{"id":21368,"date":"2024-09-30T14:46:21","date_gmt":"2024-09-30T19:46:21","guid":{"rendered":"https:\/\/bolttech.io\/insights\/pc-carrier-%e5%a6%82%e4%bd%95%e5%8a%a0%e5%bf%ab%e4%bb%96%e4%bb%ac%e7%9a%84%e4%ba%a7%e5%93%81%e5%bc%80%e5%8f%91%e5%91%a8%e6%9c%9f%ef%bc%9f\/"},"modified":"2024-11-06T17:33:02","modified_gmt":"2024-11-06T22:33:02","slug":"pc-carrier-%e5%a6%82%e4%bd%95%e5%8a%a0%e5%bf%ab%e4%bb%96%e4%bb%ac%e7%9a%84%e4%ba%a7%e5%93%81%e5%bc%80%e5%8f%91%e5%91%a8%e6%9c%9f%ef%bc%9f","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/pc-carrier-%e5%a6%82%e4%bd%95%e5%8a%a0%e5%bf%ab%e4%bb%96%e4%bb%ac%e7%9a%84%e4%ba%a7%e5%93%81%e5%bc%80%e5%8f%91%e5%91%a8%e6%9c%9f%ef%bc%9f\/","title":{"rendered":"P&amp;C Carrier \u5982\u4f55\u52a0\u5feb\u4ed6\u4eec\u7684\u4ea7\u54c1\u5f00\u53d1\u5468\u671f\uff1f"},"content":{"rendered":"\n<p>\u8d22\u4ea7\u9669\u548c\u610f\u5916\u9669\u7684\u4f20\u7edf\u4ea7\u54c1\u5f00\u53d1\u5468\u671f\u8fdb\u5c55\u7f13\u6162\u3002 \u4ece\u6784\u601d\u65b0\u4ea7\u54c1\u5230\u5411\u5ba2\u6237\u63d0\u4f9b\u65b0\u4ea7\u54c1\uff0c\u4e2d\u95f4\u8981\u7ecf\u8fc7\u6570\u6708\u7684\u8d77\u8349\u3001\u5ba1\u6279\u3001\u4fee\u8ba2\u3001\u5173\u952e\u7ec6\u8282\u9a8c\u8bc1\u548c\u5176\u4ed6\u6b65\u9aa4\u3002<\/p>\n\n<p>\u968f\u7740\u6280\u672f\u52a0\u5feb\u65e5\u5e38\u751f\u6d3b\u548c\u4e1a\u52a1\u7684\u6b65\u4f10\uff0c\u4f20\u7edf\u7684\u4ea7\u54c1\u5f00\u53d1\u5468\u671f\u7ee7\u7eed\u62d6\u7d2f\u7740\u4fdd\u8d54\u4fdd\u9669\u516c\u53f8\u7684\u6548\u7387\u548c\u5e95\u7ebf\u3002 \u5728\u6b64\uff0c\u6211\u4eec\u5c06\u8ba8\u8bba\u4ea7\u54c1\u5f00\u53d1\u5468\u671f\u4e2d\u7684\u4e00\u4e9b\u6700\u5927\u75db\u70b9\uff0c\u4ee5\u53ca\u5728\u4e0d\u727a\u7272\u8d28\u91cf\u7684\u524d\u63d0\u4e0b\u63d0\u9ad8\u5f00\u53d1\u901f\u5ea6\u7684\u65b9\u6cd5\u3002<\/p>\n\n<h4 class=\"wp-block-heading\">\u5468\u671f\u653e\u7f13 1\uff1a\u8fc7\u65f6\u7684\u6d41\u7a0b<\/h4>\n\n<p><a href=\"http:\/\/www.jiops.com\/01\/2008\/insurance-product-development-innovating-to-win-and-retain-customers\/\" target=\"_blank\" rel=\"noreferrer noopener\">Debbie