{"id":19879,"date":"2024-09-20T13:27:30","date_gmt":"2024-09-20T18:27:30","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e6%97%85%e8%a1%8c%e4%bf%9d%e9%9a%aa%ef%bc%9a%e7%95%b6%e5%89%8d%e5%92%8c%e9%a0%90%e6%9c%9f%e7%9a%84%e6%8c%91%e6%88%b0\/"},"modified":"2024-09-20T13:27:31","modified_gmt":"2024-09-20T18:27:31","slug":"%e6%97%85%e8%a1%8c%e4%bf%9d%e9%9a%aa%ef%bc%9a%e7%95%b6%e5%89%8d%e5%92%8c%e9%a0%90%e6%9c%9f%e7%9a%84%e6%8c%91%e6%88%b0","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e6%97%85%e8%a1%8c%e4%bf%9d%e9%9a%aa%ef%bc%9a%e7%95%b6%e5%89%8d%e5%92%8c%e9%a0%90%e6%9c%9f%e7%9a%84%e6%8c%91%e6%88%b0\/","title":{"rendered":"\u65c5\u884c\u4fdd\u96aa\uff1a\u7576\u524d\u548c\u9810\u671f\u7684\u6311\u6230"},"content":{"rendered":"\n<p>2019 \u5e74\u5e95\u548c 2020 \u5e74\u521d\uff0c\u5c0d\u65c5\u884c\u4fdd\u96aa\u884c\u696d\u7684\u9810\u6e2c\u975e\u5e38\u6a02\u89c0\u3002\n\u7136\u800c\uff0c\u7531\u65bc COVID-19 \u5927\u6d41\u884c\u64fe\u4e82\u4e86\u4e16\u754c\u5404\u5730\u7684\u65c5\u884c\u8a08\u5283\uff0c\u5b83\u4e5f\u64fe\u4e82\u4e86\u70ba\u65c5\u884c\u98a8\u96aa\u63d0\u4f9b\u4fdd\u96aa\u7684\u884c\u696d\u3002 <\/p>\n\n<p>\u8207\u5176\u4ed6\u884c\u696d\u4e00\u6a23\uff0c\u96a8\u8457\u5927\u6d41\u884c\u7684\u6700\u521d\u885d\u64ca\u5df2\u7d93\u904e\u53bb\uff0c\u65c5\u884c\u4fdd\u96aa\u958b\u59cb\u53cd\u5f48\u3002\n\u96a8\u8457\u65c5\u884c\u4fdd\u96aa\u7684\u5fa9\u7526\uff0c\u5b83\u53d7\u5230\u5ba2\u6236\u548c\u76e3\u7ba1\u6a5f\u69cb\u7684\u65b0\u5be9\u67e5\u3002\n\u5b8c\u5168\u6062\u5fa9\u5c07\u8981\u6c42\u65c5\u884c\u4fdd\u96aa\u516c\u53f8\u6eff\u8db3\u5c0d\u65b0\u7522\u54c1\u548c\u6539\u9032\u6e9d\u901a\u7684\u5927\u91cf\u9700\u6c42\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">COVID-19 \u4e0b\u7684\u65c5\u884c\u4fdd\u96aa\u72c0\u6cc1<\/h2>\n\n<p>\u201cCOVID-19 \u5df2\u7d93\u985b\u8986\u4e86\u9019\u500b\u884c\u696d\u3002\u8207\u65c5\u884c\u8a08\u5283\u7684\u627f\u4fdd\u548c\u4fdd\u55ae\u6709\u95dc\uff0c\u5c07\u767c\u751f\u91cd\u5927\u8b8a\u5316\uff0c\u201c\u70ba\u7f8e\u570b\u548c\u52a0\u62ff\u5927\u7684\u904a\u5ba2\u63d0\u4f9b\u65c5\u884c\u4fdd\u96aa\u7684\u4fdd\u96aa\u79d1\u6280\u516c\u53f8 INF \u7684\u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/www.forbes.com\/sites\/christopherelliott\/2020\/04\/05\/this-is-the-surprising-way-coronavirus-has-changed-travel-insurance\/#14bab4481664\" target=\"_blank\" rel=\"noreferrer noopener\">PK Rao<\/a> \u8aaa\u3002<\/p>\n\n<p>\u6839\u64da\u7f8e\u570b\u65c5\u884c\u4fdd\u96aa\u5354\u6703 2018 \u5e74\u7684\u4e00\u9805 <a href=\"http:\/\/www.ustia.org\/uploads\/2\/4\/8\/8\/24887869\/ustia_press_release_2019_new_study.