{"id":19509,"date":"2024-09-20T10:44:33","date_gmt":"2024-09-20T15:44:33","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e6%88%90%e7%82%ba%e7%8d%a8%e7%ab%8b%e7%9a%84%e4%bf%9d%e9%9a%aa%e4%bb%a3%e7%90%86%e4%ba%ba%ef%bc%9a%e9%96%8b%e5%b1%95%e6%a5%ad%e5%8b%99%e7%9a%84%e7%ac%ac%e4%b8%80%e6%ad%a5\/"},"modified":"2024-09-20T10:44:35","modified_gmt":"2024-09-20T15:44:35","slug":"%e6%88%90%e7%82%ba%e7%8d%a8%e7%ab%8b%e7%9a%84%e4%bf%9d%e9%9a%aa%e4%bb%a3%e7%90%86%e4%ba%ba%ef%bc%9a%e9%96%8b%e5%b1%95%e6%a5%ad%e5%8b%99%e7%9a%84%e7%ac%ac%e4%b8%80%e6%ad%a5","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e6%88%90%e7%82%ba%e7%8d%a8%e7%ab%8b%e7%9a%84%e4%bf%9d%e9%9a%aa%e4%bb%a3%e7%90%86%e4%ba%ba%ef%bc%9a%e9%96%8b%e5%b1%95%e6%a5%ad%e5%8b%99%e7%9a%84%e7%ac%ac%e4%b8%80%e6%ad%a5\/","title":{"rendered":"\u6210\u70ba\u7368\u7acb\u7684\u4fdd\u96aa\u4ee3\u7406\u4eba\uff1a\u958b\u5c55\u696d\u52d9\u7684\u7b2c\u4e00\u6b65"},"content":{"rendered":"\n<p>&#8220;<\/p>\n\n<p>\u5373\u4f7f\u64c1\u6709\u4fdd\u96aa\u5831\u50f9\u805a\u5408\u5668\u3001\u4eba\u5de5\u667a\u6167\u548c\u804a\u5929\u6a5f\u5668\u4eba\u7b49\u5ee3\u6cdb\u4f7f\u7528\u7684\u6280\u8853\uff0c\u7368\u7acb\u4ee3\u7406\u4eba\u7684\u9700\u6c42\u4ecd\u7136\u5f88\u9ad8\u3002\n\u5728\u7dda\u7d71\u8a08\u5165\u53e3\u7db2\u7ad9 <a>Statista<\/a> \u7684\u7814\u7a76\u767c\u73fe\uff0c2018 \u5e74\u7f8e\u570b\u6709\u8fd1 120 \u842c\u540d\u4fdd\u96aa\u4ee3\u7406\u4eba\u3001\u7d93\u7d00\u4eba\u548c\u670d\u52d9\u54e1\u5de5\uff0c\u6bd4 2010 \u5e74\u7684 895,000 \u4eba\u5927\u5e45\u589e\u52a0\u3002\n\u8ca1\u7522\u548c\u610f\u5916\u50b7\u5bb3\u4fdd\u96aa\u4ee3\u7406\u4eba <a>Emily Delbridge<\/a> \u5beb\u9053\uff0c\u500b\u4eba\u5316\u670d\u52d9\u3001\u8cfc\u8cb7\u4fdd\u55ae\u5efa\u8b70\u4ee5\u53ca\u8aac\u660e\u586b\u5beb\u7d22\u8ce0\u662f\u4ed6\u5011\u7684\u4e00\u4e9b\u4e3b\u8981\u8ce3\u9ede\u3002    <\/p>\n\n<p>\u5982\u679c\u9019\u662f\u60a8\u611f\u8208\u8da3\u7684\u8077\u696d\u9053\u8def\uff0c\u4ee5\u4e0b\u662f\u958b\u5c55\u696d\u52d9\u6642\u8981\u63a1\u53d6\u7684\u7b2c\u4e00\u6b65\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\"><strong>\u901a\u904e\u8cb8\u6b3e\u6216\u5176\u4ed6\u8a08\u5283\u7372\u5f97\u8cc7\u91d1\u4fdd\u969c<\/strong><\/h2>\n\n<p>\u4e5f\u8a31\u6700\u91cd\u8981\u7684\u4efb\u52d9\u662f\u7372\u5f97\u8cc7\u91d1\u4f86\u555f\u52d5\u60a8\u7684\u4ee3\u7406\u6a5f\u69cb\u3002\n\u8207\u4efb\u4f55\u4f01\u696d\u4e00\u6a23\uff0c\u60a8\u5fc5\u9808\u64c1\u6709\u5fc5\u8981\u7684\u652f\u63f4\u624d\u80fd\u8b93\u60a8\u7684\u516c\u53f8\u8d77\u6b65\u4e26\u9806\u5229\u9032\u884c\u3002\n\u6709\u5e7e\u7a2e\u65b9\u6cd5\u53ef\u4ee5\u89e3\u6c7a\u9019\u500b\u554f\u984c\uff0c\u5176\u4e2d\u4e00\u7a2e\u662f\u7372\u5f97\u5546\u696d\u8cb8\u6b3e\u3002  <\/p>\n\n<p>\u9996\u5148\u8981\u78ba\u5b9a\u60a8\u6253\u7b97\u5c07\u9019\u7b46\u9322\u7528\u65bc\u4ec0\u9ebc\u3002\n\u201c\u6709\u4e9b\u8cb8\u6b3e\u662f\u4e00\u822c\u71df\u904b\u8cc7\u91d1;\u5176\u4ed6\u7684\u5247\u65e8\u5728\u70ba\u7279\u5b9a\u5834\u666f\u63d0\u4f9b\u8cc7\u91d1\uff0c\u300c\u91d1\u878d\u89e3\u6c7a\u65b9\u6848\u5e02\u5834 Fundera \u7684\u71df\u92b7\u526f\u7e3d\u88c1 <a>Meredith Wood<\/a> \u89e3\u91cb\u9053\u3002\n\u201c\u4f8b\u5982\uff0c\u5546\u696d\u4fe1\u8cb8\u984d\u5ea6\u975e\u5e38\u9069\u5408\u4f5c\u70ba\u71df\u904b\u8cc7\u91d1\uff0c\u800c\u767c\u7968\u878d\u8cc7\u662f\u4e00\u7a2e\u7279\u5b9a\u7684\u73fe\u91d1\u6d41\u8cb8\u6b3e\uff0c\u53ef\u8aac\u660e\u9760\u4fe1\u7528\u5de5\u4f5c\u7684\u4fdd\u96aa\u4ee3\u7406\u4eba\u3002\u201d  <\/p>\n\n<p>\u8cb8\u6b3e\u4f5c\u5bb6 <a>Anna Serio<\/a> \u7de8\u88fd\u4e86\u4e00\u4efd\u53ef\u4f9b\u7368\u7acb\u4ee3\u7406\u4eba\u4f7f\u7528\u7684\u7279\u5b9a\u8cb8\u6b3e\u9078\u9805\u6e05\u55ae\uff0c\u5305\u62ec\uff1a<\/p>\n\n<ul class=\"wp-block-list\">\n<li>SBA 7\uff08a\uff09 \u8cb8\u6b3e\u3002\n\u5c0d\u65bc\u5e0c\u671b\u767c\u5c55\u7684\u65b0\u4ee3\u7406\u5546\u4f86\u8aaa\uff0c\u9019\u662f\u4e00\u500b\u5f88\u597d\u7684\u9078\u64c7\uff0c\u4e26\u4e14\u901a\u5e38\u6bd4\u8a31\u591a\u5176\u4ed6\u985e\u578b\u7684\u878d\u8cc7\u5229\u7387\u66f4\u4f4e\u3002\n\u60a8\u53ef\u4ee5\u5f9e <a>\u7f8e\u570b\u5c0f\u4f01\u696d\u7ba1\u7406\u5c40<\/a>\u77ad\u89e3\u6709\u95dc 7\uff08a\uff09 \u8cb8\u6b3e\u7684\u6240\u6709\u8cc7\u8a0a\u3002  <\/li>\n\n\n\n<li>\u5546\u696d\u4fe1\u7528\u984d\u5ea6\u3002\n\u9019\u8207\u4fe1\u7528\u5361\u7684\u904b\u4f5c\u524d\u63d0\u985e\u4f3c\uff0c\u8b93\u60a8\u6bcf\u500b\u6708\u90fd\u80fd\u7372\u5f97\u4e00\u5b9a\u6578\u91cf\u7684\u73fe\u91d1\u6d41\u3002 <\/li>\n\n\n\n<li>\u7121\u64d4\u4fdd\u5b9a\u671f\u8cb8\u6b3e\u3002\n\u5728\u9019\u88e1\uff0c\u60a8\u53ef\u4ee5\u7372\u5f97\u9ad8\u984d\u4e00\u6b21\u6027\u8cbb\u7528\u7684\u878d\u8cc7\uff0c\u800c\u7121\u9700\u63d0\u4f9b\u4efb\u4f55\u62b5\u62bc\u54c1\uff0c\u4f8b\u5982\u60a8\u7684\u623f\u5c4b\u6216\u8eca\u8f1b\u3002\n\u8cb8\u65b9\u4e00\u6b21\u6027\u7d66\u60a8\u4e00\u7b46\u6b3e\u9805\uff0c\u60a8\u511f\u9084\u4e26\u52a0\u4e0a\u5229\u606f\u548c\u8cbb\u7528\u3002  <\/li>\n\n\n\n<li>\u5275\u696d\u878d\u8cc7\u3002\n\u9019\u53ef\u4ee5\u8aac\u660e\u60a8\u652f\u4ed8\u5efa\u7acb\u4ee3\u7406\u6a5f\u69cb\u7684\u521d\u59cb\u8cbb\u7528\u3002\n\u5e38\u898b\u7684\u8cc7\u91d1\u4f86\u6e90\u5305\u62ec\u901a\u904e\u670b\u53cb\u548c\u5bb6\u4eba\u3001\u98a8\u96aa\u6295\u8cc7\u5bb6\u548c\u773e\u7c4c\u7c4c\u96c6\u8cc7\u91d1\uff0c\u5c0f\u4f01\u696d\u8cb8\u6b3e\u5e02\u5834 Nav \u7684 <a>Kali Galdis<\/a> \u6307\u51fa\u3002  <\/li>\n<\/ul>\n\n<p>\u7814\u7a76\u5c0f\u4f01\u696d\u88dc\u52a9\u91d1\u4e5f\u662f\u503c\u5f97\u7684\uff0c\u5b83\u63d0\u4f9b\u60a8\u4e0d\u5fc5\u511f\u9084\u7684\u8cc7\u91d1\u3002NerdWallet \u7684 <a>Jackie Zimmerman<\/a> \u6307\u51fa\u4e86\u5e7e\u7a2e\u5c0b\u627e\u8cc7\u52a9\u7684\u8cc7\u6e90\uff0c\u4f8b\u5982 <a>Grants.gov<\/a>\u3001 <a>USA.gov<\/a> \u548c <a>Economic Development Administration<\/a>\u3002<\/p>\n\n<h2 class=\"wp-block-heading\"><strong>\u4fdd\u8b77\u4e26\u8a2d\u7f6e\u4f4d\u7f6e<\/strong><\/h2>\n\n<p>\u64c1\u6709\u5408\u9069\u7684\u4f4d\u7f6e\u4f86\u7d93\u71df\u60a8\u7684\u4fdd\u96aa\u4ee3\u7406\u6a5f\u69cb\u4e5f\u5f88\u91cd\u8981\uff0c\u60a8\u6709\u5169\u500b\u4e3b\u8981\u9078\u64c7\u3002\n\u4e00\u7a2e\u662f\u64c1\u6709\u4e00\u5bb6\u4ee5\u5bb6\u5ead\u70ba\u57fa\u790e\u7684\u4f01\u696d\uff0c\u6839\u64da The Simple Dollar \u7684 <a>Frank