{"id":18131,"date":"2024-09-19T17:24:27","date_gmt":"2024-09-19T22:24:27","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%e7%b6%93%e6%bf%9f%e6%94%be%e7%b7%a9%e5%a6%82%e4%bd%95%e5%bd%b1%e9%9f%bf%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%e5%92%8c%e4%bb%a3%e7%90%86%e4%ba%ba\/"},"modified":"2024-09-19T17:24:32","modified_gmt":"2024-09-19T22:24:32","slug":"%e7%b6%93%e6%bf%9f%e6%94%be%e7%b7%a9%e5%a6%82%e4%bd%95%e5%bd%b1%e9%9f%bf%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%e5%92%8c%e4%bb%a3%e7%90%86%e4%ba%ba","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hant\/insights\/%e7%b6%93%e6%bf%9f%e6%94%be%e7%b7%a9%e5%a6%82%e4%bd%95%e5%bd%b1%e9%9f%bf%e4%bf%9d%e9%9a%aa%e5%85%ac%e5%8f%b8%e5%92%8c%e4%bb%a3%e7%90%86%e4%ba%ba\/","title":{"rendered":"\u7d93\u6fdf\u653e\u7de9\u5982\u4f55\u5f71\u97ff\u4fdd\u96aa\u516c\u53f8\u548c\u4ee3\u7406\u4eba"},"content":{"rendered":"\n<p>\u5728 2021 \u5e74\u5f37\u52c1\u7684\u7d93\u6fdf\u589e\u9577\u4e4b\u5f8c\uff0c\u4e0d\u65b7\u4e0a\u5347\u7684\u901a\u8ca8\u81a8\u8139\u4f7f\u7d93\u6fdf\u5c0d\u8a71\u8f49\u5411\u5c0d\u5373\u5c07\u5230\u4f86\u7684\u7d93\u6fdf\u653e\u7de9\u7684\u64d4\u6182\uff0c\u5982\u679c\u4e0d\u662f\u5fb9\u5e95\u7684\u8870\u9000\u7684\u8a71\u3002\n\u5c0d\u65bc\u4fdd\u96aa\u516c\u53f8\u548c\u4ee3\u7406\u6a5f\u69cb\u4f86\u8aaa\uff0c\u7d93\u6fdf\u4e0d\u78ba\u5b9a\u6027\u53ef\u4ee5\u8ffd\u6eaf\u5230 2000 \u5e74\u4ee3\u5f8c\u671f\uff0c\u5b83\u5a01\u8105\u5230\u8ca1\u7522\u548c\u610f\u5916\u50b7\u5bb3\u4fdd\u96aa\u67d0\u4e9b\u9818\u57df\u7684\u5275\u7d00\u9304\u589e\u9577\u3002 <\/p>\n\n<p>\u7d93\u53d7\u4f4f 2008 \u5e74\u7d93\u6fdf\u8870\u9000\u7684\u904b\u71df\u5546\u548c\u4ee3\u7406\u5546\u5f9e\u9019\u6b21\u7d93\u6b77\u4e2d\u5438\u53d6\u4e86\u5e7e\u9ede\u6559\u8a13\u3002\n\u9762\u5c0d\u7576\u4eca\u7684\u7d93\u6fdf\u4e0d\u78ba\u5b9a\u6027\uff0c\u5176\u4e2d\u8a31\u591a\u7d93\u9a57\u6559\u8a13\u53ef\u4ee5\u61c9\u7528\u65bc\u63d0\u4f9b\u66f4\u5f37\u7684\u5f48\u6027\u548c\u66f4\u7262\u56fa\u7684\u5ba2\u6236\u95dc\u4fc2\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u7d93\u6fdf\u589e\u9577\u653e\u7de9\u7684\u8de1\u8c61<\/h2>\n\n<p>\u5206\u6790\u5e2b\u5c0d\u7d93\u6fdf\u653e\u7de9\u7684\u6642\u9593\u6216\u56b4\u91cd\u7a0b\u5ea6\u7684\u9810\u6e2c\u5b58\u5728\u5206\u6b67\u3002\n\u5927\u591a\u6578\u4eba\u90fd\u540c\u610f\u4e00\u4ef6\u4e8b\uff1a\u7d93\u6fdf\u8870\u9000\u5373\u5c07\u5230\u4f86\u3002 <\/p>\n\n<p>\u201c\u96a8\u8457\u6d88\u8cbb\u8005\u4fe1\u5fc3\u4e0b\u964d\uff0c\u623f\u5730\u7522\u5e02\u5834\u986f\u793a\u51fa\u4f4e\u8ff7\u7684\u8de1\u8c61\uff0c\u4ee5\u53ca\u7f8e\u806f\u5132\u7a4d\u6975\u6536\u7dca\u653f\u7b56\uff0c\u7d93\u6fdf\u8870\u9000\u5373\u5c07\u5230\u4f86\u7684\u8de1\u8c61\u8b8a\u5f97\u8d8a\u4f86\u8d8a\u660e\u986f\uff0c\u201d <a href=\"https:\/\/www.propertycasualty360.com\/2022\/07\/20\/the-coming-financial-storm-what-independent-agents-need-to-know\/\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Cormier<\/a> \u5728 PropertyCasualty360 \u4e2d\u5beb\u9053\u3002<\/p>\n\n<p>\u6b50\u6d32\u5df2\u7d93\u660e\u986f\u51fa\u73fe\u901a\u8139\u8870\u9000\u7684\u8de1\u8c61\u3002\n <a href=\"https:\/\/www.reinsurancene.ws\/inflationary-recession-insurance-demand-claims-costs-swiss-re-institute\/\" target=\"_blank\" rel=\"noreferrer noopener\">Kassandra Jimenez-Sanchez<\/a> \u5728\u300a\u518d\u4fdd\u96aa\u65b0\u805e\u300b\u4e2d\u5beb\u9053\uff0c\u6b50\u6d32\u5c0d\u4fc4\u7f85\u65af\u77f3\u6cb9\u548c\u5929\u7136\u6c23\u4f9b\u61c9\u7684\u4f9d\u8cf4\u5c0e\u81f4\u80fd\u6e90\u77ed\u7f3a\uff0c\u5c0e\u81f4\u9ad8\u901a\u8139\u4ee5\u53ca\u4f4e\u589e\u9577\u6216\u8ca0\u589e\u9577\u3002\n\u7d93\u6fdf\u8870\u9000\u7684\u901a\u8ca8\u81a8\u8139\u5c0d\u4fdd\u96aa\u516c\u53f8\u4f86\u8aaa\u53ef\u80fd\u662f\u5169\u5168\u5176\u7f8e\u7684\uff1a\u5ba2\u6236\u524a\u6e1b\u4e86\u4ed6\u5011\u7684\u4fdd\u96aa\u7bc4\u570d\uff0c\u964d\u4f4e\u4e86\u4fdd\u8cbb\uff0c\u800c\u7d22\u8ce0\u6210\u672c\u537b\u5728\u6500\u5347\u3002  <\/p>\n\n<p>\u901a\u8ca8\u81a8\u8139\u7d93\u5e38\u5f71\u97ff\u7d22\u8ce0\u6210\u672c\u3002\n\u7136\u800c\uff0c\u5927\u6d41\u884c\u540e\u7684\u901a\u8ca8\u81a8\u8139\u5c0d\u7d22\u8ce0\u7522\u751f\u4e86\u5de8\u5927\u5f71\u97ff\u3002\n\u201c\u5efa\u7bc9\u6750\u6599\u3001\u6c7d\u8eca\u96f6\u90e8\u4ef6\u3001\u79df\u8eca\u4ee5\u53ca\u91ab\u7642\u548c\u6cd5\u5f8b\u670d\u52d9\u7684\u6210\u672c\u589e\u9577\u901f\u5ea6\u751a\u81f3\u9ad8\u65bc\u6574\u9ad4\u6d88\u8cbb\u50f9\u683c\uff0c\u201dBDO \u7684\u4fdd\u96aa\u8aee\u8a62\u7e3d\u76e3 <a href=\"https:\/\/www.bdo.com\/insights\/industries\/insurance\/how-covid-19-has-changed-the-insurance-industry-pr\" target=\"_blank\" rel=\"noreferrer noopener\">Ugo Okpewho \u548c Scott Cederburg<\/a> \u5beb\u9053\u3002\n\u9019\u4e9b\u6210\u672c\u7d93\u5e38\u51fa\u73fe\u5728\u7d22\u8ce0\u7684\u7e3d\u6210\u672c\u4e2d\uff0c\u9019\u610f\u5473\u8457\u7d22\u8ce0\u50f9\u683c\u7684\u4e0a\u6f32\u8d85\u904e\u4e86\u6574\u9ad4\u901a\u8ca8\u81a8\u8139\u7387\uff0c\u9019\u7d66\u4fdd\u96aa\u516c\u53f8\u53ca\u5176\u5ba2\u6236\u5e36\u4f86\u4e86\u984d\u5916\u7684\u58d3\u529b\u3002   <\/p>\n\n<p><a href=\"https:\/\/www.swissre.com\/dam\/jcr:4500fe30-7d7b-4bc7-b217-085d7d87a35b\/swiss-re-institute-sigma-4-2022.