{"id":19019,"date":"2024-09-19T23:30:24","date_gmt":"2024-09-20T04:30:24","guid":{"rendered":"https:\/\/bolttech.io\/insight\/predictive-analytics-%e5%a6%82%e4%bd%95%e6%94%b9%e8%ae%8a%e4%bf%9d%e9%9a%aa%e7%b6%93%e7%b4%80%e4%ba%ba%e7%9a%84%e8%a7%92%e8%89%b2\/"},"modified":"2024-09-19T23:30:29","modified_gmt":"2024-09-20T04:30:29","slug":"predictive-analytics-%e5%a6%82%e4%bd%95%e6%94%b9%e8%ae%8a%e4%bf%9d%e9%9a%aa%e7%b6%93%e7%b4%80%e4%ba%ba%e7%9a%84%e8%a7%92%e8%89%b2","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/predictive-analytics-%e5%a6%82%e4%bd%95%e6%94%b9%e8%ae%8a%e4%bf%9d%e9%9a%aa%e7%b6%93%e7%b4%80%e4%ba%ba%e7%9a%84%e8%a7%92%e8%89%b2\/","title":{"rendered":"Predictive Analytics \u5982\u4f55\u6539\u8b8a\u4fdd\u96aa\u7d93\u7d00\u4eba\u7684\u89d2\u8272"},"content":{"rendered":"\n<p>\u6280\u8853\u6b63\u5728\u8fc5\u901f\u6539\u8b8a\u4fdd\u96aa\u516c\u53f8\u548c\u7d93\u7d00\u4eba\u7684\u5de5\u4f5c\u65b9\u5f0f\u3002\n\u7136\u800c\uff0c\u4fdd\u96aa\u696d\u7684\u6838\u5fc3\u4ecd\u7136\u4f9d\u8cf4\u65bc\u4e00\u500b\u59cb\u7d42\u5982\u4e00\u7684\u539f\u5247\uff1a\u66f4\u597d\u7684\u6578\u64da\u6703\u5e36\u4f86\u66f4\u6e96\u78ba\u7684\u98a8\u96aa\u8a08\u7b97\uff0c\u5f9e\u800c\u5e36\u4f86\u66f4\u9ad8\u7684\u5229\u6f64\u3002 <\/p>\n\n<p>\u5982\u4eca\uff0c\u8a31\u591a\u6280\u8853\u5de5\u5177\u53ef\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u548c\u7d93\u7d00\u4eba\u8a2a\u554f\u6bd4\u4ee5\u5f80\u66f4\u597d\u7684\u6578\u64da\u3002\n\u4eba\u5de5\u667a\u6167\u548c\u6a5f\u5668\u5b78\u7fd2\u53ef\u4ee5\u4ee5\u65b0\u7684\u65b9\u5f0f\u5206\u6790\u5927\u91cf\u6578\u64da\u96c6\uff0c\u800c\u9810\u6e2c\u5206\u6790\u53ef\u4ee5\u63d0\u4f9b\u5f37\u5927\u7684\u65b0\u898b\u89e3\u3002\n\u5229\u7528\u9810\u6e2c\u5206\u6790\u7684\u7d93\u7d00\u4eba\u767c\u73fe\u4ed6\u5011\u7684\u89d2\u8272\u767c\u751f\u4e86\u8f49\u8b8a;\u90a3\u4e9b\u63a5\u53d7\u8f49\u578b\u7684\u4f01\u696d\u5c07\u80fd\u5920\u8207\u5ba2\u6236\u548c\u4fdd\u96aa\u516c\u53f8\u5efa\u7acb\u66f4\u597d\u7684\u95dc\u4fc2\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">\u4ec0\u9ebc\u662f\u9810\u6e2c\u5206\u6790\uff1f<\/h2>\n\n<p>\u4eba\u5de5\u667a\u6167 \uff08AI\uff09 \u6b63\u5728\u5fb9\u5e95\u6539\u8b8a\u4fdd\u96aa\u516c\u53f8\u3001\u4ee3\u7406\u4eba\u548c\u7d93\u7d00\u4eba\u7684\u5de5\u4f5c\u3002\nAI \u662f\u4e00\u500b\u5927\u5bb6\u65cf\uff0c\u5305\u542b\u8a31\u591a\u5de5\u5177\u3002\n\u5176\u4e2d\u4e00\u4e9b\u9069\u7528\u65bc\u5728\u6578\u64da\u4e2d\u767c\u73fe\u6a21\u5f0f\u6216\u6307\u5c0e\u4f7f\u7528\u8005\u5b8c\u6210\u6559\u7a0b\u3002\n\u5176\u4ed6\u65b9\u6cd5\uff08\u5982\u9810\u6e2c\u5206\u6790\uff09\u5247\u5074\u91cd\u65bc\u9810\u6e2c\u672a\u4f86\u3002   <\/p>\n\n<p>\u9810\u6e2c\u5206\u6790\u5141\u8a31\u5176\u7528\u6236\u7d50\u5408\u5927\u578b\u6b77\u53f2\u6578\u64da\u96c6\u3001\u7d71\u8a08\u6f14\u7b97\u6cd5\u548c\u6a5f\u5668\u5b78\u7fd2\u5de5\u5177\uff0c\u4ee5\u5c0d\u672a\u4f86\u4e8b\u4ef6\u505a\u51fa\u6e05\u6670\u3001\u6e96\u78ba\u7684\u9810\u6e2c\u3002<\/p>\n\n<p>\u300d\u9810\u6e2c\u5206\u6790\u662f\u4f7f\u7528\u6578\u64da\u4f86\u8aac\u660e\u60a8\u9810\u898b\u672a\u4f86\u7684\u5de5\u5177\u3002\u4f46\u9019\u4e0d\u662f\u4e00\u500b\u6c34\u6676\u7403\u3002\u76f8\u53cd\uff0c\u5b83\u544a\u8a34\u4f60\u53ef\u80fd\u7d50\u679c\u7684\u6982\u7387\u3002\u4e86\u89e3\u9019\u4e9b\u6982\u7387\u53ef\u4ee5\u8aac\u660e\u60a8\u898f\u5283\u696d\u52d9\u7684\u8a31\u591a\u65b9\u9762\uff0c\u201c <a href=\"https:\/\/crm.org\/news\/best-predictive-analytics-tools\" target=\"_blank\" rel=\"noreferrer noopener\">CRM.org \u7684 Michael Zunenshine<\/a> \u5beb\u9053\u3002<\/p>\n\n<p>\u96a8\u8457\u9810\u6e2c\u5206\u6790\u5f9e\u904e\u53bb\u5e7e\u5341\u5e74\u7684\u6578\u64da\u6316\u6398\u4e2d\u767c\u5c55\u8d77\u4f86\uff0c\u300c\u6211\u5011\u5df2\u7d93\u770b\u5230\u4e86\u6578\u64da\u7c92\u5ea6\u548c\u8c50\u5bcc\u6027\u66f4\u9ad8\u3001\u6578\u64da\u4f86\u6e90\u4ee5\u53ca\u5b58\u5132\u3001\u8655\u7406\u548c\u5206\u6790\u9019\u4e9b\u6578\u64da\u7684\u66f4\u5177\u6210\u672c\u6548\u76ca\u7684\u6280\u8853\u7684\u6f14\u8b8a\uff0c\u300dMilliman \u7684\u7cbe\u7b97\u5e2b <a href=\"https:\/\/riskandinsurance.com\/evolution-analytics\/\" target=\"_blank\" rel=\"noreferrer noopener\">Peggy Brinkmann<\/a> \u8aaa\u3002<\/p>\n\n<p>\u5982\u4eca\uff0c\u9810\u6e2c\u5206\u6790\u53ef\u4ee5\u5206\u6790\u592a\u5927\u7684\u6578\u64da\u96c6\uff0c\u4eba\u985e\u7121\u6cd5\u81ea\u884c\u9032\u884c\u6709\u6548\u5206\u6790\u3002\n\u901a\u904e\u8655\u7406\u5927\u578b\u6578\u64da\u96c6\u7684\u5206\u6790\u4ee5\u9810\u6e2c\u8da8\u52e2\uff0c\u9810\u6e2c\u5206\u6790\u70ba\u5ba2\u6236\u7684\u500b\u4eba\u6578\u64da\u63d0\u4f9b\u4e86\u65b0\u7684\u8996\u89d2\u3002 <\/p>\n\n<p>\u201c\u6b64\u985e\u500b\u4eba\u6578\u64da\u53ef\u4ee5\u88dc\u5145\u4fdd\u96aa\u4e2d\u4f7f\u7528\u7684\u50b3\u7d71\u4f86\u6e90&#8230;&#8230;\u751f\u6210\u6709\u95dc\u4e00\u500b\u4eba\u7684\u751f\u6d3b\u65b9\u5f0f\u548c\u7fd2\u6163\u7684\u5be6\u6642\u898b\u89e3\uff0c\u9019\u4e9b\u898b\u89e3\u53ef\u7528\u65bc\u5275\u9020\u7af6\u722d\u512a\u52e2\uff0c\u201c\u98db\u884c\u4fdd\u96aa\u63d0\u4f9b\u8005 Panzly \u548c\u4fdd\u96aa\u79d1\u6280\u516c\u53f8 Fortifier \u7684\u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/yfsmagazine.com\/2019\/07\/24\/how-big-data-impacts-the-insurance-industry-and-beyond\/\" target=\"_blank\" rel=\"noreferrer noopener\">Alex Gayduk<\/a> \u5beb\u9053\u3002\n\u5b83\u9084\u53ef\u7528\u65bc\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u548c\u7d93\u7d00\u4eba\u9810\u6e2c\u5ba2\u6236\u63a5\u4e0b\u4f86\u53ef\u80fd\u6703\u505a\u4ec0\u9ebc\u6216\u9047\u5230\u4ec0\u9ebc\u3002 <\/p>\n\n<p>\u9810\u6e2c\u5206\u6790\u4f7f\u6578\u64da\u6bd4\u5728\u8cc7\u6599\u5eab\u4e2d\u50c5\u50c5\u9032\u884c\u6392\u5e8f\u6216\u7d44\u7e54\u66f4\u9032\u4e00\u6b65\u3002\n\u7136\u800c\uff0c\u5b83\u4e26\u6c92\u6709\u5efa\u8b70\u7528\u6236\u61c9\u8a72\u5982\u4f55\u8655\u7406\u5b83\u751f\u6210\u7684\u898b\u89e3\u3002\n\u9019\u4e00\u6b65\u7559\u7d66\u4f7f\u7528\u9810\u6e2c\u5206\u6790\u7684\u4eba\u7684\u5c08\u696d\u77e5\u8b58\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptop-typing-1024x683.jpg\" alt=\"&#x5728;&#x5496;&#x5561;&#x9928;&#x91CC;&#x7528;&#x7B46;&#x8A18;&#x578B;&#x96FB;&#x8166;&#x5DE5;&#x4F5C;&#x7684;&#x5E74;&#x8F15;&#x535A;&#x4E3B;&#xFF0C;&#x7279;&#x5BEB;\" class=\"wp-image-10090\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptop-typing-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptop-typing-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptop-typing-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptop-typing.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u9810\u6e2c\u5206\u6790\u7684\u529b\u91cf<\/h2>\n\n<p>\u201c\u904e\u6642\u6216\u7cdf\u7cd5\u7684\u6578\u64da\u5c0e\u81f4 46% \u7684\u516c\u53f8\u505a\u51fa\u53ef\u80fd\u9020\u6210\u6578\u5341\u5104\u7f8e\u5143\u7684\u932f\u8aa4\u6c7a\u7b56\uff0c\u201d\u6578\u4f4d\u5316\u8f49\u578b\u9867\u554f <a href=\"https:\/\/martech.zone\/benefits-of-big-data\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5beb\u9053<\/a>\uff0c\u5275\u59cb\u4eba Martech Zone.