{"id":20725,"date":"2024-09-27T11:08:39","date_gmt":"2024-09-27T16:08:39","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e6%b7%b7%e5%90%88%e5%80%8b%e4%ba%ba-%e5%95%86%e6%a5%ad%e4%bf%9d%e5%96%ae%e6%9c%83%e4%b8%bb%e5%b0%8e%e5%b0%8f%e5%9e%8b%e4%bc%81%e6%a5%ad%e5%97%8e%ef%bc%9f\/"},"modified":"2024-09-27T11:08:44","modified_gmt":"2024-09-27T16:08:44","slug":"%e6%b7%b7%e5%90%88%e5%80%8b%e4%ba%ba-%e5%95%86%e6%a5%ad%e4%bf%9d%e5%96%ae%e6%9c%83%e4%b8%bb%e5%b0%8e%e5%b0%8f%e5%9e%8b%e4%bc%81%e6%a5%ad%e5%97%8e%ef%bc%9f","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e6%b7%b7%e5%90%88%e5%80%8b%e4%ba%ba-%e5%95%86%e6%a5%ad%e4%bf%9d%e5%96%ae%e6%9c%83%e4%b8%bb%e5%b0%8e%e5%b0%8f%e5%9e%8b%e4%bc%81%e6%a5%ad%e5%97%8e%ef%bc%9f\/","title":{"rendered":"\u6df7\u5408\u500b\u4eba\/\u5546\u696d\u4fdd\u55ae\u6703\u4e3b\u5c0e\u5c0f\u578b\u4f01\u696d\u55ce\uff1f"},"content":{"rendered":"\n<p>\u8fd1\u5e74\u4f86\uff0c\u500b\u4eba\u751f\u6d3b\u548c\u5546\u696d\u751f\u6d3b\u4e4b\u9593\u7684\u754c\u9650\u5df2\u7d93\u6a21\u7cca\u3002\n <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/gig-economy\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.7.1725204964040&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u96f6\u5de5\u7d93\u6fdf<\/a> \u548c\u9060\u7aef\u5de5\u4f5c\u9078\u64c7\u9f13\u52f5\u54e1\u5de5\u5c07\u4ed6\u5011\u7684\u751f\u6d3b\u7a7a\u9593\u548c\u500b\u4eba\u8ca1\u7522\u7528\u65bc\u6709\u5229\u53ef\u5716\u7684\u7528\u9014\u3002\n\u793e\u4ea4\u8ddd\u96e2\u63aa\u65bd\u5df2\u5c07\u8a31\u591a\u5de5\u4f5c\u8f49\u8b8a\u70ba\u9060\u7aef\u5de5\u4f5c\uff0c\u8a31\u591a\u5c0f\u4f01\u696d\u4e3b\u548c\u4f01\u696d\u5bb6\u767c\u73fe\u81ea\u5df1\u53ea\u80fd\u5728\u5bb6\u7d93\u71df\u3002  <\/p>\n\n<p>\u96a8\u8457\u500b\u4eba\u7528\u9014\u548c\u5546\u696d\u7528\u9014\u4e4b\u9593\u7684\u5340\u5225\u6d88\u5931\uff0c\u95dc\u65bc\u54ea\u4e9b\u4fdd\u96aa\u55ae\u9069\u7528\u65bc\u54ea\u4e9b\u60c5\u6cc1\u7684\u6df7\u6dc6\u4e5f\u96a8\u4e4b\u589e\u52a0\u3002\n\u4e00\u500b\u7b54\u6848\u662f\u63d0\u4f9b\u500b\u4eba\u548c\u5546\u696d\u8ca1\u7522\u548c\u610f\u5916\u96aa\u7d22\u8ce0\u7684\u6df7\u5408\u4fdd\u96aa\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u6df7\u5408\u7b56\u7565\u7684\u8208\u8d77<\/h2>\n\n<p>\u6839\u64da <a href=\"https:\/\/www.sba.gov\/sites\/default\/files\/advocacy\/2018-Small-Business-Profiles-US.