{"id":18609,"date":"2024-09-19T20:51:23","date_gmt":"2024-09-20T01:51:23","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%e5%9c%a8%e5%88%86%e6%9e%90%e5%92%8c%e6%95%b8%e6%93%9a%e6%99%ba%e6%85%a7%e6%96%b9%e9%9d%a2%e8%99%95%e6%96%bc%e4%bb%80%e9%ba%bc%e4%bd%8d%e7%bd%ae%ef%bc%9f\/"},"modified":"2024-09-19T20:51:24","modified_gmt":"2024-09-20T01:51:24","slug":"%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%e5%9c%a8%e5%88%86%e6%9e%90%e5%92%8c%e6%95%b8%e6%93%9a%e6%99%ba%e6%85%a7%e6%96%b9%e9%9d%a2%e8%99%95%e6%96%bc%e4%bb%80%e9%ba%bc%e4%bd%8d%e7%bd%ae%ef%bc%9f","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%e5%9c%a8%e5%88%86%e6%9e%90%e5%92%8c%e6%95%b8%e6%93%9a%e6%99%ba%e6%85%a7%e6%96%b9%e9%9d%a2%e8%99%95%e6%96%bc%e4%bb%80%e9%ba%bc%e4%bd%8d%e7%bd%ae%ef%bc%9f\/","title":{"rendered":"\u4fdd\u96aa\u516c\u53f8\u5728\u5206\u6790\u548c\u6578\u64da\u667a\u6167\u65b9\u9762\u8655\u65bc\u4ec0\u9ebc\u4f4d\u7f6e\uff1f"},"content":{"rendered":"\n<p>\u8fd1\u5e74\u4f86\uff0c\u8ca1\u7522\u548c\u610f\u5916\u50b7\u5bb3\u4fdd\u96aa\u516c\u53f8\u9762\u81e8\u8457\u7570\u5e38\u7684\u6311\u6230\u3002\n <a href=\"https:\/\/www.ncei.noaa.gov\/access\/billions\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6839\u64da\u7f8e\u570b<\/a> \u570b\u5bb6\u6d77\u6d0b\u548c\u5927\u6c23\u7ba1\u7406\u5c40\u7684\u6578\u64da\uff0c2017 \u5e74\u7f8e\u570b\u81ea\u7136\u707d\u5bb3\u6578\u91cf\u5275\u4e0b\u4e86 10 \u5104\u7f8e\u5143\u7684\u65b0\u7d00\u9304\u3002\n\u5c31\u81ea\u7136\u707d\u5bb3\u800c\u8a00\uff0c2020 \u5e74\u4e5f\u662f\u6709\u8a18\u9304\u4ee5\u4f86\u4ee3\u50f9\u6700\u9ad8\u7684\u5e74\u4efd\u4e4b\u4e00\u3002\n\u6b64\u5916\uff0c\u6b63\u5982\u9ea5\u80af\u932b\u7684 <a href=\"https:\/\/www.mckinsey.com\/business-functions\/strategy-and-corporate-finance\/our-insights\/the-impact-of-covid-19-on-capital-markets-one-year-in\" target=\"_blank\" rel=\"noreferrer noopener\">Chris Bradley \u548c Peter Stumpner<\/a> \u6240\u6307\u51fa\u7684\u90a3\u6a23\uff0c\u8ca1\u7522\u548c\u610f\u5916\u96aa\u6295\u8cc7\u5728 COVID-19 \u7684\u6700\u521d\u5e7e\u500b\u6708\u53d7\u5230\u4e86\u5f71\u97ff\u3002   <\/p>\n\n<p>\u5982\u4eca\uff0c\u5728\u6c7d\u8eca\u4fdd\u96aa\u652f\u51fa\u6e1b\u5c11\u3001\u8ca1\u7522\u640d\u5931\u548c\u707d\u96e3\u589e\u52a0\u4ee5\u53ca\u6295\u8cc7\u8005\u77db\u76fe\u60c5\u7dd2\u7684\u6642\u4ee3\uff0c\u4fdd\u96aa\u516c\u53f8\u6b63\u5728\u722d\u5148\u6050\u5f8c\u5730\u652f\u63f4\u5176\u6838\u5fc3\u696d\u52d9\u3002\n\u5206\u6790\u548c\u6578\u64da\u667a\u6167\u70ba\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u4e86\u4e00\u7a2e\u6539\u9032\u696d\u52d9\u6d41\u7a0b\u548c\u4fdd\u6301\u7af6\u722d\u512a\u52e2\u7684\u65b9\u6cd5\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">2022 \u5e74\u7684\u5206\u6790\u548c\u6578\u64da\u667a\u6167<\/h2>\n\n<p>\u8853\u8a9e\u300c\u6578\u64da\u5206\u6790\u300d\u548c\u300c\u6578\u64da\u667a\u6167\u300d\u901a\u5e38\u5f7c\u6b64\u5bc6\u5207\u76f8\u95dc\u3002\n\u5728\u67d0\u4e9b\u60c5\u6cc1\u4e0b\uff0c\u5b83\u5011\u751a\u81f3\u53ef\u4ee5\u4e92\u63db\u4f7f\u7528\u3002 <\/p>\n\n<p>\u5206\u6790\u548c\u6578\u64da\u667a\u6167\u5f7c\u6b64\u76f8\u95dc\uff0c\u4f46\u4e0d\u80fd\u4e92\u63db\u3002\n\u5f9e\u5ee3\u7fa9\u4e0a\u8b1b\uff0c\u6578\u64da\u667a\u6167\u662f\u4e00\u500b\u7e3d\u62ec\u985e\u5225\uff0c\u6db5\u84cb\u4e86\u53ef\u4ee5\u63a2\u7d22\u548c\u6aa2\u67e5\u6578\u64da\u4ee5\u7372\u5f97\u6d1e\u5bdf\u529b\u7684\u6240\u6709\u65b9\u5f0f\u3002\n\u6578\u64da\u5206\u6790\u662f\u6578\u64da\u667a\u6167\u4fdd\u8b77\u5098\u4e2d\u7684\u4e00\u500b\u904e\u7a0b\u3002  <\/p>\n\n<p>\u6578\u64da\u5206\u6790\u6536\u96c6\u548c\u8655\u7406\u539f\u59cb\u6578\u64da\uff0c\u4ee5\u63ed\u793a\u9019\u4e9b\u6578\u64da\u4e2d\u51fa\u73fe\u7684\u4efb\u4f55\u8da8\u52e2\u6216\u6a21\u5f0f\uff0cAI \u5e73\u81fa Akira.ai \u7684 <a href=\"https:\/\/www.akira.ai\/blog\/data-intelligence-vs-analytics\" target=\"_blank\" rel=\"noreferrer noopener\">Jagreet Kaur Gill<\/a> \u5beb\u9053\u3002\n\u6536\u96c6\u548c\u8655\u7406\u529f\u80fd\u5728\u8a2d\u8a08\u6642\u8003\u616e\u4e86\u95dc\u9375\u554f\u984c\u6216\u76ee\u6a19\u3002\n\u4f8b\u5982\uff0c\u5c0b\u6c42\u77ad\u89e3\u6c23\u5019\u548c\u5929\u6c23\u6a21\u5f0f\u8b8a\u5316\u7684\u6578\u64da\u5206\u6790\u8207\u5c0b\u6c42\u77ad\u89e3\u4fdd\u96aa\u5ba2\u6236\u70ba\u4ec0\u9ebc\u5728\u586b\u5beb\u6c7d\u8eca\u4fdd\u96aa\u5831\u50f9\u8868\u6642\u4e2d\u9014\u653e\u68c4\u7533\u8acb\u6d41\u7a0b\u7684\u6578\u64da\u5206\u6790\u7684\u5de5\u4f5c\u65b9\u5f0f\u4e0d\u540c\u3002  <\/p>\n\n<p>\u5206\u6790\u548c\u6578\u64da\u667a\u6167\u662f\u5ee3\u6cdb\u7684\u985e\u5225\u3002\n\u5b83\u5011\u7684\u529f\u80fd\u548c\u61c9\u7528\u4f3c\u4e4e\u5f88\u6a21\u7cca\u3002\n\u7136\u800c\uff0c\u9019\u4e9b\u5de5\u5177\u53ef\u4ee5\u61c9\u7528\u65bc\u4fdd\u96aa\u696d\u7684\u8a31\u591a\u5177\u9ad4\u9818\u57df\uff0c\u745e\u58eb\u518d\u4fdd\u96aa\u7684 <a href=\"https:\/\/www.swissre.com\/risk-knowledge\/advancing-societal-benefits-digitalisation\/machine-intelligence-in-insurance.html\" target=\"_blank\" rel=\"noreferrer noopener\">Yannick Even \u548c Jonathan Anchen<\/a> \u5beb\u9053\u3002  <\/p>\n\n<p>\u4f8b\u5982\uff0c\u652f\u63f4 AI \u7684\u6578\u64da\u5206\u6790\u53ef\u7528\u65bc\u5feb\u901f\u8655\u7406\u6587\u4ef6\uff08\u5305\u62ec\u5408\u540c\uff09\u3001\u96fb\u5b50\u90f5\u4ef6\u548c\u804a\u5929\u8a18\u9304\u4e2d\u7684\u6587\u5b57\u3002\n\u5176\u7d50\u679c\u662f\u66f4\u597d\u5730\u77ad\u89e3\u500b\u4eba\u5ba2\u6236\u548c\u5408\u540c\u689d\u6b3e\uff0c\u9019\u4f7f\u4ee3\u7406\u3001\u7d93\u7d00\u4eba\u548c\u5ba2\u6236\u670d\u52d9\u4ee3\u8868\u80fd\u5920\u63d0\u4f9b\u66f4\u597d\u7684\u670d\u52d9\u3002 <\/p>\n\n<p>\u5118\u7ba1\u4fdd\u96aa\u696d\u5728\u5206\u6790\u548c\u6578\u64da\u667a\u80fd\u63a1\u7528\u7684\u65e9\u671f\u968e\u6bb5\u843d\u5f8c\uff0c\u4f46\u6b63\u5728\u8fc5\u901f\u8fce\u982d\u8d95\u4e0a\uff0c\u751a\u81f3\u63a8\u52d5\u5275\u65b0\u3002\n\u201c\u9019\u7a2e\u8b8a\u5316\u767c\u751f\u5f97\u5982\u6b64\u4e4b\u5feb\uff0c\u4ee5\u81f3\u65bc\u4eca\u5929\u7684\u4fdd\u96aa\u696d\u5728\u6578\u64da\u5206\u6790\u65b9\u9762\u8868\u73fe\u51fa\u6bd4\u5176\u4ed6\u5e7e\u500b\u884c\u696d\u66f4\u9ad8\u7684\u6210\u719f\u5ea6\uff0c\u201d\u696d\u52d9\u6d41\u7a0b\u7ba1\u7406\u516c\u53f8 WNS Global Services \u7684 <a href=\"https:\/\/www.dig-in.com\/opinion\/how-data-ai-is-propelling-the-insurance-digital-journey\" target=\"_blank\" rel=\"noreferrer noopener\">Suhas Sethi \u548c Yogendra Goyal<\/a> \u5beb\u9053\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/analyzing-data-monitors-1024x684.jpg\" alt=\"\" class=\"wp-image-11601\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/analyzing-data-monitors-1024x684.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/analyzing-data-monitors-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/analyzing-data-monitors-768x513.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/analyzing-data-monitors.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u96aa\u548c\u6578\u64da\u667a\u6167<\/h2>\n\n<p>\u5206\u6790\u548c\u6578\u64da\u667a\u6167\u4e0d\u518d\u53ea\u662f\u9326\u4e0a\u6dfb\u82b1\u3002\n\u201c\u4e00\u6d41\u7684\u8868\u73fe\u8005\u901a\u904e\u69cb\u5efa\u80fd\u5920\u5e36\u4f86\u5de8\u5927\u50f9\u503c\u7684\u9ad8\u7d1a\u6578\u64da\u548c\u5206\u6790\u627f\u4fdd\u80fd\u529b\uff0c\u62c9\u958b\u4e86\u8207\u7af6\u722d\u5c0d\u624b\u7684\u8ddd\u96e2\uff0c\u201d\u9ea5\u80af\u932b\u7684 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/how-data-and-analytics-are-redefining-excellence-in-p-and-c-underwriting\" target=\"_blank\" rel=\"noreferrer noopener\">Kia Javanmardian<\/a> \u548c\u5176\u4ed6\u7814\u7a76\u4eba\u54e1\u5beb\u9053\u3002 <\/p>\n\n<p>\u9ea5\u80af\u932b\u7814\u7a76\u767c\u73fe\uff0c\u7576\u5206\u6790\u548c\u6578\u64da\u667a\u6167\u7528\u65bc\u627f\u4fdd\u6642\uff0c\u4fdd\u96aa\u516c\u53f8\u5728\u4ee5\u4e0b\u5e7e\u500b\u65b9\u9762\u90fd\u6709\u6240\u6539\u5584\uff1a<\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u8ce0\u4ed8\u7387<strong>\u63d0\u9ad8 3 \u5230 5 \u500b\u767e\u5206\u9ede<\/strong>\u3002<\/li>\n\n\n\n<li>\u65b0\u696d\u52d9\u4fdd\u8cbb<strong>\u589e\u52a0 10% \u81f3 15%\u3002<\/strong><\/li>\n\n\n\n<li>\u5728\u6700\u6709\u5229\u53ef\u5716\u7684\u4fdd\u96aa\u985e\u5225\u4e2d\uff0c\u5ba2\u6236\u4fdd\u7559\u7387\u70ba <strong>5% \u5230 10<\/strong>%\u3002<\/li>\n<\/ul>\n\n<p>\u4f5c\u8005\u6307\u51fa\uff0c\u6578\u64da\u667a\u6167\u9084\u53ef\u7528\u65bc\u767c\u73fe\u4e0a\u5347\u8da8\u52e2\u548c\u65b0\u7684\u5e02\u5834\u6a5f\u6703\u3002<\/p>\n\n<p>\u4eba\u5de5\u667a\u6167\u662f\u6539\u9032\u5206\u6790\u548c\u6578\u64da\u667a\u6167\u7684\u5f37\u5927\u9a45\u52d5\u529b\u3002\nWNS\/Forrester <a href=\"https:\/\/www.wns.com\/wns-forrester-global-analytics-survey\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u7684\u4e00\u9805\u7814\u7a76<\/a> \u5831\u544a\u7a31\uff1a <\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>72%<\/strong> \u7684\u53d7\u8a2a\u4f01\u696d\u4f7f\u7528 AI \u589e\u5f37\u5de5\u5177\u4f86\u6539\u9032\u5546\u696d\u667a\u6167\u3002<\/li>\n\n\n\n<li><strong>67%<\/strong> \u4f7f\u7528\u6587\u5b57\u5206\u6790\uff0c65% \u4f7f\u7528\u8a9e\u97f3\u5206\u6790\u4f86\u66f4\u597d\u5730\u4e86\u89e3\u6578\u64da\uff0c\u5305\u62ec\u5ba2\u6236\u4ea4\u4e92\u3002<\/li>\n\n\n\n<li><strong>54%<\/strong> \u7684\u4f01\u696d\u4f9d\u9760\u81ea\u7136\u8a9e\u8a00\u8655\u7406\uff08\u901a\u5e38\u5d4c\u5165\u5728\u804a\u5929\u6a5f\u5668\u4eba\u548c\u985e\u4f3c\u5de5\u5177\u4e2d\uff09\u4f86\u7372\u5f97\u66f4\u597d\u7684\u6578\u64da\u6d1e\u5bdf\u3002<\/li>\n\n\n\n<li><strong>45%<\/strong> \u7684\u5ba2\u6236\u6b63\u5728\u4f7f\u7528\u6a5f\u5668\u5b78\u7fd2\u5e73\u53f0\u4f86\u6539\u9032\u5206\u6790\u548c\u6578\u64da\u667a\u6167\u3002<\/li>\n<\/ul>\n\n<p>\u7e3d\u9ad4\u800c\u8a00\uff0c\u7814\u7a76\u767c\u73fe\uff0c97% \u7684\u4f01\u696d\u5831\u544a\u7a31\uff0c\u5176\u5148\u9032\u7684\u6578\u64da\u5206\u6790\u548c\u667a\u6167\u5be6\u8e10\u5e36\u4f86\u4e86\u904b\u71df\u512a\u52e2\u3002<\/p>\n\n<p>\u8207\u6bcf\u4e00\u9805\u6280\u8853\u4e00\u6a23\uff0c\u57fa\u65bc AI \u7684\u5206\u6790\u548c\u6578\u64da\u667a\u6167\u5728\u65e9\u671f\u53d7\u5230\u4e86\u61f7\u7591\u3002\n\u8d77\u521d\uff0c\u4fdd\u96aa\u516c\u53f8\u7f3a\u4e4f\u4ed6\u5011\u9700\u8981\u7684\u4fe1\u606f\u4f86\u78ba\u5b9a AI \u662f\u66c7\u82b1\u4e00\u73fe\u7684\u8da8\u52e2\u9084\u662f\u6301\u4e45\u7684\u5546\u696d\u5de5\u5177\u3002 <\/p>\n\n<p>\u5982\u4eca\uff0c\u4eba\u5de5\u667a\u6167\u5805\u5b9a\u5730\u5c6c\u65bc\u5f8c\u4e00\u985e\uff0c\u56e0\u70ba\u5b83\u80fd\u5920\u5728\u6bcf\u500b\u968e\u6bb5\u6539\u8b8a\u4fdd\u96aa\u696d\u52d9\uff0cIKOR \u7684 <a href=\"https:\/\/ikor.one\/en\/blog\/data-analytics-en\/how-insurance-companies-exploit-their-full-data-potential\/\" target=\"_blank\" rel=\"noreferrer noopener\">Thomas L\u00f6chte<\/a> \u5beb\u9053\u3002\n\u6578\u64da\u751f\u614b\u7cfb\u7d71\u53ef\u5e6b\u52a9\u4fdd\u96aa\u516c\u53f8\u627f\u4fdd\u548c\u5206\u767c\u4fdd\u55ae\uff0c\u4ee5\u61c9\u5c0d\u5373\u6642\u4e8b\u4ef6\u3002\n\u4f8b\u5982\uff0c\u6578\u64da\u667a\u6167\u5141\u8a31\u4fdd\u96aa\u516c\u53f8\u63d0\u4f9b\u91dd\u5c0d\u6bcf\u500b\u5ba2\u6236\u7684\u7279\u5b9a\u9700\u6c42\u91cf\u8eab\u5b9a\u88fd\u7684\u5d4c\u5165\u5f0f\u6216\u92b7\u552e\u9ede\u4fdd\u96aa\u3002  <\/p>\n\n<p>\u6578\u64da\u667a\u6167\u7121\u6cd5\u55ae\u7368\u5b8c\u6210\u5176\u5de5\u4f5c\u3002\n\u201c\u5766\u7387\u5730\u8aaa\uff0cAI \u89e3\u6c7a\u65b9\u6848\u53ef\u4ee5\u8cfc\u8cb7\u3001\u63d2\u5165\u4e26\u7559\u5728\u81ea\u5df1\u7684\u8a2d\u5099\u4e0a\u904b\u884c\u7684\u60f3\u6cd5\u662f\u79d1\u5e7b\u5c0f\u8aaa\uff0c\u201d\u51f1\u6377\u6d1e\u5bdf\u548c\u6578\u64da\u9996\u5e2d\u57f7\u884c\u5b98 <a href=\"https:\/\/technologymagazine.com\/data-and-data-analytics\/when-ai-and-data-analytics-meets-business-intelligence\" target=\"_blank\" rel=\"noreferrer noopener\">Zhiwei \u6c5f<\/a> \u8aaa\u3002\n\u4fdd\u96aa\u516c\u53f8\u5c07\u9700\u8981\u5177\u5099\u6307\u5c0e\u548c\u958b\u767c\u6578\u64da\u667a\u6167\u548c\u5206\u6790\u6240\u9700\u6280\u80fd\u7684\u54e1\u5de5\u3002\n\u9084\u9700\u8981\u80fd\u5920\u89e3\u91cb\u548c\u61c9\u7528\u9019\u4e9b\u5206\u6790\u7684\u7d50\u679c\u3002   <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-financial-analysis-1024x683.jpg\" alt=\"\" class=\"wp-image-11591\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-financial-analysis-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-financial-analysis-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-financial-analysis-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-financial-analysis.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5be6\u73fe\u5f37\u5927\u5206\u6790\u548c\u6578\u64da\u667a\u6167\u7684\u6700\u4f73\u5be6\u8e10<\/h2>\n\n<p>\u652f\u63f4 AI \u7684\u5206\u6790\u548c\u6578\u64da\u667a\u6167\u4e0d\u662f\u842c\u80fd\u7684\u3002\n\u96d6\u7136\u8a72\u6280\u8853\u53ef\u4ee5\u5fb9\u5e95\u6539\u8b8a\u627f\u4fdd\u548c\u5206\u92b7\uff0c\u4f46\u5176\u5be6\u65bd\u4e5f\u7d66\u4fdd\u96aa\u516c\u53f8\u5e36\u4f86\u4e86\u6311\u6230\u3002 <\/p>\n\n<p>2019 \u5e74 EIOPA <a href=\"https:\/\/www.eiopa.europa.eu\/document-library\/fact-sheet\/big-data-analytics-motor-and-health-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">\u7684\u4e00\u9805\u7814\u7a76<\/a> \u767c\u73fe\uff0c\u4fdd\u96aa\u516c\u53f8\u5728\u5be6\u65bd\u6700\u65b0\u7684\u6578\u64da\u667a\u6167\u65b9\u9762\u9762\u81e8\u8457\u5171\u540c\u7684\u6311\u6230\u3002\n\u9019\u4e9b\u6311\u6230\u5305\u62ec\uff1a <\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u6eff\u8db3\u76e3\u7ba1\u8981\u6c42\u4e26\u96a8\u6642\u77ad\u89e3\u76e3\u7ba1\u8b8a\u5316\u3002<\/li>\n\n\n\n<li>\u89e3\u6c7a\u6d88\u8cbb\u8005\u5c0d AI \u548c\u6578\u64da\u5b89\u5168\u7684\u4fe1\u4efb\u554f\u984c\u3002<\/li>\n\n\n\n<li>\u78ba\u4fdd\u6578\u64da\u6e96\u78ba\uff0c\u5206\u6790\u548c\u6578\u64da\u4f7f\u7528\u7b26\u5408\u9053\u5fb7\u6a19\u6e96\u3002<\/li>\n\n\n\n<li>\u9632\u7bc4\u7db2\u8def\u98a8\u96aa\uff0c\u4f8b\u5982\u99ed\u5ba2\u653b\u64ca\u548c\u6578\u64da\u76dc\u7aca\u3002<\/li>\n\n\n\n<li>\u9762\u5c0d\u8207\u6578\u64da\u667a\u6167\u76f8\u95dc\u7684\u8feb\u5728\u7709\u776b\u7684\u6280\u80fd\u77ed\u7f3a\uff0c\u62db\u8058\u548c\u57f9\u8a13\u54e1\u5de5\u3002<\/li>\n<\/ul>\n\n<p>\u50c5\u50c5\u8a2a\u554f\u6578\u64da\u662f\u4e0d\u5920\u7684\u3002\n\u5c0d\u65bc\u4fdd\u96aa\u516c\u53f8\u4f86\u8aaa\uff0c\u4fdd\u6301\u6536\u96c6\u3001\u5b58\u5132\u548c\u5206\u6790\u6578\u64da\u7684\u80fd\u529b\u662f\u5fc5\u8981\u7684\u3002\n\u5982\u679c\u6c92\u6709\u9019\u7a2e\u80fd\u529b\uff0c\u4fdd\u96aa\u516c\u53f8\u5c31\u5931\u53bb\u4e86\u5f9e\u6578\u64da\u4e2d\u6536\u96c6\u898b\u89e3\u4e26\u5c07\u9019\u4e9b\u8cc7\u8a0a\u7528\u65bc\u81ea\u5df1\u548c\u5ba2\u6236\u7684\u6a5f\u6703\u3002  <\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u9762\u81e8\u7684\u53e6\u4e00\u500b\u8feb\u5728\u7709\u776b\u7684\u6311\u6230\u662f\u5176\u73fe\u6709\u5718\u968a\u7684\u80fd\u529b\u8207\u5f37\u5927\u7684\u5206\u6790\u548c\u6578\u64da\u5206\u6790\u9700\u6c42\u4e4b\u9593\u7684\u6280\u80fd\u5dee\u8ddd\u3002<\/p>\n\n<p>\u5c07\u80fd\u529b\u3001\u5de5\u5177\u3001\u6d41\u7a0b\u548c\u6280\u80fd\u76f8\u7d50\u5408\uff0c\u5c07\u5f15\u5c0e\u4fdd\u96aa\u516c\u53f8\u8d70\u5411\u6578\u64da\u667a\u6167\u7684\u672a\u4f86\u3002\n\u76ee\u524d\uff0c\u70ba\u4e86\u5be6\u73fe\u9019\u4e00\u9858\u666f\uff0c\u4fdd\u96aa\u516c\u53f8\u9084\u6709\u5f88\u591a\u5de5\u4f5c\u8981\u505a\u3002\nCapgemini \u7684\u4e00\u9805\u7814\u7a76\u767c\u73fe\uff0c\u201c\u53ea\u6709 18% \u7684\u4fdd\u96aa\u6a5f\u69cb\u64c1\u6709\u9069\u7576\u7684\u5de5\u5177\u3001\u6280\u8853\u3001\u4eba\u54e1\u3001\u6d41\u7a0b\u3001\u6280\u80fd\u548c\u6587\u5316\uff0c\u53ef\u4ee5\u5f9e\u4ed6\u5011\u53ef\u4ee5\u8a2a\u554f\u7684\u4e0d\u65b7\u589e\u9577\u7684\u6578\u64da\u91cf\u4e2d\u7372\u5f97\u5168\u90e8\u50f9\u503c\uff0c\u201d <a href=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2022\/01\/Data-Masters-in-Insurance_FINAL_WEB.