{"id":22267,"date":"2024-10-08T18:21:32","date_gmt":"2024-10-08T23:21:32","guid":{"rendered":"https:\/\/bolttech.io\/insights\/2022-%e5%b9%b4%e5%b5%8c%e5%85%a5%e5%bc%8f%e4%bf%9d%e9%99%a9%e7%8e%b0%e7%8a%b6\/"},"modified":"2024-10-08T18:21:38","modified_gmt":"2024-10-08T23:21:38","slug":"2022-%e5%b9%b4%e5%b5%8c%e5%85%a5%e5%bc%8f%e4%bf%9d%e9%99%a9%e7%8e%b0%e7%8a%b6","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/2022-%e5%b9%b4%e5%b5%8c%e5%85%a5%e5%bc%8f%e4%bf%9d%e9%99%a9%e7%8e%b0%e7%8a%b6\/","title":{"rendered":"2022 \u5e74\u5d4c\u5165\u5f0f\u4fdd\u9669\u73b0\u72b6"},"content":{"rendered":"\n<p>\u5d4c\u5165\u5f0f\u4fdd\u9669\u5728\u9500\u552e\u70b9\u4e3a\u9700\u8981\u4fdd\u9669\u7684\u5546\u54c1\u63d0\u4f9b\u4fdd\u9669\u3002\u4ece\u6d88\u8d39\u7535\u5b50\u4ea7\u54c1\u7684\u4fdd\u4fee\u5230\u6210\u719f\u7684\u6c7d\u8f66\u4fdd\u5355\uff0c <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/apps-embedded-insurance?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.9.1725274883906&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u5d4c\u5165\u5f0f\u4fdd\u9669<\/a> \u6b63\u8fc5\u901f\u53d8\u5f97\u53f8\u7a7a\u89c1\u60ef\u3002 <\/p>\n\n<p>\u4ee5\u4e0b\u662f 2022 \u5e74\u5d4c\u5165\u5f0f\u4fdd\u9669\u7684\u73b0\u72b6\u4ee5\u53ca\u672a\u6765\u51e0\u5e74\u7684\u9884\u671f\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u5d4c\u5165\u5f0f\u4fdd\u9669\u7684\u8d77\u6e90<\/h2>\n\n<p>\u4f20\u7edf\u4e0a\uff0c\u8d2d\u4e70\u4fdd\u9669\u662f\u4e0e\u623f\u5c4b\u3001\u8f66\u8f86\u6216\u5176\u4ed6\u8d2d\u4e70\u5206\u5f00\u7684\u4ea4\u6613\u3002\u5ba2\u6237\u4f1a\u8d2d\u4e70\u65b0\u623f\u3001\u6c7d\u8f66\u6216\u5176\u4ed6\u7269\u54c1\uff0c\u7136\u540e\u624d\u4f1a\u4e3a\u4ed6\u4eec\u65b0\u8d2d\u4e70\u7684\u5546\u54c1\u5bfb\u627e\u4fdd\u9669\u3002\u5373\u4f7f\u8d2d\u4e70\u4fdd\u9669\u662f\u539f\u59cb\u4ea4\u6613\u7684\u6761\u4ef6\uff0c\u4e5f\u662f\u5355\u72ec\u8fdb\u884c\u7684\u3002  <\/p>\n\n<p>\u6570\u5b57\u8d2d\u4e70\u7684\u5174\u8d77\u4f7f\u8fd9\u4e24\u9879\u4ea4\u6613\u7ed3\u5408\u5728\u4e00\u8d77\u6210\u4e3a\u53ef\u80fd\u3002\u4eca\u5929\uff0c\u5d4c\u5165\u5f0f\u4fdd\u9669\u5c06\u4fdd\u9669\u7684\u8d2d\u4e70\u4e0e\u8981\u627f\u4fdd\u7684\u9879\u76ee\u8d2d\u4e70\u6574\u5408\u5728\u4e00\u8d77\u3002 <\/p>\n\n<p>\u4f8b\u5982\uff0c\u5728\u7ebf\u8ba1\u7b97\u673a\u5546\u5e97\u53ef\u80fd\u5305\u62ec\u5ef6\u957f\u4fdd\u4fee\uff0c\u4f5c\u4e3a\u5546\u54c1\u8d2d\u4e70\u4ef7\u683c\u7684\u4e00\u90e8\u5206\u6216\u4f5c\u4e3a\u7ed3\u5e10\u65f6\u63d0\u4f9b\u7684\u9644\u52a0\u7ec4\u4ef6\u3002\u5ba2\u6237\u53ef\u80fd\u4f1a\u8d2d\u4e70\u65b0\u8f66\uff0c\u540c\u65f6\u53ef\u4ee5\u9009\u62e9\u8d2d\u4e70\u6c7d\u8f66\u4fdd\u9669\u5355\u3002\u6216\u8005\uff0c\u62fc\u8f66\u5e94\u7528\u7a0b\u5e8f\u53ef\u80fd\u5305\u62ec\u627f\u5305\u5546\u4fdd\u9669\u4f5c\u4e3a\u6ce8\u518c\u6761\u6b3e\u7684\u4e00\u90e8\u5206\u3002  <\/p>\n\n<p>\u5171\u4eab\u4e1a\u52a1\u5bf9\u4fdd\u9669\u516c\u53f8\u6765\u8bf4\u5e76\u4e0d\u662f\u4e00\u4e2a\u65b0\u6982\u5ff5\u3002\u8bb8\u591a\u4fdd\u9669\u516c\u53f8\u76f8\u4e92\u5408\u4f5c\uff0c\u4e3a\u5ba2\u6237\u63d0\u4f9b\u5fc5\u8981\u7684\u4fdd\u9669\uff0c\u540c\u65f6\u786e\u4fdd\u7531\u4e13\u95e8\u7814\u7a76\u8be5\u98ce\u9669\u7684\u4fdd\u9669\u516c\u53f8\u627f\u4fdd\u6bcf\u79cd\u98ce\u9669\u3002\u6570\u5b57\u4eba\u5bff\u4fdd\u9669\u5e73\u53f0 Btow \u7684\u8054\u5408\u521b\u59cb\u4eba\u517c\u9996\u5e2d\u6267\u884c\u5b98 <a href=\"https:\/\/techcrunch.com\/2021\/05\/21\/embedded-finance-will-help-fill-the-life-insurance-coverage-gap\/\" target=\"_blank\" rel=\"noreferrer noopener\">Melbourne O&#8217;Banion<\/a> \u5199\u9053\uff0c\u5d4c\u5165\u5f0f\u4fdd\u9669\u5229\u7528\u6280\u672f\u66f4\u8fdb\u4e00\u6b65\uff0c\u901a\u8fc7\u96f6\u552e\u5546\u3001\u6c7d\u8f66\u516c\u53f8\u548c\u5176\u4ed6\u975e\u4fdd\u9669\u6216\u975e\u91d1\u878d\u4f01\u4e1a\u63d0\u4f9b\u4fdd\u9669\u3002  <\/p>\n\n<p>\u901a\u8fc7\u4f7f\u7528\u6280\u672f\uff0c\u201c\u5d4c\u5165\u5f0f\u4fdd\u9669\u4f7f\u4efb\u4f55\u7b2c\u4e09\u65b9\u63d0\u4f9b\u5546\/\u5f00\u53d1\u5546\u90fd\u80fd\u4ee5\u65e0\u7f1d\u3001\u5feb\u901f\u548c\u4f4e\u6210\u672c\u7684\u65b9\u5f0f\u5c06\u521b\u65b0\u4fdd\u9669\u4ea7\u54c1\u96c6\u6210\u5230\u5ba2\u6237\u7684\u8d2d\u4e70\u65c5\u7a0b\u4e2d\uff0c\u201dChubb Overseas General \u9ad8\u7ea7\u526f\u603b\u88c1\u517c\u6570\u5b57\u4e3b\u7ba1 <a href=\"https:\/\/www.chubb.com\/th-en\/articles\/6-things-you-need-to-know-and-how-to-make-it-real.html\" target=\"_blank\" rel=\"noreferrer noopener\">Gabriel