{"id":19956,"date":"2024-09-20T14:51:01","date_gmt":"2024-09-20T19:51:01","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e5%90%88%e4%bd%9c%e5%a4%a5%e4%bc%b4%e9%97%9c%e4%bf%82%e6%ad%a3%e5%9c%a8%e6%94%b9%e8%ae%8a%e5%95%86%e6%a5%ad%e9%9a%aa%e7%a8%ae%e7%9a%84%e5%88%86%e9%8a%b7%e6%96%b9%e5%bc%8f\/"},"modified":"2024-09-20T14:51:03","modified_gmt":"2024-09-20T19:51:03","slug":"%e5%90%88%e4%bd%9c%e5%a4%a5%e4%bc%b4%e9%97%9c%e4%bf%82%e6%ad%a3%e5%9c%a8%e6%94%b9%e8%ae%8a%e5%95%86%e6%a5%ad%e9%9a%aa%e7%a8%ae%e7%9a%84%e5%88%86%e9%8a%b7%e6%96%b9%e5%bc%8f","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e5%90%88%e4%bd%9c%e5%a4%a5%e4%bc%b4%e9%97%9c%e4%bf%82%e6%ad%a3%e5%9c%a8%e6%94%b9%e8%ae%8a%e5%95%86%e6%a5%ad%e9%9a%aa%e7%a8%ae%e7%9a%84%e5%88%86%e9%8a%b7%e6%96%b9%e5%bc%8f\/","title":{"rendered":"\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u6b63\u5728\u6539\u8b8a\u5546\u696d\u96aa\u7a2e\u7684\u5206\u92b7\u65b9\u5f0f"},"content":{"rendered":"\n<p>COVID-19 \u4f7f\u8a72\u570b\u5728\u4e92\u806f\u7db2\u4e0a\u8cfc\u8cb7\u4e86\u5f9e\u96f6\u552e\u5546\u54c1\u5230\u4fdd\u96aa\u7bc4\u570d\u7684\u5404\u7a2e\u5546\u54c1\u3002\n\u5728\u6b64\u904e\u7a0b\u4e2d\uff0c\u5927\u6d41\u884c\u51f8\u986f\u4e86\u5c0d\u5b8c\u6574\u6578\u4f4d\u5206\u92b7\u6d41\u7a0b\u7684\u9700\u6c42\u3002 <\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u548c\u4ee3\u7406\u4eba\u9700\u8981\u80fd\u5920\u901a\u904e\u5ba2\u6236\u6613\u65bc\u8a2a\u554f\u7684\u5728\u7dda\u5e73\u81fa\u4ee5\u6578\u4f4d\u65b9\u5f0f\u884c\u92b7\u4fdd\u96aa\u7522\u54c1\u3001\u92b7\u552e\u4fdd\u55ae\u4ee5\u53ca\u7d81\u5b9a\u4fdd\u96aa\u548c\u670d\u52d9\u5546\u696d\u96aa\u7a2e\u3002\n\u96d6\u7136\u6578\u5341\u5bb6\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u5df2\u7d93\u89e3\u6c7a\u4e86\u9019\u500b\u554f\u984c\u7684\u5404\u500b\u65b9\u9762\uff0c\u4f46\u5c07\u9019\u4e9b\u65b0\u89e3\u6c7a\u65b9\u6848\u6574\u5408\u5230\u4e00\u500b\u55ae\u4e00\u3001\u9ad8\u6548\u7684\u5305\u4e2d\uff0c\u4fdd\u96aa\u516c\u53f8\u6703\u767c\u73fe\u5b83\u5f88\u5bb9\u6613\u4f7f\u7528\u3002 <\/p>\n\n<p>\u5305\u62ec\u904b\u71df\u5546\u3001\u4ee3\u7406\u5546\u548c\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u5728\u5167\u7684\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u5728\u75ab\u60c5\u6539\u8b8a\u7684\u4e16\u754c\u4e2d\u63d0\u4f9b\u4e86\u7af6\u722d\u512a\u52e2\u3002\n\u73fe\u5728\u662f\u7d44\u5efa\u4e00\u652f\u5f37\u5927\u7684\u904b\u71df\u5546-\u4ee3\u7406\u4eba-\u4fdd\u96aa\u79d1\u6280\u5718\u968a\u7684\u6642\u5019\u4e86\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u5f8c\u75ab\u60c5\u6642\u4ee3\u7684\u6578\u4f4d\u9700\u6c42<\/h2>\n\n<p>\u4fdd\u96aa\u7684\u6578\u4f4d\u5206\u92b7\u4e26\u4e0d\u662f\u5f9e