{"id":18453,"date":"2024-09-19T19:40:43","date_gmt":"2024-09-20T00:40:43","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e4%bf%9d%e9%9a%aa%e7%94%9f%e6%85%8b%e7%b3%bb%e7%b5%b1%e5%90%88%e4%bd%9c%e5%a4%a5%e4%bc%b4%e9%97%9c%e4%bf%82%e7%9a%84%e5%85%89%e6%98%8e%e6%9c%aa%e4%be%86\/"},"modified":"2024-10-29T08:52:49","modified_gmt":"2024-10-29T13:52:49","slug":"%e4%bf%9d%e9%9a%aa%e7%94%9f%e6%85%8b%e7%b3%bb%e7%b5%b1%e5%90%88%e4%bd%9c%e5%a4%a5%e4%bc%b4%e9%97%9c%e4%bf%82%e7%9a%84%e5%85%89%e6%98%8e%e6%9c%aa%e4%be%86","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e4%bf%9d%e9%9a%aa%e7%94%9f%e6%85%8b%e7%b3%bb%e7%b5%b1%e5%90%88%e4%bd%9c%e5%a4%a5%e4%bc%b4%e9%97%9c%e4%bf%82%e7%9a%84%e5%85%89%e6%98%8e%e6%9c%aa%e4%be%86\/","title":{"rendered":"\u4fdd\u96aa\u751f\u614b\u7cfb\u7d71\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u7684\u5149\u660e\u672a\u4f86"},"content":{"rendered":"\n<p>\u7576\u751f\u614b\u7cfb\u7d71\u5925\u4f34\u95dc\u4fc2\u9996\u6b21\u51fa\u73fe\u6642\uff0c\u5f88\u5c11\u6709\u4fdd\u96aa\u516c\u53f8\u5c07\u5176\u8996\u70ba\u4e00\u500b\u9769\u547d\u6027\u7684\u6982\u5ff5\u3002 \u9577\u671f\u4ee5\u4f86\uff0c\u4f01\u696d\u4e00\u76f4\u5728\u5171\u540c\u52aa\u529b\uff0c\u4ee5\u5be6\u73fe\u5171\u540c\u5229\u76ca\u4e26\u89f8\u9054\u5171\u540c\u7684\u53d7\u773e\u3002<\/p>\n\n<p>\u96a8\u8457\u751f\u614b\u7cfb\u7d71\u7684\u767c\u5c55\uff0c\u5b83\u5011\u8d8a\u4f86\u8d8a\u8207\u820a\u7684\u5925\u4f34\u95dc\u4fc2\u6216\u5408\u4f5c\u5340\u5206\u958b\u4f86\u3002 \u5982\u4eca\uff0c\u6210\u529f\u7684\u751f\u614b\u7cfb\u7d71\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u5177\u6709\u5e7e\u500b\u5171\u540c\u7279\u5fb5\u3002 \u6b63\u662f\u9019\u4e9b\u529f\u80fd\u5c07\u7e7c\u7e8c\u5851\u9020\u4fdd\u96aa\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u548c\u751f\u614b\u7cfb\u7d71\u8da8\u52e2\u7684\u589e\u9577\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u5925\u4f34\u95dc\u4fc2\u548c\u751f\u614b\u7cfb\u7d71\uff1a\u6211\u5011\u5728\u54ea\u88e1<\/h2>\n\n<p>\u4fdd\u96aa\u516c\u53f8\u76ee\u524d\u8a8d\u70ba\u751f\u614b\u7cfb\u7d71\u5925\u4f34\u95dc\u4fc2\u5c0d\u5176\u672a\u4f86\u7684\u97cc\u6027\u548c\u6210\u529f\u81f3\u95dc\u91cd\u8981\u3002 \u745e\u58eb\u518d\u4fdd\u96aa\u7684\u4e00\u9805\u7814\u7a76\u767c\u73fe\uff0c76% \u7684\u53d7\u8a2a\u4fdd\u96aa\u9ad8\u7ba1\u8a8d\u70ba\uff0c\u201c\u7af6\u722d\u512a\u52e2\u4e0d\u50c5\u50c5\u53d6\u6c7a\u65bc\u4ed6\u5011\u7684\u7d44\u7e54\uff0c\u800c\u662f\u53d6\u6c7a\u65bc\u4ed6\u5011\u9078\u64c7\u7684\u5408\u4f5c\u5925\u4f34\u548c\u751f\u614b\u7cfb\u7d71\u7684\u5be6\u529b\uff0c\u201d <a href=\"https:\/\/www.swissre.com\/institute\/research\/topics-and-risk-dialogues\/digital-business-model-and-cyber-risk\/Digital-ecosystems.html\" target=\"_blank\" rel=\"noreferrer noopener\">Evangelos Avramakis<\/a> \u7b49\u4eba\u5beb\u9053\u3002<\/p>\n\n<p>\u96a8\u8457\u4eba\u5011\u5c0d\u751f\u614b\u7cfb\u7d71\u670d\u52d9\u7684\u8208\u8da3\u589e\u52a0\uff0c\u5c0d\u751f\u614b\u7cfb\u7d71\u76f8\u95dc\u4e3b\u984c\u7684\u7814\u7a76\u548c\u63a2\u7d22\u4e5f\u5728\u589e\u52a0\u3002 <a href=\"https:\/\/www.sciencedirect.com\/science\/article\/abs\/pii\/S2212041617300116\" target=\"_blank\" rel=\"noreferrer noopener\">\u51f1\u723e\u897f\u00b7\u9ea5\u514b\u591a\u8afe \uff08Kelsey McDonough<\/a>\uff09 \u548c\u5176\u4ed6\u7814\u7a76\u4eba\u54e1\u5728 2017 \u5e74\u7684\u4e00\u9805\u7814\u7a76\u767c\u73fe\uff0c\u95dc\u65bc\u751f\u614b\u7cfb\u7d71\u670d\u52d9\u7684\u8a0e\u8ad6\u5728 2010 \u5e74\u4ee3\u672b\u958b\u59cb\u8208\u8d77\u3002<\/p>\n\n<p>\u4e94\u5e74\u524d\uff0c\u7531\u65bc\u7f3a\u4e4f\u570d\u7e5e\u751f\u614b\u7cfb\u7d71\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u7684\u6a19\u6e96\u5316\u6e9d\u901a\uff0c\u4fdd\u96aa\u516c\u53f8\u548c\u5176\u4ed6\u53c3\u8207\u8005\u7121\u6cd5\u5206\u4eab\u60f3\u6cd5\u548c\u69cb\u5efa\u6709\u6548\u7684\u7cfb\u7d71\u3002 \u4eca\u5929\uff0c\u901a\u4fe1\u969c\u7919\u8981\u4f4e\u5f97\u591a\u3002 \u65b0\u7684\u6578\u4f4d\u5de5\u5177\u548c\u5e73\u81fa\u9084\u4f7f\u751f\u614b\u7cfb\u7d71\u5408\u4f5c\u5925\u4f34\u66f4\u5bb9\u6613\u9032\u884c\u6e9d\u901a\u548c\u5354\u4f5c\u3002<\/p>\n\n<p>\u7576\u524d\u7684\u5176\u4ed6\u8da8\u52e2\u4e5f\u5728\u63a8\u52d5\u751f\u614b\u7cfb\u7d71\u7684\u767c\u5c55\u3002 \u5275\u65b0\u5e73\u81fa Plug and Play \u7684\u6295\u8cc7\u8005\u517c\u9805\u76ee\u7d93\u7406 <a href=\"https:\/\/www.plugandplaytechcenter.com\/resources\/trends-that-shaped-the-insurance-industry-in-2021\/\" target=\"_blank\" rel=\"noreferrer noopener\">Matteo Pisani<\/a> \u5beb\u9053\uff0c\u6539\u9032\u7684 API \u4ee5\u5be6\u73fe\u66f4\u597d\u7684\u6578\u64da\u5171\u7528\u3001\u5f9e AI \u652f\u63f4\u7684\u6578\u64da\u5206\u6790\u4e2d\u7372\u5f97\u66f4\u6df1\u5165\u7684\u5ba2\u6236\u6d1e\u5bdf\u3001\u57fa\u65bc AI \u7684\u81ea\u52d5\u5316\u4ee5\u53ca\u5c0d\u53ef\u6301\u7e8c\u6027\u7684\u64d4\u6182\u90fd\u652f\u63f4\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u7684\u5de5\u4f5c\u3002<\/p>\n\n<p>COVID-19 \u5927\u6d41\u884c\u52a0\u901f\u4e86\u5c0d\u6280\u8853\u589e\u9577\u548c\u9023\u63a5\u6027\u7684\u9700\u6c42\u3002 \u570d\u7e5e\u6578\u4f4d\u74b0\u5883\u91cd\u7d44\u4eba\u985e\u4e92\u52d5\u6210\u70ba\u751f\u614b\u7cfb\u7d71\u5925\u4f34\u95dc\u4fc2\u7684\u81ea\u7136\u64f4\u5c55\u7a7a\u9593\uff0c\u751f\u614b\u7cfb\u7d71\u5925\u4f34\u95dc\u4fc2\u4f9d\u9760\u6578\u4f4d\u5e73\u81fa\u548c\u7a7a\u9593\u5c07\u5ba2\u6236\u548c\u751f\u614b\u7cfb\u7d71\u5408\u4f5c\u5925\u4f34\u805a\u96c6\u5728\u4e00\u8d77\u3002<\/p>\n\n<p>\u75ab\u60c5\u9084\u6539\u8b8a\u4e86\u4f01\u696d\u548c\u5ba2\u6236\u5c0d\u5728\u7dda\u4e92\u52d5\u7684\u671f\u671b\u3002 \u7531\u65bc\u5927\u6d41\u884c\uff0c\u300c\u5ba2\u6236\u548c\u54e1\u5de5\u7684\u671f\u671b\u5728 18 \u500b\u6708\u5167\u7684\u8b8a\u5316\u6bd4\u904e\u53bb\u4e8c\u5341\u5e74\u66f4\u5927\u300d\u3002\uff0c <a href=\"https:\/\/www.pwc.com\/us\/en\/industries\/financial-services\/library\/next-in-insurance-top-issues.html\" target=\"_blank\" rel=\"noreferrer noopener\">Ellen Walsh<\/a> \u548c\u666e\u83ef\u6c38\u9053\u7684\u5176\u4ed6\u4f5c\u8005\u5beb\u9053\u3002 \u9019\u4e9b\u4e0d\u65b7\u8b8a\u5316\u7684\u671f\u671b\uff0c\u518d\u52a0\u4e0a\u5927\u6d41\u884c\u7684\u7dca\u8feb\u6027\uff0c\u8feb\u4f7f\u4fdd\u96aa\u516c\u53f8\u4ee5\u4e0d\u540c\u7684\u65b9\u5f0f\u601d\u8003\u4ed6\u5011\u7684\u5de5\u4f5c\u3002 \u751f\u614b\u7cfb\u7d71\u63d0\u4f9b\u4e86\u4e00\u500b\u5f88\u6709\u524d\u9014\u7684\u66ff\u4ee3\u65b9\u6848\u3002<\/p>\n\n<p>\u6c23\u5019\u8b8a\u5316\u662f\u8ca1\u7522\u548c\u610f\u5916\u50b7\u5bb3\u4fdd\u96aa\u516c\u53f8\u9762\u81e8\u7684\u7576\u524d\u5a01\u8105\u3002 \u5168\u7403\u6c23\u5019\u8b8a\u5316\u7684\u5f71\u97ff\u548c\u901f\u5ea6\u90fd\u7d66\u4fdd\u96aa\u516c\u53f8\u5e36\u4f86\u4e86\u58d3\u529b\uff0c\u4ed6\u5011\u9700\u8981\u7406\u89e3\u4e26\u6e1b\u8f15\u524d\u6240\u672a\u6709\u7684\u98a8\u96aa\uff0c <a href=\"https:\/\/riskandinsurance.com\/open-insurance-in-financial-ecosystems-is-growing-what-else-is-on-the-horizon-in-2022\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shannon Flynn<\/a> \u5728\u300a\u98a8\u96aa\u8207\u4fdd\u96aa\u300b\u4e2d\u5beb\u9053\u3002 \u4eba\u5de5\u667a\u6167\u548c\u5176\u4ed6\u4f5c\u70ba\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u57fa\u790e\u7684\u5de5\u5177\u4e5f\u53ef\u7528\u65bc\u66f4\u597d\u5730\u61c9\u5c0d\u9019\u4e9b\u98a8\u96aa\u3002<\/p>\n\n<p>\u751f\u614b\u7cfb\u7d71\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u70ba\u4fdd\u96aa\u516c\u53f8\u3001\u76f8\u95dc\u4f01\u696d\u548c\u5ba2\u6236\u5e36\u4f86\u4e86\u8a31\u591a\u597d\u8655\u3002 \u4eca\u5929\uff0c\u767c\u5c55\u751f\u614b\u7cfb\u7d71\u7684\u52aa\u529b\u96c6\u4e2d\u5728\u540c\u6642\u70ba\u6240\u6709\u53c3\u8207\u8005\u5e36\u4f86\u5229\u76ca\u7684\u9818\u57df\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/signing-business-contract-1024x683.jpg\" alt=\"\" class=\"wp-image-11634\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/signing-business-contract-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/signing-business-contract-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/signing-business-contract-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/signing-business-contract.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u751f\u614b\u7cfb\u7d71\u5925\u4f34\u95dc\u4fc2\u7684\u767c\u5c55\u8da8\u52e2<\/h2>\n\n<p>\u696d\u52d9\u5925\u4f34\u95dc\u4fc2\u7684\u5f62\u6210\u59cb\u7d42\u662f\u70ba\u4e86\u5c08\u6ce8\u65bc\u5171\u540c\u7684\u76ee\u6a19\u3002 \u5728\u6578\u4f4d\u751f\u614b\u7cfb\u7d71\u4e2d\uff0c\u9996\u8981\u76ee\u6a19\u662f\u4fc3\u9032\u8cc7\u8a0a\u7684\u5feb\u901f\u4ea4\u63db\u3002 \u7576\u8cc7\u8a0a\u96a8\u6642\u53ef\u7528\u4e14\u6613\u65bc\u5206\u6790\u6642\uff0c\u5b83\u53ef\u4ee5\u61c9\u7528\u65bc\u5176\u4ed6\u76ee\u6a19\uff0c\u4f8b\u5982\u6539\u5584\u5ba2\u6236\u9ad4\u9a57\u548c\u63a8\u52d5\u589e\u9577\u3002<\/p>\n\n<p><a href=\"https:\/\/www2.deloitte.com\/us\/en\/pages\/consulting\/articles\/insurance-ecosystem-digital-transformation.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u76ee\u524d<\/a>\uff0c\u4fdd\u96aa\u516c\u53f8\u5c0d\u751f\u614b\u7cfb\u7d71\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u548c\u670d\u52d9\u7684\u8208\u8da3\u5b58\u5728\u4e00\u4e9b\u6311\u6230\uff0c\u5fb7\u52e4\u7684\u53e6\u4e00\u4f4d\u4fdd\u96aa\u7b56\u7565\u5e2b\u5beb\u9053\u3002 \u9019\u4e9b\u5305\u62ec\uff1a<\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u5c0d\u7121\u7e2b\u6578\u4f4d\u9ad4\u9a57\u548c\u8cc7\u8a0a\u8a2a\u554f\u7684\u9700\u6c42\u3002 \u9019\u4e9b\u9700\u6c42\u4f86\u81ea\u5ba2\u6236\u548c\u4fdd\u96aa\u516c\u53f8\u81ea\u5df1\u7684\u54e1\u5de5\u3002<\/li>\n\n\n\n<li>\u50b3\u7d71\u6280\u8853\u7684\u8ca0\u64d4\uff0c\u5305\u62ec\u9700\u8981\u8abf\u6574\u73fe\u6709\u6280\u8853\u57fa\u790e\u8a2d\u65bd\uff0c\u4ee5\u4fbf\u66f4\u5feb\u3001\u66f4\u8f15\u9b06\u5730\u8a2a\u554f\u5b58\u5132\u5728\u5176\u4e2d\u7684\u6578\u64da\u3002<\/li>\n\n\n\n<li>\u91cd\u65b0\u601d\u8003\u50b3\u7d71\u4fdd\u96aa\u7522\u54c1\u7684\u58d3\u529b\uff0c\u5c24\u5176\u662f\u7576\u7372\u5f97\u6df1\u5165\u7684\u6578\u64da\u6d1e\u5bdf\u53ef\u4ee5\u5fb9\u5e95\u6539\u8b8a\u4fdd\u96aa\u516c\u53f8\u89e3\u6c7a\u98a8\u96aa\u548c\u627f\u4fdd\u7684\u65b9\u5f0f\u6642\u3002<\/li>\n<\/ul>\n\n<p>\u9019\u4e9b\u5171\u540c\u7684\u6311\u6230\u6b63\u5728\u5851\u9020\u751f\u614b\u7cfb\u7d71\u6280\u8853\u767c\u5c55\u7684\u65b9\u5411\u3002 \u5b83\u5011\u9084\u50be\u5411\u65bc\u63a8\u52d5\u4fdd\u96aa\u516c\u53f8\u5c0b\u6c42\u64f4\u5c55\u5230\u751f\u614b\u7cfb\u7d71\u7a7a\u9593\u7684\u554f\u984c\u3001\u9078\u64c7\u548c\u884c\u70ba\u3002<\/p>\n\n<p>\u7576\u4fdd\u96aa\u516c\u53f8\u52aa\u529b\u89e3\u6c7a\u9019\u4e9b\u5e38\u898b\u554f\u984c\u6642\uff0c\u6210\u529f\u56de\u7b54\u9019\u4e9b\u554f\u984c\u7684\u4eba\u5f80\u5f80\u5177\u6709\u5171\u540c\u7684\u7279\u5fb5\u3002 \u5b89\u6c38\u7684 <a href=\"https:\/\/www.ey.com\/en_gl\/financial-services-emeia\/ecosystems-in-insurance-what-winners-do-differently\" target=\"_blank\" rel=\"noreferrer noopener\">Chris Payne\u3001Jason Whyte \u548c Peter Manchester<\/a> \u78ba\u5b9a\u4e86\u6210\u529f\u7684\u4fdd\u96aa\u751f\u614b\u7cfb\u7d71\u7684\u4e03\u500b\u5171\u540c\u7279\u5fb5\uff1a<\/p>\n\n<ol class=\"wp-block-list\">\n<li>\u4ed6\u5011\u662f\u7531\u6700\u9ad8\u9818\u5c0e\u5c64\u7684\u627f\u8afe\u63a8\u52d5\u7684\u3002<\/li>\n\n\n\n<li>\u4ee5\u5ba2\u6236\u70ba\u4e2d\u5fc3\u7684\u6307\u6a19\u548c\u6fc0\u52f5\u63aa\u65bd\u662f\u4ed6\u5011\u6240\u505a\u7684\u4e00\u5207\u7684\u57fa\u790e\u3002<\/li>\n\n\n\n<li>\u4ed6\u5011\u4f9d\u8cf4\u65bc\u5f37\u5927\u7684\u5ba2\u6236\u4fe1\u4efb\u7d10\u5e36\u3002<\/li>\n\n\n\n<li>\u89e3\u6c7a\u771f\u6b63\u7684\u5ba2\u6236\u554f\u984c\u53ef\u4ee5\u5efa\u7acb\u4fe1\u4efb\u4e26\u5438\u5f15\u5ba2\u6236\u3002<\/li>\n\n\n\n<li>\u4e00\u65e6\u5ba2\u6236\u53c3\u8207\u9032\u4f86\uff0c\u751f\u614b\u7cfb\u7d71\u5c31\u6703\u901a\u904e\u63d0\u4f9b\u5c0d\u5ba2\u6236\u548c\u751f\u614b\u7cfb\u7d71\u5408\u4f5c\u5925\u4f34\u90fd\u6709\u5229\u7684\u670d\u52d9\u548c\u6d41\u7a0b\u4f86\u4fdd\u6301\u8207\u5ba2\u6236\u7684\u76f8\u95dc\u6027\u3002<\/li>\n\n\n\n<li>\u4ed6\u5011\u77ad\u89e3\u751f\u614b\u7cfb\u7d71\u7684\u7368\u7279\u7d93\u6fdf\u5b78\uff0c\u4e26\u5229\u7528\u9019\u4e9b\u5dee\u7570\u4f86\u767c\u63ee\u81ea\u5df1\u7684\u512a\u52e2\u3002<\/li>\n\n\n\n<li>\u4ed6\u5011\u9ad4\u73fe\u4e86\u7c21\u5316\u5ba2\u6236\u670d\u52d9\u7684\u4e00\u81f4\u5168\u7ba1\u9053\u65b9\u6cd5\u3002<\/li>\n<\/ol>\n\n<p>\u5c0d\u65bc\u8a31\u591a\u6210\u529f\u7684\u4fdd\u96aa\u516c\u53f8\u4f86\u8aaa\uff0c\u5efa\u7acb\u6709\u6548\u7684\u751f\u614b\u7cfb\u7d71\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u610f\u5473\u8457\u63a1\u7528\u751f\u614b\u7cfb\u7d71\u5408\u4f5c\u5925\u4f34\u548c\u5ba2\u6236\u7684\u89c0\u9ede\u3002 \u901a\u904e\u9019\u6a23\u505a\uff0c\u9019\u4e9b\u904b\u71df\u5546\u53ef\u4ee5\u8b58\u5225\u75db\u9ede\u4e26\u90e8\u7f72\u4ed6\u5011\u7684\u6280\u8853\u9032\u6b65\u4f86\u89e3\u6c7a\u9019\u4e9b\u75db\u9ede\u3002 \u901a\u904e\u9019\u7a2e\u65b9\u5f0f\uff0c\u9019\u4e9b\u4fdd\u96aa\u516c\u53f8\u767c\u73fe\u4e86\u540c\u6642\u70ba\u81ea\u5df1\u3001\u5408\u4f5c\u5925\u4f34\u3001\u4ee3\u7406\u4eba\u548c\u7d93\u7d00\u4eba\u4ee5\u53ca\u5ba2\u6236\u89e3\u6c7a\u554f\u984c\u7684\u65b0\u65b9\u6cd5\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"642\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-dinner-toast-1024x642.jpg\" alt=\"\" class=\"wp-image-11624\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-dinner-toast-1024x642.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-dinner-toast-300x188.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-dinner-toast-768x481.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-dinner-toast.jpg 1277w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">2023 \u5e74\u53ca\u4ee5\u5f8c\u7684\u4fdd\u96aa\u751f\u614b\u7cfb\u7d71\u9810\u6e2c<\/h2>\n\n<p>\u8f49\u578b\u70ba\u6210\u719f\u7684\u751f\u614b\u7cfb\u7d71\u4fdd\u96aa\u516c\u53f8\u662f\u4e00\u9805\u6311\u6230\u3002 Payne\u3001White \u548c Manchester \u5beb\u9053\uff0c\u5b89\u6c38\u78ba\u5b9a\u7684\u8da8\u52e2\u6e05\u55ae\u201c\u8868\u660e\u9700\u8981\u9032\u884c\u6839\u672c\u6027\u7684\u8f49\u578b\uff0c\u4e0d\u50c5\u662f\u6280\u8853\uff0c\u9084\u5305\u62ec\u5546\u696d\u6a21\u5f0f\u3001\u6587\u5316\u548c\u6280\u80fd\u7d44\u5408\u201d\u3002<\/p>\n\n<p>\u4eba\u5de5\u667a\u6167 \uff08AI\uff09 \u5c07\u7e7c\u7e8c\u5728\u9019\u4e00\u8f49\u578b\u4e2d\u767c\u63ee\u4f5c\u7528\u3002 \u201c\u904b\u71df\u5546\u5c1a\u672a\u5b8c\u5168\u610f\u8b58\u5230\u5176\u6578\u64da\u8cc7\u7522\u7684\u6f5b\u529b\uff0c\u4f8b\u5982\uff0c\u7d22\u8ce0\u6b77\u53f2\u548c\u5206\u92b7\u4e92\u52d5\uff0c\u201d\u9ea5\u80af\u932b\u7684 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/how-top-tech-trends-will-transform-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Krish Krishnakanthan<\/a> \u548c\u5176\u4ed6\u4f5c\u8005\u5beb\u9053\u3002 \u96a8\u8457 AI \u7e7c\u7e8c\u6210\u70ba\u6578\u4f4d\u5206\u6790\u7684\u5e38\u614b\uff0c\u751f\u614b\u7cfb\u7d71\u5408\u4f5c\u5925\u4f34\u5c07\u627e\u5230\u65b0\u7684\u65b9\u6cd5\u4f86\u4f7f\u7528\u6578\u64da\u751f\u6210\u7684\u898b\u89e3\uff0c\u70ba\u751f\u614b\u7cfb\u7d71\u53c3\u8207\u8005\u548c\u5ba2\u6236\u63d0\u4f9b\u4e92\u60e0\u4e92\u5229\u3002<\/p>\n\n<p>\u9ea5\u80af\u932b\u7684 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-blog\/digital-ecosystems-for-insurers-no-one-size-fits-all\" target=\"_blank\" rel=\"noreferrer