{"id":20693,"date":"2024-09-27T11:07:52","date_gmt":"2024-09-27T16:07:52","guid":{"rendered":"https:\/\/bolttech.io\/insights\/covid-19-%e5%92%8c%e5%95%86%e6%a5%ad%e4%bf%9d%e9%9a%aa%ef%bc%9a%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%e9%9c%80%e8%a6%81%e4%ba%86%e8%a7%a3%e7%9a%84%e5%85%a7%e5%ae%b9\/"},"modified":"2024-09-27T11:07:59","modified_gmt":"2024-09-27T16:07:59","slug":"covid-19-%e5%92%8c%e5%95%86%e6%a5%ad%e4%bf%9d%e9%9a%aa%ef%bc%9a%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%e9%9c%80%e8%a6%81%e4%ba%86%e8%a7%a3%e7%9a%84%e5%85%a7%e5%ae%b9","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/covid-19-%e5%92%8c%e5%95%86%e6%a5%ad%e4%bf%9d%e9%9a%aa%ef%bc%9a%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%e9%9c%80%e8%a6%81%e4%ba%86%e8%a7%a3%e7%9a%84%e5%85%a7%e5%ae%b9\/","title":{"rendered":"COVID-19 \u548c\u5546\u696d\u4fdd\u96aa\uff1a\u4fdd\u96aa\u516c\u53f8\u9700\u8981\u4e86\u89e3\u7684\u5167\u5bb9"},"content":{"rendered":"\n<p>COVID-19 \u64fe\u4e82\u4e86\u4e16\u754c\u5404\u5730\u7684\u4f01\u696d\u3002\n\u5373\u4f7f\u662f\u90a3\u4e9b\u4ecd\u7136\u71df\u696d\u7684\u4f01\u696d\u4e5f\u9762\u81e8\u8457\u4fdd\u8b77\u5de5\u4eba\u548c\u7ba1\u7406\u50b3\u67d3\u7684\u56f0\u96e3\u3002\n\u90a3\u4e9b\u6839\u64da\u653f\u5e9c\u547d\u4ee4\u95dc\u9589\u7684\u5de5\u5ee0\u9084\u9762\u81e8\u6536\u5165\u640d\u5931\u548c\u9700\u8981\u5c0d\u5176\u5834\u6240\u9032\u884c\u6d88\u6bd2\u7b49\u969c\u7919\u3002  <\/p>\n\n<p>\u88ab\u985b\u8986\u7684\u4f01\u696d\u9700\u8981\u5e6b\u52a9\uff0c\u4ed6\u5011\u9996\u5148\u95dc\u6ce8\u7684\u5c31\u662f\u4ed6\u5011\u7684\u5546\u696d\u4fdd\u96aa\u55ae\u3002\n\u56e0\u6b64\uff0c\u4fdd\u96aa\u516c\u53f8\u5728\u75ab\u60c5\u671f\u9593\u89e3\u91cb\u4fdd\u55ae\u3001\u7ba1\u7406\u7d22\u8ce0\u548c\u964d\u4f4e\u98a8\u96aa\u65b9\u9762\u767c\u63ee\u8457\u95dc\u9375\u4f5c\u7528\u3002 <\/p>\n\n<h1 class=\"wp-block-heading\">\u54ea\u4e9b\u985e\u578b\u7684\u4fdd\u96aa\u9069\u7528\u65bc\u5927\u6d41\u884c\u7d22\u8ce0\uff1f<\/h1>\n\n<p>\u7576\u8ac7\u5230 COVID-19 \u4fdd\u96aa\u6642\uff0c\u4e00\u5207\u90fd\u53d6\u6c7a\u65bc\u4fdd\u55ae\u3002\n3 \u6708\u521d\uff0cPillsbury Law \u7684\u5f8b\u5e2b <a