Marquette<\/a>\u5728 2008 \u5e74\u51fa\u7248\u7684\u300a\u4fdd\u9669\u8fd0\u8425\u671f\u520a\u300b\u4e0a\u5199\u9053\uff0c\u5728 20 \u4e16\u7eaa\u6700\u540e\u51e0\u5341\u5e74\u5230 21 \u4e16\u7eaa\uff0c\u52a0\u5feb\u4ea7\u54c1\u5f00\u53d1\u5468\u671f\u5e76\u4e0d\u5728\u5927\u591a\u6570\u4fdd\u8d54\u4fdd\u9669\u516c\u53f8\u7684\u5de5\u4f5c\u6e05\u5355\u4e0a\u3002\u4f7f\u7528\u5f53\u65f6\u7684\u4f20\u771f\u548c\u5b9e\u7269\u90ae\u5bc4\u65b9\u5f0f\u4e0e\u6309\u9700\u5f00\u53d1\u4ea7\u54c1\u7684\u65b9\u6cd5\u4fdd\u6301\u4e00\u81f4\u3002 <\/p>\n\n<p>\u9a6c\u51ef\u7279\u6307\u51fa\uff0c\u5728\u8fc7\u53bb\u7684\u51e0\u5341\u5e74\u91cc\uff0c\u4ea7\u54c1\u5f00\u53d1\u4e0d\u4ec5\u9700\u8981\u4e00\u4e2a\u56e2\u961f\uff0c\u8fd8\u7ecf\u5e38\u9700\u8981\u9762\u5bf9\u9762\u7684\u4f1a\u8bae\u3002 \u9a6c\u594e\u7279\u5199\u9053\uff1a&#8221;\u5728\u7533\u62a5\u4e4b\u524d\uff0c\u5f88\u96be\u53ec\u96c6\u6240\u6709\u76f8\u5173\u65b9\u5bf9\u4ea7\u54c1\u8fdb\u884c\u5168\u9762\u5ba1\u67e5\uff0c&#8221;&#8221;\u56e0\u6b64\uff0c\u6709\u65f6\u4f1a\u9519\u8fc7\u67d0\u4e2a\u91cd\u8981\u65b9\u7684\u610f\u89c1\uff0c\u5bfc\u81f4\u4ee3\u4ef7\u9ad8\u6602\u7684\u9519\u8bef\u3001\u91cd\u65b0\u7533\u62a5\u8d39\u7528\u4ee5\u53ca\u91cd\u8981\u4ea7\u54c1\u5728\u7ade\u4e89\u4e4b\u524d\u63a8\u8fdf\u4e0a\u5e02\u3002&#8221;<\/p>\n\n<p>20 \u4e16\u7eaa 90 \u5e74\u4ee3\uff0c\u5168\u7f8e\u4fdd\u9669\u4e13\u5458\u534f\u4f1a\uff08NAIC\uff09\u610f\u8bc6\u5230\uff0c\u8ba1\u7b97\u673a\u7684\u5174\u8d77\u8981\u6c42\u6539\u53d8\u65b0\u5f00\u53d1\u7684\u4fdd\u9669\u4ea7\u54c1\u7684\u7533\u62a5\u548c\u8ddf\u8e2a\u65b9\u5f0f\u3002\u4e8e\u662f\uff0c<a href=\"https:\/\/www.serff.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u7535\u5b50\u8d39\u7387\u548c\u8868\u683c\u7533\u62a5\u7cfb\u7edf<\/a>\uff08SERFF\uff09\u5e94\u8fd0\u800c\u751f\u3002 <\/p>\n\n<p>\u6839\u636e\u300a<a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2004\/09\/12\/45714.htm\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fdd\u9669\u65e5\u62a5\u300b<\/a>2004 \u5e74\u7684\u4e00\u4efd\u62a5\u544a\uff0cSERFF \u7684\u4f7f\u7528\u7387\u5728 