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u7f8e\u570b\u5c0f\u4f01\u696d\u7ba1\u7406\u5c40<\/a> \uff08SBA\uff09 \u7684\u6578\u64da\uff0c\u622a\u81f3 2018 \u5e74\uff0c\u7f8e\u570b\u7d04\u6709 3020 \u842c\u5bb6\u5c0f\u4f01\u696d\uff0c\u4f54\u5168\u570b\u904b\u71df\u5546\u696d\u5be6\u9ad4\u7684 99% \u4ee5\u4e0a\nSBA \u60c5\u6cc1\u8aaa\u660e\u66f8\u3002\n\u9019\u4e9b\u4f01\u696d\u96c7\u7528\u4e86 47.5% \u7684\u7f8e\u570b\u54e1\u5de5\u3002  <\/p>\n\n<p>\u9019\u4e9b\u696d\u52d9\u70ba\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u4e86\u5de8\u5927\u7684\u6a5f\u6703\u3002\n\u201c\u8a23\u7ac5\u662f\u91dd\u5c0d\u6b64\u985e\u4f01\u696d\u9032\u884c\u76c8\u5229\uff0c\u5c24\u5176\u662f\u6700\u5c0f\u7684\u4f01\u696d\u2014\u20142400 \u842c\u5bb6\u975e\u50f1\u4e3b\u516c\u53f8\uff0c\u7d04\u4f54\u6240\u6709\u4f01\u696d\u7684 80%\uff0c\u201dDigital Insurance \u7684 <a href=\"https:\/\/www.dig-in.com\/news\/big-digital-boosts-small-commercial-lines\" target=\"_blank\" rel=\"noreferrer noopener\">Anne Rawland Gabriel<\/a> \u8aaa\u3002 <\/p>\n\n<p>\u9019\u4e9b\u300c\u975e\u50f1\u4e3b\u516c\u53f8\u300d\u5305\u62ec\u7368\u8cc7\u7d93\u71df\u8005\u548c\u5408\u5925\u4f01\u696d\u3002\n\u5f9e\u5ee3\u7fa9\u4e0a\u8b1b\uff0c\u4ed6\u5011\u9084\u5305\u62ec\u96f6\u5de5\u548c\u81ea\u7531\u8077\u696d\u8005\uff0c\u4ed6\u5011\u7684\u500b\u4eba\u8ca1\u7522\u3001\u5bb6\u5ead\u548c\u65e5\u5e38\u751f\u6d3b\u8207\u4ed6\u5011\u7684\u5546\u52d9\u5de5\u4f5c\u5bc6\u4e0d\u53ef\u5206\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u5c0f\u578b\u4f01\u696d\u9762\u81e8\u7684\u98a8\u96aa<\/h3>\n\n<p>\u7368\u8cc7\u7d93\u71df\u8005\u548c\u5c0f\u4f01\u696d\u90fd\u9762\u81e8\u4f86\u81ea\u591a\u500b\u4f86\u6e90\u7684\u8ca1\u52d9\u98a8\u96aa\uff0c\u5305\u62ec\u6f5b\u5728\u7684\u8a34\u8a1f\u3002\n2005\u5e74\u70ba SBA \u9032\u884c\u7684\u4e00\u9805 <a href=\"https:\/\/www.sba.gov\/sites\/default\/files\/files\/rs265tot.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u7814\u7a76<\/a> \u4f30\u8a08\uff0c\u5c0d\u65bc\u5c0f\u4f01\u696d\u4f86\u8aaa\uff0c\u201c\u5be6\u969b\u8a34\u8a1f\u7684\u6cd5\u5f8b\u8cbb\u7528\u5f9e 3,000 \u7f8e\u5143\u5230 150,000 \u7f8e\u5143\u4e0d\u7b49\u3002\n\u96a8\u8457\u901a\u8ca8\u81a8\u8139\uff0c\u9019\u500b\u7bc4\u570d\u4eca\u5929\u843d\u5728\u5927\u7d04 4,000 \u7f8e\u5143\u5230 200,000 \u7f8e\u5143\u4e4b\u9593\u3002  <\/p>\n\n<p>\u8fc4\u4eca\u70ba\u6b62\uff0c\u96f6\u5de5\u7d93\u6fdf\u4fdd\u96aa\u4e00\u76f4\u5c08\u6ce8\u65bc\u6240\u57f7\u884c\u7684\u5de5\u4f5c\u985e\u578b\u3002\n\u4f8b\u5982\uff0cUber \u548c Lyft \u53f8\u6a5f\u7684\u4fdd\u96aa\u4e3b\u8981\u96c6\u4e2d\u5728\u4ed6\u5011\u5de5\u4f5c\u7684\u62fc\u8eca\u65b9\u9762\u3002 <\/p>\n\n<p>\u7336\u4ed6\u5dde\u7acb\u5927\u5b78\u589e\u9577\u8207\u6a5f\u6703\u4e2d\u5fc3\u7814\u7a76\u4e3b\u4efb <a href=\"https:\/\/medium.com\/cgo-benchmark\/who-benefits-from-the-gig-economy-7fec8d50d33\" target=\"_blank\" rel=\"noreferrer noopener\">\u6885\u6839\u00b7\u8a79\u91d1\u65af \uff08Megan Jenkins<\/a>\uff09 \u5beb\u9053\uff0c\u9019\u7a2e\u985e\u578b\u7684\u4fdd\u96aa\u5c0d\u5de5\u4eba\u4f86\u8aaa\u5f88\u65b9\u4fbf\u3002\n\u4f46\u662f\uff0c\u5c0d\u65bc\u5e0c\u671b\u6539\u8b8a\u6216\u64f4\u5927\u5176\u696d\u52d9\u52aa\u529b\u7684\u5c0f\u4f01\u696d\u3001\u81ea\u7531\u8077\u696d\u8005\u548c\u7368\u8cc7\u7d93\u71df\u8005\u4f86\u8aaa\uff0c\u5b83\u7f3a\u4e4f\u9748\u6d3b\u6027\u3002 <\/p>\n\n<p>\u771f\u6b63\u7684\u6df7\u5408\u7b56\u7565\u63d0\u4f9b\u4e86\u9019\u7a2e\u9748\u6d3b\u6027\u3002\n\u5b83\u5011\u5141\u8a31\u4f01\u696d\u5bb6\u5728\u5bb6\u5de5\u4f5c\uff0c\u6839\u64da\u9700\u8981\u591a\u6b21\u6539\u8b8a\u4ed6\u5011\u7684\u65b9\u6cd5\uff0c\u4ee5\u53d6\u5f97\u6210\u529f\uff0c\u751a\u81f3\u5728\u4ed6\u5011\u9078\u64c7\u7684\u5de5\u4f5c\u4e2d\u8301\u58ef\u6210\u9577\u3002\n\u5b83\u5011\u6d89\u53ca\u6c7d\u8eca\u3001\u8a08\u7b97\u6a5f\u548c\u5176\u4ed6\u8a2d\u5099\u7b49\u95dc\u9375\u8cc7\u7522\u7684\u5546\u696d\u548c\u500b\u4eba\u4f7f\u7528\u3002  <\/p>\n\n<h3 class=\"wp-block-heading\">\u6df7\u5408\u4fdd\u96aa\u548c\u9060\u7aef\u5de5\u4f5c<\/h3>\n\n<p>\u96a8\u8457\u54e1\u5de5\u5c07\u5de5\u4f5c\u5f9e\u8fa6\u516c\u5ba4\u8f49\u79fb\u5230\u5bb6\u4e2d\u4ee5\u9075\u5b88\u5c31\u5730\u907f\u96e3\u4ee4\uff0c\u4f01\u696d\u548c\u4fdd\u96aa\u516c\u53f8\u8003\u616e\u5728\u5bb6\u5de5\u4f5c\u60c5\u6cc1\u7684\u4fdd\u96aa\u9700\u6c42\u81f3\u95dc\u91cd\u8981\u3002<\/p>\n\n<p>\u4f8b\u5982\uff0c\u5404\u7a2e\u898f\u6a21\u7684\u4f01\u696d\u90fd\u53ef\u4ee5\u901a\u904e\u6aa2\u67e5\u5176\u5de5\u4eba\u7684\u623f\u4e3b\u4fdd\u96aa\u7bc4\u570d\u4f86\u505a\u51fa\u56de\u61c9\u3002\n\u7136\u800c\uff0c\u9019\u7a2e\u4fdd\u96aa\u4e26\u4e0d\u80fd\u89e3\u6c7a\u9060\u7aef\u5de5\u4f5c\u8005\u5728\u5bb6\u5de5\u4f5c\u6240\u5e36\u4f86\u7684\u6240\u6709\u98a8\u96aa\u3002 <\/p>\n\n<p>\u201c\u5f9e\u50f1\u4e3b\u7684\u89d2\u5ea6\u4f86\u770b\uff0c\u5de5\u50b7\u8ce0\u511f\u98a8\u96aa\u66f4\u5927 [when employees work from home]\u3002\n\u96a8\u8457\u5de5\u4f5c\u74b0\u5883\u7684\u8b8a\u5316\uff0c\u53ef\u80fd\u6703\u5e36\u4f86\u984d\u5916\u7684\u5371\u96aa\uff0c\u7279\u5225\u662f\u56e0\u70ba\u73fe\u5834\u6c92\u6709\u4eba\u529b\u8cc7\u6e90\u90e8\u9580\u6216\u7dad\u8b77\u4eba\u54e1\u4f86\u6e1b\u8f15\u6f5b\u5728\u7684\u50b7\u5bb3\uff0c\u201cIntegrityFirst