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u7814\u7a76<\/a> \uff0c\u96d6\u7136\u5728\u5927\u6d41\u884c\u4e4b\u524d\uff0c\u65c5\u884c\u4fdd\u96aa\u5728\u7f8e\u570b\u662f\u4e00\u500b\u50f9\u503c 38 \u5104\u7f8e\u5143\u7684\u884c\u696d\uff0c\u4f46\u5176\u4e2d\u53ea\u6709\u7d04 6.3% \u7528\u65bc\u91ab\u7642\u548c\u91ab\u7642\u5f8c\u9001\u9700\u6c42\u3002\n\u5927\u591a\u6578 Travel Insurance \u8cfc\u8cb7\u96c6\u4e2d\u5728\u884c\u7a0b\u53d6\u6d88\u6216\u884c\u7a0b\u4e2d\u65b7\u4e0a\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u51a0\u72c0\u75c5\u6bd2\u5927\u6d41\u884c\u91cd\u65b0\u5f15\u8d77\u4e86\u4eba\u5011\u5c0d\u65c5\u884c\u91ab\u7642\u4fdd\u96aa\u7684\u8208\u8da3\uff0c\u5c24\u5176\u662f COVID-19 \u611f\u67d3\u7684\u4fdd\u96aa\u3002\n\u5b83\u9084\u70ba\u65c5\u884c\u53d6\u6d88\u6216\u5ef6\u8aa4\u4fdd\u96aa\u7684\u5c40\u9650\u6027\u63d0\u4f9b\u4e86\u65b0\u7684\u8996\u89d2\uff0c\u523a\u6fc0\u4e86\u8cb7\u5bb6\u5c0d\u65b0\u7522\u54c1\u7684\u9700\u6c42\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u65c5\u904a\u696d\u5373\u5c07\u51fa\u81fa\u7684\u65b0\u898f\u5247<\/h3>\n\n<p>\u6cd5\u5f8b\u548c\u76e3\u7ba1\u5e72\u9810\u4e5f\u53ef\u80fd\u6539\u8b8a\u5ba2\u6236\u5c0d\u65c5\u884c\u4fdd\u96aa\u7684\u9700\u6c42\u6216\u9858\u671b\u3002\n\u4f8b\u5982\uff0c2020 \u5e74 5 \u6708\u63d0\u51fa\u7684\u4e00\u9805\u6cd5\u6848\u5c07\u8981\u6c42\u4e3b\u8981\u822a\u7a7a\u516c\u53f8\u548c\u7b2c\u4e09\u65b9\u6a5f\u7968\u92b7\u552e\u5546\u70ba\u822a\u7a7a\u516c\u53f8\u6216\u4e58\u5ba2\u5728\u5927\u6d41\u884c\u671f\u9593\u53d6\u6d88\u7684\u6a5f\u7968\u63d0\u4f9b\u5168\u984d\u73fe\u91d1\u9000\u6b3e\u3002 <\/p>\n\n<p>\u8a72\u6cd5\u6848\u88ab\u7a31\u70ba\u300a <a href=\"https:\/\/www.markey.senate.gov\/imo\/media\/doc\/Cash%20Refunds%20for%20Coronavirus%20Cancellations%20bill.