{"id":19961,"date":"2024-09-20T14:51:08","date_gmt":"2024-09-20T19:51:08","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e5%86%8d%e4%bf%9d%e9%9a%aa%e5%9c%a8%e5%95%86%e6%a5%ad%e7%94%9f%e6%85%8b%e7%b3%bb%e7%b5%b1%e4%b8%ad%e7%9a%84%e4%bd%9c%e7%94%a8\/"},"modified":"2024-09-20T14:51:15","modified_gmt":"2024-09-20T19:51:15","slug":"%e5%86%8d%e4%bf%9d%e9%9a%aa%e5%9c%a8%e5%95%86%e6%a5%ad%e7%94%9f%e6%85%8b%e7%b3%bb%e7%b5%b1%e4%b8%ad%e7%9a%84%e4%bd%9c%e7%94%a8","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e5%86%8d%e4%bf%9d%e9%9a%aa%e5%9c%a8%e5%95%86%e6%a5%ad%e7%94%9f%e6%85%8b%e7%b3%bb%e7%b5%b1%e4%b8%ad%e7%9a%84%e4%bd%9c%e7%94%a8\/","title":{"rendered":"\u518d\u4fdd\u96aa\u5728\u5546\u696d\u751f\u614b\u7cfb\u7d71\u4e2d\u7684\u4f5c\u7528"},"content":{"rendered":"\n<p>\u8207\u4fdd\u96aa\u696d\u7684\u5176\u4ed6\u9818\u57df\u4e00\u6a23\uff0c\u518d\u4fdd\u96aa\u4e5f\u8655\u65bc\u5341\u5b57\u8def\u53e3\u3002\nCOVID-19 \u5927\u6d41\u884c\u3001\u8feb\u5728\u7709\u776b\u7684\u98b6\u98a8\u5b63\u7bc0\u548c\u5176\u4ed6\u98a8\u96aa\u5a01\u8105\u8457\u91cd\u5927\u7834\u58de\u548c\u4e0d\u7a69\u5b9a\u3002\n\u8207\u6b64\u540c\u6642\uff0c\u5b58\u5728\u6578\u4f4d\u5316\u5de5\u5177\u548c\u6a5f\u6703\uff0c\u53ef\u4ee5\u6253\u9020\u518d\u4fdd\u96aa\u7684\u91cd\u5927\u91cd\u5851\uff0c\u5f9e\u800c\u4fdd\u8b49\u8a72\u884c\u696d\u5728\u672a\u4f86\u5e7e\u5341\u5e74\u7684\u5f48\u6027\u3002  <\/p>\n\n<p>\u70ba\u4e86\u6293\u4f4f\u6a5f\u9047\u4e26\u898f\u907f\u5a01\u8105\uff0c\u518d\u4fdd\u96aa\u516c\u53f8\u9700\u8981\u5728\u65b0\u7684\u4fdd\u96aa\u884c\u696d\u80cc\u666f\u4e0b\u91cd\u65b0\u69cb\u60f3\u81ea\u5df1\u3002\n\u901a\u904e\u6578\u4f4d <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/insurance-ecosystems\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.21.1725204964040&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u751f\u614b\u7cfb\u7d71<\/a> \u8207\u5408\u4f5c\u5925\u4f34\u548c\u5ba2\u6236\u5efa\u7acb\u806f\u7e6b\u63d0\u4f9b\u4e86\u9019\u6a23\u4e00\u500b\u5145\u6eff\u5e0c\u671b\u7684\u672a\u4f86\u9858\u666f\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u5546\u696d\u518d\u4fdd\u96aa\u7684\u73fe\u72c0<\/h2>\n\n<p>\u201c\u5927\u578b\u5546\u696d\u548c\u518d\u4fdd\u96aa\u884c\u696d\u767c\u73fe\u81ea\u5df1\u540c\u6642\u9762\u81e8\u56b4\u91cd\u7684\u985b\u8986\u98a8\u96aa\uff0c\u4e26\u8655\u65bc\u95dc\u9375\u8f49\u578b\u7684\u908a\u7de3\uff0c\u201d <a href=\"https:\/\/assets.ey.com\/content\/dam\/ey-sites\/ey-com\/en_gl\/topics\/insurance\/ey-nextwave-insurance-large-commercial-reinsurance.