{"id":19006,"date":"2024-09-19T23:22:48","date_gmt":"2024-09-20T04:22:48","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e5%b9%b3%e8%87%ba%e6%8f%90%e4%be%9b%e8%80%85%e5%a6%82%e4%bd%95%e5%b9%ab%e5%8a%a9%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%e5%af%a6%e7%8f%be%e5%88%86%e9%8a%b7%e6%88%90%e5%8a%9f\/"},"modified":"2024-09-19T23:22:50","modified_gmt":"2024-09-20T04:22:50","slug":"%e5%b9%b3%e8%87%ba%e6%8f%90%e4%be%9b%e8%80%85%e5%a6%82%e4%bd%95%e5%b9%ab%e5%8a%a9%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%e5%af%a6%e7%8f%be%e5%88%86%e9%8a%b7%e6%88%90%e5%8a%9f","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e5%b9%b3%e8%87%ba%e6%8f%90%e4%be%9b%e8%80%85%e5%a6%82%e4%bd%95%e5%b9%ab%e5%8a%a9%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%e5%af%a6%e7%8f%be%e5%88%86%e9%8a%b7%e6%88%90%e5%8a%9f\/","title":{"rendered":"\u5e73\u81fa\u63d0\u4f9b\u8005\u5982\u4f55\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u5be6\u73fe\u5206\u92b7\u6210\u529f"},"content":{"rendered":"\n<p>\u4fdd\u96aa\u7684\u6578\u4f4d\u5316\u985b\u8986\u5728 2010 \u5e74\u4ee3\u5f8c\u671f\u5c31\u5df2\u7d93\u5728\u9032\u884c\uff0c\u5728 COVID-19 \u5927\u6d41\u884c\u7684\u58d3\u529b\u4e0b\u8fc5\u901f\u52a0\u901f\u3002\n\u5982\u4eca\uff0c\u4fdd\u96aa\u696d\u7684\u6700\u4f73\u7279\u5fb5\u662f\u751f\u6d3b\u5728\u4e00\u500b\u540e\u985b\u8986\u6642\u4ee3\uff0c\u6280\u8853\u53ca\u5176\u5468\u570d\u7684\u671f\u671b\u63a8\u52d5\u8457\u4fdd\u96aa\u516c\u53f8\u7684\u696d\u52d9\u3001\u4ee3\u7406\u4eba\u7684\u904b\u71df\u548c\u5ba2\u6236\u7684\u9700\u6c42\u3002 <\/p>\n\n<p>\u9019\u500b\u5f8c\u985b\u8986\u6642\u4ee3\u70ba\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u4e86\u5de8\u5927\u7684\u6a5f\u6703\u3002\n\u201c\u65b0\u6280\u8853\u7684\u5ee3\u6cdb\u4f7f\u7528\u53ef\u80fd\u6709\u52a9\u65bc\u964d\u4f4e\u6210\u672c\u4f75\u70ba\u6240\u6709\u76f8\u95dc\u65b9\u5275\u9020\u50f9\u503c\uff0c\u52302030\u5e74\u5c07\u5168\u7403\u4fdd\u8cbb\u63a8\u9ad8\u81f310\u842c\u5104\u7f8e\u5143\uff0c\u201d\u8c9d\u6069&amp;\u516c\u53f8\u7684 <a href=\"https:\/\/www.bain.com\/insights\/the-future-of-insurance-as-risks-mount-insurers-aim-to-augment-protection-with-prevention\/\" target=\"_blank\" rel=\"noreferrer noopener\">Andrew Schwedel\u3001Mark Judah\u548cCamille Goossens<\/a>\u5beb\u9053\u3002 <\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u5982\u4f55\u6574\u5408\u5404\u7a2e\u65b0\u6280\u8853\uff0c\u4ee5\u4fbf\u5728\u5f8c\u985b\u8986\u6642\u4ee3\u53d6\u5f97\u6210\u529f\uff1f\n\u4fdd\u96aa\u5e73\u81fa\u4f9b\u61c9\u5546\u6709\u52a9\u65bc\u7c21\u5316\u9019\u7a2e\u96c6\u6210\uff0c\u4f7f\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u70ba\u5206\u92b7\u6210\u529f\u505a\u597d\u6e96\u5099\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u4e2d\u65b7\u540e\u4fdd\u96aa\u7684\u4e3b\u8981\u6311\u6230<\/h2>\n\n<p>\u7531\u65bc\u65e9\u671f\u4fdd\u96aa\u516c\u53f8\u5c0d\u63a1\u7528\u6280\u8853\u548c\u89e3\u6c7a\u6d88\u8cbb\u8005\u5c0d\u73fe\u6709\u5206\u92b7\u6a21\u5f0f\u7684\u4e0d\u6eff\u7336\u8c6b\u4e0d\u6c7a\uff0c\u9810\u8a08\u6578\u4f4d\u5316\u7684\u7834\u58de\u5c07\u5c0d\u4fdd\u96aa\u884c\u696d\u7684\u5206\u92b7\u9020\u6210\u7279\u5225\u56b4\u91cd\u7684\u6253\u64ca\uff0c\u5f8b\u5e2b <a href=\"https:\/\/www.proquest.com\/docview\/2207838951?pq-origsite=gscholar&amp;fromopenview=true\" target=\"_blank\" rel=\"noreferrer noopener\">Angelica Wilamowicz<\/a> \u5728\u300a\u9280\u884c\u8207\u91d1\u878d\u6cd5\u5f8b\u8a55\u8ad6\u300b\u7684\u4e00\u7bc7\u6587\u7ae0\u4e2d\u5beb\u9053\u3002<\/p>\n\n<p>\u5982\u4eca\uff0c\u96a8\u8457\u6578\u4f4d\u5316\u7684\u5168\u9762\u63a1\u7528\uff0c\u4fdd\u96aa\u516c\u53f8\u78ba\u5be6\u9762\u81e8\u8457\u6311\u6230\u3002\n\u904b\u71df\u5546\u5fc5\u9808\u5e73\u8861\u6280\u8853\u7684\u597d\u8655\u8207\u5176\u6df1\u539a\u7684\u6a5f\u69cb\u77e5\u8b58\uff0c\u5176\u4e2d\u5927\u90e8\u5206\u5d4c\u5165\u5728\u820a\u6d41\u7a0b\u4e2d\u3002\n\u4ed6\u5011\u5fc5\u9808\u6eff\u8db3\u5ba2\u6236\u7684\u671f\u671b\uff0c\u540c\u6642\u985b\u8986\u820a\u7684\u7d93\u71df\u65b9\u5f0f\u3002  <\/p>\n\n<p>\u8001\u724c\u4fdd\u96aa\u516c\u53f8\u9084\u9762\u81e8\u8457\u4f86\u81ea\u4e2d\u5c0f\u578b\u5e02\u5834\u7af6\u722d\u5c0d\u624b\u7684\u7af6\u722d\u3002\n\u501f\u52a9\u5e73\u81fa\u548c\u96f2\u8a08\u7b97\u7b49\u6280\u8853\uff0c\u300c\u555f\u52d5\u4fdd\u96aa\u696d\u52d9\u8b8a\u5f97\u8d8a\u4f86\u8d8a\u7c21\u55ae\uff0c\u300d\u57c3\u68ee\u54f2\u7684 <a href=\"https:\/\/insuranceblog.accenture.com\/irish-insurance-in-2021-contending-with-disruption-in-mid-sized-national-markets\" target=\"_blank\" rel=\"noreferrer noopener\">James Thomas \u548c Alexander Cherry<\/a> \u5beb\u9053\u3002\n\u73fe\u5728\u5e02\u5834\u4e3b\u8981\u662f\u6578\u4f4d\u5316\u7684\uff0c\u65b0\u7684\u7af6\u722d\u5c0d\u624b\u4e5f\u4e0d\u9700\u8981\u5728\u793e\u5340\u548c\u57ce\u5e02\u8a2d\u7acb\u5be6\u9ad4\u5e97\u4f86\u7af6\u722d\u3002  <\/p>\n\n<p>COVID-19 \u75ab\u60c5\u52a0\u901f\u4e86\u6578\u5b57\u5316\u63a1\u7528\uff0c\u4f7f\u985b\u8986\u8fc5\u901f\u5f9e\u5730\u5e73\u7dda\u8d70\u5411\u5f8c\u8996\u3002\n\u70ba\u4e86\u5728\u5f8c\u985b\u8986\u6642\u4ee3\u5be6\u73fe\u76ee\u6a19\uff0c\u300c\u4fdd\u96aa\u516c\u53f8\u61c9\u5229\u7528\u75ab\u60c5\u671f\u9593\u63a1\u7528\u7684\u5275\u65b0\u548c\u904b\u71df\u9748\u6d3b\u6027\uff0c\u52a0\u901f\u8f49\u578b\u70ba\u66f4\u654f\u6377\u3001\u4ee5\u5ba2\u6236\u70ba\u4e2d\u5fc3\u7684\u696d\u52d9\uff0c\u300d\u5fb7\u52e4\u526f\u4e3b\u5e2d\u517c\u7f8e\u570b\u4e3b\u7ba1\u5408\u5925\u4eba <a href=\"https:\/\/www2.deloitte.com\/us\/en\/insights\/industry\/financial-services\/impact-of-pandemic-insurance-industry.html\" target=\"_blank\" rel=\"noreferrer noopener\">Gary Shaw<\/a> \u5beb\u9053\u3002\n\u5e73\u81fa\u5141\u8a31\u4fdd\u96aa\u516c\u53f8\u505a\u5230\u9019\u4e00\u9ede\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-with-tablet-1024x684.jpg\" alt=\"&#x975E;&#x6D32;&#x9ED1;&#x4EBA;&#x5546;&#x4EBA;&#x6642;&#x9AE6;&#x4EBA;&#x58EB;&#x4E0B;&#x73ED;&#x4F11;&#x606F;&#x6642;&#x5728;&#x516C;&#x5712;&#x88E1;&#x4F7F;&#x7528;&#x5E73;&#x677F;&#x96FB;&#x8166;\" class=\"wp-image-10235\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-with-tablet-1024x684.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-with-tablet-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-with-tablet-768x513.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/man-with-tablet.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5e73\u81fa\u5982\u4f55\u8aac\u660e\u904b\u71df\u5546\u61c9\u5c0d\u9019\u4e9b\u6311\u6230<\/h2>\n\n<p>\u6578\u5b57\u4fdd\u96aa\u5206\u92b7\u5e73\u81fa\u53ef\u4ee5\u8aac\u660e\u4fdd\u96aa\u516c\u53f8\u61c9\u5c0d\u6311\u6230\uff0c\u6eff\u8db3\u5ba2\u6236\u671f\u671b\uff0c\u540c\u6642\u4fdd\u7559\u5bf6\u8cb4\u7684\u627f\u4fdd\u3001\u4ee3\u7406\u548c\u5206\u92b7\u77e5\u8b58\u3002<\/p>\n\n<p>\u5728\u5f8c\u985b\u8986\u6642\u4ee3\uff0c\u6280\u8853\u5c07\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u548c\u4ee3\u7406\u4eba\u66f4\u6709\u6548\u5730\u57f7\u884c\u8a31\u591a\u4efb\u52d9\uff0c\u7e3d\u90e8\u4f4d\u65bc\u5370\u5ea6\u7684 InsuranceDekho \u7684\u806f\u5408\u5275\u59cb\u4eba\u517c\u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/www.news18.com\/news\/business\/savings-and-investments\/insurance-platforms-online-going-to-disrupt-insurance-industry-in-2022-heres-how-4613264.html\" target=\"_blank\" rel=\"noreferrer noopener\">Ankit Agrawal<\/a> 