noopener\">Ulrike Deetjen<\/a> \u8868\u793a\uff0c\u70ba\u4e86\u7372\u5f97\u6301\u4e45\u7684\u6210\u529f\uff0c\u4fdd\u96aa\u516c\u53f8\u9700\u8981\u5efa\u7acb\u4e00\u500b\u80fd\u5920\u652f\u63f4\u751f\u614b\u7cfb\u7d71\u5408\u4f5c\u5de5\u4f5c\u7684\u6838\u5fc3\u696d\u52d9\u3002 \u4f8b\u5982\uff0c\u6e1b\u5c11\u6578\u64da\u5b64\u5cf6\u7684\u5f71\u97ff\u4f7f\u4fdd\u96aa\u516c\u53f8\u80fd\u5920\u66f4\u597d\u5730\u5229\u7528\u73fe\u6709\u6578\u64da\u96c6\uff0c\u4e26\u5229\u7528\u7531\u6b64\u7522\u751f\u7684\u898b\u89e3\u4f86\u6539\u5584\u751f\u614b\u7cfb\u7d71\u9ad4\u9a57\u3002<\/p>\n\n<p>\u751f\u614b\u7cfb\u7d71\u7d93\u6fdf\u70ba\u4f01\u696d\u589e\u9577\u63d0\u4f9b\u4e86\u8c50\u5bcc\u7684\u6a5f\u6703\u3002 \u7e3d\u7684\u4f86\u8aaa\uff0c\u201c\u5230 2025 \u5e74\uff0c\u96c6\u6210\u7db2\u8def\u7d93\u6fdf\u53ef\u80fd\u4ee3\u8868 60 \u842c\u5104\u7f8e\u5143\u7684\u5168\u7403\u6536\u5165\u6c60\uff0c\u201d\u9ea5\u80af\u932b\u7684 <a href=\"https:\/\/www.mckinsey.com\/business-functions\/mckinsey-digital\/our-insights\/how-do-companies-create-value-from-digital-ecosystems\" target=\"_blank\" rel=\"noreferrer noopener\">Miklos Dietz\u3001Hamza Khan \u548c Istvan Rab<\/a> \u9810\u6e2c\u3002 \u96d6\u7136\u751f\u614b\u7cfb\u7d71\u50c5\u4f54 2020 \u5e74\u5168\u7403\u7e3d\u6536\u5165\u7684 1% \u5230 2%\uff0c\u4f46\u4f5c\u8005\u4f30\u8a08\uff0c\u5230 2025 \u5e74\uff0c\u9019\u4e9b\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u53ef\u80fd\u8ca2\u737b\u9ad8\u9054 30% \u7684\u5168\u7403\u7e3d\u6536\u5165\u3002<\/p>\n\n<p>\u751f\u614b\u7cfb\u7d71\u6a21\u578b\u7684\u64f4\u5c55\u662f\u4e0d\u53ef\u907f\u514d\u7684\u3002 \u751f\u614b\u7cfb\u7d71\u70ba\u89e3\u6c7a\u4fdd\u96aa\u516c\u53f8\u7576\u4eca\u9762\u81e8\u7684\u4e00\u4e9b\u6700\u5927\u554f\u984c\u63d0\u4f9b\u4e86\u6a5f\u6703\uff0c\u4e26\u4e14\u4ee5\u4f7f\u53c3\u8207\u4fdd\u96aa\u95dc\u4fc2\u7684\u6bcf\u500b\u4eba\u90fd\u53d7\u76ca\u7684\u65b9\u5f0f\u89e3\u6c7a\u3002<\/p>\n\n<p>\u4e8b\u5be6\u4e0a\uff0c\u751f\u614b\u7cfb\u7d71\u53ef\u80fd\u6210\u70ba\u4fdd\u96aa\u696d\u7684\u65b0\u5e38\u614b\u3002 \u201c\u6839\u64da\u76ee\u524d\u7684\u8da8\u52e2\uff0c\u6211\u5011\u9810\u8a08\u751f\u614b\u7cfb\u7d71\u5c07\u5728\u76f8\u5c0d\u8f03\u8fd1\u7684\u5c07\u4f86\u6210\u70ba\u4e00\u7a2e\u4e3b\u8981\u7684\u5546\u696d\u6a21\u5f0f\u3002\u901a\u5e38\u60c5\u6cc1\u4e0b\uff0c\u4eca\u5929\u611f\u89ba\u5275\u65b0\u7684\u6771\u897f\u5f88\u5feb\u5c31\u6703\u6210\u70ba\u57fa\u7dda\uff0c\u201c <a href=\"https:\/\/www.ey.com\/en_gl\/insurance\/2022-global-insurance-outlook-growing-with-people-purpose-and-tech\" target=\"_blank\" rel=\"noreferrer