{"id":18423,"date":"2024-09-19T17:26:23","date_gmt":"2024-09-19T22:26:23","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e7%89%b9%e6%96%af%e6%8b%89%e4%bf%9d%e9%9a%aa%e5%b0%8d%e8%b2%a1%e7%94%a2%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%e6%84%8f%e5%91%b3%e8%91%97%e4%bb%80%e9%ba%bc%ef%bc%9f\/"},"modified":"2024-09-19T17:26:29","modified_gmt":"2024-09-19T22:26:29","slug":"%e7%89%b9%e6%96%af%e6%8b%89%e4%bf%9d%e9%9a%aa%e5%b0%8d%e8%b2%a1%e7%94%a2%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%e6%84%8f%e5%91%b3%e8%91%97%e4%bb%80%e9%ba%bc%ef%bc%9f","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e7%89%b9%e6%96%af%e6%8b%89%e4%bf%9d%e9%9a%aa%e5%b0%8d%e8%b2%a1%e7%94%a2%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%e6%84%8f%e5%91%b3%e8%91%97%e4%bb%80%e9%ba%bc%ef%bc%9f\/","title":{"rendered":"\u7279\u65af\u62c9\u4fdd\u96aa\u5c0d\u8ca1\u7522\u4fdd\u96aa\u516c\u53f8\u610f\u5473\u8457\u4ec0\u9ebc\uff1f"},"content":{"rendered":"\n<p>\u60f3\u50cf\u4e00\u4e0b\u4e00\u8f1b\u53ef\u4ee5\u81ea\u52d5\u99d5\u99db\u7684\u6c7d\u8eca\u3002\n\u66f4\u597d\u7684\u662f\uff0c\u60f3\u50cf\u4e00\u4e0b\u4e00\u8f1b\u53ef\u4ee5\uff08\u5e7e\u4e4e\uff09\u70ba\u81ea\u5df1\u6295\u4fdd\u7684\u6c7d\u8eca\u3002 <\/p>\n\n<p>\u7279\u65af\u62c9\u57288\u6708\u4efd\u96e2\u9019\u500b\u76ee\u6a19\u53c8\u8fd1\u4e86\u4e00\u6b65\u3002\n\u73fe\u5728\uff0c\u52a0\u5dde\u7279\u65af\u62c9\u8eca\u4e3b\u53ef\u4ee5\u5411\u8a72\u516c\u53f8\u5c0b\u6c42\u4fdd\u96aa\u3002 <\/p>\n\n<p>\u70ba\u4ec0\u9ebc\u6c7d\u8eca\u88fd\u9020\u5546\u6703\u6d89\u8db3\u4fdd\u96aa\u696d\u52d9\uff1f\n\u88fd\u9020\u5546\u5982\u4f55\u6bd4\u50b3\u7d71\u7d93\u7d00\u4eba\u66f4\u80fd\u5e6b\u52a9\u6d88\u8cbb\u8005\uff1f\n\u5982\u679c\u66f4\u591a\u7684\u6c7d\u8eca\u516c\u53f8\u63d0\u4f9b\u985e\u4f3c\u7684\u8a08\u5283\uff0c\u6574\u500b\u884c\u696d\u6703\u767c\u751f\u4ec0\u9ebc\u8b8a\u5316\uff1f  <\/p>\n\n<p>\u6211\u5011\u6df1\u5165\u7814\u7a76\u4ee5\u89e3\u6c7a\u9019\u4e9b\u68d8\u624b\u7684\u554f\u984c\u3002\n\u4ee5\u4e0b\u662f\u6211\u5011\u767c\u73fe\u7684\u60c5\u6cc1\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u7279\u65af\u62c9\u76ee\u524d\u7684\u4fdd\u96aa\u8a08\u5283<\/h2>\n\n<p><a href=\"https:\/\/www.valuepenguin.com\/tesla-car-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Value Penguin<\/a> \u8868\u793a\uff0c\u7279\u65af\u62c9\u7684\u8a08\u5283\u70ba <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/self-driving-cars\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.13.1725027415908&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u81ea\u52d5\u99d5\u99db\u6c7d\u8eca<\/a>\u63d0\u4f9b\u4e86\u7279\u5b9a\u7684\u4fdd\u8b77\u3002\n\u8eca\u8f1b\u81ea\u52d5\u5316\u5957\u4ef6\u5305\u62ec\u5c0d\u6c7d\u8eca\u8655\u65bc\u81ea\u52d5\u99d5\u99db\u6a21\u5f0f\u7684\u6642\u523b\u7684\u8986\u84cb\u3002\n\u5e0c\u671b\u70ba\u4ed6\u5011\u7684\u8eca\u8f1b\u5b9a\u88fd\u4fdd\u96aa\u7684\u7279\u65af\u62c9\u8eca\u4e3b\u53ef\u80fd\u6703\u767c\u73fe\u9019\u5f88\u6709\u5438\u5f15\u529b\u3002\n\u4f46\u7279\u65af\u62c9\u4fdd\u96aa\u7684\u6210\u672c\u6709\u53ef\u80fd\u8207\u5927\u591a\u6578\u6d88\u8cbb\u8005\u7522\u751f\u5171\u9cf4\u3002   <\/p>\n\n<p>\u7279\u65af\u62c9\u6c92\u6709\u63d0\u4f9b\u5177\u9ad4\u7684\u4fdd\u96aa\u50f9\u683c\u7bc4\u570d\uff0c\u4f46\u8a72\u516c\u53f8\u95dc\u65bc\u65b0\u8a08\u5283\u7684<a href=\"https:\/\/www.tesla.com\/blog\/introducing-tesla-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">\u535a\u5ba2\u6587\u7ae0<\/a> \u8868\u660e\uff0c\u8207\u50b3\u7d71\u4fdd\u96aa\u76f8\u6bd4\uff0c\u6d88\u8cbb\u8005\u53ef\u4ee5\u7bc0\u7701\u9ad8\u9054 30% \u7684\u8cbb\u7528\u3002\n\u201c\u56e0\u70ba\u7279\u65af\u62c9\u6700\u77ad\u89e3\u81ea\u5df1\u7684\u8eca\u8f1b\uff0c\u6240\u4ee5\u7279\u65af\u62c9\u4fdd\u96aa\u80fd\u5920\u5229\u7528\u6211\u5011\u6c7d\u8eca\u7684\u5148\u9032\u6280\u8853\u3001\u5b89\u5168\u6027\u548c\u53ef\u7dad\u8b77\u6027\uff0c\u4ee5\u8f03\u4f4e\u7684\u6210\u672c\u63d0\u4f9b\u4fdd\u96aa\uff0c\u201d\u7279\u65af\u62c9\u5718\u968a\u89e3\u91cb\u8aaa\u3002 <\/p>\n\n<p>\u9019\u662f\u4e00\u500b\u5f88\u5927\u7684\u6298\u6263\uff0c\u503c\u5f97\u8003\u616e\u8a72\u516c\u53f8\u5982\u4f55\u5be6\u73fe\u9019\u4e00\u76ee\u6a19\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u7279\u65af\u62c9\u5230\u5e95\u77e5\u9053\u591a\u5c11\uff1f<\/h2>\n\n<p>\u7279\u65af\u62c9\u9996\u5e2d\u57f7\u884c\u5b98<a href=\"https:\/\/www.cnbc.com\/2019\/04\/24\/elon-musk-tesla-will-launch-an-insurance-product-in-about-a-month.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u57c3\u9686\u00b7\u99ac\u65af\u514b \uff08Elon Musk<\/a> \uff09 \u544a\u8a34\u8a18\u8005\uff0c\u8a72\u516c\u53f8\u76f4\u63a5\u4e86\u89e3\u5ba2\u6236\u5982\u4f55\u4f7f\u7528\u4ed6\u5011\u7684\u6c7d\u8eca\uff0c\u9019\u4f7f\u516c\u53f8\u80fd\u5920\u4e86\u89e3\u98a8\u96aa\u3002\n\u4ed6\u88dc\u5145\u8aaa\uff0c\u672a\u4f86\u53ef\u80fd\u6703\u8981\u6c42\u7279\u65af\u62c9\u5ba2\u6236\u540c\u610f\u8b39\u614e\u99d5\u99db\u4ed6\u5011\u7684\u6c7d\u8eca\u3002\n\u5982\u679c\u4ed6\u5011\u4e0d\u540c\u610f\u4e26\u4e14\u611f\u6e2c\u5668\u8b49\u660e\u9019\u4e00\u9ede\uff0c\u53f8\u6a5f\u53ef\u80fd\u6703\u53d7\u5230\u66f4\u9ad8\u7684\u4fdd\u96aa\u8cbb\u7387\u7684\u6253\u64ca\u3002  <\/p>\n\n<p>\u7684\u78ba\uff0c\u666e\u901a\u7684\u7279\u65af\u62c9\u90fd\u914d\u5099\u4e86\u651d\u50cf\u982d\u3001\u611f\u6e2c\u5668\u548c\u5100\u9336\u3002\n\u5f9e\u7406\u8ad6\u4e0a\u8b1b\uff0c\u8a2d\u5099\u6536\u96c6\u7684\u6578\u64da\u5728\u8a2d\u5b9a\u4fdd\u96aa\u50f9\u683c\u6642\u53ef\u80fd\u975e\u5e38\u6709\u7528\u3002 <\/p>\n\n<p>\u201c\u73fe\u5728\uff0c\u60f3\u50cf\u4e00\u4e0b\u6240\u6709\u9019\u4e9b\u8cc7\u8a0a\u5982\u4f55\u8aac\u660e\u4f7f\u6c7d\u8eca\u4fdd\u96aa\u50f9\u683c\u66f4\u6e96\u78ba\u5730\u53cd\u6620\u99d5\u99db\u54e1\u7684\u884c\u70ba\u3002\n\u5b83\u53ef\u4ee5\u8ddf\u8e64 <em>\u4e00\u5207<\/em>\uff0c\u5f9e\u58de\u7fd2\u6163\u5230\u96aa\u4e9b\u5931\u8aa4\uff0c\u518d\u5230\u6bcf\u500b\u99d5\u99db\u54e1\u9858\u610f\u627f\u64d4\u6216\u4e0d\u627f\u64d4\u7684\u98a8\u96aa\u985e\u578b\uff0c\u201c\u300aEQ Applied\u300b\u7684\u4f5c\u8005<a href=\"https:\/\/www.inc.com\/justin-bariso\/tesla-just-made-a-huge-announcement-that-may-completely-change-auto-industry-heres-why-its-brilliant.html\" target=\"_blank\" rel=\"noreferrer noopener\">Justin Bariso<\/a> \u8aaa\u3002 <\/p>\n\n<p>\u5982\u679c Tesla \u9ad8\u7ba1\u80fd\u5920\u5168\u9762\u4e86\u89e3\u5ba2\u6236\u5728\u65b9\u5411\u76e4\u5f8c\u6240\u505a\u7684\u4e00\u5207\uff0c\u90a3\u9ebc\u5e7e\u4e4e\u53ef\u4ee5\u6d88\u9664\u5c0d\u98a8\u96aa\u548c\u6536\u76ca\u7684\u731c\u6e2c\u3002\n\u9019\u662f\u4e00\u500b\u5f37\u5927\u7684\u60f3\u6cd5\uff0c\u4f46\u5c31\u76ee\u524d\u800c\u8a00\uff0c\u5b83\u4ecd\u7136\u662f\u4e00\u500b\u7406\u8ad6\u3002 <\/p>\n\n<p>CNBC \u8a18\u8005 <a href=\"https:\/\/www.cnbc.com\/2019\/09\/18\/tesla-wants-your-car-insurance-business-it-may-not-save-you-money.html\" target=\"_blank\" rel=\"noreferrer noopener\">Sarah O&#8217;Brien<\/a> \u89e3\u91cb\u8aaa\uff0c\u532f\u7e3d\u7684\u99d5\u99db\u54e1\u6578\u64da\u76ee\u524d\u843d\u5f8c\u65bc\u7279\u65af\u62c9\u7684\u4fdd\u96aa\u50f9\u683c\u3002\n\u4f46\u662f\uff0c\u5979\u8aaa\uff0c\u76e3\u7ba1\u6a94\u8868\u660e\uff0c\u7279\u65af\u62c9\u5e0c\u671b\u5728\u672a\u4f86\u7684\u67d0\u500b\u6642\u5019\u4f7f\u7528\u500b\u4eba\u6578\u64da\u3002\n\u8a72\u516c\u53f8\u9700\u8981\u78ba\u4fdd\u9019\u4e9b\u8a08\u5283\u4e0d\u6703\u9055\u53cd\u5dde\u6cd5\u5f8b\u3002\n\u6d88\u8cbb\u8005\u4e5f\u53ef\u80fd\u53cd\u5c0d\u7279\u65af\u62c9\u9ad8\u7ba1\u770b\u8457\u4ed6\u5011\u958b\u8eca\uff0c\u5118\u7ba1\u4e00\u4e9b\u4fdd\u96aa\u516c\u53f8\u5df2\u7d93\u6839\u64da\u6295\u4fdd\u8eca\u8f1b\u7684\u76f4\u63a5\u6578\u64da\u63d0\u4f9b\u6298\u6263\u3002   <\/p>\n\n<p>\u4f8b\u5982\uff0cValue Penguin \u5718\u968a\u6307\u51fa\uff0cProgressive Insurance \u548c Root Insurance \u90fd\u4f7f\u7528\u985e\u4f3c\u7684\u6280\u8853\u3002\n\u63d2\u5165\u5f0f\u9060\u7aef\u8cc7\u8a0a\u8655\u7406\u70ba\u516c\u53f8\u63d0\u4f9b\u4e86\u5927\u91cf\u95dc\u65bc\u4eba\u5011\u5982\u4f55\u99d5\u99db\u7684\u6578\u64da\uff0c\u9019\u4e9b\u8cc7\u8a0a\u53ef\u4ee5\u8aac\u660e\u6307\u5c0e\u6e96\u78ba\u7684\u5b9a\u50f9\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u7279\u65af\u62c9\u53f8\u6a5f\u53ef\u80fd\u7565\u6709\u4e0d\u540c\u3002\n\u4ed6\u5011\u6b63\u5728\u8cfc\u8cb7\u5177\u6709\u5f37\u5927\u52d5\u529b\u548c\u901f\u5ea6\u7684\u6c7d\u8eca\uff0c\u6709\u7406\u7531\u9810\u671f\u4ed6\u5011\u81f3\u5c11\u60f3\u5617\u8a66\u4e00\u6b21\u9019\u4e9b\u529f\u80fd\u3002\n\u6b63\u5982 