{"id":20045,"date":"2024-09-20T14:52:42","date_gmt":"2024-09-20T19:52:42","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e4%ba%86%e8%a7%a3%e7%8f%be%e5%9c%a8%e5%92%8c-2021-%e5%b9%b4%e7%9a%84%e5%95%86%e6%a5%ad%e9%9a%aa%e7%a8%ae%e5%ae%9a%e5%83%b9\/"},"modified":"2024-09-20T14:52:45","modified_gmt":"2024-09-20T19:52:45","slug":"%e4%ba%86%e8%a7%a3%e7%8f%be%e5%9c%a8%e5%92%8c-2021-%e5%b9%b4%e7%9a%84%e5%95%86%e6%a5%ad%e9%9a%aa%e7%a8%ae%e5%ae%9a%e5%83%b9","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e4%ba%86%e8%a7%a3%e7%8f%be%e5%9c%a8%e5%92%8c-2021-%e5%b9%b4%e7%9a%84%e5%95%86%e6%a5%ad%e9%9a%aa%e7%a8%ae%e5%ae%9a%e5%83%b9\/","title":{"rendered":"\u4e86\u89e3\u73fe\u5728\u548c 2021 \u5e74\u7684\u5546\u696d\u96aa\u7a2e\u5b9a\u50f9"},"content":{"rendered":"\n<p>\u6839\u64daWillisTowers Watson <a href=\"https:\/\/www.willistowerswatson.com\/en-US\/Insights\/2020\/03\/survey-shows-that-q4-2019-US-commercial-insurance-prices-increase\" target=\"_blank\" rel=\"noreferrer noopener\">Commercial Lines \u4fdd\u96aa\u5b9a\u50f9\u8abf\u67e5<\/a>\uff0c2019\u5e74\u7b2c\u56db\u5b63\u5ea6\u7f8e\u570b\u5546\u696d\u4fdd\u96aa\u50f9\u683c\u7e3d\u9ad4\u4e0a\u6f32\u4e866%\u4ee5\u4e0a\u3002\n2019\u5e74\uff0c\u7e3d\u9ad4\u589e\u9577\u7387\u52a0\u5feb\uff0c\u5f9e\u7b2c\u4e00\u5b63\u5ea6\u7684\u7d042%\u589e\u52a0\u5230\u5e74\u5e95\u76846%\u4ee5\u4e0a\u3002 <\/p>\n\n<p>\u7e3d\u9ad4\u800c\u8a00\uff0c\u5546\u696d\u8cbb\u7387\u5728 2020 \u5e74\u6301\u7e8c\u4e0a\u6f32\u3002\n\u7136\u800c\uff0c\u4e26\u975e\u6240\u6709\u985e\u578b\u7684\u4fdd\u96aa\u8cbb\u7387\u90fd\u4ee5\u76f8\u540c\u7684\u901f\u5ea6\u589e\u9577\uff0c\u800c\u4e14\u5728\u6240\u6709\u60c5\u6cc1\u4e0b\uff0c\u8cbb\u7387\u589e\u9577\u4e26\u975e\u7531\u76f8\u540c\u7684\u56e0\u7d20\u9a45\u52d5\u3002\n\u77ad\u89e3\u9019\u4e9b\u6578\u4f4d\u80cc\u5f8c\u7684\u7121\u6578\u56e0\u7d20\u53ef\u4ee5\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u6eff\u8db3\u5ba2\u6236\u9700\u6c42\uff0c\u4f75\u70ba\u5546\u696d\u5b9a\u50f9\u7684\u9032\u4e00\u6b65\u6ce2\u52d5\u505a\u597d\u6e96\u5099\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">\u50f9\u683c\u4e0a\u6f32\u8da8\u52e2<\/h2>\n\n<p>\u5546\u696d\u4fdd\u96aa\u50f9\u683c\u4e0a\u6f32\u4e26\u975e\u7f8e\u570b\u7368\u6709\u3002\n\u6839\u64da <a href=\"https:\/\/www.marsh.com\/us\/insights\/research\/global-insurance-market-index-q1-2020.