Lazaro<\/a> \u5199\u9053\u3002<\/p>\n\n<p>\u5728\u9500\u552e\u70b9\u83b7\u5f97\u4fdd\u9669\u7684\u80fd\u529b\u4f7f\u5ba2\u6237\u7684\u4fdd\u9669\u65e0\u6469\u64e6\uff0c\u63d0\u9ad8\u4ed6\u4eec\u7684\u6ee1\u610f\u5ea6\u5e76\u4fdd\u62a4\u4ed6\u4eec\u514d\u53d7\u98ce\u9669\u3002\u5b83\u63d0\u9ad8\u4e86\u4fdd\u9669\u516c\u53f8\u4e0e\u5ba2\u6237\u8054\u7cfb\u7684\u80fd\u529b\uff0c\u5e76\u6709\u52a9\u4e8e\u7f29\u5c0f\u5ba2\u6237\u9700\u8981\u7684\u4fdd\u9669\u4e0e\u4ed6\u4eec\u62e5\u6709\u7684\u4fdd\u9669\u4e4b\u95f4\u7684\u5dee\u8ddd\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"678\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/smartphone-repair-tool-1024x678.jpg\" alt=\"&#x66F4;&#x6362;&#x684C;&#x4E0A;&#x7684;&#x82AF;&#x7247;&#x9762;&#x677F;&#x5145;&#x7535;&#x5668; Smartphone Repair&#x3002;\" class=\"wp-image-10861\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/smartphone-repair-tool-1024x678.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/smartphone-repair-tool-300x199.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/smartphone-repair-tool-768x509.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/smartphone-repair-tool.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">2022 \u5e74\u91c7\u7528\u5d4c\u5165\u5f0f\u4fdd\u9669<\/h2>\n\n<p>COVID-19 \u75ab\u60c5\u7ee7\u7eed\u63a8\u52a8\u5ba2\u6237\u5bf9\u5065\u5eb7\u3001\u5b89\u5168\u548c\u4fdd\u62a4\u7684\u5174\u8da3\u3002\u968f\u7740\u5ba2\u6237\u8d8a\u6765\u8d8a\u5173\u6ce8\u81ea\u5df1\u7684\u5b89\u5168\uff0c\u4ed6\u4eec\u5bf9\u4fdd\u9669\u4e5f\u8d8a\u6765\u8d8a\u611f\u5174\u8da3\u3002 <\/p>\n\n<p>\u201c\u5728 COVID-19 \u5927\u6d41\u884c\u4e4b\u540e\uff0c\u5168\u7403\u5e02\u573a\u53d1\u751f\u4e86\u4e25\u91cd\u53d8\u5316\uff0c\u5ba2\u6237\u5bf9\u672a\u53d7\u4fdd\u62a4\u98ce\u9669\u7684\u62c5\u5fe7\u53d8\u5f97\u66f4\u52a0\u4e25\u91cd\uff0c\u201d\u63d0\u4f9b\u5d4c\u5165\u5f0f\u4fdd\u9669\u7684 Pattern Insurance Services \u7684\u8054\u5408\u521b\u59cb\u4eba\u517c\u603b\u88c1 <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2021\/07\/19\/623327.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Noam Shapira<\/a> \u8bf4\u3002<\/p>\n\n<p>\u5982\u4eca\uff0c\u5d4c\u5165\u5f0f\u4fdd\u9669\u4ee5\u5404\u79cd\u5f62\u5f0f\u51fa\u73b0\uff0cMajesco \u7684\u9996\u5e2d\u6218\u7565\u5b98 <a href=\"https:\/\/www.majesco.com\/why-the-embedded-insurance-recipe-will-work\/\" target=\"_blank\" rel=\"noreferrer noopener\">Denise Garth<\/a> \u5199\u9053\uff0cMajesco \u662f P&amp;C \u548c