{"id":19304,"date":"2024-09-20T09:17:33","date_gmt":"2024-09-20T14:17:33","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e6%95%b8%e5%ad%97%e5%8c%96%e8%bd%89%e5%9e%8b%e5%b7%b2%e6%88%90%e5%ae%9a%e5%b1%80%ef%bc%9a%e5%88%86%e6%9e%90%e5%92%8c%e5%a4%a7%e6%95%b8%e6%93%9a%e5%b0%8d%e7%b6%93%e7%b4%80%e4%ba%ba%e7%9a%84%e9%87%8d\/"},"modified":"2024-09-20T09:17:35","modified_gmt":"2024-09-20T14:17:35","slug":"%e6%95%b8%e5%ad%97%e5%8c%96%e8%bd%89%e5%9e%8b%e5%b7%b2%e6%88%90%e5%ae%9a%e5%b1%80%ef%bc%9a%e5%88%86%e6%9e%90%e5%92%8c%e5%a4%a7%e6%95%b8%e6%93%9a%e5%b0%8d%e7%b6%93%e7%b4%80%e4%ba%ba%e7%9a%84%e9%87%8d","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e6%95%b8%e5%ad%97%e5%8c%96%e8%bd%89%e5%9e%8b%e5%b7%b2%e6%88%90%e5%ae%9a%e5%b1%80%ef%bc%9a%e5%88%86%e6%9e%90%e5%92%8c%e5%a4%a7%e6%95%b8%e6%93%9a%e5%b0%8d%e7%b6%93%e7%b4%80%e4%ba%ba%e7%9a%84%e9%87%8d\/","title":{"rendered":"\u6578\u5b57\u5316\u8f49\u578b\u5df2\u6210\u5b9a\u5c40\uff1a\u5206\u6790\u548c\u5927\u6578\u64da\u5c0d\u7d93\u7d00\u4eba\u7684\u91cd\u8981\u6027"},"content":{"rendered":"\n<p>\u7d93\u7d00\u4eba\u5728\u4fdd\u96aa\u7d93\u6fdf\u4e2d\u767c\u63ee\u8457\u81f3\u95dc\u91cd\u8981\u7684\u4f5c\u7528\uff0c\u9019\u4f7f\u4ed6\u5011\u6210\u70ba\u6700\u7d42\u5ba2\u6236\u548c\u4fdd\u96aa\u516c\u53f8\u4e4b\u9593\u7684\u4e2d\u5fc3\u821e\u81fa\uff0c\u4e26\u4f7f\u4ed6\u5011\u80fd\u5920\u5f88\u597d\u5730\u5229\u7528\u8a72\u884c\u696d\u7522\u751f\u7684\u5927\u91cf\u6578\u64da\u3002<\/p>\n\n<p>\u9019\u662f\u4e00\u500b\u771f\u6b63\u7684\u6a5f\u6703\uff0cCDL Solutions \u7684\u5546\u52d9\u7e3d\u76e3 <a href=\"https:\/\/www.postonline.co.uk\/broker\/2471003\/big-data-a-challenge-and-opportunity-for-brokers\" target=\"_blank\" rel=\"noreferrer noopener\">Nigel Phillips<\/a> \u8aaa\u3002\n\u201c\u8655\u7406\u3001\u5206\u6790\u9019\u4e9b\u6578\u64da\u3001\u6839\u64da\u9019\u4e9b\u6578\u64da\u505a\u51fa\u6c7a\u7b56\u548c\u5b78\u7fd2\u7684\u80fd\u529b\u76f8\u5c0d\u6709\u9650\uff0c\u4f46\u6700\u8fd1\u7684\u6280\u8853\u767c\u5c55\u610f\u5473\u8457\u73fe\u5728\u53ef\u4ee5\u8f15\u9b06\u7372\u5f97\u80fd\u5920\u5373\u6642\u8655\u7406\u5927\u6578\u64da\u7684\u7d93\u6fdf\u5be6\u60e0\u7684\u9ad8\u901f\u89e3\u6c7a\u65b9\u6848\u3002\u201d <\/p>\n\n<p>\u5118\u7ba1\u6709\u5f88\u591a\u512a\u52e2\uff0c\u4f46\u5927\u591a\u6578\u7d93\u7d00\u4eba\u5728\u63a1\u7528\u6578\u4f4d\u5de5\u5177\u65b9\u9762\u9032\u5c55\u7de9\u6162\u3002\n\u4f46\u4ed6\u5011\u4e0d\u80fd\u518d\u62d6\u5ef6\u4e86\u3002\n\u6578\u5b57\u5316\u8f49\u578b\u4e0d\u518d\u662f\u9059\u4e0d\u53ef\u53ca\u7684\u4e8b\u60c5\uff1a\u5b83\u5c31\u5728\u9019\u88e1\uff0c\u800c\u4e14\u73fe\u5728\u6b63\u5728\u767c\u751f\u3002\n\u9019\u5c31\u662f\u70ba\u4ec0\u9ebc\u7d93\u7d00\u4eba\u9700\u8981\u5927\u6578\u64da\u548c\u5206\u6790\u624d\u80fd\u4fdd\u6301\u7af6\u722d\u529b\uff0c\u70ba\u4ed6\u5011\u6240\u670d\u52d9\u7684\u5ba2\u6236\u548c\u4fdd\u96aa\u516c\u53f8\u9023\u63a5\u9ede\u3002   <\/p>\n\n<h2 class=\"wp-block-heading\">\u6539\u5584\u5ba2\u6236\u9ad4\u9a57<\/h2>\n\n<p>\u4eba\u5011\u4f7f\u7528\u641c\u5c0b\u5f15\u64ce\u548c\u4fdd\u96aa\u79d1\u6280\u4f86\u6eff\u8db3\u4ed6\u5011\u7684\u4fdd\u96aa\u9700\u6c42\u662f\u6709\u539f\u56e0\u7684\uff1a\u5ba2\u6236\u9ad4\u9a57\u3002<\/p>\n\n<p><br\/>\u6578\u4f4d\u5de5\u5177\u53ef\u4ee5\u5f9e\u7d93\u7d00\u4eba\u8207\u5ba2\u6236\u95dc\u4fc2\u7684\u4e00\u958b\u59cb\u5c31\u6539\u5584\u9019\u7a2e\u9ad4\u9a57\u3002\n\u4f8b\u5982\uff0c\u7528\u65bc\u5ba2\u6236\u5f15\u5c0e\u548c\u6578\u64da\u6536\u96c6\u7684\u7b46\u548c\u7d19\u65b9\u6cd5\u9060\u975e\u5b8c\u7f8e\uff0c\u7db2\u8def\u98a8\u96aa\u4fdd\u96aa\u516c\u53f8 Corvus Insurance Holdings \u7684\u5275\u59cb\u4eba\u517c\u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/www.forbes.com\/sites\/tomgroenfeldt\/2020\/05\/15\/more-data-more-digitalization-creates-more-cyber-risks\/?sh=16b0472b739d\" target=\"_blank\" rel=\"noreferrer noopener\">Phil Edmundson<\/a> \u8aaa\u3002\n\u56de\u5fa9\u5f80\u5f80\u4e0d\u5145\u5206\uff0c\u7d93\u7d00\u4eba\u7d93\u5e38\u767c\u73fe\u4ed6\u5011\u7f3a\u5c11\u8cc7\u8a0a\uff0c\u7136\u5f8c\u9700\u8981\u5e7e\u500b\u6708\u7684\u6642\u9593\u624d\u80fd\u6536\u5230\u5ba2\u6236\u7684\u56de\u5fa9\u3002  <\/p>\n\n<p>\u5927\u6578\u64da\u53ef\u4ee5\u5728\u5f8c\u7aef\u6536\u96c6\u6578\u64da\uff0c\u800c\u4e0d\u5fc5\u4f9d\u8cf4\u5ba2\u6236\u7aef\u4f86\u7372\u53d6\u7b54\u6848\u3002\n\u9019\u70ba\u627f\u92b7\u5546\u7bc0\u7701\u4e86\u5927\u91cf\u6642\u9593\uff0c\u610f\u5473\u8457\u7d93\u7d00\u4eba\u4e0d\u5fc5\u70ba\u4e86\u4e0d\u5fc5\u8981\u7684\u6578\u64da\u91cf\u800c\u9ebb\u7169\u5ba2\u6236\u3002 <\/p>\n\n<p>\u7d93\u7d00\u4eba\u9084\u53ef\u4ee5\u4f7f\u7528\u5206\u6790\u4f86\u63d0\u4f9b\u66f4\u52a0\u500b\u6027\u5316\u7684\u670d\u52d9\u3002\n20\u5e74\u524d\uff0c\u7d93\u7d00\u4eba\u5728\u70ba\u4fdd\u55ae\u5b9a\u50f9\u6642\u6c92\u6709\u592a\u591a\u53ef\u505a\u7684\u4e8b\u60c5\uff0cArtificial Labs \u7684 <a