Insurance \u7684 <a href=\"https:\/\/www.integrityfirst.net\/blog\/is-my-home-business-covered-by-my-homeowners-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Alexa Steffes<\/a> \u8aaa\u3002 <\/p>\n\n<p>\u6b63\u78ba\u7684\u6df7\u5408\u4fdd\u55ae\u53ef\u4ee5\u5e6b\u52a9\u50f1\u4e3b\u548c\u96c7\u54e1\u89e3\u6c7a\u9019\u500b\u554f\u984c\uff0c\u6db5\u84cb\u5bb6\u5ead\u7684\u5546\u696d\u548c\u500b\u4eba\u4f7f\u7528\u3002<\/p>\n\n<p>\u300a\u4fdd\u96aa\u96dc\u8a8c\u300b\u7684 <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2020\/03\/19\/561702.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Kartikay Mehrotra\u3001William Turton \u548c Alyza Seenius<\/a> \u8868\u793a\uff0c\u5728\u5bb6\u5de5\u4f5c\u6a21\u5f0f\u4e5f\u6703\u5e36\u4f86\u65b0\u7684\u7db2\u8def\u98a8\u96aa\u3002\n\u6db5\u84cb\u9060\u7aef\u5de5\u4f5c\u4ee5\u53ca\u7368\u8cc7\u7d93\u71df\u8005\u548c\u5176\u4ed6\u5c0f\u4f01\u696d\u4e3b\u5de5\u4f5c\u7684\u4fdd\u96aa\u55ae\u53ef\u4ee5\u8aac\u660e\u9632\u7bc4\u98a8\u96aa\uff0c\u4f8b\u5982\u7576\u5de5\u4f5c\u6a5f\u5668\u7121\u610f\u4e2d\u9023\u63a5\u5230\u516c\u5171Wi-Fi\u9ede\u6642\u91cd\u8981\u6578\u64da\u88ab\u76dc\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-packaging-orders-1024x682.jpg\" alt=\"\" class=\"wp-image-8293\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-packaging-orders-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-packaging-orders-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-packaging-orders-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-packaging-orders.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u70ba\u81ea\u96c7\u4eba\u58eb\u3001\u5408\u540c\u5de5\u548c\u96f6\u5de5\u6295\u4fdd<\/h2>\n\n<p>\u6700\u5c0f\u7684\u4f01\u696d\u7531\u4e00\u500b\u4eba\u7d44\u6210\uff0c\u5176\u80fd\u529b\u4f54\u4f01\u696d\u7684\u5168\u90e8\u80fd\u529b\u3002\n\u7121\u8ad6\u662f\u7368\u8cc7\u7d93\u71df\u8005\u3001\u5408\u540c\u5de5\u9084\u662f\u96f6\u5de5\uff0c\u9019\u4e9b\u6f5b\u5728\u7684\u4fdd\u96aa\u5ba2\u6236\u901a\u5e38\u8a8d\u70ba\u4ed6\u5011\u7684\u500b\u4eba\u8cc7\u7522\u548c\u8ca0\u50b5\u8207\u5176\u4f01\u696d\u7684\u8cc7\u7522\u548c\u8ca0\u50b5\u4e4b\u9593\u6c92\u6709\u5340\u5225\u3002\n\u6df7\u5408\u4fdd\u96aa\u5c0d\u4ed6\u5011\u8aac\u660e\u6700\u5927\uff0c\u4f46\u9019\u4e9b\u5de5\u4eba\u4e5f\u5f88\u96e3\u627e\u5230\u6216\u8ca0\u64d4\u5f97\u8d77\u3002  <\/p>\n\n<h3 