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u9054\u4fe1\u5168\u7403\u4fdd\u96aa\u5e02\u5834\u6307\u6578<\/a>\uff0c\u904e\u53bb\u5e7e\u5e74\u5168\u7403\u5546\u696d\u4fdd\u96aa\u50f9\u683c\u4e00\u76f4\u5728\u4e0a\u6f32\uff0c2020 \u5e74\u7b2c\u4e00\u5b63\u5ea6\uff0c\u5168\u7403\u5546\u696d\u4fdd\u96aa\u50f9\u683c\u4e0a\u6f32\u4e8614%\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u4e26\u975e\u6240\u6709\u5546\u696d\u4fdd\u96aa\u5e02\u5834\u5340\u9694\u7684\u50f9\u683c\u90fd\u6703\u4e0a\u6f32\u3002\n\u5728\u986f\u793a\u589e\u9577\u7684\u5e02\u5834\u5340\u9694\u4e2d\uff0c\u4e26\u975e\u6240\u6709\u5e02\u5834\u5340\u9694\u90fd\u4ee5\u76f8\u540c\u7684\u901f\u5ea6\u6216\u51fa\u65bc\u76f8\u540c\u7684\u539f\u56e0\u589e\u9577\u3002 <\/p>\n\n<p>\u9054\u4fe1\u6307\u6578\u986f\u793a\uff0c\u8ca1\u7522\u96aa\u4ee5\u53ca\u91d1\u878d\u548c\u5c08\u696d\u4fdd\u96aa\u7684\u589e\u52a0\u63a8\u52d5\u4e86 2019 \u5e74\u6700\u5f8c\u4e00\u500b\u5b63\u5ea6\u7684\u6574\u9ad4\u50f9\u683c\u4e0a\u6f32\u3002\n\u5e73\u5747\u800c\u8a00\uff0c\u623f\u5730\u7522\u50f9\u683c\u4e0a\u6f32\u4e86 15%\uff0c\u91d1\u878d\u548c\u5c08\u696d\u4fdd\u96aa\u50f9\u683c\u4e0a\u6f32\u4e86 26%\u3002\n\u610f\u5916\u96aa\u6210\u672c\u7684\u589e\u9577\u901f\u5ea6\u8f03\u6162\uff0c\u70ba 5%\u3002  <\/p>\n\n<p><a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2020\/05\/14\/568135.htm\" target=\"_blank\" rel=\"noreferrer noopener\">IVANS 2020 \u5e74 4 \u6708<\/a>\u95dc\u65bc\u5546\u696d\u4fdd\u8cbb\u7e8c\u4fdd\u7387\u7684\u5831\u544a\u8207 Marsh \u7684\u8abf\u67e5\u7d50\u679c\u76f8\u4f3c\u3002\nIVANS \u5831\u544a\u767c\u73fe\uff0c\u5546\u696d\u6c7d\u8eca\u3001\u4f01\u696d\u4e3b\u4fdd\u55ae \uff08BOP\uff09\u3001\u4e00\u822c\u8cac\u4efb\u548c\u5546\u696d\u8ca1\u7522\u7684\u8cbb\u7387\u6709\u6240\u589e\u52a0\u3002\n\u5176\u4e2d\uff0cBOP \u4fdd\u96aa\u7e8c\u4fdd\u7387\u589e\u5e45\u6700\u5927\uff0c\u5f9e 2020 \u5e74 3 \u6708\u5e95\u7684 4.85% \u4e0a\u5347\u81f3 5.22%\u3002  <\/p>\n\n<p><a href=\"https:\/\/www.usi.com\/content\/downloads\/2019-2020_Q4_Market_Update.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">USI \u5546\u696d\u8ca1\u7522\u548c\u610f\u5916\u50b7\u5bb3\u5e02\u5834\u5c55\u671b<\/a>\u9810\u6e2c\uff0c2020 \u5e74\u5546\u696d\u8ca1\u7522\u7684\u4fdd\u96aa\u6210\u672c\u5c07\u5927\u5e45\u4e0a\u5347\u3002\nUSI \u9810\u6e2c\uff0c\u640d\u5931\u6b77\u53f2\u6700\u5c11\u7684\u5de8\u707d\u50b5\u5238 \uff08CAT\uff09 \u8ca1\u7522\u7684\u8cbb\u7387\u5c07\u589e\u52a0\u9ad8\u9054 40%\uff0c\u640d\u5931\u6b77\u53f2\u4e0d\u4f73\u7684\u8ca1\u7522\u7684\u8cbb\u7387\u5c07\u589e\u52a0 60%\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u5de5\u50b7\u8ce0\u511f\u7684\u65e9\u671f\u4e0b\u964d\u8da8\u52e2\uff0c \u5176\u4ed6\u884c\u696d<\/h3>\n\n<p>\u96d6\u7136\u8ca1\u7522\u4fdd\u96aa\u548c\u9ad8\u7ba1\u98a8\u96aa\u4fdd\u96aa\u7684\u6210\u672c\u5927\u5e45\u589e\u52a0\u5f88\u5e38\u898b\uff0c\u4f46\u5546\u696d\u4fdd\u96aa\u7684\u5176\u4ed6\u9818\u57df\u7684\u8cbb\u7387\u8da8\u65bc\u5e73\u7a69\u751a\u81f3\u4e0b\u964d\u3002<\/p>\n\n<p>\u6839\u64da IVARS \u5831\u544a\uff0c4 \u6708\u4efd\u96e8\u5098\u4fdd\u96aa\u548c\u5de5\u4eba\u8ce0\u511f\u7684\u7e8c\u4fdd\u7387\u7565\u6709\u4e0b\u964d\uff0c\u5176\u4e2d\u5de5\u4eba\u88dc\u511f\u7387\u4e0b\u964d\u5e45\u5ea6\u6700\u5927\u3002\n\u5de5\u50b7\u8ce0\u511f\u8207\u5546\u696d\u50f9\u683c\u4e0a\u6f32\u7684\u8da8\u52e2\u80cc\u9053\u800c\u99b3;Willis Towers Watson \u9ad8\u7d1a\u7e3d\u76e3 <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2020\/06\/09\/571470.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Alejandra Nolibos<\/a> \u8868\u793a\uff0c\u8a31\u591a\u4fdd\u96aa\u516c\u53f8\u5831\u544a\u7684\u662f\u8cbb\u7387\u964d\u4f4e\u800c\u4e0d\u662f\u5de5\u4eba\u8ce0\u511f\u589e\u52a0\u3002 <\/p>\n\n<p>\u9664\u4e86\u9810\u6e2c 2020 \u5e74\u5de5\u50b7\u8ce0\u511f\u4fdd\u96aa\u6210\u672c\u5c07\u767c\u751f -2% \u5230 2% \u7684\u8b8a\u5316\u5916\uff0c\u97cb\u840a\u97dc\u6085\u9084\u9810\u6e2c\u570b\u969b\u50b7\u4ea1\u548c\u6050\u6016\u4e3b\u7fa9\u98a8\u96aa\u7684\u4fdd\u96aa\u5c07\u4fdd\u6301\u5e73\u7a69\u751a\u81f3\u4e0b\u964d\u3002\n\u5728\u5176 <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/news\/breaking-news\/report-north-american-commercial-insurance-buyers-to-face-price-rises-in-2020-191629.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">2020 \u5e74\u4fdd\u96aa\u5e02\u5834\u73fe\u72c0<\/a> \u5831\u544a\u4e2d\uff0c\u97cb\u840a\u97dc\u6085\u9084\u9810\u6e2c\uff0c\u7db2\u8def\u3001\u653f\u6cbb\u98a8\u96aa\u548c\u53d7\u8a17\u4fdd\u96aa\u7684\u6210\u672c\u53ef\u80fd\u4e0d\u6703\u589e\u52a0\uff0c\u800c\u74b0\u5883\u4fdd\u96aa\u53ef\u80fd\u6703\u4e0b\u964d\u6216\u4e0a\u5347\uff0c\u5177\u9ad4\u53d6\u6c7a\u65bc\u4ecd\u6709\u5f85\u89c0\u5bdf\u7684\u56e0\u7d20\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/engineers-assessing-building-damage-1024x682.jpg\" alt=\"\" class=\"wp-image-8666\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/engineers-assessing-building-damage-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/engineers-assessing-building-damage-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/engineers-assessing-building-damage-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/engineers-assessing-building-damage.