{"id":22300,"date":"2024-10-08T18:21:59","date_gmt":"2024-10-08T23:21:59","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e4%bb%a3%e7%90%86%e5%95%86%e5%a6%82%e4%bd%95%e7%ae%80%e5%8c%96%e4%bb%96%e4%bb%ac%e7%9a%84%e6%8a%80%e6%9c%af%e5%a0%86%e6%a0%88%e4%bb%a5%e6%8f%90%e9%ab%98%e6%95%88%e7%8e%87%e5%b9%b6%e9%a2%84%e8%ae%a2\/"},"modified":"2024-10-08T18:22:00","modified_gmt":"2024-10-08T23:22:00","slug":"%e4%bb%a3%e7%90%86%e5%95%86%e5%a6%82%e4%bd%95%e7%ae%80%e5%8c%96%e4%bb%96%e4%bb%ac%e7%9a%84%e6%8a%80%e6%9c%af%e5%a0%86%e6%a0%88%e4%bb%a5%e6%8f%90%e9%ab%98%e6%95%88%e7%8e%87%e5%b9%b6%e9%a2%84%e8%ae%a2","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e4%bb%a3%e7%90%86%e5%95%86%e5%a6%82%e4%bd%95%e7%ae%80%e5%8c%96%e4%bb%96%e4%bb%ac%e7%9a%84%e6%8a%80%e6%9c%af%e5%a0%86%e6%a0%88%e4%bb%a5%e6%8f%90%e9%ab%98%e6%95%88%e7%8e%87%e5%b9%b6%e9%a2%84%e8%ae%a2\/","title":{"rendered":"\u4ee3\u7406\u5546\u5982\u4f55\u7b80\u5316\u4ed6\u4eec\u7684\u6280\u672f\u5806\u6808\u4ee5\u63d0\u9ad8\u6548\u7387\u5e76\u9884\u8ba2\u66f4\u591a\u4e1a\u52a1"},"content":{"rendered":"\n<p>\u968f\u7740\u4fdd\u9669\u7684\u53d8\u5316\uff0c\u4fdd\u9669\u4ee3\u7406\u4eba\u7684\u89d2\u8272\u4e5f\u5728\u53d8\u5316\u3002\u4e0d\u65ad\u53d8\u5316\u7684\u5ba2\u6237\u671f\u671b\u548c\u627f\u8fd0\u5546\u80fd\u529b\u4f7f\u5ea7\u5e2d\u4e89\u5148\u6050\u540e\u5730\u91c7\u7528\u65b0\u7684\u65b9\u6cd5\u6765\u7ba1\u7406\u4ed6\u4eec\u7684\u4e1a\u52a1\uff0c\u4e0e\u5ba2\u6237\u548c\u627f\u8fd0\u5546\u6c9f\u901a\uff0c\u5e76\u5efa\u7acb\u4ed6\u4eec\u7684\u4e1a\u52a1\u3002 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href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-2030-the-impact-of-ai-on-the-future-of-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Ramnath Balasubramanian\u3001Ari Libarikian \u548c Doug McElhaney<\/a> \u9884\u6d4b\uff0c\u5230 2030 \u5e74\uff0c\u4fdd\u9669\u4ee3\u7406\u4eba\u7684\u6570\u91cf\u5c06\u201c\u5927\u5e45\u51cf\u5c11\uff0c\u56e0\u4e3a\u5728\u804c\u4ee3\u7406\u4eba\u9000\u4f11\uff0c\u5176\u4f59\u4ee3\u7406\u4eba\u4e25\u91cd\u4f9d\u8d56\u6280\u672f\u6765\u63d0\u9ad8\u751f\u4ea7\u529b\u201d\u3002 <\/p>\n\n<p>\u7559\u4e0b\u6765\u7684\u4ee3\u7406\u4eba\u4f1a\u53d1\u73b0\u4ed6\u4eec\u7684\u4e13\u4e1a\u89d2\u8272\u5df2\u7ecf\u53d1\u751f\u4e86\u53d8\u5316\u3002\u901a\u8fc7\u4eba\u5de5\u667a\u80fd \uff08AI\uff09 \u548c\u5176\u4ed6\u65b9\u5f0f\u5b9e\u73b0\u7684\u81ea\u52a8\u5316\u5c06\u63a5\u7ba1\u4fdd\u9669\u4ee3\u7406\u4eba\u6216\u7ecf\u7eaa\u4eba\u66fe\u7ecf\u5e38\u89c1\u7684\u5927\u90e8\u5206\u6216\u5168\u90e8\u65e5\u5e38\u4efb\u52a1\u3002\u76f8\u53cd\uff0c\u8fd9\u4e9b\u4e13\u4e1a\u4eba\u5458\u5c06\u4e13\u6ce8\u4e8e\u4fc3\u8fdb\u5ba2\u6237\u548c\u4fdd\u9669\u516c\u53f8\u4e4b\u95f4\u7684\u6c9f\u901a\uff0c\u5728\u5ba2\u6237\u5bfb\u627e\u4ed6\u4eec\u9700\u8981\u7684\u4fdd\u9669\u65f6\u63d0\u4f9b\u6559\u80b2\u548c\u652f\u6301\u3002  <\/p>\n\n<p>\u81ea COVID-19 \u5927\u6d41\u884c\u4e4b\u524d\uff0c\u4fdd\u9669\u673a\u6784\u4e00\u76f4\u5728\u5bfb\u6c42\u6280\u672f\u6548\u7387\u3002\u4f8b\u5982\uff0c\u5728 Insurance Digital