{"id":18756,"date":"2024-09-19T20:54:05","date_gmt":"2024-09-20T01:54:05","guid":{"rendered":"https:\/\/bolttech.io\/insight\/2022-%e5%b9%b4%e5%be%8c%e7%9a%84%e5%b5%8c%e5%85%a5%e5%bc%8f%e4%bf%9d%e9%9a%aa%ef%bc%9a%e6%88%91%e5%80%91%e7%9a%84%e7%ab%8b%e5%a0%b4%e5%a6%82%e4%bd%95%ef%bc%9f%e6%88%91%e5%80%91%e8%a6%81%e5%8e%bb\/"},"modified":"2024-09-19T20:54:07","modified_gmt":"2024-09-20T01:54:07","slug":"2022-%e5%b9%b4%e5%be%8c%e7%9a%84%e5%b5%8c%e5%85%a5%e5%bc%8f%e4%bf%9d%e9%9a%aa%ef%bc%9a%e6%88%91%e5%80%91%e7%9a%84%e7%ab%8b%e5%a0%b4%e5%a6%82%e4%bd%95%ef%bc%9f%e6%88%91%e5%80%91%e8%a6%81%e5%8e%bb","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/2022-%e5%b9%b4%e5%be%8c%e7%9a%84%e5%b5%8c%e5%85%a5%e5%bc%8f%e4%bf%9d%e9%9a%aa%ef%bc%9a%e6%88%91%e5%80%91%e7%9a%84%e7%ab%8b%e5%a0%b4%e5%a6%82%e4%bd%95%ef%bc%9f%e6%88%91%e5%80%91%e8%a6%81%e5%8e%bb\/","title":{"rendered":"2022 \u5e74\u5f8c\u7684\u5d4c\u5165\u5f0f\u4fdd\u96aa\uff1a\u6211\u5011\u7684\u7acb\u5834\u5982\u4f55\uff1f\n\u6211\u5011\u8981\u53bb\u54ea\u88e1\uff1f"},"content":{"rendered":"\n<p>2021\u5e746\u6708\uff0cInsTech London \u5831\u544a\u4e86\u4e00\u500b\u5728\u6211\u5011\u884c\u696d\u4e2d\u5f15\u4eba\u6ce8\u76ee\u7684\u6578\u4f4d\uff1a7220\u5104\u7f8e\u5143\u3002<\/p>\n\n<p>\u9019\u662f\u5230\u672c\u5341\u5e74\u672b\u5168\u7403\u5d4c\u5165\u5f0f\u4fdd\u96aa\u5e02\u5834\u7684 <a href=\"https:\/\/www.instech.co\/insight\/insurance-to-embed-or-not-to-embed\" target=\"_blank\" rel=\"noreferrer noopener\">\u9810\u8a08\u50f9\u503c<\/a> \uff0c\u5927\u7d04\u662f\u6211\u5011\u73fe\u5728\u7684\u516d\u500d\u3002\n\u5c0d\u65bc\u4e00\u500b\u5e02\u5834\u4f86\u8aaa\uff0c\u7121\u8ad6\u662f\u5ba2\u89c0\u7684\u9084\u662f\u76f8\u5c0d\u7684\uff0c\u9019\u90fd\u662f\u5de8\u5927\u7684\u589e\u9577\u3002 <\/p>\n\n<p>\u4f46\u5728\u67d0\u4e9b\u4fdd\u96aa\u884c\u696d\u5708\u5b50\u4e4b\u5916\uff0c\u5f88\u5c11\u6709\u4eba\u8ac7\u8ad6\u9019\u500b\u6a5f\u6703\u3002\n\u5d4c\u5165\u5f0f\u4fdd\u96aa\u4ecd\u7136\u7f3a\u4e4f\u61c9\u6709\u7684\u627f\u4fdd\u7bc4\u570d\u3002 <\/p>\n\n<p>\u9019\u53ef\u80fd\u662f\u56e0\u70ba\u5927\u591a\u6578\u4eba\u9084\u6c92\u6709\u638c\u63e1\u5b83\u7684\u6f5b\u529b\u3002\n\u5d4c\u5165\u5f0f\u4fdd\u96aa\u4ecd\u7136\u901a\u904e\u72f9\u9698\u7684\u93e1\u982d\u4f86\u770b\u5f85\uff0c\u4f8b\u5982\uff0c\u50cf\u65c5\u884c\u4fdd\u96aa\u9019\u6a23\u7684\u7c21\u55ae\u7522\u54c1\u3002\n\u662f\u7684\uff0c\u9019\u7d55\u5c0d\u662f\u4e00\u500b\u7528\u4f8b\uff0c\u4f46\u9019\u4e26\u4e0d\u662f\u63a8\u52d5 