{"id":19460,"date":"2024-09-20T09:40:14","date_gmt":"2024-09-20T14:40:14","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e5%82%b3%e7%b5%b1%e4%be%9b%e6%87%89%e5%95%86%e5%a6%82%e4%bd%95%e8%88%87%e4%bf%9d%e9%9a%aa%e7%a7%91%e6%8a%80%e5%88%9d%e5%89%b5%e5%85%ac%e5%8f%b8%e7%88%ad%e5%a5%aa%e6%95%b8%e4%bd%8d%e5%84%aa%e5%85%88\/"},"modified":"2024-09-20T09:40:20","modified_gmt":"2024-09-20T14:40:20","slug":"%e5%82%b3%e7%b5%b1%e4%be%9b%e6%87%89%e5%95%86%e5%a6%82%e4%bd%95%e8%88%87%e4%bf%9d%e9%9a%aa%e7%a7%91%e6%8a%80%e5%88%9d%e5%89%b5%e5%85%ac%e5%8f%b8%e7%88%ad%e5%a5%aa%e6%95%b8%e4%bd%8d%e5%84%aa%e5%85%88","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e5%82%b3%e7%b5%b1%e4%be%9b%e6%87%89%e5%95%86%e5%a6%82%e4%bd%95%e8%88%87%e4%bf%9d%e9%9a%aa%e7%a7%91%e6%8a%80%e5%88%9d%e5%89%b5%e5%85%ac%e5%8f%b8%e7%88%ad%e5%a5%aa%e6%95%b8%e4%bd%8d%e5%84%aa%e5%85%88\/","title":{"rendered":"\u50b3\u7d71\u4f9b\u61c9\u5546\u5982\u4f55\u8207\u4fdd\u96aa\u79d1\u6280\u521d\u5275\u516c\u53f8\u722d\u596a\u6578\u4f4d\u512a\u5148\u6d88\u8cbb\u8005\uff1f"},"content":{"rendered":"\n<p>\u8cb7\u5bb6\u5c0d\u8cfc\u7269\u7684\u671f\u671b\u767c\u751f\u4e86\u8b8a\u5316\u3002\n\u96a8\u8457\u5728\u7dda\u96f6\u552e\u5546\u7684\u5d1b\u8d77\uff0c\u5ba2\u6236\u5df2\u7d93\u7fd2\u6163\u65bc\u5728\u7dda\u7814\u7a76\u3001\u6bd4\u8f03\u548c\u8cfc\u8cb7\u57fa\u672c\u7522\u54c1\u548c\u670d\u52d9\u3002\n\u4eca\u5929\uff0c\u5ba2\u6236\u5e0c\u671b\u8ca1\u7522\u548c\u610f\u5916\u4fdd\u96aa\u516c\u53f8\u4ee5\u6578\u4f4d\u65b9\u5f0f\u63d0\u4f9b\u8cc7\u8a0a\u548c\u4fdd\u96aa\u3002  <\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u6b63\u5728\u56de\u61c9\u5ba2\u6236\u671f\u671b\u7684\u9019\u7a2e\u8b8a\u5316\uff0c\u4f46\u901f\u5ea6\u5f88\u6162\u3002\n\u9ea5\u80af\u932b \uff08 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/future-of-insurance-unleashing-growth-through-new-business-building\" target=\"_blank\" rel=\"noreferrer noopener\">McKinsey<\/a> \uff09 \u548c McKinsey \u7684\u4e00\u500b\u7814\u7a76\u5718\u968a\u5beb\u9053\uff0c\u9ea5\u80af\u932b \uff08McKinsey\uff09 \u5728 2020 \u5e74\u9032\u884c\u7684\u4e00\u9805\u5206\u6790\u767c\u73fe\uff0c20% \u7684\u7f8e\u570b\u9802\u7d1a\u4fdd\u96aa\u516c\u53f8\u5df2\u7d93\u6295\u8cc7\u4e86\u6578\u5b57\u696d\u52d9\u3002\n\u8207\u6b64\u540c\u6642\uff0c\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u6b63\u5728\u4ecb\u5165\uff0c\u63d0\u4f9b\u5ba2\u6236\u60f3\u8981\u7684\u6578\u5b57\u9ad4\u9a57\u3002  <\/p>\n\n<p>\u4fdd\u6301\u9818\u5148\u65bc\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u4e26\u4e0d\u9700\u8981\u73fe\u6709\u4f01\u696d\u5728\u81ea\u5df1\u7684\u904a\u6232\u4e2d\u64ca\u6557\u5b83\u5011\u3002\n\u76f8\u53cd\uff0c\u5b83\u9700\u8981\u6e05\u695a\u5730\u77ad\u89e3\u5ba2\u6236\u7684\u6578\u4f4d\u671f\u671b\uff0c\u4e26\u95dc\u6ce8\u5efa\u7acb\u95dc\u4fc2\u548c\u57f9\u80b2\u6578\u5b57\u74b0\u5883\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u77ad\u89e3\u63a8\u52d5\u5ba2\u6236\u8d70\u5411\u6578\u4f4d\u5316\u7684\u56e0\u7d20<\/h2>\n\n<p>\u201c\u60f3\u8981\u8207\u6578\u5b57\u53c3\u8207\u8005\u7af6\u722d\u7684\u50b3\u7d71\u4fdd\u96aa\u516c\u53f8\u5fc5\u9808\u654f\u92b3\u5730\u77ad\u89e3\u5e02\u5834\u7684\u8b8a\u5316\u4ee5\u53ca\u4ed6\u5011\u7684\u7af6\u722d\u5c0d\u624b\u5982\u4f55\u61c9\u5c0d\uff0c\u201dKaesler \u7b49\u4eba\u5beb\u9053\u3002\n\u92c1\u3002 <\/p>\n\n<p>COVID-19 \u5927\u6d41\u884c\u5c0e\u81f4\u8a31\u591a\u5ba2\u6236\u63a1\u7528\u6578\u4f4d\u512a\u5148\u65b9\u6cd5\u4f86\u8cfc\u8cb7\u4fdd\u96aa\u548c\u5176\u4ed6\u6240\u9700\u7684\u7522\u54c1\u548c\u670d\u52d9\u3002\n\u201c\u8a31\u591a\u4ee5\u524d\u6c92\u6709\u6578\u4f4d\u4e92\u52d5\u7684\u5ba2\u6236\u73fe\u5728\u5df2\u7d93\u4e0a\u7db2\u8cfc\u7269\u548c\u5176\u4ed6\u6d3b\u52d5\uff0c\u9019\u4f7f\u5f97\u4fdd\u96aa\u516c\u53f8\u66f4\u5bb9\u6613\u63a8\u52d5\u6578\u5b57\u63a1\u7528\uff0c\u201d\u8c9d\u6069&amp;\u516c\u53f8\u7684 <a href=\"https:\/\/www.bain.com\/insights\/insurers-now-need-bigger-bolder-digital-moves\/\" target=\"_blank\" rel=\"noreferrer noopener\">M\u00e1rio Conde\u3001Andrew Schwedel\u548cTanja Brettel<\/a>\u5beb\u9053\u3002 <\/p>\n\n<p>\u5728\u5be9\u67e5\u5e7e\u5bb6\u9818\u5148\u4fdd\u96aa\u516c\u53f8\u7684\u6578\u4f4d\u5316\u5de5\u4f5c\u6642\uff0cConde\u3001Schwedel \u548c Brettel \u767c\u73fe\uff0c\u6700\u6210\u529f\u7684\u4fdd\u96aa\u516c\u53f8\u5df2\u7d93\u5728\u6295\u8cc7\u6578\u4f4d\u8cc7\u7522\uff0c\u76ee\u6a19\u662f\u512a\u5148\u8003\u616e\u5ba2\u6236\u7684\u6613\u7528\u6027\u3002<\/p>\n\n<p>\u201c\u4f8b\u5982\uff0c [leading insurers] \u64c1\u6709\u5c16\u7aef\u7db2\u7ad9\u548c\u5ba2\u6236\u670d\u52d9\u9580\u6236\u7684\u53ef\u80fd\u6027\u662f\u5176\u4ed6\u4fdd\u96aa\u516c\u53f8\u7684 1.7 \u500d\u3002\n\u4ed6\u5011\u63d0\u4f9b\u5373\u6642\u5728\u7dda\u6279\u51c6\u6216\u62d2\u7d55\u6c7d\u8eca\u4fdd\u96aa\u7533\u8acb\u7684\u53ef\u80fd\u6027\u8981\u9ad8 2.8 \u500d\uff0c\u201c\u4ed6\u5011\u89e3\u91cb\u8aaa\u3002\n\u5e73\u5747\u800c\u8a00\uff0c\u9019\u4e9b\u4fdd\u96aa\u516c\u53f8\u9084\u4f7f\u7528\u66f4\u591a\u7684\u6578\u5b57\u7ba1\u9053\uff0c\u5305\u62ec\u66f4\u5ee3\u6cdb\u5730\u63a1\u7528\u793e\u4ea4\u5a92\u9ad4\u3001\u79fb\u52d5\u61c9\u7528\u7a0b\u5f0f\u548c\u8996\u983b\u3002  <\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u63a1\u7528\u9019\u4e9b\u6578\u4f4d\u5de5\u5177\u4f86\u89f8\u9054\u5ba2\u6236\uff0c\u662f\u56e0\u70ba\u4ed6\u5011\u610f\u8b58\u5230\u5ba2\u6236\u8d8a\u4f86\u8d8a\u671f\u671b\u5728\u8cfc\u8cb7\u4fdd\u96aa\u6642\u9078\u64c7\u6578\u4f4d\u512a\u5148\u6216\u7d14\u6578\u5b57\u9078\u9805\u3002<\/p>\n\n<p>\u201c\u5ba2\u6236\u6b63\u5728\u5c0b\u6c42\u5feb\u901f\u3001\u7c21\u55ae\u3001\u5b9a\u88fd\u4e14\u8ca0\u64d4\u5f97\u8d77\u7684\u4fdd\u96aa\uff0c\u4ed6\u5011\u4e0d\u60f3\u70ba\u4e86\u4e0d\u90a3\u9ebc\u51fa\u8272\u7684\u5ba2\u6236\u9ad4\u9a57\u800c\u59a5\u5354\uff0c\u201dNext Insurance \u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/www.forbes.com\/sites\/forbesfinancecouncil\/2020\/11\/05\/three-ways-insurtechs-are-breathing-new-life-into-a-centuries-old-industry\/?sh=5f7ad5507854\" target=\"_blank\" rel=\"noreferrer noopener\">Guy Goldstein<\/a> \u5beb\u9053\u3002<\/p>\n\n<p>\u7136\u800c\uff0c\u50c5\u50c5\u70ba\u4e86\u64c1\u6709\u6578\u4f4d\u5de5\u5177\u800c\u5be6\u65bd\u6578\u4f4d\u5de5\u5177\u53ef\u80fd\u4e0d\u6703\u5438\u5f15\u5ba2\u6236\u3002\n\u4e8b\u5be6\u4e0a\uff0c\u5b83\u53ef\u80fd\u6703\u7522\u751f\u76f8\u53cd\u7684\u6548\u679c\u3002\n\u9019\u662f\u56e0\u70ba\u5ba2\u6236\u5c0d\u6280\u8853\u672c\u8eab\u4e26\u4e0d\u611f\u8208\u8da3\u3002\n\u76f8\u53cd\uff0c\u4ed6\u5011\u60f3\u8981\u7684\u5de5\u5177\u80fd\u5920\u8b93\u4ed6\u5011\u66f4\u8f15\u9b06\u5730\u7814\u7a76\u4fdd\u96aa\u548c\u8cfc\u8cb7\u4fdd\u55ae\uff0cChubb \u9996\u5e2d\u6578\u4f4d\u5b98 <a href=\"https:\/\/www.insurancebusinessmag.com\/uk\/news\/technology\/digital-evolution-must-happen-across-entire-insurance-ecosystem-226452.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Sean Ringsted<\/a> \u8aaa\u3002   <\/p>\n\n<p>\u50c5\u50c5\u70ba\u4e86\u64c1\u6709\u6280\u8853\u800c\u63a1\u7528\u6280\u8853\u4e5f\u4e0d\u662f\u4e00\u500b\u6709\u6548\u7684\u89e3\u6c7a\u65b9\u6848\u3002\n\u76f8\u53cd\uff0cRingsted \u5efa\u8b70\u4fdd\u96aa\u516c\u53f8\u8a2d\u5b9a\u660e\u78ba\u7684\u76ee\u6a19\uff0c\u7136\u5f8c\u9078\u64c7\u80fd\u5920\u5e6b\u52a9\u4ed6\u5011\u5be6\u73fe\u9019\u4e9b\u76ee\u6a19\u7684\u6280\u8853\u3002 <\/p>\n\n<p>\u901a\u904e\u8a2d\u5b9a\u5c08\u6ce8\u65bc\u6eff\u8db3\u5ba2\u6236\u9700\u6c42\u548c\u671f\u671b\u7684\u76ee\u6a19\uff0c\u6210\u719f\u7684\u8ca1\u7522\u548c\u610f\u5916\u50b7\u5bb3\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u5e6b\u52a9\u5f4c\u5408\u5176\u7522\u54c1\u8207\u5ba2\u6236\u901a\u904e\u6578\u4f4d\u7ba1\u9053\u7121\u7e2b\u6e9d\u901a\u7684\u9858\u671b\u4e4b\u9593\u7684\u5dee\u8ddd\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-checking-boxes-1024x683.jpg\" alt=\"\" class=\"wp-image-9446\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-checking-boxes-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-checking-boxes-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-checking-boxes-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-checking-boxes.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5efa\u7acb\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2<\/h2>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u5728\u4fdd\u96aa\u696d\u52d9\u65b9\u9762\u7a4d\u7d2f\u4e86\u6578\u5341\u5e74\u751a\u81f3\u6578\u767e\u5e74\u7684\u7d93\u9a57\u3002\n\u70ba\u4e86\u4fdd\u6301\u884c\u696d\u9818\u5148\u5730\u4f4d\uff0c\u9019\u4e9b\u8001\u724c\u4fdd\u96aa\u516c\u53f8\u5fc5\u9808\u7e7c\u7e8c\u5c08\u6ce8\u65bc\u4fdd\u96aa\u3002\n\u5118\u7ba1\u63a8\u51fa\u65b0\u7684\u79d1\u6280\u4f01\u696d\u53ef\u80fd\u5f88\u8a98\u4eba\uff0c\u4f46\u6280\u8853\u4e26\u4e0d\u662f\u4fdd\u96aa\u516c\u53f8\u7684\u4e3b\u8981\u5c08\u696d\u9818\u57df\uff0c\u4e5f\u4e0d\u61c9\u8a72\u6210\u70ba\u4ed6\u5011\u7684\u4e3b\u8981\u95dc\u6ce8\u9ede\u3002  <\/p>\n\n<p>\u76f8\u53cd\uff0c\u5c08\u6ce8\u65bc\u5efa\u7acb\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u53ef\u4ee5\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u96c6\u4e2d\u7cbe\u529b\u3002\n\u901a\u904e\u4e86\u89e3\u5ba2\u6236\u7684\u9700\u6c42\u548c\u671f\u671b\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u5efa\u7acb\u5fc5\u8981\u7684\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\uff0c\u96a8\u6642\u96a8\u5730\u6eff\u8db3\u5ba2\u6236\u9700\u6c42\uff0c\u5f9e\u800c\u5efa\u7acb\u5ba2\u6236\u4fdd\u7559\u7387\u548c\u5fe0\u8aa0\u5ea6\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u5efa\u7acb\u4fdd\u96aa\u79d1\u6280\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2<\/h3>\n\n<p>\u201c\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u548c\u73fe\u6709\u4f01\u696d\u4e4b\u9593\u7684\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u662f\u4e00\u500b\u65e5\u76ca\u589e\u9577\u7684\u8da8\u52e2\uff0c\u800c\u4e14\u6709\u5145\u5206\u7684\u7406\u7531\u2014\u2014\u9019\u901a\u5e38\u662f\u4e00\u500b\u96d9\u8d0f\u7684\u63d0\u8b70\uff0c\u201d\u4f01\u696d\u7d1a\u7121\u4ee3\u78bc\u958b\u767c\u5e73\u81fa EasySend \u7684\u9996\u5e2d\u57f7\u884c\u5b98\u517c\u806f\u5408\u5275\u59cb\u4eba <a href=\"https:\/\/www.easysend.io\/top-16-digital-transformation-trends-in-insurance-in-2021\" target=\"_blank\" rel=\"noreferrer noopener\">Tal Daskal<\/a> \u5beb\u9053\u3002\n\u73fe\u6709\u4fdd\u96aa\u516c\u53f8\u5c07\u73fe\u6709\u7684\u5ba2\u6236\u95dc\u4fc2\u548c\u76f8\u95dc\u6578\u64da\u5e36\u5230\u684c\u9762\u4e0a\uff0c\u800c\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u5247\u63d0\u4f9b\u5c16\u7aef\u7684\u6280\u8853\u77e5\u8b58\u548c\u89e3\u6c7a\u65b9\u6848\u3002 <\/p>\n\n<p>\u81ea\u52d5\u5316\u91d1\u878d\u6280\u8853\u5e73\u81fa Fintech OS \u7684\u806f\u5408\u5275\u59cb\u4eba\u517c\u57f7\u884c\u526f\u7e3d\u88c1 <a href=\"https:\/\/sifted.eu\/articles\/fintech-banks-incumbents-fintechos\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sergiu Negut<\/a> \u6307\u51fa\uff0c\u8207\u73fe\u6709\u6a5f\u69cb\u76f8\u6bd4\uff0c\u5f9e\u4e00\u958b\u59cb\u5c31\u5c08\u6ce8\u65bc\u6578\u4f4d\u512a\u5148\u65b9\u6cd5\u7684\u521d\u5275\u516c\u53f8\u5177\u6709\u591a\u9805\u512a\u52e2\u3002\n\u201c\u4ed6\u5011\u975e\u5e38\u64c5\u9577\u5ba2\u6236\u9ad4\u9a57\uff0c\u9019\u662f\u56e0\u70ba\u4ed6\u5011\u6c92\u6709\u6280\u8853\u50b5\u52d9\uff0c\u201dNegut \u8aaa\u3002\n\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u4e0d\u9700\u8981\u8655\u7406\u907a\u7559\u7cfb\u7d71\uff0c\u800c\u4e14\u9810\u5148\u5b58\u5728\u7684\u4fe1\u606f\u5b64\u5cf6\u4e0d\u6703\u8feb\u4f7f\u4ed6\u5011\u6839\u64da\u5ba2\u6236\u6216\u7522\u54c1\u8abf\u6574\u65b9\u6cd5\u3002  <\/p>\n\n<p>\u4fdd\u96aa\u904b\u71df\u89e3\u6c7a\u65b9\u6848\u548c\u670d\u52d9\u63d0\u4f9b\u8005 ReSource Pro \u7684\u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2020\/08\/06\/578141.