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u51a0\u72c0\u75c5\u6bd2\u53d6\u6d88\u73fe\u91d1\u9000\u6b3e\u6cd5\u6848<\/a>\u300b\uff0c\u8fc4\u4eca\u70ba\u6b62\u5c1a\u672a\u5f97\u5230\u71b1\u60c5\u652f\u63f4\u3002\n\u7136\u800c\uff0c\u5b83\u63d0\u4f9b\u4e86\u4e00\u500b\u4f8b\u5b50\uff0c\u8aaa\u660e\u53ef\u80fd\u5f71\u97ff\u5ba2\u6236\u5c0d\u65c5\u884c\u4fdd\u96aa\u9700\u6c42\u7684\u770b\u6cd5\u7684\u5e72\u9810\uff0c\u9019\u53cd\u904e\u4f86\u53c8\u6703\u5f71\u97ff\u4ed6\u5011\u7684\u8cfc\u8cb7\u6c7a\u5b9a\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u65b0\u6311\u6230\uff0c\u65b0\u8986\u84cb<\/h3>\n\n<p>\u96d6\u7136\u4e00\u4e9b\u65c5\u884c\u4fdd\u96aa\u516c\u53f8\u8ff4\u907f\u70ba COVID-19 \u7d22\u8ce0\u63d0\u4f9b\u4fdd\u96aa\uff0c\u4f46\u5176\u4ed6\u516c\u53f8\u5df2\u7d93\u52a0\u7dca\u8fce\u63a5\u6311\u6230\u3002\n\u4f8b\u5982\uff0c\u65c5\u884c\u4fdd\u96aa\u516c\u53f8 Seven Corners \u73fe\u5728\u63d0\u4f9b\u7684\u4fdd\u55ae\u660e\u78ba\u6db5\u84cb\u51fa\u570b\u65c5\u884c\u6642\u611f\u67d3\u7684 COVID-19 \u91ab\u7642\u8cbb\u7528\u6216\u627f\u4fdd\u516c\u8def\u65c5\u884c\u8cbb\u7528\u3002 <\/p>\n\n<p>\u9019\u4e9b\u65b0\u653f\u7b56\u89e3\u6c7a\u4e86\u5c0d\u51a0\u72c0\u75c5\u6bd2\u7684\u64d4\u6182\u548c\u4e0d\u65b7\u8b8a\u5316\u7684\u65c5\u884c\u6a21\u5f0f\uff0cSeven Corners \u7e3d\u88c1 <a href=\"https:\/\/www.cnbc.com\/2020\/06\/21\/travel-insurer-launches-overseas-covid-19-domestic-road-trip-coverage.html\" target=\"_blank\" rel=\"noreferrer noopener\">Jeremy Murchland<\/a> \u8aaa\u3002\n\u201c\u5f88\u591a\u4eba\u9078\u64c7\u5728\u590f\u5929\u9032\u884c\u516c\u8def\u65c5\u884c\uff0c\u800c\u4e0d\u662f\u822a\u7a7a\u65c5\u884c\u3002\n\u6211\u5011\u9084\u85c9\u6b64\u6a5f\u6703 [the pandemic presents] \u958b\u767c\u4e86\u4e00\u500b\u300eplus\u300f\u65c5\u884c\u4fdd\u96aa\u7cfb\u5217\uff0c\u70ba COVID-19 \u63d0\u4f9b\u7279\u5b9a\u7684\u4fdd\u96aa\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-vacation-1024x682.jpg\" alt=\"\" class=\"wp-image-8938\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-vacation-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-vacation-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-vacation-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-vacation.