Revolution 2018 \u5e74\u7684\u4e00\u9879\u7814\u7a76\u4e2d\uff0c95% \u7684\u53d7\u8bbf\u4ee3\u7406\u4eba\u8868\u793a\uff0c\u6570\u5b57\u6280\u672f\u5bf9\u4e8e\u4fdd\u9669\u673a\u6784\u7684\u6301\u7eed\u6210\u529f\u975e\u5e38\u91cd\u8981\u6216\u975e\u5e38\u91cd\u8981\u3002\u8fd9\u4e9b\u5de5\u5177\u53ef\u4ee5\u5e2e\u52a9\u4ee3\u7406\u4eba\u4e0e\u5ba2\u6237\u5efa\u7acb\u4e2a\u4eba\u5173\u7cfb\uff0c\u5168\u56fd\u4e13\u4e1a\u4fdd\u9669\u4ee3\u7406\u4eba\u534f\u4f1a\u6267\u884c\u526f\u603b\u88c1\u517c\u9996\u5e2d\u6267\u884c\u5b98 <a href=\"https:\/\/www.insurance-advocate.com\/2018\/07\/20\/independent-agents-digital-tech-use-growing-yet-big-gaps-remain\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mike Becker<\/a> \u8bf4\u3002  <\/p>\n\n<p>\u5927\u6d41\u884c\u52a0\u901f\u4e86\u8bb8\u591a\u6280\u672f\u7684\u91c7\u7528\uff0c\u5305\u62ec\u5728\u7ebf\u5e73\u53f0\u548c\u6570\u5b57\u901a\u4fe1\u7684\u4f7f\u7528\u3002\u7136\u800c\uff0c\u4fdd\u9669\u4ee3\u7406\u673a\u6784\u4ecd\u6709\u5f88\u5927\u7684\u589e\u957f\u7a7a\u95f4\u3002 <\/p>\n\n<p>\u7814\u7a76\u4eba\u5458 <a href=\"https:\/\/link.springer.com\/article\/10.1007\/s40821-021-00189-7\" target=\"_blank\" rel=\"noreferrer noopener\">Davide Lanfranchi \u548c Laura Grassi<\/a> \u5728 2021 \u5e74\u53d1\u8868\u5728\u300a\u6b27\u4e9a\u5546\u4e1a\u8bc4\u8bba\u300b\u4e0a\u7684\u4e00\u9879\u7814\u7a76\u4e2d\u53d1\u73b0\uff0c\u5373\u4f7f\u662f\u6280\u672f\u6548\u7387\u6700\u9ad8\u7684\u4fdd\u9669\u4f01\u4e1a\u4e5f\u9519\u8fc7\u4e86\u6700\u5927\u9650\u5ea6\u5730\u5229\u7528\u65b0\u6280\u672f\u6765\u6539\u5584\u4e1a\u52a1\u7684\u673a\u4f1a\u3002\u7814\u7a76\u4eba\u5458\u786e\u5b9a\u4e86\u201c\u5de8\u5927\u7684\u6539\u8fdb\u7a7a\u95f4\u201d\uff0c\u8fd9\u8868\u660e\u73b0\u5728\u662f\u4fdd\u9669\u673a\u6784\u91c7\u7528\u65b0\u6280\u672f\u4ee5\u63d0\u9ad8\u81ea\u8eab\u5e95\u7ebf\u548c\u5728\u6574\u4e2a\u884c\u4e1a\u4e2d\u7684\u5730\u4f4d\u7684\u65f6\u5019\u4e86\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" 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target=\"_blank\" rel=\"noreferrer noopener\">\u6ee1\u8db3\u5ba2\u6237\u7684\u9700\u6c42<\/a> \u3002\u4ee3\u7406\u4eba\u548c\u7ecf\u7eaa\u4eba\u53ef\u4ee5\u5904\u7406\u6240\u6709 50 \u4e2a\u5dde\u7684\u5ba2\u6237\u9700\u6c42\uff0c\u800c\u65e0\u9700\u91cd\u65b0\u5b66\u4e60\u4e00\u7ec4\u65b0\u6b65\u9aa4\u3002\u4ed6\u4eec\u9700\u8981\u7684\u4e00\u5207\u90fd\u5728 bolt Exchange Unify \u4e2d\u3002   <\/p>\n\n<p>\u501f\u52a9 bolt Exchange Unify\uff0c\u4fdd\u9669\u673a\u6784\u548c\u7ecf\u7eaa\u516c\u53f8\u53ef\u4ee5\uff1a<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>\u66f4\u9ad8\u6548\u5730\u6536\u96c6\u4fe1\u606f\u3002<\/strong>  Bolt \u652f\u6301 AI \u7684\u8868\u5355\u4ec5\u6536\u96c6\u4ee3\u7406\u6240\u9700\u7684\u4fe1\u606f\uff0c\u4ece\u800c\u5b9e\u73b0\u66f4\u5feb\u7684\u5de5\u4f5c\u6d41\u7a0b\u548c\u66f4\u6109\u5feb\u7684\u5ba2\u6237\u4f53\u9a8c\u3002<\/li>\n\n\n\n<li><strong>\u63d0\u4f9b\u66f4\u597d\u7684\u7b54\u6848\u3002<\/strong>  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