href=\"https:\/\/www.pillsburylaw.com\/en\/news-and-insights\/covid-19-insurance-checklist.html\" target=\"_blank\" rel=\"noreferrer noopener\">David F. Klein<\/a> \u5efa\u8b70\u4f01\u696d\u201c\u5728\u4efb\u4f55\u4e2d\u65b7\u767c\u751f\u4e4b\u524d\u201d\u5be9\u67e5\u4ed6\u5011\u7684\u4fdd\u96aa\u3002 <\/p>\n\n<p>\u4e00\u4e9b\u516c\u53f8\u5e7e\u5468\u524d\u9032\u884c\u4e86\u9019\u9805\u5be9\u67e5;\u5176\u4ed6\u4eba\u73fe\u5728\u6b63\u5728\u9762\u5c0d COVID-19 \u7684\u5e72\u64fe\u9019\u6a23\u505a\u3002\n\u5169\u5bb6\u516c\u53f8\u90fd\u4f9d\u9760\u4fdd\u96aa\u516c\u53f8\u4f86\u89e3\u6c7a\u95dc\u9375\u985e\u578b\u7684\u696d\u52d9\u4e2d\u65b7\u554f\u984c\u3002 <\/p>\n\n<p>Klein \u5beb\u9053\uff0c\u5e7e\u7a2e\u4e0d\u540c\u985e\u578b\u7684\u4fdd\u96aa\u53ef\u80fd\u6db5\u84cb\u5404\u7a2e\u8207\u5927\u6d41\u884c\u76f8\u95dc\u7684\u7d22\u8ce0\u3002\n\u9019\u4e9b\u5305\u62ec\uff1a <\/p>\n\n<p>\u6db5\u84cb\u6838\u5fc3\u696d\u52d9\u529f\u80fd\u4e2d\u65b7\u4ee5\u53ca\u652f\u6301\u696d\u52d9\u529f\u80fd\u3002\n\u9664\u4e86\u4f9b\u61c9\u93c8\u554f\u984c\u5916\uff0c\u9019\u5c07\u9069\u7528\u65bc\u7d93\u6fdf\u653e\u7de9\u548c\u505c\u5de5\u3002\n\u4e00\u822c\u8cac\u4efb\u4ee5\u53ca\u7ba1\u7406\u5c64\u7684\u7279\u5b9a\u8cac\u4efb\u7684\u627f\u4fdd\u7bc4\u570d\u3002\n\u9019\u88cf\u7684\u60c5\u6cc1\u53ef\u80fd\u5305\u62ec\u5546\u696d\u7a7a\u9593\u7684\u6c61\u67d3\u4ee5\u53ca\u4f7f\u7528\u8a72\u7a7a\u9593\u7684\u4eba\u8072\u7a31\u4ed6\u5011\u6c92\u6709\u53d7\u5230\u7ba1\u7406\u5c64\u7684\u4fdd\u8b77\u3002\n\u627f\u4fdd**\u5373\u5c07\u767c\u751f\u7684\u6d3b\u52d5\u548c\u65c5\u884c\u3002\n\u627f\u4fdd**\u5de5\u50b7\u8ce0\u511f\u3002     <\/p>\n\n<p>\u96d6\u7136\u5ba2\u6236\u53ef\u80fd\u5c0d\u9019\u4e9b\u985e\u578b\u7684\u4fdd\u96aa\u6709\u4efb\u4f55\u7591\u554f\uff0c\u4f46\u4e26\u975e\u6240\u6709\u554f\u984c\u90fd\u9069\u7528\u65bc\u6d89\u53ca\u65b0\u578b\u51a0\u72c0\u75c5\u6bd2\u7684\u60c5\u6cc1\u3002\n\u4f8b\u5982\uff0c\u5c0d\u65bc\u67d0\u4e9b\u4f01\u696d\u4f86\u8aaa\uff0c\u4e00\u822c\u8cac\u4efb\u4fdd\u96aa\u53ef\u80fd\u4e0d\u9069\u7528\uff0c\u56e0\u70ba\u8a72\u4f01\u696d\u4e26\u672a\u5f15\u767c\u51a0\u72c0\u75c5\u6bd2\u5927\u6d41\u884c\u7684\u958b\u59cb\uff0c\u5546\u696d\u8cac\u4efb\u4fdd\u96aa\u63d0\u4f9b\u8005 