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u75ab\u60c5\u9810\u6e2c\uff1a\u65c5\u884c\u4fdd\u96aa\u7684\u4e0b\u4e00\u6b65\u662f\u4ec0\u9ebc\uff1f<\/h2>\n\n<p>\u6700\u521d\u5c0d COVID-19 \u7684\u64d4\u6182\u5c0e\u81f4\u4e00\u9023\u4e32\u7684\u65c5\u884c\u53d6\u6d88\uff0c\u901a\u5e38\u4e0d\u8003\u616e\u662f\u5426\u53ef\u4ee5\u6536\u56de\u5168\u90e8\u6216\u90e8\u5206\u8cbb\u7528\u3002\n\u7136\u800c\uff0c\u96a8\u8457\u7f8e\u570b\u4eba\u5df2\u7d93\u7fd2\u6163\u4e86\u5927\u6d41\u884c\u75c5\u4e0b\u7684\u751f\u6d3b\uff0c\u65c5\u884c\u5df2\u7d93\u6062\u5fa9\uff0c\u5118\u7ba1\u5f62\u5f0f\u4e0d\u540c\u3002 <\/p>\n\n<p>\u96d6\u7136\u570b\u969b\u65c5\u884c\u4eba\u6578\u6709\u6240\u4e0b\u964d\uff0c\u4f46\u570b\u5167\u65c5\u884c\u4eba\u6578\u6709\u6240\u589e\u52a0\u3002\n\u201c\u8fc4\u4eca\u70ba\u6b62\uff0cStarr Insurance Companies \u8cfc\u8cb7\u7f8e\u570b\u65c5\u884c\u4fdd\u55ae\u7684\u92b7\u552e\u984d\u540c\u6bd4\u589e\u9577\u4e86 528%\uff0c\u201dStarr \u4f11\u9592\u65c5\u904a\u92b7\u552e\u548c\u5206\u92b7\u7e3d\u76e3 <a href=\"https:\/\/www.propertycasualty360.com\/2020\/07\/23\/travel-trends-emerging-in-the-wake-of-the-covid-19-pandemic\/\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Grossman<\/a> \u5beb\u9053\u3002 <\/p>\n\n<p>\u5c0d\u65c5\u884c\u4fdd\u96aa\u7684\u671f\u671b\u53ef\u80fd\u4ecd\u7136\u5f88\u9ad8\u3002\n\u4f2f\u514b\u5e0c\u723e\u54c8\u6492\u97cb\u65c5\u904a\u4fdd\u8b77\u516c\u53f8 \uff08Berkshire Hathaway Travel Protection\uff09 2019 \u5e74\u7684\u4e00\u9805\u7814\u7a76\u767c\u73fe\uff0c\u5e74\u8f15\u65c5\u884c\u8005\u5c0d\u65c5\u884c\u4fdd\u96aa\u975e\u5e38\u611f\u8208\u8da3\u3002\n\u4f8b\u5982\uff0c71% \u7684\u53d7\u8a2a\u5343\u79a7\u4e00\u4ee3\u8868\u793a\uff0c\u4ed6\u5011\u8a08\u5283\u5728 2020 \u5e74\u8cfc\u8cb7\u66f4\u591a\u65c5\u884c\u4fdd\u96aa\u3002  <\/p>\n\n<p>\u904e\u53bb\u5e7e\u5e74\u8868\u660e\uff0c\u5343\u79a7\u4e00\u4ee3\u5c0d\u65c5\u884c\u4fdd\u96aa\u7684\u8208\u8da3\u6301\u7e8c\u589e\u52a0\uff1a\u5373\u4f7f\u9019\u500b\u5e74\u9f61\u6bb5\u7684\u4eba\u60f3\u65c5\u884c\uff0c\u4ed6\u5011\u4e5f\u60f3\u4fdd\u8b77\u81ea\u5df1\u514d\u53d7\u98a8\u96aa\u3002\n\u201c\u9019\u5145\u5206\u8aaa\u660e\u77ad\u5343\u79a7\u4e00\u4ee3\uff0c\u4ed6\u5011\u5927\u9ad4\u4e0a\u8868\u793a\u9858\u610f\u5728\u65c5\u884c\u6642\u5192\u96aa\uff0c\u4f46\u53c8\u8868\u660e\u4ed6\u5011\u8db3\u5920\u7cbe\u660e\uff0c\u53ef\u4ee5\u901a\u904e\u65c5\u884c\u4fdd\u96aa\u4f86\u4fdd\u8b77\u81ea\u5df1\uff0c\u201d\u4f2f\u514b\u5e0c\u723e\u54c8\u6492\u97cb\u65c5\u884c\u4fdd\u8b77\u7e3d\u88c1 <a