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Isabelle Santenac<\/a> \u548c\u5b89\u6c38\u7684\u4fdd\u96aa\u9818\u5c0e\u8005\u5beb\u9053\u3002<\/p>\n\n<p>\u8207\u75ab\u60c5\u76f8\u95dc\u7684\u4e2d\u65b7\u3001\u4e0d\u65b7\u8b8a\u5316\u7684\u5ba2\u6236\u9700\u6c42\u3001\u7121\u5f62\u8cc7\u7522\u50f9\u503c\u7684\u589e\u52a0\u4ee5\u53ca\u5c0d\u65b0\u4eba\u624d\u7684\u9700\u6c42\u90fd\u7d66\u5546\u696d\u4fdd\u96aa\u516c\u53f8\u548c\u518d\u4fdd\u96aa\u516c\u53f8\u5e36\u4f86\u4e86\u58d3\u529b\u3002\n\u8207\u6b64\u540c\u6642\uff0c\u6280\u8853\u985b\u8986\u6709\u671b\u985b\u8986\u73fe\u6709\u7684\u5546\u696d\u548c\u518d\u4fdd\u96aa\u6a21\u5f0f\u3002 <\/p>\n\n<p>\u5546\u696d\u4fdd\u96aa\u516c\u53f8\u548c\u518d\u4fdd\u96aa\u516c\u53f8\u76ee\u524d\u9762\u81e8\u7684\u6700\u5927\u6311\u6230\u4e4b\u4e00\u662f\u5fc5\u9808\u5c07\u5ba2\u6236\u9700\u6c42\u3001\u504f\u597d\u548c\u671f\u671b\u7d0d\u5165\u4ed6\u5011\u7684\u65b9\u6cd5\u4e2d\u3002\n\u96a8\u8457\u5f9e\u96c6\u4e2d\u5f0f\u5e73\u81fa\u904b\u884c <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/understanding-insurance-ecosystems\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.21.1725204964040&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u7684\u6578\u4f4d\u751f\u614b\u7cfb\u7d71<\/a> \u6210\u70ba\u65e5\u5e38\u9ad4\u9a57\u7684\u4e00\u90e8\u5206\uff0c\u5ba2\u6236\u4e5f\u8d8a\u4f86\u8d8a\u671f\u671b\u4fdd\u96aa\u516c\u53f8\u4e5f\u80fd\u63d0\u4f9b\u9019\u4e9b\u751f\u614b\u7cfb\u7d71\u3002 <\/p>\n\n<p>\u6839\u64da 2020 <a href=\"https:\/\/www.swissre.com\/dam\/jcr:430c9b00-09ee-448f-8307-0ca484a2ad96\/sigma1_2020_en.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u5e74\u745e\u58eb\u518d\u4fdd\u96aa<\/a> \u7684\u4e00\u4efd\u5831\u544a\uff0c\u63a1\u7528\u751f\u614b\u7cfb\u7d71\u65b9\u6cd5\u7684\u4fdd\u96aa\u516c\u53f8\u201c \u5c07\u80fd\u5920\u5f9e\u4ee5\u7522\u54c1\u70ba\u4e2d\u5fc3\u7684\u92b7\u552e\u65b9\u6cd5\u8f49\u8b8a\u70ba\u8207\u5ba2\u6236\u6574\u500b\u751f\u547d\u9031\u671f\u7684\u66f4\u5ee3\u6cdb\u9700\u6c42\u5bc6\u5207\u76f8\u95dc\u7684\u65b9\u6cd5\uff0c\u66f4\u52a0\u95dc\u6ce8\u4eba\u985e\u9ad4\u9a57\u201d\n\u4fdd\u96aa\u516c\u53f8\u64c1\u6709\u7684\u6578\u64da\u8d8a\u591a\uff0c\u8207\u5ba2\u6236\u5efa\u7acb\u806f\u7e6b\u5c31\u8d8a\u5bb9\u6613\uff0c\u4fdd\u96aa\u548c\u518d\u4fdd\u96aa\u516c\u53f8\u5c31\u8d8a\u5bb9\u6613\u63d0\u4f9b\u5353\u8d8a\u7684\u9ad4\u9a57\uff0c\u5f9e\u800c\u5efa\u7acb\u5ba2\u6236\u5fe0\u8aa0\u5ea6\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-worker-holding-tablet-1024x682.jpg\" alt=\"\" class=\"wp-image-8750\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-worker-holding-tablet-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-worker-holding-tablet-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-worker-holding-tablet-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-worker-holding-tablet.