{"id":18874,"date":"2024-09-19T20:56:32","date_gmt":"2024-09-20T01:56:32","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e5%90%8e%e4%b8%ad%e6%96%b7%e4%bf%9d%e9%9a%aa%e8%a1%8c%e6%a5%ad%e7%9a%84%e6%95%b8%e6%93%9a%e5%88%86%e6%9e%90\/"},"modified":"2024-09-19T20:56:34","modified_gmt":"2024-09-20T01:56:34","slug":"%e5%90%8e%e4%b8%ad%e6%96%b7%e4%bf%9d%e9%9a%aa%e8%a1%8c%e6%a5%ad%e7%9a%84%e6%95%b8%e6%93%9a%e5%88%86%e6%9e%90","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e5%90%8e%e4%b8%ad%e6%96%b7%e4%bf%9d%e9%9a%aa%e8%a1%8c%e6%a5%ad%e7%9a%84%e6%95%b8%e6%93%9a%e5%88%86%e6%9e%90\/","title":{"rendered":"\u540e\u4e2d\u65b7\u4fdd\u96aa\u884c\u696d\u7684\u6578\u64da\u5206\u6790"},"content":{"rendered":"\n<p>\u4fdd\u96aa\u4e00\u76f4\u662f\u4e00\u9805\u6578\u64da\u9a45\u52d5\u578b\u696d\u52d9\u3002\n\u4fdd\u96aa\u516c\u53f8\u5c0d\u76f8\u95dc\u98a8\u96aa\u7684\u8cc7\u8a0a\u8d8a\u591a\uff0c\u4fdd\u96aa\u516c\u53f8\u5c31\u8d8a\u80fd\u6e96\u78ba\u5730\u627f\u4fdd\u8a72\u98a8\u96aa\u3002 <\/p>\n\n<p>\u904e\u53bb\uff0c\u4fdd\u96aa\u516c\u53f8\u5c0d\u6578\u64da\u7684\u8a2a\u554f\u5728\u5f88\u5927\u7a0b\u5ea6\u4e0a\u53d7\u5230\u4eba\u985e\u80fd\u529b\u7684\u9650\u5236\u3002\n\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u6839\u64da\u81ea\u5df1\u7684\u5c08\u5bb6\u5206\u6790\u548c\u7406\u89e3\u6578\u64da\u7684\u80fd\u529b\u4f86\u77ad\u89e3\u548c\u627f\u4fdd\u98a8\u96aa\u3002\n\u4f7f\u7528\u7684\u6578\u64da\u53d7\u5230\u5176\u4ed6\u4eba\u6536\u96c6\u548c\u8a18\u9304\u8cc7\u8a0a\u7684\u80fd\u529b\u7684\u9650\u5236\u3002  <\/p>\n\n<p>\u4eca\u5929\uff0c\u9019\u4e9b\u9650\u5236\u4ecd\u7136\u9069\u7528 \u2014 \u4f46\u4ee5\u4e00\u7a2e\u65b0\u7684\u65b9\u5f0f\u3002\n\u6578\u4f4d\u5316\u985b\u8986\u4f7f\u5275\u5efa\u3001\u5b58\u5132\u3001\u8a2a\u554f\u548c\u5206\u6790\u5927\u91cf\u6578\u64da\u96c6\u6210\u70ba\u53ef\u80fd\u3002\n\u5206\u6790\u53ef\u4ee5\u5728\u4e00\u500b\u77ac\u9593\u9032\u884c\uff0c\u4e26\u5728\u4e0b\u4e00\u500b\u77ac\u9593\u63d0\u4f9b\u7d50\u679c\u3002  <\/p>\n\n<p>\u6578\u64da\u5206\u6790\u70ba\u4fdd\u96aa\u696d\u63d0\u4f9b\u4e86\u4e00\u500b\u4ee4\u4eba\u8208\u596e\u7684\u65b0\u4e16\u754c\u3002\n\u7136\u800c\uff0c\u9019\u500b\u65b0\u4e16\u754c\u4e5f\u5e36\u4f86\u4e86\u6311\u6230\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u9019\u662f\u4e00\u500b\u6578\u64da\u9a45\u52d5\u7684\u4e16\u754c<\/h2>\n\n<p>\u8cc7\u8a0a\u4e00\u76f4\u5f88\u6709\u50f9\u503c\u3002\n\u6709\u95dc\u5929\u6c23\u4e8b\u4ef6\u7684\u6578\u64da\u53ef\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