L&amp;A \u4fdd\u9669\u5e02\u573a\u7684\u8f6f\u4ef6\u5408\u4f5c\u4f19\u4f34\u3002\u8fd9\u4e9b\u5305\u62ec\uff1a <\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>\u8f6f\u5d4c\u5165\u5f0f\u4fdd\u9669<\/strong>\uff0c\u5ba2\u6237\u5728\u8d2d\u4e70\u65f6\u9009\u62e9\u52a0\u5165\u4fdd\u9669\uff0c\u4f8b\u5982\uff0c\u901a\u8fc7\u540c\u610f\u8d2d\u4e70\u5ef6\u957f\u4fdd\u4fee\u6765\u6db5\u76d6\u8bbe\u5907\u3002<\/li>\n\n\n\n<li><strong>\u786c\u5d4c\u5165\u5f0f\u4fdd\u9669<\/strong>\uff0c\u5373\u9009\u62e9\u9000\u51fa\u4fdd\u9669\u3002\u4e00\u4e2a\u4f8b\u5b50\u662f\u5f53\u62fc\u8f66\u53f8\u673a\u51b3\u5b9a\u4e0d\u5728\u516c\u53f8\u7684\u4f1e\u5f0f\u4fdd\u5355\u8303\u56f4\u5185\u65f6\u3002 <\/li>\n\n\n\n<li><strong>\u9690\u5f62\u5d4c\u5165\u5f0f\u4fdd\u9669<\/strong>\uff0c\u81ea\u52a8\u5305\u542b\u5728\u8d2d\u4e70\u4ef7\u683c\u4e2d\u5e76\u4e0e\u9879\u76ee\u96c6\u6210\uff0c\u4f8b\u5982\u4f5c\u4e3a\u8d2d\u4e70\u65b0\u8f66\u4e00\u90e8\u5206\u7684\u6c7d\u8f66\u4fdd\u5355\u3002<\/li>\n<\/ul>\n\n<p>\u8fd9\u4e9b\u5f62\u5f0f\u7684\u5d4c\u5165\u5f0f\u4fdd\u9669\u4e2d\u7684\u6bcf\u4e00\u79cd\u90fd\u53ef\u4ee5\u9488\u5bf9\u7279\u5b9a\u73af\u5883\u8fdb\u884c\u5b9a\u5236\u3002\u8fd9\u4e09\u79cd\u901a\u5e38\u90fd\u63d0\u4f9b\u5d4c\u5165\u5f0f\u4fdd\u9669\u7684\u597d\u5904\u3002SaaS \u516c\u53f8 Innoveo \u7684 <a href=\"https:\/\/innoveo.com\/news\/embedded-insurance-is-the-future-of-insurance-distribution\/\" target=\"_blank\" rel=\"noreferrer noopener\">Barbara Peterfi<\/a> \u5199\u9053\uff0c\u5176\u4e2d\u5305\u62ec\u4ee5\u65e0\u6469\u64e6\u7684\u65b9\u5f0f\u63d0\u4f9b\u4e2a\u6027\u5316\u4fdd\u5355\u7684\u80fd\u529b\uff0c\u4ee5\u53ca\u6536\u96c6\u6570\u636e\u4ee5\u5e2e\u52a9\u4fdd\u9669\u516c\u53f8\u66f4\u597d\u5730\u4e86\u89e3\u5ba2\u6237\u98ce\u9669\u548c\u884c\u4e3a\u7684\u80fd\u529b\u3002  <\/p>\n\n<p>\u5d4c\u5165\u5f0f\u4fdd\u9669\u4e3a\u4fdd\u9669\u516c\u53f8\u3001\u4e1a\u52a1\u5408\u4f5c\u4f19\u4f34\u548c\u5ba2\u6237\u5e26\u6765\u597d\u5904\u3002\u201c\u5d4c\u5165\u5f0f\u4fdd\u9669\u5728\u4e70\u65b9\u5c06\u98ce\u9669\u653e\u5728\u9996\u4f4d\u65f6\u63d0\u4f9b\u4fdd\u9669\u3002\u5b83\u4f7f\u4fdd\u9669\u516c\u53f8\u66f4\u63a5\u8fd1\u6f5c\u5728\u98ce\u9669\uff0c\u201cSalesforce Ventures \u7684\u6295\u8d44\u8005 <a href=\"https:\/\/www.albion.vc\/blog\/why-we-are-excited-about-embedded-insurance-2021\" target=\"_blank\" rel=\"noreferrer