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Seth Rachlin<\/a> \u548c\u5176\u4ed6\u7814\u7a76\u4f5c\u8005\u5beb\u9053\u3002  <\/p>\n\n<p>\u6839\u64da\u9019\u9805\u7814\u7a76\uff0c\u6392\u540d\u524d 18% \u7684\u7d44\u7e54\u5177\u6709\u63a8\u52d5\u5176\u6578\u64da\u667a\u6167\u6210\u529f\u7684\u5e7e\u500b\u5171\u540c\u7279\u5fb5\u3002\n\u8d85\u904e 80% \u7684\u53d7\u8a2a\u4f01\u696d\u78ba\u4fdd\u6578\u64da\u7d20\u990a\u662f\u5718\u968a\uff08\u4e0d\u50c5\u9650\u65bc\u4e3b\u984c\u5c08\u5bb6\uff09\u5171\u7528\u7684\u6838\u5fc3\u6280\u80fd\uff0c84% \u7684\u53d7\u8a2a\u4f01\u696d\u70ba\u5927\u591a\u6578\u54e1\u5de5\u5236\u5b9a\u4e86\u201c\u57fa\u65bc\u89d2\u8272\u7684\u6578\u64da\u6280\u80fd\u63d0\u5347\u8a08\u5283\u201d\u3002\n78% \u7684\u53d7\u8a2a\u8005\u8868\u793a\uff0c\u4ed6\u5011\u7684\u6280\u80fd\u63d0\u5347\u8a08\u5283\u4e0d\u50c5\u5305\u62ec\u6a19\u6e96\u7684\u4eba\u5de5\u667a\u6167\u548c\u6a5f\u5668\u5b78\u7fd2\u4e3b\u984c\uff0c\u9084\u5305\u62ec\u6a21\u578b\u8a13\u7df4\u3001\u8ab2\u7a0b\u66f4\u6b63\u548c\u7dad\u8b77\u7b49\u6578\u64da\u667a\u6167\u6280\u80fd\u3002  <\/p>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u5206\u6790\u548c\u6578\u64da\u667a\u80fd\u7684\u672a\u4f86\u9053\u8def\u9700\u8981\u95dc\u6ce8\u6578\u64da\u5bb9\u91cf\u3001\u5b89\u5168\u6027\u548c\u5206\u6790\u5de5\u5177\u3002\n\u5b83\u9084\u9700\u8981\u95dc\u6ce8\u4fdd\u96aa\u5c08\u696d\u4eba\u58eb\u7684\u6280\u80fd\u5efa\u8a2d\u3002\n\u7576\u5718\u968a\u64c1\u6709\u5408\u9069\u7684\u6280\u80fd\u548c\u5de5\u5177\u6642\uff0c\u4ed6\u5011\u53ef\u4ee5\u5145\u5206\u5229\u7528\u6578\u64da\u667a\u6167\u548c\u6df1\u5165\u5206\u6790\u4f86\u6539\u9032\u627f\u4fdd\u548c\u5206\u92b7\u3002  <\/p>\n\n<p><em>\u5716\u7247\u4f86\u81ea\uff1a dolgachov\/\u00a9123RF.com\uff0c andreypopov\/\u00a9123RF.com\uff0c adiruch\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8fd1\u5e74\u4f86\uff0c\u8ca1\u7522\u548c\u610f\u5916\u50b7\u5bb3\u4fdd\u96aa\u516c\u53f8\u9762\u81e8\u8457\u7570\u5e38\u7684\u6311\u6230\u3002 \u6839\u64da\u7f8e\u570b \u570b\u5bb6\u6d77\u6d0b\u548c\u5927\u6c23\u7ba1\u7406\u5c40\u7684\u6578\u64da\uff0c2017 \u5e74\u7f8e\u570b\u81ea\u7136\u707d 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