{"id":19186,"date":"2024-09-20T08:47:04","date_gmt":"2024-09-20T13:47:04","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e6%95%b8%e5%ad%97%e6%8a%80%e8%a1%93%e5%a6%82%e4%bd%95%e6%94%b9%e5%96%84%e5%95%86%e6%a5%ad%e4%bf%9d%e9%9a%aa%e8%b3%bc%e8%b2%b7%e8%80%85%e7%9a%84%e6%97%85%e7%a8%8b\/"},"modified":"2024-09-20T08:47:05","modified_gmt":"2024-09-20T13:47:05","slug":"%e6%95%b8%e5%ad%97%e6%8a%80%e8%a1%93%e5%a6%82%e4%bd%95%e6%94%b9%e5%96%84%e5%95%86%e6%a5%ad%e4%bf%9d%e9%9a%aa%e8%b3%bc%e8%b2%b7%e8%80%85%e7%9a%84%e6%97%85%e7%a8%8b","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e6%95%b8%e5%ad%97%e6%8a%80%e8%a1%93%e5%a6%82%e4%bd%95%e6%94%b9%e5%96%84%e5%95%86%e6%a5%ad%e4%bf%9d%e9%9a%aa%e8%b3%bc%e8%b2%b7%e8%80%85%e7%9a%84%e6%97%85%e7%a8%8b\/","title":{"rendered":"\u6578\u5b57\u6280\u8853\u5982\u4f55\u6539\u5584\u5546\u696d\u4fdd\u96aa\u8cfc\u8cb7\u8005\u7684\u65c5\u7a0b"},"content":{"rendered":"\n<p>\u5546\u696d\u4fdd\u96aa\u8cfc\u8cb7\u8005\u7684\u65c5\u7a0b\u8d8a\u4f86\u8d8a\u50cf\u500b\u4eba\u4fdd\u96aa\u9ad4\u9a57\u3002\n\u5546\u696d\u904b\u71df\u5546\u4e0d\u6703\u5411\u4e0d\u9732\u9762\u7684\u4f01\u696d\u7d44\u7e54\u92b7\u552e\u7522\u54c1;\u4ed6\u5011\u5411\u771f\u6b63\u7684\u4eba\u92b7\u552e\u7522\u54c1\uff0c\u9019\u4e9b\u4eba\u77e5\u9053\u5728\u4e9e\u99ac\u905c\u8cfc\u7269\u3001\u5f9e Grubhub \u8a02\u8cfc\u98df\u7269\u4ee5\u53ca\u5f9e\u4fdd\u96aa\u79d1\u6280\u5e73\u53f0\u8cfc\u8cb7\u5bb6\u5ead\u4fdd\u96aa\u662f\u4ec0\u9ebc\u611f\u89ba\u3002 <\/p>\n\n<p>\u4ed6\u5011\u5728\u70ba\u5176\u4f01\u696d\u8cfc\u8cb7\u4fdd\u96aa\u6642\u5e0c\u671b\u7372\u5f97\u76f8\u540c\u7684\u9ad4\u9a57\uff0c\u800c\u5546\u696d\u904b\u71df\u5546\u9700\u8981\u4f7f\u7528\u6280\u8853\u4f86\u70ba\u4ed6\u5011\u63d0\u4f9b\u9019\u7a2e\u9ad4\u9a57\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u4f01\u696d\u5e0c\u671b\u5f9e\u8cfc\u8cb7\u9ad4\u9a57\u4e2d\u7372\u5f97\u4ec0\u9ebc\uff1f<\/h2>\n\n<p>B2Z Insurance \u7684\u806f\u5408\u5275\u59cb\u4eba\u517c\u9996\u5e2d\u884c\u92b7\u5b98 <a href=\"https:\/\/coverager.com\/solving-customer-pain-points-at-the-source-with-ai\/\" target=\"_blank\" rel=\"noreferrer noopener\">Stephanie N. Blahut<\/a> \u5beb\u9053\uff0c\u5927\u6d41\u884c\u52a0\u901f\u4e86\u5546\u696d\u4fdd\u96aa\u5ba2\u6236\u7684\u9700\u6c42\u3002\u201c[It] \u8b93\u63d0\u4f9b\u6578\u4f4d\u7aef\u5230\u7aef\u9ad4\u9a57\u6210\u70ba\u73fe\u5728\u7684\u5fc5\u9700\u54c1\uff0c\u800c\u4e0d\u662f\u73fe\u6709\u4f01\u696d\u7684\u672a\u4f86\u9858\u666f\uff0c\u201d\u5979\u89e3\u91cb\u8aaa\u3002\n\u201c\u5546\u696d\u4fdd\u96aa\u5ba2\u6236\u9700\u8981\u53cd\u6620\u500b\u4eba\u96aa\u7a2e\u4fdd\u96aa\u7684\u9ad4\u9a57\u3002\u201d <\/p>\n\n<p>\u4f46\u9019\u5728\u5be6\u8e10\u4e2d\u610f\u5473\u8457\u4ec0\u9ebc\uff1f<\/p>\n\n<p>\u57c3\u68ee\u54f2\u548c Fjord \u65bc 2018 \u5e74\u5c0d\u7f8e\u570b\u5c0f\u4f01\u696d\u9032\u884c\u7684\u7814\u7a76\u63d0\u4f9b\u4e86\u6709\u95dc\u5c0f\u4f01\u696d\u4e3b\u5c0d\u5546\u696d\u904b\u71df\u5546\u7684\u671f\u671b\u7684\u898b\u89e3\u3002\n\u6e1b\u8f15\u58d3\u529b\u548c\u7bc0\u7701\u6642\u9593\u5c0d\u4ed6\u5011\u4f86\u8aaa\u5f88\u91cd\u8981\u3002\n\u201c\u4f01\u696d\u4e3b\u5f88\u5fd9\uff0c\u5e0c\u671b\u628a\u6642\u9593\u82b1\u5728\u767c\u5c55\u516c\u53f8\u548c\u670d\u52d9\u5ba2\u6236\u4e0a\uff0c\u800c\u4e0d\u662f\u82b1\u5728\u5408\u898f\u548c\u7ba1\u7406\u554f\u984c\u4e0a\uff0c\u201d\u57c3\u68ee\u54f2\u6230\u7565\u8463\u4e8b\u7e3d\u7d93\u7406 <a href=\"https:\/\/insuranceblog.accenture.com\/small-business-owners-explain-why-they-dont-buy-commercial-coverage-online\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Reilly<\/a> \u8aaa\u3002\n\u4ed6\u5011\u9084\u5e0c\u671b\uff1a   <\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u91dd\u5c0d\u4ed6\u5011\u7684\u9700\u6c42\u9032\u884c\u500b\u4eba\u5316\u670d\u52d9\u3002<\/li>\n\n\n\n<li>\u900f\u660e\u5ea6\u3002<\/li>\n\n\n\n<li>\u9577\u671f\u95dc\u4fc2\u3002<\/li>\n<\/ul>\n\n<p>\u901f\u5ea6\u548c\u6548\u7387\u662f\u6d88\u8cbb\u8005\u7684\u9996\u8981\u9700\u6c42\uff0c\u4fdd\u96aa\u61c9\u7528\u7a0b\u5f0f Thimble \u7684\u5275\u59cb\u4eba\u517c\u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2019\/12\/30\/553029.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Jay Bregman<\/a> \u5beb\u9053\u3002\n\u201c\u4ed6\u5011\u4e0d\u60f3\u82b1\u5e7e\u500b\u5c0f\u6642\u4f86\u9078\u64c7\u4fdd\u96aa\u55ae\uff0c\u201d\u4ed6\u8aaa\u3002\n\u201c\u5229\u7528\u4e00\u6d41\u7684\u6280\u8853\uff0c\u53ea\u9700\u6309\u4e00\u4e0b\u6309\u9215\u5373\u53ef\u63d0\u4f9b\u65b9\u4fbf\u3001\u7c21\u5316\u7684\u8cfc\u8cb7\u4fdd\u96aa\u9014\u5f91\uff0c\u9019\u5c0d\u65bc\u57f9\u990a\u7a4d\u6975\u7684\u5ba2\u6236\u9ad4\u9a57\u81f3\u95dc\u91cd\u8981\u3002\u201d  <\/p>\n\n<p>\u627f\u904b\u5546\u548c\u4ee3\u7406\u5546\u53ef\u4ee5\u4f7f\u7528\u6280\u8853\u4f86\u6eff\u8db3\u6240\u6709\u9019\u4e9b\u9700\u6c42\uff0c\u6253\u9020\u500b\u4eba\u5316\u3001\u900f\u660e\u548c\u7c21\u5316\u7684\u8cb7\u5bb6\u65c5\u7a0b\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptops-and-paper-notes--1024x684.jpg\" alt=\"\" class=\"wp-image-9954\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptops-and-paper-notes--1024x684.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptops-and-paper-notes--300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptops-and-paper-notes--768x513.