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u96aa\u516c\u53f8\u8207\u518d\u4fdd\u96aa\u516c\u53f8\u95dc\u4fc2\u7684\u6311\u6230\u548c\u6a5f\u9047<\/h2>\n\n<p>\u5982\u4eca\uff0c\u5546\u696d\u4fdd\u96aa\u516c\u53f8\u548c\u518d\u4fdd\u96aa\u516c\u53f8\u90fd\u9762\u81e8\u8457\u91cd\u5927\u6311\u6230\u3002\nCOVID-19 \u5927\u6d41\u884c\u3001\u91cd\u5927\u98b6\u98a8\u5b63\u7bc0\u7684\u5a01\u8105\u548c\u5176\u4ed6\u56e0\u7d20\u90fd\u5371\u53ca\u4fdd\u96aa\u516c\u53f8\u7684\u7a69\u5b9a\u6027\u3001\u5ba2\u6236\u95dc\u4fc2\u7b49\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u5728\u9019\u4e9b\u6311\u6230\u4e2d\u860a\u85cf\u8457\u8a31\u591a\u6a5f\u9047\u3002\n\u5176\u4e2d\u5305\u62ec\u91cd\u65b0\u601d\u8003\u4fdd\u96aa\u95dc\u4fc2\u7684\u6a5f\u6703\uff0c\u4ee5\u53ca\u5efa\u7acb\u4ee5\u65b0\u65b9\u5f0f\u5438\u5f15\u5ba2\u6236\u548c\u975e\u4fdd\u96aa\u5408\u4f5c\u5925\u4f34\u516c\u53f8\u7684\u5e73\u81fa\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u518d\u4fdd\u96aa\u548c COVID-19\uff1a\u53ef\u4ee5\u5171\u4eab\u98a8\u96aa\u655e\u53e3\u55ce\uff1f<\/h3>\n\n<p>\u518d\u4fdd\u96aa\u7684\u76ee\u6a19\u662f\u78ba\u4fdd\u300c\u6c92\u6709\u4fdd\u96aa\u516c\u53f8\u5c0d\u7279\u5225\u5927\u7684\u4e8b\u4ef6\u6216\u707d\u96e3\u6709\u592a\u5927\u7684\u98a8\u96aa\uff0c\u300d\u5546\u696d\u4f5c\u5bb6 <a href=\"https:\/\/www.investopedia.com\/ask\/answers\/08\/reinsurance.asp\" target=\"_blank\" rel=\"noreferrer noopener\">Caroline Banton<\/a> \u8aaa\u3002\n\u7576\u4e8b\u4ef6\u6216\u707d\u96e3\u7576\u5730\u8a9e\u7cfb\u5316\u6642\uff0c\u6b64\u6a21\u578b\u6548\u679c\u5f88\u597d\u3002\n\u4f8b\u5982\uff0c\u5728\u98b6\u98a8\u5340\u7684\u4fdd\u96aa\u516c\u53f8\u4e4b\u9593\u5206\u6563\u98a8\u96aa\u655e\u53e3\u6709\u52a9\u65bc\u78ba\u4fdd\u5728\u98b6\u98a8\u8972\u64ca\u8a72\u5730\u5340\u6642\uff0c\u6c92\u6709\u4e00\u5bb6\u4fdd\u96aa\u516c\u53f8\u88ab\u7d22\u8ce0\u6240\u6df9\u6c92\u3002  <\/p>\n\n<p>\u7136\u800c\uff0c\u4e00\u5834\u5168\u7403\u5927\u6d41\u884c\u75c5\u898f\u6a21\u7684\u707d\u96e3\u4e0d\u50c5\u66b4\u9732\u4e86\u500b\u5225\u516c\u53f8\uff0c\u9084\u66b4\u9732\u4e86\u6574\u500b\u4fdd\u96aa\u696d\u3002\n\u5728\u9019\u4e9b\u60c5\u6cc1\u4e0b\uff0c\u4fdd\u96aa\u516c\u53f8\u548c\u518d\u4fdd\u96aa\u516c\u53f8\u53ef\u80fd\u96e3\u4ee5\u5206\u64d4\u98a8\u96aa\u655e\u53e3\uff0c\u56e0\u70ba\u6bcf\u5bb6\u4fdd\u96aa\u516c\u53f8\u6bcf\u500b\u5b63\u5ea6\u90fd\u9762\u81e8\u8667\u640d\u3002 <\/p>\n\n<p>\u4f01\u696d\u8207\u4fdd\u96aa\u516c\u53f8\u4e00\u6a23\u64d4\u5fc3\u75ab\u60c5\u76f8\u95dc\u98a8\u96aa\uff0c\u56e0\u70ba\u4ed6\u5011\u7ad9\u5728\u640d\u5931\u7684\u524d\u7dda\u3002\n <a href=\"https:\/\/www.pwc.com\/us\/en\/library\/covid-19\/covid-19-and-insurance-industry.