COVID-19 \u5927\u6d41\u884c\u958b\u59cb\u7684\u3002\n\u7136\u800c\uff0c\u65b0\u51a0\u75ab\u60c5\u589e\u52a0\u4e86\u4fdd\u96aa\u516c\u53f8\u3001\u4ee3\u7406\u4eba\u548c\u5ba2\u6236\u7684\u58d3\u529b\uff0c\u8981\u6c42\u4ed6\u5011\u76e1\u53ef\u80fd\u5728\u6578\u4f4d\u74b0\u5883\u4e2d\u958b\u5c55\u696d\u52d9\u3002 <\/p>\n\n<p>\u5c08\u6ce8\u65bc\u6578\u4f4d\u5206\u92b7\u7684\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u901a\u5e38\u5c6c\u65bc\u4ee5\u4e0b\u5169\u985e\u4e4b\u4e00\u3002\n\u7b2c\u4e00\u985e\u5305\u62ec\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\uff0c\u4ed6\u5011\u69cb\u5efa\u4e86\u4fdd\u96aa\u516c\u53f8\u63a5\u89f8\u5ba2\u6236\u548c\u5206\u92b7\u81ea\u5df1\u7684\u7522\u54c1\u6240\u9700\u7684\u5de5\u5177\u548c\u5e73\u81fa\u3002\n\u9019\u4e9b\u516c\u53f8\u901a\u5e38\u81ea\u5df1\u4e0d\u5206\u92b7\u4fdd\u96aa;\u76f8\u53cd\uff0c\u4ed6\u5011\u8aac\u660e\u4ee3\u7406\u5546\u548c\u904b\u71df\u5546\u806f\u7e6b\u5ba2\u6236\u3001\u751f\u6210\u5831\u50f9\u4e26\u7d81\u5b9a\u4fdd\u96aa\u3002  <\/p>\n\n<p>\u7b2c\u4e8c\u985e\u5305\u62ec\u5c0b\u6c42\u5c07\u81ea\u5df1\u5b9a\u4f4d\u70ba\u5ba2\u6236\u7372\u5f97\u4fdd\u96aa\u7684\u9580\u6236\u7684\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u3002\n\u5728\u7c73\u5fb7\u723e\u4f2f\u91cc\u570b\u969b\u7814\u7a76\u5b78\u9662\u6559\u6388\u5275\u696d\u5b78\u7684 <a href=\"https:\/\/www.forbes.com\/sites\/alexlazarow\/2019\/12\/03\/which-insurtech-distribution-model-gets-it-right\/#75c92f9829c8\" target=\"_blank\" rel=\"noreferrer noopener\">Alex Lazarow<\/a> \u8aaa\uff0c\u9019\u500b\u9818\u57df\u7684\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u5f80\u5f80\u5805\u6301\u4ee5\u4e0b\u4e09\u7a2e\u5206\u92b7\u6a21\u5f0f\u4e4b\u4e00\uff1a\u7d93\u7d00\u4eba\u3001\u7ba1\u7406\u7e3d\u4ee3\u7406 \uff08MGA\uff09 \u6216\u5168\u68e7\u904b\u71df\u5546\u3002 <\/p>\n\n<p>\u904b\u71df\u5546\u901a\u904e\u63a1\u7528\u53e6\u4e00\u7a2e\u5206\u92b7\u4fdd\u96aa\u7684\u65b9\u5f0f\uff0c\u5f9e\u8207\u7d93\u7d00\u4eba\u548c MGA \u904b\u71df\u5546\u7684\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u4e2d\u53d7\u76ca\u3002\n\u4ed6\u5011\u9084\u53ef\u4ee5\u5f9e\u77ad\u89e3\u5168\u68e7\u4fdd\u96aa\u516c\u53f8\u4e2d\u53d7\u76ca\uff0c\u9019\u4e9b\u4fdd\u96aa\u516c\u53f8\u901a\u5e38\u4f9d\u8cf4\u6210\u719f\u7684\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u518d\u4fdd\u96aa\u6216\u63d0\u4f9b\u4fdd\u96aa\u79d1\u6280\u7121\u6cd5\u81ea\u884c\u8655\u7406\u7684\u4fdd\u96aa\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">Three&#8217;s