2030 \u5e74\u5be6\u73fe\u6578\u5343\u5104\u7f8e\u5143\u589e\u9577\u7684\u539f\u56e0\u3002  <\/p>\n\n<p>\u5d4c\u5165\u5f0f\u4fdd\u96aa\u5c07\u6210\u70ba\u5168\u7403\u6578\u5341\u5104\u4eba\u666e\u60e0\u91d1\u878d\u7684\u9a45\u52d5\u529b\u3002\n\u5b83\u5c07\u4fc3\u9032\u5ba2\u6236\u548c\u4fdd\u96aa\u516c\u53f8\u4e4b\u9593\u7684\u65b0\u806f\u7e6b\u5c64\u6b21\u3002\n\u9019\u5c31\u662f\u6211\u5011\u9054\u52307220\u5104\u7f8e\u5143\u7684\u539f\u56e0\u3002  <\/p>\n\n<p>\u4ee5\u4e0b\u662f\u8def\u7dda\u5716\u7684\u8349\u5716\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u5d4c\u5165\u5f0f\u4fdd\u96aa\u7684\u73fe\u72c0<\/h2>\n\n<p>\u5d4c\u5165\u5f0f\u4fdd\u96aa\u7684\u627f\u8afe\u662f\uff0c\u5b83\u5c07\u5728\u6b63\u78ba\u7684\u6642\u9593\u70ba\u6b63\u78ba\u7684\u4eba\u5e36\u4f86\u6b63\u78ba\u7684\u4fdd\u96aa\u3002\n\u5be6\u73fe\u9019\u4e00\u76ee\u6a19\u610f\u5473\u8457\u5728\u7531\u4fdd\u96aa\u516c\u53f8\u3001\u5206\u92b7\u5408\u4f5c\u5925\u4f34\u548c\u5ba2\u6236\u7d44\u6210\u7684\u8907\u96dc\u751f\u614b\u7cfb\u7d71\u4e2d\u5efa\u7acb\u8a31\u591a\u65b0\u7684\u806f\u7e6b\u3002 <\/p>\n\n<p>\u51f1\u6377 2022 \u5e74 3 \u6708\u7684 <a href=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/03\/Top-Trends-in-Insurance-2022_eBook.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u4e00\u4efd\u5831\u544a<\/a> \u6307\u51fa\uff0c\u4e00\u4e9b\u4fdd\u96aa\u516c\u53f8\u5982\u4f55\u5229\u7528\u4f75\u8cfc\u4f86\u52a0\u5f37\u9019\u4e9b\u806f\u7e6b\u3002\n\u5176\u4ed6\u516c\u53f8\u5247\u5c08\u6ce8\u65bc\u901a\u904e\u4f7f\u7528 API \u548c\u6578\u4f4d\u5e73\u81fa\u8207\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u548c\u975e\u4fdd\u96aa\u5408\u4f5c\u5925\u4f34\u5efa\u7acb\u95dc\u4fc2\u3002 <\/p>\n\n<p>\u201c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u4ecd\u8655\u65bc\u65e9\u671f\u968e\u6bb5\uff0c\u6211\u5011\u4e3b\u8981\u5728\u672a\u77e5\u9818\u57df\u5de5\u4f5c\uff0c\u4f46\u597d\u6d88\u606f\u662f\uff0c\u6211\u5011\u4e0d\u5fc5\u5b64\u8ecd\u596e\u6230\uff0c\u201dbolttech Group \u9996\u5e2d\u57f7\u884c\u5b98 Rob Schimek \u544a\u8a34 <a href=\"https:\/\/planckdata.com\/the-future-of-embedded-insurance-with-rob-schimek\/\" target=\"_blank\" rel=\"noreferrer noopener\">Planck \u7684 David Schapiro<\/a>\u3002\n\u201c\u8207\u884c\u696d\u53c3\u8207\u8005\u5408\u4f5c\uff0c\u751a\u81f3\u5f9e\u884c\u696d\u5916\u5f15\u5165\u5206\u92b7\u5546\uff0c\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u53ef\u4ee5\u70ba\u820a\u884c\u696d\u5275\u9020\u65b0\u7684\u5206\u92b7\u6a21\u5f0f\u3002\u201d <\/p>\n\n<p>\u9019\u4e00\u627f\u8afe\u5f15\u8d77\u4e86\u975e\u4fdd\u96aa\u516c\u53f8\u548c\u4fdd\u96aa\u516c\u53f8\u7684\u6ce8\u610f\u3002\n\u201c\u5c0d\u65bc\u9280\u884c\u3001\u6c7d\u8eca\u88fd\u9020\u5546\u548c\u5176\u4ed6\u5408\u4f5c\u5925\u4f34\u4f86\u8aaa\uff0c\u5c07\u4fdd\u96aa\u7522\u54c1\u6dfb\u52a0\u5230\u4ed6\u5011\u7684\u751f\u614b\u7cfb\u7d71\u4e2d\u53ef\u4ee5\u589e\u52a0\u6536\u5165\u4e26\u6539\u5584\u50f9\u503c\u4e3b\u5f35\uff0c\u5f9e\u800c\u70ba\u4fdd\u96aa\u516c\u53f8\u548c\u5206\u92b7\u5546\u5e36\u4f86\u96d9\u8d0f\uff0c\u201d\u5b89\u6c38\u7684 <a href=\"https:\/\/www.ey.com\/en_us\/insurance\/insurtech-trends-and-investment-landscape\" target=\"_blank\" rel=\"noreferrer noopener\">Martin Spit<\/a> \u5beb\u9053\u3002 <\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u3001\u5176\u4ed6\u4f01\u696d\u53ca\u5176\u5ba2\u6236\u9010\u6f38\u958b\u59cb\u610f\u8b58\u5230\u5d4c\u5165\u5f0f\u4fdd\u96aa\u53ef\u4ee5\u70ba\u4ed6\u5011\u63d0\u4f9b\u7684\u597d\u8655\u3002\n\u96a8\u8457\u8d8a\u4f86\u8d8a\u591a\u7684\u4eba\u9ad4\u9a57\u5230\u9019\u4e9b\u300c\u554a\u54c8\u300d\u7684\u6642\u523b\uff0c\u5c07\u5efa\u7acb\u8d8a\u4f86\u8d8a\u591a\u7684\u806f\u7e6b\u3002 <\/p>\n\n<p>\u7136\u5f8c\uff0c\u771f\u6b63\u7684\u589e\u9577\u5c07\u958b\u59cb\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-house-agreement-1024x683.jpg\" alt=\"\" class=\"wp-image-11435\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-house-agreement-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-house-agreement-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-house-agreement-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-house-agreement.