href=\"https:\/\/www.businesswire.com\/news\/home\/20191113005780\/en\/Survey-Reveals-Sharp-Spike-Travelers-Intending-Buy\" target=\"_blank\" rel=\"noreferrer noopener\">Dean Sivley<\/a> \u8aaa\u3002 <\/p>\n\n<p>\u5118\u7ba1\u65b0\u51a0\u75ab\u60c5\u8086\u8650\uff0c\u4f46\u65c5\u884c\u4fdd\u96aa\u4ecd\u7136\u662f\u6bcf\u5e74\u6578\u767e\u842c\u65c5\u884c\u8005\u98a8\u96aa\u4fdd\u969c\u7684\u91cd\u8981\u7d44\u6210\u90e8\u5206\u3002\n\u9069\u61c9\u65b0\u7684\u95dc\u6ce8\u9ede\u548c\u65b0\u7684\u6e9d\u901a\u65b9\u5f0f\u53ef\u4ee5\u5e6b\u52a9\u65c5\u904a\u4fdd\u96aa\u516c\u53f8\u8207\u5ba2\u6236\u5efa\u7acb\u806f\u7e6b\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u5728\u7dda\u8207\u5ba2\u6236\u6703\u9762<\/h3>\n\n<p>\u8207\u5176\u4ed6\u884c\u696d\u4e00\u6a23\uff0c\u5ba2\u6236\u6e9d\u901a\u7e7c\u7e8c\u652f\u63f4\u65c5\u884c\u4fdd\u96aa\u4e2d\u5f37\u5927\u3001\u5fe0\u8aa0\u7684\u5ba2\u6236\u95dc\u4fc2\u3002\n\u5728\u9019\u88e1\uff0c\u63a1\u7528\u6578\u4f4d\u5de5\u5177\u548c\u6578\u4f4d\u6587\u5316\u53ef\u4ee5\u8aac\u660e\u65c5\u884c\u4fdd\u96aa\u516c\u53f8\u5411\u5ba2\u6236\u50b3\u9054\u4fdd\u96aa\u7522\u54c1\u7684\u8b8a\u5316\uff0c\u4e26\u5728\u65c5\u884c\u524d\u3001\u65c5\u884c\u4e2d\u548c\u65c5\u884c\u5f8c\u63d0\u4f9b\u652f\u63f4\u3002 <\/p>\n\n<p>2020 \u5e74 1 \u6708\uff0c\u5e7e\u5bb6\u6fb3\u5927\u5229\u4e9e\u65c5\u884c\u4fdd\u96aa\u516c\u53f8\u7684\u5275\u59cb\u4eba <a href=\"https:\/\/www.travelweekly.com.au\/article\/opinion-9-travel-insurance-trends-to-spot-in-2020\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ben Webster<\/a> \u9810\u6e2c\uff0c\u4e00\u7cfb\u5217\u5c08\u6ce8\u65bc\u6539\u5584\u5ba2\u6236\u77e5\u8b58\u3001\u4fe1\u4efb\u548c\u670d\u52d9\u7684\u8a08\u5283\u5c07\u6539\u8b8a\u65c5\u884c\u4fdd\u96aa\u3002\n\u5176\u4e2d\u8a31\u591a\uff0c\u5305\u62ec\u806f\u76df\u95dc\u4fc2\u548c\u500b\u4eba\u5316\u7522\u54c1\u63a8\u85a6\uff0c\u90fd\u4f9d\u8cf4\u65bc\u4f7f\u7528\u6578\u4f4d\u5de5\u5177\u548c\u6578\u64da\u4f86\u63d0\u4f9b\u51fa\u8272\u7684\u5ba2\u6236\u9ad4\u9a57\u3002 <\/p>\n\n<p>\u5ba2\u6236\u5c0d\u57fa\u65bc\u6578\u4f4d\u5316\u7684\u4fdd\u96aa\u65b9\u6cd5\u8868\u73fe\u51fa\u4e86\u8208\u8da3\uff0c\u5f9e\u6578\u4f4d\u5206\u92b7\u5230\u4ee5\u65b0\u65b9\u5f0f\u5229\u7528\u6578\u64da\u7684\u500b\u4eba\u5316\u7522\u54c1\u3002\n\u65c5\u884c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u5229\u7528\u9019\u4e9b\u8da8\u52e2\uff0c\u8b93\u5ba2\u6236\u66f4\u5bb9\u6613\u7406\u89e3\u548c\u8cfc\u8cb7\u4ed6\u5011\u7684\u7522\u54c1\uff0c\u5373\u4f7f\u662f\u4e00\u6642\u885d\u52d5\u7684\u65c5\u884c\u4e5f\u662f\u5982\u6b64\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u65c5\u904a\u4fdd\u96aa\u7684\u5149\u660e\u524d\u666f<\/h3>\n\n<p>\u5f9e\u9577\u9060\u4f86\u770b\uff0c\u65c5\u884c\u4fdd\u96aa\u53ef\u80fd\u6703\u589e\u52a0\u5ba2\u6236\u7684\u8208\u8da3\u548c\u53c3\u8207\u5ea6\u3002\nInsureMyTrip \u884c\u92b7\u548c\u96fb\u5b50\u5546\u52d9\u7e3d\u76e3 <a href=\"https:\/\/www.cnbc.com\/2020\/06\/07\/coronavirus-why-most-people-still-arent-buying-travel-insurance.html\" target=\"_blank\" rel=\"noreferrer noopener\">Cheryl Golden<\/a> \u8868\u793a\uff0c\u5f9e\u6b77\u53f2\u4e0a\u770b\uff0c\u5f71\u97ff\u65c5\u884c\u7684\u5371\u6a5f\u4e5f\u6703\u5f71\u97ff\u5ba2\u6236\u652f\u4ed8\u65c5\u884c\u4fdd\u96aa\u7684\u610f\u9858\u3002 <\/p>\n\n<p>\u65c5\u884c\u4fdd\u96aa\u516c\u53f8\u4e5f\u9810\u8a08\u5c0d\u65c5\u884c\u7684\u8208\u8da3\u6703\u53cd\u5f48\uff0c\u5118\u7ba1\u4ed6\u5011\u9084\u7121\u6cd5\u9810\u6e2c\u4f55\u6642\u6703\u53cd\u5f48\u3002\u201c[Travel] \u6211\u8a8d\u70ba\uff0c\u81f3\u5c11\u5728\u672a\u4f86 12 \u500b\u6708\u5167\u6703\u767c\u751f\u8b8a\u5316\uff0c\u201dMcCabe World Travel \u7e3d\u88c1 <a href=\"https:\/\/www.cnbc.com\/2020\/05\/10\/heres-how-travel-will-change-after-the-covid-19-pandemic-recedes.html\" target=\"_blank\" rel=\"noreferrer noopener\">Anne Scully<\/a> \u8aaa\u3002\n\u65c5\u884c\u8005\u4e5f\u66f4\u6709\u53ef\u80fd\u5728\u524d\u5f80\u5176\u4ed6\u5dde\u6216\u570b\u5bb6\u4e4b\u524d\u5192\u96aa\u524d\u5f80\u96e2\u5bb6\u66f4\u8fd1\u7684\u5730\u65b9\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"672\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-on-the-beach-1024x672.jpg\" alt=\"\" class=\"wp-image-8928\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-on-the-beach-1024x672.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-on-the-beach-300x197.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-on-the-beach-768x504.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-on-the-beach.