{"id":18668,"date":"2024-09-19T20:52:55","date_gmt":"2024-09-20T01:52:55","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e5%b5%8c%e5%85%a5%e5%bc%8f%e4%bf%9d%e9%9a%aa%ef%bc%9a%e6%b1%bd%e8%bb%8a%e4%bf%9d%e9%9a%aa%e7%9a%84%e6%96%b0%e5%b8%b8%e6%85%8b\/"},"modified":"2024-09-19T20:52:58","modified_gmt":"2024-09-20T01:52:58","slug":"%e5%b5%8c%e5%85%a5%e5%bc%8f%e4%bf%9d%e9%9a%aa%ef%bc%9a%e6%b1%bd%e8%bb%8a%e4%bf%9d%e9%9a%aa%e7%9a%84%e6%96%b0%e5%b8%b8%e6%85%8b","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e5%b5%8c%e5%85%a5%e5%bc%8f%e4%bf%9d%e9%9a%aa%ef%bc%9a%e6%b1%bd%e8%bb%8a%e4%bf%9d%e9%9a%aa%e7%9a%84%e6%96%b0%e5%b8%b8%e6%85%8b\/","title":{"rendered":"\u5d4c\u5165\u5f0f\u4fdd\u96aa\uff1a\u6c7d\u8eca\u4fdd\u96aa\u7684\u65b0\u5e38\u614b"},"content":{"rendered":"\n<p>\u5d4c\u5165\u5f0f\u4fdd\u96aa\u6700\u521d\u5c08\u6ce8\u65bc\u6613\u65bc\u5b9a\u7fa9\u3001\u6613\u65bc\u627f\u4fdd\u7684\u98a8\u96aa\u3002\n\u96a8\u8457\u6578\u64da\u5206\u6790\u3001\u4eba\u5de5\u667a\u6167\u548c\u81ea\u52d5\u5316\u89e3\u9396\u4e86\u65b0\u7684\u627f\u4fdd\u80fd\u529b\uff0c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u6b63\u5728\u64f4\u5c55\u5230\u5305\u62ec\u66f4\u8907\u96dc\u7684\u98a8\u96aa\u3002 <\/p>\n\n<p>\u5176\u4e2d\u6700\u4e3b\u8981\u7684\u662f <a href=\"https:\/\/www.boltinsurance.com\/insights\/blogs\/tesla-insurance-embedded\" target=\"_blank\" rel=\"noreferrer noopener\">\u8eca\u8f1b\u5d4c\u5165\u5f0f\u4fdd\u96aa<\/a>\u3002\n\u5e7e\u4e4e\u7f8e\u570b\u6bcf\u500b\u5dde\u90fd\u8981\u6c42\u67d0\u7a2e\u5f62\u5f0f\u7684\u4fdd\u96aa\u6216\u4fdd\u8b77\u4f86\u89e3\u6c7a\u8eca\u798d\u8cbb\u7528\uff0c\u800c\u6c7d\u8eca\u4fdd\u96aa\u662f\u8fc4\u4eca\u70ba\u6b62\u6700\u53d7\u6b61\u8fce\u7684\u9078\u64c7\u3002\n\u901a\u904e\u5c07\u4fdd\u96aa\u5d4c\u5165\u5230\u8eca\u8f1b\u7684\u8cfc\u8cb7\u50f9\u683c\u4e2d\u6216\u5c07\u5176\u4f5c\u70ba\u92b7\u552e\u9ede\u7684\u53ef\u7528\u9644\u52a0\u5143\u4ef6\uff0c\u4fdd\u96aa\u516c\u53f8\u548c\u6c7d\u8eca\u8f49\u92b7\u5546\u53ef\u4ee5\u63d0\u4f9b\u66f4\u597d\u7684\u5ba2\u6236\u670d\u52d9\u4e26\u5efa\u7acb\u66f4\u7262\u56fa\u7684\u95dc\u4fc2\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">\u5d4c\u5165\u5f0f\u6c7d\u8eca\u4fdd\u96aa\u6b63\u5728\u589e\u9577<\/h2>\n\n<p>\u5d4c\u5165\u5f0f\u6c7d\u8eca\u4fdd\u96aa\u4e26\u4e0d\u662f\u4e00\u500b\u65b0\u60f3\u6cd5\u3002\n\u4f8b\u5982\uff0c\u5e7e\u5341\u5e74\u4f86\uff0c\u79df\u8eca\u5ba2\u6236\u4e00\u76f4\u53ef\u4ee5\u4f7f\u7528\u92b7\u552e\u9ede\u4fdd\u96aa\