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COVID-19 \u5927\u6d41\u884c\u5f9e\u6839\u672c\u4e0a\u6539\u8b8a\u4e86\u7f8e\u570b\u4eba\u7684\u5de5\u4f5c\u548c\u751f\u6d3b\u7fd2\u6163\u3002\n\u505c\u5de5\u3001\u5c31\u5730\u907f\u96e3\u4ee4\u4ee5\u53ca\u70ba\u904f\u5236\u75c5\u6bd2\u50b3\u64ad\u800c\u9700\u8981\u9694\u96e2\uff0c\u9019\u610f\u5473\u8457\u6578\u767e\u842c\u4eba\u5446\u5728\u5bb6\u88e1\u3002\n\u500b\u4eba\u548c\u5546\u7528\u8eca\u8f1b\u4ecd\u7136\u505c\u653e\u8457\u3002\n\u4e00\u4e9b\u6c7d\u8eca\u4fdd\u96aa\u5ba2\u6236\u751a\u81f3\u5c0b\u6c42\u964d\u4f4e\u8cbb\u7387\u6216\u53d6\u6d88\u7121\u4eba\u99d5\u99db\u7684\u8eca\u8f1b\u7684\u4fdd\u96aa\u3002 <\/p>\n\n

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\u5927\u6d41\u884c\u6700\u521d\u5e7e\u500b\u6708\u7684\u6c7d\u8eca\u4fdd\u96aa\u8da8\u52e2<\/h2>\n\n

\u96a8\u8457 COVID-19 \u5728 2020 \u5e74 3 \u6708\u95dc\u9589\u4f01\u696d\u4e26\u5c07\u7f8e\u570b\u4eba\u9650\u5236\u5728\u5bb6\u4e2d\uff0c\u8981\u6c42\u6539\u8b8a\u6c7d\u8eca\u4fdd\u96aa\u7684\u547c\u8072\u5f88\u5feb\u5c31\u4f86\u4e86\u3002<\/p>\n\n

\u4f8b\u5982\uff0c2020 \u5e74 3 \u6708\uff0c\u52a0\u5dde\u6d88\u8cbb\u8005\u806f\u5408\u6703\u6559\u80b2\u57fa\u91d1\u6703 \uff08CFCEF\uff09 \u5411\u8a72\u5dde\u4fdd\u96aa\u5c08\u54e1\u8acb\u9858\uff0c\u8981\u6c42\u6c7d\u8eca\u4fdd\u96aa\u516c\u53f8\u5411\u56e0\u5927\u6d41\u884c\u800c\u7121\u6cd5\u4e0a\u8def\u7684\u53f8\u6a5f\u9000\u9084\u4fdd\u8cbb\u3002\n\u6b64\u8209\u65e2\u53ef\u4ee5\u9632\u6b62\u300c\u66b4\u5229\u300d\uff0c\u53c8\u80fd\u5e6b\u52a9\u8a72\u5dde\u6700\u8ca7\u56f0\u7684\u5de5\u4eba\uff0cCFCEF \u4e3b\u4efb \u7406\u67e5\u00b7\u970d\u6d1b\u4f2f \uff08Richard Holober<\/a>\uff09 \u8aaa\u3002 <\/p>\n\n

\u6700\u7d42\uff0c\u5e7e\u5bb6\u6c7d\u8eca\u4fdd\u96aa\u516c\u53f8\u78ba\u5be6\u5411\u7f8e\u570b\u5404\u5730\u7684\u5ba2\u6236\u9000\u9084\u6216\u8cb8\u8a18\u4e86\u90e8\u5206\u6c7d\u8eca\u4fdd\u96aa\u8cbb\u3002<\/p>\n\n

\u201c\u9019\u4e9b\u516c\u53f8\u8a66\u5716\u53cd\u6620\u73fe\u5728\u767c\u751f\u7684\u4e8b\u60c5\uff0c\u56e0\u70ba\u4fdd\u96aa\u516c\u53f8\u7522\u751f\u7684\u6210\u672c\u8207\u4ed6\u5011\u9810\u671f\u7684\u660e\u986f\u4e0d\u540c\uff0c\u201dPinnacle Actuarial Resources\uff0c Inc. \u7684\u9ad8\u7d1a\u8aee\u8a62\u7cbe\u7b97\u5e2b Greg Frankowiak<\/a> \u8aaa\u3002<\/p>\n\n