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptops-and-paper-notes-.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4f7f\u7528\u6578\u64da\u6539\u5584\u5831\u50f9\u9ad4\u9a57<\/h2>\n\n<p>\u6578\u64da\u53ef\u4ee5\u7c21\u5316\u5831\u50f9\u4e26\u6d88\u9664\u4f01\u696d\u5c0d\u6d41\u7a0b\u7684\u8a31\u591a\u5178\u578b\u632b\u6557\u611f\u3002<\/p>\n\n<p>\u7576\u4fdd\u96aa\u79d1\u6280\u516c\u53f8 Hokodo \u7684\u806f\u5408\u5275\u59cb\u4eba\u517c\u806f\u5408\u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/www.duedil.com\/blogs\/how-technology-will-transform-commercial-insurance-over-the-next-decade\" target=\"_blank\" rel=\"noreferrer noopener\">Richard Thornton<\/a> \u66f4\u65b0\u516c\u53f8\u7684\u4fdd\u96aa\u7bc4\u570d\u6642\uff0c\u4ed6\u767c\u73fe\u5831\u50f9\u904e\u7a0b\u53ef\u80fd\u662f\u591a\u9ebc\u75db\u82e6\u3002\n\u4ed6\u5fc5\u9808\u586b\u5beb\u591a\u500b\u8868\u683c\uff0c\u5176\u4e2d\u5305\u542b\u5728\u5176\u4ed6\u5730\u65b9\u5f88\u5bb9\u6613\u7372\u5f97\u7684\u76f8\u540c\u8cc7\u8a0a\u3002 <\/p>\n\n<p>\u201c\u6240\u6709\u9019\u4e9b\u8cc7\u8a0a\u90fd\u53ef\u4ee5\u5f9e\u516c\u5171\u4f86\u6e90\u3001\u6578\u64da\u4f9b\u61c9\u5546\u6216\u6211\u7684\u6703\u8a08\u7cfb\u7d71\u548c\u6211\u5011\u7684\u9280\u884c\u8cec\u6236\u7372\u5f97\uff0c\u201d\u4ed6\u8aaa\u3002\n\u201c\u5982\u679c\u5b83\u8b93\u6211\u514d\u65bc\u586b\u5beb\u66f4\u591a\u8868\u683c\uff0c\u6211\u5c07\u975e\u5e38\u9ad8\u8208\u5730\u6388\u4e88\u5c0d\u6211\u5011\u7684\u9280\u884c\u5e33\u6236\u548c\u6703\u8a08\u7cfb\u7d71\u7684\u8b80\u53d6\u8a2a\u554f\u8a31\u53ef\u6b0a\u3002\u8001\u5be6\u8aaa\uff0c\u6211\u4ec0\u81f3\u9858\u610f\u653e\u68c4\u70ba\u6211\u7684\u5c01\u9762\u8cb7\u5230\u6700\u4fbf\u5b9c\u7684\u50f9\u683c\u3002\u4ee4\u6211\u9707\u9a5a\u7684\u662f\uff0c\u7576\u5ba2\u6236\u8feb\u5207\u5e0c\u671b\u4ed6\u5011\u9019\u6a23\u505a\u6642\uff0c\u4fdd\u96aa\u516c\u53f8\u7121\u6cd5\u9f4a\u5fc3\u5354\u529b\u4f7f\u7528\u9019\u4e9b\u8cc7\u8a0a\u6e90\u3002 <\/p>\n\n<p>\u7cfe\u6b63\u9019\u500b\u554f\u984c\u6b63\u662f Chubb \u95dc\u6ce8\u7684\u554f\u984c\uff0c\u8a72\u516c\u53f8\u7684\u9996\u5e2d\u6578\u4f4d\u5b98 <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/news\/technology\/digital-transformation-must-happen-across-entire-insurance-ecosystem-226451.