u66f4\u597d\u5730\u77ad\u89e3\u548c\u9810\u6e2c\u98a8\u96aa\u3002\n\u6709\u95dc\u5ba2\u6236\u884c\u70ba\u7684\u4fe1\u606f\u53ef\u8aac\u660e\u96f6\u552e\u5546\u6c7a\u5b9a\u662f\u5426\u8a02\u8cfc\u3001\u4f55\u6642\u8a02\u8cfc\u3001\u8a02\u8cfc\u591a\u5c11\u5eab\u5b58\u4ee5\u53ca\u5982\u4f55\u986f\u793a\u5eab\u5b58\u3002\n\u6d41\u901a\u65e5\u8a8c\u70ba\u5716\u66f8\u9928\u54e1\u63d0\u4f9b\u4e86\u6709\u6548\u7ba1\u7406\u5a92\u9ad4\u9928\u85cf\u6240\u9700\u7684\u8cc7\u8a0a\u3002   <\/p>\n\n<p>\u7136\u800c\uff0c\u8fd1\u5e74\u4f86\u6578\u64da\u9a45\u52d5\u8a2d\u5099\u7684\u7206\u70b8\u5f0f\u589e\u9577\u4ee5\u6578\u64da\u7684\u5f62\u5f0f\u7522\u751f\u4e86\u81ea\u5df1\u7684\u5b30\u5152\u6f6e\u3002\n\u9ea5\u80af\u932b\u7684 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-2030-the-impact-of-ai-on-the-future-of-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Ramnath Balasubramanian\u3001Ari Libarikian \u548c Doug McElhaney<\/a> \u5beb\u9053\uff0c\u5230 2025 \u5e74\uff0c\u9810\u8a08\u5c07\u4f7f\u7528\u5927\u7d04 1 \u842c\u5104\u53f0\u4e92\u806f\u8a2d\u5099\uff0c\u5f9e\u800c\u7522\u751f\u201c\u96ea\u5d29\u822c\u7684\u65b0\u6578\u64da\u201d\u3002 <\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u770b\u5230\u7246\u4e0a\u7684\uff08\u6578\u4f4d\uff09\u6587\u5b57\u3002\n\u5b89\u6c38\u7684 <a href=\"https:\/\/www.ey.com\/en_ch\/insurance\/should-insurance-be-a-business-driven-by-data-and-analytics\" target=\"_blank\" rel=\"noreferrer noopener\">Corina Gruenenfelder \u548c Sabine Betz<\/a> \u5beb\u9053\uff0c\u5728\u5b89\u6c38\u4fdd\u96aa\u6578\u64da\u79d1\u5b78\u8abf\u67e5\u4e2d\uff0c\u6bcf\u4f4d\u53d7\u8a2a\u4fdd\u96aa\u516c\u53f8\u90fd\u8868\u793a\uff0c\u6578\u64da\u5206\u6790\u5c0d\u65bc\u4fdd\u96aa\u516c\u53f8\u7684\u6301\u7e8c\u6210\u529f\u975e\u5e38\u91cd\u8981\u3002\n\u7136\u800c\uff0c\u4e26\u975e\u6bcf\u5bb6\u4fdd\u96aa\u516c\u53f8\u90fd\u5728\u9069\u61c9\u9019\u7a2e\u6578\u5b57\u5316\u672a\u4f86\u65b9\u9762\u53d6\u5f97\u4e86\u9577\u8db3\u7684\u9032\u6b65\u3002\n\u53ea\u6709 25% \u7684\u53d7\u8a2a\u8005\u5c07\u9ad8\u7d1a\u6578\u64da\u5206\u6790\u65b9\u6cd5\u7528\u65bc\u5176\u6838\u5fc3\u696d\u52d9\u3002\n\u5176\u4ed6 75% \u7684\u53d7\u8a2a\u8005\u5e0c\u671b\u901a\u904e\u66f4\u597d\u5730\u4f7f\u7528\u6578\u4f4d\u5206\u6790\u5de5\u5177\u4f86\u6539\u9032\u548c\u64f4\u5c55\u4ed6\u5011\u73fe\u6709\u7684\u5206\u6790\u65b9\u6cd5\u3002    <\/p>\n\n<p>\u5927\u591a\u6578\u4fdd\u96aa\u516c\u53f8\u5df2\u7d93\u958b\u59cb\u904e\u6e21\u5230\u5f37\u5927\u7684\u6578\u5b57\u6578\u64da\u5206\u6790\uff0c\u5c08\u6ce8\u65bc\u5c07\u5206\u6790\u5de5\u5177\u61c9\u7528\u65bc\u4ed6\u5011\u81ea\u5df1\u7684\u6578\u64da\u6536\u96c6\u3002\n\u4fdd\u96aa\u516c\u53f8\u5c08\u6ce8\u65bc\u5f9e\u81ea\u5df1\u5b58\u5132\u7684\u5ba2\u6236\u6578\u64da\u3001\u6709\u95dc\u5176\u5167\u90e8\u6d41\u7a0b\u7684\u8cc7\u8a0a\u4ee5\u53ca\u5f9e\u4ee3\u7406\u4eba\u548c\u7d93\u7d00\u4eba\u90a3\u88e1\u6536\u96c6\u7684\u6578\u64da\u4e2d\u6536\u96c6\u898b\u89e3\u3002\n\u7136\u800c\uff0c\u4fdd\u96aa\u516c\u53f8\u4e5f\u53ef\u4ee5\u5f9e\u5916\u90e8\u4f86\u6e90\uff08\u5305\u62ec\u516c\u5171\u6578\u64da\u96c6\u548c\u7b2c\u4e09\u65b9\u805a\u5408\u5668\uff09\u8a2a\u554f\u5feb\u901f\u589e\u9577\u7684\u8cc7\u6599\u5eab\uff0c\u8607\u9ece\u4e16\u4fdd\u96aa\u516c\u53f8\u5546\u696d\u4fdd\u96aa UW \u96c6\u5718\u8f49\u578b\u8ca0\u8cac\u4eba <a href=\"https:\/\/www.commercialriskonline.com\/data-analytics-an-opportunity-to-rethink-risk-and-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Kirill Pankradov<\/a> \u5beb\u9053\u3002  <\/p>\n\n<p>\u5141\u8a31\u4fdd\u96aa\u516c\u53f8\u5206\u6790\u9019\u4e9b\u6578\u64da\u4ee5\u7372\u5f97\u898b\u89e3\u548c\u6a21\u5f0f\u7684\u5de5\u5177\u5c07\u63d0\u4f9b\u4fdd\u96aa\u516c\u53f8\u6b77\u53f2\u4e0a\u7121\u6cd5\u7372\u5f97\u7684\u8cc7\u8a0a\uff0c\u9019\u5c07\u6df1\u523b\u6539\u8b8a\u4fdd\u96aa\u516c\u53f8\u627f\u4fdd\u98a8\u96aa\u548c\u5206\u914d\u4fdd\u96aa\u7684\u65b9\u5f0f\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"596\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/fallen-tree-on-car-1024x596.jpg\" alt=\"\" class=\"wp-image-11319\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/fallen-tree-on-car-1024x596.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/fallen-tree-on-car-300x175.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/fallen-tree-on-car-768x447.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/fallen-tree-on-car.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u61c9\u7528\u6578\u64da\u505a\u51fa\u66f4\u597d\u7684\u4fdd\u96aa\u6c7a\u7b56<\/h2>\n\n<p>\u61c9\u7528\u6578\u64da\u70ba\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u4e86\u6982\u5ff5\u5316\u3001\u8655\u7406\u548c\u89e3\u6c7a\u820a\u554f\u984c\u7684\u65b0\u65b9\u6cd5\u3002\n\u5118\u7ba1\u5982\u6b64\uff0c\u6578\u64da\u5206\u6790\u672c\u8eab\u4e5f\u5e36\u4f86\u4e86\u6311\u6230\u3002 <\/p>\n\n<p>\u66f4\u597d\u7684\u6578\u64da\u5206\u6790\u53ef\u4ee5\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u7ba1\u7406\u6210\u672c\uff0c\u6155\u5c3c\u514b\u518d\u4fdd\u96aa\u7f8e\u570b\u57f7\u884c\u526f\u7e3d\u88c1\u517c\u5c08\u696d\u96aa\u7a2e\u8ca0\u8cac\u4eba <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/news\/technology\/data-analytics-and-technology-now-table-stakes-in-insurance-313613.