Motoring Research \u7684\u5167\u5bb9\u7de8\u8f2f <a href=\"https:\/\/www.motoringresearch.com\/car-news\/tesla-car-insurance-monitors-drivers\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ethan Jupp<\/a> \u6240\u8aaa\uff0c\u201c\u554f\u984c\uff0c\u5c24\u5176\u662f\u5c0d\u65bc\u6c7d\u8eca\u611b\u597d\u8005\u4f86\u8aaa\uff0c\u662f\u66f4\u4f4e\u50f9\u683c\u7684\u597d\u8655\u662f\u5426\u8d85\u904e\u4e86\u8feb\u5728\u7709\u776b\u7684\u76e3\u63a7\uff0c\u5c24\u5176\u662f\u7576\u4f60\u60f3\u8f15\u5feb\u5730\u958b\u8eca\u6642\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/family-in-the-car-1024x683.jpg\" alt=\"\" class=\"wp-image-6944\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/family-in-the-car-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/family-in-the-car-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/family-in-the-car-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/family-in-the-car.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u70ba\u4ec0\u9ebc\u7279\u65af\u62c9\u4fdd\u96aa\u662f\u4e00\u500b\u71b1\u9580\u8a71\u984c\uff1f<\/h2>\n\n<p>\u7279\u65af\u62c9\u7684\u4e3b\u8981\u50f9\u503c\u8072\u660e\u6d89\u53ca\u50f9\u683c\u3002\n\u6d88\u8cbb\u8005\u88ab\u5438\u5f15\u8003\u616e\u8f49\u63db\uff0c\u56e0\u70ba\u4ed6\u5011\u53ef\u4ee5\u7bc0\u7701\u4fdd\u96aa\u8cbb\u3002\n\u4f46\u662f\uff0c\u96d6\u7136\u70ba\u7279\u65af\u62c9\u6295\u4fdd\u78ba\u5be6\u5f88\u6602\u8cb4\uff0c\u4f46\u554f\u984c\u5f88\u8907\u96dc\u3002  <\/p>\n\n<p>\u201c\u7279\u65af\u62c9\u986f\u7136\u6bd4\u5176\u4ed6\u4efb\u4f55\u4eba\u90fd\u66f4\u77ad\u89e3\u5176\u6c7d\u8eca\u7684\u8a2d\u8a08\u65b9\u5f0f\uff0c\u4f46\u76ee\u524d\u5c1a\u4e0d\u6e05\u695a\u7279\u65af\u62c9\u662f\u5426\u6bd4\u4fdd\u96aa\u516c\u53f8\u64c1\u6709\u6bd4\u4fdd\u96aa\u516c\u53f8\u66f4\u597d\u7684\u6578\u64da\uff0c\u9019\u4e9b\u6578\u64da\u53ef\u4ee5\u8aaa\u660e\u5176\u6c7d\u8eca\u649e\u8eca\u7684\u983b\u7387\u6216\u7dad\u4fee\u6210\u672c\uff0c\u201dArs Technica \u7684\u9ad8\u7d1a\u6280\u8853\u653f\u7b56\u8a18\u8005 <a href=\"https:\/\/arstechnica.com\/cars\/2019\/08\/tesla-now-offers-auto-insurance-in-california\/\" target=\"_blank\" rel=\"noreferrer noopener\">Timothy B. Lee<\/a> \u5beb\u9053\u3002<\/p>\n\n<p>\u6bcf\u8f1b\u8eca\u5167\u7f6e\u7684\u5148\u9032\u6280\u8853\u751a\u81f3\u53ef\u4ee5\u5c07\u5c0f\u7684\u64cb\u6ce5\u677f\u5f4e\u66f2\u8b8a\u6210\u5927\u984d\u4fdd\u96aa\u7d22\u8ce0\u3002\n\u5e0c\u671b\u901a\u904e\u4fdd\u55ae\u8cfa\u9322\u7684\u4fdd\u96aa\u516c\u53f8\u5728\u8a2d\u5b9a\u6210\u672c\u6642\u9700\u8981\u8003\u616e\u9019\u4e00\u9ede\u3002 <\/p>\n\n<p>\u6c7d\u8eca\u5206\u6790\u5e2b <a