class=\"wp-block-heading\">\u5728\u96f6\u5de5\u7d93\u6fdf\u4e2d\u5efa\u7acb\u4fe1\u4efb<\/h3>\n\n<p>\u96f6\u5de5\u7d93\u6fdf\u4f9d\u8cf4\u65bc\u8cb7\u5bb6\u3001\u670d\u52d9\u63d0\u4f9b\u8005\u548c\u9023\u63a5\u4ed6\u5011\u7684\u7b2c\u4e09\u65b9\u5e73\u81fa\u4e4b\u9593\u7522\u751f\u7684\u4fe1\u4efb\u3002\n\u4fdd\u96aa\u53ef\u4ee5\u8aac\u660e\u5efa\u7acb\u548c\u7dad\u6301\u9019\u7a2e\u4fe1\u4efb\u3002 <\/p>\n\n<p>\u76ee\u524d\uff0c\u8a31\u591a\u96f6\u5de5\u5e73\u81fa\uff0c\u4f8b\u5982\u62fc\u8eca\u670d\u52d9\uff0c\u672a\u80fd\u5efa\u7acb\u4fe1\u4efb\u3002\n\u4ed6\u5011\u62ab\u9732\u91cd\u8981\u8cc7\u8a0a\u7684\u65b9\u6cd5\uff0c\u4f8b\u5982\u53ef\u7528\u7684\u4fdd\u96aa\u7bc4\u570d\u7684\u6578\u91cf\u548c\u985e\u578b\uff0c\u8207\u4eba\u5011\u5be6\u969b\u4f7f\u7528\u8a72\u5e73\u81fa\u7684\u65b9\u5f0f\u4e0d\u76f8\u5bb9\u3002 <\/p>\n\n<p>\u201c\u9019\u4e9b\u670d\u52d9\u7684\u90e8\u5206\u512a\u52e2\u662f\u5b83\u5011\u7684\u901f\u5ea6\u548c\u4fbf\u5229\u6027\uff0c\u56e0\u6b64\u6211\u5011\u90fd\u50be\u5411\u65bc\u9ede\u64ca&#8217;\u540c\u610f&#8217;\u689d\u6b3e\u548c\u689d\u4ef6\u4e26\u7e7c\u7e8c\u524d\u9032\u3002\u4f46\u9019\u5c31\u662f\u4fe1\u8a17\u53ef\u80fd\u9020\u6210\u610f\u60f3\u4e0d\u5230\u7684\u8106\u5f31\u6027\u7684\u5730\u65b9\uff0c\u201cLiberty Mutual \u9ad8\u7d1a\u526f\u7e3d\u88c1\u517c\u9996\u5e2d\u627f\u4fdd\u5b98 <a href=\"https:\/\/riskandinsurance.com\/the-sharing-economy-is-built-on-trust-and-managing-these-3-risks-can-help-sustain-it\/\" target=\"_blank\" rel=\"noreferrer noopener\">David Blessing<\/a> \u8aaa\u3002<\/p>\n\n<p>\u6df7\u5408\u4fdd\u55ae\u53ef\u4ee5\u901a\u904e\u63d0\u4f9b\u66f4\u6e05\u6670\u3001\u66f4\u5168\u9762\u7684\u4fdd\u96aa\u65b9\u6cd5\u4f86\u589e\u5f37\u4fe1\u4efb\u3002\n\u8cfc\u8cb7\u9019\u4e9b\u4fdd\u55ae\u7684\u4eba\u9084\u8cfc\u8cb7\u4e86\u4fdd\u8b49\uff0c\u7121\u8ad6\u4ed6\u5011\u7684\u96f6\u5de5\u5de5\u4f5c\u671f\u9593\u767c\u751f\u4ec0\u9ebc\uff0c\u4ed6\u5011\u7684\u4fdd\u96aa\u55ae\u90fd\u6703\u6709\u7b54\u6848\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u500b\u4eba\/\u5546\u696d\u5de5\u4f5c\u7684\u6027\u8cea\u4e0d\u65b7\u6f14\u8b8a<\/h3>\n\n<p>\u500b\u4eba\u548c\u5c0f\u578b\u4f01\u696d\u6703\u8fc5\u901f\u6539\u8b8a\u4ed6\u5011\u7684\u5de5\u4f5c\u65b9\u5f0f\u3002\n\u5b83\u5011\u7684\u5c0f\u898f\u6a21\u63d0\u4f9b\u4e86\u9748\u6d3b\u6027\uff0c\u4f46\u4e5f\u7d66\u4fdd\u96aa\u516c\u53f8\u5e36\u4f86\u4e86\u6311\u6230\uff0c\u4ed6\u5011\u5fc5\u9808\u6e96\u78ba\u8a55\u4f30\u98a8\u96aa\u4e26\u63d0\u4f9b\u4fdd\u96aa\u3002 <\/p>\n\n<p>\u4f8b\u5982\uff0c\u7576\u53f8\u6a5f\u5c07\u4e58\u5ba2\u5f9e\u4e00\u500b\u9ede\u904b\u9001\u5230\u53e6\u4e00\u500b\u9ede\u6642\uff0c\u62fc\u8eca\u53f8\u6a5f\u7684\u4fdd\u96aa\u662f\u5fc5\u4e0d\u53ef\u5c11\u7684\u3002\n\u7136\u800c\uff0c\u904b\u9001\u98df\u54c1\u6216\u5305\u88f9\u7684\u53f8\u6a5f\u4e5f\u53ef\u80fd\u9700\u8981\u4fdd\u96aa\uff0cFit Small Business \u7684 <a href=\"https:\/\/fitsmallbusiness.com\/commercial-auto-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Jaclyn Moriarty<\/a> \u5beb\u9053\u3002 <\/p>\n\n<p>\u96a8\u8457\u793e\u4ea4\u8ddd\u96e2\u548c\u5c31\u5730\u907f\u96e3\u63aa\u65bd\u7684\u8208\u8d77\uff0cUber \u548c Lyft \u7b49\u62fc\u8eca\u516c\u53f8\u6b63\u5728\u5c07\u91cd\u9ede\u5f9e\u4e58\u5ba2\u8f49\u79fb\u5230\u9001\u8ca8\u4e0a\u3002\n\u7136\u800c\uff0c\u4ed6\u5011\u7684\u53f8\u6a5f\u53ef\u80fd\u4e0d\u660e\u767d\uff0c\u5373\u4f7f\u4ed6\u5011\u5728\u57ce\u88e1\u958b\u8eca\u9001\u9910\u6216\u5176\u4ed6\u7269\u54c1\u6642\uff0c\u4ed6\u5011\u7684\u4fdd\u96aa\u7bc4\u570d\u4e5f\u53ef\u80fd\u5b58\u5728\u5dee\u8ddd\u3002 <\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u901a\u904e\u78ba\u4fdd\u53f8\u6a5f\u77ad\u89e3\u4ed6\u5011\u7684\u500b\u4eba\u6c7d\u8eca\u4fdd\u96aa\u6db5\u84cb\u54ea\u4e9b\u5167\u5bb9\u3001\u62fc\u8eca\u516c\u53f8\u6db5\u84cb\u54ea\u4e9b\u5167\u5bb9\u4ee5\u53ca\u5982\u4f55\u586b\u88dc\u4efb\u4f55\u7a7a\u767d\uff0c\u4f7f\u9019\u4e9b\u53f8\u6a5f\u53d7\u76ca\u4e26\u5efa\u7acb\u5ba2\u6236\u95dc\u4fc2\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-on-sofa-1024x683.jpg\" alt=\"\" class=\"wp-image-8303\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-on-sofa-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-on-sofa-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-on-sofa-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-on-sofa.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5c0f\u578b\u4f01\u696d\u500b\u4eba\/\u5546\u696d\u4fdd\u96aa\u7684\u672a\u4f86\u8da8\u52e2<\/h2>\n\n<p>\u56de\u5230\u500b\u4eba\u751f\u6d3b\u548c\u5de5\u4f5c\u751f\u6d3b\u660e\u986f\u4e0d\u540c\u7684\u4e16\u754c\u4f3c\u4e4e\u4e0d\u592a\u53ef\u80fd\u3002\n\u95dc\u6ce8\u73fe\u6709\u8da8\u52e2\u7684\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u66f4\u8f15\u9b06\u5730\u6839\u64da\u5c0f\u4f01\u696d\u5ba2\u6236\u7684\u5be6\u969b\u904b\u71df\u65b9\u5f0f\u627e\u5230\u6eff\u8db3\u9019\u4e9b\u9700\u6c42\u7684\u6a5f\u6703\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