{"id":18738,"date":"2024-09-19T20:53:50","date_gmt":"2024-09-20T01:53:50","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e7%95%b6%e5%89%8d%e4%bf%9d%e9%9a%aa%e8%b6%a8%e5%8b%a2%e5%92%8c%e6%9c%aa%e4%be%86%e5%b1%95%e6%9c%9b\/"},"modified":"2024-09-19T20:53:55","modified_gmt":"2024-09-20T01:53:55","slug":"%e7%95%b6%e5%89%8d%e4%bf%9d%e9%9a%aa%e8%b6%a8%e5%8b%a2%e5%92%8c%e6%9c%aa%e4%be%86%e5%b1%95%e6%9c%9b","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e7%95%b6%e5%89%8d%e4%bf%9d%e9%9a%aa%e8%b6%a8%e5%8b%a2%e5%92%8c%e6%9c%aa%e4%be%86%e5%b1%95%e6%9c%9b\/","title":{"rendered":"\u7576\u524d\u4fdd\u96aa\u8da8\u52e2\u548c\u672a\u4f86\u5c55\u671b"},"content":{"rendered":"\n<p>\u5d4c\u5165\u5f0f\u4fdd\u96aa\u3002\nAI \u548c\u6578\u64da\u667a\u6167\u3002\n\u5ba2\u6236\u671f\u671b\u3002\n\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u3002   <\/p>\n\n<p>\u591a\u5e74\u4f86\uff0c\u6240\u6709\u9019\u4e9b\u90fd\u662f\u4fdd\u96aa\u696d\u7684\u71b1\u9580\u8a71\u984c\u3002\n\u5230 2021 \u5e74\u5e95\uff0c\u9019\u4e9b\u8a71\u984c\u548c\u5176\u4ed6\u8a71\u984c\u5c07\u6210\u70ba\u4f86\u5e74\u7684 <a href=\"https:\/\/www.boltinsurance.com\/insights\/blogs\/insurance-transform-2022\" target=\"_blank\" rel=\"noreferrer noopener\">\u5c0d\u8a71\u7684\u4e3b\u5c0e<\/a> \u8a71\u984c\u3002\n\u4f46\u9019\u4e9b\u9810\u6e2c\u6210\u529f\u4e86\u55ce\uff1f  <\/p>\n\n<p>\u4ee5\u4e0b\u662f P&amp;C \u4fdd\u96aa\u5728 2022 \u5e74\u4e0b\u534a\u5e74\u884c\u696d\u4e2d\u4e00\u4e9b\u6700\u5927\u8da8\u52e2\u548c\u71b1\u9580\u8a71\u984c\u4e0a\u7684\u4f4d\u7f6e\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u5d4c\u5165\u5f0f\u4fdd\u96aa<\/h2>\n\n<p>\u5d4c\u5165\u5f0f\u4fdd\u96aa\u76ee\u524d\u53d7\u5230\u7684\u95dc\u6ce8\u4f4e\u65bc\u5176\u4ed6\u4fdd\u96aa\u8da8\u52e2\uff0c\u4f8b\u5982\u5ba2\u6236\u500b\u4eba\u5316\u548c\u4eba\u5de5\u667a\u6167\u7684\u4f7f\u7528\u3002\n\u7136\u800c\uff0c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u4e26\u6c92\u6709\u56e0\u70ba\u7f3a\u4e4f\u5c0d\u8a71\u800c\u67af\u840e\u3002\n\u76f8\u53cd\uff0c\u5d4c\u5165\u5f0f\u548c\u92b7\u552e\u9ede\u4fdd\u96aa\u6b63\u5728\u84ec\u52c3\u767c\u5c55\uff0c\u96a8\u8457\u5b83\u5011\u7684\u767c\u5c55\uff0c\u5b83\u5011\u5c0d\u50b3\u7d71\u7684\u4fdd\u96aa\u5206\u92b7\u6a21\u5f0f\u9020\u6210\u4e86\u8d8a\u4f86\u8d8a\u6df1\u7684\u985b\u8986\u3002  <\/p>\n\n<p>InsurTech \u4e3b\u7de8 <a href=\"https:\/\/insurtechdigital.com\/insurtech\/three-key-trends-for-insurtechs-driving-innovation-in-2022\" target=\"_blank\" rel=\"noreferrer noopener\">Joanna