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Fernando Casanova Aizpun<\/a> \u548c\u745e\u58eb\u518d\u4fdd\u96aa\u7684\u7814\u7a76\u4eba\u54e1\u5c0d\u9ad8\u901a\u8139\u548c\u7d93\u6fdf\u653e\u7de9\u5a01\u8105\u6642\u4ee3\u4fdd\u96aa\u7684\u672a\u4f86\u63d0\u4f9b\u4e86\u5e7e\u9805\u9810\u6e2c\u3002\n\u9019\u4e9b\u5305\u62ec\uff1a <\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u7531\u65bc\u7d93\u6fdf\u653e\u7de9\u548c\u901a\u8ca8\u81a8\u8139\u7387\uff0c<strong>\u672a\u4f86\u5e7e\u5e74\u4fdd\u96aa\u696d\u7684\u589e\u9577\u5c07\u653e\u7de9<\/strong>\u3002<\/li>\n\n\n\n<li><strong>\u8ca1\u7522\u548c\u6c7d\u8eca\u4fdd\u96aa\u5c07\u53d7\u5230<\/strong> \u7d93\u6fdf\u589e\u9577\u6eef\u5f8c\u548c\u9ad8\u901a\u8139\u7684\u7b2c\u4e00\u6ce2\u5f71\u97ff\u3002<\/li>\n\n\n\n<li><strong>\u5340\u5206\u540d\u7fa9\u589e\u9577\u548c\u5be6\u969b\u589e\u9577\u662f\u5fc5\u9808\u7684\u3002<\/strong>  \u5546\u696d\u4fdd\u96aa\u7684\u5f37\u5316\u7387\u5c07\u7522\u751f\u770b\u8d77\u4f86\u4e0d\u932f\u7684\u540d\u7fa9\u589e\u9577\u7387\uff0c\u4f46\u9019\u63a9\u84cb\u4e86\u53d7\u901a\u8ca8\u81a8\u8139\u5f71\u97ff\u7684\u8f03\u6162\u7684\u5be6\u969b\u589e\u9577\u7387\u3002<\/li>\n\n\n\n<li><strong>\u5118\u7ba1\u5b58\u5728\u9019\u4e9b\u56f0\u96e3\uff0c\u4f46\u6574\u500b\u4fdd\u96aa\u696d\u5c07\u7e7c\u7e8c\u589e\u9577\u3002<\/strong>  \u8cbb\u7387\u5f37\u786c\u53ef\u80fd\u6703\u7e7c\u7e8c\uff0c\u4e26\u64f4\u5c55\u5230 2022 \u5e74\u4ecd\u7136\u75b2\u8edf\u7684\u4fdd\u96aa\u5e02\u5834\u3002\n\u4e0d\u904e\uff0c\u7e3d\u9ad4\u800c\u8a00\uff0c\u4fdd\u96aa\u53ef\u80fd\u6703\u7e7c\u7e8c\u589e\u9577\u3002 <\/li>\n<\/ul>\n\n<p>\u96a8\u8457\u5229\u7387\u4e0a\u5347\uff0c\u4fdd\u96aa\u516c\u53f8\u4e5f\u53ef\u4ee5\u671f\u671b\u770b\u5230\u4ed6\u5011\u7684\u6295\u8cc7\u63d0\u4f9b\u53ef\u89c0\u7684\u56de\u5831\u3002\n\u9019\u4e9b\u6295\u8cc7\u70ba\u7d93\u6fdf\u4e0d\u78ba\u5b9a\u6027\u63d0\u4f9b\u4e86\u91cd\u8981\u7684\u7de9\u885d\uff0c\u5c24\u5176\u662f\u5728\u9ad8\u901a\u8139\u6642\u671f\u589e\u9577\u653e\u7de9\u3002 <\/p>\n\n<p>\u7d93\u6fdf\u8870\u9000\u7d66\u4fdd\u96aa\u516c\u53f8\u5e36\u4f86\u9ebb\u7169\u3002\n\u7d93\u6fdf\u8870\u9000\u7684\u901a\u8ca8\u81a8\u8139\u5177\u6709\u96d9\u91cd\u6253\u64ca\u3002\n\u5118\u7ba1\u5982\u6b64\uff0c\u4fdd\u96aa\u516c\u53f8\u548c\u4ee3\u7406\u6a5f\u69cb\u53ef\u4ee5\u53cd\u99c1\u9019\u4e9b\u64d4\u6182\u3002  <\/p>\n\n<p>\u70ba\u4e86\u6709\u6548\u61c9\u5c0d\u7d93\u6fdf\u653e\u7de9\uff0c\u300c\u7d93\u7d00\u4eba\u548c\u4ee3\u7406\u4eba\u5fc5\u9808\u56de\u61c9 [resilient].