{"id":20673,"date":"2024-09-27T11:07:26","date_gmt":"2024-09-27T16:07:26","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e6%95%b8%e5%ad%97%e4%bf%9d%e9%9a%aa%e5%b7%a5%e5%85%b7%e5%a6%82%e4%bd%95%e5%b9%ab%e5%8a%a9%e6%87%89%e5%b0%8d%e5%bb%ba%e7%af%89%e6%a5%ad%e7%9a%84%e6%9c%80%e5%a4%a7%e6%8c%91%e6%88%b0\/"},"modified":"2024-09-27T11:07:32","modified_gmt":"2024-09-27T16:07:32","slug":"%e6%95%b8%e5%ad%97%e4%bf%9d%e9%9a%aa%e5%b7%a5%e5%85%b7%e5%a6%82%e4%bd%95%e5%b9%ab%e5%8a%a9%e6%87%89%e5%b0%8d%e5%bb%ba%e7%af%89%e6%a5%ad%e7%9a%84%e6%9c%80%e5%a4%a7%e6%8c%91%e6%88%b0","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e6%95%b8%e5%ad%97%e4%bf%9d%e9%9a%aa%e5%b7%a5%e5%85%b7%e5%a6%82%e4%bd%95%e5%b9%ab%e5%8a%a9%e6%87%89%e5%b0%8d%e5%bb%ba%e7%af%89%e6%a5%ad%e7%9a%84%e6%9c%80%e5%a4%a7%e6%8c%91%e6%88%b0\/","title":{"rendered":"\u6578\u5b57\u4fdd\u96aa\u5de5\u5177\u5982\u4f55\u5e6b\u52a9\u61c9\u5c0d\u5efa\u7bc9\u696d\u7684\u6700\u5927\u6311\u6230"},"content":{"rendered":"\n<p>\u5efa\u7bc9\u4fdd\u96aa\u5e02\u5834\u6709\u597d\u6d88\u606f\u4e5f\u6709\u58de\u6d88\u606f\u3002<\/p>\n\n<p>\u597d\u6d88\u606f\uff1a\u7e3d\u9ad4\u800c\u8a00\uff0c\u5efa\u7bc9\u4fdd\u96aa\u5e02\u5834\u5f37\u52c1\uff0cInsurance Journal Magazine \u4e3b\u7de8 <a href=\"https:\/\/www.insurancejournal.com\/magazines\/mag-coverstory\/2019\/06\/17\/529372.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Andrea Wells<\/a> \u5beb\u9053\u3002\n\u826f\u597d\u5065\u5eb7\u7684\u8de1\u8c61\u5305\u62ec\u5e02\u5834\u524d\u666f\u5ee3\u95ca\u7684\u7522\u80fd\u548c\u5145\u6eff\u6d3b\u529b\u7684\u627f\u92b7\u5546\u722d\u596a\u6700\u6709\u5229\u53ef\u5716\u7684\u5e33\u6236\u3002 <\/p>\n\n<p>\u58de\u6d88\u606f\uff1a\u9019\u4e9b\u75be\u75c5\u5728\u7f8e\u570b\u5404\u5730\u7684\u5206\u4f48\u4e26\u4e0d\u5747\u7b49\u3002\nWells \u5831\u544a\u7a31\uff0c\u96d6\u7136\u5efa\u7bc9\u4fdd\u96aa\u6574\u9ad4\u8868\u73fe\u826f\u597d\uff0c\u4f46\u7279\u5b9a\u5730\u7406\u5340\u57df\u548c\u5c08\u6848\u7684\u6311\u6230\u4f7f\u627f\u4fdd\u7bc4\u570d\u5c0d\u4fdd\u96aa\u516c\u53f8\u548c\u5ba2\u6236\u4f86\u8aaa\u90fd\u662f\u4e00\u500b\u8271\u96e3\u7684\u63d0\u8b70\u3002 <\/p>\n\n<p>\u6578\u4f4d\u5de5\u5177\u548c\u5e73\u81fa\u6b63\u5728\u8aac\u660e\u5546\u696d\u4fdd\u96aa\u516c\u53f8\u548c\u5efa\u7bc9\u516c\u53f8\u5229\u7528\u6a5f\u9047\uff0c\u540c\u6642\u66f4\u6709\u6548\u5730\u61c9\u5c0d\u6311\u6230\u3002\n\u901a\u904e\u4e86\u89e3\u9019\u4e9b\u5de5\u5177\uff0c\u5546\u696d\u627f\u904b\u5546\u53ef\u4ee5\u70ba\u5efa\u7bc9\u5ba2\u6236\u63d0\u4f9b\u66f4\u597d\u7684\u652f\u63f4\uff0c\u540c\u6642\u9084\u53ef\u4ee5\u7ba1\u7406\u98a8\u96aa\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u50f9\u683c\u4e0a\u6f32<\/h2>\n\n<p>\u53bb\u5e74\uff0c\u5305\u62ec\u5efa\u7bc9\u5728\u5167\u7684\u8a31\u591a\u5546\u696d\u4fdd\u96aa\u9818\u57df\u7684\u50f9\u683c\u4e0a\u6f32\u3002\n\u8ca1\u7d93\u8a18\u8005 <a href=\"https:\/\/www.businessinsurance.com\/article\/20200226\/NEWS06\/912333273\/Commercial-insurance-price-hikes-continue-CIAB-Council-of-Insurance-Agents-&amp;-Br\" target=\"_blank\" rel=\"noreferrer noopener\">Gavin Souter<\/a> \u5beb\u9053\uff0c\u5927\u578b\u5e33\u6236\u7684\u5e73\u5747\u8cbb\u7387\u589e\u9577\u4e86 9.4%\uff0c\u5176\u6b21\u662f\u4e2d\u578b\u5e33\u6236 8% \u548c\u5c0f\u578b\u5546\u696d\u5e33\u6236 5.2%\u3002 <\/p>\n\n<p>\u9810\u8a08\u5efa\u7bc9\u4fdd\u96aa\u7684\u5e7e\u4e4e\u6bcf\u500b\u7d30\u5206\u5e02\u5834\u7684\u8cbb\u7387\u90fd\u5c07\u7e7c\u7e8c\u4e0a\u6f32\u3002\n <a href=\"https:\/\/www.willistowerswatson.com\/en-US\/Insights\/2019\/11\/insurance-marketplace-realities-2019-fall-update-construction\" target=\"_blank\" rel=\"noreferrer noopener\">\u97cb\u840a\u97dc\u6085 \uff08Willis Towers Watson<\/a> \uff09 2020 \u5e74\u7684\u4e00\u9805\u8abf\u67e5\u9810\u6e2c\uff0c\u5098\u5f0f\u8cac\u4efb\u96aa\u5c07\u589e\u52a0 30%\u3002\n\u9810\u8a08\u53ea\u6709\u5de5\u50b7\u8ce0\u511f\u6703\u6709\u6240\u4e0b\u964d\uff0c\u9810\u8a08\u8cbb\u7387\u8b8a\u5316\u7bc4\u570d\u70ba -2% \u81f3 +4%\u3002  <\/p>\n\n<p>\u5efa\u7bc9\u4fdd\u96aa\u50f9\u683c\u4e0a\u6f32\u662f\u7531\u591a\u7a2e\u56e0\u7d20\u63a8\u52d5\u7684\uff0c\u5305\u62ec\u9805\u76ee\u898f\u6a21\u3002\n\u627f\u5305\u5546\u548c\u696d\u4e3b\u5df2\u7d93\u958b\u59cb\u901a\u904e\u91cd\u65b0\u8a55\u4f30\u4ed6\u5011\u7684\u627f\u4fdd\u7bc4\u570d\u4f86\u61c9\u5c0d\u50f9\u683c\u8b8a\u5316\uff0c\u9019\u672c\u8eab\u53ef\u80fd\u6703\u7d66\u4fdd\u96aa\u516c\u53f8\u5e36\u4f86\u984d\u5916\u7684\u98a8\u96aa\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u5927\u5c08\u6848\uff0c\u5927\u50f9\u683c<\/h3>\n\n<p>\u66f4\u5927\u7684\u9805\u76ee\u4e5f\u610f\u5473\u8457\u66f4\u5927\u7684\u7e3d\u7f8e\u5143\u8ca1\u52d9\u98a8\u96aa\u3002\n\u201c\u50f9\u503c 50 \u5104\u81f3 100 \u5104\u7f8e\u5143\u7684\u5c08\u6848\u4e26\u4e0d\u7f55\u898b\uff0c\u9019\u610f\u5473\u8457\u7d22\u8ce0\u91d1\u984d\u53ef\u80fd\u9054\u5230\u6578\u5343\u842c\u7f8e\u5143\uff0c\u201dAGCS \u8ca1\u7522\u548c\u5de5\u7a0b\u7d22\u8ce0\u5168\u7403\u4e3b\u7ba1 <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/news\/cyber\/key-causes-of-engineering-and-construction-insurance-claims-176675.