England<\/a> \u5beb\u9053\uff0c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u7684\u8f49\u5316\u7387\u76ee\u524d\u70ba 10% \u5230 20%\uff0c\u800c\u4e8b\u5f8c\u8cfc\u8cb7\u548c\u6295\u4fdd\uff08\u6216\u672a\u6295\u4fdd\uff09\u7684\u5c08\u6848\u70ba 1% \u5230 3%\u3002<\/p>\n\n<p>\u8f49\u5316\u7387\u7684\u986f\u8457\u5dee\u7570\u53ef\u80fd\u6b78\u56e0\u65bc\u9019\u6a23\u4e00\u500b\u4e8b\u5be6\uff1a\u7576\u5ba2\u6236\u5728\u8cfc\u8cb7\u539f\u59cb\u5546\u54c1\u7684\u540c\u4e00\u7b46\u4ea4\u6613\u4e2d\u53ef\u4ee5\u8f15\u9b06\u8cfc\u8cb7\u4fdd\u96aa\u6642\uff0c\u4ed6\u5011\u66f4\u6709\u53ef\u80fd\u8cfc\u8cb7\u4fdd\u96aa\u3002\n\u7576\u5ba2\u6236\u5fc5\u9808\u5728\u4e8b\u5f8c\u55ae\u7368\u5c0b\u627e\u4fdd\u96aa\u6642\uff0c\u9664\u975e\u6709\u984d\u5916\u7684\u5f71\u97ff\uff0c\u4f8b\u5982\u5f37\u5236\u8981\u6c42\u6c7d\u8eca\u4fdd\u96aa\u7684\u5dde\u6cd5\u5f8b\u767c\u63ee\u4f5c\u7528\uff0c\u5426\u5247\u4ed6\u5011\u4e0d\u592a\u53ef\u80fd\u9019\u6a23\u505a\u3002 <\/p>\n\n<p>\u5d4c\u5165\u5f0f\u4fdd\u96aa\u662f\u4e00\u7a2e\u5168\u7403\u73fe\u8c61\u3002\n\u4e00\u4efd <a href=\"https:\/\/www.researchandmarkets.com\/reports\/5547704\/africa-and-middle-east-embedded-insurance?utm_source=GNOM&amp;utm_medium=PressRelease&amp;utm_code=g8jkvr&amp;utm_campaign=1675575+-+Africa+%26+Middle+East+Embedded+Insurance+Market+Report+2022%3a+Market+is+Expected+to+Grow+by+40.2%25+to+Reach+%242%2c329.0+Million+in+2022+-+Forecast+to+2029&amp;utm_exec=chdo54prd\" target=\"_blank\" rel=\"noreferrer noopener\">\u5831\u544a<\/a> \u4f30\u8a08\uff0c\u50c5\u5728 2022 \u5e74\uff0c\u975e\u6d32\u548c\u4e2d\u6771\u7684\u5d4c\u5165\u5f0f\u4fdd\u96aa\u5c31\u9810\u8a08\u5c07\u589e\u9577 40.2%\uff0c\u50f9\u503c\u8d85\u904e 23 \u5104\u7f8e\u5143\u3002\n\u5d4c\u5165\u5f0f\u4fdd\u96aa\u70ba\u64f4\u5927\u5206\u92b7\u7bc4\u570d\u63d0\u4f9b\u4e86\u4e00\u7a2e\u5f37\u5927\u7684\u65b9\u6cd5\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-wearing-mask-1024x684.jpg\" alt=\"\" class=\"wp-image-11465\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-wearing-mask-1024x684.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-wearing-mask-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-wearing-mask-768x513.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/woman-wearing-mask.