{"id":19501,"date":"2024-09-20T09:40:57","date_gmt":"2024-09-20T14:40:57","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e5%b9%b3%e8%87%ba%e5%92%8c%e7%94%9f%e6%85%8b%e7%b3%bb%e7%b5%b1%e5%a6%82%e4%bd%95%e6%8e%a8%e5%8b%95%e4%bf%9d%e9%9a%aa%e5%89%b5%e6%96%b0\/"},"modified":"2024-09-20T09:40:58","modified_gmt":"2024-09-20T14:40:58","slug":"%e5%b9%b3%e8%87%ba%e5%92%8c%e7%94%9f%e6%85%8b%e7%b3%bb%e7%b5%b1%e5%a6%82%e4%bd%95%e6%8e%a8%e5%8b%95%e4%bf%9d%e9%9a%aa%e5%89%b5%e6%96%b0","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e5%b9%b3%e8%87%ba%e5%92%8c%e7%94%9f%e6%85%8b%e7%b3%bb%e7%b5%b1%e5%a6%82%e4%bd%95%e6%8e%a8%e5%8b%95%e4%bf%9d%e9%9a%aa%e5%89%b5%e6%96%b0\/","title":{"rendered":"\u5e73\u81fa\u548c\u751f\u614b\u7cfb\u7d71\u5982\u4f55\u63a8\u52d5\u4fdd\u96aa\u5275\u65b0"},"content":{"rendered":"\n<p>\u4fdd\u96aa\u79d1\u6280\u521d\u5275\u516c\u53f8\u5728\u5c08\u6ce8\u3001\u7d30\u7dfb\u7684\u5c64\u9762\u4e0a\u63a8\u52d5\u4e86\u4fdd\u96aa\u5275\u65b0\u3002\n\u9019\u4e9b\u5de5\u5177\u6539\u8b8a\u4e86\u4fdd\u96aa\u516c\u53f8\u548c\u5ba2\u6236\u67e5\u770b\u7279\u5b9a\u4efb\u52d9\u7684\u65b9\u5f0f\uff0c\u4f8b\u5982\u5206\u914d\u6216\u63d0\u4ea4\u7d22\u8ce0\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u6280\u8853\u8b8a\u9769\u7684\u6d6a\u6f6e\u4e26\u4e0d\u6b62\u65bc\u4fdd\u96aa\u79d1\u6280\u5275\u65b0\u3002\n\u7531\u5e73\u53f0\u6280\u8853\u548c API \u5275\u65b0\u9a45\u52d5\u7684\u751f\u614b\u7cfb\u7d71\u6a21\u578b\u6709\u671b\u5fb9\u5e95\u6539\u8b8a\u6574\u500b\u4fdd\u96aa\u696d\u3002\n\u4e86\u89e3\u9019\u4e9b\u5de5\u5177\u7684\u5de5\u4f5c\u539f\u7406\u4ee5\u53ca\u5b83\u5011\u5275\u9020\u7684\u6a5f\u6703\u7684\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u5229\u7528\u5e73\u81fa\u548c\u751f\u614b\u7cfb\u7d71\u4f86\u66f4\u597d\u5730\u670d\u52d9\u5ba2\u6236\u4e26\u5be6\u73fe\u696d\u52d9\u76ee\u6a19\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">\u985b\u8986\u6216\u88ab\u985b\u8986\uff1a\u4fdd\u96aa\u7684\u6280\u8853\u672a\u4f86<\/h2>\n\n<p>\u5e7e\u5e74\u4f86\uff0c\u73fe\u6709\u4fdd\u96aa\u516c\u53f8\u4e00\u76f4\u9762\u81e8\u4f86\u81ea\u4fdd\u96aa\u79d1\u6280\u521d\u5275\u516c\u53f8\u7684\u7af6\u722d\u3002\n\u8a72\u7af6\u8cfd\u901a\u5e38\u5074\u91cd\u65bc\u7279\u5b9a\u7684\u4fdd\u96aa\u6d41\u7a0b\u3002\n\u8d77\u521d\uff0c\u9019\u7a2e\u6280\u8853\u4f3c\u4e4e\u4e0d\u6703\u6539\u8b8a\u6574\u500b\u884c\u696d\u3002  <\/p>\n\n<p>\u4eca\u5929\uff0c\u5f88\u660e\u986f\uff0c\u9762\u5c0d\u6578\u5b57\u5316\u8f49\u578b\uff0c\u4fdd\u96aa\u696d\u9700\u8981\u505a\u51fa\u6539\u8b8a\u3002\n\u4fdd\u96aa\u79d1\u6280\u521d\u5275\u516c\u53f8\u4e0d\u50c5\u50c5\u662f\u5728\u767c\u660e\u8655\u7406\u820a\u4fdd\u96aa\u4efb\u52d9\u7684\u65b0\u65b9\u6cd5\u3002\n <a href=\"https:\/\/www.fintechmagazine.com\/fraud-and-cybersecurity\/digital-ecosystems-future-insurance-innovation\" target=\"_blank\" rel=\"noreferrer noopener\">Matt High<\/a> FinTech Magazine \u5beb\u9053\uff0c\u4ed6\u5011\u548c\u8a31\u591a\u73fe\u6709\u4fdd\u96aa\u516c\u53f8\u6b63\u5728\u5229\u7528\u6574\u9ad4\u6280\u8853\u7684\u5feb\u901f\u767c\u5c55\uff0c\u4f8b\u5982\u5206\u6790\u5927\u91cf\u6578\u64da\u7684\u80fd\u529b\uff0c\u4e26\u901a\u904e\u5ee3\u6cdb\u7684\u4e92\u806f\u7db2\u9023\u63a5\u8f15\u9b06\u806f\u7e6b\u5ba2\u6236\u3002  <\/p>\n\n<p>\u5ba2\u6236\u7684\u671f\u671b\u4e5f\u7d66\u4fdd\u96aa\u516c\u53f8\u5e36\u4f86\u4e86\u5275\u65b0\u58d3\u529b\u3002\n\u4f8b\u5982\uff0c\u7576\u5ba2\u6236\u770b\u5230\u5927\u6578\u64da\u548c\u7121\u7e2b\u901a\u4fe1\u5c0d\u4ed6\u5011\u7684\u96f6\u552e\u8cfc\u8cb7\u7684\u5f71\u97ff\u6642\uff0c\u4ed6\u5011\u958b\u59cb\u8981\u6c42\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u985e\u4f3c\u7684\u500b\u4eba\u5316\u548c\u4fbf\u5229\u6027\u3002 <\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u6b63\u5728\u61c9\u5c0d\u9019\u4e9b\u4e0d\u65b7\u8b8a\u5316\u7684\u671f\u671b\u3002\n\u7136\u800c\uff0c\u4f5c\u70ba High \u97f3\u7b26\uff0c\u5b83\u5011\u7684\u8b8a\u5316\u53ef\u80fd\u4e0d\u5920\u5feb\u3002 <\/p>\n\n<p>\u5728 2019 \u5e74 12 \u6708\u7684\u4e00\u4efd\u5831\u544a\u4e2d\uff0c\u57c3\u68ee\u54f2\u9810\u6e2c\u4fdd\u96aa\u662f\u201c\u6700\u5bb9\u6613\u53d7\u5230\u672a\u4f86\u4e2d\u65b7\u5f71\u97ff\u7684\u4fdd\u96aa [industries] \u4e4b\u4e00\u201d\u3002\u57c3\u68ee\u54f2\u7684 <a href=\"https:\/\/insuranceblog.accenture.com\/the-ultimate-guide-to-insurance-ecosystems\" target=\"_blank\" rel=\"noreferrer noopener\">Daniele Presutti<\/a> \u5beb\u9053\uff0c\u5728\u5411\u6578\u4f4d\u4e16\u754c\u8f49\u578b\u65b9\u9762\u62d6\u5ef6\u7684\u904b\u71df\u5546\u201c\u5728\u672a\u4f86\u4e94\u5e74\u5167\u53ef\u80fd\u6703\u906d\u53d7\u5168\u7403\u7e3d\u50f9\u503c 1980 \u5104\u7f8e\u5143\u7684\u5e02\u5834\u4efd\u984d\u4fb5\u8755\u201d\u3002\n\u4ed6\u5011\u9084\u5c07\u5931\u53bb\u589e\u9577\u6a5f\u6703\uff0c\u9019\u53ef\u80fd\u6703\u518d\u82b1\u8cbb 1770 \u5104\u7f8e\u5143\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u70ba\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u4e86\u4e00\u7a2e\u5f15\u9818\u76c8\u5229\u800c\u4e0d\u662f\u8667\u640d\u7684\u65b9\u6cd5\u3002\n\u4ed6\u5011\u901a\u904e\u4f7f\u4fdd\u96aa\u516c\u53f8\u6210\u70ba\u6578\u4f4d\u4e16\u754c\u7684\u95dc\u9375\u53c3\u8207\u8005\u4f86\u5be6\u73fe\u9019\u4e00\u76ee\u6a19\u3002 <\/p>\n\n<p>Global IQX \u7e3d\u88c1\u3001\u5275\u59cb\u4eba\u517c\u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/www.globaliqx.com\/designing-a-digital-insurance-ecosystem\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mike de Waal<\/a> \u5beb\u9053\uff0c\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u662f\u201c\u4e00\u500b\u7531\u76f8\u4e92\u95dc\u806f\u7684\u61c9\u7528\u7a0b\u5f0f\u548c\u6280\u8853\u7d44\u6210\u7684\u9b06\u6563\u7db2\u8def\uff0c\u9019\u4e9b\u61c9\u7528\u7a0b\u5f0f\u548c\u6280\u8853\u7dca\u5bc6\u76f8\u9023\u5730\u5be6\u73fe\u696d\u52d9\u76ee\u6a19\u201d\u3002\n\u5c31\u50cf\u81ea\u7136\u754c\u4e2d\u7684\u751f\u614b\u7cfb\u7d71\u4e00\u6a23\uff0c\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u7684\u53c3\u8207\u8005\u4e0d\u6703\u76f4\u63a5\u7af6\u722d\u76f8\u540c\u7684\u8cc7\u6e90\uff08\u9019\u88e1\u662f\u5ba2\u6236\uff09\u3002\n\u76f8\u53cd\uff0c\u6bcf\u500b\u4eba\u7684\u53c3\u8207\u90fd\u70ba\u5ba2\u6236\u63d0\u4f9b\u4e86\u50f9\u503c\uff0c\u4e26\u589e\u5f37\u4e86\u751f\u614b\u7cfb\u7d71\u4e2d\u6bcf\u500b\u4eba\u6240\u505a\u7684\u5de5\u4f5c\u3002  <\/p>\n\n<p>\u8207\u5176\u4ed6\u884c\u696d\u4e00\u6a23\uff0c\u4fdd\u96aa\u516c\u53f8\u4e5f\u9762\u81e8\u8457\u751f\u614b\u7cfb\u7d71\u6a21\u5f0f\u8208\u8d77\u7684\u985b\u8986\u3002\n\u56de\u61c9\u624d\u662f\u6700\u91cd\u8981\u7684\u3002\n\u201c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u52a0\u5165\u73fe\u6709\u7684\u751f\u614b\u7cfb\u7d71\u6216\u8a2d\u8a08\u548c\u57f7\u884c\u81ea\u5df1\u7684\u751f\u614b\u7cfb\u7d71\uff0c\u4ee5\u78ba\u4fdd\u4ed6\u5011\u662f\u985b\u8986\u8005\uff0c\u800c\u4e0d\u662f\u88ab\u7834\u58de\u8005\uff0c\u800c\u4e0d\u662f\u6210\u70ba\u53d7\u5bb3\u8005\uff0c\u201dPresutti \u5beb\u9053\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-discussing-finances-1024x682.jpg\" alt=\"\" class=\"wp-image-9393\"\/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5e73\u81fa\u548c\u751f\u614b\u7cfb\u7d71\u5982\u4f55\u6539\u8b8a\u4fdd\u96aa\u5206\u92b7<\/h2>\n\n<p>\u6b63\u5982 