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u666e\u83ef\u6c38\u9053\u7684\u4e00\u9805<\/a> \u7814\u7a76\u767c\u73fe\uff0c71% \u7684\u516c\u53f8\u5c07\u201c\u8ca1\u52d9\u5f71\u97ff\u201d\u5217\u70ba\u8207\u51a0\u72c0\u75c5\u6bd2\u76f8\u95dc\u7684\u4e09\u5927\u64d4\u6182\u4e4b\u4e00\u3002\n\u9019\u4e9b\u8ca1\u52d9\u5f71\u97ff\u53cd\u904e\u4f86\u5c07\u5f71\u97ff\u5546\u696d\u4fdd\u96aa\u516c\u53f8\u548c\u518d\u4fdd\u96aa\u516c\u53f8\uff0c\u56e0\u70ba\u4f01\u696d\u6b63\u5728\u5c0b\u6c42\u640d\u5931\u4fdd\u96aa\u3002  <\/p>\n\n<p>\u5f9e\u6b77\u53f2\u4e0a\u770b\uff0c\u8ca1\u7522\u548c\u610f\u5916\u50b7\u5bb3\u4fdd\u96aa\u516c\u53f8\u90fd\u662f\u5efa\u7acb\u5728\u5927\u578b\u707d\u96e3\u7684\u57fa\u790e\u4e0a\uff0c\u4e26\u5229\u7528\u5b83\u5011\u4f86\u523a\u6fc0\u9032\u4e00\u6b65\u589e\u9577\u3002\n\u4f8b\u5982\uff0c <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/state-of-property-and-casualty-insurance-2020\" target=\"_blank\" rel=\"noreferrer noopener\">Sylvain Johansson<\/a> \u548c\u9ea5\u80af\u932b\u7814\u7a76\u4eba\u54e1\u5728 2020 \u5e74 4 \u6708\u7684\u4e00\u4efd\u5831\u544a\u4e2d\u5beb\u9053\uff0c\u96d6\u7136 2001 \u5e74 9 \u6708 11 \u65e5\u7684\u653b\u64ca\u7d66\u4fdd\u96aa\u516c\u53f8\u9020\u6210\u4e86\u5275\u7d00\u9304\u7684 450 \u5104\u7f8e\u5143\uff08\u6309 2020 \u5e74\u7684\u50f9\u683c\u8a08\u7b97\uff09\uff0c\u4f46\u4fdd\u96aa\u516c\u53f8\u548c\u518d\u4fdd\u96aa\u516c\u53f8\u4e0d\u50c5\u8a2d\u6cd5\u62b5\u79a6\u4e86\u653b\u64ca\uff0c\u9084\u5229\u7528\u9019\u4e00\u4e8b\u4ef6\u52a0\u5f37\u4e86\u4ed6\u5011\u7684\u7d93\u6fdf\u5730\u4f4d\u3002 <\/p>\n\n<p>\u96d6\u7136\u5927\u6d41\u884c\u7d66\u4fdd\u96aa\u516c\u53f8\u5e36\u4f86\u4e86\u8a31\u591a\u65b0\u554f\u984c\uff0c\u4f46\u5b83\u4e5f\u53ef\u80fd\u5275\u9020\u4e00\u500b\u6a5f\u6703\uff0c\u5f9e\u6839\u672c\u4e0a\u91cd\u65b0\u601d\u8003\u4fdd\u96aa\u7522\u54c1\u7684\u5275\u5efa\u548c\u5206\u92b7\u65b9\u5f0f\u3002\n\u5b83\u9084\u5275\u9020\u4e86\u8207\u975e\u4fdd\u96aa\u516c\u53f8\u5408\u4f5c\u5925\u4f34\u5efa\u7acb\u95dc\u4fc2\u7684\u6a5f\u6703\uff0c\u4ee5\u6253\u9020\u9ad8\u50f9\u503c\u7684\u5ba2\u6236\u9ad4\u9a57\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u6578\u4f4d\u5316\u985b\u8986\u548c\u985b\u8986\u8005<\/h3>\n\n<p>\