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Tim Brockett<\/a> \u8aaa\u3002\nBrockett \u6307\u51fa\uff0c\u85c9\u52a9\u6b63\u78ba\u7684\u5de5\u5177\uff0c\u4fdd\u96aa\u696d\u201c\u53ef\u4ee5\u589e\u5f37\u6211\u5011\u7684\u5b9a\u50f9\u3001\u627f\u4fdd\u4ee5\u53ca\u570d\u7e5e\u7d22\u8ce0\u548c\u5ba2\u6236\u7d30\u5206\u7684\u5206\u6790\uff0c\u5f9e\u800c\u63d0\u9ad8\u6211\u5011\u7684\u76c8\u5229\u80fd\u529b\u4e26\u4e86\u89e3\u6211\u5011\u7684\u98a8\u96aa\u3002 <\/p>\n\n<p>\u627f\u4fdd\u548c\u5206\u92b7\u70ba\u4fdd\u96aa\u6578\u64da\u5206\u6790\u63d0\u4f9b\u4e86\u80a5\u6c83\u7684\u571f\u58e4\u3002\n\u201c\u50b3\u7d71\u5be6\u8e10\u7684\u7cbe\u7b97\u5b78\u8207\u6578\u64da\u5206\u6790\u6709\u8a31\u591a\u76f8\u4f3c\u4e4b\u8655\uff0c\u201dEmeritus \u7684 <a href=\"https:\/\/emeritus.org\/blog\/data-science-ai-in-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Rachel Hastings<\/a> \u5beb\u9053\u3002\n\u7cbe\u7b97\u5b78\u548c\u7576\u4eca\u7684\u6578\u64da\u5206\u6790\u90fd\u4f9d\u8cf4\u65bc\u9ad8\u8cea\u91cf\u7684\u6578\u64da\u8f38\u5165\u624d\u80fd\u53d6\u5f97\u6210\u529f\u3002  <\/p>\n\n<p>\u7136\u800c\uff0c\u5c0d\u65bc\u4fdd\u96aa\u516c\u53f8\u4f86\u8aaa\uff0c\u6578\u64da\u5206\u6790\u7684\u6210\u529f\u5c07\u53d6\u6c7a\u65bc\u5982\u4f55\u7406\u89e3\u548c\u4f7f\u7528\u6578\u64da\u3002<\/p>\n\n<p>\u4e0d\u65b7\u8b8a\u5316\u7684\u98a8\u96aa\u6a21\u5f0f\u5df2\u7d93\u958b\u59cb\u7522\u751f\u5169\u500b\u4e0d\u540c\u7684\u985e\u5225\uff1a\u66f4\u53ef\u8861\u91cf\u3001\u66f4\u983b\u7e41\u3001\u66f4\u4e0d\u56b4\u91cd\u7684\u98a8\u96aa\u8207\u4e0d\u592a\u53ef\u8861\u91cf\u3001\u66f4\u4e0d\u983b\u7e41\u4f46\u66f4\u56b4\u91cd\u7684\u98a8\u96aa\u3002\n\u4f8b\u5982\uff0c\u6625\u96e8\u671f\u9593\u5730\u4e0b\u5ba4\u6ef2\u6c34\u7684\u98a8\u96aa\u5c6c\u65bc\u7b2c\u4e00\u985e\uff0c\u800c\u540c\u4e00\u68df\u623f\u5b50\u7684\u6574\u500b\u5730\u4e0b\u5ba4\u88ab\u707d\u96e3\u6027\u6d2a\u6c34\u6c96\u6bc0\u7684\u98a8\u96aa\u5c6c\u65bc\u7b2c\u4e8c\u985e\u3002 <\/p>\n\n<p>\u6578\u64da\u5206\u6790\u53ef\u4ee5\u89e3\u6c7a\u9019\u5169\u7a2e\u985e\u578b\u7684\u98a8\u96aa\uff0c\u5118\u7ba1\u5c07\u6578\u64da\u61c9\u7528\u65bc\u6bcf\u7a2e\u985e\u578b\u7684\u6311\u6230\u4e0d\u540c\uff0c <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/transforming-the-talent-model-in-the-insurance-industry\" target=\"_blank\" rel=\"noreferrer noopener\">Tanguy Catlin<\/a> \u548c\u9ea5\u80af\u932b\u4fdd\u96aa\u548c\u7d44\u7e54\u5be6\u8e10\u7684\u5176\u4ed6\u6210\u54e1\u5beb\u9053\u3002<\/p>\n\n<p>\u4f8b\u5982\uff0c\u66f4\u53ef\u8861\u91cf\u548c\u66f4\u983b\u7e41\u7684\u98a8\u96aa\u6d89\u53ca\u66f4\u591a\u7684\u6578\u64da\uff0c\u5c24\u5176\u662f\u7576\u6d89\u53ca\u4f86\u81ea\u667a\u6167\u611f\u6e2c\u5668\u548c\u985e\u4f3c\u8a2d\u5099\u7684\u55ae\u500b\u5be6\u6642\u6578\u64da\u9ede\u6642\u3002\n\u4fdd\u96aa\u516c\u53f8\u5c07\u9700\u8981\u5de5\u5177\uff0c\u4f7f\u4ed6\u5011\u80fd\u5920\u805a\u5408\u548c\u5408\u6210\u5927\u91cf\u6578\u64da\u96c6\uff0c\u4e26\u8ddf\u8e64\u73fe\u6709\u6a21\u5f0f\uff0c\u4f5c\u70ba\u9810\u6e2c\u5206\u6790\u7684\u57fa\u790e\u3002 <\/p>\n\n<p>\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u4e0d\u592a\u53ef\u8861\u91cf\u548c\u983b\u7e41\u7684\u98a8\u96aa\u4f34\u96a8\u8457\u8f03\u5c0f\u7684\u6578\u64da\u96c6\uff0c\u4f46\u9019\u4e9b\u98a8\u96aa\u7684\u5f37\u5ea6\u7d66\u4fdd\u96aa\u516c\u53f8\u5e36\u4f86\u4e86\u66f4\u5927\u7684\u9810\u6e2c\u548c\u5b9a\u50f9\u58d3\u529b\u3002\nCatlin \u7b49\u4eba\u89e3\u91cb\u8aaa\uff0c\u80fd\u5920\u53ef\u9760\u5730\u5c0d\u4e0d\u78ba\u5b9a\u6027\u9032\u884c\u5efa\u6a21\u4e26\u63d0\u4f9b\u98a8\u96aa\u8f49\u79fb\u4e4b\u5916\u7684\u89e3\u6c7a\u65b9\u6848\u5c07\u81f3\u95dc\u91cd\u8981\u3002 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https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-construction-site-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/building-construction-site.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u6578\u64da\u5206\u6790\u7684\u8cac\u4efb\u548c\u6311\u6230<\/h2>\n\n<p>\u201c\u6578\u64da\u548c\u5206\u6790\u80fd\u529b\u6b63\u5728\u6210\u70ba\u6b50\u6d32\u548c\u5317\u7f8e\u8ca1\u7522\u96aa\u884c\u696d\u7684\u7c4c\u78bc\uff0c\u201d\u9ea5\u80af\u932b\u7684 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/how-data-and-analytics-are-redefining-excellence-in-p-and-c-underwriting\" target=\"_blank\" rel=\"noreferrer noopener\">Kia Javanmardian<\/a> \u548c\u5176\u4ed6\u7814\u7a76\u4eba\u54e1\u5beb\u9053\u3002\n\u901a\u904e\u6295\u8cc7\u65bc\u6578\u64da\u548c\u5206\u6790\uff0c\u7279\u5225\u662f\u70ba\u4e86\u6539\u5584\u627f\u4fdd\uff0c\u4fdd\u96aa\u516c\u53f8\u7684\u640d\u5931\u7387\u3001\u65b0\u696d\u52d9\u4fdd\u8cbb\u548c\u81ea\u7559\u7387\u90fd\u6709\u6240\u589e\u52a0\u3002 <\/p>\n\n<p>\u96a8\u8457\u9ad8\u7d1a\u6578\u64da\u5206\u6790\u5728\u4fdd\u96aa\u9818\u57df\u8b8a\u5f97\u53f8\u7a7a\u898b\u6163\uff0c\u9ea5\u80af\u932b\u7684 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance\/women-in-insurance-leading-voices-on-trends-affecting-insurers\/data-and-analytics-in-insurance-with-violet-chung\" target=\"_blank\" rel=\"noreferrer noopener\">Violet Chung<\/a> \u8868\u793a\uff0c\u5c07\u767c\u751f\u4e09\u500b\u91cd\u5927\u8f49\u8b8a\uff1a<\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u4fdd\u96aa\u8cbb\u548c\u798f\u5229\u5c07\u6839\u64da\u7576\u4e0b\u7684\u5ba2\u6236\u884c\u70ba\u9032\u884c\u8abf\u6574\uff0c\u4f8b\u5982\u5373\u7528\u5373\u4ed8\u6c7d\u8eca\u4fdd\u96aa\u3002<\/li>\n\n\n\n<li>\u98a8\u96aa\u72c0\u6cc1\u7684\u5de8\u8b8a\u4ee5\u53ca\u7372\u5f97\u6709\u95dc\u9019\u4e9b\u98a8\u96aa\u7684\u524d\u6240\u672a\u6709\u7684\u6578\u64da\uff0c\u5c07\u8981\u6c42\u4fdd\u96aa\u516c\u53f8\u91cd\u65b0\u8003\u616e\u98a8\u96aa\u548c\u76f8\u95dc\u4fdd\u8cbb\u3002<\/li>\n\n\n\n<li>\u5be6\u6642\u6578\u64da\u7684\u81ea\u52d5\u5206\u6790\u5c07\u4f7f\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u81ea\u52d5\u627f\u4fdd\u66f4\u591a\u985e\u578b\u7684\u98a8\u96aa\u3002<\/li>\n<\/ul>\n\n<p>\u9019\u4e9b\u8b8a\u5316\u53cd\u904e\u4f86\u5c07\u91cd\u5efa\u4fdd\u96aa\u7684\u5176\u4ed6\u57fa\u672c\u9762\uff0c\u5305\u62ec\u5ba2\u6236\u95dc\u4fc2\u548c\u4ee3\u7406\u4eba\u5728\u5206\u92b7\u4e2d\u7684\u89d2\u8272\u3002\n\u70ba\u4e86\u8b93\u6578\u64da\u767c\u63ee\u4f5c\u7528\uff0c\u4fdd\u96aa\u516c\u53f8\u9700\u8981\u9762\u5c0d\u67d0\u4e9b\u6311\u6230\uff0c\u4e26\u627f\u64d4\u8fce\u63a5\u9019\u4e9b\u6311\u6230\u6240\u5e36\u4f86\u7684\u8cac\u4efb\u3002 <\/p>\n\n<p>\u201c\u70ba\u4e86\u6293\u4f4f\u9019\u4e9b\u6a5f\u6703\uff0c\u4fdd\u96aa\u516c\u53f8\u9700\u8981\u91cd\u5851\u4ed6\u5011\u7684\u7d44\u7e54\u4e26\u8f49\u8b8a\u70ba\u6578\u64da\u9a45\u52d5\u578b\u4f01\u696d\uff0c\u201d <a href=\"https:\/\/www.compact.nl\/articles\/the-growing-relevance-of-data-ethics-in-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Marck Timmermans<\/a> \u548c Compact Magazine \u7684\u7814\u7a76\u4eba\u54e1\u5beb\u9053\u3002\n\u6293\u4f4f\u65b0\u6a5f\u6703\u7684\u8208\u596e\u5fc5\u9808\u8207\u5b89\u5168\u9700\u6c42\u3001\u5c0d\u904e\u7a0b\u7684\u63a7\u5236\u548c\u793e\u6703\u671f\u671b\u7684\u610f\u8b58\u76f8\u5e73\u8861\u3002 <\/p>\n\n<p>\u4f7f\u7528\u8cc7\u6599\u5206\u6790\u9762\u81e8\u7684\u5176\u4ed6\u6311\u6230\u5305\u62ec\uff1a<\/p>\n\n<ul 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