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2020 \u5e74\u521d\uff0c\u6469\u6839\u58eb\u4e39\u5229\u5206\u6790\u5e2b Adam Jonas<\/a> \u9810\u6e2c\uff0c\u8207 2019 \u5e74\u76f8\u6bd4\uff0c2020 \u5e74\u7f8e\u570b\u7684\u6c7d\u8eca\u92b7\u91cf\u53ef\u80fd\u6703\u6e1b\u5c11\u8fd1 200 \u842c\u8f1b\u3002\n\u66f4\u5c11\u7684\u8eca\u8f1b\u8cfc\u8cb7\u610f\u5473\u8457\u66f4\u5c11\u7684\u6c7d\u8eca\u4fdd\u96aa\u55ae\uff0c\u7121\u8ad6\u662f\u500b\u4eba\u8eca\u8f1b\u9084\u662f\u5546\u696d\u904b\u8f38\u3002 <\/p>\n\n

\u96d6\u7136 COVID-19 \u662f\u5c0d\u6c7d\u8eca\u4fdd\u96aa\u92b7\u552e\u65bd\u52a0\u4e0b\u884c\u58d3\u529b\u7684\u65b0\u56e0\u7d20\uff0c\u4f46\u5b83\u4e26\u4e0d\u662f\u552f\u4e00\u7684\u56e0\u7d20\u3002\n\u8a31\u591a\u56e0\u7d20\u6b63\u5728\u5f71\u97ff\u7576\u524d\u7684\u4f4e\u8ff7\uff0c\u5305\u62ec\u5c0d\u62fc\u8eca\u548c\u96fb\u52d5\u79df\u8cc3\u9078\u64c7\uff08\u5982\u8e0f\u677f\u8eca\u3001\u81ea\u884c\u8eca\u548c\u6c7d\u8eca\uff09\u7684\u6301\u7e8c\u8208\u8da3\u3002 <\/p>\n\n

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\u61c9\u5c0d\u62fc\u8eca\u7684\u8208\u8d77<\/h3>\n\n

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\u201c\u4fdd\u8b77 PII\uff08\u500b\u4eba\u8eab\u4efd\u8cc7\u8a0a\uff09\u662f\u5176\u4ed6\u985e\u578b\u7684\u4ea4\u901a\u5de5\u5177\u4e0d\u5b58\u5728\u7684\u7d30\u5fae\u5dee\u5225\uff0c\u201dAllied Public Risk MuniPlus \u4fdd\u96aa\u8a08\u5283\u9ad8\u7d1a\u526f\u7e3d\u88c1 Thom Rickert<\/a> \u8aaa\u3002\n\u8a31\u591a\u5546\u696d\u6c7d\u8eca\u4fdd\u96aa\u516c\u53f8\u4e5f\u4e0d\u671f\u671b\u5c07\u5176\u4f5c\u70ba\u6c7d\u8eca\u98a8\u96aa\u8a08\u7b97\u7684\u4e00\u90e8\u5206\u3002 <\/p>\n\n

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\u4f8b\u5982\uff0c\u201c\u8207\u6c7d\u6cb9\u7684\u53ef\u71c3\u6027\u76f8\u6bd4\uff0c\u92f0\u96e2\u5b50\u96fb\u6c60\u7684\u706b\u707d\u6216\u7206\u70b8\u98a8\u96aa\u8981\u4f4e\u5f97\u591a\uff0c\u201d\u91ab\u7642\u4e8b\u6545\u5f8b\u5e2b Malcolm P. McConnell III<\/a> \u8aaa\u3002\n\u5728\u6975\u5c11\u6578\u60c5\u6cc1\u4e0b\uff0c\u78ba\u5be6\u6703\u767c\u751f\u706b\u707d\uff0c\u5b83\u901a\u5e38\u5305\u542b\u5728\u96fb\u6c60\u5916\u6bbc\u5167\u8db3\u5920\u9577\u7684\u6642\u9593\u4ee5\u64b2\u6ec5\u3002 <\/p>\n\n