\u7136\u800c\uff0c\u5728 2020 \u5e74\u4e0b\u534a\u5e74\uff0c\u4fdd\u96aa\u516c\u53f8\u5df2\u7d93\u958b\u59cb\u653e\u68c4\u9000\u6b3e\u548c\u4fe1\u7528\u3002\n\u6c7d\u8eca\u6d41\u91cf\u7684\u589e\u52a0\u548c\u9010\u6f38\u6062\u5fa9\u5230\u9810\u671f\u7684\u6d41\u91cf\u6a21\u5f0f\u518d\u6b21\u6539\u8b8a\u4e86\u7af6\u722d\u74b0\u5883\u3002 <\/p>\n\n

\"\"<\/figure>\n\n

\u6c7d\u8eca\u4fdd\u96aa\u6b63\u5728\u6062\u5fa9\u55ce\uff1f<\/h2>\n\n

\u6c7d\u8eca\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u7684\u6298\u6263\u548c\u9000\u6b3e\u4e26\u6c92\u6709\u5c0d\u4fdd\u96aa\u516c\u53f8\u7684\u5e95\u7dda\u7522\u751f\u8ca0\u9762\u5f71\u97ff\u3002\n\u9019\u662f\u56e0\u70ba\u4e0d\u958b\u8eca\u7684\u53f8\u6a5f\u4e5f\u6c92\u6709\u5c07\u81ea\u5df1\u548c\u4ed6\u5011\u7684\u8eca\u8f1b\u66b4\u9732\u5728\u4e8b\u6545\u4e2d\u3002\n\u4f8b\u5982\uff0c\u5fb7\u52e4 2020 \u5e74\u521d\u7684\u4e00\u4efd\u5831\u544a\u767c\u73fe\uff0c\u7f8e\u570b 4 \u6708\u4efd\u7684\u884c\u99db\u91cc\u7a0b\u6bd4\u4e0a\u4e00\u5e74\u4e0b\u964d\u4e86 40.2%\uff0c5 \u6708\u4efd\u4e0b\u964d\u4e86 25.5%\u3002 <\/p>\n\n

\u5118\u7ba1\u6536\u53d6\u7684\u4fdd\u8cbb\u6709\u6240\u4e0b\u964d\uff0c\u4f46\u300c\u7531\u65bc\u5f9e\u7d93\u6fdf\u89d2\u5ea6\u4f86\u770b\uff0c\u7531\u65bc\u5e02\u5834\u4e0d\u6d3b\u8e8d\uff0c\u4e8b\u6545\u6578\u91cf\u548c\u8207\u4e4b\u76f8\u95dc\u7684\u8cbb\u7528\u4e5f\u6709\u6240\u6e1b\u5c11\uff0c\u300d\u5fb7\u52e4\u8aee\u8a62\u8ca0\u8cac\u4eba Matthew Carrier<\/a> \u8aaa\u3002\n\u652f\u4ed8\u7684\u7d22\u8ce0\u660e\u986f\u6e1b\u5c11\u610f\u5473\u8457\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u5c07\u90e8\u5206\u8cc7\u91d1\u9000\u9084\u7d66\u5ba2\u6236\uff0c\u4e26\u4e14\u4ecd\u7136\u53ef\u4ee5\u6eff\u8db3\u4ed6\u5011\u7684\u696d\u52d9\u76ee\u6a19\u3002 <\/p>\n\n

2020 \u5e74\u4e0b\u534a\u5e74\uff0c\u8cfc\u8cb7\u6c7d\u8eca\u4fdd\u96aa\u55ae\u7684\u901f\u5ea6\u958b\u59cb\u8d85\u904e\u524d\u4e00\u5e74\u8cfc\u8cb7\u985e\u4f3c\u4fdd\u55ae\u7684\u901f\u5ea6\u3002\n\u4f8b\u5982\uff0c \u74b0\u806f\u7684\u4e00\u9805\u8abf\u67e5<\/a>\u767c\u73fe\uff0c\u96d6\u7136\u8207 2019 \u5e74 4 \u6708\u76f8\u6bd4\uff0c2020 \u5e74 4 \u6708\u5ba2\u6236\u8cfc\u8cb7\u6c7d\u8eca\u4fdd\u96aa\u7684\u8208\u8da3\u4e0b\u964d\u4e86 8%\uff0c\u4f46\u5230 2020 \u5e74 6 \u6708\uff0c\u9019\u4e00\u6bd4\u4f8b\u5df2\u7d93\u4e0a\u5347\u5230\u6bd4 2019 \u5e74 6 \u6708\u9ad8\u51fa 12%\u3002 <\/p>\n\n