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<\/p>\n\n<p>\u6578\u4f4d\u4fdd\u96aa\u5e73\u81fa\u70ba\u9019\u7a2e\u6df7\u4e82\u5e36\u4f86\u4e86\u79e9\u5e8f\u3002\n\u901a\u904e\u96c6\u6210\u5404\u7a2e\u6578\u64da\u6e90\u548c\u53c3\u8207\u8005\uff0c\u9019\u4e9b\u5e73\u81fa\u4f7f\u5ba2\u6236\u80fd\u5920\u8f15\u9b06\u8a2a\u554f\u4fdd\u96aa\u8cc7\u8a0a\u548c\u4ed6\u5011\u9700\u8981\u7684\u4fdd\u96aa\u7bc4\u570d\u3002\n\u5ba2\u6236\u7121\u9700\u88ab\u6578\u767e\u7a2e\u653f\u7b56\u9078\u9805\u548c\u7d30\u7bc0\u6240\u6df9\u6c92\uff0c\u800c\u662f\u53ef\u4ee5\u4f7f\u7528\u55ae\u4e00\u5e73\u81fa\u8207\u904b\u71df\u5546\u806f\u7e6b\uff0c\u5411\u4ee3\u7406\u4eba\u63d0\u554f\uff0c\u4e26\u7372\u5f97\u4ed6\u5011\u9700\u8981\u7684\u4fdd\u96aa\u3002  <\/p>\n\n<p>\u5e73\u81fa\u9084\u7c21\u5316\u4e86\u904b\u71df\u5546\u548c\u4ee3\u7406\u7684\u5de5\u4f5c\uff0c\u5c07\u8cc7\u8a0a\u7d50\u5408\u8d77\u4f86\u4ee5\u81ea\u52d5\u57f7\u884c\u65e5\u5e38\u4efb\u52d9\uff0c\u4e26\u6839\u64da\u5ba2\u6236\u7684\u500b\u4eba\u5316\u9700\u6c42\u5efa\u8b70\u95dc\u9375\u7684\u4ea4\u53c9\u92b7\u552e\u548c\u8ffd\u52a0\u92b7\u552e\u6a5f\u6703\u3002\n\u5176\u7d50\u679c\u662f\u70ba\u904b\u71df\u5546\u3001\u4ee3\u7406\u5546\u548c\u5ba2\u6236\u63d0\u4f9b\u4e86\u66f4\u52a0\u7c21\u5316\u548c\u6709\u6548\u7684\u5206\u92b7\u6d41\u7a0b\u3002 <\/p>\n\n<p>\u6578\u4f4d\u5316\u985b\u8986\u5728\u8a31\u591a\u65b9\u9762\u985b\u8986\u4e86\u4fdd\u96aa\u696d\u3002\n\u5e73\u81fa\u4f9b\u61c9\u5546\u63d0\u4f9b\u4e86\u4e00\u7a2e\u5f9e\u5608\u96dc\u7684\u8072\u97f3\u4e2d\u5275\u9020\u6e05\u6670\u5ea6\u4e26\u7c21\u5316\u5206\u767c\u540c\u6642\u589e\u52a0\u50f9\u503c\u7684\u65b9\u6cd5\u3002 <\/p>\n\n<p><em>\u5716\u7247\u4f86\u81ea\uff1a chagin\/\u00a9123RF.com\uff0c warrengoldswain\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4fdd\u96aa\u7684\u6578\u4f4d\u5316\u985b\u8986\u5728 2010 \u5e74\u4ee3\u5f8c\u671f\u5c31\u5df2\u7d93\u5728\u9032\u884c\uff0c\u5728 COVID-19 \u5927\u6d41\u884c\u7684\u58d3\u529b\u4e0b\u8fc5\u901f\u52a0\u901f\u3002 \u5982\u4eca\uff0c\u4fdd\u96aa [&hellip;]<\/p>\n","protected":false},"featured_media":11165,"template":"","insight-category":[],"class_list":["post-19006","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/19006","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/11165"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=19006"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=19006"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}