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\u96fb\u52d5\u6c7d\u8eca\u4e5f\u53ef\u80fd\u6bd4\u6c7d\u6cb9\u52d5\u529b\u6c7d\u8eca\u66f4\u5bb9\u6613\u7dad\u8b77\uff0c\u9019\u65e2\u53ef\u4ee5\u63d0\u9ad8\u5b89\u5168\u6027\uff0c\u53c8\u53ef\u4ee5\u964d\u4f4e\u67d0\u4e9b\u7d22\u8ce0\u7684\u6210\u672c\u3002\n\u4f8b\u5982\uff0c\u300c\u96fb\u52d5\u6c7d\u8eca\u4e0a\u7684\u5236\u52d5\u7cfb\u7d71\u6bd4\u6c7d\u6cb9\u8eca\u4e0a\u7684\u7cfb\u7d71\u4f7f\u7528\u58fd\u547d\u66f4\u9577\uff0c\u9700\u8981\u7684\u7dad\u8b77\u66f4\u5c11\uff0c\u300dChargeHub \u7684 Olivier Proulx<\/a> \u8aaa\u3002\n\u5236\u52d5\u662f\u5fc5\u4e0d\u53ef\u5c11\u7684\u5b89\u5168\u7cfb\u7d71;\u5c0d\u65bc\u99d5\u99db\u54e1\u4f86\u8aaa\uff0c\u5de5\u4f5c\u6548\u679c\u66f4\u597d\u3001\u7dad\u8b77\u66f4\u5c11\u7684\u5236\u52d5\u7cfb\u7d71\u53ef\u80fd\u662f\u66f4\u5b89\u5168\u7684\u9078\u64c7\u3002 <\/p>\n\n

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\"\"<\/figure>\n\n

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\u96a8\u8457\u4f01\u696d\u9069\u61c9\u65b0\u5e38\u614b\uff0c\u4ed6\u5011\u5c0d\u7dad\u8b77\u5546\u7528\u8eca\u968a\u7684\u504f\u597d\u53ef\u80fd\u6703\u8f49\u8b8a\u70ba\u5c07\u9001\u8ca8\u5916\u5305\u7d66\u62fc\u8eca\u516c\u53f8\uff0c\u6216\u8005\u63a1\u7528\u96fb\u52d5\u6c7d\u8eca\u6216\u5171\u7528\u81ea\u884c\u8eca\u6216\u8e0f\u677f\u8eca\u7b49\u6c7d\u6cb9\u52d5\u529b\u6c7d\u8eca\u7684\u66ff\u4ee3\u54c1\u3002<\/p>\n\n

\u96d6\u7136\u5c31\u5730\u907f\u96e3\u8981\u6c42\u53ef\u80fd\u6703\u52a0\u901f\u9019\u4e00\u8b8a\u5316\uff0c\u4f46\u500b\u4eba\u548c\u516c\u53f8\u64c1\u6709\u8eca\u8f1b\u7684\u8da8\u52e2\u5728 2020 \u5e74\u4e4b\u524d\u5c31\u5df2\u7d93\u51fa\u73fe\u3002\n\u4f8b\u5982\uff0c\u5728 2015 \u5e74\uff0c44% \u7684\u57ce\u5e02\u500b\u4eba\u548c\u516c\u53f8\u8868\u793a\uff0c\u201c\u64c1\u6709\u4ea4\u901a\u5de5\u5177\u662f\u5fc5\u8981\u7684\uff0c\u4f46\u64c1\u6709\u8eca\u8f1b\u4e0d\u662f\uff0c\u201dInsurance Auto Auctions \u8ca1\u52d9\u526f\u7e3d\u88c1 Sebastian Gancarczyk<\/a> \u5f15\u7528 Cox \u6c7d\u8eca\u7814\u7a76\u5beb\u9053\u3002\n\u5230 2018 \u5e74\uff0c\u9019\u4e00\u6578\u4f4d\u5df2\u589e\u52a0\u5230 57%\u3002\n\u90a3\u4e9b\u5c07\u64c1\u6709\u6c7d\u8eca\u8996\u70ba\u5fc5\u9700\u54c1\u7684\u4eba\u662f\u7f8e\u570b\u57ce\u5e02\u4e2d\u5fc3\u7684\u5c11\u6578\u4eba\u3002 <\/p>\n\n

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\u4f8b\u5982\uff0c Safety Insurance Group<\/a> \u5728 4 \u6708\u548c 5 \u6708\u5ba3\u4f48\u70ba\u7b26\u5408\u689d\u4ef6\u7684\u5ba2\u6236\u63d0\u4f9b 15% \u7684\u4fdd\u55ae\u4fdd\u8cbb\u62b5\u514d\u3002\nAllstate \u8463\u4e8b\u9577\u517c\u9996\u5e2d\u57f7\u884c\u5b98 \u6e6f\u59c6\u00b7\u5a01\u723e\u905c \uff08Tom Wilson<\/a> \uff09 \u5ba3\u4f48\u4e86\u4e00\u9805\u985e\u4f3c\u7684\u8a08\u5283\uff0c\u7406\u7531\u662f\u201c\u99d5\u99db\u4eba\u6578\u7a7a\u524d\u4e0b\u964d\u201d\u3002 <\/p>\n\n

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