\u672c\u975e\u5e38\u975e\u5e38\u9ad8\uff0c\u201d\u8607\u9ece\u4e16\u4fdd\u96aa\u96c6\u5718\u6c7d\u8eca\u548c\u96f6\u552e\u696d\u52d9\u5168\u7403\u8ca0\u8cac\u4eba <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/guides\/tesla-and-insurance--everything-you-need-to-know-177272.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Karl Gray<\/a> \u8aaa\u3002  <\/p>\n\n<p>\u901a\u904e\u8207\u6c7d\u8eca\u88fd\u9020\u5546\u5408\u4f5c\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u5229\u7528\u4ed6\u5011\u7121\u8207\u502b\u6bd4\u7684\u5c08\u696d\u77e5\u8b58\u4f86\u8a55\u4f30\u6f5b\u5728\u640d\u5931\uff0c\u4ee5\u767c\u73fe\u66f4\u63db\u611f\u6e2c\u5668\u7684\u9ad8\u6210\u672c\u7b49\u554f\u984c\uff0c\u9019\u53ef\u80fd\u6703\u5c0e\u81f4\u6c7d\u8eca\u88fd\u9020\u5546\u7684\u4fdd\u96aa\u8a08\u5283\u9677\u5165\u56f0\u5883\u3002<\/p>\n\n<p>\u8207\u6c7d\u8eca\u88fd\u9020\u5546\u5408\u4f5c\u9084\u6839\u64da\u4fdd\u96aa\u5c0d\u5b89\u5168\u99d5\u99db\u7684\u91cd\u8981\u6027\u4f86\u5b9a\u4f4d\u4fdd\u96aa\u3002  <\/p>\n\n<p>\u201c\u4fdd\u96aa\u4e0d\u61c9\u8a72\u518d\u662f\u4e8b\u5f8c\u624d\u60f3\u5230\u7684\uff0c\u201dKerry \u8ac7\u5230 BMW \u548c Wrisk \u63d0\u4f9b\u7684 Mini Flex \u8a08\u5283\u6642\u8aaa\u3002\n\u96d6\u7136\u73fe\u6709\u4fdd\u96aa\u516c\u53f8\u53ef\u80fd\u6703\u89ba\u5f97\u5d4c\u5165\u5f0f\u6c7d\u8eca\u4fdd\u96aa\u5f88\u5947\u602a\u751a\u81f3\u5177\u6709\u5a01\u8105\u6027\uff0c\u4f46\u4fdd\u96aa\u5c0d\u6c7d\u8eca\u64c1\u6709\u6b0a\u81f3\u95dc\u91cd\u8981\u7684\u60f3\u6cd5\u662f\u6c7d\u8eca\u88fd\u9020\u5546\u548c\u4fdd\u96aa\u516c\u53f8\u90fd\u53ef\u4ee5\u63a5\u53d7\u7684\u3002   <\/p>\n\n<p><em>\u5716\u7247\u4f86\u81ea\uff1a dolgachov\/\u00a9123RF.com\uff0c puhhha\/\u00a9123RF.com\uff0c kzenon\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6c7d\u8eca\u88fd\u9020\u5546\u7279\u65af\u62c9 \uff08Tesla\uff09 \u4ee5\u96fb\u52d5\u6c7d\u8eca\u88fd\u9020\u5275\u65b0\u800c\u805e\u540d\u3002 \u7136\u800c\uff0c\u6700\u8fd1\uff0c\u8a72\u516c\u53f8\u4e5f\u5c0b\u6c42\u901a\u904e\u70ba\u7279\u65af\u62c9\u6c7d\u8eca\u63d0\u4f9b\u81ea\u5df1 [&hellip;]<\/p>\n","protected":false},"featured_media":7774,"template":"","insight-category":[],"class_list":["post-20757","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/20757","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/7774"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=20757"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=20757"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}