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Sean Ringsted<\/a> \u8aaa\u3002\n\u901a\u904e\u6700\u5927\u9650\u5ea6\u5730\u6e1b\u5c11\u4f01\u696d\u9700\u8981\u8f38\u5165\u7684\u8cc7\u8a0a\u91cf\uff0c\u8a72\u516c\u53f8\u65e8\u5728\u7c21\u5316\u5c0f\u578b\u4f01\u696d\u7684\u6d41\u7a0b\uff0c\u4e26\u4f7f\u4ee3\u7406\u5546\u548c\u7d93\u7d00\u4eba\u66f4\u5bb9\u6613\u8207\u5ba2\u6236\u4e92\u52d5\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u500b\u4eba\u5316\u6bcf\u500b\u63a5\u89f8\u9ede<\/h2>\n\n<p>\u5ba2\u6236\u9ad4\u9a57\u548c\u696d\u52d9\u6d41\u7a0b\u5916\u5305 Majorel \u5317\u7f8e\u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/www.insurancethoughtleadership.com\/how-to-improve-the-customer-journey\/\" target=\"_blank\" rel=\"noreferrer noopener\">Fara Haron<\/a> \u5beb\u9053\uff0c\u5ba2\u6236\u975e\u5e38\u91cd\u8996\u8207\u4fdd\u96aa\u9867\u554f\u7684\u500b\u4eba\u4e92\u52d5\u3002\n\u4f46\u4ed6\u5011\u4e5f\u95dc\u5fc3\u516c\u53f8\u6839\u64da\u5176\u7368\u7279\u60c5\u6cc1\u500b\u4eba\u5316\u4fdd\u55ae\u7684\u80fd\u529b\u3002 <\/p>\n\n<p>\u4e0d\u5e78\u7684\u662f\uff0c\u5927\u591a\u6578\u904b\u71df\u5546\u5728\u9019\u65b9\u9762\u90fd\u5931\u6557\u4e86\u3002\n\u5728\u500b\u4eba\u5316\u5ba2\u6236\u65c5\u7a0b\u65b9\u9762\uff0c\u8a72\u884c\u696d\u843d\u5f8c\u65bc\u91d1\u878d\u548c\u96f6\u552e\u7b49\u5176\u4ed6\u884c\u696d\uff0c\u82f1\u570b\u548c\u611b\u723e\u862d CRIF Decision Solutions \u7684\u8463\u4e8b\u7e3d\u7d93\u7406 <a href=\"https:\/\/www.insurancebusinessmag.com\/uk\/news\/technology\/why-insurers-must-embrace-new-ways-to-engage-with-customers-236354.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Sara Costantini<\/a> \u8aaa\u3002 <\/p>\n\n<p>\u201c\u4fdd\u96aa\u696d\u4ecd\u7136\u843d\u5f8c\uff0c\u201d\u5979\u8aaa\u3002\n\u201c\u4fdd\u96aa\u7522\u54c1\u975e\u5e38\u6a19\u6e96\u5316\uff0c\u901a\u5e38\u4f5c\u70ba\u5305\u88dd\u7522\u54c1\u51fa\u552e\u3002\n\u4f46\u4eca\u5929\uff0c\u7531\u65bc\u5236\u5b9a\u4efb\u4f55\u77ed\u671f\u6216\u4e2d\u671f\u8a08\u5283\u7684\u96e3\u5ea6\u5f88\u5927\uff0c\u6d88\u8cbb\u8005\u5c07\u6bd4\u4ee5\u5f80\u4efb\u4f55\u6642\u5019\u90fd\u66f4\u5e0c\u671b\u53ea\u8cfc\u8cb7\u4ed6\u5011\u9700\u8981\u7684\u6771\u897f\uff0c\u800c\u4e14\u53ef\u80fd\u53ea\u5728\u9700\u8981\u6642\u8cfc\u8cb7\u3002  <\/p>\n\n<p>\u201c\u56e0\u6b64\uff0c\u4fdd\u96aa\u516c\u53f8\u61c9\u8a72\u80fd\u5920\u5feb\u901f\u97ff\u61c9\u9019\u4e9b\u65b0\u8208\u7684\u4fdd\u96aa\u9700\u6c42\uff08\u4f8b\u5982\u5373\u6642\u4fdd\u96aa\u3001\u6309\u9700\u548c\u6309\u4f7f\u7528\u4ed8\u8cbb\u7684\u4fdd\u96aa\uff09\uff0c\u4e26\u6e96\u5099\u597d\u5feb\u901f\u8a2d\u8a08\u76f8\u95dc\u7522\u54c1\u4e26\u5c07\u5176\u63a8\u5411\u5e02\u5834\u3002\u201d<\/p>\n\n<p>\u5982\u679c\u4fdd\u96aa\u516c\u53f8\u60f3\u8981\u6539\u9032\u4ed6\u5011\u7684\u7522\u54c1\u4e26\u5347\u7d1a\u5ba2\u6236\u9ad4\u9a57\uff0c\u4ed6\u5011\u9700\u8981\u300c\u66f4\u5f37\u5927\u7684\u6578\u64da\u7ba1\u7406\u7cfb\u7d71\u548c\u5206\u6790\uff0c\u4ee5\u5be6\u73fe\u9ad8\u6548\u3001\u5feb\u901f\u7684\u4fe1\u606f\u5171\u7528\uff0c\u300d\u5b89\u6c38\u5168\u7403\u4fdd\u96aa\u8aee\u8a62\u4e3b\u7ba1 <a href=\"https:\/\/www.ey.com\/en_us\/innovation-in-insurance\/why-the-insurance-industry-needs-to-rethink-its-value-proposition\" target=\"_blank\" rel=\"noreferrer noopener\">Peter Manchester<\/a> \u5beb\u9053\u3002\n\u901a\u904e\u5728\u5f9e\u627f\u4fdd\u548c\u7d22\u8ce0\u5230\u884c\u92b7\u548c\u5206\u92b7\u7b49\u5404\u7a2e\u8077\u80fd\u4e2d\u61c9\u7528\u6578\u64da\u5206\u6790\u548c AI\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u5c31\u52d5\u614b\u5ba2\u6236\u5b9a\u50f9\u7b49\u554f\u984c\u505a\u51fa\u66f4\u597d\u3001\u66f4\u5feb\u7684\u6c7a\u7b56\u3002\u201d <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/close-up-coding-screen-1024x683.jpg\" alt=\"\" class=\"wp-image-9944\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/close-up-coding-screen-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/close-up-coding-screen-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/close-up-coding-screen-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/close-up-coding-screen.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5c07 Back Office \u5e36\u5165\u8cb7\u65b9\u7684\u65c5\u7a0b<\/h2>\n\n<p>\u4e00\u4e9b\u4eba\u8a8d\u70ba\u627f\u92b7\u5546\u5c07\u6210\u70ba\u6578\u5b57\u5316\u8f49\u578b\u7684\u9996\u6279\u53d7\u5bb3\u8005\u4e4b\u4e00\u3002\n\u7136\u800c\uff0c\u6709\u4e86\u6280\u8853\u548c\u6578\u64da\uff0c\u4ed6\u5011\u5be6\u969b\u4e0a\u6709\u53ef\u80fd\u6539\u8b8a\u5546\u696d\u8cfc\u8cb7\u9ad4\u9a57\u3002 <\/p>\n\n<p>Appian \u7684 <a href=\"https:\/\/www.insurancejournal.com\/news\/midwest\/2020\/02\/20\/558289.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Jake Sloan<\/a> \u5beb\u9053\uff0c\u6578\u64da\u5c07\u70ba\u627f\u4fdd\u4eba\u63d0\u4f9b\u652f\u63f4\u3002\n\u4ed6\u89e3\u91cb\u8aaa\uff1a\u300c\u901a\u904e\u63d0\u9ad8\u6d88\u8cbb\u8005\u6578\u64da\u7684\u53ef\u7528\u6027\u3001\u6e1b\u5c11\u8207\u4ee3\u7406\u4eba\u548c\u7d93\u7d00\u4eba\u7684\u722d\u5435\u4ee5\u53ca\u66f4\u8f15\u9b06\u5730\u4f7f\u7528\u548c\u4f7f\u7528\u9019\u4e9b\u6578\u64da\u7684\u80fd\u529b\uff0c\u820a\u7684\u3001\u624b\u52d5\u7684\u548c\u7de9\u6162\u7684\u627f\u4fdd\u6d41\u7a0b\u5c07\u5f97\u5230\u73fe\u4ee3\u5316\u3001\u7c21\u5316\u548c\u52a0\u901f\u3002\n\u201c\u9019\u5c07\u4f7f\u627f\u4fdd\u4eba\u66f4\u52a0\u9ad8\u6548\uff0c\u4f7f\u4ed6\u5011\u80fd\u5920\u4f7f\u7528\u57fa\u65bc\u96f2\u7684\u6578\u5b57\u6578\u64da\u5206\u6790\u5e73\u81fa\u4f86\u64f4\u5c55\u5230\u65b0\u5e02\u5834\uff0c\u4e26\u5728\u4fdd\u6301\u76c8\u5229\u80fd\u529b\u7684\u540c\u6642\u589e\u52a0\u92b7\u552e\u7684\u4fdd\u55ae\u6578\u91cf\u3002\u201d  <\/p>\n\n<p>\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u5df2\u7d93\u5728\u8aac\u660e\u627f\u4fdd\u4eba\u767c\u63ee\u5176\u6f5b\u529b\u3002\n\u4ee5 API \u5e73\u81fa <a href=\"https:\/\/cytora.