\n\u4ed6\u5011\u9700\u8981\u4e86\u89e3\u7d93\u6fdf\u8870\u9000\u72c0\u6cc1\u8207\u4ed6\u5011\u9762\u81e8\u7684\u5176\u4ed6\u6311\u6230\u6709\u4f55\u95dc\u4fc2\uff0c\u201cLeader&#8217;s Edge \u7684\u7279\u7d04\u64b0\u7a3f\u4eba <a href=\"https:\/\/www.leadersedge.com\/brokerage-ops\/what-recession\" target=\"_blank\" rel=\"noreferrer noopener\">David Tobenkin<\/a> \u5beb\u9053\u3002 <\/p>\n\n<p>2008 \u5e74\u7684\u7d93\u6fdf\u8870\u9000\u8b93\u8a31\u591a\u4f01\u696d\u548c\u5c08\u696d\u4eba\u58eb\u8a8d\u8b58\u5230\u70ba\u7d93\u6fdf\u8b8a\u9769\u505a\u597d\u6e96\u5099\u7684\u91cd\u8981\u6027\u3002\n\u4fdd\u96aa\u696d\u5f9e\u4ee5\u5f80\u7d93\u6fdf\u653e\u7de9\u4e2d\u5438\u53d6\u7684\u6559\u8a13\u70ba\u672a\u4f86\u7684\u4e0d\u78ba\u5b9a\u6027\u63d0\u4f9b\u4e86\u6307\u5c0e\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/worker-installing-solar-panel-1024x683.jpg\" alt=\"&#x6280;&#x8853;&#x54E1; &#x7A7F;&#x8457;&#x9632;&#x8B77;&#x670D;&#x548C;&#x624B;&#x5957;&#x7684;&#x5C4B;&#x9802;&#x5DE5;&#x4EBA;&#xFF0C;&#x5EFA;&#x7BC9;&#x5DE5;&#x4EBA;&#x5B89;&#x88DD;&#x65B0;&#x5C4B;&#x9802;&#xFF0C;&#x5C4B;&#x9802;&#x5DE5;&#x5177;&#xFF0C;&#x7528;&#x91D1;&#x5C6C;&#x677F;&#x5728;&#x65B0;&#x5C4B;&#x9802;&#x4E0A;&#x4F7F;&#x7528;&#x7684;&#x96FB;&#x947D;&#x3002;\" class=\"wp-image-11884\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/worker-installing-solar-panel-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/worker-installing-solar-panel-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/worker-installing-solar-panel-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/worker-installing-solar-panel.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5728\u524a\u6e1b\u71df\u92b7\u9810\u7b97\u4e4b\u524d\u4e09\u601d\u800c\u5f8c\u884c<\/h2>\n\n<p>\u7576\u7d93\u6fdf\u8870\u9000\u4f86\u8972\u6642\uff0c\u904b\u71df\u5546\u6216\u4ee3\u7406\u5546\u7684\u71df\u92b7\u9810\u7b97\u901a\u5e38\u662f\u6700\u5148\u524a\u6e1b\u7684\u8cbb\u7528\u4e4b\u4e00\u3002\n\u7136\u800c\uff0c\u201c\u6e1b\u5c11\u5275\u9020\u65b0\u6536\u5165\u7684\u52aa\u529b\u5f80\u5f80\u6703\u52a0\u5287\u7d93\u6fdf\u8870\u9000\u7684\u5f71\u97ff\uff0c\u201d <a href=\"https:\/\/www.propertycasualty360.com\/2022\/09\/15\/when-a-recession-hits-insurers-shouldnt-stop-marketing\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5e03\u62c9\u5fb7\u00b7\u5167\u6587\u65af \uff08Brad Nevins<\/a> \uff09 \u5728 PropertyCasualty360 \u7684\u4e00\u7bc7\u6587\u7ae0\u4e2d\u5beb\u9053\u3002 <\/p>\n\n<p>\u9019\u7a2e\u60e1\u5316\u6548\u61c9\u5c0d\u4fdd\u96aa\u696d\u7684\u5f71\u97ff\u53ef\u80fd\u6bd4\u5176\u4ed6\u884c\u696d\u66f4\u56b4\u91cd\u3002\n\u8207\u8a31\u591a\u8cfc\u8cb7\u4e0d\u540c\uff0c\u4fdd\u96aa\u662f\u5fc5\u4e0d\u53ef\u5c11\u7684\uff0c\u800c\u4e14\u901a\u5e38\u662f\u5f37\u5236\u6027\u7684\u3002\n\u7121\u8ad6\u7d93\u6fdf\u74b0\u5883\u5982\u4f55\uff0c\u500b\u4eba\u548c\u4f01\u696d\u4ecd\u7136\u9700\u8981\u4fdd\u96aa\u3002\n\u901a\u904e\u6e1b\u5c11\u5ee3\u544a\u548c\u5916\u5c55\u5de5\u4f5c\uff0c\u4fdd\u96aa\u516c\u53f8\u548c\u4ee3\u7406\u5546\u6703\u5728\u6f5b\u5728\u5ba2\u6236\u91cd\u65b0\u8003\u616e\u5176\u627f\u4fdd\u7bc4\u570d\u4e26\u5c0b\u6c42\u65b0\u89e3\u6c7a\u65b9\u6848\u7684\u78ba\u5207\u6642\u523b\u9000\u51fa\u9019\u4e9b\u5ba2\u6236\u3002   <\/p>\n\n<p>\u76f8\u53cd\uff0c\u82b1\u9ede\u6642\u9593\u95dc\u6ce8\u7406\u60f3\u7684\u4fdd\u96aa\u5ba2\u6236\u2014\u2014\u5305\u62ec\u4ed6\u5011\u5728\u9762\u5c0d\u9ad8\u901a\u8139\u548c\u7d93\u6fdf\u8870\u9000\u5a01\u8105\u6642\u53ef\u80fd\u5982\u4f55\u8868\u73fe\u3002<\/p>\n\n<p>\u201c\u5c08\u6ce8\u65bc\u78ba\u4fdd\u5ba2\u6236\uff0c\u4ed6\u5011\u4e0d\u50c5\u6703\u5f9e\u60a8\u7684\u4ee3\u7406\u6a5f\u69cb\u8cfc\u8cb7\u4fdd\u55ae\uff0c\u9084\u6703\u70ba\u60a8\u7684\u696d\u52d9\u8faf\u8b77\uff0c\u5c24\u5176\u662f\u5728\u5e02\u5834\u689d\u4ef6\u8b8a\u5f97\u4e0d\u5229\u6642\uff0c\u201d <a href=\"https:\/\/www.iamagazine.com\/strategies\/7-ways-to-recession-proof-your-agency\" target=\"_blank\" rel=\"noreferrer noopener\">Chris Farfaras<\/a> \u5728 Independent Agent \u96dc\u8a8c\u4e0a\u5beb\u9053\u3002<\/p>\n\n<p>Farfaras \u5efa\u8b70\u4fdd\u96aa\u4ee3\u7406\u4eba\u91cd\u65b0\u5be9\u8996\u4ed6\u5011\u7684\u71df\u92b7\u8cc7\u8a0a\uff1a\u60a8\u7684\u884c\u92b7\u662f\u5426\u5411\u5ba2\u6236\u50b3\u9054\u4e86\u60a8\u7684\u670d\u52d9\u50f9\u503c\uff1f\n\u60a8\u662f\u5426\u660e\u78ba\u8868\u793a\uff0c\u60a8\u662f\u4f5c\u70ba\u5408\u4f5c\u5925\u4f34\u5ea6\u904e\u7d93\u6fdf\u56f0\u96e3\u6642\u671f\u7684\uff1f\n\u5c08\u6ce8\u65bc\u6574\u9ad4\u50f9\u503c\uff0c\u5e6b\u52a9\u5ba2\u6236\u5c07\u60a8\u7684\u4ee3\u7406\u8996\u70ba\u4e00\u7a2e\u8cc7\u6e90\uff0c\u800c\u4e0d\u662f\u4ea4\u6613\u505c\u6b62\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">\u5411\u5ba2\u6236\u5c55\u793a\u4fdd\u96aa\u5728\u7d93\u6fdf\u56f0\u96e3\u6642\u671f\u7684\u50f9\u503c<\/h2>\n\n<p>\u7576\u7d93\u6fdf\u653e\u7de9\u6642\uff0c\u8a31\u591a\u4f01\u696d\u548c\u5bb6\u5ead\u6703\u5c0b\u627e\u964d\u4f4e\u6210\u672c\u7684\u65b9\u6cd5\u3002\n\u5728\u4e0d\u78ba\u5b9a\u6027\u548c\u64d4\u6182\u7684\u9a45\u4f7f\u4e0b\uff0c\u9019\u4e9b\u4fdd\u96aa\u5ba2\u6236\u53ef\u80fd\u6703\u5728\u4ed6\u5011\u6700\u9700\u8981\u4fdd\u96aa\u7684\u6642\u523b\u524a\u6e1b\u4ed6\u5011\u7684\u4fdd\u96aa\u7bc4\u570d\u3002 <\/p>\n\n<p>\u201c\u4e00\u4e9b\u5ba2\u6236\u5c07\u4fdd\u96aa\u8996\u70ba\u4ea4\u6613\u6027\u4fdd\u96aa\uff0c\u932f\u904e\u4e86\u50f9\u503c\uff0c\u201dLiberty Mutual Global Risk Solutions \u57f7\u884c\u526f\u7e3d\u88c1\u517c\u627f\u4fdd\u7e3d\u88c1 <a href=\"https:\/\/riskandinsurance.com\/sponsored-what-will-it-take-for-companies-to-withstand-todays-growing-economic-volatility-leaning-into-strong-partnerships-with-insurers-is-key\/\" target=\"_blank\" rel=\"noreferrer noopener\">Matthew Moore<\/a> \u8aaa\u3002\n\u70ba\u4e86\u53cd\u99c1\u9019\u7a2e\u5c0d\u4fdd\u96aa\u50f9\u503c\u7684\u8aa4\u89e3\uff0cMoore \u5efa\u8b70\u4fdd\u96aa\u516c\u53f8\u548c\u4ee3\u7406\u4eba\u901a\u904e\u4ee5\u4e0b\u65b9\u5f0f\u806f\u7e6b\uff1a <\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>\u63d0\u4f9b\u6709\u95dc\u8986\u84cb\u7bc4\u570d\u548c\u4f30\u503c\u7684\u6700\u65b0\u8cc7\u8a0a\u3002<\/strong>  \u78ba\u4fdd\u5ba2\u6236\u77e5\u9053\u5728\u901a\u8ca8\u81a8\u8139\u7684\u60c5\u6cc1\u4e0b\uff0c\u4ed6\u5011\u7576\u524d\u7684\u4fdd\u96aa\u662f\u5426\u8db3\u5920\u3002\n\u5982\u679c\u4fdd\u96aa\u4e0d\u80fd\u6eff\u8db3\u4ed6\u5011\u7684\u9700\u6c42\uff0c\u8acb\u63d0\u4f9b\u4ed6\u5011\u9700\u8981\u7684\u8aac\u660e\u3002 <\/li>\n\n\n\n<li><strong>\u5b9a\u671f\u6e9d\u901a\u3002<\/strong>  \u5982\u679c\u5ba2\u6236\u50c5\u5728\u9700\u8981\u57f7\u884c\u4ea4\u6613\u6642\u624d\u8207\u4fdd\u96aa\u516c\u53f8\u6216\u4ee3\u7406\u4eba\u4ea4\u8ac7\uff0c\u5247\u4ed6\u5011\u66f4\u6709\u53ef\u80fd\u5c07\u4fdd\u96aa\u8996\u70ba\u4ea4\u6613\u6027\u4fdd\u96aa\u3002\n\u5b9a\u671f\u6e9d\u901a\u5c07\u4fdd\u96aa\u95dc\u4fc2\u8996\u70ba\u4e00\u7a2e\u696d\u52d9\u5925\u4f34\u95dc\u4fc2\uff0c\u800c\u4e0d\u662f\u4e00\u500b\u4ea4\u6613\u63a5\u89f8\u9ede\u3002 <\/li>\n\n\n\n<li><strong>\u6709\u6548\u7ba1\u7406\u98a8\u96aa\u3002<\/strong>  \u98a8\u96aa\u63a7\u5236\u3001\u98a8\u96aa\u8f49\u79fb\u548c\u98a8\u96aa\u5de5\u7a0b\u90fd\u63d0\u4f9b\u4e86\u5728\u7d93\u6fdf\u8870\u9000\u8ca0\u64d4\u4e0b\u6eff\u8db3\u5ba2\u6236\u9700\u6c42\u7684\u65b9\u6cd5\u3002<\/li>\n\n\n\n<li><strong>\u63d0\u4f9b\u8aee\u8a62\u548c\u98a8\u96aa\u8aee\u8a62\u670d\u52d9\u3002<\/strong>  \u5728\u4ea4\u6613\u4e8b\u4ef6\u4e4b\u5916\u52a0\u6df1\u4fdd\u96aa\u95dc\u4fc2\u7684\u53e6\u4e00\u7a2e\u65b9\u6cd5\u662f\u63d0\u4f9b\u8aee\u8a62\u548c\u98a8\u96aa\u8aee\u8a62\u670d\u52d9\u3002<\/li>\n<\/ul>\n\n<p>Moore \u8aaa\uff0c\u4fdd\u96aa\u5305\u62ec\u300c\u4fdd\u96aa\u516c\u53f8\u8207\u5ba2\u6236\u5efa\u7acb\u771f\u6b63\u7684\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\u4ee5\u6539\u5584\u98a8\u96aa\u74b0\u5883\u7684\u7fa9\u52d9\u300d\u3002\u3002\n\u9019\u7a2e\u5408\u4f5c\u95dc\u4fc2\u63d0\u4f9b\u4e86\u4e00\u7a2e\u66f4\u5177\u5f48\u6027\u7684\u95dc\u4fc2\uff0c\u53ef\u4ee5\u6709\u6548\u5730\u56de\u61c9\u5373\u6642\u8b8a\u5316\uff0c\u4e26\u8b93\u5ba2\u6236\u3001\u904b\u71df\u5546\u548c\u5ea7\u5e2d\u4fdd\u6301\u806f\u7e6b\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-shaking-hands-outside-1024x683.jpg\" alt=\"&#x4E00;&#x5C0D;&#x5FEB;&#x6A02;&#x7684;&#x4E9E;&#x6D32;&#x592B;&#x5A66;&#x6B63;&#x5728;&#x5C0B;&#x627E;&#x4ED6;&#x5011;&#x7684;&#x65B0;&#x623F;&#x5B50;&#xFF0C;&#x4E26;&#x5728;&#x4EA4;&#x6613;&#x540E;&#x8207;&#x623F;&#x5730;&#x7522;&#x7D93;&#x7D00;&#x4EBA;&#x63E1;&#x624B;&#x3002;&#10;&#x5E74;&#x8F15;&#x592B;&#x5A66;&#x5728;&#x7C3D;&#x8A02;&#x8CB7;&#x623F;&#x5408;&#x540C;&#x540E;&#x8207;&#x623F;&#x5730;&#x7522;&#x7D93;&#x7D00;&#x4EBA;&#x63E1;&#x624B;&#x3002; \" class=\"wp-image-11874\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-shaking-hands-outside-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-shaking-hands-outside-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-shaking-hands-outside-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-shaking-hands-outside.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u8981\u812b\u7a4e\u800c\u51fa\uff0c\u8acb\u91cd\u65b0\u8a55\u4f30\u98a8\u96aa\u548c\u6210\u672c<\/h2>\n\n<p>\u7d93\u6fdf\u653e\u7de9\u53ef\u80fd\u70ba\u4fdd\u96aa\u516c\u53f8\u5e36\u4f86\u4e00\u7dda\u5e0c\u671b\u3002\n\u901a\u8ca8\u81a8\u8139\u5f80\u5f80\u6703\u4f7f\u7dad\u4fee\u548c\u66f4\u63db\u6210\u672c\u66f4\u9ad8\uff0c\u5f9e\u800c\u63a8\u9ad8\u4fdd\u96aa\u7d22\u8ce0\u6210\u672c\uff0c\u745e\u58eb\u518d\u4fdd\u96aa\u7684 <a href=\"https:\/\/www.swissre.com\/institute\/research\/sigma-research\/Economic-Insights\/inflation-impacts.html\" target=\"_blank\" rel=\"noreferrer noopener\">Anja Vischer \u548c Thomas Holzheu<\/a> \u5beb\u9053\u3002\n\u96d6\u7136\u7d93\u6fdf\u653e\u7de9\u6703\u6539\u8b8a\u5ba2\u6236\u884c\u70ba\uff0c\u4f46\u5b83\u4e5f\u53ef\u80fd\u6e1b\u8f15\u7d22\u8ce0\u6210\u672c\u7684\u58d3\u529b\u2014\u2014\u8b93\u4fdd\u96aa\u516c\u53f8\u6709\u66f4\u591a\u7684\u9918\u5730\u70ba\u5ba2\u6236\u63d0\u4f9b\u66f4\u5177\u5438\u5f15\u529b\u7684\u5831\u50f9\u3002  <\/p>\n\n<p>\u70ba\u4e86\u5229\u7528\u901a\u8139\u9006\u8f49\uff0c\u4fdd\u96aa\u516c\u53f8\u9700\u8981\u63a1\u53d6\u7a4d\u6975\u4e3b\u52d5\u7684\u627f\u4fdd\u65b9\u6cd5\u3002\n\u4fdd\u96aa\u8cc7\u8a0a\u7814\u7a76\u6240\u526f\u7e3d\u88c1\u3001\u7d93\u6fdf\u8207\u5206\u6790\u90e8\u9580\u8ca0\u8cac\u4eba\u3001\u9ad8\u7d1a\u7d93\u6fdf\u5b78\u5bb6\u517c\u6578\u64da\u79d1\u5b78\u5bb6 <a href=\"https:\/\/www.rmmagazine.com\/articles\/article\/2022\/08\/01\/the-impact-of-inflation-on-the-p-c-insurance-market\" target=\"_blank\" rel=\"noreferrer noopener\">Michel L\u00e9onard<\/a> \u5efa\u8b70\u98a8\u96aa\u7d93\u7406\u8207\u4fdd\u96aa\u9818\u5c0e\u5c64\u9032\u884c\u4ee5\u4e0b\u6e9d\u901a\uff1a <\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u89e3\u91cb\u8a72\u884c\u696d\u7684\u7d93\u6fdf\u8b8a\u5316\u3002<\/li>\n\n\n\n<li>\u63d0\u4f9b\u5176\u4ed6\u98a8\u96aa\u7ba1\u7406\u8005\u70ba\u61c9\u5c0d\u8b8a\u5316\u800c\u63a1\u53d6\u7684\u63aa\u65bd\u7684\u793a\u4f8b\u3002<\/li>\n\n\n\n<li>\u63d0\u4f9b\u6578\u64da\u5206\u6790\u7684\u7d50\u679c\u548c\u5c0d\u64ec\u8b70\u8a08\u5283\u7684\u66ff\u4ee3\u65b9\u6848\u7684\u8a55\u4f30\u3002<\/li>\n<\/ul>\n\n<p>\u201c\u5118\u65e9\u9019\u6a23\u505a\u2014\u2014\u6c92\u6709\u4eba\u559c\u6b61\u9a5a\u559c\uff0c\u201dL\u00e9onard \u5beb\u9053\u3002<\/p>\n\n<p>\u5927\u6d41\u884c\u75c5\u7834\u58de\u4e86\u7d93\u6fdf\u9810\u6e2c\uff0c\u56e0\u70ba\u5b83\u5371\u53ca\u5065\u5eb7\u4e26\u985b\u8986\u4e86\u65e5\u5e38\u751f\u6d3b\u3002\n\u9032\u5165 2023 \u5e74\uff0c\u6211\u5011\u5c07\u7e7c\u7e8c\u61c9\u5c0d\u8207\u75ab\u60c5\u76f8\u95dc\u7684\u52d5\u8569\uff0c\u5305\u62ec\u5373\u5c07\u5230\u4f86\u7684\u7d93\u6fdf\u8870\u9000\u7684\u98a8\u96aa\u3002\n\u63d0\u524d\u898f\u5283\u7684\u627f\u904b\u5546\u548c\u4ee3\u7406\u5546\u5c07\u6bd4\u7af6\u722d\u5c0d\u624b\u66f4\u6709\u5f48\u6027\u5730\u61c9\u5c0d\u9019\u4e9b\u8b8a\u5316\u3002  <\/p>\n\n<p><em>\u5716\u7247\u4f86\u81ea\uff1a joebelanger\/\u00a9123RF.com\uff0c pramotephotostock\/\u00a9123RF.com\uff0c ake1150\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5728 2021 \u5e74\u5f37\u52c1\u7684\u7d93\u6fdf\u589e\u9577\u4e4b\u5f8c\uff0c\u4e0d\u65b7\u4e0a\u5347\u7684\u901a\u8ca8\u81a8\u8139\u4f7f\u7d93\u6fdf\u5c0d\u8a71\u8f49\u5411\u5c0d\u5373\u5c07\u5230\u4f86\u7684\u7d93\u6fdf\u653e\u7de9\u7684\u64d4\u6182\uff0c\u5982\u679c\u4e0d\u662f\u5fb9\u5e95\u7684 [&hellip;]<\/p>\n","protected":false},"featured_media":11896,"template":"","insight-category":[],"class_list":["post-18131","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight\/18131","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media\/11896"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/media?parent=18131"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hant\/wp-json\/wp\/v2\/insight-category?post=18131"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}