u65b0\u8208\u7684\u6df7\u5408\u4fdd\u96aa\u6a21\u5f0f\u63d0\u4f9b\u6307\u5c0e<\/h3>\n\n<p>\u62fc\u8eca\u63d0\u51fa\u4e86\u4e00\u4e9b\u95dc\u65bc\u6df7\u5408\u5c0f\u578b\u4f01\u696d\u548c\u500b\u4eba\u4f7f\u7528\u8eca\u8f1b\u7684\u6700\u65e9\u554f\u984c\u3002<\/p>\n\n<p>\u201c\u62fc\u8eca\u7684\u767c\u5c55\u7d66\u4fdd\u96aa\u516c\u53f8\u5e36\u4f86\u4e86\u4e00\u500b\u554f\u984c\uff0c\u4ed6\u5011\u7121\u6cd5\u9069\u61c9\u9019\u7a2e\u65b0\u7684\u4ea4\u901a\u65b9\u5f0f\uff0c\u9019\u4f7f\u5f97\u62fc\u8eca\u53f8\u6a5f\u5728\u8def\u4e0a\u5e7e\u4e4e\u6c92\u6709\u9078\u64c7\u4f86\u4fdd\u6301\u4fdd\u8b77\uff0c\u201d\u62fc\u8eca\u4fdd\u96aa\u516c\u53f8 Buckle \u7684\u806f\u5408\u5275\u59cb\u4eba\u517c\u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/www.nsinsurance.com\/news\/buckle-rideshare-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Dustin Walsey<\/a> \u8aaa\u3002<\/p>\n\n<p>\u7136\u800c\uff0c\u62fc\u8eca\u7684\u8208\u8d77\u4e5f\u70ba\u4fdd\u96aa\u516c\u53f8\u5275\u9020\u4e86\u66f4\u597d\u5730\u7406\u89e3\u548c\u7ba1\u7406\u65b0\u578b\u98a8\u96aa\u7684\u6a5f\u6703\u3002\n\u4f8b\u5982\uff0c\u50cf Buckle \u9019\u6a23\u7684\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u73fe\u5728\u63d0\u4f9b\u55ae\u4e00\u4fdd\u55ae\uff0c\u540c\u6642\u6eff\u8db3\u62fc\u8eca\u53f8\u6a5f\u7684\u500b\u4eba\u548c\u5546\u696d\u9700\u6c42\u3002\nBuckle \u9084\u5141\u8a31\u53f8\u6a5f\u5728\u4e00\u5b9a\u7a0b\u5ea6\u4e0a\u5b9a\u88fd\u4ed6\u5011\u7684\u4fdd\u55ae\uff0c\u751a\u81f3\u5305\u62ec\u67d0\u4e9b\u985e\u578b\u7684\u91ab\u7642\u4fdd\u96aa\u3002  <\/p>\n\n<p>Business Insider \u7684 <a href=\"https:\/\/www.businessinsider.com\/insurtech-and-the-gig-economy-2018-12\" target=\"_blank\" rel=\"noreferrer noopener\">Lea Nonninger<\/a> \u5beb\u9053\uff0c\u5176\u4ed6\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u5c08\u6ce8\u65bc\u70ba\u5bb6\u5ead\u7684\u5546\u696d\u7528\u9014\u6216\u81ea\u7531\u8077\u696d\u8005\u4f7f\u7528\u7684\u8a2d\u5099\u63d0\u4f9b\u6df7\u5408\u4fdd\u96aa\u3002\n\u4e00\u4e9b\u516c\u53f8\u9084\u958b\u59cb\u5617\u8a66\u53ef\u4ee5\u6253\u958b\u6216\u95dc\u9589\u7684\u4fdd\u96aa\uff0c\u5177\u9ad4\u53d6\u6c7a\u65bc\u5728\u4efb\u4f55\u7d66\u5b9a\u6642\u9593\u662f\u5426\u5c07\u4f4d\u7f6e\u6216\u5c08\u6848\u7528\u65bc\u5546\u696d\u76ee\u7684\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u96f6\u5de5\u7d93\u6fdf\u5c0d\u5c31\u696d\u7684\u5f71\u97ff<\/h3>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u50b3\u7d71\u4e0a\u5340\