Company\uff1a\u4fdd\u96aa\u79d1\u6280\u662f\u5206\u92b7\u9818\u57df\u7684\u5fc5\u8981\u5408\u4f5c\u5925\u4f34<\/h3>\n\n<p>\u65b0\u578b\u51a0\u72c0\u75c5\u6bd2\u5c07\u5168\u7403\u5927\u90e8\u5206\u696d\u52d9\u8f49\u79fb\u5230\u6578\u4f4d\u7ba1\u9053\uff0c\u5305\u62ec\u4fdd\u96aa\u696d\u52d9\u3002\n\u901a\u904e\u9019\u6a23\u505a\uff0c\u5b83\u985b\u8986\u4e86\u4fdd\u96aa\u516c\u53f8\u548c\u4ee3\u7406\u4eba\u7684\u7d93\u71df\u65b9\u5f0f\u3002 <\/p>\n\n<p>2020 \u5e74 5 \u6708\u5c0d\u7f8e\u570b\u4fdd\u96aa\u4ee3\u7406\u4eba\u9032\u884c\u7684\u4e00\u9805\u8abf\u67e5\u767c\u73fe\uff0c\u8fd1\u4e00\u534a\u7684\u53d7\u8a2a\u4ee3\u7406\u4eba\u8868\u793a\uff0c\u300c\u9060\u7aef\u5efa\u7acb\u65b0\u7684\u5ba2\u6236\u95dc\u4fc2\u300d\u662f\u4ed6\u5011\u5728\u75ab\u60c5\u671f\u9593\u9762\u81e8\u7684\u6700\u5927\u6311\u6230\uff0c\u9ea5\u80af\u932b\u7684\u7814\u7a76\u4eba\u54e1 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/how-insurance-can-prepare-for-the-next-distribution-model\" target=\"_blank\" rel=\"noreferrer noopener\">Simon Kaesler<\/a> \u5beb\u9053\u3002\n\u8207\u6b64\u540c\u6642\uff0c\u63d0\u4f9b\u76f4\u63a5\u5206\u92b7\u7ba1\u9053\u7684\u904b\u71df\u5546\u7684\u8208\u8da3\u6709\u6240\u589e\u52a0\uff0c\u4f46\u4ed6\u5011\u4e26\u4e0d\u7e3d\u662f\u80fd\u5920\u56de\u7b54\u5ba2\u6236\u7684\u554f\u984c\u6216\u7559\u4f4f\u5ba2\u6236\u7684\u8208\u8da3\u3002 <\/p>\n\n<p>\u70ba\u4e86\u61c9\u5c0d\u9019\u4e9b\u6311\u6230\uff0cKaesler \u548c McKinsey \u5718\u968a\u5efa\u8b70\u4fdd\u96aa\u516c\u53f8\u548c\u4ee3\u7406\u5546\u8003\u616e\u8207\u4fdd\u96aa\u79d1\u6280\u5408\u4f5c\u3002\n\u4ed6\u5011\u63d0\u5230\uff0c\u4fdd\u96aa\u79d1\u6280\u5de5\u5177\u53ef\u4ee5\u4f7f\u4fdd\u96aa\u516c\u53f8\u548c\u4ee3\u7406\u4eba\u5f4c\u5408\u5dee\u8ddd\uff0c\u4f75\u70ba\u4fdd\u96aa\u5ba2\u6236\u63d0\u4f9b\u6709\u610f\u7fa9\u7684\u9ad4\u9a57\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/working-late-night-1024x683.jpg\" alt=\"\" class=\"wp-image-8595\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/working-late-night-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/working-late-night-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/working-late-night-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/working-late-night.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u8b93\u4ee3\u7406\u5546\u53c3\u8207\u4fdd\u96aa\u79d1\u6280\u89e3\u6c7a\u65b9\u6848<\/h2>\n\n<p>\u5e7e\u5e74\u4f86\uff0c\u4fdd\u96aa\u4ee3\u7406\u4eba\u4e00\u76f4\u5c0d\u4fdd\u96aa\u79d1\u6280\u6301\u61f7\u7591\u614b\u5ea6\u3002\n\u4e00\u500b\u6578\u4f4d\u5206\u92b7\u6210\u70ba\u5e38\u614b\u7684\u4e16\u754c\u4f3c\u4e4e\u662f\u4e00\u500b\u5c07\u4fdd\u96aa\u4ee3\u7406\u4eba\u6392\u9664\u5728\u5206\u92b7\u8ff4\u5708\u4e4b\u5916\u7684\u4e16\u754c\u3002 <\/p>\n\n<p>\u5c0d\u4ee3\u7406\u5546\u4f86\u8aaa\u5e78\u904b\u7684\u662f\uff0c\u9019\u4e9b\u64d4\u6182\u4f3c\u4e4e\u4ecd\u7136\u8655\u65bc\u731c\u6e2c\u7684\u9818\u57df\u3002\n\u5c0f\u578b\u4f01\u696d\u4e0d\u518d\u5b8c\u5168\u8f49\u5411\u5728\u7dda\u8cfc\u8cb7\u4fdd\u96aa\uff0c\u800c\u662f\u958b\u59cb\u4f9d\u8cf4\u6578\u5b57\u8a2a\u554f\u548c\u4ee3\u7406\u95dc\u4fc2\u7684\u7d44\u5408\u4f86\u505a\u51fa\u4fdd\u96aa\u6c7a\u7b56\u3002 <\/p>\n\n<p>\u6578\u4f4d\u5206\u767c\u53ef\u80fd\u4f7f\u8a2a\u554f\u904b\u71df\u5546\u8b8a\u5f97\u66f4\u52a0\u5bb9\u6613\uff0c\u4f46\u5b83\u4e26\u4e0d\u80fd\u56de\u7b54\u55ae\u500b\u4f01\u696d\u9762\u81e8\u7684\u554f\u984c\u3002\n\u7531\u65bc\u5404\u7a2e\u696d\u52d9\u985e\u578b\u3001\u898f\u6a21\u3001\u9700\u6c42\u548c\u95dc\u6ce8\u9ede\u540c\u6642\u904b\u4f5c\uff0c\u4f01\u696d\u9700\u8981\u7d93\u9a57\u8c50\u5bcc\u7684\u4ee3\u7406\u4eba\u7684\u6307\u5c0e\u3002 <\/p>\n\n<p>\u53cd\u904e\u4f86\uff0c\u4ee3\u7406\u4eba\u53ef\u4ee5\u5f9e\u4fdd\u96aa\u79d1\u6280\u4e2d\u53d7\u76ca\u3002\n\u4fdd\u96aa\u79d1\u6280\u5de5\u5177\u88dc\u5145\u4e86\u7368\u7acb\u4ee3\u7406\u4eba\u5df2\u7d93\u5728\u505a\u7684\u5de5\u4f5c\u3002\n\u5b83\u5011\u4f7f\u4ee3\u7406\u4eba\u66f4\u9ad8\u6548\uff0c\u6539\u5584\u4e86\u4ed6\u5011\u5c0d\u8cc7\u8a0a\u7684\u8a2a\u554f\u548c\u7d81\u5b9a\u4fdd\u96aa\u7684\u80fd\u529b\u3002  <\/p>\n\n<p>\u7136\u800c\uff0c\u8981\u63a1\u7528\u65b0\u7684\u6578\u4f4d\u5de5\u5177\uff0c\u4fdd\u96aa\u4ee3\u7406\u4eba\u9996\u5148\u9700\u8981\u63a5\u53d7\u4fdd\u96aa\u79d1\u6280\u7684\u7406\u5ff5\u3002<\/p>\n\n<p>\u8fc4\u4eca\u70ba\u6b62\uff0c\u8a31\u591a\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u90fd\u5c08\u6ce8\u65bc\u4fdd\u96aa\u516c\u53f8\u9762\u81e8\u7684\u554f\u984c\u3002\n\u56e0\u6b64\uff0c\u8a31\u591a\u7368\u7acb\u7684\u4fdd\u96aa\u4ee3\u7406\u4eba\u8a8d\u70ba\u4fdd\u96aa\u79d1\u6280\u53ea\u95dc\u6ce8\u904b\u71df\u5546;\u7136\u800c\uff0c\u901a\u904e\u9019\u6a23\u505a\uff0c\u9019\u4e9b\u4ee3\u7406\u4eba\u5ffd\u8996\u4e86\u90a3\u4e9b\u5c08\u9580\u6eff\u8db3\u4ee3\u7406\u4eba\u9700\u6c42\u7684\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u3002 <\/p>\n\n<p>\u4f8b\u5982\uff0c\u4e00\u4e9b\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u5c08\u6ce8\u65bc\u7368\u7acb\u4ee3\u7406\u4eba\u5728\u65e5\u5e38\u5de5\u4f5c\u4e2d\u9762\u81e8\u7684\u7279\u5b9a\u554f\u984c\u3002\n\u901a\u904e\u5c08\u6ce8\u65bc\u7368\u7acb\u4ee3\u7406\u4eba\u53ca\u5176\u9700\u6c42\uff0c\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u5df2\u7d93\u80fd\u5920\u70ba\u56f0\u64fe\u4fdd\u96aa\u4ee3\u7406\u4eba\u591a\u5e74\u7684\u554f\u984c\u63d0\u4f9b\u89e3\u6c7a\u65b9\u6848\u3002\n\u9019\u4e9b\u63aa\u65bd\u5305\u62ec\u5c0b