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Raymond Hogendoorn<\/a> \u8aaa\u3002 <\/p>\n\n<p>\u4e00\u500b\u4f8b\u5b50\u662f\u54e5\u502b\u6bd4\u4e9e\u7684 Hidroituango \u6c34\u96fb\u7ad9\u5927\u58e9\u3002\n2018\u5e74\uff0c\u5927\u58e9\u5728\u65bd\u5de5\u671f\u9593\u767c\u751f\u6d2a\u6c34\uff0c\u7d66\u4fdd\u96aa\u516c\u53f8\u9020\u6210\u4e86\u5927\u7d0414\u5104\u7f8e\u5143\u7684\u640d\u5931\uff0c\u4f7f\u5927\u58e9\u6210\u70ba\u6b77\u53f2\u4e0a\u6700\u5927\u7684\u5de5\u7a0b\u76f8\u95dc\u4fdd\u96aa\u7d22\u8ce0\u4e4b\u4e00\uff0c\u7f8e\u570b\u4fdd\u96aa\u5546\u696d\u96dc\u8a8c\u7684Bethan Moorcraft\u5beb\u9053\u3002 <\/p>\n\n<p>\u96a8\u8457\u5efa\u7bc9\u5de5\u5730\u7684\u898f\u6a21\u548c\u8907\u96dc\u6027\u7684\u589e\u52a0\uff0c\u6240\u6d89\u53ca\u7684\u8cc7\u91d1\u548c\u8cc7\u6e90\u91cf\u4e5f\u5728\u589e\u52a0\u3002\n\u98a8\u96aa\u8d8a\u5927\uff0c\u7d22\u8ce0\u6210\u672c\u8d8a\u9ad8\uff0c\u627f\u4fdd\u7bc4\u570d\u4e5f\u5c31\u8d8a\u9ad8\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u627f\u5305\u5546\u548c\u696d\u4e3b\u7684\u6210\u672c\u548c\u98a8\u96aa<\/h3>\n\n<p>\u5c0d\u65bc\u4fdd\u96aa\u516c\u53f8\u4f86\u8aaa\uff0c\u6311\u6230\u5728\u65bc\u4ee5\u771f\u6b63\u53cd\u6620\u5c08\u6848\u8907\u96dc\u6027\u548c\u98a8\u96aa\u7684\u50f9\u683c\u63d0\u4f9b\u8db3\u5920\u7684\u4fdd\u96aa\u3002\n\u5c0d\u65bc\u627f\u5305\u5546\u548c\u696d\u4e3b\u4f86\u8aaa\uff0c\u9019\u662f\u70ba\u4e86\u5728\u9810\u7b97\u7bc4\u570d\u5167\u4fdd\u8b77\u81ea\u5df1\u3002 <\/p>\n\n<p>\u70ba\u4e86\u5be6\u73fe\u4ed6\u5011\u7684\u76ee\u6a19\uff0c\u627f\u5305\u5546\u548c\u696d\u4e3b\u53ef\u80fd\u6703\u9078\u64c7\u901a\u904e\u524a\u6e1b\u8986\u84cb\u7bc4\u570d\u4f86\u964d\u4f4e\u6210\u672c\u3002\n\u4f8b\u5982\uff0c\u4ed6\u5011\u53ef\u80fd\u540c\u610f\u5c07\u67d0\u4e9b\u98a8\u96aa\u6392\u9664\u5728\u4fdd\u96aa\u7bc4\u570d\u4e4b\u5916\uff0c\u6216\u8005\u53ea\u662f\u70ba\u5c08\u6848\u672c\u8eab\u8cfc\u8cb7\u4e0d\u8db3\u7684\u4fdd\u96aa\uff0c\u627f\u64d4\u4e00\u4e9b\u81ea\u8eab\u7684\u6f5b\u5728\u640d\u5931\u98a8\u96aa\u3002 <\/p>\n\n<p>\u5168\u7403\u8aee\u8a62\u516c\u53f8WillisTowers Watson\u7684 <a href=\"https:\/\/www.willistowerswatson.com\/en-US\/Insights\/2019\/11\/3-risk-management-trends-in-construction-and-real-estate\" target=\"_blank\" rel=\"noreferrer noopener\">Bill Creedon\u548c Joe