Layr \u7684\u5275\u59cb\u4eba\u517c\u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/withlayr.com\/blog\/announcements\/business-insurance-coronavirus\/\" target=\"_blank\" rel=\"noreferrer noopener\">Phillip Naples<\/a> \u5beb\u9053\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u53ef\u9078\u4fdd\u96aa\u548c COVID-19<\/h2>\n\n<p>\u9664\u4e86\u6aa2\u67e5\u6a19\u6e96\u4fdd\u96aa\u55ae\u7684\u8a9e\u8a00\u5916\uff0c\u4fdd\u96aa\u516c\u53f8\u53ca\u5176\u5ba2\u6236\u9084\u9700\u8981\u6b0a\u8861\u662f\u5426\u6709\u4efb\u4f55\u984d\u5916\u7684\u80cc\u66f8\u3001\u9644\u52a0\u96aa\u6216\u88dc\u5145\u4fdd\u96aa\u53ef\u80fd\u9069\u7528\u65bc COVID-19 \u7d22\u8ce0\u3002<\/p>\n\n<p>\u4f8b\u5982\uff0c\u4fdd\u96aa\u5f8b\u5e2b <a href=\"https:\/\/www.andersonkill.com\/Publication-Details\/PublicationID\/1827\" target=\"_blank\" rel=\"noreferrer noopener\">Diana Shafter Gliedman \u548c Nicholas R. Maxwell<\/a> \u8868\u793a\uff0c\u5982\u679c\u4f01\u696d\u56e0\u653f\u5e9c\u5be6\u9ad4\u767c\u4f48\u9650\u5236\u6216\u963b\u6b62\u4f01\u696d\u4ee5\u5178\u578b\u65b9\u5f0f\u4f7f\u7528\u5176\u8ca1\u7522\u7684\u547d\u4ee4\u800c\u906d\u53d7\u640d\u5931\uff0c\u5247\u201c\u6c11\u4e8b\u7576\u5c40\u201d\u4fdd\u96aa\u53ef\u80fd\u9069\u7528\u3002\n\u56e0\u6b64\uff0c\u5982\u679c\u5c31\u5730\u907f\u96e3\u4ee4\u95dc\u9589\u4e86\u4e00\u5bb6\u4f01\u696d\uff0c\u8a72\u4f01\u696d\u53ef\u80fd\u6703\u5411\u5176\u6c11\u4e8b\u7576\u5c40\u5c0b\u6c42\u8aac\u660e\u3002 <\/p>\n\n<p>\u4fdd\u55ae\u9084\u53ef\u80fd\u5305\u542b\u80cc\u66f8\u6216\u9644\u52a0\u689d\u6b3e\uff0c\u4ee5\u64f4\u5c55\u300c\u767c\u751f\u300d\u7b49\u95dc\u9375\u8853\u8a9e\u7684\u542b\u7fa9\u3002\n\u4e00\u500b\u4f8b\u5b50\u662f\u70ba\u4f9b\u61c9\u93c8\u6216\u6216\u6709\u696d\u52d9\u4e2d\u65b7\u63d0\u4f9b\u4fdd\u96aa\u7684\u4fdd\u55ae\uff0cMiller Johnson \u5f8b\u5e2b\u4e8b\u52d9\u6240\u7684\u5408\u5925\u4eba <a href=\"https:\/\/millerjohnson.com\/publication\/assessing-business-interruption-insurance-to-offset-covid-19-related-loss\/\" target=\"_blank\" rel=\"noreferrer noopener\">Jeffrey G. Muth<\/a> \u8aaa\u3002 <\/p>\n\n<p>\u6839\u64da\u4f9b\u61c9\u93c8\u6216\u6216\u6709\u696d\u52d9\u4e2d\u65b7\u6279\u55ae\u6216\u9644\u52a0\u96aa\uff0c\u5373\u4f7f\u4f01\u696d\u672c\u8eab\u6c92\u6709\u7d93\u6b77\u50b3\u67d3\uff0c\u4f01\u696d\u4e5f\u53ef\u4ee5\u7533\u8acb COVID-19 \u76f8\u95dc\u640d\u5931\u7684\u4fdd\u96aa\u3002<\/p>\n\n<p>Muth \u8209\u4e86\u4e00\u500b\u4f8b\u5b50\uff0c\u4e00\u5bb6\u98df\u54c1\u670d\u52d9\u516c\u53f8\u5728\u5176\u4f9b\u61c9\u7684\u9152\u5e97\u56e0\u5927\u6d41\u884c\u800c\u4e0d\u5f97\u4e0d\u95dc\u9589\u6642\u5931\u53bb\u4e86\u696d\u52d9\u3002\n\u96d6\u7136\u9152\u5e97\u53ef\u80fd\u80fd\u5920\u6839\u64da\u5be6\u969b\u50b3\u67d3\u6027\u986f\u793a\u201c\u4e8b\u4ef6\u201d\uff0c\u4f46\u98df\u54c1\u670d\u52d9\u516c\u53f8\u53ef\u80fd\u7121\u6cd5\u3002\n\u4f46\u662f\uff0c\u5982\u679c\u98df\u54c1\u670d\u52d9\u516c\u53f8\u6709\u4f9b\u61c9\u93c8\u6216\u6216\u6709\u696d\u52d9\u4e2d\u65b7\u4fdd\u96aa\uff0c\u5b83\u53ef\u80fd\u80fd\u5920\u4f9d\u9760\u6b64\u985e\u4fdd\u96aa\u4f86\u89e3\u6c7a\u9152\u5e97\u95dc\u9589\u9020\u6210\u7684\u640d\u5931\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">\u9010\u6848\u8986\u84cb\u7387<\/h2>\n\n<p>\u4f46\u662f\uff0c\u4f01\u696d\u662f\u5426\u53ef\u4ee5\u4f9d\u8cf4\u53ef\u9078\u4fdd\u96aa\uff0c\u53d6\u6c7a\u65bc\u4f01\u696d\u662f\u5426\u9996\u5148\u8cfc\u8cb7\u4e86\u8a72\u4fdd\u96aa\u3002<\/p>\n\n<p>\u7531\u65bc\u5177\u9ad4\u7684\u653f\u7b56\u8a9e\u8a00\u5404\u4e0d\u76f8\u540c\uff0c\u800c\u4e14\u67d0\u4e9b\u985e\u578b\u7684\u4fdd\u96aa\u53ea\u80fd\u901a\u904e\u80cc\u66f8\u6216\u9644\u52a0\u96aa\u7372\u5f97\uff0c\u201c\u5c0d\u65bc\u662f\u5426\u6703\u8986\u84cb\u4efb\u4f55\u7279\u5b9a\u985e\u578b\u7684\u7d22\u8ce0\uff0c\u6c92\u6709\u786c\u6027\u898f\u5b9a\uff0c\u201d\u5f8b\u5e2b\u4e8b\u52d9\u6240Holland &amp; Knight\u7684\u5408\u5925\u4eba <a href=\"https:\/\/www.hklaw.com\/en\/insights\/publications\/2020\/03\/a-look-at-insurance-coverage-issues-related-to-covid-19\" target=\"_blank\" rel=\"noreferrer noopener\">Thomas H. Bentz Jr.