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Dan Epstein<\/a> \u5beb\u9053\uff0c\u6210\u719f\u7684\u8ca1\u7522\u4fdd\u96aa\u516c\u53f8\u548c\u4fdd\u96aa\u79d1\u6280\u521d\u5275\u516c\u53f8\u6b63\u5728\u63a5\u53d7\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\uff0c\u56e0\u70ba\u96d9\u65b9\u90fd\u610f\u8b58\u5230\uff0c\u4efb\u4f55\u4e00\u65b9\u90fd\u7121\u6cd5\u5b8c\u5168\u9760\u81ea\u5df1\u6539\u8b8a\u4fdd\u96aa\u696d\u3002\n\u76f8\u53cd\uff0c\u9700\u8981\u5c07\u4fdd\u96aa\u7d93\u9a57\u548c\u6280\u8853\u5275\u65b0\u76f8\u7d50\u5408\uff0c\u624d\u80fd\u5c07\u6574\u500b\u4fdd\u96aa\u696d\u5e36\u5165\u6578\u4f4d\u512a\u5148\u7684\u4e16\u754c\u3002 <\/p>\n\n<p>\u5b89\u6c38\u767e\u6155\u9054\u8463\u4e8b <a href=\"https:\/\/www.ey.com\/en_us\/bbc\/what-makes-digital-an-urgency-for-the-insurance-industry\" target=\"_blank\" rel=\"noreferrer noopener\">Chris Maiato<\/a> \u5beb\u9053\uff0c\u672a\u4f86\u5341\u5e74\uff0c\u4fdd\u96aa\u696d\u7684\u6536\u5165\u53ef\u80fd\u6703\u589e\u9577 6000 \u5104\u7f8e\u5143\uff0c\u7d9c\u5408\u904b\u71df\u7387\u53ef\u80fd\u6703\u63d0\u9ad8 25% \u81f3 35%\u3002\nMaiato\u6307\u51fa\uff0c\u70ba\u4e86\u5be6\u73fe\u9019\u4e9b\u76ee\u6a19\uff0c\u4fdd\u96aa\u516c\u53f8\u9700\u8981\u5efa\u7acb\u201c\u6230\u7565\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\uff0c\u5275\u9020\u91cf\u8eab\u5b9a\u88fd\u7684\u7522\u54c1\u548c\u7368\u7279\u7684\u4e0a\u5e02\u8a08\u5283\u201d\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u52a0\u5f37\u4ee3\u7406\u548c\u7d93\u7d00\u4eba\u95dc\u4fc2<\/h3>\n\n<p>\u8207\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u7684\u5408\u4f5c\u53ef\u4ee5\u5e6b\u52a9\u73fe\u6709\u4fdd\u96aa\u516c\u53f8\u63d0\u9ad8\u5176\u6578\u5b57\u5316\u76ee\u6a19\u3002\n\u7136\u800c\uff0c\u9019\u4e9b\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u4e26\u4e0d\u662f\u4fdd\u96aa\u516c\u53f8\u70ba\u4e86\u5411\u5ba2\u6236\u63d0\u4f9b\u4e00\u81f4\u7684\u50f9\u503c\u4e3b\u5f35\u548c\u4fbf\u6377\u7684\u670d\u52d9\u800c\u9700\u8981\u57f9\u990a\u7684\u552f\u4e00\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u3002 <\/p>\n\n<p>\u63d0\u9ad8\u7d93\u7d00\u4eba\u548c\u4ee3\u7406\u4eba\u4ee5\u6578\u4f4d\u65b9\u5f0f\u806f\u7e6b\u7684\u80fd\u529b\u4e5f\u81f3\u95dc\u91cd\u8981\u3002\n\u7562\u99ac\u5a01 <a href=\"https:\/\/home.kpmg\/xx\/en\/home\/insights\/2020\/05\/covid-19-customer-and-digitization-in-insurance.html\" target=\"_blank\" rel=\"noreferrer noopener\">\uff08KPMG\uff09 \u7684 Graham Boffey<\/a> \u548c\u5176\u4ed6\u64b0\u7a3f\u4eba\u5beb\u9053\uff0c\u6539\u5584\u4ee3\u7406\u4eba\u548c\u7d93\u7d00\u4eba\u7684\u806f\u7e6b\u5c0d\u65bc\u5546\u696d\u4fdd\u96aa\u516c\u53f8\u4f86\u8aaa\u5c24\u70ba\u91cd\u8981\uff0c\u4ed6\u5011\u4e3b\u8981\u901a\u904e\u4ee3\u7406\u4eba\u548c\u7d93\u7d00\u4eba\u8207\u5ba2\u6236\u5efa\u7acb\u806f\u7e6b\u3002 <\/p>\n\n<p>\u5982\u679c\u5176\u4ed6\u806f\u7e6b\u65b9\u5f0f\uff08\u4f8b\u5982\u8207\u4ee3\u7406\u4eba\u5408\u4f5c\uff09\u4ecd\u7136\u4ee4\u4eba\u56f0\u60d1\u3001\u8907\u96dc\u6216\u7de9\u6162\uff0c\u90a3\u9ebc\u70ba\u5ba2\u6236\u63d0\u4f9b\u51fa\u8272\u7684\u6578\u5b57\u9ad4\u9a57\u5c07\u96e3\u4ee5\u70ba\u5ba2\u6236\u6216\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u6700\u5927\u50f9\u503c\u3002\n\u201c\u5ba2\u6236\u9ad4\u9a57\u5fc5\u9808\u59cb\u7d42\u8207\u4fdd\u96aa\u516c\u53f8\u7684\u50f9\u503c\u4e3b\u5f35\u4fdd\u6301\u4e00\u81f4\uff0c\u7121\u8ad6\u4ee5\u4f55\u7a2e\u65b9\u5f0f\u8a2a\u554f\uff0c\u201dBoffey \u548c KPMG \u5718\u968a\u5beb\u9053\u3002 <\/p>\n\n<p>\u901a\u904e\u8207\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u3001\u4ee3\u7406\u4eba\u548c\u7d93\u7d00\u4eba\u5efa\u7acb\u6b63\u78ba\u7684\u95dc\u4fc2\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u70ba\u5ba2\u6236\u63d0\u4f9b\u4ed6\u5011\u671f\u671b\u7684\u6578\u5b57\u9ad4\u9a57\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-wearing-headphones-1024x682.jpg\" alt=\"\" class=\"wp-image-9436\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-wearing-headphones-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-wearing-headphones-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-wearing-headphones-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-wearing-headphones.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5229\u7528\u9023\u63a5\u6027<\/h2>\n\n<p>\u5ba2\u6236\u5c0d\u5728\u6578\u4f4d\u74b0\u5883\u4e2d\u8cfc\u8cb7\u4fdd\u96aa\u7684\u671f\u671b\u53d7\u5230\u6578\u4f4d\u5de5\u5177\u548c\u61c9\u7528\u7a0b\u5f0f\u7684\u767c\u5c55\u7684\u5f71\u97ff\uff0c\u9019\u4e9b\u5de5\u5177\u548c\u61c9\u7528\u7a0b\u5f0f\u4f7f\u96f6\u552e\u7b49\u5176\u4ed6\u9818\u57df\u7684\u7814\u7a76\u548c\u8cfc\u8cb7\u8b8a\u5f97\u66f4\u52a0\u7c21\u55ae\u3002<\/p>\n\n<p>\u7136\u800c\uff0c\u4ee5\u5ba2\u6236\u70ba\u4e2d\u5fc3\u7684\u6280\u8853\uff0c\u5982\u667a\u6167\u624b\u6a5f\u3001\u804a\u5929\u6a5f\u5668\u4eba\u548c\u79fb\u52d5\u61c9\u7528\u7a0b\u5f0f\uff0c\u4e26\u4e0d\u662f\u552f\u4e00\u5feb\u901f\u767c\u5c55\u7684\u6578\u4f4d\u5de5\u5177\u3002\n\u6700\u8fd1\u958b\u767c\u7684\u6578\u4f4d\u5de5\u5177\u4e5f\u53ef\u7528\u65bc\u8aac\u660e\u4fdd\u96aa\u516c\u53f8\u69cb\u5efa\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u3002\n\u9019\u4e9b\u5de5\u5177\u9084\u53ef\u4ee5\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u5728\u5efa\u7acb\u6578\u4f4d\u512a\u5148\u6216\u7d14\u6578\u4f4d\u95dc\u4fc2\u6642\u6eff\u8db3\u5ba2\u6236\u7684\u671f\u671b\u3002  <\/p>\n\n<p>\u4e00\u4e9b\u6578\u4f4d\u5de5\u5177\u4f7f\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u66f4\u8f15\u9b06\u5730\u8207\u5ba2\u6236\u548c\u5408\u4f5c\u5925\u4f34\u4e92\u52d5\uff0c\u800c\u7121\u9700\u5fb9\u5e95\u6539\u9020\u5176\u73fe\u6709\u7684\u8a08\u7b97\u6a5f\u7cfb\u7d71\u3002\n\u201c\u4f8b\u5982\uff0c\u901a\u904e\u4f7f\u7528\u524d\u7aef\u5c64\u6216 API \u9598\u9053\u7b49\u8edf\u9ad4\uff0c\u53ef\u4ee5\u5728\u8207\u5ba2\u6236\u7684\u6240\u6709\u76f4\u63a5\u4ecb\u9762\u4e0a\u5be6\u73fe\u5feb\u901f\u53cd\u8986\u904b\u7b97\uff0c\u800c\u7121\u9700\u5e72\u9810\u73fe\u6709 IT\uff0c\u201dAvenga \u7684 <a href=\"https:\/\/www.avenga.com\/magazine\/digital-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sascha Langfus<\/a> \u5beb\u9053\u3002 <\/p>\n\n<p>\u5fae\u670d\u52d9\u63d0\u4f9b\u4e86\u53e6\u4e00\u7a2e\u69cb\u5efa\u5de5\u5177\u4ee5\u5438\u5f15\u6578\u4f4d\u512a\u5148\u5ba2\u6236\u7684\u65b9\u6cd5\u3002\nGo-To-Market \u526f\u7e3d\u88c1\u517c\u5168\u7403\u4fdd\u96aa\u4e3b\u7ba1 <a href=\"https:\/\/www.salesforce.com\/blog\/insurance-companies-digital-transformation\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ayan Sarkar<\/a> \u5beb\u9053\uff0c\u5fae\u670d\u52d9\u53ef\u8aac\u660e\u4fdd\u96aa\u516c\u53f8\u8abf\u6574\u5404\u7a2e\u57fa\u65bc Web \u7684\u61c9\u7528\u7a0b\u5f0f\u4ee5\u6eff\u8db3\u81ea\u5df1\u7684\u9700\u6c42\uff0c\u751a\u81f3\u69cb\u5efa\u53ef\u4ee5\u5728\u540c\u4e00\u6578\u5b57\u74b0\u5883\u4e2d\u8f15\u9b06\u904b\u884c\u7684\u65b0\u61c9\u7528\u7a0b\u5f0f\u3002\n\u8207 API \u4e00\u6a23\uff0c\u5fae\u670d\u52d9\u6539\u5584\u4e86\u5404\u7a2e\u8a08\u7b97\u6a5f\u7cfb\u7d71\u4e4b\u9593\u7684\u901a\u4fe1\uff0c\u70ba\u5ba2\u6236\u63d0\u4f9b\u7121\u7e2b\u9ad4\u9a57\uff0c\u5373\u4f7f\u6536\u96c6\u3001\u5206\u6790\u548c\u5b58\u5132\u6578\u64da\u7684\u820a\u7cfb\u7d71\u5728\u67d0\u7a2e\u7a0b\u5ea6\u4e0a\u4ecd\u7136\u5f7c\u6b64\u7368\u7acb\u3002  <\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u61c9\u5c0d\u4f86\u81ea\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u65e5\u76ca\u6fc0\u70c8\u7684\u7af6\u722d\u7684\u4e00\u7a2e\u65b9\u6cd5\u662f\u69cb\u5efa\u81ea\u5df1\u7684\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u3002\n\u7576\u5ba2\u6236\u901a\u904e\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u9023\u63a5\u5230\u4ed6\u5011\u7684\u4fdd\u96aa\u516c\u53f8\u6642\uff0c\u4ed6\u5011\u9084\u53ef\u4ee5\u8a2a\u554f\u7576\u6642\u53ef\u80fd\u8207\u4ed6\u5011\u9ad8\u5ea6\u76f8\u95dc\u7684\u76f8\u95dc\u696d\u52d9\u3002 <\/p>\n\n<p>\u4f8b\u5982\uff0c\u5c0b\u6c42\u623f\u4e3b\u4fdd\u96aa\u7684\u5ba2\u6236\u9084\u53ef\u4ee5\u901a\u904e\u623f\u4e3b\u4fdd\u96aa\u516c\u53f8\u7684\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u8207\u623f\u5c4b\u6aa2\u67e5\u54e1\u3001\u8b66\u5831\u5668\u5b89\u88dd\u4eba\u54e1\u548c\u5176\u4ed6\u76f8\u95dc\u5c08\u696d\u4eba\u54e1\u5efa\u7acb\u806f\u7e6b\u3002<\/p>\n\n<p>\u69cb\u5efa\u751f\u614b\u7cfb\u7d71\u4f7f\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u5be6\u73fe\u81ea\u8eab\u696d\u52d9\u7684\u591a\u6a23\u5316\uff0c\u4f75\u70ba\u5ba2\u6236\u63d0\u4f9b\u66f4\u5168\u9762\u3001\u66f4\u6613\u65bc\u4f7f\u7528\u7684\u9ad4\u9a57\u3002\n\u7136\u800c\uff0c\u201c\u9019\u4e5f\u4f7f\u4ed6\u5011\u7684\u696d\u52d9\u8b8a\u5f97\u66f4\u52a0\u8907\u96dc\uff0c\u201d\u61c9\u7528\u7a0b\u5f0f\u5e73\u81fa