u5206\u500b\u4eba\u548c\u5546\u52d9\u5de5\u4f5c\u7684\u65b9\u6cd5\u4e4b\u4e00\u662f\u67e5\u770b\u96c7\u50ad\u95dc\u4fc2\u3002\n\u4f8b\u5982\uff0c\u7d22\u8ce0\u662f\u5426\u5c6c\u65bc\u5de5\u50b7\u8ce0\u511f\u7bc4\u570d\u901a\u5e38\u53d6\u6c7a\u65bc\u5de5\u4eba\u662f\u6309\u7167\u50f1\u4e3b\u7684\u5de5\u4f5c\u6307\u793a\u884c\u4e8b\uff0c\u9084\u662f\u7d14\u7cb9\u70ba\u4e86\u81ea\u5df1\u7684\u5229\u76ca\u800c\u7d93\u71df\u3002 <\/p>\n\n<p>\u96f6\u5de5\u7d93\u6fdf\u3001\u81ea\u7531\u8077\u696d\u8005\u548c\u81ea\u50f1\u8077\u696d\u4f7f\u5c0f\u4f01\u696d\u548c\u70ba\u5176\u6295\u4fdd\u7684\u516c\u53f8\u6a21\u7cca\u4e86\u9019\u4e9b\u754c\u9650\u3002\n\u4ed6\u5011\u8981\u6c42\u5c0d\u5c31\u696d\u7684\u904b\u4f5c\u65b9\u5f0f\u4ee5\u53ca\u5546\u696d\u6c7a\u7b56\u5982\u4f55\u53d7\u5230\u5f71\u97ff\u6709\u65b0\u7684\u7406\u89e3\uff0cBusiness Insurance \u7684 <a href=\"https:\/\/www.businessinsurance.com\/article\/20191031\/NEWS06\/912331450\/Gig-economy-tech-to-shape-future-of-insurance#\" target=\"_blank\" rel=\"noreferrer noopener\">Gavin Souter<\/a> \u8aaa\u3002 <\/p>\n\n<p>\u500b\u4eba\u6d3b\u52d5\u548c\u5546\u52d9\u5de5\u4f5c\u4e4b\u9593\u66fe\u7d93\u660e\u78ba\u7684\u5340\u5225\u5c07\u5728\u672a\u4f86\u5e7e\u500b\u6708\u53ca\u4ee5\u5f8c\u8b8a\u5f97\u66f4\u52a0\u6a21\u7cca\u3002\n\u80fd\u5920\u89e3\u6c7a\u500b\u4eba\u751f\u6d3b\u8207\u65e5\u5e38\u5de5\u4f5c\u7684\u65b0\u7d44\u5408\u554f\u984c\u7684\u4fdd\u96aa\u516c\u53f8\u66f4\u6709\u53ef\u80fd\u4fdd\u6301\u5ba2\u6236\u5fe0\u8aa0\u5ea6\u4e26\u66f4\u6709\u6548\u5730\u89e3\u6c7a\u98a8\u96aa\u3002 <\/p>\n\n<p><em>\u5716\u7247\u4f86\u81ea\uff1apiksel\/\u00a9123RF.com\uff0c kenchiro95\/\u00a9123RF.com\uff0c lightfieldstudios\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8fd1\u5e74\u4f86\uff0c\u500b\u4eba\u751f\u6d3b\u548c\u5546\u696d\u751f\u6d3b\u4e4b\u9593\u7684\u754c\u9650\u5df2\u7d93\u6a21\u7cca\u3002 \u96f6\u5de5\u7d93\u6fdf \u548c\u9060\u7aef\u5de5\u4f5c\u9078\u64c7\u9f13\u52f5\u54e1\u5de5\u5c07\u4ed6\u5011\u7684\u751f\u6d3b\u7a7a\u9593\u548c\u500b\u4eba\u8ca1\u7522\u7528\u65bc [&hellip;]<\/p>\n","protected":false},"featured_media":8285,"template":"","insight-category":[],"class_list":["post-20725","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/20725","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/8285"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=20725"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=20725"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}