\n\u8a2a\u554f\u66f4\u5927\u7684\u6578\u64da\u96c6\u53ef\u4ee5\u78ba\u4fdd\u8003\u616e\u66f4\u591a\u60c5\u6cc1\u548c\u8cc7\u8a0a\u9ede\uff0c\u5f9e\u800c\u505a\u51fa\u66f4\u597d\u7684\u6c7a\u7b56\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u7576\u6578\u64da\u96c6\u8b8a\u5f97\u592a\u5927\u800c\u4eba\u985e\u7121\u6cd5\u81ea\u884c\u5206\u6790\u6642\uff0c\u6839\u64da\u6578\u64da\u505a\u51fa\u7684\u6c7a\u7b56\u8cea\u91cf\u4e0d\u50c5\u53d6\u6c7a\u65bc\u5305\u542b\u54ea\u4e9b\u6578\u64da\uff0c\u9084\u53d6\u6c7a\u65bc\u4f7f\u7528\u54ea\u4e9b\u5de5\u5177\u4f86\u5206\u6790\u9019\u4e9b\u6578\u64da\u3002\n\u4f7f\u7528 AI \u5206\u6790\u5927\u6578\u64da\u7684\u52aa\u529b\u9996\u5148\u8981\u95dc\u6ce8\u73fe\u6709\u6578\u64da\u4e2d\u7684\u6a21\u5f0f\u767c\u73fe;\u9810\u6e2c\u5206\u6790\u5074\u91cd\u65bc\u6839\u64da\u6578\u64da\u96c6\u4e2d\u5df2\u7d93\u8868\u793a\u7684\u5167\u5bb9\uff0c\u5c0d\u63a5\u4e0b\u4f86\u6703\u767c\u751f\u4ec0\u9ebc\u505a\u51fa\u57fa\u65bc\u6578\u64da\u7684\u9810\u6e2c\u3002 <\/p>\n\n<p>\u4f8b\u5982\uff0c\u9810\u6e2c\u5206\u6790\u53ef\u4ee5\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u3001\u4ee3\u7406\u4eba\u6216\u7d93\u7d00\u4eba\u76e3\u63a7\u7279\u5b9a\u793e\u5340\u6216\u5546\u696d\u5340\u7684\u7d22\u8ce0\u6b77\u53f2\u8a18\u9304\uff0c\u4e26\u9810\u6e2c\u4f01\u696d\u6700\u6709\u53ef\u80fd\u770b\u5230\u7684\u7d22\u8ce0\u985e\u578b\u3002\n\u9810\u6e2c\u5206\u6790\u9084\u53ef\u4ee5\u6aa2\u67e5\u5efa\u7bc9\u6210\u672c\u548c\u5929\u6c23\u6a21\u5f0f\uff0c\u4f7f\u7528\u6236\u80fd\u5920\u66f4\u6e96\u78ba\u5730\u9810\u6e2c\u98a8\u96aa\u548c\u50f9\u683c\u3002 <\/p>\n\n<p>\u6709\u4e86\u9019\u4e9b\u8cc7\u8a0a\uff0c\u7d93\u7d00\u4eba\u53ef\u4ee5\u66f4\u597d\u5730\u5e6b\u52a9\u5ba2\u6236\u627e\u5230\u5408\u9069\u7684\u4fdd\u96aa\u7bc4\u570d\u3002\n\u96a8\u8457\u9810\u6e2c\u5206\u6790\u8b8a\u5f97\u53f8\u7a7a\u898b\u6163\uff0c\u8d8a\u4f86\u8d8a\u591a\u7684\u7d93\u7d00\u4eba\u5c07\u4f7f\u7528\u8a72\u5de5\u5177\u3002 <\/p>\n\n<p>\u4e00\u4e9b\u4fdd\u96aa\u516c\u53f8\u5df2\u7d93\u5728\u63a5\u53d7\u9810\u6e2c\u5206\u6790\u7684\u529b\u91cf\u3002\n\u201c\u5e73\u5747\u800c\u8a00\uff0c\u9818\u5148\u7684\u5206\u6790\u9a45\u52d5 [insurance] \u578b\u516c\u53f8\u5728\u9ad8\u7d1a\u5206\u6790\u89e3\u6c7a\u65b9\u6848\u4e0a\u7684\u82b1\u8cbb\u5e7e\u4e4e\u662f\u540c\u884c\u7684\u4e94\u500d\uff0c\u201dGoodData \u4fdd\u96aa\u526f\u7e3d\u88c1 <a href=\"https:\/\/www.claimsjournal.com\/news\/national\/2018\/07\/12\/285663.