Addessi<\/a> \u7684\u8aaa\u6cd5\uff0c\u9019\u53ef\u4ee5\u9632\u6b62\u60a8\u652f\u4ed8\u623f\u79df\u3001\u8cfc\u8cb7\u50a2\u4ff1\u3001\u5927\u91cf\u8a2d\u5099\u4ee5\u53ca\u5546\u696d\u5730\u9ede\u5e36\u4f86\u7684\u8a31\u591a\u5176\u4ed6\u8cbb\u7528\u3002\n\u5982\u679c\u60a8\u5bb6\u4e2d\u6709\u8db3\u5920\u7684\u7a7a\u9593\u6216\u8a08\u5283\u5728\u7dda\u958b\u5c55\u5927\u90e8\u5206\u696d\u52d9\uff0c\u9019\u53ef\u80fd\u662f\u53ef\u884c\u7684\u3002    <\/p>\n\n<p>\u53e6\u4e00\u7a2e\u9078\u64c7\u662f\u7372\u5f97\u5546\u696d\u7a7a\u9593\uff0c\u9019\u53ef\u4ee5\u901a\u904e\u79df\u8cc3\u6216\u8cfc\u8cb7\u4f86\u5b8c\u6210\u2014\u2014\u9019\u5169\u8005\u90fd\u6709\u5176\u597d\u8655<\/p>\n\n<p>\u201c\u5982\u679c\u4f60\u9078\u64c7\u79df\u8cc3\uff0c\u6c92\u6709\u9996\u4ed8\uff0c\u4f60\u53ef\u4ee5\u6263\u9664\u79df\u8cc3\u8cbb\u7528\u65bc\u7a05\u6536\u76ee\u7684\uff0c\u623f\u6771\u8ca0\u8cac\u7dad\u4fee\u548c\u4fdd\u990a\uff0c\u4f60\u53ef\u4ee5\u5728\u6602\u8cb4\u7684\u5730\u5340\u79df\u623f\uff0c\u9019\u53ef\u4ee5\u63d0\u9ad8\u4f60\u7684\u4f01\u696d\u5728\u5408\u9069\u7684\u4eba\u7fa4\u4e2d\u7684\u77e5\u540d\u5ea6\uff0c\u201d\u7368\u7acb\u4fdd\u96aa\u4ee3\u7406\u4eba <a>\u5f17\u862d\u514b\u00b7\u6885\u8fea\u7d0d \uff08Frank Medina<\/a>\uff09 \u5beb\u9053\u3002\n\u201c\u5982\u679c\u4f60\u9078\u64c7\u8cfc\u8cb7\u8fa6\u516c\u7a7a\u9593\uff0c\u4f60\u53ef\u4ee5\u5efa\u7acb\u80a1\u6b0a\u4e26\u51fa\u79df\u984d\u5916\u7684\u7a7a\u9593\uff0c\u6709\u7a69\u5b9a\u7684\u958b\u652f\uff0c\u6263\u9664\u5229\u606f\u652f\u4ed8\uff0c\u4e26\u4f7f\u5efa\u7bc9\u7269\u8cb6\u503c\u3002\u201d <\/p>\n\n<p>\u5728\u8a2d\u7f6e\u65b9\u9762\uff0c\u4fdd\u96aa\u516c\u53f8 <a>The Hartford<\/a> \u7684\u5718\u968a\u8868\u793a\uff0c\u60a8\u9700\u8981\u7684\u4e00\u4e9b\u57fa\u672c\u8a2d\u65bd\u5305\u62ec\u8fa6\u516c\u50a2\u4ff1\uff0c\u4f8b\u5982\u66f8\u684c\u3001\u6905\u5b50\u3001\u67b6\u5b50\u548c\u6587\u4ef6\u6ac3\u3002\n\u5728\u6280\u8853\u65b9\u9762\uff0c\u60a8\u9700\u8981\u8a08\u7b97\u6a5f\u3001\u53ef\u4ee5\u8655\u7406\u5927\u91cf\u983b\u5bec\u7684\u53ef\u9760\u4e92\u806f\u7db2\u3001\u9ad8\u6548\u7684\u96fb\u8a71\u7cfb\u7d71\u3001\u4fdd\u96aa\u8edf\u9ad4\u548c\u5370\u8868\u6a5f\u3002 <\/p>\n\n<p>\u5982\u679c\u60a8\u60f3\u5728\u9810\u7b97\u5167\u627e\u5230\u9019\u4e9b\u7269\u54c1\uff0c\u5546\u696d\u5b78\u7fd2\u5e73\u81fa BusinessTown \u7684\u5275\u59cb\u4eba\u9b91 <a>\u52c3\u00b7\u4e9e\u7576\u65af \uff08Bob Adams<\/a>\uff09 \u5efa\u8b70\u5c0b\u627e\u505c\u696d\u62cd\u8ce3\uff0c\u56e0\u70ba\u5b83\u5011\u901a\u5e38\u63d0\u4f9b\u8d85\u503c\u512a\u60e0\uff0c\u60a8\u53ea\u9700\u652f\u4ed8\u4e00\u5c0f\u90e8\u5206\u50f9\u683c\u5373\u53ef\u5728\u96f6\u552e\u5546\u8655\u652f\u4ed8\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\"><strong>\u6eff\u8db3\u4efb\u4f55\u5fc5\u8981\u7684\u5dde\u548c\u806f\u90a6\u8981\u6c42<\/strong><\/h2>\n\n<p>\u5728\u6b63\u5f0f\u555f\u52d5\u60a8\u7684\u6a5f\u69cb\u4e4b\u524d\uff0c\u60a8\u5fc5\u9808\u6eff\u8db3\u60a8\u6240\u5728\u5dde\u548c\u806f\u90a6\u5c64\u9762\u7684\u6240\u6709\u9069\u7528\u8981\u6c42\u3002<\/p>\n\n<p>\u201c\u6240\u6709\u5dde\u90fd\u6709\u4e00\u500b\u5171\u540c\u9ede\uff0c\u5373\u4fdd\u96aa\u4ee3\u7406\u4eba\u5fc5\u9808\u7372\u5f97\u8a31\u53ef\u624d\u80fd\u5728\u5176\u5883\u5167\u5408\u6cd5\u92b7\u552e\u4fdd\u96aa\uff0c\u201d\u5728\u7dda\u4fdd\u96aa\u9810\u8a31\u53ef\u8cc7\u6e90 <a>\u7f8e\u570b\u6559\u6388<\/a>\u89e3\u91cb\u8aaa\u3002\n\u201c\u4fdd\u96aa\u57f7\u7167\u524d\u8003\u8a66\u6e2c\u8a66\u6f5b\u5728\u4ee3\u7406\u4eba\u5c0d\u4fdd\u96aa\u92b7\u552e\u7684\u898f\u5247\u548c\u6cd5\u898f\u3001\u5982\u4f55\u8655\u7406\u4fdd\u96aa\u7d22\u8ce0\u3001\u4fdd\u96aa\u7bc4\u570d\u7684\u9650\u5236\u4ee5\u53ca\u5176\u4ed6\u985e\u4f3c\u91cd\u8981\u4e8b\u9805\u7684\u77e5\u8b58\u3002\u201d <\/p>\n\n<p>\u5728\u7372\u5f97\u99d5\u7167\u4e4b\u524d\uff0c\u60a8\u9700\u8981\u6210\u529f\u901a\u904e\u8003\u8a66\uff0c\u5176\u4e2d\u5305\u542b\u6709\u95dc\u570b\u5bb6\u4fdd\u96aa\u6750\u6599\u7684\u90e8\u5206\uff0c\u4ee5\u53ca\u6709\u95dc\u60a8\u6240\u5728\u5dde\u4fdd\u96aa\u6cd5\u898f\u7684\u55ae\u7368\u90e8\u5206\u3002 <a>LearnHowToBecome.org<\/a> \u8868\u793a\uff0c\u60a8\u61c9\u8a72\u8aee\u8a62\u60a8\u6240\u5728\u5dde\u7684\u4fdd\u96aa\u90e8\u9580\uff0c\u4ee5\u4e86\u89e3\u8a31\u53ef\u524d\u8981\u6c42\u3002\n\u4ed6\u5011\u9084\u6307\u51fa\uff0c\u60a8\u53ef\u4ee5\u4f7f\u7528 