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u591a\u5e74\u4f86\uff0c\u5d4c\u5165\u5f0f\u6c7d\u8eca\u4fdd\u96aa\u4e26\u6c92\u6709\u9060\u9060\u8d85\u8a08\u7a0b\u8eca\u6ac3\u6aaf\u3002\n\u627f\u4fdd\u8207\u79df\u8eca\u4f7f\u7528\u76f8\u95dc\u7684\u98a8\u96aa\u662f\u6709\u9650\u4e14\u53ef\u9810\u6e2c\u7684\uff0c\u6bd4\u627f\u4fdd\u8207\u5bb6\u5ead\u3001\u5bb6\u5ead\u6216\u5546\u52d9\u8eca\u8f1b\u76f8\u95dc\u7684\u98a8\u96aa\u66f4\u7c21\u55ae\uff0c\u9019\u4e9b\u8eca\u8f1b\u53ef\u80fd\u5728\u65e5\u5e38\u4f7f\u7528\u5341\u5e74\u6216\u66f4\u9577\u6642\u9593\u5167\u4e26\u7528\u65bc\u5404\u7a2e\u76ee\u7684\u3002 <\/p>\n\n<p>\u7ba1\u7406\u8aee\u8a62\u516c\u53f8 Guidehouse Insights \u7684\u9996\u5e2d\u7814\u7a76\u5206\u6790\u5e2b <a href=\"https:\/\/www.forbes.com\/sites\/guidehouse\/2020\/12\/04\/automakers-move-into-the-insurance-business-thanks-to-connectivity\/?sh=4f9726311a88\" target=\"_blank\" rel=\"noreferrer noopener\">Sam Abuelsamid<\/a> \u5beb\u9053\uff0c\u64f4\u5c55\u7684\u9023\u63a5\u548c\u6539\u9032\u7684\u6578\u64da\u5206\u6790\u65b9\u6cd5\u4f7f\u5d4c\u5165\u5f0f\u4fdd\u96aa\u6210\u70ba\u65e5\u5e38\u8cfc\u8eca\u8005\u7684\u9078\u64c7\u3002\n\u5982\u4eca\uff0c\u8a31\u591a\u6c7d\u8eca\u88fd\u9020\u5546\u6b63\u5728\u63a2\u7d22\u5c07\u4fdd\u96aa\u7bc4\u570d\u7d0d\u5165\u4ed6\u5011\u63d0\u4f9b\u7684\u65b0\u8eca\u7684\u65b9\u6cd5\u3002 <\/p>\n\n<p>\u65b0\u51a0\u75ab\u60c5\u4fc3\u4f7f\u8ca1\u7522\u548c\u610f\u5916\u50b7\u5bb3\u4fdd\u96aa\u516c\u53f8\u4ee5\u53ca\u6c7d\u8eca\u88fd\u9020\u5546\u6839\u64da\u5ba2\u6236\u7684\u8cfc\u8cb7\u7fd2\u6163\u548c\u4fdd\u96aa\u9700\u6c42\u91cd\u65b0\u8003\u616e\u6c7d\u8eca\u4fdd\u96aa\u3002\n\u201c\u96a8\u8457\u5ba2\u6236\u5c07\u4ed6\u5011\u7684\u884c\u52d5\u88dd\u7f6e\u7528\u4f5c\u4ed6\u5011\u7684\u500b\u4eba\u8cfc\u7269\u5546\u5834\uff0c\u904b\u71df\u5546\u8a8d\u8b58\u5230\u9700\u8981\u4ee5\u6578\u4f4d\u65b9\u5f0f\u5206\u92b7\u4ed6\u5011\u7684\u7522\u54c1\uff0c\u4ee5\u4fbf\u5728\u7af6\u722d\u4e2d\u4fdd\u6301\u9818\u5148\u5730\u4f4d\uff0c\u201d\u7d22\u8ce0\u8655\u7406\u5e73\u81fa One Inc. \u7684\u5275\u59cb\u4eba\u517c\u9996\u5e2d\u6230\u7565\u5b98 <a href=\"https:\/\/www.dig-in.com\/opinion\/how-embedded-insurance-is-transforming-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Christopher Ewing<\/a> \u5beb\u9053\u3002\n\u4e00\u7a2e\u65b9\u6cd5\u662f\u901a\u904e\u5728\u5ba2\u6236\u8003\u616e\u8cfc\u8cb7\u6c7d\u8eca\u4fdd\u96aa\u7684\u6642\u9593\u548c\u5730\u9ede\u63d0\u4f9b\u6c7d\u8eca\u4fdd\u96aa\u4f86\u7c21\u5316\u6c7d\u8eca\u4fdd\u96aa\u3002  <\/p>\n\n<p>\u6280\u8853\u5c08\u5bb6 <a href=\"https:\/\/bill-malloy.com\/embedded-insurance-from-reliable-brands-offers-consumers-peace-of-mind\/\" target=\"_blank\" rel=\"noreferrer noopener\">Bill Malloy<\/a> \u5beb\u9053\uff0c\u5230 2023 \u5e74\uff0c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u5e02\u5834\u9810\u8a08\u5c07\u9054\u5230 3 \u842c\u5104\u7f8e\u5143\u3002\n\u8a72\u503c\u7684\u5f88\u5927\u4e00\u90e8\u5206\u53ef\u80fd\u4f86\u81ea\u5d4c\u5165\u5f0f\u6c7d\u8eca\u4fdd\u96aa\u3002\n\u4fdd\u96aa\u516c\u53f8\u6709\u6a5f\u6703\u64f4\u5c55\u5176\u6280\u8853\u80fd\u529b\u4e26\u5efa\u7acb\u66f4\u7262\u56fa\u7684\u5ba2\u6236\u95dc\u4fc2\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handing-over-car-keys-1024x768.jpg\" alt=\"\" class=\"wp-image-11269\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handing-over-car-keys-1024x768.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handing-over-car-keys-300x225.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handing-over-car-keys-768x576.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handing-over-car-keys.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u904b\u71df\u5546\u5982\u4f55\u70ba\u6210\u529f\u505a\u597d\u6e96\u5099<\/h2>\n\n<p>\u5d4c\u5165\u5f0f\u6c7d\u8eca\u4fdd\u96aa\u4e5f\u8981\u6c42\u4fdd\u96aa\u516c\u53f8\u5efa\u7acb\u4e00\u7a2e\u65b0\u578b\u7684\u95dc\u4fc2\uff1a\u4fdd\u96aa\u548c\u6c7d\u8eca\u884c\u696d\u4e4b\u9593\u7684\u806f\u7e6b\u3002<\/p>\n\n<p>\u8ca1\u7522\u548c\u610f\u5916\u96aa\u4fdd\u96aa\u516c\u53f8\u64c1\u6709\u4e16\u754c\u4e0a\u6700\u6df1\u539a\u7684\u95dc\u65bc\u99d5\u99db\u54e1\u884c\u70ba\u548c\u5728\u5404\u7a2e\u689d\u4ef6\u4e0b\u64cd\u4f5c\u5404\u7a2e\u6a5f\u52d5\u8eca\u8f1b\u76f8\u95dc\u98a8\u96aa\u7684\u77e5\u8b58\u3002\n\u7136\u800c\uff0c\u6c7d\u8eca\u88fd\u9020\u5546\u5728\u5ba2\u6236\u5c0b\u627e\u4ec0\u9ebc\u3001\u5ba2\u6236\u5982\u4f55\u5c0b\u627e\u65b0\u8eca\u8cc7\u8a0a\u4ee5\u53ca\u5ba2\u6236\u6700\u7d42\u8cfc\u8cb7\u54ea\u4e9b\u6c7d\u8eca\u65b9\u9762\u662f\u5c08\u5bb6\u3002 <\/p>\n\n<p>\u901a\u904e\u806f\u624b\uff0c\u4fdd\u96aa\u516c\u53f8\u548c\u6c7d\u8eca\u88fd\u9020\u5546\u6709\u6a5f\u6703\uff1a<\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u7d50\u5408\u6578\u64da\u4ee5\u9032\u884c\u66f4\u597d\u7684\u5206\u6790\uff0c\u4e26\u66f4\u6df1\u5165\u5730\u4e86\u89e3\u5ba2\u6236\u8207\u6c7d\u8eca\u7684\u95dc\u4fc2 &#8211; \u5f9e\u5c0b\u627e\u65b0\u8eca\u5230\u6bcf\u5929\u99d5\u99db\u6c7d\u8eca\u3002<\/li>\n\n\n\n<li>\u7576\u5ba2\u6236\u8cfc\u8cb7\u8eca\u8f1b\u6642\u5305\u542b\u4fdd\u96aa\uff0c\u8b93\u5ba2\u6236\u66f4\u52a0\u5b89\u5fc3\u3001\u4fdd\u8b77\u548c <a href=\"https:\/\/www.boltinsurance.com\/insights\/blogs\/embedded-insurance-benefits\" target=\"_blank\" rel=\"noreferrer noopener\">\u589e\u503c<\/a> \u3002<\/li>\n\n\n\n<li>\u5efa\u7acb\u5176\u4ed6\u95dc\u4fc2\uff0c\u4f8b\u5982\u8207\u6a5f\u68b0\u548c\u5176\u4ed6\u76f8\u95dc\u884c\u696d\u7684\u696d\u52d9\u806f\u7e6b\uff0c\u5f9e\u800c\u9032\u4e00\u6b65\u63d0\u4f9b\u50f9\u503c\u4e26\u52a0\u6df1\u5ba2\u6236\u5fe0\u8aa0\u5ea6\u3002<\/li>\n<\/ul>\n\n<p>\u70ba\u4e86\u5728\u5d4c\u5165\u5f0f\u4fdd\u96aa\u4e2d\u5efa\u7acb\u7262\u56fa\u7684\u95dc\u4fc2\uff0c\u4fdd\u96aa\u516c\u53f8\u9700\u8981\u5c07\u81ea\u5df1\u8996\u70ba\u6c7d\u8eca\u88fd\u9020\u5546\u548c\u7d93\u92b7\u5546\u7684\u8cc7\u6e90\uff0c\u800c\u4e0d\u662f\u4fdd\u96aa\u7bc4\u570d\u7684\u5b88\u9580\u4eba\u3002\nBaloise \u7684 <a href=\"https:\/\/www.baloise.com\/en\/home\/news-stories\/news\/blog\/2021\/embedded-insurance-2-0-an-ecosystem-in-evolution.html\" target=\"_blank\" rel=\"noreferrer noopener\">Sibylle Fischer<\/a> \u5beb\u9053\uff1a\u201c\u503c\u5f97\u4fe1\u8cf4\u7684\u54c1\u724c\u548c\u975e\u4fdd\u96aa\u516c\u53f8\u90fd\u53ef\u4ee5\u8207\u627f\u4fdd\u4eba\u5408\u4f5c\uff0c\u5c07\u4fdd\u96aa\u7522\u54c1\u548c\u670d\u52d9\u5d4c\u5165\u5230\u7522\u54c1\u6216\u5176\u8cfc\u8cb7\u4e2d\u3002\n\u5176\u7d50\u679c\u662f\u70ba\u904b\u71df\u5546\u3001\u6c7d\u8eca\u884c\u696d\u5408\u4f5c\u5925\u4f34\u548c\u5ba2\u6236\u672c\u8eab\u63d0\u4f9b\u4e86\u66f4\u597d\u7684\u9ad4\u9a57\u3002  <\/p>\n\n<p><em>\u5716\u7247\u63d0\u4f9b\uff1a michaeljung\/\u00a9123RF.com\uff0c sidelnikov\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5d4c\u5165\u5f0f\u4fdd\u96aa\u6700\u521d\u5c08\u6ce8\u65bc\u6613\u65bc\u5b9a\u7fa9\u3001\u6613\u65bc\u627f\u4fdd\u7684\u98a8\u96aa\u3002 \u96a8\u8457\u6578\u64da\u5206\u6790\u3001\u4eba\u5de5\u667a\u6167\u548c\u81ea\u52d5\u5316\u89e3\u9396\u4e86\u65b0\u7684\u627f\u4fdd\u80fd\u529b\uff0c\u5d4c\u5165\u5f0f\u4fdd\u96aa\u6b63 [&hellip;]<\/p>\n","protected":false},"featured_media":11291,"template":"","insight-category":[],"class_list":["post-18668","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/18668","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/11291"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=18668"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=18668"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}