u5728\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u4e2d\uff0c\u5404\u5bb6\u516c\u53f8\u5728\u4e00\u500b\u5e73\u81fa\u4e0a\u5408\u4f5c\uff0c\u70ba\u5ba2\u6236\u63d0\u4f9b\u4e00\u7ad9\u5f0f\u670d\u52d9\u9ad4\u9a57\u3002<\/p>\n\n<p>\u4f8b\u5982\uff0c\u518d\u4fdd\u96aa\u516c\u53f8\u548c\u5546\u696d\u4fdd\u96aa\u516c\u53f8\u53ef\u80fd\u6703\u5728\u4e00\u500b\u65e8\u5728\u70ba\u5ba2\u6236\u63d0\u4f9b\u5168\u9762\u4fdd\u96aa\u9ad4\u9a57\u7684\u751f\u614b\u7cfb\u7d71\u4e2d\u5408\u4f5c\u3002\n\u5ba2\u6236\u53ef\u4ee5\u540c\u6642\u8207\u591a\u5bb6\u4fdd\u96aa\u516c\u53f8\u5408\u4f5c\uff0c\u6bcf\u5bb6\u4fdd\u96aa\u516c\u53f8\u90fd\u5c08\u6ce8\u65bc\u7279\u5b9a\u985e\u578b\u7684\u5546\u696d\u4fdd\u96aa\u3002\n\u5ba2\u6236\u5728\u96e2\u958b\u6642\u7372\u5f97\u4e86\u4ed6\u5011\u7279\u5b9a\u5c08\u6848\u6216\u696d\u52d9\u6240\u9700\u7684\u4fdd\u96aa\uff0c\u4e26\u5c0d\u6240\u6d89\u53ca\u7684\u4fdd\u96aa\u516c\u53f8\u548c\u5ba2\u6236\u670d\u52d9\u9ad4\u9a57\u7559\u4e0b\u4e86\u7a4d\u6975\u7684\u5370\u8c61\u3002  <\/p>\n\n<p>Argo Group \u57f7\u884c\u526f\u7e3d\u88c1\u517c Argo \u6b96\u6c11\u5730\u5c08\u696d\u696d\u52d9\u7e3d\u88c1 <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/news\/technology\/tech-enabling-new-business-opportunities-in-insurance-192195.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Gary Grose<\/a> \u8868\u793a\uff0c\u751f\u614b\u7cfb\u7d71\u70ba\u5ba2\u6236\u548c\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u7684\u4e00\u9805\u597d\u8655\u662f\u66f4\u9ad8\u7684\u6548\u7387\u3002\n\u96a8\u8457\u5ba2\u6236\u5c07\u66f4\u591a\u7684\u96f6\u552e\u8cfc\u7269\u548c\u670d\u52d9\u8cfc\u8cb7\u8f49\u79fb\u5230\u6578\u4f4d\u9818\u57df\uff0c\u4ed6\u5011\u5e0c\u671b\u5728\u7dda\u4ea4\u6613\u66f4\u52a0\u9ad8\u6548\u3002\n\u540c\u6a23\uff0c\u4fdd\u96aa\u516c\u53f8\u548c\u518d\u4fdd\u96aa\u516c\u53f8\u91cd\u8996\u6548\u7387;\u4ed6\u5011\u5e0c\u671b\u5feb\u901f\u958b\u5c55\u696d\u52d9\u3002  <\/p>\n\n<p>\u6b63\u78ba\u7684\u6578\u4f4d\u5e73\u81fa\u8a17\u7ba1\u9762\u5411\u5ba2\u6236\u7684\u751f\u614b\u7cfb\u7d71\u4e26\u8655\u7406\u5f9e\u5ba2\u6236\u4ea4\u6613\u4e2d\u6536\u96c6\u7684\u6578\u64da\uff0c\u53ef\u4ee5\u63d0\u9ad8\u5206\u92b7\u901f\u5ea6\u4ee5\u53ca\u5546\u696d\u4fdd\u96aa\u516c\u53f8\u548c\u518d\u4fdd\u96aa\u516c\u53f8\u76f8\u4e92\u4ea4\u4e92\u7684\u6548\u7387\u3002<\/p>\n\n<p>\u751f\u614b\u7cfb\u7d71\u6a21\u578b\u63a8\u52d5\u4e86\u5305\u62ec\u4fdd\u96aa\u5728\u5167\u7684\u8a31\u591a\u884c\u696d\u7684\u985b\u8986\u3002\n\u554f\u984c\u4e0d\u5728\u65bc\u751f\u614b\u7cfb\u7d71\u65b9\u6cd5\u662f\u5426\u6703\u6539\u8b8a\u4fdd\u96aa\u516c\u53f8;\u57c3\u68ee\u54f2\u6b50\u6d32\u696d\u52d9\u9ad8\u7d1a\u8463\u4e8b\u7e3d\u7d93\u7406\u517c\u4fdd\u96aa\u8ca0\u8cac\u4eba <a href=\"https:\/\/insuranceblog.accenture.com\/the-ultimate-guide-to-insurance-ecosystems\" target=\"_blank\" rel=\"noreferrer noopener\">Daniele Presutti<\/a> \u8868\u793a\uff0c\u800c\u662f\u4fdd\u96aa\u516c\u53f8\u548c\u518d\u4fdd\u96aa\u516c\u53f8\u662f\u5426\u6703\u901a\u904e\u63a1\u7528\u9019\u7a2e\u6a21\u5f0f\u6216\u61c9\u5c0d\u7af6\u722d\u516c\u53f8\u5f15\u767c\u7684\u4e2d\u65b7\u4f86\u6539\u8b8a\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"680\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-over-tablet-1024x680.jpg\" alt=\"\" class=\"wp-image-8740\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-over-tablet-1024x680.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-over-tablet-300x199.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-over-tablet-768x510.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-over-tablet.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5c07\u518d\u4fdd\u96aa\u69cb\u5efa\u5230\u6578\u4f4d\u4fdd\u96aa\u516c\u53f8\u751f\u614b\u7cfb\u7d71\u4e2d<\/h2>\n\n<p>\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u4e5f\u70ba\u5c08\u696d\u518d\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u4e86\u65b0\u7684\u6a5f\u6703\u3002\n\u50b3\u7d71\u4e0a\uff0c\u518d\u4fdd\u96aa\u516c\u53f8\u7684\u6210\u529f\u8981\u9ebc\u662f\u901a\u904e\u64f4\u5927\u898f\u6a21\u4f86\u627f\u64d4\u8a31\u591a\u98a8\u96aa\uff0c\u8981\u9ebc\u662f\u901a\u904e\u5c08\u6ce8\u65bc\u7279\u5b9a\u7684\u5229\u57fa\u5e02\u5834\u3002\n\u5c08\u696d\u518d\u4fdd\u96aa\u516c\u53f8\u901a\u904e\u6210\u70ba\u5176\u4ed6\u4fdd\u96aa\u516c\u53f8\u4e0d\u6703\u89f8\u53ca\u7684\u98a8\u96aa\u5c08\u5bb6\u800c\u84ec\u52c3\u767c\u5c55\u3002  <\/p>\n\n<p>\u9019\u7a2e\u5c08\u696d\u5316\u5728\u6280\u8853\u9a45\u52d5\u7684\u4fdd\u96aa\u672a\u4f86\u4ecd\u7136\u5f88\u6709\u50f9\u503c\u3002\n\u7136\u800c\uff0c\u70ba\u4e86\u78ba\u4fdd\u4ed6\u5011\u63a5\u89f8\u5230\u5408\u9069\u7684\u5ba2\u6236\uff0c\u5c08\u696d\u518d\u4fdd\u96aa\u516c\u53f8\u9700\u8981\u91cd\u65b0\u8003\u616e\u4ed6\u5011\u5982\u4f55\u5efa\u7acb\u548c\u63a8\u5ee3\u95dc\u4fc2\u3002 <\/p>\n\n<p>\u4ed6\u5011\u9084\u9700\u8981\u4e86\u89e3\u4e0d\u65b7\u8b8a\u5316\u7684\u5ba2\u6236\u9700\u6c42\u3002\n\u201c\u7576\u4eca\u7684\u7cbe\u76ca\u548c\u6280\u8853\u9a45\u52d5\u578b\u7d44\u7e54\u66f4\u91cd\u8996\u9632\u6b62\u640d\u5931\uff0c\u800c\u4e0d\u662f\u8f49\u79fb\u98a8\u96aa;\u4ed6\u5011\u5c0d\u4fdd\u96aa\u6709\u4e0d\u540c\u7684\u9700\u6c42\u548c\u671f\u671b\uff0c\u201c\u5b89\u6c38\u5168\u7403\u4fdd\u96aa\u8aee\u8a62\u4e3b\u7ba1\u5408\u5925\u4eba\u517c\u5b89\u6c38\u6b50\u6d32\u3001\u4e2d\u6771\u548c\u975e\u6d32\u4fdd\u96aa\u4e3b\u7ba1\u5408\u5925\u4eba <a href=\"https:\/\/www.ey.com\/en_gl\/innovation-in-insurance\/seven-business-models-of-the-future-for-the-insurance-sector\" target=\"_blank\" rel=\"noreferrer noopener\">Peter Manchester<\/a> \u8aaa\u3002 <\/p>\n\n<p>\u201c\u8f49\u578b\u6700\u6210\u529f\u7684\u516c\u53f8\u5c07\u662f\u90a3\u4e9b\u7dca\u6025\u63a8\u52d5\u8fd1\u671f\u8b8a\u9769\uff0c\u540c\u6642\u5c0d\u672a\u4f86\u9032\u884c\u660e\u667a\u7684\u9577\u671f\u62bc\u6ce8\u7684\u516c\u53f8\uff0c\u201d\u5b89\u6c38\u7f8e\u6d32\u4fdd\u96aa\u884c\u696d\u548c\u8aee\u8a62\u4e3b\u7ba1 <a href=\"https:\/\/www.ey.com\/en_gl\/innovation-in-insurance\/seven-business-models-of-the-future-for-the-insurance-sector\" target=\"_blank\" rel=\"noreferrer noopener\">Ed J. Majkowski<\/a> \u8aaa\u3002\n\u5c0d\u65bc\u5546\u696d\u4fdd\u96aa\u548c\u518d\u4fdd\u96aa\uff0c\u9019\u4e9b\u8ced\u6ce8\u5c07\u96c6\u4e2d\u5728\u4e86\u89e3\u5ba2\u6236\u9700\u6c42\u4e0a\u3002\n\u8a31\u591a\u4fdd\u96aa\u516c\u53f8\u548c\u518d\u4fdd\u96aa\u516c\u53f8\u9084\u5c07\u5728\u6578\u5b57\u74b0\u5883\u4e2d\u8207\u5176\u4ed6\u4fdd\u96aa\u516c\u53f8\u548c\u5176\u4ed6\u4f9b\u61c9\u5546\u5408\u4f5c\uff0c\u4ee5\u6eff\u8db3\u9019\u4e9b\u9700\u6c42\u3002\n\u9019\u7a2e\u5ba2\u6236\u8d8a\u4f86\u8d8a\u719f\u6089\u7684\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u65b9\u6cd5\u5c07\u901a\u904e\u5354\u4f5c\u63d0\u4f9b\u7af6\u722d\u512a\u52e2\uff0c\u4f7f\u4fdd\u96aa\u516c\u53f8\u548c\u518d\u4fdd\u96aa\u516c\u53f8\u651c\u624b\u9081\u5411\u672a\u4f86\u3002   <\/p>\n\n<p><em>\u5716\u7247\u63d0\u4f9b\uff1a Tyler Olson\/\u00a9123RF.com\uff0c dolgachov\/\u00a9123RF.com\uff0c dolgachov\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8207\u4fdd\u96aa\u696d\u7684\u5176\u4ed6\u9818\u57df\u4e00\u6a23\uff0c\u518d\u4fdd\u96aa\u4e5f\u8655\u65bc\u5341\u5b57\u8def\u53e3\u3002 COVID-19 \u5927\u6d41\u884c\u3001\u8feb\u5728\u7709\u776b\u7684\u98b6\u98a8\u5b63\u7bc0\u548c\u5176\u4ed6\u98a8\u96aa\u5a01\u8105\u8457\u91cd [&hellip;]<\/p>\n","protected":false},"featured_media":8762,"template":"","insight-category":[],"class_list":["post-19961","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/19961","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/8762"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=19961"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=19961"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}