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-beyond-digital-the-rise-of-ecosystems-and-platforms#\" target=\"_blank\" rel=\"noreferrer noopener\">Tanguy Catlin<\/a> \u548c\u9ea5\u80af\u932b\u7684\u7814\u7a76\u4eba\u54e1\u6240\u6307\u51fa\u7684\u90a3\u6a23\uff0c\u5168\u7403 10 \u5bb6\u6700\u5927\u7684\u516c\u53f8\u4e2d\u6709 7 \u5bb6\u4f7f\u7528\u751f\u614b\u7cfb\u7d71\u4f86\u958b\u5c55\u5176\u65e5\u5e38\u696d\u52d9\u3002\n\u9019\u4e9b\u516c\u53f8\u5305\u62ec Amazon\u3001Alibaba\u3001Microsoft \u548c Facebook\u3002 <\/p>\n\n<p>\u7e3d\u7684\u4f86\u8aaa\uff0c\u5b83\u5011\u6bcf\u5929\u8986\u84cb\u5168\u7403\u6578\u5341\u5104\u4eba\u3002\n\u9664\u4e86\u92b7\u552e\u81ea\u5df1\u7684\u7522\u54c1\u548c\u670d\u52d9\u5916\uff0c\u9019\u4e9b\u516c\u53f8\u9084\u5411\u5ba2\u6236\u5c55\u793a\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u548c\u5e73\u81fa\u53ef\u4ee5\u70ba\u4ed6\u5011\u505a\u4e9b\u4ec0\u9ebc\u3002\n\u56e0\u6b64\uff0c\u5ba2\u6236\u5e0c\u671b\u90e8\u5206\u6216\u5168\u90e8\u5728\u7dda\u904b\u71df\u7684\u5176\u4ed6\u7d44\u7e54\uff08\u5305\u62ec\u4fdd\u96aa\u516c\u53f8\uff09\u63d0\u4f9b\u985e\u4f3c\u7d1a\u5225\u7684\u670d\u52d9\u3002  <\/p>\n\n<h3 class=\"wp-block-heading\">\u6eff\u8db3\u6578\u4f4d\u6642\u4ee3\u7684\u5ba2\u6236\u9700\u6c42<\/h3>\n\n<p>Catlin \u548c\u9ea5\u80af\u932b\u5718\u968a\u5beb\u9053\uff0c\u53c3\u8207\u751f\u614b\u7cfb\u7d71\u70ba\u4fdd\u96aa\u516c\u53f8\u5728\u5efa\u7acb\u548c\u7dad\u8b77\u5ba2\u6236\u95dc\u4fc2\u65b9\u9762\u63d0\u4f9b\u4e86\u95dc\u9375\u512a\u52e2\u3002<\/p>\n\n<p>\u4f8b\u5982\uff0c\u751f\u614b\u7cfb\u7d71\u53ef\u4ee5\u70ba\u5ba2\u6236\u4fc3\u9032\u7121\u6469\u64e6\u4ea4\u6613\u3002\n\u4f8b\u5982\uff0c\u5982\u679c\u5ba2\u6236\u7684\u6c7d\u8eca\u516c\u53f8\u548c\u4fdd\u96aa\u516c\u53f8\u5728\u540c\u4e00\u500b\u751f\u614b\u7cfb\u7d71\u4e2d\u904b\u71df\uff0c\u90a3\u9ebc\u5c0b\u6c42\u8cfc\u8cb7\u65b0\u8eca\u4f75\u70ba\u5176\u8cfc\u8cb7\u4fdd\u96aa\u7684\u5ba2\u6236\u4e0d\u5fc5\u5728\u7db2\u7ad9\u6216\u5e73\u81fa\u4e4b\u9593\u5207\u63db\u3002\n\u9019\u7a2e\u6613\u7528\u6027\u9f13\u52f5\u5ba2\u6236\u9078\u64c7\u5df2\u7d93\u5728\u4ed6\u5011\u5df2\u7d93\u9032\u5165\u7684\u751f\u614b\u7cfb\u7d71\u4e2d\u7684\u4fdd\u96aa\u516c\u53f8\u4f86\u8cfc\u8cb7\u4ed6\u5011\u7684\u6c7d\u8eca\u3002  <\/p>\n\n<p>\u7531\u65bc\u751f\u614b\u7cfb\u7d71\u53ef\u4ee5\u8de8\u7db2\u8def\u96c6\u6210\u6578\u64da\uff0c\u56e0\u6b64\u5b83\u5011\u53ef\u4ee5\u70ba\u5ba2\u6236\u63d0\u4f9b\u66f4\u52a0\u500b\u4eba\u5316\u7684\u670d\u52d9\uff0c\u540c\u6642\u9084\u5141\u8a31\u751f\u614b\u7cfb\u7d71\u53c3\u8207\u8005\u5206\u6790\u6709\u95dc\u5ba2\u6236\u7684\u66f4\u591a\u8cc7\u8a0a\u3002<\/p>\n\n<h3 class=\"wp-block-heading\">API \u548c\u751f\u614b\u7cfb\u7d71\u7684\u8208\u8d77<\/h3>\n\n<p>CB Insights \u4fdd\u96aa\u6280\u8853\u9996\u5e2d\u5206\u6790\u5e2b <a href=\"https:\/\/www.cbronline.com\/wp-content\/uploads\/dlm_uploads\/2019\/03\/celent-api-technology-enabling-digital-insurance-reprint-091018-1.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Fitzgerald<\/a> \u9810\u6e2c\uff0c\u96a8\u8457\u4fdd\u96aa\u516c\u53f8\u5728\u7121\u7e2b\u3001\u500b\u4eba\u5316\u7684\u6578\u5b57\u74b0\u5883\u4e2d\u63d0\u4f9b\u5168\u65b9\u4f4d\u7684\u4fdd\u96aa\u7522\u54c1\u548c\u670d\u52d9\u7684\u58d3\u529b\u8d8a\u4f86\u8d8a\u5927\uff0c\u201c\u4e00\u5bb6\u4fdd\u96aa\u516c\u53f8\u5c07\u8d8a\u4f86\u8d8a\u96e3\u4ee5\u4ee5\u53ef\u63a5\u53d7\u7684\u8907\u96dc\u7a0b\u5ea6\u548c\u901f\u5ea6\u70ba\u5176\u6d88\u8cbb\u8005\u63d0\u4f9b\u6240\u6709\u5fc5\u8981\u7684\u7522\u54c1\u548c\u670d\u52d9\u3002<\/p>\n\n<p>\u61c9\u7528\u7a0b\u5f0f\u7a0b\u5f0f\u8a2d\u8a08\u4ecb\u9762 \uff08API\uff09 \u63d0\u4f9b\u4e86\u4e00\u7a2e\u89e3\u6c7a\u65b9\u6848\u3002\n\u901a\u904e\u4f7f\u4e0d\u540c\u7684\u516c\u53f8\u80fd\u5920\u5728\u4e00\u500b\u5e73\u81fa\u4e0a\u540c\u6642\u63d0\u4f9b\u7522\u54c1\u548c\u670d\u52d9\uff0cAPI \u69cb\u5efa\u4e86\u5ba2\u6236\u53ef\u4ee5\u8f15\u9b06\u5c0e\u822a\u7684\u751f\u614b\u7cfb\u7d71\u3002\n\u5ba2\u6236\u7121\u9700\u5728\u4e0d\u540c\u516c\u53f8\u7684\u7db2\u7ad9\u548c\u5e73\u53f0\u4e4b\u9593\u8df3\u8f49\uff0c\u4e26\u8a66\u5716\u8a18\u4f4f\u6bcf\u500b\u516c\u53f8\u7684\u5bc6\u78bc\uff0c\u800c\u662f\u53ef\u4ee5\u767b\u9304\u4e00\u500b\u5e73\u81fa\u4e26\u8a2a\u554f\u751f\u614b\u7cfb\u7d71\u4e2d\u7684\u6bcf\u500b\u5408\u4f5c\u5925\u4f34\u516c\u53f8\u3002  <\/p>\n\n<p>API \u5df2\u7d93\u6539\u8b8a\u4e86\u4eba\u5011\u4f7f\u7528 Internet \u7684\u65b9\u5f0f\u3002\n\u4f8b\u5982\uff0c\u8d8a\u4f86\u8d8a\u591a\u7684\u7db2\u7ad9\u5141\u8a31\u4f7f\u7528\u8005\u4f7f\u7528\u4ed6\u5011\u7684 Google \u6216 Facebook \u6191\u64da\u767b\u9304\uff0c\u5f9e\u800c\u6e1b\u5c11\u4ed6\u5011\u5fc5\u9808\u8a18\u4f4f\u7684\u4f7f\u7528\u8005\u540d\u548c\u5bc6\u78bc\u7684\u4e00\u500b\u5e33\u6236\u3002\nMajesco \u7684 <a href=\"https:\/\/www.majesco.com\/ecosystems-innovation-and-the-digital-user-experience\/\" target=\"_blank\" rel=\"noreferrer