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4eba\u5de5\u667a\u6167\u548c\u6a5f\u5668\u5b78\u7fd2<\/h2>\n\n<p>\u4eba\u5de5\u667a\u6167\u7e7c\u7e8c\u63a8\u52d5\u4fdd\u96aa\u79d1\u6280\u7684\u52aa\u529b\u548c\u6295\u8cc7\u3002\n\u5b89\u6c38\u7684 <a href=\"https:\/\/www.ey.com\/en_us\/insurance\/insurtech-trends-and-investment-landscape?WT.mc_id=10818312&amp;AA.tsrc=paidsearch&amp;gclid=CjwKCAjwzeqVBhAoEiwAOrEmzWok2RDGzvRekHB6SZAICBCDUO_dNlSrVcBppxFv2qOCFLAw9fOk4xoCZkwQAvD_BwE\" target=\"_blank\" rel=\"noreferrer noopener\">Martin Spit<\/a> \u5beb\u9053\uff0c\u64c1\u6709\u5f37\u5927 AI \u80fd\u529b\u7684\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u4e5f\u5c55\u793a\u4e86\u4e00\u4e9b\u6700\u5f37\u52c1\u7684\u6295\u8cc7\u589e\u9577\u3002 <\/p>\n\n<p>\u96a8\u8457\u4eba\u5011\u5c0d AI \u548c\u6a5f\u5668\u5b78\u7fd2\u7684\u8208\u8da3\u4e0d\u65b7\u64f4\u5927\uff0c\u4ed6\u5011\u6539\u5584\u4fdd\u96aa\u696d\u52d9\u7684\u80fd\u529b\u4e5f\u5728\u589e\u5f37\u3002\n\u64da Excellarate \u5317\u7f8e\u4ea4\u4ed8\u526f\u7e3d\u88c1 <a href=\"https:\/\/www.insurancethoughtleadership.com\/going-digital\/insurance-industry-trends-2022\" target=\"_blank\" rel=\"noreferrer noopener\">Tim Clark<\/a> \u7a31\uff0c\u8a31\u591a\u4fdd\u96aa\u9818\u5c0e\u8005\u73fe\u5728\u90fd\u95dc\u6ce8 AI \u7684\u80fd\u529b\uff1a <\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u63d0\u9ad8\u627f\u4fdd\u6548\u7387\u3002<\/li>\n\n\n\n<li>\u6539\u9032\u7d22\u8ce0\u548c\u6b3a\u8a50\u4fdd\u8b77\u5de5\u4f5c\u3002<\/li>\n\n\n\n<li>\u63d0\u4f9b\u500b\u4eba\u5316\u7684\u5ba2\u6236\u670d\u52d9\u3002<\/li>\n<\/ul>\n\n<p>\u201cAI \u901a\u904e\u5f9e\u6839\u672c\u4e0a\u6539\u8b8a\u4f60\u7684\u5de5\u4f5c\u65b9\u5f0f\u4f86\u91cb\u653e\u5546\u696d\u50f9\u503c\uff0c\u5f9e\u5be6\u73fe\u65b0\u7684\u4eba\u52a0\u6a5f\u5668\u5de5\u4f5c\u65b9\u5f0f\u548c\u66f4\u667a\u6167\u7684\u7cfb\u7d71\uff0c\u5230\u5275\u9020\u65b0\u7684\u7522\u54c1\u548c\u670d\u52d9\uff0c\u201d\u57c3\u68ee\u54f2\u8463\u4e8b\u9577\u517c\u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/fortune.com\/2021\/11\/09\/ai-artificial-intelligence-ceos-transformation-accenture-julie-sweet\/\" target=\"_blank\" rel=\"noreferrer noopener\">Julie Sweet<\/a> \u5beb\u9053\u3002<\/p>\n\n<p>\u672a\u4f86\u5e7e\u5e74\uff0c\u5c07\u4eba\u985e\u52aa\u529b\u8207 AI \u76f8\u7d50\u5408\u4ecd\u5c07\u662f\u4fdd\u96aa\u516c\u53f8\u7684\u4e3b\u8981\u95dc\u6ce8\u9ede\u3002\n\u96d6\u7136 AI \u53ef\u4ee5\u5e6b\u52a9\u512a\u5316\u5206\u92b7\u3001\u5206\u6790\u6578\u64da\u3001\u63d0\u4f9b\u5ba2\u6236\u500b\u4eba\u5316\u548c\u5efa\u7acb\u95dc\u4fc2\uff0c\u4f46\u50c5\u9760 AI \u4e26\u4e0d\u80fd\u8aac\u660e\u4fdd\u96aa\u516c\u53f8\u5be6\u73fe\u76ee\u6a19\u6216\u4fdd\u6301\u7af6\u722d\u529b\u3002 <\/p>\n\n<p>\u201c\u4f8b\u5982\uff0c\u6c92\u6709\u5be6\u6642\u670d\u52d9\u7684\u81ea\u52a9\u804a\u5929\u6a5f\u5668\u4eba\u53ef\u80fd\u6703\u5411\u5ba2\u6236\u50b3\u9054\u516c\u53f8\u512a\u5148\u8003\u616e\u6210\u672c\u7bc0\u7d04\u800c\u4e0d\u662f\u5e6b\u52a9\u7684\u8cc7\u8a0a\u3002\u9019\u5c31\u662f\u806f\u7d61\u4e2d\u5fc3\u4eba\u6027\u5316\u7684\u4e00\u9762\uff0c\u201c\u5fb7\u52e4\u7684 <a href=\"https:\/\/www2.deloitte.com\/xe\/en\/insights\/topics\/marketing-and-sales-operations\/global-marketing-trends\/2022\/end-to-end-customer-experience-ai.html\" target=\"_blank\" rel=\"noreferrer noopener\">Andy Haas\u3001Ravouth Keuky \u548c Michelle McGuire Christian<\/a> \u5beb\u9053\u3002\n\u5982\u679c\u4efb\u7531\u4eba\u5de5\u667a\u6167\u81ea\u884c\u5176\u662f\uff0c\u53ef\u80fd\u6703\u9069\u5f97\u5176\u53cd;AI \u8207\u4eba\u985e\u7684\u52aa\u529b\u76f8\u7d50\u5408\uff0c\u5c07\u7e7c\u7e8c\u63a8\u52d5\u4fdd\u96aa\u548c\u5176\u4ed6\u884c\u696d\u7684\u767c\u5c55\u3002 <\/p>\n\n<p>\u4fdd\u96aa\u4e00\u76f4\u4f9d\u8cf4\u6578\u64da\u4f86\u505a\u51fa\u6c7a\u7b56\u3002\nAI \u9084\u63d0\u4f9b\u4e86\u91cb\u653e\u6578\u64da\u50f9\u503c\u7684\u5f37\u5927\u65b9\u6cd5\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u6578\u64da\u667a\u6167<\/h2>\n\n<p>\u96f2\u8a08\u7b97\u4f7f\u6578\u64da\u66f4\u6613\u65bc\u5b58\u5132\u548c\u8a2a\u554f\u3002\n\u77ad\u89e3\u9019\u4e9b\u6578\u64da\u63a8\u52d5\u4e86\u65b0\u8208\u4fdd\u96aa\u79d1\u6280\u516c\u53f8\u548c\u6210\u719f\u7684\u4fdd\u96aa\u516c\u53f8\u958b\u767c\u66f4\u597d\u7684\u6578\u64da\u5206\u6790\u548c\u60c5\u5831\u65b9\u6cd5\u3002\n\u4eba\u5de5\u667a\u6167\u63d0\u4f9b\u4e86\u5206\u6790\u6578\u64da\u3001\u767c\u73fe\u6a21\u5f0f\u548c\u9032\u884c\u9810\u6e2c\u7684\u65b9\u6cd5\u3002  <\/p>\n\n<p>\u4eba\u5011\u5df2\u7d93\u5c0d AI \u6578\u64da\u5206\u6790\u80fd\u529b\u7684\u6f5b\u529b\u9032\u884c\u4e86\u5927\u91cf\u7814\u7a76\uff0c\u5305\u62ec\u8a31\u591a\u807d\u8d77\u4f86\u66f4\u50cf\u79d1\u5e7b\u5c0f\u8aaa\u800c\u4e0d\u662f\u65e5\u5e38\u73fe\u5be6\u7684\u6771\u897f\u3002<\/p>\n\n<p>\u201c\u904b\u71df\u5546\u73fe\u5728\u9762\u81e8\u7684\u9078\u64c7\u4e26\u4e0d\u662f\u61c9\u8a72\u7531\u4eba\u9084\u662f\u6a5f\u5668\u4f86\u627f\u64d4\u98a8\u96aa\u7684\u4e8c\u5143\u6c7a\u5b9a\u3002\u76f8\u53cd\uff0c\u9019\u662f\u4e00\u500b\u5982\u4f55\u6700\u597d\u5730\u5229\u7528\u6a5f\u5668\u4f86\u8aac\u660e\u4eba\u5de5\u627f\u4fdd\u4eba\u66f4\u4e00\u81f4\u5730\u505a\u51fa\u6709\u5229\u53ef\u5716\u7684\u627f\u4fdd\u6c7a\u7b56\u7684\u554f\u984c\uff0c\u201c\u57c3\u68ee\u54f2\u7684 <a href=\"https:\/\/insuranceblog.accenture.com\/the-future-of-underwriting-part-3-enabled-underwriting\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Reilly<\/a> \u5beb\u9053\u3002\n\u70ba\u4e86\u6709\u6548\u5730\u5229\u7528\u6280\u8853\uff0c\u4fdd\u96aa\u516c\u53f8\u9700\u8981\u66f4\u6709\u6548\u5730\u5206\u6790\u6578\u64da\u4e26\u7acb\u5373\u6839\u64da\u6578\u64da\u667a\u6167\u63a1\u53d6\u884c\u52d5\u3002 <\/p>\n\n<p>\u9019\u7a2e\u5c0d\u5c16\u7aef\u6578\u64da\u667a\u6167\u7684\u9700\u6c42\u8207\u4fdd\u96aa\u696d\u7576\u524d\u7684\u6bcf\u4e00\u500b\u554f\u984c\u90fd\u4ea4\u7e54\u5728\u4e00\u8d77\u3002\n\u8981\u5728\u5d4c\u5165\u5f0f\u4fdd\u96aa\u9818\u57df\u7372\u5f97\u5e02\u5834\u4efd\u984d\uff0c\u9700\u8981\u6e05\u695a\u5730\u77ad\u89e3\u5d4c\u5165\u5f0f\u4fdd\u55ae\u53ef\u4ee5\u8986\u84cb\u54ea\u4e9b\u98a8\u96aa\u4ee5\u53ca\u5982\u4f55\u8986\u84cb\u3002\n\u5efa\u7acb\u751f\u614b\u7cfb\u7d71\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u9700\u8981\u8207\u751f\u614b\u7cfb\u7d71\u5408\u4f5c\u5925\u4f34\u5354\u8abf\u6578\u64da\u667a\u6167\u3002\n\u4eba\u5de5\u667a\u6167\u63a8\u52d5\u6578\u64da\u5206\u6790\u3002\n\u53ef\u9760\u7684\u6578\u64da\u5206\u6790\u63d0\u4f9b\u4e86\u5ba2\u6236\u73fe\u5728\u6240\u9700\u7684\u500b\u4eba\u5316\u3002    <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-handshake-meeting-1024x576.jpg\" alt=\"\" class=\"wp-image-11455\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-handshake-meeting-1024x576.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-handshake-meeting-300x169.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-handshake-meeting-768x432.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-handshake-meeting.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5ba2\u6236\u671f\u671b<\/h2>\n\n<p>\u5ba2\u6236\u500b\u4eba\u5316\u201c\u662f\u6bcf\u500b\u7269\u7406\u548c\u865b\u64ec\u63a5\u89f8\u9ede\u7684\u8a2d\u8a08\u76ee\u6a19\uff0c\u4e26\u4e14\u8d8a\u4f86\u8d8a\u591a\u5730\u7531 AI \u63d0\u4f9b\u652f\u63f4\uff0c\u201d <a href=\"https:\/\/hbr.org\/2022\/03\/customer-experience-in-the-age-of-ai\" target=\"_blank\" rel=\"noreferrer noopener\">David C. Edelman \u548c Mark Abraham<\/a> \u5728\u300a\u54c8\u4f5b\u5546\u696d\u8a55\u8ad6\u300b\u4e0a\u5beb\u9053\u3002\nAI \u548c\u6578\u64da\u5206\u6790\u5728\u6eff\u8db3\u5ba2\u6236\u5feb\u901f\u8b8a\u5316\u7684\u671f\u671b\u65b9\u9762\u767c\u63ee\u8457\u95dc\u9375\u4f5c\u7528\u3002 <\/p>\n\n<p>\u7531\u65bc\u5ba2\u6236\u671f\u671b\u53d7\u6280\u8853\u5f71\u97ff\uff0c\u56e0\u6b64\u9019\u4e9b\u671f\u671b\u4e5f\u5f71\u97ff\u4fdd\u96aa\u516c\u53f8\u7684\u6280\u8853\u9078\u64c7\u548c\u5be6\u65bd\u3002\n\u5fb7\u52e4\u7684 <a href=\"https:\/\/www2.deloitte.com\/xe\/en\/insights\/industry\/financial-services\/financial-services-industry-outlooks\/insurance-industry-outlook.html\" target=\"_blank\" rel=\"noreferrer