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Mark Rusch<\/a> \u5beb\u9053\u3002\n\u56e0\u6b64\uff0c\u5206\u6790\u548c\u6578\u64da\u96c6\u7684\u6b63\u78ba\u7d44\u5408\u70ba\u6295\u8cc7\u9019\u4e9b\u5de5\u5177\u7684\u4fdd\u96aa\u516c\u53f8\u548c\u7d93\u7d00\u4eba\u5275\u9020\u4e86\u512a\u52e2\u3002  <\/p>\n\n<p>\u96a8\u8457\u8d8a\u4f86\u8d8a\u591a\u7684\u4fdd\u96aa\u516c\u53f8\u548c\u7d93\u7d00\u4eba\u63a1\u7528\u9810\u6e2c\u5206\u6790\uff0c\u5b83\u5011\u4e5f\u6539\u8b8a\u4e86\u4fdd\u96aa\u7684\u7d93\u71df\u65b9\u5f0f\u3002<\/p>\n\n<p>\u6839\u64da\u9ea5\u80af\u932b\u7684 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-2030-the-impact-of-ai-on-the-future-of-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Ramnath Balasubramanian\u3001Ari Libarikian \u548c Doug McElhaney<\/a> \u7684\u8aaa\u6cd5\uff0c\u5230 2030 \u5e74\uff0c\u4fdd\u96aa\u4ee3\u7406\u4eba\u548c\u7d93\u7d00\u4eba\u5c07\u6e1b\u5c11\u3002\n\u90a3\u4e9b\u7559\u4e0b\u4f86\u7684\u4eba\u5c07\u9069\u61c9\u4f7f\u7528\u9810\u6e2c\u5206\u6790\u548c\u5176\u4ed6\u6280\u8853\u4f86\u8655\u7406\u8a31\u591a\u9577\u671f\u624b\u5de5\u5b8c\u6210\u7684\u5de5\u4f5c\uff0c\u5f9e\u586b\u5beb\u8868\u683c\u5230\u8a08\u7b97\u98a8\u96aa\u3002 <\/p>\n\n<p>\u4ed6\u5011\u5beb\u9053\uff0c\u4ee3\u7406\u4eba\u3001\u7d93\u7d00\u4eba\u548c\u5176\u4ed6\u4fdd\u96aa\u5c08\u696d\u4eba\u58eb\u5c07\u201c\u66f4\u64c5\u9577\u4f7f\u7528\u5148\u9032\u6280\u8853\u4f86\u63d0\u9ad8\u6c7a\u7b56\u548c\u751f\u7522\u529b\uff0c\u964d\u4f4e\u6210\u672c\u4e26\u512a\u5316\u5ba2\u6236\u9ad4\u9a57\u201d\u3002<\/p>\n\n<p>\u70ba\u4e86\u8207\u6280\u8853\u4e00\u8d77\u904e\u6e21\uff0c\u4fdd\u96aa\u7d93\u7d00\u4eba\u9664\u4e86\u77ad\u89e3\u65b0\u5de5\u5177\u5916\uff0c\u9084\u9700\u8981\u5c08\u6ce8\u65bc\u63a1\u7528\u95dc\u4fc2\u548c\u6559\u80b2\u89d2\u8272\u3002\n\u96a8\u8457 AI \u627f\u64d4\u7d93\u7d00\u4eba\u89d2\u8272\u7684\u66f4\u591a\u6280\u8853\u548c\u7ba1\u7406\u65b9\u9762\uff0c\u5c07\u5ba2\u6236\u8207\u4ed6\u5011\u6240\u9700\u7684\u4fdd\u96aa\u806f\u7e6b\u8d77\u4f86\u7684\u4eba\u70ba\u56e0\u7d20\u5c07\u52a0\u6df1\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-agreement-1024x683.jpg\" alt=\"&#x4E00;&#x5C0D;&#x592B;&#x5A66;&#x5728;&#x5979;&#x7684;&#x8FA