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5546\u696d\u5b9a\u50f9\u7684\u4e0d\u4e45\u7684\u5c07\u4f86<\/h2>\n\n<p>\u5728\u4eca\u5e74\u5269\u9918\u6642\u9593\u91cc\uff0c\u7531\u65bc\u591a\u7a2e\u56e0\u7d20\u4ee5\u53ca\u4e00\u4e9b\u4e0d\u78ba\u5b9a\u6027\uff0c\u5927\u591a\u6578\u4fdd\u96aa\u5f62\u5f0f\u7684\u5546\u696d\u4fdd\u96aa\u50f9\u683c\u53ef\u80fd\u6703\u7e7c\u7e8c\u4e0a\u6f32\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">\u70ba 2020 \u5e74\u505a\u6e96\u5099<\/h3>\n\n<p>\u524d\u6240\u672a\u6709\u7684\u81ea\u7136\u707d\u5bb3\u6578\u91cf\uff0c\u4ee5\u53ca\u653f\u6cbb\u548c\u793e\u6703\u52d5\u8569\uff0c\u4f7f 2020 \u5e74\u7684\u5546\u696d\u898f\u5283\u9677\u5165\u6df7\u4e82\u3002\n\u4fdd\u96aa\u516c\u53f8\u611f\u53d7\u5230\u4e86\u9019\u4e9b\u4e8b\u4ef6\u7684\u58d3\u529b\uff0c\u4ee5\u53ca\u5728\u4e0d\u78ba\u5b9a\u7684\u73fe\u5728\u548c\u6a21\u7cca\u7684\u672a\u4f86\u4e2d\u7ba1\u7406\u98a8\u96aa\u7684\u5fc5\u8981\u6027\u3002 <\/p>\n\n<p>2019 \u5e74\u50f9\u683c\u4e0a\u6f32\u7684\u90e8\u5206\u539f\u56e0\u662f\u4e00\u7cfb\u5217\u81ea\u7136\u707d\u5bb3\u7834\u58de\u548c\u6467\u6bc0\u4e86\u7f8e\u570b\u5404\u5730\u7684\u8ca1\u7522\u3002\n\u96d6\u7136\u8207\u5929\u6c23\u76f8\u95dc\u7684\u640d\u5931\u548c\u5176\u4ed6\u707d\u5bb3\u6bcf\u5e74\u90fd\u6703\u767c\u751f\uff0c\u4f46 2019 \u5e74\u56e0\u4e0d\u540c\u5c0b\u5e38\u7684\u640d\u5931\u7387\u548c\u6210\u672c\u800c\u812b\u7a4e\u800c\u51fa\uff0c\u74b0\u65ed\u96fb\u5b50\u98a8\u96aa\u7ba1\u7406\u696d\u52d9\u8ca0\u8cac\u4eba <a href=\"https:\/\/riskandinsurance.com\/5-areas-of-commercial-insurance-set-for-price-hikes\/?__cf_chl_jschl_tk__=6904235d176b37bd4f97d87850a5e6a1cf18b5ad-1593522174-0-AYONMmZOujHzfolvkjFziWejXAOyklRCUE2n7Vmw9fmq2V3QE5dIAHFMUAC-HQWXFBbINKdb_Ovfqe7lHdGQLIpk21gAWC9p2OvusxqZFXGpS0mr1QphDp3NIWonyF-dDPBxRYhoUp5JAd7qKpTxF4vIomvl8iJFkZ63kLDAGZTJDMmulK6gvmZVEtxkULfAqCVnckaFZTe4wRY4rjk4xuphcNWxplLP3pVLkyxNdAF-oMga_Zmu4J0FV4KkXeZ0S282IQkWx-RVgpo1DVuEFIzU4XPSTXy6_vVPfFg1VtvBHtm1l9gnFCHhxE-IDesVU-3oK1IoAbF37DUEcnPBIR8\" target=\"_blank\" rel=\"noreferrer noopener\">Mary-Beth Hahn<\/a> \u8aaa\u3002 <\/p>\n\n<p>\u201c\u6211\u5011\u4ee5\u524d\u4e5f\u7d93\u6b77\u904e\u91ce\u706b\u3002\u6211\u5011\u4ee5\u524d\u7d93\u6b77\u904e\u98b6\u98a8\u3002\u4f46\u5728\u7e3d\u9ad4\u5c64\u9762\u4e0a\uff0c\u60c5\u6cc1\u4e0d\u6703\u5982\u6b64\u7dca\u5bc6\uff0c\u201cHahn \u8aaa\u3002<\/p>\n\n<p>\u9810\u8a08 2020 \u5e74\u5c07\u662f\u8207\u5929\u6c23\u76f8\u95dc\u7684\u640d\u5931\u53c8\u4e00\u500b\u8271\u96e3\u7684\u4e00\u5e74\u3002\n\u201cNOAA \u5c0d\u7576\u524d\u548c\u5b63\u7bc0\u6027\u5927\u6c23\u72c0\u6cc1\u7684\u5206\u6790\u63ed\u793a\u4e86\u4eca\u5e74\u5927\u897f\u6d0b\u98b6\u98a8\u5b63\u6d3b\u8e8d\u7684\u79d8\u8a23\uff0c\u201d\u7f8e\u570b\u570b\u5bb6\u6d77\u6d0b\u548c\u5927\u6c23\u7ba1\u7406\u5c40 \uff08NOAA\uff09 \u8ca0\u8cac\u74b0\u5883\u89c0\u6e2c\u548c\u9810\u6e2c\u7684\u5546\u52d9\u52a9\u7406\u90e8\u9577 <a href=\"https:\/\/www.noaa.gov\/media-release\/busy-atlantic-hurricane-season-predicted-for-2020\" target=\"_blank\" rel=\"noreferrer noopener\">Neil Jacobs \u535a\u58eb<\/a>\u8aaa\u3002 <\/p>\n\n<p>\u4e00\u500b\u98b6\u98a8\u5b63\u7bc0\u5e73\u5747\u6703\u7522\u751f12\u6b21\u547d\u540d\u98a8\u66b4\uff0c\u5176\u4e2d3\u6b21\u901a\u5e38\u662f\u5927\u98b6\u98a8\u3002\nNOAA \u9810\u6e2c 2020 \u5e74\u7684\u5b63\u7bc0\u5c07\u7522\u751f 13 \u5230 19 \u500b\u547d\u540d\u7684\u98a8\u66b4\u3002\n\u5176\u4e2d\uff0c\u591a\u905410\u6b21\u53ef\u80fd\u6210\u70ba\u98b6\u98a8\uff0c\u5176\u4e2d3\u52306\u6b21\u662f\u56b4\u91cd\u7684\u3002\n\u9ad8\u65bc\u5e73\u5747\u6c34\u6e96\u7684\u98b6\u98a8\u5b63\u7bc0\u3001\u6301\u7e8c\u7684\u91ce\u706b\u5a01\u8105\u548c\u5176\u4ed6\u8ca1\u7522\u98a8\u96aa\u90fd\u63a8\u52d5\u4e86\u5546\u696d\u8ca1\u7522\u4fdd\u96aa\u6210\u672c\u7684\u4e0a\u6f32\u3002   <\/p>\n\n<p>\u65b0\u578b\u51a0\u72c0\u75c5\u6bd2\u9084\u5728\u4fdd\u96aa\u9818\u57df\u5f15\u767c\u4e86\u8a31\u591a\u65b0\u7684\u548c\u672a\u63a2\u7d22\u7684\u554f\u984c\u3002\n\u9019\u6703\u5f71\u97ff\u4fdd\u96aa\u516c\u53f8\u8a08\u7b97\u98a8\u96aa\u7684\u65b9\u5f0f\uff0c\u56e0\u70ba\u5b83\u8207\u696d\u52d9\u904b\u71df\u3001\u5efa\u7bc9\u5b89\u5168\u3001\u54e1\u5de5\u5065\u5eb7\u7b49\u6709\u95dc\u3002 <\/p>\n\n<p>\u9054\u4fe1\u5168\u7403\u5b89\u7f6e\u548c\u8aee\u8a62\u670d\u52d9\u7e3d\u88c1 <a href=\"https:\/\/www.reuters.com\/article\/us-insurance-rates\/global-commercial-insurance-pricing-rises-by-14-in-first-quarter-idUSKBN22N10I\" target=\"_blank\" rel=\"noreferrer noopener\">Dean Klisura<\/a> \u8868\u793a\uff0c2020 \u5e74\u7b2c\u4e00\u5b63\u5ea6\u7684\u50f9\u683c\u4e0a\u6f32\u5c1a\u672a\u8003\u616e\u5230 COVID-19 \u5c0d\u696d\u52d9\u904b\u71df\u7684\u5f71\u97ff\u3002\n\u7136\u800c\uff0c\u4eca\u5e74\u5269\u9918\u6642\u9593\u7684\u589e\u9577\u53ef\u80fd\u6703\u53d7\u5230\u75ab\u60c5\u76f8\u95dc\u554f\u984c\u7684\u5f71\u97ff\uff0c\u5305\u62ec\u5982\u4f55\u5c0d\u8ca1\u7522\u6c61\u67d3\u9032\u884c\u5206\u985e\u7684\u4e0d\u78ba\u5b9a\u6027\u3001\u54e1\u5de5\u75be\u75c5\u548c\u75ab\u60c5\u7684\u5176\u4ed6\u7d50\u679c\uff0c\u4ee5\u4fbf\u9032\u884c\u4fdd\u96aa\u3002 <\/p>\n\n<p>\u201c\u96a8\u8457\u5927\u6d41\u884c\u6539\u8b8a\u4e86\u4e16\u754c\u958b\u5c55\u696d\u52d9\u7684\u65b9\u5f0f\uff0c\u6211\u5011\u5c07\u6301\u7e8c\u5bc6\u5207\u95dc\u6ce8\u9019\u4e9b\u6578\u4f4d\uff0c\u4ee5\u77ad\u89e3\u4e0d\u65b7\u8b8a\u5316\u7684\u5e02\u5834\u52d5\u614b\u5c07\u5982\u4f55\u5f71\u97ff\u884c\u696d\u7684\u5065\u5eb7\u60c5\u6cc1\uff0c\u201dIVANS Insurance Services \u6578\u64da\u7522\u54c1\u96c6\u5718\u526f\u7e3d\u88c1 <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2020\/05\/14\/568135.