href=\"https:\/\/artificial.io\/company\/blog\/what-is-predictive-analytics-in-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Martin Watts<\/a> \u5beb\u9053\u3002\n\u5982\u4eca\uff0c\u9810\u6e2c\u5206\u6790\u4f7f\u4ed6\u5011\u80fd\u5920\u5229\u7528\u6578\u5341\u500b\u6578\u64da\u9ede\u70ba\u6700\u7d42\u4f7f\u7528\u8005\u5b9a\u88fd\u7b56\u7565\u7684\u5404\u500b\u65b9\u9762\u3002  <\/p>\n\n<p>ANVL \u7684 <a href=\"https:\/\/anvl.com\/blog\/digital-transformation-offers-strength-for-insurance-broker-relationships-and-business\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ashley Harter<\/a> \u5beb\u9053\uff0c\u50c5\u50c5\u662f\u6578\u4f4d\u5316\u8f49\u578b\u7684\u884c\u70ba\u5c31\u53ef\u4ee5\u6539\u5584\u7d93\u7d00\u4eba\u8207\u5ba2\u6236\u7684\u95dc\u4fc2\u3002\n\u201c\u5ba2\u6236\u60f3\u77e5\u9053\u4ed6\u5011\u6b63\u5728\u8207\u77ad\u89e3\u73fe\u4ee3\u6280\u8853\u53ca\u5176\u512a\u52e2\u7684\u4eba\u5408\u4f5c\u3002\u901a\u904e\u6578\u4f4d\u5316\u8f49\u578b\uff0c\u4fdd\u96aa\u7d93\u7d00\u4eba\u80fd\u5920\u8207\u5ba2\u6236\u5be6\u73fe\u66f4\u597d\u7684\u6e9d\u901a\uff0c\u66f4\u5feb\u5730\u5411\u5ba2\u6236\u63d0\u4f9b\u8cc7\u8a0a\uff0c\u4e26\u5f9e\u4efb\u4f55\u5730\u65b9\u8207\u5ba2\u6236\u4e92\u52d5\u3002\u6b64\u5916\uff0c\u5ba2\u6236\u5c07\u6ce8\u610f\u5230\u4ed6\u5011\u7684\u4fdd\u96aa\u670d\u52d9\u7684\u597d\u8655\u6709\u6240\u6539\u5584\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/analyzing-data-tablet-1024x682.jpg\" alt=\"\" class=\"wp-image-9818\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/analyzing-data-tablet-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/analyzing-data-tablet-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/analyzing-data-tablet-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/analyzing-data-tablet.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u63d0\u9ad8\u751f\u7522\u529b\u548c\u6548\u7387<\/h2>\n\n<p>\u4e0a\u8ff0\u500b\u4eba\u5316\u670d\u52d9\u5f9e\u8868\u9762\u4e0a\u770b\u4f3c\u4e4e\u66f4\u8017\u6642\uff0c\u4f46\u6578\u4f4d\u5316\u8f49\u578b\u5be6\u969b\u4e0a\u4f7f\u7d93\u7d00\u4eba\u7684\u5de5\u4f5c\u6548\u7387\u66f4\u9ad8\u3002<\/p>\n\n<p>Mantra Labs \u7684\u9996\u5e2d\u7814\u7a76\u5206\u6790\u5e2b <a href=\"https:\/\/www.mantralabsglobal.com\/blog\/digital-insurance-broker\/\" target=\"_blank\" rel=\"noreferrer noopener\">Nivin Simon<\/a> \u5beb\u9053\uff0c\u6578\u4f4d\u5316\u8f49\u578b\u53ef\u4ee5\u986f\u8457\u63d0\u9ad8\u7d93\u7d00\u4eba\u7684\u6548\u7387\u3002\n\u201c\u4f8b\u5982\uff0c\u70ba\u54e1\u5de5\u63d0\u4f9b\u9060\u7a0b\u6578\u4f4d\u5de5\u5177\u4f7f\u4ed6\u5011\u80fd\u5920\u5feb\u901f\u63a1\u53d6\u884c\u52d5 &#8211; \u5f9e\u5831\u50f9\u6f5b\u5728\u5ba2\u6236\u5230\u63d0\u4f9b\u4fdd\u55ae\u8a73\u7d30\u8cc7\u8a0a\u548c\u70ba\u73fe\u6709\u5ba2\u6236\u7ba1\u7406\u7d22\u8ce0 &#8211; \u5c24\u5176\u662f\u5728\u4ed6\u5011\u6700\u9700\u8981\u7684\u6642\u5019\u3002\u201d <\/p>\n\n<p>Accenture Strategy \u8463\u4e8b\u7e3d\u7d93\u7406 <a href=\"https:\/\/www.accenture.com\/us-en\/insights\/strategy\/intelligent-broker-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Jeff Mitch<\/a> \u5beb\u9053\uff0c\u53ef\u4ee5\u4f7f\u7528\u5728\u5f8c\u53f0\u5b8c\u6210\u5927\u90e8\u5206\u5de5\u4f5c\u7684\u5de5\u5177\uff0c\u9019\u610f\u5473\u8457\u7d93\u7d00\u4eba\u53ea\u9700\u5be9\u67e5\u548c\u6279\u51c6\u5efa\u8b70\u3002<\/p>\n\n<p>\u201c\u4f8b\u5982\uff0c\u81ea\u52d5\u5316\u548c AI \u89e3\u6c7a\u65b9\u6848\u53ef\u7528\u65bc\u6536\u96c6\u548c\u6574\u5408\u6578\u64da\u3001\u5be9\u67e5\u4fdd\u55ae\u6a94\uff0c\u751a\u81f3\u63d0\u51fa\u521d\u6b65\u7684\u8986\u84cb\u7bc4\u570d\u548c\u5b9a\u50f9\u5efa\u8b70\uff0c\u7136\u5f8c\u7d93\u7d00\u4eba\u53ef\u4ee5\u9a57\u8b49\uff0c\u201d\u4ed6\u89e3\u91cb\u8aaa\u3002AI \u9a45\u52d5\u7684\u5728\u7dda\u98a8\u96aa\u76e3\u63a7\u89e3\u6c7a\u65b9\u6848\u53ef\u7528\u65bc\u6301\u7e8c\u76e3\u63a7\u98a8\u96aa\u4e26\u6a19\u8a18\u9700\u8981\u7d93\u7d00\u4eba\u5be9\u67e5\u7684\u5834\u666f\u3002\u901a\u904e\u63a1\u7528\u9019\u7a2e\u65b9\u6cd5\u4e26\u96a8\u8457\u6642\u9593\u7684\u63a8\u79fb\u64f4\u5c55\u89e3\u6c7a\u65b9\u6848\u96c6\uff0c\u7d93\u7d00\u4eba\u53ef\u4ee5\u5f97\u5230\u6280\u8853\u7684\u652f\u63f4\uff0c\u4e26\u80fd\u5920\u70ba\u5176\u5ba2\u6236\u63d0\u4f9b\u66f4\u597d\u7684\u7d50\u679c\u3002<\/p>\n\n<p>Fincons Group \u5168\u7403\u91d1\u878d\u670d\u52d9\u71df\u696d\u55ae\u4f4d\u7d93\u7406 <a href=\"https:\/\/www.insurancebusinessmag.com\/uk\/news\/technology\/how-digital-transformation-has-evolved-in-the-broking-sector-212932.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Giuliano Altamura<\/a> \u8868\u793a\uff0c\u9019\u7a2e\u81ea\u52d5\u5316\u6c34\u6e96\u4e5f\u4f7f\u7d93\u7d00\u4eba\u5728\u92b7\u552e\u6642\u66f4\u52a0\u9ad8\u6548\u3002\n\u9019\u4e9b\u61c9\u7528\u7a0b\u5f0f\u4e0d\u50c5\u63d0\u4f9b\u4e86\u66f4\u5177\u5438\u5f15\u529b\u7684\u7528\u6236\u9ad4\u9a57\uff0c\u800c\u4e14\u7531\u65bc\u81ea\u52d5\u5316\u6d88\u9664\u4e86\u5e73\u51e1\u4f46\u5fc5\u8981\u7684\u6d3b\u52d5\uff0c\u7d93\u7d00\u4eba\u9084\u80fd\u5920\u9a30\u51fa\u6642\u9593\u3002 <\/p>\n\n<p>\u6b64\u5916\uff0c\u5206\u6790\u53ef\u4ee5\u901a\u904e\u78ba\u5b9a\u6700\u6709\u5229\u53ef\u5716\u7684\u92b7\u552e\u7ba1\u9053\u4f86\u8aac\u660e\u7d93\u7d00\u4eba\u589e\u52a0\u4ed6\u5011\u70ba\u904b\u71df\u5546\u6240\u505a\u7684\u92b7\u552e\u3002\n\u201c\u6b78\u6839\u7d50\u5e95\uff0c\u7d93\u7d00\u516c\u53f8\u9700\u8981\u77e5\u9053\u54ea\u4e9b\u6e20\u9053\u7522\u751f\u4e86\u92b7\u552e\uff0c\u4ee5\u53ca\u76f8\u95dc\u6210\u672c\u662f\u591a\u5c11\uff0c\u201dSmythe Advisory \u7684 <a href=\"https:\/\/www.smytheadvisory.com\/blog\/five-reasons-data-analytics-are-important-for-all-pc-brokers\/\" target=\"_blank\" rel=\"noreferrer noopener\">Alex Wong \u548c Gagan Ahluwalia<\/a> \u8aaa\u3002\n\u201c\u9019\u5305\u62ec\u901a\u904e\u751f\u7522\u5546\u3001\u5ba2\u6236\u63a8\u85a6\u3001\u5728\u7dda\u5ee3\u544a\u3001\u50b3\u7d71\u5ee3\u544a\u3001\u89aa\u548c\u95dc\u4fc2\u3001\u73fe\u6709\u5ba2\u6236\u958b\u767c\u3001\u6f5b\u5728\u5ba2\u6236\u8cfc\u8cb7\u548c\u5be6\u969b\u4f4d\u7f6e\u751f\u6210\u7684\u5ba2\u6236\u3002\u201d  <\/p>\n\n<h2 class=\"wp-block-heading\">\u6700\u5927\u5316\u5ba2\u6236\u751f\u547d\u9031\u671f\u50f9\u503c<\/h2>\n\n<p>\u5347\u7d1a\u5ba2\u6236\u9ad4\u9a57\u7684\u6700\u5927\u597d\u8655\u4e4b\u4e00\u662f\u63d0\u9ad8\u5ba2\u6236\u751f\u547d\u9031\u671f\u50f9\u503c\u3002\n\u7576\u5ba2\u6236\u89ba\u5f97\u4ed6\u5011\u6b63\u5728\u7372\u5f97\u500b\u4eba\u5316\u548c\u6709\u50f9\u503c\u7684\u670d\u52d9\u6642\uff0c\u4ed6\u5011\u5c07\u4f86\u66f4\u6709\u53ef\u80fd\u5805\u6301\u4f7f\u7528\u4ed6\u5011\u7684\u7d93\u7d00\u4eba\u3002 <\/p>\n\n<p>\u4f7f\u7528\u6578\u4f4d\u5de5\u5177\u4f7f\u5165\u8077\u6d41\u7a0b\u5118\u53ef\u80fd\u9806\u5229\u5c31\u662f\u4e00\u500b\u4f8b\u5b50\uff0c\u53c3\u8207\u5e73\u81fa Lightico \u7684\u806f\u5408\u5275\u59cb\u4eba\u517c\u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/www.propertycasualty360.com\/2020\/07\/14\/why-customer-facing-tech-is-now-key-for-insurance-brokers\" target=\"_blank\" rel=\"noreferrer noopener\">Zviki Ben-Ishai<\/a> \u5beb\u9053\u3002\n\u201c\u96d6\u7136\u5ba2\u6236\u5f88\u5c11\u63d0\u51fa\u7d22\u8ce0\uff0c\u4f46\u4e00\u65e6\u4ed6\u5011\u6210\u70ba\u5ba2\u6236\uff0c\u4ed6\u5011\u5c31\u6703\u5b9a\u671f\u652f\u4ed8\u4fdd\u96aa\u8cbb\uff0c\u9019\u662f\u4fdd\u96aa\u516c\u53f8\u7684\u547d\u8108\u3002\u4f46\u662f\uff0c\u5982\u679c\u5c0d\u5165\u8077\u6d41\u7a0b\u4e0d\u6eff\u610f\u5c0e\u81f4\u7121\u6cd5\u8f49\u63db\uff0c\u90a3\u9ebc\u4f9b\u61c9\u5546\u5c31\u6703\u932f\u904e\u591a\u5e74\u7684\u5b9a\u671f\u4ed8\u6b3e\uff0c\u5982\u679c\u5b83\u7d66\u4eba\u7559\u4e0b\u66f4\u597d\u7684\u5370\u8c61\uff0c\u9019\u4e9b\u4ed8\u6b3e\u672c\u4f86\u6703\u767c\u751f\u3002 <\/p>\n\n<p>\u7d93\u7d00\u4eba\u6210\u529f\u8b58\u5225\u8ffd\u52a0\u92b7\u552e\u548c\u4ea4\u53c9\u92b7\u552e\u6a5f\u6703\u53ef\u4ee5\u9032\u4e00\u6b65\u63d0\u9ad8\u5ba2\u6236\u7684\u751f\u547d\u9031\u671f\u50f9\u503c\u3002\n\u5206\u6790\u548c\u5927\u6578\u64da\u5728\u9019\u88e1\u518d\u6b21\u767c\u63ee\u4f5c\u7528\uff0c\u8b93\u60a8\u80fd\u5920\u63a2\u7d22\u65b0\u7684\u6a5f\u6703\u3002 <\/p>\n\n<p>\u201c\u4f8b\u5982\uff0c\u60a8\u53ef\u4ee5\u67e5\u770b\u540c\u4e00\u5782\u76f4\u9818\u57df\u7684\u4f01\u696d\u901a\u5e38\u8cfc\u8cb7\u7684\u4fdd\u55ae\u985e\u578b\u548c\u9644\u52a0\u96aa\u985e\u578b\uff0c\u4e26\u5411\u73fe\u6709\u5ba2\u6236\u63a8\u85a6\u9019\u4e9b\u4fdd\u55ae\u548c\u9644\u52a0\u96aa\uff0c\u201dJones-Wenner Insurance Partners \u7684\u5ba2\u6236\u7d93\u7406 <a href=\"https:\/\/www.propertycasualty360.com\/2020\/05\/06\/how-insurance-agencies-can-make-better-decisions-with-data-analytics\/?slreturn=20210321110621\" target=\"_blank\" rel=\"noreferrer noopener\">Joyce Sigler<\/a> \u5beb\u9053\u3002\n\u201c\u6216\u8005\uff0c\u5982\u679c\u60a8\u6709 10,000 \u4efd\u540c\u4e00\u7a2e\u985e\u578b\u7684\u4fdd\u55ae\uff0c\u800c\u4fdd\u96aa\u516c\u53f8\u53ea\u9700 12 \u7f8e\u5143\u5373\u53ef\u7372\u5f97\u6709\u5438\u5f15\u529b\u7684\u80cc\u66f8\uff0c\u8acb\u806f\u7e6b\u9019\u4e9b\u5ba2\u6236\u4e26\u63d0\u4f9b\u5b83\u3002\u5c0d\u4ed6\u5011\u4f86\u8aaa\uff0c\u6295\u8cc7\u56de\u5831\u7387\u53ef\u80fd\u662f\u5de8\u5927\u7684\uff0c\u800c\u5c0d\u4f60\u4f86\u8aaa\uff0c\u9019\u4e9b\u91d1\u984d\u53ef\u4ee5\u52a0\u8d77\u4f86\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/insurance-advisor-consultation-1024x683.avif\" alt=\"\" class=\"wp-image-8459\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/insurance-advisor-consultation-1024x683.avif 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/insurance-advisor-consultation-300x200.avif 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/insurance-advisor-consultation-768x512.avif 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/insurance-advisor-consultation.avif 