\u548cJoseph Guay<\/a>\u8aaa\u3002<\/p>\n\n<p>Bentz \u548c Guay \u5beb\u9053\uff0c\u8207\u4fdd\u96aa\u516c\u53f8\u4e00\u8d77\u5be9\u67e5\u4fdd\u55ae\u662f\u4f01\u696d\u78ba\u5b9a\u5176 COVID-19 \u76f8\u95dc\u7d22\u8ce0\u662f\u5426\u5305\u62ec\u5728\u5167\u4ee5\u53ca\u5728\u591a\u5927\u7a0b\u5ea6\u4e0a\u5f97\u5230\u4fdd\u969c\u7684\u552f\u4e00\u65b9\u6cd5\u3002\n\u5ba2\u6236\u5c07\u4f9d\u8cf4\u4ed6\u5011\u7684\u4fdd\u96aa\u516c\u53f8\u4f86\u89e3\u91cb\u627f\u4fdd\u7bc4\u570d\u3001\u6f84\u6e05\u67d0\u4e9b\u689d\u6b3e\u4e26\u5728\u53ef\u7528\u7684\u60c5\u6cc1\u4e0b\u63d0\u4f9b\u8aac\u660e\u3002 <\/p>\n\n<h1 class=\"wp-block-heading\">\u653f\u5e9c\u5c0d\u4f01\u696d\u4fdd\u96aa\u9700\u6c42\u7684\u56de\u61c9<\/h1>\n\n<p>\u7279\u5b9a\u4fdd\u55ae\u689d\u6b3e\u7684\u8a9e\u8a00\u6703\u5f71\u97ff COVID-19 \u76f8\u95dc\u7d22\u8ce0\u548c\u627f\u4fdd\u7bc4\u570d\u3002\n\u96a8\u8457\u5730\u65b9\u3001\u5dde\u548c\u806f\u90a6\u653f\u5e9c\u548c\u6a5f\u69cb\u5c0b\u6c42\u61c9\u5c0d\u5927\u6d41\u884c\uff0c\u9019\u4e9b\u5c64\u9762\u505a\u51fa\u7684\u6c7a\u5b9a\u4e5f\u5c07\u5f71\u97ff\u653f\u7b56\u7684\u9069\u7528\u65b9\u5f0f\uff0cAkin Gump \u5f8b\u5e2b\u4e8b\u52d9\u6240\u7684 <a href=\"https:\/\/www.akingump.com\/en\/experience\/industries\/national-security\/covid-19-resource-center\/insurance-coverage-questions-in-light-of-coronavirus.html\" target=\"_blank\" rel=\"noreferrer noopener\">Shawn Hanson<\/a> \u548c\u5176\u4ed6\u6cd5\u5f8b\u5c08\u696d\u4eba\u58eb\u5beb\u9053\u3002 <\/p>\n\n<p>\u4e00\u500b\u4f8b\u5b50\u662f\u65b0\u6fa4\u897f\u5dde\u7684\u4e00\u9805\u6cd5\u6848\uff0c\u8a72\u6cd5\u6848\u8981\u6c42\u8ca1\u7522\u4fdd\u96aa\u516c\u53f8\u627f\u4fdd\u8207 COVID-19 \u76f8\u95dc\u7684\u696d\u52d9\u4e2d\u65b7\u7d22\u8ce0\u3002\n\u8a72\u6cd5\u6848\u65bc 3 \u6708\u4e2d\u65ec\u63d0\u51fa\uff0c\u4f46\u4e0d\u4e45\u5f8c\u88ab\u65b0\u6fa4\u897f\u5dde\u8b70\u6703\u64a4\u56de\u5be9\u8b70\u3002\n\u8a72\u6cd5\u6848\u7684\u8d0a\u52a9\u8005\u8868\u793a\uff0c\u4ed6\u60f3\u7d66\u4fdd\u96aa\u516c\u53f8\u66f4\u591a\u6642\u9593\u4f86\u6c7a\u5b9a\u662f\u5426\u81ea\u884c\u64f4\u5927\u6b64\u985e\u4fdd\u96aa\u7bc4\u570d\uff0cHunton Andrews Kurth \u5f8b\u5e2b\u4e8b\u52d9\u6240\u7684 <a href=\"https:\/\/www.huntoninsurancerecoveryblog.com\/2020\/03\/articles\/business-interruption\/new-jersey-pulls-bill-to-ensure-business-income-coverage-for-small-business-covid-19-losses\/\" target=\"_blank\" rel=\"noreferrer