OutSystems \u7684 <a href=\"https:\/\/www.outsystems.com\/blog\/posts\/pc-insurance-digital-transformation\/\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Douglas<\/a> \u5beb\u9053\u3002\n\u95dc\u6ce8\u5ba2\u6236\u3001\u4ee3\u7406\u5546\u3001\u7d93\u7d00\u4eba\u548c\u751f\u614b\u7cfb\u7d71\u5408\u4f5c\u5925\u4f34\u7684\u7121\u7e2b\u9023\u63a5\u5c0d\u65bc\u751f\u614b\u7cfb\u7d71\u7684\u6210\u529f\u81f3\u95dc\u91cd\u8981\u3002  <\/p>\n\n<p>\u96a8\u8457\u6578\u4f4d\u512a\u5148\u65b9\u6cd5\u7e7c\u7e8c\u6210\u70ba\u5e38\u614b\uff0c\u4fdd\u96aa\u516c\u53f8\u5c07\u611f\u53d7\u5230\u8d8a\u4f86\u8d8a\u5927\u7684\u58d3\u529b\uff0c\u9700\u8981\u6539\u5584\u4ed6\u5011\u70ba\u5ba2\u6236\u63d0\u4f9b\u7684\u6578\u5b57\u9ad4\u9a57\u3002\n\u201c\u4fdd\u96aa\u516c\u53f8\u5225\u7121\u9078\u64c7\uff0c\u53ea\u80fd\u5728\u56db\u500b\u65b9\u9762\u5347\u7d1a\u6578\u5b57\u9ad4\u9a57\uff1a\u5254\u9664\u4e0d\u826f\u548c\u53ef\u907f\u514d\u7684\u6578\u91cf\uff0c\u901a\u904e\u66f4\u597d\u7684\u81ea\u52a9\u670d\u52d9\u5de5\u5177\u8b93\u5ba2\u6236\u8655\u65bc\u63a7\u5236\u4e4b\u4e2d\uff0c\u964d\u4f4e\u55ae\u4f4d\u6210\u672c\u548c\u6578\u4f4d\u5316\u92b7\u552e\uff0c\u201d <a href=\"https:\/\/www.bain.com\/insights\/a-digital-reckoning-for-insurance-companies\/\" target=\"_blank\" rel=\"noreferrer noopener\">Henrik Naujoks<\/a> \u548c\u8c9d\u6069\u516c\u53f8\u7684\u5408\u4f5c\u5925\u4f34\u5beb\u9053\u3002 <\/p>\n\n<p>\u201c\u65b0\u5e38\u614b\u662f\u6578\u4f4d\u8a2a\u554f\uff0c\u201dSarkar \u6307\u51fa\u3002\n\u901a\u904e\u4e86\u89e3\u5ba2\u6236\u7684\u671f\u671b\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u8a2d\u5b9a\u76ee\u6a19\u4f86\u6eff\u8db3\u9019\u4e9b\u671f\u671b\u4e26\u76f8\u61c9\u5730\u8abf\u52d5\u4ed6\u5011\u7684\u8cc7\u6e90\u3002 <\/p>\n\n<p><em>\u5716\u7247\u4f86\u81ea\uff1a ismagilov\/\u00a9123RF.com\uff0c stokkete\/\u00a9123RF.com\uff0c fizkes\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8cb7\u5bb6\u5c0d\u8cfc\u7269\u7684\u671f\u671b\u767c\u751f\u4e86\u8b8a\u5316\u3002 \u96a8\u8457\u5728\u7dda\u96f6\u552e\u5546\u7684\u5d1b\u8d77\uff0c\u5ba2\u6236\u5df2\u7d93\u7fd2\u6163\u65bc\u5728\u7dda\u7814\u7a76\u3001\u6bd4\u8f03\u548c\u8cfc\u8cb7\u57fa\u672c\u7522\u54c1\u548c\u670d\u52d9\u3002 \u4eca\u5929\uff0c [&hellip;]<\/p>\n","protected":false},"featured_media":9458,"template":"","insight-category":[],"class_list":["post-19460","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/19460","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/9458"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=19460"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=19460"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}