href=\"https:\/\/www.autonews.com\/finance-insurance\/how-tesla-plans-cut-customers-insurance-costs-tap-autopilot\" target=\"_blank\" rel=\"noreferrer noopener\">Maryann Keller<\/a> \u751a\u81f3\u8868\u793a\uff0c\u7279\u65af\u62c9\u300c\u7121\u6cd5\u4fee\u5fa9\u3002\n\u4f60\u6703\u770b\u8457\u4ed6\u5011\uff0c\u4f60\u6703\u8aaa\uff0c\u300e\u9019\u8f1b\u8eca\u6c92\u4ec0\u9ebc\u554f\u984c\u3002\u5b83\u6709\u4e00\u500b\u5c0f\u51f9\u75d5\u3002\n\u597d\u5427\uff0c\u4fee\u5fa9\u9019\u500b\u5c0f\u51f9\u75d5\u53ef\u80fd\u9700\u8981 15,000 \u7f8e\u5143\u6216\u66f4\u591a\u3002\n\u771f\u6b63\u7684\u554f\u984c\u662f\u4efb\u4f55\u4eba\u90fd\u53ef\u4ee5\u5c07\u9019\u4e9b\u6c7d\u8eca\u6062\u5fa9\u5230\u539f\u59cb\u8a2d\u5099\u72c0\u614b\u55ce\uff1f\n\u9019\u5c31\u662f\u4fdd\u96aa\u7684\u627f\u8afe\u3002    <\/p>\n\n<p>\u4e5f\u5f88\u96e3\u78ba\u5b9a\u7d22\u8ce0\u4e2d\u7684\u6b63\u78ba\u90e8\u5206\u3002\n\u7279\u65af\u62c9\u7684\u96f6\u4ef6\u4e26\u4e0d\u7e3d\u662f\u53ef\u4ee5\u4e92\u63db\u7684\uff0c\u9019\u610f\u5473\u8457\u73fe\u5834\u4ee3\u7406\u5728\u8a55\u4f30\u640d\u5931\u6642\u5fc5\u9808\u5c0d\u7522\u54c1\u6709\u5145\u5206\u7684\u77ad\u89e3\u3002 <\/p>\n\n<p>\u5373\u4f7f\u662f\u770b\u4f3c\u76f8\u4f3c\u7684\u7279\u65af\u62c9\u8eca\u578b\u4e5f\u53ef\u80fd\u5177\u6709\u622a\u7136\u4e0d\u540c\u7684\u7dad\u4fee\u50f9\u683c\u9ede\uff0cElectrek \u4e3b\u7de8 <a href=\"https:\/\/electrek.co\/2016\/08\/30\/tesla-enters-car-insurance-business-self-driving-cars-prepare-disrupt-industry\/\" target=\"_blank\" rel=\"noreferrer noopener\">Fred Lambert<\/a> \u6307\u51fa\u3002\n\u201c\u5982\u679c Model S 60 \u51fa\u4e86\u4ec0\u9ebc\u4e8b\u4e26\u4e14\u5df2\u7d93\u5831\u5ee2\uff0c\u90a3\u9ebc\u8eca\u8f1b\u7684\u50f9\u503c\u9700\u8981\u8207\u652f\u4ed8\u7684\u50f9\u683c\uff08\u4e00\u500b 60 kWh \u7684\u96fb\u6c60\u7d44\uff09\u639b\u9264\uff0c\u5373\u4f7f\u5b83\u662f\u4e00\u500b 75 kWh \u7684\u96fb\u6c60\u7d44\u88ab\u6bc0\u58de\u4e86\u3002\u8003\u616e\u5230\u9019\u4e9b\u8907\u96dc\u6027\uff0c\u7279\u65af\u62c9\u66f4\u591a\u5730\u53c3\u8207\u4fdd\u96aa\u6d41\u7a0b\u662f\u6709\u610f\u7fa9\u7684\uff0c\u201c\u4ed6\u8aaa\u3002 <\/p>\n\n<p>\u5982\u679c\u7279\u65af\u62c9\u80fd\u5920\u627e\u5230\u4e00\u7a2e\u65b9\u6cd5\u4f86\u5229\u7528\u6709\u95dc\u6d88\u8cbb\u8005\u7684\u6578\u64da\uff0c\u4e26\u7d50\u5408\u6709\u95dc\u6a21\u578b\u5982\u4f55\u62fc\u6e4a\u5728\u4e00\u8d77\u7684\u8cc7\u8a0a\uff0c\u8a72\u516c\u53f8\u5c31\u53ef\u4ee5\u5408\u7406\u5730\u964d\u4f4e\u6210\u672c\u4e26\u5e6b\u52a9\u6d88\u8cbb\u8005\u3002\n\u4f46\u9084\u6709\u53e6\u4e00\u7a2e\u65b9\u6cd5\u53ef\u4ee5\u5be6\u73fe\u76f8\u540c\u7684\u76ee\u6a19\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u7279\u65af\u62c9\u53ef\u4ee5\u5171\u4eab\u8cc7\u8a0a\u55ce\uff1f<\/h2>\n\n<p>\u7279\u65af\u62c9\u8a8d\u70ba\uff0c\u9019\u9805\u6280\u8853\u6709\u52a9\u65bc\u6e1b\u5c11\u78b0\u649e\uff0c\u9019\u61c9\u8a72\u6703\u964d\u4f4e\u6c7d\u8eca\u7684\u4fdd\u96aa\u6210\u672c\u3002\n\u4f46\u4fdd\u96aa\u516c\u53f8\u9700\u8981\u8b49\u64da\u3002 <\/p>\n\n<p>\u201c\u96d6\u7136\u9019\u4e9b\u6c7d\u8eca\u53ef\u4ee5\u505a\u4e00\u4e9b\u975e\u51e1\u7684\u4e8b\u60c5\u4f86\u9632\u6b62\u78b0\u649e\uff0c\u4f46\u6c92\u6709\u4eba\u5831\u544a\u9019\u4e00\u9ede\u3002\u5728\u4f60\u80fd\u7372\u5f97\u66f4\u591a\u6578\u64da\u4f86\u8b49\u660e\u9019\u4e9b\u7cfb\u7d71\u5be6\u969b\u4e0a\u6e1b\u5c11\u4e86\u8eca\u798d\u4e4b\u524d\uff0c\u4f60\u80fd\u505a\u7684\u5c31\u662f\u770b\u770b\u4fee\u5fa9\u5b83\u7684\u6210\u672c\u662f\u591a\u5c11\uff0c\u201cAAA Southern New England \u7684\u516c\u5171\u4e8b\u52d9\u548c\u4ea4\u901a\u5b89\u5168\u7d93\u7406 <a href=\"https:\/\/www.caranddriver.com\/news\/a24233073\/active-safety-repair-costs\/\" target=\"_blank\" rel=\"noreferrer noopener\">John Paul<\/a> \u89e3\u91cb\u8aaa\u3002<\/p>\n\n<p>\u5982\u679c\u7279\u65af\u62c9\u53ef\u4ee5\u5206\u4eab\u6709\u95dc\u4e8b\u6545\u767c\u751f\u524d\u767c\u751f\u7684\u4e8b\u60c5\u7684\u95dc\u9375\u8cc7\u8a0a\uff0c\u90a3\u53ef\u4ee5\u8aac\u660e\u7406\u7b97\u54e1\u77ad\u89e3\u99d5\u99db\u54e1\u5982\u4f55\u907f\u514d\u78b0\u649e\u3002\n\u4f46\u9019\u7a2e\u6578\u64da\u5171\u4eab\u9084\u6c92\u6709\u5b8c\u5168\u767c\u751f\u3002\n\u201c\u5982\u679c\u6c92\u6709\u4f86\u81ea\u6bcf\u8f1b\u8eca\u7684\u9023\u7e8c\u5be6\u6642\u8cc7\u8a0a\uff0c\u6211\u5011\u5c31\u7121\u6cd5\u78ba\u5b9a\u99d5\u99db\u54e1\u8f14\u52a9\u529f\u80fd\u662f\u5426\u6b63\u5e38\u5de5\u4f5c\u3001\u9632\u6b62\u5be6\u969b\u78b0\u649e\uff0c\u751a\u81f3\u662f\u5426\u88ab\u555f\u52d5\uff0c\u201d<a href=\"https:\/\/www.caranddriver.com\/features\/a15080539\/does-teslas-autopilot-reduce-crashes-it-depends-on-where-you-get-your-data-feature\/\" target=\"_blank\" rel=\"noreferrer noopener\">Clifford Atiyeh<\/a> \u70ba Car and Driver \u64b0\u7a3f\u6642\u8aaa\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/listening-to-music-1024x683.jpg\" alt=\"\" class=\"wp-image-6954\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/listening-to-music-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/listening-to-music-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/listening-to-music-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/listening-to-music.