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Brian Wood<\/a> \u8aaa\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-while-holding-documents-1024x684.jpg\" alt=\"\" class=\"wp-image-8616\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-while-holding-documents-1024x684.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-while-holding-documents-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-while-holding-documents-768x513.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-while-holding-documents.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5c55\u671b\u672a\u4f86<\/h2>\n\n<p>\u4e00\u4e9b\u5206\u6790\u5e2b\u8868\u793a\uff0c\u5118\u7ba1\u5546\u696d\u4fdd\u96aa\u5b9a\u50f9\u76ee\u524d\u8655\u65bc\u73fe\u72c0\uff0c\u4f46\u4fdd\u96aa\u696d\u4ecd\u6709\u7406\u7531\u4fdd\u6301\u6a02\u89c0\u3002<\/p>\n\n<p>\u201c\u53e6\u985e\u8cc7\u672c\u5e02\u5834\u5c0d\u518d\u4fdd\u96aa\u8868\u73fe\u51fa\u65b0\u7684\u71b1\u60c5;\u6574\u500b\u884c\u696d\u64c1\u6709\u6bd4\u4ee5\u5f80\u66f4\u591a\u7684\u8cc7\u672c;\u7834\u7522\u7684\u60c5\u6cc1\u5f88\u5c11\u898b;InsurTech \u6b63\u5728\u8207\u5e02\u5834\u53c3\u8207\u8005\u5408\u4f5c\uff0c\u4ee5\u6539\u5584\u5ba2\u6236\u9ad4\u9a57\uff0c\u4f9b\u6c42\u898f\u5f8b\u4ecd\u7136\u9069\u7528\uff0c\u201cWillis Towers Watson \u57f7\u884c\u526f\u7e3d\u88c1\u517c\u5168\u7403\u7d93\u7d00\u4e3b\u7ba1 <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/news\/breaking-news\/report-north-american-commercial-insurance-buyers-to-face-price-rises-in-2020-191629.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Joseph C. Peiser<\/a> \u8aaa\u3002\n\u201c\u9019\u500b\u5145\u6eff\u6311\u6230\u7684\u5e02\u5834\u4e0d\u6703\u6c38\u9060\u6301\u7e8c\u4e0b\u53bb\u3002\u201d <\/p>\n\n<p>\u7136\u800c\uff0c\u5728\u77ed\u671f\u5167\uff0c\u50f9\u683c\u53ef\u80fd\u6703\u7e7c\u7e8c\u4e0a\u6f32\u3002\n\u201c\u5373\u4f7f\u5c0d\u65bc\u7ba1\u7406\u826f\u597d\u3001\u7d22\u8ce0\u6b77\u53f2\u4f4e\u7684\u4f01\u696d\u98a8\u96aa\u655e\u53e3\uff0c\u9ad8\u9054 