\u627e\u65b0\u696d\u52d9\u3001\u7559\u4f4f\u5ba2\u6236\u548c\u63d0\u9ad8\u4ee3\u7406\u7684\u65e5\u5e38\u5de5\u4f5c\u6548\u7387\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"731\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/collaborative-office-environment-1024x731.jpg\" alt=\"\" class=\"wp-image-8585\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/collaborative-office-environment-1024x731.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/collaborative-office-environment-300x214.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/collaborative-office-environment-768x548.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/collaborative-office-environment.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u7d9c\u4e0a\u6240\u8ff0\uff1a\u904b\u71df\u5546-\u4ee3\u7406\u4eba-\u4fdd\u96aa\u79d1\u6280\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u5982\u4f55\u6539\u8b8a\u5546\u696d\u7dda<\/h2>\n\n<p>\u70ba\u4e86\u61c9\u5c0d\u65b0\u51a0\u75ab\u60c5\u548c\u5176\u4ed6\u58d3\u529b\uff0c\u4fdd\u96aa\u5de5\u4f5c\u6b63\u5728\u8fc5\u901f\u8b8a\u5316\uff0c\u5305\u62ec\u696d\u52d9\u5f9e\u985e\u6bd4\u57fa\u790e\u5230\u6578\u4f4d\u57fa\u790e\u7684\u6301\u7e8c\u8f49\u578b\u3002<\/p>\n\n<p>COVID-19 \u52a0\u901f\u4e86\u4e00\u4e9b\u5df2\u7d93\u5728\u9032\u884c\u7684\u8b8a\u5316;\u53e6\u4e00\u4e9b\u5247\u6253\u64ca\u5f97\u66f4\u6df1\uff0c\u8981\u6c42\u95dc\u6ce8\u5546\u696d\u672c\u8eab\u7684\u57fa\u790e\u3002\n\u4f8b\u5982\uff0c\u9ea5\u80af\u932b\u7684 <a href=\"https:\/\/www.mckinsey.com\/featured-insights\/leadership\/the-future-is-not-what-it-used-to-be-thoughts-on-the-shape-of-the-next-normal\" target=\"_blank\" rel=\"noreferrer noopener\">Kevin Sneader \u548c Shubham Singhal<\/a> \u5beb\u9053\uff0c\u6bcf\u500b\u884c\u696d\u7684\u4f01\u696d\u90fd\u5728\u4e86\u89e3\u5f48\u6027\u7684\u91cd\u8981\u6027\u4ee5\u53ca\u5c0d\u652f\u63f4\u5f48\u6027\u7684\u5de5\u5177\u7684\u9700\u6c42\u3002 <\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u3001\u4ee3\u7406\u4eba\u548c\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u4e4b\u9593\u5f37\u5927\u3001\u6709\u5f48\u6027\u7684\u95dc\u4fc2\u53ef\u4ee5\u70ba\u4fdd\u96aa\u696d\u52d9\u5960\u5b9a\u57fa\u790e\uff0c\u4f7f\u5176\u5728\u7576\u524d\u75ab\u60c5\u7684\u885d\u64ca\u548c\u4efb\u4f55\u5176\u4ed6\u4e0d\u53ef\u9810\u898b\u7684\u4e2d\u65b7\u4e2d\u5016\u5b58\u4e0b\u4f86\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">\u901a\u904e\u5efa\u7acb\u4fdd\u96aa\u79d1\u6280\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u4f86\u7ba1\u7406\u98a8\u96aa<\/h3>\n\n<p>J.D. Power \u8ca1\u7522\u548c\u610f\u5916\u50b7\u5bb3\u4fdd\u96aa\u4e3b\u7ba1 <a href=\"https:\/\/www.carriermanagement.com\/news\/2019\/06\/07\/194204.