noopener\">Isabelle Santenac<\/a> \u548c\u5b89\u6c38\u7684\u4e00\u500b\u5718\u968a\u5beb\u9053\u3002<\/p>\n\n<p>\u8207\u6b64\u540c\u6642\uff0c\u4e0d\u540c\u6642\u63a5\u53d7\u751f\u614b\u7cfb\u7d71\u95dc\u4fc2\u53ca\u5176\u5e95\u5c64\u6280\u8853\u7684\u4fdd\u96aa\u516c\u53f8\u53ef\u80fd\u6703\u767c\u73fe\u81ea\u5df1\u5728\u7af6\u722d\u4e2d\u722d\u5148\u6050\u5f8c\u5730\u4fdd\u6301\u76f8\u95dc\u6027\u3002 \u201c\u96a8\u8457\u5275\u65b0\u8b8a\u5f97\u8d8a\u4f86\u8d8a\u666e\u904d\uff0c\u4e0d\u5275\u65b0\u7684\u4fdd\u96aa\u516c\u53f8\u53ef\u80fd\u6703\u767c\u73fe\u81ea\u5df1\u56e0\u9006\u5411\u9078\u64c7\u548c\u904b\u71df\u6548\u7387\u60e1\u5316\u800c\u8655\u65bc\u52a3\u52e2\uff0c\u201d\u4fe1\u7528\u8a55\u7d1a\u6a5f\u69cb\u548c\u6578\u64da\u5206\u6790\u4f9b\u61c9\u5546 AM Best \u7684\u57f7\u884c\u526f\u7e3d\u88c1\u517c\u9996\u5e2d\u904b\u71df\u5b98 <a href=\"https:\/\/www.majesco.com\/game-changing-trends-in-2022-for-the-future-of-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Jim Gillard<\/a> \u8aaa\u3002<\/p>\n\n<p>\u5354\u4f5c\u4e26\u4e0d\u662f\u4e00\u500b\u65b0\u6982\u5ff5\u3002 \u4eba\u985e\u4e00\u76f4\u90fd\u662f\u4e00\u7a2e\u793e\u6703\u6027\u7269\u7a2e\uff0c\u5be7\u9858\u5171\u540c\u5be6\u73fe\u76ee\u6a19\uff0c\u4e5f\u4e0d\u9858\u5b64\u8ecd\u596e\u6230\u3002 \u4fdd\u96aa\u751f\u614b\u7cfb\u7d71\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u5229\u7528\u6578\u4f4d\u5de5\u5177\u5be6\u65bd\u65b0\u898f\u6a21\u7684\u5354\u4f5c\uff0c\u4f7f\u4fdd\u96aa\u516c\u53f8\u3001\u5176\u5408\u4f5c\u5925\u4f34\u53ca\u5176\u5ba2\u6236\u53d7\u76ca\u3002<\/p>\n\n<p><em>\u5716\u7247\u4f86\u81ea\uff1a langstrup\/\u00a9123RF.com\uff0c nonwarit\/\u00a9123RF.com\uff0c rawpixel\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u7576\u751f\u614b\u7cfb\u7d71\u5925\u4f34\u95dc\u4fc2\u9996\u6b21\u51fa\u73fe\u6642\uff0c\u5f88\u5c11\u6709\u4fdd\u96aa\u516c\u53f8\u5c07\u5176\u8996\u70ba\u4e00\u500b\u9769\u547d\u6027\u7684\u6982\u5ff5\u3002 \u9577\u671f\u4ee5\u4f86\uff0c\u4f01\u696d\u4e00\u76f4\u5728\u5171\u540c\u52aa\u529b\uff0c\u4ee5\u5be6\u73fe\u5171 [&hellip;]<\/p>\n","protected":false},"featured_media":11646,"template":"","insight-category":[],"class_list":["post-18453","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/18453","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/11646"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=18453"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=18453"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}