noopener\">Jessica Bartos<\/a> \u5199\u9053\u3002\u4e1a\u52a1\u5408\u4f5c\u4f19\u4f34\u53d7\u76ca\u4e8e\u6539\u5584\u7684\u5ba2\u6237\u5173\u7cfb\u53ca\u5176\u4e0e\u4fdd\u9669\u516c\u53f8\u7684\u8054\u7cfb\uff0c\u4ee5\u53ca\u63d0\u9ad8\u5ba2\u6237\u65c5\u7a0b\u548c\u5ba2\u6237\u5173\u6ce8\u5ea6\u7684\u8d28\u91cf\u3002  <\/p>\n\n<p>\u7136\u800c\uff0c\u5d4c\u5165\u5f0f\u4fdd\u9669\u4e5f\u5e26\u6765\u4e86\u6311\u6218\uff0c\u5c24\u5176\u662f\u5728\u6570\u5b57\u5feb\u901f\u98a0\u8986\u7684\u65f6\u4ee3\u3002<\/p>\n\n<p>\u91c7\u7528\u5d4c\u5165\u5f0f\u4fdd\u9669\u7684\u4fdd\u9669\u516c\u53f8\u9700\u8981\u81f4\u529b\u4e8e\u6301\u7eed\u5f00\u53d1\u7528\u4e8e\u5d4c\u5165\u4fdd\u9669\u7684\u6570\u5b57\u67b6\u6784\uff0c\u4f8b\u5982 API \u96c6\u6210\u548c\u4e2d\u4ecb\u3002\u201c\u8be5\u6280\u672f\u5fc5\u987b\u80fd\u591f\u5728\u6027\u80fd\u3001\u53ef\u9760\u6027\u548c\u5408\u89c4\u6027\u65b9\u9762\u8fdb\u884c\u56fd\u9645\u6269\u5c55\uff0c\u201d\u6155\u5c3c\u9ed1\u518d\u4fdd\u9669\u516c\u53f8\u6570\u5b57\u5546\u4e1a\u6a21\u5f0f\u9996\u5e2d\u67b6\u6784\u5e08 <a href=\"https:\/\/www.munichre.com\/topics-online\/en\/digitalisation\/embedded-insurance-becoming-seamlessly-protected.html\" target=\"_blank\" rel=\"noreferrer noopener\">Martin Thormahlen<\/a> \u5199\u9053\u3002 <\/p>\n\n<p>\u8bb8\u591a\u4fdd\u9669\u516c\u53f8\u548c\u4e1a\u52a1\u5408\u4f5c\u4f19\u4f34\u4f3c\u4e4e\u5f88\u9ad8\u5174\u63a5\u53d7\u8fd9\u4e9b\u6311\u6218\u3002\u201c\u6bcf\u4e2a\u4eba\u90fd\u5e0c\u671b\u5c06\u4fdd\u9669\u5d4c\u5165\u53ef\u80fd\u5b58\u5728\u7684\u4efb\u4f55\u5ba2\u6237\u65c5\u7a0b\u4e2d\uff0c\u201d\u5f8b\u5e08\u4e8b\u52a1\u6240Clyde &amp; Co\u7684\u5408\u4f19\u4eba <a href=\"https:\/\/www.insurancebusinessmag.com\/ca\/news\/breaking-news\/embedded-insurance-the-trend-that-people-are-constantly-talking-about-310843.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Vikram Sidhu<\/a>\u8bf4\u3002 <\/p>\n\n<p>\u4fdd\u9669\u516c\u53f8\u548c\u975e\u4fdd\u9669\u516c\u53f8\uff08\u5982\u96f6\u552e\u5546\u548c\u6c7d\u8f66\u5236\u9020\u5546\uff09\u90fd\u5bf9\u5d4c\u5165\u5f0f\u4fdd\u9669\u63d0\u4f9b\u7684\u673a\u4f1a\u611f\u5174\u8da3\u3002\u56e0\u6b64\uff0c\u5d4c\u5165\u5f0f\u4fdd\u9669\u5728\u672a\u6765\u51e0\u5e74\u53ef\u80fd\u4f1a\u7ee7\u7eed\u53d1\u5c55\