noopener\">Lorelie S. Masters\u3001Michael S. Levine \u548c Kevin V. Small<\/a> \u89e3\u91cb\u8aaa\u3002  <\/p>\n\n<p>\u5176\u4ed6\u5dde\u5df2\u7d93\u6548\u4eff\u3002\n2020 \u5e74 3 \u6708 24 \u65e5\uff0c\u4fc4\u4ea5\u4fc4\u5dde\u7acb\u6cd5\u6a5f\u69cb\u63d0\u51fa\u4e86\u4e00\u9805\u6cd5\u6848\uff0c\u8981\u6c42\u4fdd\u96aa\u516c\u53f8\u627f\u4fdd\u8207 COVID-19 \u76f8\u95dc\u7684\u640d\u5931\u3002 <\/p>\n\n<p>\u8207\u65b0\u6fa4\u897f\u5dde\u7684\u6cd5\u6848\u4e00\u6a23\uff0c\u4fc4\u4ea5\u4fc4\u5dde\u7684\u6cd5\u6848\u5c07\u5141\u8a31\u4fdd\u96aa\u516c\u53f8\u5411\u8a72\u5dde\u7684\u4fdd\u96aa\u7e3d\u76e3\u8981\u6c42\u5831\u92b7\u627f\u4fdd\u7d22\u8ce0\u3002\n\u4fc4\u4ea5\u4fc4\u5dde\u7684\u6cd5\u6848\u9084\u5305\u542b\u5176\u4ed6\u9650\u5236\uff1a\u5b83\u50c5\u9069\u7528\u65bc\u4f4d\u65bc\u4fc4\u4ea5\u4fc4\u5dde\u7684\u6295\u4fdd\u5ba2\u6236\uff0c\u7b26\u5408\u689d\u4ef6\u7684\u54e1\u5de5\u4eba\u6578\u4e0d\u8d85\u904e 100 \u4eba\uff0c\u4e26\u4e14\u5728\u6cd5\u6848\u751f\u6548\u4e4b\u65e5\u4eab\u6709\u696d\u52d9\u4e2d\u65b7\u4fdd\u96aa\u3002 <\/p>\n\n<p>\u4fc4\u4ea5\u4fc4\u5dde\u548c\u65b0\u6fa4\u897f\u5dde\u7684\u6cd5\u6848\u90fd\u6c92\u6709\u89e3\u6c7a\u56e0\u75c5\u6bd2\u6216\u7d30\u83cc\u9020\u6210\u7684\u640d\u5931\u7684\u6392\u9664\u554f\u984c\uff0c\u9019\u662f\u5546\u696d\u4fdd\u96aa\u55ae\u4e2d\u7684\u4e00\u500b\u5e38\u898b\u7279\u5fb5\u3002\nWhite and Williams \u7684\u5f8b\u5e2b <a href=\"https:\/\/www.whiteandwilliams.com\/resources-alerts-Ohio-Follows-NJ-Legislature-Introduces-Bill-to-Force-Insurers-to-Pay-for-COVID-19-Related-Business-Interruption-Losses.html\" target=\"_blank\" rel=\"noreferrer noopener\">Anthony L. Miscioscia \u548c Timothy A. Carroll<\/a> \u6307\u51fa\uff0c\u6cd5\u6848\u5c0d\u9019\u9805\u6392\u9664\u689d\u6b3e\u7684\u6c89\u9ed8\u53ef\u80fd\u6703\u7d66\u4fdd\u96aa\u516c\u53f8\u5e36\u4f86\u9ebb\u7169\u3002 <\/p>\n\n<p>\u201c\u56e0\u6b64\uff0c\u8a72\u6cd5\u6848\u5c07\u8feb\u4f7f\u4fdd\u96aa\u516c\u53f8\u652f\u4ed8\u9996\u5148\u4e0d\u69cb\u6210\u5c0d\u627f\u4fdd\u8ca1\u7522\u7684&#8217;\u76f4\u63a5\u6709\u5f62\u640d\u5931\u6216\u640d\u5bb3&#8217;\u7684\u640d\u5931\uff0c\u4e26\u4e14\u4f3c\u4e4e\u4e5f\u6253\u7b97\u8981\u6c42\u652f\u4ed8\uff0c\u5118\u7ba1\u4fdd\u55ae\u5b58\u5728\u660e\u78ba\u7684\u75c5\u6bd2\u6392\u9664\u689d\u6b3e\uff0c\u201dMiscioscia \u548c Carroll \u8aaa\u3002<\/p>\n\n<p>\u76ee\u524d\uff0c\u65b0\u6fa4\u897f\u5dde\u7684\u6cd5\u6848\u5df2\u4e0d\u5728\u5dde\u8b70\u6703\u7684\u8a0e\u8ad6\u4e2d\u3002\n\u7136\u800c\uff0c\u4fc4\u4ea5\u4fc4\u5dde\u7684\u6cd5\u6848\u4ecd\u53ef\u7531\u8a72\u5dde\u901a\u904e\uff0c\u5176\u4ed6\u5dde\u53ef\u80fd\u6703\u9812\u5e03\u81ea\u5df1\u7684\u76f8\u540c\u6cd5\u5f8b\u7248\u672c\u3002 <\/p>\n\n<h1 class=\"wp-block-heading\">\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u671f\u5f85\u4ec0\u9ebc\uff1f<\/h1>\n\n<p>\u201c\u5728\u8d8a\u4f86\u8d8a\u591a\u7684\u570b\u5bb6\/\u5730\u5340\uff0c\u53d7\u75c5\u6bd2\u5f71\u97ff\u548c\u6b7b\u4ea1\u7684\u4eba\u6578\u5c07\u7e7c\u7e8c\u4e0a\u5347\uff0c\u201dNovarica \u7814\u7a76\u548c\u8aee\u8a62\u9ad8\u7d1a\u526f\u7e3d\u88c1 <a href=\"http:\/\/iireporter.com\/covid-19-impact-on-insurers\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mitch Wein<\/a> \u5728\u300a\u4fdd\u96aa\u5275\u65b0\u5831\u544a\u300b\u4e2d\u8aaa\u3002\n\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u9810\u671f\uff0c\u5728\u672a\u4f86\u5e7e\u500b\u6708\u5167\uff0c\u4ed6\u5011\u81ea\u5df1\u548c\u4ed6\u5011\u7684\u5ba2\u6236\u90fd\u6703\u906d\u53d7\u696d\u52d9\u4e2d\u65b7\u3002 <\/p>\n\n<p>\u4e00\u4e9b\u4fdd\u96aa\u6a5f\u69cb\u5df2\u7d93\u70ba\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u5de5\u5177\uff0c\u4ee5\u66f4\u597d\u5730\u89e3\u6c7a\u5927\u6d41\u884c\u75c5\u7684\u64d4\u6182\u3002\n\u4f8b\u5982\uff0c\u4fdd\u96aa\u670d\u52d9\u8fa6\u516c\u5ba4\u6700\u8fd1\u767c\u4f48\u4e86\u5169\u9805\u53ef\u9078\u8a8d\u53ef\uff0c\u4f9b\u4fdd\u96aa\u516c\u53f8\u5728 COVID-19 \u76f8\u95dc\u60c5\u6cc1\u4e0b\u63d0\u4f9b\u6709\u9650\u7684\u696d\u52d9\u4e2d\u65b7\u4fdd\u96aa\uff0c <a href=\"https:\/\/www.propertycasualty360.com\/2020\/02\/10\/iso-provides-business-interruption-endorsement-in-response-to-coronavirus-414-171888\/\" target=\"_blank\" rel=\"noreferrer