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u63d0\u4f9b\u66f4\u597d\u7684\u5ba2\u6236\u6210\u679c<\/h2>\n\n<p>\u5927\u6578\u64da\u4f7f\u7d93\u7d00\u4eba\u80fd\u5920\u6210\u70ba\u5ba2\u6236\u7684\u771f\u6b63\u9867\u554f\u3002\n\u7279\u5225\u662f\uff0c\u6578\u64da\u53ef\u4ee5\u8aac\u660e\u7d93\u7d00\u4eba\u8b58\u5225\u5ba2\u6236\u4fdd\u55ae\u4e2d\u7684\u5dee\u8ddd\uff0c\u4e26\u5c31\u6700\u4f73\u88dc\u5145\u4fdd\u96aa\u63d0\u51fa\u5efa\u8b70\uff0cSmartData Collective \u7684 <a href=\"https:\/\/www.smartdatacollective.com\/predictive-modeling-and-big-data-are-insurance-industry-powerhouses\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sean Mallon<\/a> \u5beb\u9053\u3002\n\u9019\u4f7f\u7d93\u7d00\u4eba\u80fd\u5920\u5c55\u793a\u4ed6\u5011\u7684\u7522\u54c1\u5e36\u4f86\u7684\u9644\u52a0\u503c\uff0c\u5f9e\u800c\u53ef\u4ee5\u63d0\u9ad8\u5ba2\u6236\u5fe0\u8aa0\u5ea6\u3002\n\u7136\u800c\uff0c\u6700\u91cd\u8981\u7684\u662f\uff0c\u9019\u610f\u5473\u8457\u7d93\u7d00\u4eba\u53ef\u4ee5\u78ba\u4fdd\u5ba2\u6236\u7372\u5f97\u4ed6\u5011\u9700\u8981\u7684\u4fdd\u8b77\u3002   <\/p>\n\n<p>\u5927\u6578\u64da\u9084\u5141\u8a31\u7d93\u7d00\u4eba\u70ba\u5ba2\u6236\u63d0\u4f9b\u66f4\u52a0\u91cf\u8eab\u5b9a\u88fd\u548c\u5168\u9762\u7684\u670d\u52d9\uff0c\u70ba\u4ed6\u5011\u63d0\u4f9b\u6240\u9700\u7684\u8986\u84cb\u7bc4\u570d\u548c\u5efa\u8b70\u3002\n\u4f8b\u5982\uff0c\u6839\u64da\u9ea5\u80af\u932b\u5408\u4f5c\u5925\u4f34 <a href=\"https:\/\/www.mckinsey.com\/~\/media\/mckinsey\/industries\/financial%20services\/our%20insights\/time%20for%20insurance%20companies%20to%20face%20digital%20reality\/digital-disruption-in-insurance.ashx\" target=\"_blank\" rel=\"noreferrer noopener\">Tanguy Catlin \u548c Johannes Lorenz<\/a> \u7684\u4e00\u4efd\u5831\u544a\uff0c\u70ba\u5ba2\u6236\u5b9a\u88fd\u7522\u54c1\u7684\u80fd\u529b\u986f\u8457\u63d0\u9ad8\u4e86\u5ba2\u6236\u53c3\u8207\u5ea6\u3002\n\u6309\u884c\u99db\u91cc\u7a0b\u5b9a\u50f9\u4fdd\u96aa\u5c31\u662f\u4e00\u500b\u4f8b\u5b50\u3002\n\u4f46\u4ed6\u5011\u89e3\u91cb\u8aaa\uff0c\u7d93\u7d00\u4eba\u751a\u81f3\u53ef\u4ee5\u6436\u4f54\u5ba2\u6236\u7684\u9700\u6c42\u3002   <\/p>\n\n<p>\u201c\u5728\u985e\u6bd4\u4e16\u754c\u4e2d\uff0c\u4fdd\u96aa\u516c\u53f8\u5c07\u4e0d\u77e5\u9053\u6301\u6709\u623f\u5c4b\u4fdd\u96aa\u55ae\u7684\u5ba2\u6236\u4f55\u6642\u5c07\u623f\u5c4b\u6295\u653e\u5e02\u5834\u3002\u5728\u6578\u64da\u8c50\u5bcc\u7684\u6578\u4f4d\u4e16\u754c\u4e2d\uff0c\u60c5\u6cc1\u4e26\u975e\u5982\u6b64\uff0c\u77e5\u9053\u623f\u5c4b\u5f85\u552e\u6210\u70ba\u63d0\u4f9b\u65b0\u623f\u5c4b\u4fdd\u96aa\u3001\u65b0\u6