1998 \u5e74\u63a8\u51fa\u540e\u7a33\u6b65\u4e0a\u5347\uff0c\u4ec5 2003 \u5e74\u81f3 2004 \u5e74\u5c31\u7ffb\u4e86\u4e00\u756a\u3002\u7136\u800c\uff0c\u5230 2009 \u5e74\uff0cSERFF \u7f3a\u4e4f\u5b8c\u5168\u7684\u81ea\u52a8\u5316\uff0c\u5bfc\u81f4\u5305\u62ec<a href=\"http:\/\/www.jiops.com\/10\/2009\/serff-liberation-the-system-for-electronic-rate-and-form-filing-needs-competition\/\" target=\"_blank\" rel=\"noreferrer noopener\">Eli Lehrer<\/a> \u5728\u5185\u7684\u4e00\u4e9b\u8bc4\u8bba\u5bb6\u8d28\u7591\u8be5\u7cfb\u7edf\u662f\u5426\u9700\u8981\u66f4\u65b0\u3001\u5927\u4fee\u6216\u5f7b\u5e95\u66f4\u6362\u3002 <\/p>\n\n<p>\u8d22\u4ea7\u548c\u610f\u5916\u4e8b\u6545\u4fdd\u9669\u516c\u53f8\u9002\u5e94\u4e86 SERFF \u4ee5\u53ca\u4e2a\u4eba\u7535\u8111\u3001\u6587\u5b57\u5904\u7406\u5668\u548c\u7535\u5b50\u8868\u683c\u7b49\u5176\u4ed6\u6280\u672f\u5de5\u5177\u7684\u5174\u8d77\u3002 \u7136\u800c\uff0c\u9002\u5e94\u5de5\u4f5c\u8fdb\u5c55\u7f13\u6162\u3002 \u5982\u4eca\uff0c\u8bb8\u591a\u4fdd\u8d54\u4fdd\u9669\u516c\u53f8\u4ecd\u505c\u7559\u5728\u4ea7\u54c1\u5f00\u53d1\u7684\u6587\u6863\u548c\u7535\u5b50\u8868\u683c\u9636\u6bb5\uff0c\u8981\u6c42\u4ea7\u54c1\u5f00\u53d1\u56e2\u961f\u6210\u5458\u624b\u52a8\u5ba1\u6838\u8349\u7a3f\uff0c\u5e76\u4f9d\u9760\u5bf9\u7ec6\u8282\u7684\u5173\u6ce8\u6765\u53d1\u73b0\u5fae\u5c0f\u4f46\u5fc5\u8981\u7684\u6539\u52a8\u3002<\/p>\n\n<p>\u7ed3\u679c\u5462\uff1f \u4ea7\u54c1\u5f00\u53d1\u6d41\u7a0b\u4e0e 20 \u4e16\u7eaa 80 \u5e74\u4ee3\u7684\u6d41\u7a0b\u6781\u4e3a\u76f8\u4f3c\u3002 \u8349\u7a3f\u548c\u7814\u7a76\u5df2\u7ecf\u4ece\u7eb8\u4e0a\u8f6c\u79fb\u5230\u4e86\u5c4f\u5e55\u4e0a\uff0c\u4f46\u56e2\u961f\u4ecd\u5fc5\u987b\u901a\u8fc7\u5b9e\u4f53\u6216\u6570\u5b57\u65b9\u5f0f\u4f1a\u9762\uff0c\u624b\u5de5\u6bd4\u8f83\u8349\u7a3f\u5e76\u505a\u51fa\u51b3\u7b56\uff0c\u800c\u4e14\u5fc5\u987b\u786e\u4fdd\u4e0d\u9057\u6f0f\u4efb\u4f55\u5173\u952e\u7ec6\u8282\uff0c\u8fd9\u4f7f\u5f97\u4ea7\u54c1\u5f00\u53d1\u8fc7\u7a0b\u53d8\u5f97\u7f13\u6162\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"467\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-meeting.jpg\" alt=\"\" class=\"wp-image-5112\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-meeting.jpg 