noopener\">Gary Shaw<\/a> \u5beb\u9053\uff0c\u901a\u904e\u81ea\u52d5\u5316\u7c21\u5316\u65e5\u5e38\u5de5\u4f5c\uff0c\u4e26\u4f7f\u7528\u652f\u63f4 AI \u7684\u5de5\u5177\u63d0\u4f9b\u5b9a\u88fd\u670d\u52d9\uff0c\u70ba\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u4e86\u5169\u7a2e\u65b9\u5f0f\uff0c\u53ef\u4ee5\u901a\u904e\u6eff\u8db3\u5ba2\u6236\u671f\u671b\u4f86\u6539\u5584\u5ba2\u6236\u9ad4\u9a57\u3002 <\/p>\n\n<p>\u5ba2\u6236\u5f37\u70c8\u671f\u671b\u7684\u4e00\u4ef6\u4e8b\u662f\u500b\u4eba\u5316\u3002\n\u500b\u4eba\u5316\u63a8\u85a6\u5df2\u6210\u70ba\u8a31\u591a\u5ba2\u6236\uff08\u5c24\u5176\u662f\u5e74\u8f15\u4eba\uff09\u505a\u51fa\u6c7a\u7b56\u7684\u95dc\u9375\u3002\n\u201c\u96d6\u7136\u6bcf\u500b\u5e74\u9f61\u6bb5\u7684\u4eba\u90fd\u5c0d\u5e6b\u52a9\u4ed6\u5011\u505a\u51fa\u66f4\u5b89\u5168\u3001\u66f4\u5065\u5eb7\u3001\u66f4\u53ef\u6301\u7e8c\u7684\u9078\u64c7\u7684\u6578\u4f4d\u7522\u54c1\u8d8a\u4f86\u8d8a\u611f\u8208\u8da3\uff0c\u4f46\u8d8a\u4f86\u8d8a\u591a\u7684 34 \u6b72\u53ca\u4ee5\u4e0b\u7684\u6d88\u8cbb\u8005\u8868\u793a\u4ed6\u5011\u5e0c\u671b\u7372\u5f97\u9019\u7a2e\u8aac\u660e\uff0c\u201d\u57c3\u68ee\u54f2\u9ad8\u7d1a\u8463\u4e8b\u7e3d\u7d93\u7406 <a href=\"https:\/\/insuranceblog.accenture.com\/data-driven-re-invention-makes-insurance-more-personal\" target=\"_blank\" rel=\"noreferrer noopener\">Kenneth Saldhana<\/a> \u5beb\u9053\u3002  <\/p>\n\n<p>\u9032\u5165\u500b\u4eba\u5316\u9818\u57df\u7684\u7af6\u722d\u4e4d\u4e00\u770b\u4f3c\u4e4e\u4ee4\u4eba\u56f0\u60d1\u3002\n\u5e7e\u500b\u4e16\u7d00\u4ee5\u4f86\uff0c\u4fdd\u96aa\u696d\u4e00\u76f4\u5c08\u6ce8\u65bc\u96c6\u5718\u5c64\u9762\u7684\u500b\u4eba\u5316\u3002\n\u4fdd\u96aa\u516c\u53f8\u9577\u671f\u4ee5\u4f86\u4e00\u76f4\u4f7f\u7528\u6578\u64da\u4f86\u8b58\u5225\u5177\u6709\u7279\u5b9a\u98a8\u96aa\u7279\u5fb5\u7684\u7fa4\u9ad4\u3002  <\/p>\n\n<p>\u78ba\u5b9a\u7fa4\u9ad4\u540e\uff0c\u4fdd\u96aa\u516c\u53f8\u5c31\u6703\u70ba\u9019\u4e9b\u7fa4\u9ad4\u5275\u5efa\u7522\u54c1\u4e26\u5b9a\u50f9\u98a8\u96aa\u3002\n\u51f1\u6377\u526f\u7e3d\u88c1\u517c\u5168\u7403\u4eba\u58fd\u548c\u5e74\u91d1\u884c\u696d\u8ca0\u8cac\u4eba <a href=\"https:\/\/www.dataart.com\/en\/blog\/how-insurance-companies-can-adopt-personalization-in-2021\" target=\"_blank\" rel=\"noreferrer noopener\">Samantha Chow<\/a>\u6307\u51fa\uff0c\u4fdd\u96aa\u516c\u53f8\u9084\u6839\u64da\u5c0d\u7279\u5b9a\u7fa4\u9ad4\u6700\u5177\u5438\u5f15\u529b\u7684\u7279\u9ede\u4f86\u71df\u92b7\u9019\u4e9b\u7522\u54c1\u3002 <\/p>\n\n<p>\u5ba2\u6236\u4e0d\u518d\u671f\u671b\u8207\u5e74\u9f61\u3001\u8077\u696d\u9818\u57df\u3001\u793e\u5340\u6216\u5176\u4ed6\u7279\u5fb5\u76f8\u4f3c\u7684\u5176\u4ed6\u4eba\u5206\u7d44\u3002\n\u5982\u4eca\uff0c\u5ba2\u6236\u5e0c\u671b\u7522\u54c1\u5728\u500b\u4eba\u5c64\u9762\u4e0a\u5be6\u73fe\u500b\u4eba\u5316\u3002\n\u6bcf\u500b\u5ba2\u6236\u90fd\u5e0c\u671b\u770b\u5230\u9069\u5408\u4ed6\u5011\u7684\u8cc7\u8a0a\u548c\u7522\u54c1\uff0c\u800c\u4e0d\u50c5\u50c5\u662f\u50cf\u4ed6\u5011\u9019\u6a23\u7684\u4eba\u3002  <\/p>\n\n<p>\u5728\u9019\u65b9\u9762\uff0c\u4eba\u5de5\u667a\u6167\u3001\u6578\u64da\u5206\u6790\u548c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u53ef\u4ee5\u767c\u63ee\u4f5c\u7528\u3002\n\u6bcf\u500b\u90fd\u63d0\u4f9b\u4e86\u77ad\u89e3\u500b\u4eba\u5ba2\u6236\u548c\u9810\u6e2c\u5176\u9700\u6c42\u7684\u5de5\u5177\u3002\n\u7576\u8207\u4ee3\u7406\u548c\u7d93\u7d00\u4eba\u5c08\u696d\u77e5\u8b58\u76f8\u7d50\u5408\u6642\uff0c\u9019\u4e9b\u5de5\u5177\u53ef\u4ee5\u8aac\u660e\u6bcf\u500b\u5ba2\u6236\u7372\u5f97\u4e00\u5c0d\u4e00\u7684\u95dc\u6ce8\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">\u5925\u4f34\u95dc\u4fc2\u548c\u751f\u614b\u7cfb\u7d71<\/h2>\n\n<p>\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u5141\u8a31\u4fdd\u96aa\u516c\u53f8\u8207\u975e\u4fdd\u96aa\u516c\u53f8\u4f01\u696d\u5408\u4f5c\uff0c\u70ba\u5ba2\u6236\u63d0\u4f9b\u66f4\u52a0\u500b\u4eba\u5316\u7684\u670d\u52d9\uff0c\u4e26\u6536\u96c6\u6709\u95dc\u5ba2\u6236\u884c\u70ba\u7684\u66f4\u5b8c\u6574\u6578\u64da\u3002<\/p>\n\n<p>\u8207\u5d4c\u5165\u5f0f\u4fdd\u96aa\u4e00\u6a23\uff0c\u751f\u614b\u7cfb\u7d71\u548c\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u53d7\u5230\u7684\u95dc\u6ce8\u4f4e\u65bc AI\u3001\u6578\u64da\u667a\u6167\u548c\u5ba2\u6236\u500b\u4eba\u5316\u3002\n\u4f46\u662f\uff0c\u751f\u614b\u7cfb\u7d71\u548c\u5925\u4f34\u95dc\u4fc2\u9a45\u52d5\u6216\u53d7\u9019\u4e9b\u66f4\u53d7\u6b61\u8fce\u7684\u56e0\u7d20\u9a45\u52d5\u3002 <\/p>\n\n<p>\u8207\u5d4c\u5165\u5f0f\u4fdd\u96aa\u4e00\u6a23\uff0c\u751f\u614b\u7cfb\u7d71\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u7e7c\u7e8c\u84ec\u52c3\u767c\u5c55\u3002\n\u9ea5\u80af\u932b\u7684 <a href=\"https:\/\/www.mckinsey.com\/business-functions\/mckinsey-digital\/our-insights\/how-do-companies-create-value-from-digital-ecosystems\" target=\"_blank\" rel=\"noreferrer noopener\">Miklos Dietz\u3001Hamza Khan\u548cIstvan Rab<\/a> \u8868\u793a\uff0c\u52302025\u5e74\uff0c\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u53ef\u4ee5\u63a7\u5236\u591a\u905460\u842c\u5104\u7f8e\u5143\u7684\u6536\u5165\u3002 <\/p>\n\n<p>\u5728\u53e6\u4e00\u500b\u80cc\u666f\u4e0b\uff0c\u4fdd\u96aa\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u4e5f\u5728\u589e\u52a0\uff1a\u4f75\u8cfc\u3002\n\u57282022\u5e74\u4e0a\u534a\u5e74\u7d93\u6b77\u4e86\u4e00\u4e9b\u7336\u8c6b\u4e4b\u5f8c\uff0c\u4fdd\u96aa\u4f75\u8cfc\u4ea4\u6613\u518d\u6b21\u64f4\u5927\u3002\n\u201c\u6211\u5011\u9810\u8a08\u4e0b\u534a\u5e74\u7684\u4ea4\u6613\u6d3b\u52d5\u5c07\u589e\u52a0\uff0c\u56e0\u70ba\u652f\u63f4\u5e73\u81fa\u5c0d\u8a72\u884c\u696d\u7684 [private equity] \u6fc3\u539a\u8208\u8da3\uff0c\u201d\u666e\u83ef\u6c38\u9053\u7f8e\u570b\u4fdd\u96aa\u4ea4\u6613\u884c\u696d\u8ca0\u8cac\u4eba <a href=\"https:\/\/www.pwc.com\/us\/en\/industries\/financial-services\/library\/insurance-deals-outlook.html\" target=\"_blank\" rel=\"noreferrer noopener\">Mark Friedman<\/a> \u8868\u793a\u3002  <\/p>\n\n<p>\u9810\u6e2c\u4fdd\u96aa\u7684\u672a\u4f86\u5f9e\u4f86\u90fd\u4e0d\u662f\u4e00\u4ef6\u5bb9\u6613\u7684\u4e8b\u3002\n\u5118\u7ba1\u5982\u6b64\uff0c\u5206\u6790\u8a72\u884c\u696d\u7684\u73fe\u72c0\u53ca\u5176\u767c\u5c55\u60c5\u6cc1\u53ef\u4ee5\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u3001\u4ee3\u7406\u4eba\u548c\u7d93\u7d00\u4eba <a href=\"https:\/\/www.boltinsurance.com\/insights\/blogs\/insurtech-in-2021-and-2022\" target=\"_blank\" rel=\"noreferrer noopener\">\u898f\u5283\u524d\u9032\u7684\u9053\u8def<\/a>\u3002\n\u6280\u8853\u5c07\u7e7c\u7e8c\u5851\u9020\u4fdd\u96aa\u7684\u95dc\u9375\u8981\u7d20\uff0c\u5305\u62ec\u5206\u92b7\u3001\u696d\u52d9\u95dc\u4fc2\u548c\u5ba2\u6236\u9700\u6c42\u3002\n\u77ad\u89e3\u9019\u4e9b\u8da8\u52e2\u767c\u5c55\u7684\u4fdd\u96aa\u516c\u53f8\u53ef\u4ee5\u66f4\u8f15\u9b06\u5730\u5c07\u5176\u8ecc\u8de1\u6574\u5408\u5230\u696d\u52d9\u7684\u6838\u5fc3\u76ee\u6a19\u548c\u5de5\u4f5c\u6d41\u7a0b\u4e2d\u3002   <\/p>\n\n<p><em>\u5716\u7247\u4f86\u81ea\uff1a romankosolapov\/\u00a9123RF.com\uff0c lacustrine\/\u00a9123RF.com\uff0c fizkes\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5d4c\u5165\u5f0f\u4fdd\u96aa\u3002 AI \u548c\u6578\u64da\u667a\u6167\u3002 \u5ba2\u6236\u671f\u671b\u3002 \u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u3002 \u591a\u5e74\u4f86\uff0c\u6240\u6709\u9019\u4e9b\u90fd\u662f\u4fdd\u96aa\u696d\u7684\u71b1\u9580\u8a71\u984c\u3002 \u5230 20 [&hellip;]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-18738","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/18738","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=18738"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=18738"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}