6;&#x516C;&#x5BA4;&#x91CC;&#x8207;&#x4ED6;&#x5011;&#x7684;&#x7D93;&#x7D00;&#x4EBA;&#x6216;&#x4FDD;&#x96AA;&#x4EE3;&#x7406;&#x4EBA;&#x63E1;&#x624B;&#xFF0C;&#x5728;&#x5B8C;&#x6210;&#x4EA4;&#x6613;&#x6642;&#x958B;&#x5FC3;&#x5730;&#x5FAE;&#x7B11;\" class=\"wp-image-10080\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-agreement-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-agreement-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-agreement-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-agreement.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4f7f\u7528\u9810\u6e2c\u5206\u6790\u6539\u5584\u7d93\u7d00\u4eba\u8207\u5ba2\u6236\u7684\u95dc\u4fc2<\/h2>\n\n<p>\u9810\u6e2c\u5206\u6790\u5df2\u7d93\u6539\u8b8a\u4e86\u7d93\u7d00\u4eba\u5c0d\u98a8\u96aa\u3001\u627f\u4fdd\u7bc4\u570d\u548c\u6210\u672c\u7684\u601d\u8003\u65b9\u5f0f\u3002\n\u4f7f\u7528\u9810\u6e2c\u5206\u6790\u4e5f\u53ef\u4ee5\u8aac\u660e\u7d93\u7d00\u4eba\u6539\u8b8a\u5efa\u7acb\u7262\u56fa\u5ba2\u6236\u95dc\u4fc2\u7684\u65b9\u6cd5\u3002 <\/p>\n\n<p>\u9810\u6e2c\u5206\u6790\u548c\u985e\u4f3c\u5de5\u5177\u4e0d\u50c5\u7834\u58de\u4e86\u4fdd\u96aa\u7d93\u7d00\u4eba\u7684\u5de5\u4f5c\u65b9\u5f0f\uff0c\u9084\u7834\u58de\u4e86\u4ed6\u5011\u5c0d\u4fdd\u96aa\u696d\u52d9\u7684\u770b\u6cd5\u3002\n\u50b3\u7d71\u4e0a\uff0c\u4fdd\u96aa\u4f9d\u8cf4\u65bc\u5c07\u5177\u6709\u76f8\u4f3c\u4fdd\u96aa\u9700\u6c42\u7684\u5ba2\u6236\u96c6\u4e2d\u8d77\u4f86\uff0c\u4ee5\u5206\u6563\u98a8\u96aa\uff0c\u5e73\u8861\u9762\u81e8\u707d\u96e3\u6027\u640d\u5931\u7684\u5ba2\u6236\u8207\u6c92\u6709\u906d\u53d7\u6b64\u985e\u640d\u5931\u7684\u5ba2\u6236\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u9810\u6e2c\u5206\u6790\u7b49\u5de5\u5177\u9700\u8981\u66f4\u52a0\u500b\u4eba\u5316\u7684\u4fdd\u96aa\u65b9\u6cd5\u3002\n\u201c\u5de8\u5927\u7684\u6578\u64da\u91cf\u548c\u901a\u904e\u6e96\u78ba\u7684\u500b\u9ad4\u9810\u6e2c\u5be6\u73fe\u7684\u500b\u6027\u5316\u627f\u8afe\u78ba\u5be6\u6df1\u6df1\u5730\u52d5\u6416\u4e86\u6c60\u5316\u80cc\u5f8c\u7684\u540c\u8cea\u6027\u5047\u8a2d\uff0c\u201d\u7814\u7a76\u4eba\u54e1 <a href=\"https:\/\/journals.sagepub.com\/doi\/10.1177\/2053951720935143\" target=\"_blank\" rel=\"noreferrer noopener\">\u52de\u502b\u65af\u00b7\u5df4\u91cc \uff08Laurence Barry\uff09 \u548c\u4e9e\u745f\u00b7\u6c99\u5f6d\u8482\u723e \uff08Arthur