{"id":18886,"date":"2024-09-19T23:21:04","date_gmt":"2024-09-20T04:21:04","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e6%b6%88%e8%b2%bb%e8%80%85%e5%be%9e%e5%b5%8c%e5%85%a5%e5%bc%8f%e4%bf%9d%e9%9a%aa%e4%b8%ad%e5%8f%97%e7%9b%8a%e7%9a%84%e4%b8%89%e7%a8%ae%e6%96%b9%e5%bc%8f\/"},"modified":"2024-09-19T23:21:06","modified_gmt":"2024-09-20T04:21:06","slug":"%e6%b6%88%e8%b2%bb%e8%80%85%e5%be%9e%e5%b5%8c%e5%85%a5%e5%bc%8f%e4%bf%9d%e9%9a%aa%e4%b8%ad%e5%8f%97%e7%9b%8a%e7%9a%84%e4%b8%89%e7%a8%ae%e6%96%b9%e5%bc%8f","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e6%b6%88%e8%b2%bb%e8%80%85%e5%be%9e%e5%b5%8c%e5%85%a5%e5%bc%8f%e4%bf%9d%e9%9a%aa%e4%b8%ad%e5%8f%97%e7%9b%8a%e7%9a%84%e4%b8%89%e7%a8%ae%e6%96%b9%e5%bc%8f\/","title":{"rendered":"\u6d88\u8cbb\u8005\u5f9e\u5d4c\u5165\u5f0f\u4fdd\u96aa\u4e2d\u53d7\u76ca\u7684\u4e09\u7a2e\u65b9\u5f0f"},"content":{"rendered":"\n<p>\u5d4c\u5165\u5f0f\u4fdd\u96aa\u5c07\u4fdd\u96aa\u7bc4\u570d\u8207\u76f8\u95dc\u7522\u54c1\u6216\u670d\u52d9\u914d\u5c0d\uff0c\u901a\u5e38\u662f\u9700\u8981\u627f\u4fdd\u7684\u7522\u54c1\u6216\u670d\u52d9\u3002\n\u4f8b\u5982\uff0c\u6c7d\u8eca\u4fdd\u96aa\u53ef\u80fd\u5d4c\u5165\u8eca\u8f1b\u7684\u8cfc\u8cb7\u50f9\u683c\u4e2d\uff0c\u6216\u8005\u53ef\u80fd\u5728\u65b0\u7b46\u8a18\u578b\u96fb\u8166\u6216\u624b\u6a5f\u7684\u92b7\u552e\u9ede\u63d0\u4f9b\u640d\u58de\u4fdd\u96aa\u3002 <\/p>\n\n<p>\u901a\u904e\u5728\u6700\u9700\u8981\u4fdd\u96aa\u7684\u6642\u523b\u5c07\u904b\u71df\u5546\u8207\u5ba2\u6236\u806f\u7e6b\u8d77\u4f86\uff0c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u70ba\u4fdd\u96aa\u516c\u53f8\u958b\u95e2\u4e86\u65b0\u7684\u5ba2\u6236\u95dc\u4fc2\u3002\n\u7136\u800c\uff0c\u9019\u7a2e\u95dc\u4fc2\u4e26\u4e0d\u662f\u55ae\u65b9\u9762\u7684\u3002\n\u5d4c\u5165\u5f0f\u4fdd\u96aa\u5c0d\u6d88\u8cbb\u8005\u548c\u904b\u71df\u5546\u90fd\u6709\u597d\u8655\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">\u5d4c\u5165\u5f0f\u4fdd\u96aa\u7c21\u5316\u4e86\u4fdd\u96aa\u8cfc\u8cb7<\/h2>\n\n<p>\u4fdd\u96aa\u662f\u4e00\u500b\u8907\u96dc\u7684\u8a71\u984c\u3002\n\u5c0d\u65bc\u6c92\u6709\u5c08\u696d\u77e5\u8b58\u7684\u6d88\u8cbb\u8005\u4f86\u8aaa\uff0c\u8cfc\u8cb7\u4fdd\u96aa\u53ef\u80fd\u6703\u4ee4\u4eba\u8cbb\u89e3\u3002 <\/p>\n\n<p>\u201c\u7531\u65bc\u5176\u6f2b\u9577\u7684\u904e\u7a0b\u548c\u6587\u66f8\u5de5\u4f5c\uff0c\u5927\u591a\u6578\u6d88\u8cbb\u8005\u90fd\u8ff4\u907f\u4fdd\u96aa\uff0c\u201dMarket Business News \u7684\u806f\u5408\u5275\u59cb\u4eba\u517c\u7de8\u8f2f <a href=\"https:\/\/marketbusinessnews.com\/advantages-embedded-insurance\/272983\/\" target=\"_blank\" rel=\"noreferrer noopener\">Christian Nordqvist<\/a> \u5beb\u9053\u3002\n\u5ba2\u6236\u88ab\u9078\u64c7\u548c\u554f\u984c\u6240\u6df9\u6c92\uff0c\u53ef\u80fd\u6703\u8cfc\u8cb7\u932f\u8aa4\u7684\u4fdd\u55ae\u6216\u5b8c\u5168\u653e\u68c4\u4fdd\u96aa\u3002 <\/p>\n\n<p>\u5d4c\u5165\u5f0f\u4fdd\u96aa\u63d0\u4f9b\u4e86\u4e00\u500b\u89e3\u6c7a\u65b9\u6848\u3002\n\u901a\u904e\u5728\u92b7\u552e\u9ede\u63d0\u4f9b\u6d88\u8cbb\u8005\u6240\u9700\u7684\u4fdd\u96aa\uff0c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u6d88\u9664\u4e86\u77ad\u89e3\u4fdd\u96aa\u9700\u6c42\u6216\u6bd4\u8f03\u4fdd\u55ae\u7684\u9700\u8981\u3002\n\u5b83\u8b93\u5ba2\u6236\u9ad8\u6795\u7121\u6182\uff1a\u4ed6\u5011\u6b63\u5728\u7372\u5f97\u6eff\u8db3\u4ed6\u5011\u9700\u6c42\u7684\u6b63\u78ba\u4fdd\u96aa\uff0c\u4e26\u4e14\u4ed6\u5011\u80fd\u5920\u5728\u8cfc\u8cb7\u65b0\u8eca\u3001\u65b0\u623f\u3001\u6a5f\u7968\u6216\u5176\u4ed6\u9700\u8981\u4fdd\u96aa\u7684\u7269\u54c1\u6642\u7167\u9867\u597d\u5b83\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">\u5d4c\u5165\u5f0f\u4fdd\u96aa\u662f\u500b\u4eba\u5316\u7684<\/h2>\n\n<p>\u5d4c\u5165\u5f0f\u4fdd\u96aa\u4f7f\u5ba2\u6236\u7372\u5f97\u4fdd\u96aa\u7684\u904e\u7a0b\u66f4\u7c21\u55ae\u3002\n\u5b83\u9084\u70ba\u5ba2\u6236\u63d0\u4f9b\u4e86\u6a5f\u6703\uff0c\u8b93\u4ed6\u5011\u80fd\u5920\u7372\u5f97\u4ed6\u5011\u5be6\u969b\u9762\u81e8\u7684\u98a8\u96aa\u6240\u9700\u7684\u4fdd\u96aa\u3002 <\/p>\n\n<p>\u5e7e\u5341\u5e74\u4f86\uff0c\u6c7d\u8eca\u4fdd\u96aa\u4e00\u76f4\u4f9d\u8cf4\u5927\u91cf\u6578\u64da\u4f86\u70ba\u99d5\u99db\u54e1\u8a2d\u5b9a\u8cbb\u7387\u3002\n\u5df2\u8cfc\u8cb7\u56fa\u5b9a\u6642\u9593\u8de8\u5ea6\u7684\u4fdd\u55ae\uff0c\u7121\u8ad6\u8eca\u8f1b\u662f\u5be6\u969b\u99d5\u99db\u9084\u662f\u505c\u5728\u8eca\u5eab\u4e2d\uff0c\u5b83\u5011\u90fd\u9069\u7528\u3002\nZendrive \u9996\u5e2d\u57f7\u884c\u5b98\u517c\u5275\u59cb\u4eba <a href=\"https:\/\/www.forbes.com\/sites\/forbestechcouncil\/2022\/02\/10\/auto-insurance-premiums-are-outdated-and-unfair-but-embedded-insurance-experiences-are-changing-that\/?sh=1260a8ba37ce\" target=\"_blank\" rel=\"noreferrer noopener\">\u55ac\u7d0d\u68ee\u00b7\u99ac\u5716\u65af \uff08Jonathan Matus<\/a>\uff09 \u5beb\u9053\uff0c\u7528\u65bc\u8a55\u4f30\u99d5\u99db\u54e1\u500b\u4eba\u98a8\u96aa\u7684\u56e0\u7d20\u4e26\u4e0d\u7e3d\u662f\u8207\u5be6\u969b\u99d5\u99db\u884c\u70ba\u5bc6\u5207\u76f8\u95dc\uff0c\u6709\u4e9b\u751a\u81f3\u88ab\u767c\u73fe\u5177\u6709\u6b67\u8996\u6027\u3002  <\/p>\n\n<p>\u5d4c\u5165\u5f0f\u4fdd\u96aa\u63d0\u4f9b\u4e86\u6539\u8b8a\u9019\u7a2e\u5b89\u6392\u7684\u6a5f\u6703\uff0c\u4f7f\u4fdd\u96aa\u516c\u53f8\u548c\u5ba2\u6236\u90fd\u53d7\u76ca\u3002\n\u7576\u6578\u64da\u66f4\u52a0\u6e96\u78ba\u548c\u5168\u9762\u6642\uff0c\u627f\u4fdd\u5c31\u6703\u6709\u6240\u6539\u5584\u3002\n\u5c0d\u65bc\u5ba2\u6236\u4f86\u8aaa\uff0c\u7576\u8986\u84cb\u7bc4\u570d\u8207\u5ba2\u6236\u7684\u5be6\u969b\u884c\u70ba\u548c\u9700\u6c42\u76f8\u95dc\u806f\u6642\uff0c\u5b83\u6703\u8b8a\u5f97\u66f4\u5bb9\u6613\u7406\u89e3\u548c\u6b23\u8cde\u3002\n\u5ba2\u6236\u77e5\u9053\u4ed6\u5011\u6b63\u5728\u7372\u5f97\u5be6\u969b\u9762\u81e8\u7684\u98a8\u96aa\u6240\u9700\u7684\u4fdd\u96aa\uff0c\u9019\u589e\u5f37\u4e86\u4ed6\u5011\u5c0d\u4fdd\u96aa\u548c\u4fdd\u96aa\u516c\u53f8\u7684\u4fe1\u5fc3\u3002   <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/real-estate-consultation-1024x647.jpg\" alt=\"&#x623F;&#x5730;&#x7522;&#x7D93;&#x7D00;&#x4EBA;&#x5728;&#x5E73;&#x677F;&#x96FB;&#x8166;&#x4E0A;&#x5411;&#x7570;&#x65CF;&#x592B;&#x5A66;&#x5C55;&#x793A;&#x5408;&#x540C;&#x689D;&#x6B3E;&#x3002;&#10;&#x623F;&#x5730;&#x7522;&#x7D93;&#x7D00;&#x4EBA;&#x8207;&#x5BA2;&#x6236;&#x5206;&#x4EAB;&#x623F;&#x7522;&#x8A73;&#x7D30;&#x8CC7;&#x8A0A;&#x3002; \" class=\"wp-image-10884\"\/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5d4c\u5165\u5f0f\u4fdd\u96aa\u4f7f\u4fdd\u96aa\u4ee5\u5ba2\u6236\u70ba\u4e2d\u5fc3<\/h2>\n\n<p>\u201c\u672a\u4f86 10 \u5230 20 \u5e74\uff0c40% \u7684\u4fdd\u96aa\u5c07\u88ab\u5d4c\u5165\uff0c\u201dMajesco \u9996\u5e2d\u6230\u7565\u5b98 <a href=\"https:\/\/www.ibm.com\/blogs\/industries\/embedded-insurance-digital-services-cloud-ai\/\" target=\"_blank\" rel=\"noreferrer noopener\">Denise Garth<\/a> \u9810\u6e2c\u9053\u3002\n\u5411\u5d4c\u5165\u5f0f\u4fdd\u96aa\u7684\u8f49\u8b8a\u4e5f\u5c07\u6539\u8b8a\u4fdd\u96aa\u516c\u53f8\u5c0d\u5206\u92b7\u7684\u770b\u6cd5\u3002\n\u4fdd\u96aa\u516c\u53f8\u5c07\u958b\u59cb\u8003\u616e\u5982\u4f55\u6eff\u8db3\u5ba2\u6236\u7684\u5404\u7a2e\u9700\u6c42\uff0c\u4ee5\u53ca\u9019\u4e9b\u5ba2\u6236\u5c07\u5f9e\u7121\u6469\u64e6\u7684\u4fdd\u96aa\u4e2d\u53d7\u76ca\uff0c\u800c\u4e0d\u662f\u5411\u6d88\u8cbb\u8005\u92b7\u552e\u7522\u54c1\u3002  <\/p>\n\n<p>\u76ee\u524d\uff0c\u5ba2\u6236\u767c\u73fe\u4fdd\u96aa\u7684\u6280\u8853\u8853\u8a9e\u548c\u8907\u96dc\u7684\u6587\u66f8\u5de5\u4f5c\u4ee4\u4eba\u751f\u754f\u3002\n\u5d4c\u5165\u5f0f\u4fdd\u96aa\u63d0\u4f9b\u4e86\u4e00\u7a2e\u7c21\u5316\u5206\u92b7\u7684\u65b9\u6cd5\uff0c\u4f46\u5b83\u4e5f\u70ba\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u4e86\u5f9e\u5ba2\u6236\u7684\u89d2\u5ea6\u91cd\u65b0\u8003\u616e\u5176\u901a\u4fe1\u7684\u6a5f\u6703\u3002 <\/p>\n\n<p>\u201c\u5d4c\u5165\u91d1\u878d\u7522\u54c1\u9700\u8981\u7c21\u55ae\u660e\u77ad\u7684\u7522\u54c1\uff0c\u4ee5\u53ca\u7c21\u55ae\u660e\u77ad\u7684\u89e3\u91cb\uff0c\u201d\u570b\u6cf0\u5275\u65b0\u96c6\u5718\u7684 <a href=\"https:\/\/www.forbes.com\/sites\/alexlazarow\/2021\/10\/12\/embedded-insurance--where-are-we-now\/?sh=15c095b042f8\" target=\"_blank\" rel=\"noreferrer noopener\">Alex Lazarow<\/a> \u5beb\u9053\u3002\n\u5c08\u6ce8\u65bc\u63d0\u4f9b\u9019\u7a2e\u6e05\u6670\u5ea6\u7684\u4fdd\u96aa\u516c\u53f8\u5c07\u9f13\u52f5\u5ba2\u6236\u63a5\u53d7\u5d4c\u5165\u5f0f\u4fdd\u55ae\u3002\n\u9019\u4e9b\u4fdd\u96aa\u516c\u53f8\u9084\u5c07\u901a\u904e\u5e6b\u52a9\u5ba2\u6236\u77ad\u89e3\u5176\u4fdd\u96aa\u7684\u50f9\u503c\u4f86\u5efa\u7acb\u6d88\u8cbb\u8005\u7684\u4fe1\u4efb\u548c\u5fe0\u8aa0\u5ea6\u3002  <\/p>\n\n<p>\u5d4c\u5165\u5f0f\u4fdd\u96aa\u70ba\u904b\u71df\u5546\u548c\u5ba2\u6236\u90fd\u6709\u597d\u8655\u3002\n\u70ba\u4e86\u5be6\u73fe\u9019\u4e9b\u512a\u52e2\uff0c\u4fdd\u96aa\u516c\u53f8\u4e0d\u50c5\u9700\u8981\u5c07\u5d4c\u5165\u5f0f\u4fdd\u96aa\u8996\u70ba\u53e6\u4e00\u7a2e\u5206\u92b7\u6a21\u5f0f\uff0c\u800c\u4e14\u9700\u8981\u5c07\u5176\u8996\u70ba\u5275\u9020\u7c21\u5316\u3001\u500b\u4eba\u5316\u548c\u6709\u7d44\u7e54\u7684\u6a5f\u6703\uff0c\u4ee5\u5efa\u7acb\u5ba2\u6236\u95dc\u4fc2\u3002 <\/p>\n\n<p><em>\u5716\u7247\u4f86\u81ea\uff1amichaeljung\/\u00a9123RF.com\uff0c ammentorp\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5d4c\u5165\u5f0f\u4fdd\u96aa\u5c07\u4fdd\u96aa\u7bc4\u570d\u8207\u76f8\u95dc\u7522\u54c1\u6216\u670d\u52d9\u914d\u5c0d\uff0c\u901a\u5e38\u662f\u9700\u8981\u627f\u4fdd\u7684\u7522\u54c1\u6216\u670d\u52d9\u3002 \u4f8b\u5982\uff0c\u6c7d\u8eca\u4fdd\u96aa\u53ef\u80fd\u5d4c\u5165\u8eca\u8f1b\u7684\u8cfc\u8cb7\u50f9\u683c\u4e2d [&hellip;]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-18886","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/18886","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=18886"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=18886"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}