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5d4c\u5165\u5f0f\u4fdd\u96aa\u589e\u9577\u7684\u9a45\u52d5\u529b<\/h2>\n\n<p>Pattern Insurance \u7684\u806f\u5408\u5275\u59cb\u4eba\u517c\u7e3d\u88c1 <a href=\"https:\/\/ukeconomynews.co.uk\/pattern-four-ways-embedded-insurance-will-transform-the-industry-in-2022\/\" target=\"_blank\" rel=\"noreferrer noopener\">Noam Shapira<\/a> \u5beb\u9053\uff0c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u6a21\u578b\u5c07\u8feb\u4f7f\u67d0\u4e9b\u8b8a\u5316\u3002\n\u201c\u5b83\u9700\u8981\u4e00\u7a2e\u4e0d\u540c\u7684\u92b7\u552e\u65b9\u5f0f\u3001\u5275\u65b0\u7684\u65b0\u7522\u54c1\u4ee5\u53ca\u8207\u63d0\u4f9b\u4fdd\u96aa\u7684\u4f01\u696d\u5efa\u7acb\u66f4\u5bc6\u5207\u7684\u95dc\u4fc2\uff0c\u201dShapira \u8aaa\u3002 <\/p>\n\n<p>\u8207 Shapira \u7684\u9810\u6e2c\u4e00\u81f4\uff0c\u6211\u5011\u770b\u5230\u4e09\u7a2e\u6a21\u5f0f\u7684\u51fa\u73fe\u5c07\u5851\u9020\u5d4c\u5165\u5f0f\u4fdd\u96aa\u7684\u589e\u9577\uff1a<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>\u7121\u7e2b\u7684\u5ba2\u6236\u9ad4\u9a57\u3002<\/strong>  \u5fc5\u9808\u8207\u8981\u6295\u4fdd\u7684\u7269\u54c1\u5206\u958b\u8cfc\u8cb7\u4fdd\u96aa\u7684\u5ba2\u6236\u901a\u5e38\u6703\u767c\u73fe\u9019\u7a2e\u9ad4\u9a57\u5f88\u9ebb\u7169\u3002\n\u901a\u904e\u5c07\u4fdd\u96aa\u8cfc\u8cb7\u6574\u5408\u5230\u66f4\u5927\u7684\u8cfc\u8cb7\u65c5\u7a0b\u4e2d\uff0c\u4f01\u696d\u53ef\u4ee5\u9806\u5229\u5b8c\u6210\u4ee5\u524d\u8b93\u5ba2\u6236\u611f\u5230\u6cae\u55aa\u7684\u6b65\u9a5f\u3002 <\/li>\n\n\n\n<li><strong>\u500b\u4eba\u7d1a\u5225\u7684\u500b\u4eba\u5316\u3002<\/strong>  \u9577\u671f\u4ee5\u4f86\uff0cInsurance \u4e00\u76f4\u6839\u64da\u5171\u540c\u7279\u5fb5\u548c\u98a8\u96aa\u6c34\u6e96\u70ba\u7fa4\u9ad4\u91cf\u8eab\u5b9a\u88fd\u5176\u7522\u54c1\u3002\n\u96a8\u8457\u500b\u4eba\u5ba2\u6236\u5728\u4fdd\u96aa\u9078\u9805\u4e2d\u7372\u5f97\u66f4\u591a\u9078\u64c7\uff0c\u9019\u7a2e\u60c5\u6cc1\u6b63\u5728\u767c\u751f\u8b8a\u5316\u3002\n\u66f4\u91cd\u8981\u7684\u662f\uff0c\u96a8\u8457\u667a\u6167\u611f\u6e2c\u5668\u548c\u670d\u52d9\u7db2\u8def\u7684\u589e\u9577\uff0c\u500b\u4eba\u5316\u7684\u6a5f\u6703\u4e5f\u5c07\u96a8\u4e4b\u589e\u52a0\u3002\n\u8003\u616e\u4e92\u806f\u5bb6\u5c45\u6280\u8853\u4ee5\u53ca\u5b83\u5011\u5982\u4f55\u76e3\u63a7\u4eba\u5011\u4f7f\u7528\u7684\u8a2d\u5099\u4ee5\u53ca\u4f55\u6642\u4f7f\u7528\u3002\n\u6b64\u529f\u80fd\u70ba\u667a\u6167\u53c3\u6578\u4fdd\u96aa\u548c\u53ef\u91dd\u5c0d\u500b\u4eba\u5bb6\u5ead\u91cf\u8eab\u5b9a\u88fd\u7684\u4ee5\u7d50\u679c\u70ba\u4e2d\u5fc3\u7684\u4fdd\u55ae\u5960\u5b9a\u4e86\u57fa\u790e\u3002    <\/li>\n\n\n\n<li><strong>\u5728\u98a8\u96aa\u6295\u8cc7\u7d44\u5408\u4e2d\u5be6\u73fe\u66f4\u597d\u7684\u5e73\u8861\u3002<\/strong>  \u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u901a\u904e\u5d4c\u5165\u5f0f\u4fdd\u96aa\u5e73\u53f0\u5373\u6642\u63a7\u5236\u4ed6\u5011\u63d0\u4f9b\u7684\u4fdd\u96aa\u7bc4\u570d\u3002\n\u56e0\u6b64\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u66f4\u597d\u5730\u898f\u5283\u5176\u98a8\u96aa\u6c34\u6e96\uff0c\u4e26\u76f8\u61c9\u5730\u8abf\u6574\u50f9\u683c\u3001\u627f\u4fdd\u7bc4\u570d\u548c\u8cc7\u8a0a\u3002 <\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\">\u898f\u6a21\u5316\u548c\u91d1\u878d\u5305\u5bb9\u6027\u7684\u6a5f\u6703<\/h2>\n\n<p>\u6700\u7d42\uff0c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u5c07\u6709\u52a9\u65bc\u7e2e\u5c0f\u6578\u5341\u5104\u5ba2\u6236\u7684\u4fdd\u8b77\u7f3a\u53e3\u3002<\/p>\n\n<p>\u4f8b\u5982\uff0c\u4e16\u754c\u5404\u5730\u7684\u9996\u6b21\u8cfc\u623f\u8005\u548c\u9996\u6b21\u8cfc\u8eca\u8005\u901a\u5e38\u6709\u67d0\u7a2e\u65b9\u5f0f\u4f86\u70ba\u4ed6\u5011\u7684\u8cfc\u8cb7\u6295\u4fdd\u3002\n\u4f46\u4ed6\u5011\u5fc5\u9808\u53bb\u5225\u7684\u5730\u65b9\u8cb7\u4fdd\u96aa\u7522\u54c1\u2014\u2014\u53e6\u4e00\u500b\u7db2\u7ad9\u3001\u53e6\u4e00\u500b\u8fa6\u516c\u5ba4\u3001\u5225\u7684\u5730\u65b9\u3002\n\u8a72\u4fdd\u96aa\u512a\u60e0\u5728\u9700\u8981\u7684\u6642\u5019\u4e0d\u5b58\u5728\u3002  <\/p>\n\n<p>\u6b64\u5916\uff0c\u8a31\u591a\u5176\u4ed6\u4eba\u6839\u672c\u7121\u6cd5\u7372\u5f97\u4fdd\u96aa\u3002\n\u9ad8\u7d1a\u5de8\u707d\u6578\u64da\u5206\u6790\u5e2b <a href=\"https:\/\/www.swissre.com\/dam\/jcr:ca784019-cd41-45fb-81ed-9379f2cd91e3\/swiss-re-institute-sigma-resilience-index-update-june-2021.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Lucia Bevere<\/a> \u548c\u745e\u58eb\u518d\u4fdd\u96aa\u7684\u7814\u7a76\u4eba\u54e1\u767c\u73fe\uff0c2020 \u5e74\uff0c\u201c\u5065\u5eb7\u3001\u6b7b\u4ea1\u548c\u81ea\u7136\u707d\u5bb3\u98a8\u96aa\u201d\u7684\u5168\u7403\u4fdd\u96aa\u4fdd\u969c\u7f3a\u53e3\u589e\u52a0\u4e86 6.3%\uff0c\u9020\u6210\u4e86 1.4 \u842c\u5104\u7f8e\u5143\u7684\u4e0d\u5fc5\u8981\u98a8\u96aa\u3002 <\/p>\n\n<p>\u5176\u4e2d\uff0c\u81ea\u7136\u707d\u5bb3\u69cb\u6210\u4e86\u6700\u5927\u7684\u5a01\u8105\u3002\n\u745e\u58eb\u518d\u4fdd\u96aa\u5718\u968a\u8868\u793a\uff0c2020 \u5e74\u53ea\u6709 24% \u7684\u81ea\u7136\u707d\u5bb3\u98a8\u96aa\u7531\u4fdd\u96aa\u627f\u4fdd\uff0c\u201c\u9019\u8868\u660e\u5168\u7403\u6240\u6709\u76f8\u95dc\u4fdd\u969c\u9700\u6c42\u4e2d\u6709 76% \u6c92\u6709\u4fdd\u96aa\u201d\u3002 <\/p>\n\n<p>\u5d4c\u5165\u5f0f\u4fdd\u96aa\u5373\u5c07\u5c07\u4fdd\u96aa\u7bc4\u570d\u64f4\u5c55\u5230\u4e16\u754c\u5404\u5730\u7684\u65b0\u5ba2\u6236\u3002\n\u5b83\u5f59\u96c6\u4e86\u65b0\u7684\u5206\u92b7\u5408\u4f5c\u5925\u4f34\uff0c\u5176\u4e2d\u8a31\u591a\u5408\u4f5c\u5925\u4f34\u7531\u65bc\u81ea\u5927\u6d41\u884c\u4ee5\u4f86\u6578\u4f4d\u5305\u5bb9\u6027\u7684\u5feb\u901f\u767c\u5c55\u800c\u65b0\u5efa\u7acb\u806f\u7e6b\uff0c\u4ee5\u63d0\u4f9b\u65b0\u7684\u5206\u92b7\u6a21\u5f0f\u4e26\u8986\u84cb\u9577\u671f\u4ee5\u4f86\u4e0d\u5fc5\u8981\u5730\u66b4\u9732\u5728\u98a8\u96aa\u4e2d\u7684\u4eba\u7fa4\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/airport-checkin-1024x683.jpg\" alt=\"\" class=\"wp-image-11425\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/airport-checkin-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/airport-checkin-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/airport-checkin-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/airport-checkin.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u6211\u5011\u8981\u53bb\u54ea\u88e1\uff1f<\/h2>\n\n<p>\u5be6\u73fe\u5d4c\u5165\u5f0f\u4fdd\u96aa\u7684\u672a\u4f86\u5e36\u4f86\u4e86\u6311\u6230\u3002\n\u9ea5\u80af\u932b\u7684 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-blog\/the-attention-economy-how-insurers-can-stay-visible-in-a-crowded-field\" target=\"_blank\" rel=\"noreferrer noopener\">Arun Arora<\/a>\u7b49\u4eba\u5beb\u9053\uff0c\u4fdd\u96aa\u516c\u53f8\u76ee\u524d\u9762\u81e8\u8457\u5ba2\u6236\u7af6\u722d\uff0c\u7af6\u722d\u58d3\u529b\u4e5f\u5728\u589e\u52a0\u3002 <\/p>\n\n<p><a href=\"https:\/\/innoveo.com\/blog\/this-is-why-the-future-of-insurance-distribution-is-embedded\/\" target=\"_blank\" rel=\"noreferrer noopener\">Simon