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u6293\u4f4f\u6a5f\u6703\u5efa\u7acb\u66f4\u7262\u56fa\u7684\u5ba2\u6236\u95dc\u4fc2<\/h2>\n\n<p>\u201c\u6bcf\u500b\u65c5\u884c\u8005\uff0c\u5c24\u5176\u662f\u5728\u7f8e\u570b\u5883\u5916\u65c5\u884c\u6642\uff0c\u90fd\u61c9\u8a72\u8003\u616e\u8cfc\u8cb7\u4e00\u4efd\u5168\u9762\u7684\u65c5\u884c\u4fdd\u96aa\uff0c\u4ee5\u4fdd\u8b77\u81ea\u5df1\u548c\u4ed6\u5011\u7684\u65c5\u884c\u6295\u8cc7\u514d\u53d7\u4e0d\u53ef\u9810\u898b\u7684\u7dca\u6025\u60c5\u6cc1\u7684\u5f71\u97ff\uff0c\u201dYonder Travel Insurance \u7e3d\u88c1 <a href=\"https:\/\/www.forbes.com\/sites\/christopherelliott\/2020\/04\/23\/this-is-how-to-buy-travel-insurance-after-the-pandemic\/#36a4ac546362\" target=\"_blank\" rel=\"noreferrer noopener\">Terry Boynton<\/a> \u8aaa\u3002\n\u7136\u800c\uff0c\u5728\u5927\u6d41\u884c\u4e4b\u524d\u9019\u6a23\u505a\u7684\u5ba2\u6236\u53ef\u80fd\u6703\u5931\u671b\u5730\u767c\u73fe\uff0c\u9762\u5c0d COVID-19\uff0c\u4ed6\u5011\u8cfc\u8cb7\u7684\u65c5\u884c\u4fdd\u96aa\u7121\u6fdf\u65bc\u4e8b\u3002 <\/p>\n\n<p>\u5c0d\u65bc\u8a31\u591a\u65c5\u884c\u8005\u4f86\u8aaa\uff0cCOVID-19 \u8207\u65c5\u884c\u4fdd\u96aa\u55ae\u4e2d\u7684\u5169\u500b\u4e3b\u8981\u7279\u9ede\u76f8\u885d\u7a81\uff1a\u8981\u9ebc\u5927\u6d41\u884c\u75c5\u88ab\u660e\u78ba\u6392\u9664\u5728\u627f\u4fdd\u7bc4\u570d\u4e4b\u5916\uff0c\u8981\u9ebc\u5b83\u5011\u6c92\u6709\u88ab\u5217\u70ba\u627f\u4fdd\u4e8b\u4ef6\uff0c\u65af\u79d1 <a href=\"https:\/\/www.wsj.com\/articles\/insurers-often-deny-claims-for-pandemic-related-trip-cancellations-11598446800\" target=\"_blank\" rel=\"noreferrer noopener\">\u7279\u00b7\u9ea5\u5361\u7279\u5c3c \uff08Scott McCartney<\/a> \uff09 \u70ba\u300a\u83ef\u723e\u8857\u65e5\u5831\u300b\u5beb\u9053\u3002<\/p>\n\n<p>\u5728 COVID-19 \u5927\u6d41\u884c\u521d\u671f\uff0c\u65c5\u884c\u4fdd\u96aa\u5ba2\u6236\u5411\u4fdd\u96aa\u516c\u53f8\u63d0\u51fa\u554f\u984c\u548c\u7d22\u8ce0\uff0c\u56e0\u70ba\u4ed6\u5011\u8a66\u5716\u77ad\u89e3\u4ed6\u5011\u7684\u4fdd\u96aa\u5c07\u6db5\u84cb\u548c\u4e0d\u6db5\u84cb\u54ea\u4e9b\u5167\u5bb9\u3002<\/p>\n\n<p>\u201c\u6211\u5011\u4fdd\u96aa\u516c\u53f8\u9762\u81e8\u7684\u4e00\u4e9b\u56f0\u96e3\u662f\u96fb\u8a71\u7b49\u5f85\u6642\u9593\u9577\u548c\u96fb\u5b50\u90f5\u4ef6\u901a\u4fe1\u5ef6\u9072\u9577\u9054\u6578\u5468\uff0c\u201d\u7e3d\u90e8\u4f4d\u65bc\u52a0\u5229\u798f\u5c3c\u4e9e\u5dde\u7684\u65c5\u884c\u793e