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/two-men-examining-tire-1024x683.jpg\" alt=\"&#x6C7D;&#x8F66;&#x4FEE;&#x7406;&#x5DE5;&#x5411;&#x670D;&#x52A1;&#x4E2D;&#x7684;&#x5E74;&#x8F7B;&#x5BA2;&#x6237;&#x8C08;&#x8BBA;&#x6C7D;&#x8F66;&#x8F6E;&#x80CE;&#x7684;&#x4F18;&#x52BF;\" class=\"wp-image-10851\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/two-men-examining-tire-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/two-men-examining-tire-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/two-men-examining-tire-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/two-men-examining-tire.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u7545\u60f3\u5d4c\u5165\u5f0f\u4fdd\u9669\u7684\u672a\u6765<\/h2>\n\n<p>\u5d4c\u5165\u5f0f\u4fdd\u9669\u63d0\u4f9b\u7684\u6700\u5927\u627f\u8bfa\u4e4b\u4e00\u662f\u80fd\u591f\u89e3\u51b3\u4e0d\u65ad\u6269\u5927\u7684\u4fdd\u9669\u8986\u76d6\u7f3a\u53e3\u3002<\/p>\n\n<p>\u4fdd\u9669\u4fdd\u62a4\u7f3a\u53e3 &#8211; \u5ba2\u6237\u9700\u8981\u7684\u4fdd\u9669\u8303\u56f4\u4e0e\u5ba2\u6237\u5b9e\u9645\u62e5\u6709\u7684\u4fdd\u9669\u8303\u56f4\u4e4b\u95f4\u7684\u5dee\u5f02 &#8211; \u57282000\u5e74\u81f32020\u5e74\u4e4b\u95f4\u7ffb\u4e86\u4e00\u756a\uff0c\u5d4c\u5165\u5f0f\u91d1\u878d\u548c\u8d85\u7ea7\u5e94\u7528\u7b56\u7565\u7684\u521b\u59cb\u4eba <a href=\"https:\/\/www.linkedin.com\/pulse\/embedded-insurance-3-trillion-market-opportunity-could-simon-torrance\/?trackingId=URCJGoln8ZVEQtHYxt4AkQ%3D%3D\" target=\"_blank\" rel=\"noreferrer noopener\">Simon Torrance<\/a>\u5199\u9053\u3002<\/p>\n\n<p>\u8fd9\u79cd\u5dee\u8ddd\u5728\u65b0\u5174\u7ecf\u6d4e\u4f53\u5c24\u5176\u4ee4\u4eba\u62c5\u5fe7\uff0c\u8fd9\u4e9b\u7ecf\u6d4e\u4f53\u53ea\u6709\u4e0d\u5230 10% \u7684\u98ce\u9669\u6295\u4fdd\uff0c\u745e\u58eb\u518d\u4fdd\u9669\u7814\u7a76\u6240\u7f8e\u6d32\u9996\u5e2d\u7ecf\u6d4e\u5b66\u5bb6 <a href=\"https:\/\/riskandinsurance.com\/global-protection-gap-reached-trillions-but-might-be-good-news\/\" target=\"_blank\" rel=\"noreferrer noopener\">Thomas Holzheu<\/a> \u8bf4\u3002\u5d4c\u5165\u5f0f\u4fdd\u9669\u51cf\u5c11\u4e86\u5728\u5404\u79cd\u7ecf\u6d4e\u60c5\u51b5\u4e0b\u5206\u53d1\u4fdd\u9669\u7684\u8bb8\u591a\u56f0\u96be\u3002 <\/p>\n\n<p>\u968f\u7740\u6280\u672f\u7684\u4e0d\u65ad\u6539\u8fdb\uff0c\u5d4c\u5165\u5f0f\u4fdd\u9669\u4e0d\u4ec5\u6709\u671b\u5728\u5206\u9500\u65b9\u9762\u53d8\u5f97\u66f4\u52a0\u65e0\u7f1d\uff0c\u800c\u4e14\u5728\u7406\u8d54\u5904\u7406\u65b9\u9762\u4e5f\u5c06\u53d8\u5f97\u66f4\u52a0\u65e0\u7f1d\u3002\u4f8b\u5982\uff0c\u4f17\u5b89\u5d4c\u5165\u5f0f\u7535\u8bdd\u4fdd\u9669\u4f7f\u7528\u624b\u673a\u7684\u5185\u90e8\u4f20\u611f\u5668\u6765\u53d1\u73b0\u95ee\u9898\u3002\u201c\u5728\u60a8\u6361\u8d77\u5c4f\u5e55\u7834\u88c2\u6389\u843d\u7684\u624b\u673a\u4e4b\u524d\uff0c\u5d4c\u5165\u5f0f\u7b56\u7565\u5c06\u7531\u5185\u90e8\u4f20\u611f\u5668\u89e6\u53d1\uff0c\u65b0\u624b\u673a\u5c06\u5373\u5c06\u63a8\u51fa\u3002\u4e0d\u9700\u8981\u6df7\u4e71\u7684\u7d22\u8d54\u6216\u7ef4\u4fee\u4f30\u7b97\uff0c\u201cCathay Innovation \u5408\u4f19\u4eba <a href=\"https:\/\/www.insurtechworld.org\/post\/102hey3\/embedded-insurance-where-are-we-now\" target=\"_blank\" rel=\"noreferrer noopener\">Alex Lazarow<\/a> \u5199\u9053\u3002  <\/p>\n\n<p>\u6295\u8d44\u548c\u6280\u672f\u8f6c\u578b\u516c\u53f8 SaxeCap \u7684\u8d1f\u8d23\u4eba <a href=\"https:\/\/medium.com\/digital-diplomacy\/embedded-insurance-cbc408ebfb7\" target=\"_blank\" rel=\"noreferrer noopener\">Noorjit Sidhu<\/a> \u9884\u6d4b\uff0c\u5d4c\u5165\u5f0f\u4fdd\u9669\u751a\u81f3\u6709\u80fd\u529b\u6539\u53d8\u5ba2\u6237\u5bf9\u4fdd\u9669\u7684\u603b\u4f53\u770b\u6cd5\u3002\u968f\u7740\u4fdd\u9669\u6210\u4e3a\u8d2d\u4e70\u623f\u5c4b\u3001\u6c7d\u8f66\u548c\u5176\u4ed6\u7269\u54c1\u7684\u81ea\u7136\u7ec4\u6210\u90e8\u5206\uff0c\u5f53\u4fdd\u9669\u4e0d\u5305\u62ec\u5728\u5185\u65f6\uff0c\u5ba2\u6237\u4f1a\u5f00\u59cb\u611f\u5230\u635f\u5931\u3002\u8ba4\u8bc6\u5230\u8fd9\u79cd\u635f\u5931\u7684\u4e00\u90e8\u5206\u5c31\u662f\u8ba4\u8bc6\u5230\u4fdd\u9669\u8303\u56f4\u589e\u52a0\u7684\u4ef7\u503c\u3002\u4fdd\u9669\u4e0d\u518d\u6210\u4e3a\u4e00\u79cd\u4e49\u52a1\uff0c\u800c\u662f\u6210\u4e3a\u4e00\u79cd\u4ef7\u503c\u3002   <\/p>\n\n<p>\u201c\u8bb8\u591a\u5ba2\u6237\u4e0d\u518d\u8ba4\u4e3a\u4f20\u7edf\u957f\u671f\u4fdd\u5355\u7684\u4ef7\u503c\uff0c\u65e0\u8bba\u4ed6\u4eec\u4f55\u65f6\u6216\u5982\u4f55\u4f7f\u7528\uff0c\u4ef7\u683c\u90fd\u4fdd\u6301\u4e0d\u53d8\u3002\u5bf9\u4e8e\u8fd9\u6837\u7684\u5ba2\u6237\u6765\u8bf4\uff0c\u5d4c\u5165\u5f0f\u4fdd\u9669\u4f3c\u4e4e\u66f4\u516c\u5e73\uff0c\u56e0\u4e3a\u5b83\u9488\u5bf9\u7684\u662f\u4ed6\u4eec\u6b63\u5728\u5bfb\u627e\u7684\u5b9a\u5236\uff0c\u201cMAPFRE