Torrance<\/a> \u6307\u51fa\uff1a\u300c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u610f\u5473\u8457\u5c07\u4fdd\u96aa\u529f\u80fd\u62bd\u8c61\u70ba\u6280\u8853\uff0c\u4f7f\u4efb\u4f55\u9818\u57df\u7684\u4efb\u4f55\u7b2c\u4e09\u65b9\u7522\u54c1\u6216\u670d\u52d9\u63d0\u4f9b\u8005\u6216\u958b\u767c\u5546\u80fd\u5920\u5c07\u5275\u65b0\u7684\u4fdd\u96aa\u89e3\u6c7a\u65b9\u6848\u7121\u7e2b\u96c6\u6210\u5230\u4ed6\u5011\u7684\u5ba2\u6236\u4e3b\u5f35\u548c\u9ad4\u9a57\u4e2d\u3002\n\u9047\u5230\u5d4c\u5165\u5f0f\u4fdd\u96aa\u7684\u5ba2\u6236\u53ef\u80fd\u6703\u5c07\u8a72\u4fdd\u96aa\u8207\u5176\u6240\u8cfc\u5546\u54c1\u7684\u88fd\u9020\u5546\u6216\u5206\u92b7\u5546\u76f8\u95dc\u806f\uff0c\u800c\u4e0d\u662f\u4fdd\u96aa\u516c\u53f8\u3002 <\/p>\n\n<p>\u70ba\u4e86\u5438\u5f15\u5ba2\u6236\u7684\u6ce8\u610f\u529b\uff0c\u4fdd\u96aa\u516c\u53f8\u53ef\u80fd\u9700\u8981\u505a\u7684\u4e0d\u50c5\u50c5\u662f\u5efa\u7acb\u751f\u614b\u7cfb\u7d71\u95dc\u4fc2\u548c\u63d0\u4f9b\u5d4c\u5165\u5f0f\u4fdd\u96aa\u3002\n\u4ed6\u5011\u53ef\u80fd\u9084\u9700\u8981\u91cd\u65b0\u8abf\u6574\u884c\u92b7\u548c\u6e9d\u901a\u5de5\u4f5c\u7684\u91cd\u9ede\uff0c\u4ee5\u78ba\u4fdd\u5ba2\u6236\u77e5\u9053\u8ab0\u5728\u63d0\u4f9b\u4ed6\u5011\u4fbf\u6377\u3001\u500b\u4eba\u5316\u7684\u4fdd\u96aa\u9ad4\u9a57\u3002 <\/p>\n\n<p>\u5e78\u904b\u7684\u662f\uff0c\u50b3\u9054\u5c0d\u6d41\u7a0b\u7684\u53c3\u8207\u4e0d\u9700\u8981\u7834\u58de\u5ba2\u6236\u7684\u671f\u671b\u6216\u5f15\u8d77\u4e0d\u6eff\u3002\n\u201c\u6d88\u8cbb\u8005\u671f\u671b\u5728\u591a\u500b\u63a5\u5165\u9ede\u548c\u6e20\u9053\u4e0a\u7372\u5f97\u7121\u7e2b\u7684\u3001\u6578\u4f4d\u5316\u589e\u5f37\u7684\u9ad4\u9a57\uff0c\u201d\u9ea5\u80af\u932b\u7684 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/the-multi-access-r-evolution-in-insurance-sales\" target=\"_blank\" rel=\"noreferrer noopener\">Simon Kaesler\u3001Michael Krause \u548c Johannes-Tobias Lorenz<\/a> \u5beb\u9053\u3002\n\u4ed6\u5011\u9084\u671f\u671b\u900f\u660e\u5ea6\u3002\n\u7576\u9019\u5169\u500b\u56e0\u7d20\u7d50\u5408\u8d77\u4f86\u6642\uff0c\u77ad\u89e3\u4ed6\u5011\u7684\u4fdd\u96aa\u516c\u53f8\u53ef\u80fd\u6703\u4f7f\u5ba2\u6236\u66f4\u9858\u610f\u53c3\u8207\u5d4c\u5165\u5f0f\u4fdd\u96aa\uff0c\u800c\u4e0d\u662f\u66f4\u5c11\u3002   <\/p>\n\n<h2 