Russo<\/a> \u8868\u793a\uff0c\u4e00\u4e9b\u7e3d\u627f\u5305\u5546\u6b63\u5728\u63a1\u53d6\u66f4\u7a4d\u6975\u4e3b\u52d5\u7684\u98a8\u96aa\u65b9\u6cd5\uff0c\u8a66\u5716\u5c0d\u5206\u5305\u5546\u9032\u884c\u6559\u80b2\u3002\n\u7136\u800c\uff0c\u4e26\u975e\u6240\u6709\u98a8\u96aa\u90fd\u53ef\u4ee5\u5206\u64d4\uff0c\u9019\u4f7f\u5f97\u627f\u5305\u5546\u4e0d\u5f97\u4e0d\u6b0a\u8861\u662f\u81ea\u5df1\u627f\u64d4\u98a8\u96aa\u9084\u662f\u5617\u8a66\u5c0b\u627e\u53ef\u4ee5\u89e3\u6c7a\u98a8\u96aa\u7684\u8ca0\u64d4\u5f97\u8d77\u7684\u4fdd\u96aa\u3002 <\/p>\n\n<p>\u67d0\u4e9b\u98a8\u96aa\u7684\u6210\u672c\u53ef\u80fd\u5f88\u9ad8\uff0c\u5c24\u5176\u662f\u5728\u9019\u4e9b\u6210\u672c\u4e0d\u65b7\u589e\u52a0\u7684\u60c5\u6cc1\u4e0b\u3002\n\u5efa\u7bc9\u516c\u53f8\u76ee\u524d\u9762\u81e8\u8457\u5c0d\u7d50\u69cb\u6d41\u7a0b\u7684\u65e5\u76ca\u56b4\u683c\u7684\u5be9\u67e5\uff0c\u4f8b\u5982\uff0c\u5728\u65b0\u5967\u723e\u826f Hard Rock Hotel \u548c\u4f5b\u7f85\u91cc\u9054\u570b\u969b\u5927\u5b78\u4eba\u884c\u5929\u6a4b\u5012\u584c\u7b49\u4e8b\u4ef6\u4e4b\u5f8c\u3002 <\/p>\n\n<p>\u50cf\u9019\u6a23\u7684\u4e8b\u4ef6\u4f7f\u5efa\u7bc9\u516c\u53f8\u627f\u53d7\u8457\u66f4\u5927\u7684\u58d3\u529b\uff0c\u9700\u8981\u628a\u4e8b\u60c5\u505a\u597d\u3002\n\u7279\u5225\u662f\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u80fd\u6703\u589e\u52a0\u5be9\u67e5\uff0c\u56e0\u70ba\u5982\u679c\u767c\u751f\u8a34\u8a1f\uff0c\u4fdd\u96aa\u516c\u53f8\u901a\u5e38\u662f\u8ca0\u8cac\u652f\u4ed8\u640d\u5bb3\u8ce0\u511f\u7684\u4eba\uff0c\u98a8\u96aa\u9810\u9632\u6a5f\u69cbMarsh &amp; McLennan\u7684\u7ba1\u7406\u8cac\u4efb\u548c\u5ba2\u6236\u9ad4\u9a57\u9ad8\u7d1a\u526f\u7e3d\u88c1 <a href=\"https:\/\/www.constructiondive.com\/news\/top-trends-5-ways-construction-will-evolve-in-2020\/569472\/\" target=\"_blank\" rel=\"noreferrer noopener\">Dan Hanson<\/a>\u8aaa\u3002 <\/p>\n\n<p>\u4e00\u4e9b\u627f\u5305\u5546\u548c\u696d\u4e3b\u6703\u6b61\u8fce\u4fdd\u96aa\u516c\u53f8\u7684\u6307\u5c0e\u3002\n\u4f46\u662f\uff0c\u5176\u4ed6\u4eba\u53ef\u80fd\u6703\u4fdd\u7559\u73fe\u6709\u985e\u578b\u7684\u4fdd\u96aa\uff0c\u4ee5\u907f\u514d\u5c0b\u6c42\u5176\u4ed6\u985e\u578b\u7684\u4fdd\u96aa\u6240\u5e36\u4f86\u7684\u5be9\u67e5\u3002\n\u9019\u7a2e\u62fc\u6e4a\u7684\u65b9\u6cd5\u6703\u6539\u8b8a\u98a8\u96aa\u8a08\u7b97\uff0c\u4e26\u53ef\u80fd\u7522\u751f\u56b4\u91cd\u5f8c\u679c\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-under-construction-1024x683.jpg\" alt=\"\" class=\"wp-image-8233\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-under-construction-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-under-construction-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-under-construction-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-under-construction.