10% \u7684\u8cbb\u7387\u4e0a\u8abf\u4e5f\u4e26\u4e0d\u5c11\u898b\u3002\u5728\u904e\u53bb\u4e09\u5230\u4e94\u5e74\u5167\u7d93\u6b77\u904e\u91cd\u5927\u7d22\u8ce0\u7684\u4f01\u696d\u5c07\u611f\u53d7\u5230\u6700\u5927\u7684\u8cbb\u7387\u5f71\u97ff\uff0c\u201c\u7f8e\u570b\u4fdd\u96aa\u4ee3\u7406\u516c\u53f8\u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/m.am-ins.com\/news\/2020\/01\/forecast-2020-commercial-insurance-rates\" target=\"_blank\" rel=\"noreferrer noopener\">John B. Sullivan<\/a> \u8aaa\u3002 <\/p>\n\n<p>\u73fe\u5728\uff0c\u63a1\u7528\u5c16\u7aef\u6578\u4f4d\u5de5\u5177\u7684\u4fdd\u96aa\u516c\u53f8\u6bd4\u4ee5\u5f80\u4efb\u4f55\u6642\u5019\u90fd\u66f4\u80fd\u4ee5\u7af6\u722d\u5c0d\u624b\u7121\u6cd5\u7406\u89e3\u548c\u89e3\u6c7a\u98a8\u96aa\u548c\u50f9\u683c\u4e0a\u6f32\u7684\u554f\u984c\u3002\n\u4f8b\u5982\uff0c\u300c\u4fdd\u96aa\u516c\u53f8\u6b63\u5728\u5229\u7528\u8a31\u591a\u5de8\u707d\u5efa\u6a21\u5de5\u5177\u4f86\u4ed4\u7d30\u5206\u6790\u4ed6\u5011\u7684\u8ca1\u7522\u98a8\u96aa\uff0c\u300dMarketScout \u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/cms.marketscout.com\/2020\/01\/08\/us-commercial-insurance-rates-up-5-in-fourth-quarter\/\" target=\"_blank\" rel=\"noreferrer noopener\">Richard Kerr<\/a> \u8aaa\u3002\n\u4ed6\u5011\u9084\u4f7f\u7528\u5de5\u5177\u66f4\u597d\u5730\u4e86\u89e3\u5ba2\u6236\u9700\u6c42\uff0c\u6559\u80b2\u5ba2\u6236\u77ad\u89e3\u57fa\u672c\u4fdd\u96aa\uff0c\u4e26\u5728\u4e0d\u78ba\u5b9a\u7684\u4e16\u754c\u4e2d\u6839\u64da\u9700\u8981\u5206\u767c\u4fdd\u96aa\u3002  <\/p>\n\n<p>\u5728\u78ba\u4fdd\u5ba2\u6236\u7684\u5b89\u5168\u548c\u6eff\u610f\u65b9\u9762\uff0c\u4e0d\u65b7\u4e0a\u6f32\u7684\u50f9\u683c\u5e36\u4f86\u4e86\u6311\u6230\u3002\n\u64c1\u6709\u66f4\u591a\u8cc7\u8a0a\u4ee5\u53ca\u5206\u6790\u548c\u4f7f\u7528\u9019\u4e9b\u6578\u64da\u6240\u9700\u7684\u5de5\u5177\u7684\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u61c9\u5c0d\u9019\u4e00\u6311\u6230\u4e26\u5be6\u73fe\u5176\u696d\u52d9\u76ee\u6a19\u3002 <\/p>\n\n<p><em>\u5716\u7247\u4f86\u81ea\uff1aPapan Saenkutrueang\/\u00a9123RF.com\uff0c jat306\/\u00a9123RF.com\u3002\n\u5df4\u55ac12345\/\u00a9123RF.com <\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6839\u64daWillisTowers Watson Commercial Lines \u4fdd\u96aa\u5b9a\u50f9\u8abf\u67e5\uff0c2019\u5e74\u7b2c\u56db\u5b63\u5ea6 [&hellip;]<\/p>\n","protected":false},"featured_media":8628,"template":"","insight-category":[],"class_list":["post-20045","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/20045","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/8628"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=20045"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=20045"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}