\u6839\u64da LexisNexis Risk Solutions \u7684\u4e00\u9805\u7814\u7a76\uff0c2020 \u5e74\u7b2c\u4e09\u5b63\u5ea6\u7684\u65e9\u671f\u6578\u64da\u986f\u793a\uff0c\u500b\u4eba\u548c\u5546\u696d\u5ba2\u6236\u90fd\u5df2\u91cd\u65b0\u958b\u59cb\u4ee5\u8207\u5927\u6d41\u884c\u524d\u516c\u4f48\u7684\u8cbb\u7387\u76f8\u4f3c\u7684\u50f9\u683c\u8cfc\u8cb7\u6c7d\u8eca\u4fdd\u96aa\u3002<\/p>\n\n

\u201c\u4fdd\u96aa\u516c\u53f8\u5728 COVID \u5371\u6a5f\u6700\u56b4\u91cd\u6642\u5be6\u65bd\u7684\u66ab\u505c\u53d6\u6d88\u5c07\u5230\u671f\uff0c\u5dde\u653f\u5e9c\u6b63\u5728\u91cd\u65b0\u958b\u653e\u4e26\u9812\u767c\u66f4\u591a\u99d5\u99db\u57f7\u7167\uff0c\u4fdd\u96aa\u516c\u53f8\u958b\u59cb\u7533\u8acb\u964d\u4f4e\u8cbb\u7387\uff0c\u201dLexisNexis Risk Solutions \u6c7d\u8eca\u4fdd\u96aa\u52a9\u7406\u526f\u7e3d\u88c1 Tanner Sheehan<\/a> \u8aaa\u3002\n\u201c\u9019\u4e9b\u90fd\u662f\u8cfc\u7269\u6709\u5f88\u5927\u6f5b\u529b\u56de\u5347\u7684\u8de1\u8c61\u3002\u201d <\/p>\n\n

\u56e0\u6b64\uff0c2020 \u5e74\u5e95\u70ba\u5c0b\u6c42\u5728\u5e74\u5e95\u4fdd\u8b77\u5176\u5e95\u7dda\u7684\u6c7d\u8eca\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u4e86\u5e7e\u500b\u6709\u5e0c\u671b\u7684\u689d\u4ef6\u3002\n\u7136\u800c\uff0c\u96a8\u8457 COVID-19 \u5f71\u97ff\u7684\u6301\u7e8c\uff0c\u9019\u4e9b\u6c7d\u8eca\u4fdd\u96aa\u8da8\u52e2\u53ef\u80fd\u6703\u767c\u751f\u8b8a\u5316\uff0cTransUnion Insurance Solutions \u57f7\u884c\u526f\u7e3d\u88c1 Mark McElroy<\/a> \u8aaa\u3002 <\/p>\n\n

\u201c\u6c7d\u8eca\u4fdd\u96aa\u8cfc\u7269\u7684\u72c0\u6cc1\u4ecd\u7136\u4e0d\u78ba\u5b9a\uff0c\u4fdd\u96aa\u516c\u53f8\u9069\u61c9\u9019\u4e9b\u4e0d\u65b7\u8b8a\u5316\u7684\u8cfc\u7269\u884c\u70ba\u548c\u4e0d\u540c\u7684\u6d88\u8cbb\u8005\u9700\u6c42\u81f3\u95dc\u91cd\u8981\uff0c\u201dMcElroy \u8aaa\u3002<\/p>\n\n

\"\"<\/figure>\n\n

2021 \u5e74\u53ca\u4ee5\u5f8c\u7684\u6c7d\u8eca\u4fdd\u96aa<\/h2>\n\n

\u5118\u7ba1\u53f8\u6a5f\u6b63\u5728\u91cd\u8fd4\u9053\u8def\uff0c\u4f46\u5927\u6d41\u884c\u7684\u5f71\u97ff\u53ef\u80fd\u6703\u5728\u672a\u4f86\u5e7e\u5e74\u5c0d\u6c7d\u8eca\u4fdd\u96aa\u516c\u53f8\u7522\u751f\u5f71\u97ff\u3002<\/p>\n\n