Charpentier<\/a> \uff09 \u5728 2020 \u5e74\u767c\u8868\u5728\u300a\u5927\u6578\u64da\u8207\u793e\u6703\u300b\u4e0a\u7684\u4e00\u7bc7\u6587\u7ae0\u4e2d\u5beb\u9053\u3002\n\u9810\u6e2c\u5206\u6790\u4e0d\u662f\u5c07\u5ba2\u6236\u8996\u70ba\u4e00\u7d44\u901a\u7528\u7684\u3001\u540c\u8cea\u5316\u7684\u98a8\u96aa\u548c\u9700\u6c42\u7684\u793a\u4f8b\uff0c\u800c\u662f\u70ba\u7d93\u7d00\u4eba\u5c07\u5ba2\u6236\u8996\u70ba\u500b\u9ad4\u5275\u9020\u4e86\u6311\u6230\u548c\u6a5f\u9047\u3002  <\/p>\n\n<p>\u8207\u6b64\u540c\u6642\uff0c\u9810\u6e2c\u5206\u6790\u548c\u5176\u4ed6\u5de5\u5177\u627f\u64d4\u4e86\u66f4\u591a\u50b3\u7d71\u4e0a\u7531\u4fdd\u96aa\u7d93\u7d00\u4eba\u8fa6\u516c\u5ba4\u5167\u4eba\u5de5\u8655\u7406\u7684\u65e5\u5e38\u4f46\u901a\u5e38\u4e4f\u5473\u7684\u5de5\u4f5c\u3002\n\u4f8b\u5982\uff0c\u5de5\u4f5c\u6d41\u81ea\u52d5\u5316\u53ef\u4ee5\u8655\u7406\u586b\u5beb\u8868\u683c\u548c\u6536\u96c6\u95dc\u9375\u6587\u6a94\u7b49\u4efb\u52d9\uff0cIBM \u6a5f\u5668\u4eba\u6d41\u7a0b\u81ea\u52d5\u5316\u5167\u5bb9\u7e3d\u76e3 <a href=\"https:\/\/www.ibm.com\/cloud\/blog\/robotic-process-automation-in-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Paula Williams<\/a>\u5beb\u9053\u3002 <\/p>\n\n<p>\u96a8\u8457\u66f4\u591a\u7684\u65e5\u5e38\u7ba1\u7406\u4efb\u52d9\u88ab\u6392\u9664\u5728\u5916\uff0c\u9762\u81e8\u500b\u4eba\u5316\u5ba2\u6236\u65b9\u6cd5\u6311\u6230\u7684\u4fdd\u96aa\u7d93\u7d00\u4eba\u4e5f\u53d7\u76ca\u65bc\u53ef\u7528\u7684\u7a7a\u9592\u6642\u9593\u548c\u7cbe\u529b\u3002\n\u4eba\u5de5\u667a\u6167\u53ef\u4ee5\u81ea\u52d5\u57f7\u884c\u8a31\u591a\u4efb\u52d9\uff0c\u70ba\u7d93\u7d00\u4eba\u9a30\u51fa\u6642\u9593\u548c\u8cc7\u6e90\u4f86\u5c08\u6ce8\u65bc\u4eba\u5de5\u667a\u6167\u7121\u6cd5\u505a\u7684\u4e8b\u60c5\uff1a\u5728\u4e86\u89e3\u5ba2\u6236\u7684\u7368\u7279\u9700\u6c42\u7684\u57fa\u790e\u4e0a\u5efa\u7acb\u771f\u6b63\u7684\u4eba\u969b\u95dc\u4fc2\uff0c\u6559\u80b2\u5ba2\u6236\u4e86\u89e3\u4ed6\u5011\u7684\u98a8\u96aa\u4e26\u5728\u95dc\u9375\u6642\u523b\u63d0\u4f9b\u652f\u63f4\u3002 <\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u5df2\u7d93\u958b\u59cb\u63a1\u7528\u652f\u63f4 AI \u7684\u5de5\u5177\uff0c\u5305\u62ec\u9810\u6e2c\u5206\u6790\uff0c\u4ee5\u589e\u5f37\u627f\u4fdd\u4e26\u6539\u5584\u5ba2\u6236\u95dc\u4fc2\u3002\n\u4e8b\u5be6\u4e0a\uff0c\u5728\u9019\u65b9\u9762\u843d\u5f8c\u7684\u4fdd\u96aa\u516c\u53f8\u53ef\u80fd\u6703\u9762\u81e8\u56b4\u91cd\u7684\u4e0d\u5229\u5f8c\u679c\u3002 <\/p>\n\n<p>\u201c\u7e7c\u7e8c\u4f9d\u8cf4\u50b3\u7d71\u627f\u4fdd\u65b9\u5f0f\u7684\u4fdd\u96aa\u516c\u53f8\u53ef\u80fd\u6703\u958b\u59cb\u4e00\u500b\u96e3\u4ee5\u9006\u8f49\u7684\u8ca0\u9762\u8ff4\u5708\u3002\u4ed6\u5011\u53ef\u80fd\u6703\u9762\u81e8\u4e0d\u5229\u7684\u98a8\u96aa\u9078\u64c7\uff0c\u53ef\u80fd\u6703\u5f9e\u9996\u9078\u7684\u5206\u92b7\u5408\u4f5c\u5925\u4f34\u540d\u55ae\u4e2d\u6389\u4e0b\u4f86\uff0c\u4e26\u4e14\u53ef\u80fd\u5728\u62db\u8058\u548c\u7559\u4f4f\u719f\u7df4\u7684\u5c08\u696d\u4eba\u54e1\u65b9\u9762\u66f4\u52a0\u56f0\u96e3\uff0c\u201c\u5fb7\u52e4\u7684 <a href=\"https:\/\/www2.deloitte.com\/us\/en\/insights\/industry\/financial-services\/future-of-insurance-underwriting.html\" target=\"_blank\" rel=\"noreferrer noopener\">Britton Van Dalen\u3001Kelly Cusick \u548c Andy Ferris<\/a> \u5beb\u9053\u3002<\/p>\n\n<p>\u7e7c\u7e8c\u8207\u9019\u4e9b\u4fdd\u96aa\u516c\u53f8\u5408\u4f5c\u7684\u7d93\u7d00\u4eba\u53ef\u80fd\u6703\u5c0d\u4ed6\u5011\u81ea\u5df1\u7684\u5de5\u4f5c\u7522\u751f\u985e\u4f3c\u7684\u5f71\u97ff\u3002\n\u7136\u800c\uff0c\u90a3\u4e9b\u63a1\u7528\u9810\u6e2c\u5206\u6790\u7684\u4eba\u53ef\u4ee5\u5efa\u7acb\u66f4\u7262\u56fa\u7684\u5ba2\u6236\u95dc\u4fc2\uff0c\u6700\u7d42\u4f7f\u53c3\u8207\u4fdd\u96aa\u6295\u4fdd\u7684\u6bcf\u500b\u4eba\u90fd\u53d7\u76ca\u3002 <\/p>\n\n<p><em>\u5716\u7247\u4f86\u81ea\uff1arawpixel\/\u00a9123RF.com\uff0c belchonock\/\u00a9123RF.com\uff0c racorn\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6280\u8853\u6b63\u5728\u8fc5\u901f\u6539\u8b8a\u4fdd\u96aa\u516c\u53f8\u548c\u7d93\u7d00\u4eba\u7684\u5de5\u4f5c\u65b9\u5f0f\u3002 \u7136\u800c\uff0c\u4fdd\u96aa\u696d\u7684\u6838\u5fc3\u4ecd\u7136\u4f9d\u8cf4\u65bc\u4e00\u500b\u59cb\u7d42\u5982\u4e00\u7684\u539f\u5247\uff1a\u66f4\u597d\u7684\u6578\u64da\u6703\u5e36\u4f86 [&hellip;]<\/p>\n","protected":false},"featured_media":10154,"template":"","insight-category":[],"class_list":["post-19019","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/19019","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/10154"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=19019"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=19019"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}