Cruise and Resort \u7684\u806f\u5408\u5275\u59cb\u4eba\u517c\u9996\u5e2d\u904b\u71df\u5b98 <a href=\"https:\/\/www.travelagewest.com\/Industry-Insight\/Business-Features\/How-the-COVID-19-Pandemic-Has-Changed-the-World-of-Travel-Insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Kristy Adler<\/a> \u8aaa\u3002<\/p>\n\n<p>\u96d6\u7136 Adler \u8868\u793a\uff0c\u9019\u4e9b\u7b49\u5f85\u6642\u9593\u5df2\u7d93\u6062\u5fa9\u5230\u6b63\u5e38\u6c34\u6e96\uff0c\u4f46\u65c5\u884c\u4fdd\u96aa\u5ba2\u6236\u901a\u5e38\u6703\u7e7c\u7e8c\u5c0d\u4ed6\u5011\u6240\u64c1\u6709\u7684\u4fdd\u96aa\u611f\u5230\u6cae\u55aa\u3002\n\u7136\u800c\uff0c\u4ed6\u5011\u4ecd\u7136\u5c0d\u5c0b\u627e\u89e3\u6c7a COVID-19 \u548c\u76f8\u95dc\u5927\u6d41\u884c\u98a8\u96aa\u7684\u4fdd\u96aa\u611f\u8208\u8da3\u3002 <\/p>\n\n<p>\u65c5\u884c\u4fdd\u96aa\u7684\u9577\u671f\u524d\u666f\u5145\u6eff\u5e0c\u671b\u3002\n\u75ab\u60c5\u7684\u66ab\u6642\u6027\u653e\u7de9\u6548\u61c9\u4e5f\u70ba\u65c5\u884c\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u4e86\u4e00\u500b\u6a5f\u6703\uff0c\u8b93\u4ed6\u5011\u91cd\u65b0\u8003\u616e\u4ed6\u5011\u7684\u627f\u4fdd\u65b9\u5f0f\u3002\n\u901a\u904e\u63a1\u7528\u65b0\u7684\u7522\u54c1\u6a21\u578b\u3001\u6539\u9032\u7684\u6578\u4f4d\u5206\u92b7\u548c\u63d0\u9ad8\u900f\u660e\u5ea6\uff0c\u65c5\u884c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u5728\u65c5\u884c\u6062\u5fa9\u6642\u5229\u7528\u65b0\u696d\u52d9\u3002  <\/p>\n\n<p><em>\u5716\u7247\u63d0\u4f9b\uff1aammentorp\/\u00a9123RF.com\uff0c Wang Tom\/\u00a9123RF.com\uff0c Livio Monti\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>2019 \u5e74\u5e95\u548c 2020 \u5e74\u521d\uff0c\u5c0d\u65c5\u884c\u4fdd\u96aa\u884c\u696d\u7684\u9810\u6e2c\u975e\u5e38\u6a02\u89c0\u3002 \u7136\u800c\uff0c\u7531\u65bc COVID-19 \u5927\u6d41\u884c\u64fe\u4e82\u4e86\u4e16 [&hellip;]<\/p>\n","protected":false},"featured_media":8950,"template":"","insight-category":[],"class_list":["post-19879","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/19879","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/8950"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=19879"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=19879"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}