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u6578\u5b57\u5316\u63a1\u8cfc<\/h2>\n\n<p>\u63a1\u8cfc\u4e00\u76f4\u662f\u5efa\u7bc9\u516c\u53f8\u9762\u81e8\u7684\u6311\u6230\u3002\n\u89e3\u6c7a\u63a1\u8cfc\u554f\u984c\u7684\u6578\u4f4d\u5e73\u81fa\u548c\u5de5\u5177\u7684\u8208\u8d77\u4e0d\u50c5\u89e3\u6c7a\u4e86\u73fe\u6709\u6311\u6230\uff0c\u9084\u63d0\u4f9b\u4e86\u95dc\u65bc\u98a8\u96aa\u7684\u65b0\u898b\u89e3\u3002 <\/p>\n\n<p>\u201c\u5728\u904e\u53bb\u7684\u4e8c\u5341\u5e74\u88e1\uff0c\u63a1\u8cfc\u7684\u4e3b\u8981\u4efb\u52d9\u5df2\u7d93\u5f9e\u6210\u672c\u9818\u5c0e\u548c\u4f9b\u61c9\u4fdd\u8b49\u64f4\u5c55\u5230\u6c7a\u7b56\u7684\u6230\u7565\u6d1e\u5bdf\u529b\uff0c\u201d\u5fb7\u52e4\u7684 <a href=\"https:\/\/www2.deloitte.com\/us\/en\/pages\/operations\/articles\/digital-supply-networks-procurement-digitalization-strategy.html\" target=\"_blank\" rel=\"noreferrer noopener\">Brian Umbenhauer<\/a> \u8aaa\u3002<\/p>\n\n<p>\u4f8b\u5982\uff0c\u5404\u7a2e\u6578\u5b57\u63a1\u8cfc\u5de5\u5177\u4f7f\u5efa\u7bc9\u516c\u53f8\u80fd\u5920\u9810\u6e2c\u9700\u6c42\u3001\u5373\u6642\u7ba1\u7406\u652f\u51fa\u3001\u7c21\u5316\u6587\u66f8\u5de5\u4f5c\u8655\u7406\uff0c\u4e26\u901a\u904e\u805a\u5408\u4f86\u81ea\u591a\u500b\u4f86\u6e90\u7684\u6578\u64da\u4f86\u76e3\u63a7\u5be6\u6642\u98a8\u96aa\u3002<\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u4e5f\u53ef\u4ee5\u5229\u7528\u9019\u4e9b\u5de5\u5177\u3002\n\u76e3\u63a7\u548c\u5206\u6790\u5927\u91cf\u6578\u64da\u7684\u80fd\u529b\u4f7f\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u4ee5\u6578\u5b57\u6642\u4ee3\u4e4b\u524d\u7121\u6cd5\u5be6\u73fe\u7684\u65b9\u5f0f\u5c08\u6ce8\u65bc\u627f\u4fdd\u548c\u98a8\u96aa\u7ba1\u7406\u3002\n\u667a\u6167\u611f\u6e2c\u5668\u7b49\u4e92\u806f\u8a2d\u5099\u53ef\u4ee5\u5373\u6642\u6536\u96c6\u548c\u5206\u6790\u6578\u64da\uff0c\u4f7f\u5efa\u7bc9\u516c\u53f8\u53ca\u5176\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u61c9\u5c0d\u767c\u5c55\u4e2d\u7684\u98a8\u96aa\uff0c\u5f9e\u800c\u6e1b\u8f15\u6216\u9632\u6b62\u6f5b\u5728\u7684\u4ee3\u50f9\u9ad8\u6602\u7684\u640d\u5931\u3002  <\/p>\n\n<p>\u9019\u4e9b\u5de5\u5177\u4e0d\u50c5\u4f7f\u4fdd\u96aa\u516c\u53f8\u8207\u627f\u5305\u5546\u7684\u95dc\u4fc2\u53d7\u76ca\uff0c\u800c\u4e14\u5c0d\u5176\u4ed6\u4fdd\u96aa\u5ba2\u6236\u95dc\u4fc2\u4e5f\u6709\u597d\u8655\u3002\n\u201c\u4f8b\u5982\uff0c\u667a\u6167\u5167\u5bb9\u63d0\u53d6\u89e3\u6c7a\u65b9\u6848\u53ef\u4ee5\u5c07\u975c\u614b\u6587\u6a94\u8f49\u63db\u70ba\u6578\u64da\u9ede\uff0c\u5f9e\u800c\u66f4\u8f15\u9b06\u5730\u8b58\u5225\u6709\u50f9\u503c\u7684\u6307\u6578\u5b9a\u50f9\u548c\u7f70\u6b3e\u4e26\u63a1\u53d6\u884c\u52d5\uff0c\u201dSAP \u7684 <a href=\"https:\/\/news.sap.com\/2018\/12\/digital-innovation-insurance-procurement-risk-mitigation-cost-savings\/\" target=\"_blank\" rel=\"noreferrer noopener\">Hugh Anderson<\/a> \u8aaa\u3002 <\/p>\n\n<p>\u9019\u4e9b\u5de5\u5177\u751a\u81f3\u53ef\u4ee5\u8003\u616e\u806f\u90a6\u6216\u5dde\u5b89\u5168\u6cd5\u898f\u7b49\u56e0\u7d20\uff0c\u4e26\u5c07\u5b83\u5011\u7d0d\u5165\u6709\u6548\u7684\u627f\u4fdd\u6216\u5206\u92b7\u7cfb\u7d71\u3002<\/p>\n\n<p>\u70ba\u4e86\u61c9\u5c0d\u50f9\u683c\u4e0a\u6f32\u548c\u98a8\u96aa\u8b8a\u5316\u7684\u6311\u6230\uff0c\u8a31\u591a\u5efa\u7bc9\u516c\u53f8\u9700\u8981\u5feb\u901f\u3001\u53ef\u9760\u5730\u7372\u5f97\u4fdd\u96aa\u7bc4\u570d\u548c\u4fdd\u96aa\u516c\u53f8\u5c08\u5bb6\u7684\u8aac\u660e\u3002\n\u6578\u4f4d\u5e73\u81fa\u70ba\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u4e86\u4e00\u7a2e\u65b9\u5f0f\uff0c\u7576\u4ed6\u5011\u9700\u8981\u56de\u7b54\u554f\u984c\u3001\u63d0\u4f9b\u5831\u50f9\u6216\u6295\u4fdd\u6642\uff0c\u4ed6\u5011\u53ef\u4ee5\u5feb\u901f\u8207\u9019\u4e9b\u5ba2\u6236\u5efa\u7acb\u806f\u7e6b\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-workers-1024x682.jpg\" alt=\"\" class=\"wp-image-8223\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-workers-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-workers-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-workers-768x511.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-workers.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u65bd\u5de5\u8986\u84cb\u7387\u4e2d\u7684\u5176\u4ed6\u6311\u6230<\/h2>\n\n<p>\u65bd\u5de5\u4fdd\u96aa\u662f\u4e00\u9805\u8907\u96dc\u7684\u4efb\u52d9\u3002\n\u901a\u5e38\uff0c\u5b83\u4f9d\u8cf4\u65bc\u627f\u5305\u5546\u548c\u696d\u4e3b\u4e4b\u9593\u7684\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\uff0c\u4ed6\u5011\u64c1\u6709\u5c08\u6848\u7279\u5b9a\u7684\u5c08\u696d\u77e5\u8b58\uff0c\u800c\u4fdd\u96aa\u516c\u53f8\u5247\u64c1\u6709\u4fdd\u96aa\u548c\u627f\u4fdd\u5c08\u696d\u77e5\u8b58\u3002\n\u7136\u800c\uff0c\u6709\u5e7e\u500b\u56e0\u7d20\u53ef\u80fd\u6703\u5371\u53ca\u9019\u7a2e\u91cd\u8981\u95dc\u4fc2\u3002  <\/p>\n\n<p>\u7e3d\u9ad4\u800c\u8a00\uff0c\u7f8e\u570b\u7684\u5efa\u7bc9\u8986\u84cb\u80fd\u529b\u4ecd\u7136\u5f88\u9ad8\u3002\n\u7136\u800c\uff0c\u5728\u67d0\u4e9b\u7279\u5b9a\u5e02\u5834\uff0c\u7531\u65bc\u4fdd\u96aa\u516c\u53f8\u62d2\u7d55\u627f\u4fdd\u5efa\u7bc9\u98a8\u96aa\uff0c\u627f\u4fdd\u80fd\u529b\u6b63\u5728\u840e\u7e2e\u3002\n\u9019\u4e9b\u4fdd\u96aa\u516c\u53f8\u7684\u640d\u5931\u5c0d\u5efa\u7bc9\u4fdd\u96aa\u5ba2\u6236\u7522\u751f\u4e86\u5e7e\u500b\u5f71\u97ff\u3002  <\/p>\n\n<p>\u201c\u7d10\u7d04\u5efa\u7bc9\u696d\u9762\u81e8\u7684\u6700\u5927\u98a8\u96aa\u662f\u66f4\u591a\u5e02\u5834\u9000\u51fa\u4fdd\u96aa\u5e02\u5834\uff0c\u9019\u5c07\u5c0e\u81f4\u5efa\u7bc9\u4f01\u696d\u7684\u4fdd\u96aa\u9078\u64c7\u6e1b\u5c11\u3001\u627f\u4fdd\u7bc4\u570d\u66f4\u56b4\u683c\u548c\u4fdd\u8cbb\u66f4\u9ad8\uff0c\u201d\u7d10\u7d04 AmWINS \u7d93\u7d00\u516c\u53f8\u57f7\u884c\u526f\u7e3d\u88c1 <a href=\"https:\/\/www.propertycasualty360.com\/2019\/10\/31\/challenges-and-opportunities-in-the-2019-construction-market\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u7f85\u4f2f\u7279\u00b7\u5409\u5e03\u68ee \uff08Robert Gibson<\/a>\uff09 \u8aaa\u3002<\/p>\n\n<p>\u7136\u800c\uff0c\u5982\u679c\u67d0\u4e9b\u5c08\u6848\u548c\u516c\u53f8\u7121\u6cd5\u5728\u4ed6\u5011\u8a08\u5283\u5efa\u9020\u7684\u5730\u9ede\u627e\u5230\u6240\u9700\u7684\u4fdd\u96aa\uff0c\u90a3\u9ebc\u5065\u5eb7\u7684\u5168\u570b\u65bd\u5de5\u8986\u84cb\u80fd\u529b\u53ef\u80fd\u6703\u4f7f\u67d0\u4e9b\u5c08\u6848\u548c\u516c\u53f8\u8655\u65bc\u98a8\u96aa\u4e4b\u4e2d\u3002\n\u9019\u4e9b\u627f\u5305\u5546\u548c\u696d\u4e3b\u53ef\u80fd\u6703\u767c\u73fe\u81ea\u5df1\u70ba\u4e86\u5b8c\u6210\u5c08\u6848\u800c\u8f49\u5411\u5171\u64d4\u98a8\u96aa\u6216\u627f\u64d4\u66f4\u591a\u81ea\u8eab\u98a8\u96aa\uff0c\u5373\u4f7f\u9019\u6a23\u505a\u6703\u4f7f\u696d\u52d9\u904e\u5ea6\u64f4\u5f35\u3002 <\/p>\n\n<p><em>\u5716\u7247\u63d0\u4f9b\uff1awarrengoldswain\/\u00a9123RF.com\uff0c Olena Kachmar\/\u00a9123RF.com\uff0c Geza Farkas\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5efa\u7bc9\u4fdd\u96aa\u5e02\u5834\u6709\u597d\u6d88\u606f\u4e5f\u6709\u58de\u6d88\u606f\u3002 \u597d\u6d88\u606f\uff1a\u7e3d\u9ad4\u800c\u8a00\uff0c\u5efa\u7bc9\u4fdd\u96aa\u5e02\u5834\u5f37\u52c1\uff0cInsurance Journal Ma [&hellip;]<\/p>\n","protected":false},"featured_media":8245,"template":"","insight-category":[],"class_list":["post-20673","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/20673","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/8245"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=20673"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=20673"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}