noopener\">Christine G. Barlow<\/a> \u5728 PropertyCasualty360 \u4e2d\u5beb\u9053\u3002 <\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u4e0d\u50c5\u50c5\u662f\u5546\u696d\u4fdd\u96aa\u7684\u63d0\u4f9b\u8005\u3002\n\u4ed6\u5011\u672c\u8eab\u4e5f\u662f\u4f01\u696d\u3002\n\u56e0\u6b64\uff0c\u4fdd\u96aa\u516c\u53f8\u9700\u8981\u8003\u616e\u81ea\u5df1\u7684\u696d\u52d9\u76f8\u95dc\u56e0\u7d20\uff0c\u4f8b\u5982\uff0c\u7576\u5927\u91cf\u4fdd\u96aa\u5ba2\u6236\u9700\u8981\u4fdd\u96aa\u5c08\u696d\u4eba\u58eb\u7684\u4e00\u5c0d\u4e00\u5efa\u8b70\u6642\uff0c\u5982\u4f55\u652f\u63f4\u5927\u90e8\u5206\u9060\u7aef\u5de5\u4f5c\u529b\u3002  <\/p>\n\n<p>\u95dc\u65bc COVID-19 \u5c07\u5c0d\u4f01\u696d\u548c\u6574\u500b\u793e\u6703\u7522\u751f\u7684\u5f71\u97ff\uff0c\u4ecd\u6709\u5f88\u591a\u672a\u77e5\u6578\u3002\n\u4f46\u662f\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u6839\u64da\u4fdd\u55ae\u8a9e\u8a00\u548c\u53ef\u7528\u7684\u6578\u64da\u6a21\u578b\u505a\u51fa\u67d0\u4e9b\u6c7a\u5b9a\u3002\n\u901a\u904e\u5e6b\u52a9\u4f01\u696d\u77ad\u89e3\u548c\u5229\u7528\u4ed6\u5011\u53ef\u7372\u5f97\u7684\u5e6b\u52a9\uff0c\u4fdd\u96aa\u516c\u53f8\u89e3\u6c7a\u4e86\u98a8\u96aa\u4e26\u5728\u7d93\u6fdf\u4e2d\u63d0\u4f9b\u4e86\u7a69\u5b9a\u7684\u529b\u91cf\u3002  <\/p>\n\n<p>*\u5716\u7247\u4f86\u81ea\uff1alangstrup\/\u00a9123RF.com\uff0c Aekkarak Thongjiew\/\u00a9123RF.com\uff0c ammentorp\/\u00a9123RF.com *<\/p>\n","protected":false},"excerpt":{"rendered":"<p>COVID-19 \u64fe\u4e82\u4e86\u4e16\u754c\u5404\u5730\u7684\u4f01\u696d\u3002 \u5373\u4f7f\u662f\u90a3\u4e9b\u4ecd\u7136\u71df\u696d\u7684\u4f01\u696d\u4e5f\u9762\u81e8\u8457\u4fdd\u8b77\u5de5\u4eba\u548c\u7ba1\u7406\u50b3\u67d3\u7684\u56f0\u96e3\u3002 \u90a3\u4e9b\u6839\u64da [&hellip;]<\/p>\n","protected":false},"featured_media":8108,"template":"","insight-category":[],"class_list":["post-20693","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/20693","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/8108"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=20693"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=20693"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}