class=\"wp-block-heading\">\u524d\u65b9\u7684\u9053\u8def<\/h2>\n\n<p>\u70ba\u4e86\u5728\u6b63\u78ba\u7684\u6642\u9593\u4ee5\u7121\u7e2b\u548c\u4fbf\u6377\u7684\u65b9\u5f0f\u5411\u6b63\u78ba\u7684\u4eba\u63d0\u4f9b\u6b63\u78ba\u7684\u4fdd\u96aa\uff0c\u5168\u7403\u4fdd\u96aa\u696d\u9700\u8981\u9023\u63a5\u548c\u8abf\u6574\u6578\u5341\u5104\u500b\u6d3b\u52d5\u90e8\u4ef6\u3002\n\u9019\u4e0d\u662f\u4e00\u4ef6\u5bb9\u6613\u7684\u4e8b\u3002 <\/p>\n\n<p>\u524d\u9032\u7684\u9053\u8def\u662f\u901a\u904e\u66f4\u6df1\u5165\u7684\u6578\u64da\u6d1e\u5bdf\u3001\u66f4\u5f37\u7684\u500b\u4eba\u5316\u548c\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u4f86\u52a0\u901f\u884c\u696d\u7684\u56de\u61c9\u80fd\u529b\u3002\n\u4fdd\u96aa\u516c\u53f8\u5c0d\u5ba2\u6236\u7684\u77ad\u89e3\u8d8a\u591a\uff0c\u9019\u4e9b\u5ba2\u6236\u53ef\u7528\u7684\u9078\u64c7\u5c31\u8d8a\u597d\u3002\n\u7121\u8ad6\u9019\u500b\u4eba\u5728\u4e16\u754c\u7684\u54ea\u500b\u5730\u65b9\uff0c\u4e5f\u7121\u8ad6\u9019\u500b\u4eba\u904e\u53bb\u5728\u7d93\u6fdf\u4e0a\u591a\u9ebc\u88ab\u6392\u65a5\uff0c\u90fd\u662f\u5982\u6b64\u3002  <\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u64c1\u6709\u4e86\u89e3\u5ba2\u6236\u9700\u6c42\u548c\u5206\u92b7\u5408\u4f5c\u5925\u4f34\u9762\u81e8\u7684\u6311\u6230\u6240\u9700\u7684\u5de5\u5177\u3002<\/p>\n\n<p>\u73fe\u5728\uff0c\u4ed6\u5011\u5fc5\u9808\u8a2d\u60f3\u9019\u4e9b\u5408\u4f5c\u95dc\u4fc2\u5982\u4f55\u7d50\u5408\u5728\u4e00\u8d77\uff0c\u4ee5\u64f4\u5927\u4fdd\u96aa\u5206\u92b7\uff0c\u4e26\u78ba\u4fdd\u5168\u7403\u66f4\u591a\u4eba\u7372\u5f97\u6240\u9700\u7684\u4fdd\u8b77\u3002<\/p>\n\n<p><em>\u5716\u7247\u4f86\u81ea\uff1a michaeljung\/\u00a9123RF.com\uff0c psisa\/\u00a9123RF.com\uff0c romankosolapov\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>2021\u5e746\u6708\uff0cInsTech London \u5831\u544a\u4e86\u4e00\u500b\u5728\u6211\u5011\u884c\u696d\u4e2d\u5f15\u4eba\u6ce8\u76ee\u7684\u6578\u4f4d\uff1a7220\u5104\u7f8e\u5143\u3002 \u9019\u662f\u5230\u672c [&hellip;]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-18756","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/18756","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=18756"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=18756"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}