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u6279\u8a55\u8005\u8868\u793a\u61f7\u7591<\/h2>\n\n<p>\u7279\u65af\u62c9\u7684\u516c\u544a\u5728\u5a92\u9ad4\u4e0a\u5ee3\u6cdb\u50b3\u64ad\uff0c\u5f88\u591a\u4eba\u5c0d\u9019\u5bb6\u6c7d\u8eca\u88fd\u9020\u5546\u7684\u65b9\u5411\u8b8a\u5316\u8868\u793a\u64d4\u6182\u3002<\/p>\n\n<p>\u201c\u70ba\u4ec0\u9ebc\u7279\u65af\u62c9\u7684\u5718\u968a\u80fd\u5920\u964d\u4f4e\u7279\u65af\u62c9\u53f8\u6a5f\u7684\u4fdd\u8cbb\uff0c\u800c\u7f8e\u570b 2850 \u5104\u7f8e\u5143\u7684\u6c7d\u8eca\u4fdd\u96aa\u696d\u80cc\u5f8c\u7684\u8001\u724c\u4fdd\u96aa\u516c\u53f8\u537b\u7121\u6cd5\u964d\u4f4e\uff1f\u9019\u4e9b\u554f\u984c\u4ecd\u672a\u5f97\u5230\u89e3\u7b54\uff0c\u201cInsurance Business \u7684\u526f\u4e3b\u7de8<a href=\"https:\/\/www.insurancebusinessmag.com\/us\/guides\/tesla-and-insurance--everything-you-need-to-know-177272.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Bethan Moorcraft<\/a> \u8aaa\u3002<\/p>\n\n<p>\u5982\u679c\u6d88\u8cbb\u8005\u52a0\u5165\u7279\u65af\u62c9\u7684\u4fdd\u96aa\u8a08\u5283\uff0c\u9019\u4e9b\u554f\u984c\u7684\u7b54\u6848\u53ef\u80fd\u6703\u8b8a\u5f97\u6e05\u6670\u3002\n\u7279\u65af\u62c9\u8981\u9ebc\u8cfa\u9322\uff0c\u8981\u9ebc\u8667\u640d\u3002\n\u4f46\u4e00\u4e9b\u6279\u8a55\u8005\u64d4\u5fc3\uff0c\u5931\u6557\u5e7e\u4e4e\u662f\u4e0d\u53ef\u907f\u514d\u7684\u3002  <\/p>\n\n<p><a href=\"https:\/\/www.cnbc.com\/2019\/05\/04\/warren-buffett-on-tesla-id-bet-against-any-company-in-the-auto-business.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u6c83\u502b\u00b7\u5df4\u83f2\u7279\uff08Warren Buffet<\/a> \uff09\u5c0d\u6b64\u8868\u793a\u61f7\u7591\uff0c\u4ed6\u5728\u4f2f\u514b\u5e0c\u723e\u00b7\u54c8\u6492\u97cb\u516c\u53f8\uff08Berkshire Hathaway\uff09\u7684\u4e00\u6b21\u5e74\u6703\u4e0a\u544a\u8a34\u4ed6\u7684\u80a1\u6771\uff1a\u201c\u6c7d\u8eca\u516c\u53f8\u9032\u5165\u4fdd\u96aa\u696d\u52d9\u7684\u6210\u529f\u53ef\u80fd\u8207\u4fdd\u96aa\u516c\u53f8\u9032\u5165\u6c7d\u8eca\u696d\u52d9\u7684\u6210\u529f\u4e00\u6a23\u6709\u53ef\u80fd\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u7279\u65af\u62c9\u5c07\u4f55\u53bb\u4f55\u5f9e\uff1f<\/h2>\n\n<p>\u76ee\u524d\uff0c\u7279\u65af\u62c9\u4fdd\u96aa\u50c5\u5728\u52a0\u5229\u798f\u5c3c\u4e9e\u5dde\u63d0\u4f9b\uff0c\u4e26\u4e14\u50c5\u6db5\u84cb\u7279\u65af\u62c9\u6c7d\u8eca\u3002\n\u8a72\u516c\u53f8\u78ba\u5be6\u8a08\u5283\u64f4\u5f35\uff0c\u4e26\u53ef\u80fd\u6539\u8b8a\u4fdd\u96aa\u7684\u904b\u4f5c\u65b9\u5f0f\u548c\u8655\u7406\u65b9\u5f0f\u3002 <\/p>\n\n<p>\u7531<a href=\"https:\/\/www.marketwatch.com\/story\/tesla-should-stick-to-selling-cars-and-not-insurance-rbc-says-2019-04-29\" target=\"_blank\" rel=\"noreferrer noopener\">Mark Dwelle<\/a> \u9818\u5c0e\u7684 RBC Capital Markets \u5206\u6790\u5e2b\u70ba Market Watch \u8a55\u4f30\u4e86\u9019\u500b\u554f\u984c\u3002\n\u7279\u65af\u62c9\u53ef\u4ee5\u9078\u64c7\u627f\u92b7\u6240\u6709\u672a\u4f86\u7684\u8cb8\u6b3e\uff0c\u9019\u610f\u5473\u8457\u5728\u6240\u670950\u500b\u5dde\u7372\u5f97\u8a31\u53ef\u3002\n\u6210\u529f\u7684\u64f4\u5f35\u4e5f\u53ef\u80fd\u610f\u5473\u8457\u70ba\u623f\u5c4b\u548c\u6c7d\u8eca\u6295\u4fdd\uff0c\u56e0\u70ba\u6d88\u8cbb\u8005\u5e0c\u671b\u6346\u7d81\u8a08\u5283\u4ee5\u7372\u5f97\u66f4\u597d\u7684\u4ea4\u6613\u3002\nDwelle \u9084\u6307\u51fa\uff0c\u300c\u5c0d\u65bc\u4e00\u500b\u5728\u63d0\u4f9b\u5176\u6838\u5fc3\u696d\u52d9\uff08\u88fd\u9020\u6c7d\u8eca\uff09\u65b9\u9762\u4f3c\u4e4e\u9762\u81e8\u4e00\u4e9b\u6311\u6230\u7684\u7d44\u7e54\u4f86\u8aaa\uff0c\u7d93\u71df\u4e00\u5bb6\u4fdd\u96aa\u516c\u53f8\u662f\u4e00\u500b\u984d\u5916\u7684\u6311\u6230\u3002   <\/p>\n\n<p>\u4f46\u7279\u65af\u62c9\u53ef\u80fd\u9700\u8981\u61c9\u5c0d\u9019\u4e00\u6311\u6230\uff0c\u4ee5\u5be6\u73fe\u5176\u5922\u60f3\uff0c\u5373\u64c1\u6709\u4e00\u652f\u7531\u81ea\u52d5\u99d5\u99db\u6c7d\u8eca\u7d44\u6210\u7684\u8eca\u968a\uff0c\u5728\u5168\u570b\u5404\u5730\u8655\u7406\u9001\u8ca8\u670d\u52d9\u3002<\/p>\n\n<p><a href=\"https:\/\/www.chicagotribune.com\/autos\/sns-auto-tesla-just-started-selling-auto-insurance-20190901-story.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u7f8e\u806f\u793e<\/a>\u8aaa\uff1a\u300c\u70ba\u4e86\u5be6\u73fe\u4ed6\u7684\u9858\u666f\uff0c\u7121\u4eba\u99d5\u99db\u6c7d\u8eca\u5c07\u9700\u8981\u5546\u696d\u4fdd\u96aa\u2014\u2014\u9664\u4e86\u7279\u65af\u62c9\u4e4b\u5916\uff0c\u6c92\u6709\u516c\u53f8\u9858\u610f\u63d0\u4f9b\u9019\u7a2e\u4fdd\u96aa\uff0c\u56e0\u70ba\u6d3e\u9063\u4e00\u652f\u5168\u81ea\u52d5\u99d5\u99db\u8eca\u968a\u4f86\u63a5\u4e58\u5ba2\u57fa\u672c\u4e0a\u662f\u4e00\u500b\u672a\u77e5\u7684\u9818\u57df\u3002<\/p>\n\n<p>\u5982\u679c\u7279\u65af\u62c9\u7121\u6cd5\u8b93\u5176\u4ed6\u516c\u53f8\u4ee5\u5408\u7406\u7684\u50f9\u683c\u70ba\u81ea\u52d5\u99d5\u99db\u6c7d\u8eca\u6295\u4fdd\uff0c\u90a3\u9ebc\u5efa\u7acb\u8a72\u8eca\u968a\u5c31\u6c92\u6709\u7d93\u6fdf\u610f\u7fa9\u3002\n\u9032\u8ecd\u6d88\u8cbb\u5e02\u5834\u53ef\u80fd\u662f\u671d\u8457\u8a72\u8eca\u968a\u9081\u51fa\u7684\u4e00\u5c0f\u6b65\u3002\n\u4e00\u65e6\u9019\u4e9b\u6c7d\u8eca\u4e0a\u8def\uff0c\u8ab0\u77e5\u9053\u4fdd\u96aa\u5e02\u5834\u6703\u662f\u4ec0\u9ebc\u6a23\u5b50\uff1f  <\/p>\n\n<p><em>\u5716\u7247\u4f86\u81ea\uff1amelpomen\/\u00a9123RF.com\u3001stockbroker\/\u00a9123RF.com\u3001vadimgozhda\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u60f3\u50cf\u4e00\u4e0b\u4e00\u8f1b\u53ef\u4ee5\u81ea\u52d5\u99d5\u99db\u7684\u6c7d\u8eca\u3002 \u66f4\u597d\u7684\u662f\uff0c\u60f3\u50cf\u4e00\u4e0b\u4e00\u8f1b\u53ef\u4ee5\uff08\u5e7e\u4e4e\uff09\u70ba\u81ea\u5df1\u6295\u4fdd\u7684\u6c7d\u8eca\u3002 \u7279\u65af\u62c9\u57288\u6708\u4efd\u96e2\u9019\u500b\u76ee [&hellip;]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-18423","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/18423","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=18423"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=18423"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}