\u70ba\u5ba2\u6236\u884c\u70ba\u7684\u8b8a\u5316\u505a\u6e96\u5099<\/h3>\n\n

\u884c\u99db\u91cc\u7a0b\u7684\u6e1b\u5c11\u4ee3\u8868\u4e86 COVID-19 \u5c0d\u6c7d\u8eca\u76f8\u95dc\u884c\u70ba\u548c\u6c7d\u8eca\u4fdd\u96aa\u7684\u4e00\u500b\u660e\u986f\u7684\u77ed\u671f\u5f71\u97ff\u3002\n\u7136\u800c\uff0c\u96a8\u8457\u5927\u6d41\u884c\u7e7c\u7e8c\u5f71\u97ff\u7f8e\u570b\u548c\u4e16\u754c\u5404\u5730\u793e\u5340\u7684\u6c7a\u7b56\uff0c\u5ba2\u6236\u884c\u70ba\u7684\u5176\u4ed6\u8b8a\u5316\u4e5f\u53ef\u80fd\u5f71\u97ff\u6c7d\u8eca\u4fdd\u96aa\u3002 <\/p>\n\n

\u4f8b\u5982\uff0c\u5de5\u4f5c\u548c\u5b78\u7fd2\u7fd2\u6163\u7684\u8b8a\u5316\uff0c\u66f4\u591a\u7684\u5de5\u4eba\u548c\u5b78\u751f\u5446\u5728\u5bb6\u88e1\uff0c\u53ef\u80fd\u6703\u5c0e\u81f4\u65b0\u8eca\u92b7\u91cf\u4e0b\u964d\u3002\n\u201c\u65b0\u8eca\u92b7\u91cf\u7684\u4efb\u4f55\u4e0b\u964d\u90fd\u6703\u7d66\u71df\u6536\u5e36\u4f86\u58d3\u529b\uff0c\u5118\u7ba1\u76f8\u5c0d\u65bc\u6295\u4fdd\u8eca\u8f1b\u7684\u7e3d\u91cf\u4f86\u8aaa\uff0c\u9019\u7a2e\u5f71\u97ff\u5c07\u662f\u6eab\u548c\u7684\uff0c\u201d Ari Chester<\/a> \u548c\u9ea5\u80af\u932b\u7684\u7814\u7a76\u4eba\u54e1\u5beb\u9053\u3002 <\/p>\n\n

\u4ed6\u5011\u88dc\u5145\u8aaa\uff0c\u5176\u4ed6\u4e8b\u4ef6\u53ef\u80fd\u6703\u6539\u8b8a\u99d5\u99db\u884c\u70ba\u4e26\u5f71\u97ff\u6c7d\u8eca\u4fdd\u96aa\u516c\u53f8\uff0c\u4f8b\u5982\u6301\u7e8c\u7684\u9ad8\u5931\u696d\u7387\uff0c\u9019\u6e1b\u5c11\u4e86\u901a\u52e4\u9700\u6c42\u3002\n\u8207 COVID-19 \u76f8\u95dc\u7684\u5275\u50b7\u5c0e\u81f4\u7684\u98a8\u96aa\u53ad\u60e1\u589e\u52a0\u4e5f\u53ef\u80fd\u4f7f\u8b39\u614e\u7684\u53f8\u6a5f\u9060\u96e2\u9053\u8def\u3002 <\/p>\n\n

\u7531\u65bc\u8b39\u614e\u7684\u53f8\u6a5f\u5f85\u5728\u5bb6\u88e1\uff0c\u66f4\u591a\u9b6f\u83bd\u7684\u53f8\u6a5f\u53ef\u80fd\u6703\u4ee5\u5f71\u97ff\u4e8b\u6545\u7387\u7684\u65b9\u5f0f\u4e0a\u8857\u3002\n\u4f8b\u5982\uff0c \u5dde\u9577\u516c\u8def\u5b89\u5168\u5354\u6703<\/a> 2020 \u5e74 4 \u6708\u7684\u4e00\u9805\u7814\u7a76\u767c\u73fe\uff0c\u5728\u65b0\u51a0\u75c5\u6bd2\u505c\u5de5\u671f\u9593\uff0c\u9053\u8def\u4e0a\u7684\u53f8\u6a5f\u6709\u66f4\u591a\u9b6f\u83bd\u99d5\u99db\u884c\u70ba\u3002\n\u56db\u500b\u5dde\u2014\u2014\u79d1\u7f85\u62c9\u591a\u5dde\u3001\u5370\u7b2c\u5b89\u90a3\u5dde\u3001\u5167\u5e03\u62c9\u65af\u52a0\u5dde\u548c\u7336\u4ed6\u5dde\u2014\u2014\u8a18\u9304\u4e86\u53f8\u6a5f\u6bcf\u5c0f\u6642\u884c\u99db\u8d85\u904e 100 \u82f1\u91cc\u7684\u60c5\u6cc1\uff0c\u800c\u6d1b\u6749\u78ef\u7684\u8857\u9053\u611f\u6e2c\u5668\u767c\u73fe\u53f8\u6a5f\u7684\u901f\u5ea6\u63d0\u9ad8\u4e86 30%\u3002\n\u5167\u83ef\u9054\u5dde\u548c\u7f85\u5fb7\u5cf6\u5dde\u767c\u73fe\uff0c\u96d6\u7136\u7e3d\u9ad4\u8eca\u798d\u6709\u6240\u6e1b\u5c11\uff0c\u4f46\u6d89\u53ca\u884c\u4eba\u7684\u81f4\u547d\u4e8b\u6545\u537b\u5728\u4e0a\u5347\u3002 <\/p>\n\n