noopener\">Denise Garth<\/a> \u5beb\u9053\uff0c\u4e00\u6574\u5957\u201c\u96a8\u6642\u96a8\u5730\u5de5\u4f5c\u201d\u5de5\u5177\uff0c\u5982 Slack\uff0c\u53ef\u4ee5\u8f15\u9b06\u9023\u63a5\u5230\u5176\u4ed6\u901a\u5e38\u7528\u65bc\u6578\u4f4d\u5de5\u4f5c\u7684\u8edf\u9ad4\uff0c\u4f8b\u5982 Google Drive\u3001Trello \u548c Zendesk\u3002  <\/p>\n\n<p>\u8a31\u591a\u5ba2\u6236\u4e0d\u77e5\u9053 API \u5982\u4f55\u5efa\u7acb\u9019\u4e9b\u9023\u63a5\u3002\n\u4ed6\u5011\u9ad4\u9a57\u5230\u7684\u662f\u5404\u7a2e\u6578\u4f4d\u5e73\u81fa\u548c\u5de5\u5177\u4e4b\u9593\u7684\u5feb\u901f\u3001\u7121\u7e2b\u9023\u63a5\u3002\n\u96a8\u8457\u9019\u7a2e\u9ad4\u9a57\u6210\u70ba\u5728\u7dda\u5de5\u4f5c\u3001\u8cfc\u7269\u548c\u5a1b\u6a02\u7684\u5e38\u614b\uff0c\u5ba2\u6236\u8d8a\u4f86\u8d8a\u671f\u671b\u4ed6\u5011\u7684\u4fdd\u96aa\u516c\u53f8\u548c\u76f8\u95dc\u4f01\u696d\uff08\u5982\u623f\u5730\u7522\u7d93\u7d00\u4eba\u3001\u6c7d\u8eca\u8f49\u92b7\u5546\u548c\u7dad\u4fee\u5e97\uff09\u4e5f\u80fd\u7372\u5f97\u9019\u7a2e\u9ad4\u9a57\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/collaborative-design-meeting-1024x576.jpg\" alt=\"\" class=\"wp-image-9383\"\/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u96aa\u751f\u614b\u7cfb\u7d71\u7684\u4e0b\u4e00\u6b65\u662f\u4ec0\u9ebc\uff1f<\/h2>\n\n<p>\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u4e26\u4e0d\u662f\u4fdd\u96aa\u516c\u53f8\u7684\u65b0\u9818\u57df\u3002\n\u7136\u800c\uff0c\u96a8\u8457\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u7684\u767c\u5c55\uff0c\u8de8\u884c\u696d\u5408\u4f5c\u5c07\u6210\u70ba\u5e38\u614b\u3002 <\/p>\n\n<p>\u751f\u614b\u7cfb\u7d71\u662f\u7531\u696d\u52d9\u5925\u4f34\u95dc\u4fc2\u5efa\u7acb\u8d77\u4f86\u7684\u3002\n\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u7684\u6210\u54e1\u76f8\u4e92\u652f\u63f4\u5f7c\u6b64\u7684\u5de5\u4f5c\u6216\u5728\u5bc6\u5207\u76f8\u95dc\u7684\u4f01\u696d\u4e2d\u5de5\u4f5c\u3002\n\u901a\u904e\u53c3\u8207\u55ae\u4e00\u751f\u614b\u7cfb\u7d71\uff0c\u4ed6\u5011\u8b93\u5ba2\u6236\u66f4\u5bb9\u6613\u9078\u64c7\u4ed6\u5011\u7684\u696d\u52d9\uff0c\u56e0\u70ba\u4ed6\u5011\u5728\u5ba2\u6236\u9700\u8981\u4ed6\u5011\u7684\u7279\u5b9a\u7522\u54c1\u6216\u670d\u52d9\u6642\u51fa\u73fe\u3002  <\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u624d\u525b\u525b\u958b\u59cb\u9081\u51fa\u9081\u5411\u57fa\u65bc\u751f\u614b\u7cfb\u7d71\u7684\u4e16\u754c\u7684\u7b2c\u4e00\u6b65\u3002\n\u901a\u5e38\uff0c\u9019\u4e9b\u6b65\u9a5f\u662f\u7336\u8c6b\u548c\u7de9\u6162\u7684\u3002 <\/p>\n\n<p>Adacta \u9996\u5e2d\u884c\u92b7\u5b98 <a href=\"https:\/\/www.adacta-fintech.com\/blog\/digital-transformation-in-insurance-apis-platforms-and-ecosystems\" target=\"_blank\" rel=\"noreferrer noopener\">Sebastjan Plavec<\/a> \u5beb\u9053\uff0c\u57fa\u65bc\u751f\u614b\u7cfb\u7d71\u7684\u4fdd\u96aa\u672a\u4f86\u4ecd\u7136\u5b58\u5728\u4e00\u4e9b\u969c\u7919\u3002\n\u5b83\u5011\u5305\u62ec\u907a\u7559\u6280\u8853\u7684\u6301\u7e8c\u5f71\u97ff\u3001\u7f3a\u4e4f\u751f\u614b\u7cfb\u7d71\u767c\u5c55\u6a19\u6e96\u4ee5\u53ca\u8a31\u591a\u4fdd\u96aa\u516c\u53f8\u7684\u76ee\u6a19\u6e05\u55ae\u4e2d\u6c92\u6709\u69cb\u5efa\u751f\u614b\u7cfb\u7d71\u3002 <\/p>\n\n<p>\u8a31\u591a\u516c\u53f8\u5df2\u7d93\u901a\u904e API \u5728\u6578\u4f4d\u9818\u57df\u4fdd\u6301\u4e86\u81f3\u5c11\u4e00\u7a2e\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u3002\n\u4e8b\u5be6\u4e0a\uff0c\u6d89\u53ca\u6c7d\u8eca\u4fdd\u96aa\u7684\u4fdd\u96aa\u76f8\u95dc\u958b\u653e API \u5360\u76ee\u524d\u53ef\u7528\u958b\u653e API \u7684\u56db\u5206\u4e4b\u4e00\uff0cThe Open Insurance Initiative \u7684\u5275\u59cb\u4eba <a href=\"https:\/\/openinsurance.io\/insurance-platform-ecosystems-are-an-open-playing-field\/\" target=\"_blank\" rel=\"noreferrer noopener\">Fouad Husseini<\/a> \u5beb\u9053\u3002\n\u9019\u4e9b API \u4fc3\u9032\u4e86\u5f9e\u6295\u4fdd\u5230\u63d0\u4ea4\u7d22\u8ce0\u7684\u5404\u7a2e\u6c7d\u8eca\u4fdd\u96aa\u76f8\u95dc\u4efb\u52d9\u3002  <\/p>\n\n<p>\u7136\u800c\uff0cAPI \u53ea\u662f\u4e00\u500b\u958b\u59cb\u3002\n\u201c\u771f\u6b63\u7684\u8f49\u578b\u9700\u8981\u8d85\u8d8a\u4fdd\u96aa\u80fd\u529b\u4e26\u5efa\u7acb\u8db3\u5920\u7684\u6280\u8853\u80fd\u529b\uff0c\u201dPlavec \u5beb\u9053\u3002\n\u8207\u4fdd\u96aa\u884c\u696d\u4ee5\u5916\u7684\u516c\u53f8\u5408\u4f5c\uff0c\u9019\u4e9b\u516c\u53f8\u540c\u6a23\u81f4\u529b\u65bc\u751f\u614b\u7cfb\u7d71\u7684\u767c\u5c55\u548c\u6280\u8853\u9032\u6b65\uff0c\u53ef\u4ee5\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u7372\u5f97\u5efa\u7acb\u548c\u767c\u5c55\u81ea\u5df1\u7684\u751f\u614b\u7cfb\u7d71\u6240\u9700\u7684\u6280\u8853\u5c08\u696d\u77e5\u8b58\u3002  <\/p>\n\n<p>\u96a8\u8457\u4fdd\u96aa\u516c\u53f8\u5145\u5206\u5229\u7528\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u7684\u529b\u91cf\uff0c\u4ed6\u5011\u5c07\u5728\u6b64\u904e\u7a0b\u4e2d\u6539\u8b8a\u4fdd\u96aa\u696d\u3002\n\u9019\u4e9b\u751f\u614b\u7cfb\u7d71\u201c\u70ba\u5275\u65b0\u8005\u63d0\u4f9b\u4e86\u4e00\u5207\uff0c\u5f9e\u5ee3\u544a\u548c\u5438\u5f15\u5ba2\u6236\u7684\u65b0\u9014\u5f91\uff0c\u5230\u5d4c\u5165\u5f0f\u4fdd\u96aa\u696d\u52d9\uff0c\u518d\u5230\u652f\u63f4\u4f5c\u70ba\u4fdd\u96aa\u7522\u54c1\u4e00\u90e8\u5206\u7684\u589e\u503c\u670d\u52d9\u7684\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\uff0c\u201d\u4fdd\u96aa\u52a0\u901f\u5668 SVIA \u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/sviaccelerator.com\/3-parts-to-framing-a-digital-ecosystem-strategy-for-the-insurance-c-suite\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mike Connor<\/a> \u5beb\u9053\u3002 <\/p>\n\n<p>\u70ba\u4e86\u5be6\u73fe\u9019\u4e9b\u76ee\u6a19\uff0c\u4fdd\u96aa\u9818\u5c0e\u8005\u9700\u8981\u77ad\u89e3\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u7684\u904b\u4f5c\u65b9\u5f0f\u3002\n\u4ed6\u5011\u9084\u9700\u8981\u82b1\u6642\u9593\u601d\u8003\u5efa\u7acb\u751f\u614b\u7cfb\u7d71\u6216\u53c3\u8207\u73fe\u6709\u751f\u614b\u7cfb\u7d71\u5982\u4f55\u5e6b\u52a9\u4ed6\u5011\u7684\u516c\u53f8\u5be6\u73fe\u5176\u696d\u52d9\u76ee\u6a19\u3002\n\u5feb\u901f\u5b8c\u6210\u9019\u9805\u5de5\u4f5c\u7684\u4fdd\u96aa\u516c\u53f8\u6703\u767c\u73fe\u81ea\u5df1\u8655\u65bc\u6709\u5229\u5730\u4f4d\uff0c\u53ef\u4ee5\u5438\u5f15\u90a3\u4e9b\u671f\u671b\u73fe\u5728\u5305\u62ec\u7121\u7e2b\u751f\u614b\u7cfb\u7d71\u9ad4\u9a57\u7684\u5ba2\u6236\u3002  <\/p>\n\n<p><em>\u5716\u7247\u63d0\u4f9b\uff1aWutthichai Luemuang\/\u00a9123RF.com\uff0c auremar\/\u00a9123RF.com\uff0c Aleksei Gorodenkov\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4fdd\u96aa\u79d1\u6280\u521d\u5275\u516c\u53f8\u5728\u5c08\u6ce8\u3001\u7d30\u7dfb\u7684\u5c64\u9762\u4e0a\u63a8\u52d5\u4e86\u4fdd\u96aa\u5275\u65b0\u3002 \u9019\u4e9b\u5de5\u5177\u6539\u8b8a\u4e86\u4fdd\u96aa\u516c\u53f8\u548c\u5ba2\u6236\u67e5\u770b\u7279\u5b9a\u4efb\u52d9\u7684\u65b9\u5f0f\uff0c\u4f8b\u5982\u5206\u914d [&hellip;]<\/p>\n","protected":false},"featured_media":9405,"template":"","insight-category":[],"class_list":["post-19501","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/19501","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/9405"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=19501"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=19501"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}