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Cytora<\/a> \u70ba\u4f8b\u3002 <\/p>\n\n<p>\u201cCytora \u901a\u904e\u5229\u7528\u5176\u6578\u64da API \u63d0\u53d6\u8207\u6f5b\u5728\u5ba2\u6236\u76f8\u95dc\u7684\u98a8\u96aa\u8cc7\u8a0a\uff08\u4e3b\u8981\u662f\u516c\u53f8\u6578\u64da\uff09\uff0c\u4f7f\u627f\u4fdd\u4eba\u80fd\u5920\u66f4\u5feb\u5730\u505a\u51fa\u627f\u4fdd\u6c7a\u7b56\uff0c\u201dSogeti \u6578\u4f4d\u5316\u8f49\u578b\u9ad8\u7d1a\u7d93\u7406 <a href=\"https:\/\/labs.sogeti.com\/the-changing-face-of-insurtech-in-commercial-property\/\" target=\"_blank\" rel=\"noreferrer noopener\">Gopikrishna Aravindan<\/a> \u89e3\u91cb\u9053\u3002\n\u201c\u6b64\u5916\uff0c\u8a72\u7522\u54c1\u9084\u63d0\u4f9b\u4eba\u5de5\u667a\u6167\u529f\u80fd\uff0c\u4f7f\u627f\u4fdd\u4eba\u80fd\u5920\u6839\u64da\u5de5\u7a0b\u6578\u64da\u4f30\u8a08\u6e96\u78ba\u7684\u640d\u5931\u9810\u6e2c\uff0c\u4e26\u78ba\u5b9a\u88ab\u4fdd\u96aa\u4eba\u662f\u5426\u6709\u610f\u9858\u5728\u627f\u4fdd\u904e\u7a0b\u4e2d\u66f4\u65e9\u5730\u627f\u64d4\u98a8\u96aa\u3002\u201d <\/p>\n\n<p>\u9019\u4e00\u5207\u8207\u8cb7\u5bb6\u7684\u65c5\u7a0b\u6709\u4ec0\u9ebc\u95dc\u4fc2\uff1f<\/p>\n\n<p>\u597d\u5427\uff0c\u627f\u4fdd\u4eba\u5236\u5b9a\u4fdd\u55ae\u7684\u901f\u5ea6\u8d8a\u5feb\u3001\u8d8a\u6e96\u78ba\uff0c\u4fdd\u96aa\u516c\u53f8\u5c31\u80fd\u63d0\u4f9b\u66f4\u597d\u7684\u5ba2\u6236\u9ad4\u9a57\u3002\n\u66f4\u91cd\u8981\u7684\u662f\uff0c\u627f\u92b7\u5546\u53ef\u80fd\u6703\u88ab\u8981\u6c42\u9032\u5165\u92b7\u552e\u904e\u7a0b\uff0c\u4ee5\u300c\u5411\u4ee3\u7406\u4eba\u3001\u7d93\u7d00\u4eba\u548c\u7533\u8acb\u4eba\u89e3\u91cb\u4ed6\u5011\u6c7a\u5b9a\u80cc\u5f8c\u7684\u7406\u7531\u300d\uff0c\u5fb7\u52e4\u7684 <a href=\"https:\/\/www2.deloitte.com\/us\/en\/insights\/industry\/financial-services\/future-of-insurance-underwriting.html\" target=\"_blank\" rel=\"noreferrer noopener\">Britton Van Dalen\u3001Kelly Cusick \u548c Andy Ferris<\/a> \u5beb\u9053\u3002\n\u201c\u4ed6\u5011\u4e5f\u53ef\u80fd\u88ab\u8981\u6c42\u5e6b\u52a9\u8ac7\u5224\u66ff\u4ee3\u689d\u6b3e\u548c\u689d\u4ef6\u4ee5\u5b8c\u6210\u92b7\u552e\uff0c\u800c\u4e0d\u662f\u5c07\u4ed6\u5011\u7684\u6c7a\u5b9a\u5448\u73fe\u70ba&#8217;\u8981\u9ebc\u63a5\u53d7\u8981\u9ebc\u653e\u68c4&#8217;\u7684\u4ea4\u6613\u3002\u201d  <\/p>\n\n<h2 class=\"wp-block-heading\">\u878d\u5165\u751f\u614b\u7cfb\u7d71\u4ee5\u589e\u52a0\u63a5\u89f8\u9ede\u4e26\u6d88\u9664\u6469\u64e6<\/h2>\n\n<p>\u5982\u679c\u5ba2\u6236\u4e0d\u5f97\u4e0d\u4e0d\u907a\u9918\u529b\u5730\u8cfc\u8cb7\u4fdd\u96aa\uff0c\u90a3\u9ebc\u8cb7\u5bb6\u7684\u65c5\u7a0b\u5c31\u6703\u51fa\u73fe\u6469\u64e6\u3002\n\u7576\u5546\u696d\u904b\u71df\u5546\u96c6\u6210\u5230\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u4e2d\u6642\uff0c\u60c5\u6cc1\u5c31\u4e0d\u662f\u9019\u6a23\u4e86\uff0c\u9019\u4f7f\u4ed6\u5011\u80fd\u5920\u901a\u904e\u591a\u500b\u5408\u4f5c\u5925\u4f34\u4ea4\u53c9\u92b7\u552e\u4fdd\u96aa\u3002 <\/p>\n\n<p>\u201c\u5728\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u4e2d\uff0c\u4fdd\u96aa\u516c\u53f8\u8207\u6578\u4f4d\u670d\u52d9\u63d0\u4f9b\u8005\u5408\u4f5c\uff0c\u5275\u5efa\u8de8\u884c\u696d\u7522\u54c1\u548c\u670d\u52d9\u7522\u54c1\uff0c\u5229\u7528\u6280\u8853\u80fd\u529b\u4f86\u6eff\u8db3\u9019\u4e9b\u5ba2\u6236\u671f\u671b\uff0c\u201d\u4fdd\u96aa\u79d1\u6280 Cookhouse Labs \u7684\u50b3\u64ad\u7d93\u7406 <a href=\"https:\/\/cookhouselabs.com\/digital-ecosystems-in-insurance-putting-the-modern-customer-first\/\" target=\"_blank\" rel=\"noreferrer noopener\">Insiya Meherally<\/a> \u5beb\u9053\u3002<\/p>\n\n<p>\u201c\u9019\u4e9b\u751f\u614b\u7cfb\u7d71\u4f7f\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u6839\u64da\u4e0d\u65b7\u8b8a\u5316\u7684\u5ba2\u6236\u504f\u597d\u5feb\u901f\u4fee\u6539\u7522\u54c1\u548c\u670d\u52d9\uff0c\u201d\u5979\u89e3\u91cb\u8aaa\u3002\n\u201c\u901a\u904e\u8207\u5176\u4ed6\u9818\u57df\u7684\u5c08\u5bb6\u5408\u4f5c\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u4ee5\u9ad8\u6548\u3001\u7d93\u6fdf\u548c\u4e92\u5229\u7684\u65b9\u5f0f\u5275\u9020\u771f\u6b63\u7684\u5ba2\u6236\u50f9\u503c\u2014\u2014\u9019\u662f\u76f4\u63a5\u8207\u5ba2\u6236\u5efa\u7acb\u9577\u671f\u95dc\u4fc2\u7684\u7b2c\u4e00\u6b65\u3002\u201d <\/p>\n\n<p>\u751f\u614b\u7cfb\u7d71\u70ba\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u50f9\u503c\u7684\u4e3b\u8981\u65b9\u5f0f\u6709\u4e09\u7a2e\uff0c\u9ea5\u80af\u932b\u7684 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-beyond-digital-the-rise-of-ecosystems-and-platforms#\" target=\"_blank\" rel=\"noreferrer noopener\">Tanguy