\u5728\u6700\u597d\u7684\u60c5\u6cc1\u4e0b\uff0c\u99d5\u99db\u54e1\u7684\u884c\u70ba\u53ef\u80fd\u5f88\u96e3\u9810\u6e2c\u3002\n\u7136\u800c\uff0c\u7576\u8207 COVID-19 \u7684\u5f71\u97ff\u57fa\u672c\u672a\u77e5\u6642\uff0c\u6c7d\u8eca\u4fdd\u96aa\u516c\u53f8\u7684\u7d50\u679c\u53ef\u80fd\u66f4\u96e3\u9810\u6e2c\u3002 <\/p>\n\n

\u5efa\u7acb\u66f4\u7262\u56fa\u7684\u5ba2\u6236\u95dc\u4fc2<\/h3>\n\n

Insurance Thought Leadership \u7684 Roger Peverelli \u548c Reggy De Feniks<\/a> \u5beb\u9053\uff0c\u6c7d\u8eca\u4fdd\u96aa\u516c\u53f8\u61c9\u5c0d COVID-19 \u5f71\u97ff\u7684\u4e00\u7a2e\u65b9\u5f0f\u662f\u63a5\u53d7\u5ba2\u6236\u5206\u4eab\u5065\u5eb7\u548c\u751f\u6d3b\u6578\u64da\u7684\u610f\u9858\uff0c\u4ee5\u8207\u5ba2\u6236\u5efa\u7acb\u66f4\u5584\u89e3\u4eba\u610f\u7684\u95dc\u4fc2\u3002\n\u9019\u4e9b\u95dc\u4fc2\u5305\u62ec\u4f7f\u5ba2\u6236\u80fd\u5920\u5c31\u4fdd\u96aa\u548c\u98a8\u96aa\u505a\u51fa\u66f4\u660e\u667a\u7684\u6c7a\u7b56\u7684\u6a5f\u6703\u3002 <\/p>\n\n

\u201c\u5371\u6a5f……\u5e36\u4f86\u4e86\u4e00\u4e9b\u51fa\u4e4e\u610f\u6599\u7684\u7a4d\u6975\u56e0\u7d20\uff0c\u201cPeverelli \u548c De Feniks \u89e3\u91cb\u9053\u3002\n\u6bcf\u500b\u4eba\u90fd\u5728\u76e1\u6700\u5927\u52aa\u529b\u5e6b\u52a9\u6211\u5011\u6240\u6709\u4eba\u5ea6\u904e\u9019\u500b\u8271\u96e3\u7684\u6642\u671f\u3002\u4eba\u5011\u6ce8\u610f\u5230\u4e86\u524d\u6240\u672a\u6709\u7684\u806f\u7e6b\u548c\u5718\u7d50\u611f\u3002\u4eba\u5011\u771f\u7684\u5f88\u95dc\u5fc3\u5f7c\u6b64\u3002\n\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u64f4\u5c55\u9019\u7a2e\u95dc\u61f7\u611f\uff0c\u4e26\u7d50\u5408\u5f37\u5927\u7684\u6578\u64da\u5206\u6790\uff0c\u70ba\u4fdd\u96aa\u5ba2\u6236\u63d0\u4f9b\u500b\u4eba\u5316\u7684\u670d\u52d9\u548c\u6559\u80b2\u3002 <\/p>\n\n

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