Insurance \u5168\u7403\u8f6c\u578b\u4e3b\u7ba1 <a href=\"https:\/\/www.insurancethoughtleadership.com\/embedded-insurance-the-new-hot-topic\/\" target=\"_blank\" rel=\"noreferrer noopener\">Joan Cusco<\/a> \u5199\u9053\u3002\u5ba2\u6237\u5c06\u5d4c\u5165\u5f0f\u4fdd\u9669\u89c6\u4e3a\u4e0e\u4ed6\u4eec\u8ba4\u4e3a\u66f4\u516c\u5e73\u7684\u5176\u4ed6\u5f62\u5f0f\u7684\u4fdd\u9669\u6709\u5173\uff0c\u4f8b\u5982\u8f66\u8f86\u7684\u6309\u9a7e\u9a76\u4ed8\u8d39\u4fdd\u9669\u3002\u5b83\u4e0e\u8fd9\u4e9b\u91cf\u8eab\u5b9a\u5236\u7684\u4fdd\u9669\u5f62\u5f0f\u7684\u5173\u8054\u4f7f\u5d4c\u5165\u5f0f\u4fdd\u9669\u5728\u5ba2\u6237\u65b9\u9762\u5f97\u5230\u4e86\u63d0\u5347\uff0c\u8fd9\u53ef\u80fd\u4f1a\u5728\u672a\u6765\u51e0\u5e74\u8fdb\u4e00\u6b65\u53d1\u5c55\u3002  <\/p>\n\n<p>\u5d4c\u5165\u5f0f\u4fdd\u9669\u4e3a\u5ba2\u6237\u63d0\u4f9b\u4e86\u4fbf\u5229\u3002\u5b83\u4f7f\u4fdd\u9669\u516c\u53f8\u6709\u673a\u4f1a\u5728\u5ba2\u6237\u9700\u8981\u4fdd\u9669\u516c\u53f8\u5e2e\u52a9\u7684\u786e\u5207\u65f6\u523b\u5efa\u7acb\u5ba2\u6237\u5173\u7cfb\u3002\u5176\u65e0\u6469\u64e6\u7684\u65b9\u6cd5\u9884\u793a\u7740\u4e00\u4e2a\u4e16\u754c\uff0c\u5ba2\u6237\u5c06\u83b7\u5f97\u4ed6\u4eec\u9700\u8981\u7684\u4fdd\u9669\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u5efa\u7acb\u66f4\u5f3a\u5927\u3001\u66f4\u6301\u4e45\u7684\u5ba2\u6237\u5173\u7cfb\u3002\u56e0\u6b64\uff0c\u5d4c\u5165\u5f0f\u4fdd\u9669\u53ef\u80fd\u4f1a\u5728\u672a\u6765\u51e0\u5e74\u7ee7\u7eed\u589e\u957f\u3002   <\/p>\n\n<p><em>\u56fe\u7247\u6765\u81ea\uff1awutwhan\/\u00a9123RF.com\u3001aoo3771\/\u00a9123RF.com\u3001ufabizphoto\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5d4c\u5165\u5f0f\u4fdd\u9669\u5728\u9500\u552e\u70b9\u4e3a\u9700\u8981\u4fdd\u9669\u7684\u5546\u54c1\u63d0\u4f9b\u4fdd\u9669\u3002\u4ece\u6d88\u8d39\u7535\u5b50\u4ea7\u54c1\u7684\u4fdd\u4fee\u5230\u6210\u719f\u7684\u6c7d\u8f66\u4fdd\u5355\uff0c \u5d4c\u5165\u5f0f\u4fdd\u9669 \u6b63\u8fc5\u901f\u53d8\u5f97\u53f8\u7a7a [&hellip;]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-22267","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/22267","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=22267"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=22267"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}