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Tom Super<\/a> \u8868\u793a\uff0c\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u4f7f\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u80fd\u5920\u7ba1\u7406\u98a8\u96aa\uff0c\u540c\u6642\u4ecd\u80fd\u4eab\u53d7\u4f7f\u7528\u6280\u8853\u9032\u884c\u6578\u4f4d\u5206\u92b7\u7684\u4e00\u4e9b\u597d\u8655\u3002<\/p>\n\n<p>\u7531\u65bc\u5f88\u5c11\u6709\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u5c0d\u8001\u724c\u4fdd\u96aa\u516c\u53f8\u69cb\u6210\u76f4\u63a5\u5a01\u8105\uff0c\u56e0\u6b64\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u53ef\u4ee5\u5728\u4e0d\u5371\u53ca\u904b\u71df\u5546\u6216\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u7684\u6838\u5fc3\u696d\u52d9\u7684\u60c5\u6cc1\u4e0b\u5be6\u73fe\u96d9\u65b9\u7684\u589e\u9577\u3002\nSuper \u8868\u793a\uff0c\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u53ef\u4ee5\u201c\u5f9e\u5927\u578b\u4fdd\u96aa\u516c\u53f8\u6295\u5165\u6700\u5c11\u7684\u8cc7\u6e90\uff0c\u540c\u6642\u4e5f\u4e0d\u6703\u932f\u904e\u9019\u4e9b\u516c\u53f8\u7684\u76f4\u63a5\u5229\u76ca\uff0c\u4e26\u7372\u5f97\u5927\u91cf\u77e5\u8b58\uff0c\u60a8\u53ef\u4ee5\u5c07\u9019\u4e9b\u77e5\u8b58\u878d\u5165\u81ea\u5df1\u7684\u6578\u4f4d\u6587\u5316\u4e2d\u201d\u3002 <\/p>\n\n<p>\u201c\u5982\u679c\u4f60\u627e\u5230\u5408\u9069\u7684\u4fdd\u96aa\u79d1\u6280\u5408\u4f5c\u5925\u4f34\uff0c\u4f60\u53ef\u4ee5\u5728\u6bd4\u5728\u5167\u90e8\u5efa\u7acb\u81ea\u5df1\u7684\u80fd\u529b\u66f4\u77ed\u7684\u6642\u9593\u5167\u5f9e 0 \u5230 60\uff0c\u201dGallagher \u526f\u7e3d\u88c1\u517c\u4fdd\u96aa\u79d1\u6280\u958b\u767c\u4e3b\u7ba1 <a href=\"https:\/\/www.russbanham.com\/2019\/11\/18\/happy-together-yesteryears-insurtech-disrupters-are-todays-broker-partners\/\" target=\"_blank\" rel=\"noreferrer noopener\">Jonathan Hendrickson<\/a> \u8aaa\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">\u7b2c\u4e00\u6b65<\/h3>\n\n<p>\u5c0d\u65bc\u4fdd\u96aa\u516c\u53f8\u548c\u4ee3\u7406\u5546\u4f86\u8aaa\uff0c\u4fdd\u96aa\u79d1\u6280\u4e16\u754c\u90fd\u63ed\u793a\u4e86\u8a31\u591a\u6a5f\u6703\uff0c\u5176\u4e2d\u5305\u62ec\u4e00\u4e9b\u7121\u8ad6\u4fdd\u96aa\u516c\u53f8\u672a\u4f86\u671d\u54ea\u500b\u65b9\u5411\u767c\u5c55\u90fd\u53ef\u80fd\u5e36\u4f86\u597d\u8655\u7684\u6a5f\u6703\u3002<\/p>\n\n<p>\u9019\u4e9b\u6a5f\u6703\u5305\u62ec\u5275\u5efa\u6a19\u6e96\u5316\u7522\u54c1\u4f75\u70ba\u5176\u5b9a\u50f9\uff0c\u4ee5\u4fbf\u5b83\u5011\u53ef\u4ee5\u4ee5\u6a21\u7d44\u5316\u65b9\u5f0f\u92b7\u552e\uff0c\u4f7f\u4ee3\u7406\u5546\u548c\u5ba2\u6236\u66f4\u5bb9\u6613\u7406\u89e3\u7522\u54c1\u3002\n\u5c08\u6ce8\u65bc\u4f7f\u7528\u6578\u64da\u66f4\u597d\u5730\u4e86\u89e3\u5ba2\u6236\u9700\u6c42\u4e5f\u53ef\u80fd\u70ba\u5c0b\u6c42\u5728\u5927\u6578\u64da\u6642\u4ee3\u84ec\u52c3\u767c\u5c55\u7684\u4fdd\u96aa\u516c\u53f8\u5e36\u4f86\u56de\u5831\u3002 <\/p>\n\n<p>\u5c0d\u65bc\u4ee3\u7406\u5546\u4f86\u8aaa\uff0c\u4e3b\u8981\u91cd\u9ede\u662f\u627e\u5230\u6578\u4f4d\u5de5\u5177\u7121\u6cd5\u53d6\u4ee3\u7684\u512a\u52e2\u7684\u4eba\uff0c\u7136\u5f8c\u5e6b\u52a9\u4ed6\u5011\u7684\u54e1\u5de5\u548c\u5ba2\u6236\u4f7f\u7528\u6578\u4f4d\u5206\u92b7\u65b9\u6cd5\u4f5c\u70ba\u5be6\u73fe\u6bcf\u6b21\u90fd\u70ba\u6b63\u78ba\u5ba2\u6236\u63d0\u4f9b\u6b63\u78ba\u8986\u84cb\u7684\u5171\u540c\u76ee\u6a19\u7684\u624b\u6bb5\u3002<\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u548c\u4ee3\u7406\u4eba\u9577\u671f\u4ee5\u4f86\u4e00\u76f4\u4fdd\u6301\u8457\u4e92\u60e0\u4e92\u5229\u7684\u95dc\u4fc2\u3002\n\u96d9\u65b9\u90fd\u53d7\u76ca\u65bc\u5438\u5f15\u5ba2\u6236\u548c\u4fdd\u6301\u5ba2\u6236\u5fe0\u8aa0\u5ea6\u3002\n\u4f46\u662f\uff0c\u96d6\u7136\u4ed6\u5011\u7684\u76ee\u6a19\u901a\u5e38\u662f\u4e92\u88dc\u7684\uff0c\u4f46\u4ee3\u7406\u5546\u548c\u904b\u71df\u5546\u4e26\u4e0d\u7e3d\u662f\u5efa\u7acb\u6eff\u8db3\u9019\u4e9b\u76ee\u6a19\u6240\u9700\u7684\u95dc\u4fc2\u3002\n\u5c07\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u7d0d\u5165\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u7684\u7b2c\u4e09\u65b9\u5408\u4f5c\u5925\u4f34\u53ef\u4ee5\u8aac\u660e\u4ee3\u7406\u5546\u548c\u904b\u71df\u5546\u5be6\u73fe\u9019\u4e9b <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/agile-dynamic-bundles?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.16.1725204964040&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u696d\u52d9\u76ee\u6a19<\/a>\u3002   <\/p>\n\n<p><em>\u5716\u7247\u4f86\u81ea\uff1adaizuoxin\/\u00a9123RF.com\u3001mavoimage\/\u00a9123RF.com\u3001Somsak Sudthangtum\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>COVID-19 \u4f7f\u8a72\u570b\u5728\u4e92\u806f\u7db2\u4e0a\u8cfc\u8cb7\u4e86\u5f9e\u96f6\u552e\u5546\u54c1\u5230\u4fdd\u96aa\u7bc4\u570d\u7684\u5404\u7a2e\u5546\u54c1\u3002 \u5728\u6b64\u904e\u7a0b\u4e2d\uff0c\u5927\u6d41\u884c\u51f8\u986f\u4e86\u5c0d\u5b8c\u6574\u6578\u4f4d\u5206 [&hellip;]<\/p>\n","protected":false},"featured_media":8608,"template":"","insight-category":[],"class_list":["post-19956","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/19956","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/8608"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=19956"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=19956"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}