Catlin<\/a> \u7b49\u4eba\u5beb\u9053\uff1a<\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u5b83\u5011\u6e1b\u5c11\u4e86\u5ba2\u6236\u5207\u63db\u670d\u52d9\u7684\u9700\u6c42\uff0c\u5f9e\u800c\u6e1b\u5c11\u4e86\u6469\u64e6\u3002<\/li>\n\n\n\n<li>\u5b83\u5011\u6703\u7522\u751f\u7db2\u8def\u6548\u61c9\uff0c\u4f7f\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u6536\u96c6\u66f4\u591a\u6578\u64da\u4e26\u5411\u66f4\u591a\u5ba2\u6236\u92b7\u552e\u7522\u54c1\u3002<\/li>\n\n\n\n<li>\u5b83\u5011\u4f7f\u904b\u71df\u5546\u80fd\u5920\u8a2a\u554f\u4f86\u81ea\u4e00\u7cfb\u5217\u670d\u52d9\u7684\u6578\u64da\uff0c\u9019\u4e9b\u6578\u64da\u53ef\u7528\u65bc\u66f4\u597d\u5730\u9810\u6e2c\u98a8\u96aa\u548c\u63d0\u9ad8\u8986\u84cb\u7bc4\u570d\u3002<\/li>\n<\/ul>\n\n<p>\u4fdd\u96aa\u79d1\u6280\u521d\u5275\u516c\u53f8 CoverWallet \u662f\u751f\u614b\u7cfb\u7d71\u884c\u52d5\u7684\u4e00\u500b\u5f88\u597d\u7684\u4f8b\u5b50\u3002\n\u8a72\u61c9\u7528\u7a0b\u5f0f\u4f7f\u5c0f\u4f01\u696d\u4e3b\u53ef\u4ee5\u8f15\u9b06\u7372\u5f97\u5546\u696d\u4fdd\u96aa\uff0c\u4e26\u4e14\u53ef\u4ee5\u7531\u958b\u767c\u4eba\u54e1\u4f7f\u7528 API \u96c6\u6210\u5230\u4e0d\u540c\u7684\u61c9\u7528\u7a0b\u5f0f\u548c\u7db2\u7ad9\u4e2d\u3002 <\/p>\n\n<p>\u5927\u591a\u6578\u5546\u696d\u904b\u71df\u5546\u8ddd\u96e2\u5275\u9020\u500b\u4eba P&amp;C \u5ba2\u6236\u6b63\u5728\u7fd2\u6163\u7684\u90a3\u7a2e\u7121\u6469\u64e6\u3001\u500b\u4eba\u5316\u7684\u9ad4\u9a57\u9084\u6709\u5f88\u9577\u7684\u8def\u8981\u8d70\u3002\n\u901a\u904e\u4f7f\u7528\u4e0a\u9762\u5217\u51fa\u7684\u6280\u8853\uff0c\u4ed6\u5011\u53ef\u4ee5\u5feb\u901f\u7e2e\u5c0f\u5dee\u8ddd\uff0c\u4e26\u63d0\u4f9b\u5546\u696d\u5ba2\u6236\u6240\u9700\u7684\u8cb7\u65b9\u65c5\u7a0b\u3002 <\/p>\n\n<p><em>\u5716\u7247\u63d0\u4f9b\uff1a <a href=\"https:\/\/unsplash.com\/@seanpollock\" target=\"_blank\" rel=\"noreferrer noopener\">Sean Pollock<\/a>\uff0c <a href=\"https:\/\/unsplash.com\/@homajob\" target=\"_blank\" rel=\"noreferrer noopener\">Scott Graham<\/a>\uff0c <a href=\"https:\/\/unsplash.com\/@fatosi\" target=\"_blank\" rel=\"noreferrer noopener\">Fatos Bytyqi<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5546\u696d\u4fdd\u96aa\u8cfc\u8cb7\u8005\u7684\u65c5\u7a0b\u8d8a\u4f86\u8d8a\u50cf\u500b\u4eba\u4fdd\u96aa\u9ad4\u9a57\u3002 \u5546\u696d\u904b\u71df\u5546\u4e0d\u6703\u5411\u4e0d\u9732\u9762\u7684\u4f01\u696d\u7d44\u7e54\u92b7\u552e\u7522\u54c1;\u4ed6\u5011\u5411\u771f\u6b63\u7684\u4eba\u92b7\u552e\u7522\u54c1\uff0c [&hellip;]<\/p>\n","protected":false},"featured_media":9966,"template":"","insight-category":[],"class_list":["post-19186","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/19186","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/9966"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=19186"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=19186"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}