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<\/p>\n\n<p>\u60a8\u53ef\u4ee5\u5728 <a>U.S. Small Business Administration<\/a> \u7db2\u9801\u4e0a\u4e86\u89e3\u6709\u95dc\u9019\u4e9b\u4e0d\u540c\u7d50\u69cb\u7684\u66f4\u591a\u8cc7\u8a0a\u3002<\/p>\n\n<h2 class=\"wp-block-heading\"><strong>\u5efa\u7acb\u6578\u4f4d\u696d\u52d9\u7684\u57fa\u790e<\/strong><\/h2>\n\n<p>\u64c1\u6709 <a>\u5f37\u5927\u7684\u6578\u4f4d\u5f71\u97ff\u529b<\/a> \u4e0d\u518d\u662f\u7368\u7acb\u4ee3\u7406\u4eba\u7684\u9078\u64c7\u3002\n\u9019\u662f\u5fc5\u8981\u7684\u3002\n\u70ba\u4e86\u84ec\u52c3\u767c\u5c55\u4e26\u4fdd\u6301\u7af6\u722d\u529b\uff0c\u60a8\u9700\u8981\u901a\u904e\u641c\u5c0b\u5f15\u64ce\u3001\u793e\u4ea4\u5a92\u9ad4\u548c\u8a55\u8ad6\u7db2\u7ad9\u7b49\u5ee3\u6cdb\u4f7f\u7528\u7684\u5728\u7dda\u6e20\u9053\u63a5\u89f8\u6f5b\u5728\u5ba2\u6236\u3002\n\u9019\u7576\u7136\u9700\u8981\u6642\u9593\uff0c\u4f46\u60a8\u53ef\u4ee5\u901a\u904e\u4ee5\u4e0b\u4e09\u500b\u95dc\u9375\u6b65\u9a5f\u4f86\u5960\u5b9a\u57fa\u790e\u3002     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<\/p>\n\n<p>\u9019\u5c0d\u65bc\u8ca0\u9762\u8a55\u8ad6\u5c24\u5176\u91cd\u8981\uff0c\u56e0\u70ba\u6839\u64da\u5728\u7dda\u8072\u8b7d\u5e73\u81fa <a>ReviewTrackers<\/a> \u7684\u6578\u64da\uff0c\u6574\u6574 94% \u7684\u5ba2\u6236\u4e0d\u6703\u8207\u90a3\u4e9b\u8a55\u50f9\u4e0d\u4f73\u7684\u5ba2\u6236\u958b\u5c55\u696d\u52d9\u3002\n\u6b64\u5916\uff0c53% \u7684\u5ba2\u6236\u5e0c\u671b\u516c\u53f8\u5728\u4e00\u5468\u5167\u56de\u5fa9\u8ca0\u9762\u8a55\u8ad6\uff0c45% \u7684\u5ba2\u6236\u66f4\u6709\u53ef\u80fd\u8a2a\u554f\u56de\u5fa9\u8ca0\u9762\u8a55\u8ad6\u7684\u4f01\u696d\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\"><strong>\u4ee5\u7368\u7acb\u4ee3\u7406\u4eba\u7684\u8eab\u4efd\u958b\u555f\u60a8\u7684\u8077\u696d\u751f\u6daf<\/strong><\/h2>\n\n<p>\u4fdd\u96aa\u884c\u696d\u7684\u8077\u696d\u53ef\u80fd\u662f\u6709\u76ca\u7684\uff0c\u4e26\u53ef\u4ee5\u8b93\u60a8 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