c7d\u8eca\u4fdd\u96aa\u7684\u6a5f\u6703\uff0c\u4e5f\u8a31\u9084\u6709\u4eba\u58fd\u4fdd\u96aa\u4f86\u8aac\u660e\u652f\u4ed8\u65b0\u623f\u62b5\u62bc\u8cb8\u6b3e\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u6578\u5b57\u5316\u8f49\u578b\u5df2\u6210\u5b9a\u5c40<\/h2>\n\n<p>\u5118\u7ba1\u6709\u58d3\u5012\u6027\u7684\u8b49\u64da\u8868\u660e\u6578\u5b57\u5316\u8f49\u578b\u7684\u5fc5\u8981\u6027\uff0c\u4f46\u8a31\u591a\u7d93\u7d00\u4eba\u53ef\u80fd\u4ecd\u7136\u4e0d\u9858\u9032\u884c\u9019\u7a2e\u8f49\u8b8a\uff0c\u56e0\u70ba\u5b83\u4f3c\u4e4e\u5f88\u8017\u6642\u3002\n\u4ed6\u5011\u4e0d\u5fc5\u5982\u6b64\u3002\n\u8c9d\u6069\u516c\u53f8\u7684 <a href=\"https:\/\/www.bain.com\/insights\/a-digital-reckoning-for-insurance-companies\/\" target=\"_blank\" rel=\"noreferrer noopener\">Henrik Naujoks\u3001Harshveer Singh\u3001Camille Goossens \u548c Andrew Schwedel<\/a> \u7684\u7814\u7a76\u8868\u660e\uff0c\u5411\u6578\u4f4d\u5316\u7684\u8f49\u8b8a\u53ef\u80fd\u6703\u5f88\u5feb\u3002\n\u4f8b\u5982\uff0c\u5370\u5ea6\u7684 Max Life \u5728\u5169\u5468\u5167\u57f9\u8a13\u4e86 9,000 \u591a\u540d\u8ce3\u5bb6\u548c 25,000 \u540d\u4ee3\u7406\u4eba\u3002   <\/p>\n\n<p>\u5982\u679c\u8aaa 2020 \u5e74\u7684\u4e8b\u4ef6\u6559\u6703\u4e86\u7d93\u7d00\u4eba\u4ec0\u9ebc\uff0c\u90a3\u61c9\u8a72\u662f\u6578\u4f4d\u5316\u4e0d\u518d\u662f\u4e00\u7a2e\u9078\u64c7\u3002\n\u7576\u8feb\u5728\u7709\u776b\u6642\uff0c\u4ed6\u5011\u7684\u6578\u4f4d\u5316\u901f\u5ea6\u6bd4\u4ed6\u5011\u60f3\u50cf\u7684\u8981\u5feb\u5f97\u591a\u3002 <\/p>\n\n<p><em>\u5716\u7247\u4f86\u81ea\uff1arawpixel\/\u00a9123rf.com\u3001adiruch\/\u00a9123rf.com\u3001Dinis Tolipov\/\u00a9123rf.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u7d93\u7d00\u4eba\u5728\u4fdd\u96aa\u7d93\u6fdf\u4e2d\u767c\u63ee\u8457\u81f3\u95dc\u91cd\u8981\u7684\u4f5c\u7528\uff0c\u9019\u4f7f\u4ed6\u5011\u6210\u70ba\u6700\u7d42\u5ba2\u6236\u548c\u4fdd\u96aa\u516c\u53f8\u4e4b\u9593\u7684\u4e2d\u5fc3\u821e\u81fa\uff0c\u4e26\u4f7f\u4ed6\u5011\u80fd\u5920\u5f88\u597d\u5730\u5229\u7528\u8a72 [&hellip;]<\/p>\n","protected":false},"featured_media":9830,"template":"","insight-category":[],"class_list":["post-19304","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/19304","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/9830"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=19304"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=19304"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}