700w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-meeting-300x200.jpg 300w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/figure>\n\n<p>51618041 &#8211; \u6210\u679c\u548c\u56e2\u961f\u5408\u4f5c\u3002 \u516d\u4eba\u5750\u5728\u529e\u516c\u684c\u524d\u8ba8\u8bba\u95ee\u9898\u7684\u4fef\u89c6\u56fe<\/p>\n\n<h4 class=\"wp-block-heading\">Cycle \u89e3\u51b3\u65b9\u6848 No. 1\uff1a\u66f4\u597d\u7684\u7cfb\u7edf<\/h4>\n\n<p>\u8fd9\u9879\u6280\u672f\u7684\u5b58\u5728\u5c31\u662f\u4e3a\u4e86\u7f29\u77ed\u5f00\u53d1\u8fc7\u7a0b\u6240\u82b1\u8d39\u7684\u65f6\u95f4\u3002 \u7136\u800c\uff0c\u8fc4\u4eca\u4e3a\u6b62\uff0c\u8bb8\u591a P&amp;C \u4fdd\u9669\u516c\u53f8\u5728\u91c7\u7528\u8be5\u7cfb\u7edf\u65b9\u9762\u8fdb\u5c55\u7f13\u6162\u3002<\/p>\n\n<p>\u7535\u5b50\u4ea7\u54c1\u7ba1\u7406\u7cfb\u7edf\u53ef\u7b80\u5316\u4ea7\u54c1\u5f00\u53d1\u6d41\u7a0b\u3002 \u4f7f\u7528\u7535\u5b50\u90ae\u4ef6\u3001\u7535\u5b50\u8868\u683c\u548c PDF \u6587\u4ef6\u7684 &#8220;\u65b0\u65e7 &#8220;\u65b9\u5f0f\uff0c\u4e0e\u9762\u5bf9\u9762\u4f1a\u8bae\u548c\u8717\u725b\u90ae\u4ef6\u7684 &#8220;\u65e7\u65e7 &#8220;\u65b9\u5f0f\u4e00\u6837\uff0c\u4ecd\u7136\u5b58\u5728\u9694\u9602\u548c\u76d1\u7763\u56f0\u96be\u3002<\/p>\n\n<p>\u7136\u800c\uff0c\u5728\u4e13\u4e3a\u4ea7\u54c1\u5f00\u53d1\u800c\u8bbe\u8ba1\u7684\u7cfb\u7edf\u4e2d\uff0c\u4fe1\u606f\u4fdd\u5b58\u5728\u4e00\u4e2a\u4f4d\u7f6e\uff0c\u53ef\u4ee5\u4f7f\u7528\u81ea\u52a8\u7b97\u6cd5\u6765\u626b\u63cf\u5fae\u5c0f\u7684\u5dee\u5f02\u5e76\u8ddf\u8e2a\u66f4\u6539\uff0c\u800c\u8ddf\u8e2a\u548c\u8b66\u62a5\u5219\u8ba9\u6bcf\u4e2a\u4eba\u90fd\u6309\u8ba1\u5212\u8fdb\u884c\u3002<\/p>\n\n<p>\u901a\u8fc7\u6d88\u9664\u969c\u788d\uff0c\u8fd9\u4e9b\u7cfb\u7edf\u7f29\u77ed\u4e86\u521b\u5efa\u65b0\u7684 P&amp;C \u4fdd\u9669\u4ea7\u54c1\u6240\u9700\u7684\u65f6\u95f4\u3002 \u5b83\u4eec\u8fd8\u6709\u52a9\u4e8e\u51cf\u5c11\u9519\u8bef\uff0c\u4e3a\u56e2\u961f\u6210\u5458\u8282\u7701\u8111\u529b\uff0c\u8ba9\u4ed6\u4eec\u4e13\u6ce8\u4e8e\u4ea7\u54c1\u7684\u7a81\u51fa\u7ec6\u8282\uff0c\u800c\u4e0d\u662f\u8ddf\u8e2a\u81ea\u5df1\u7684\u65e5\u7a0b\u5b89\u6392\u548c\u6587\u4e66\u5de5\u4f5c\u3002<\/p>\n\n<h4 class=\"wp-block-heading\">\u5468\u671f\u51cf\u7f13 2\uff1a\u5206\u5316\u548c\u7279\u5f02\u6027<\/h4>\n\n<p>\u4ece\u524d\uff0cP&amp;C \u4fdd\u9669\u516c\u53f8\u7684\u4ea7\u54c1\u4e3b\u8981\u9760\u4ef7\u683c\u7ade\u4e89\u3002 \u56e0\u6b64\uff0c\u51e0\u4e4e\u6ca1\u6709\u5fc5\u8981\u5c06\u4ea7\u54c1\u4e0e\u540c\u4e00\u4fdd\u9669\u516c\u53f8\u9500\u552e\u7684\u5176\u4ed6\u4ea7\u54c1\u6216\u7ade\u4e89\u5bf9\u624b\u9500\u552e\u7684\u7c7b\u4f3c\u4fdd\u9669\u4ea7\u54c1\u533a\u5206\u5f00\u6765\u3002 \u5728\u4ea7\u54c1\u5f00\u53d1\u8fc7\u7a0b\u4e2d\uff0c\u4fdd\u9669\u516c\u53f8\u5c06\u5dee\u5f02\u5316\u653e\u5728\u4e86\u6b21\u8981\u4f4d\u7f6e\u3002<\/p>\n\n<p>\u201c\u5728 1990 \u5e74\u4ee3\u4e2d\u671f\u4e4b\u524d\uff0c\u201d <a href=\"https:\/\/www.cognizant.com\/whitepapers\/employing-analytics-to-automate-and-optimize-insurance-distribution-codex1179.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Cognizant<\/a> \u5728\u6700\u8fd1\u7684\u4e00\u4efd\u767d\u76ae\u4e66\u4e2d\u6307\u51fa\uff0c\u201c\u4fdd\u9669\u5206\u9500\u5546\u638c\u63e1\u4e86\u6709\u5173\u4fdd\u9669\u4ea7\u54c1\u3001\u5b9a\u4ef7\u548c\u6d41\u7a0b\u7684\u5927\u90e8\u5206\u77e5\u8bc6\uff0c\u9700\u8981\u5ba2\u6237\u83b7\u5f97\u4e2d\u4ecb\u7684\u5e2e\u52a9\u3002<\/p>\n\n<p>\u7136\u800c\uff0c\u4eca\u5929\u7684\u5ba2\u6237\u6bd4\u4ee5\u5f80\u4efb\u4f55\u65f6\u5019\u90fd\u4e86\u89e3\u5f97\u66f4\u591a\u3002 \u4ed6\u4eec\u4e5f\u6bd4\u4ee5\u5f80\u4efb\u4f55\u65f6\u5019\u90fd\u66f4\u6709\u80fd\u529b\u6839\u636e\u591a\u79cd\u56e0\u7d20\uff08\u800c\u4e0d\u4ec5\u4ec5\u662f\u4ef7\u683c\uff09\u6765\u6bd4\u8f83 P&amp;C \u4fdd\u9669\u4ea7\u54c1\u3002 \u8fd9\u610f\u5473\u7740\u4fdd\u9669\u516c\u53f8\u73b0\u5728\u5728\u4ea7\u54c1\u5f00\u53d1\u8fc7\u7a0b\u4e2d\u6ce8\u91cd\u5dee\u5f02\u5316\uff0c\u8fd9\u5c31\u589e\u52a0\u4e86\u5c06\u65b0\u4fdd\u9669\u4ea7\u54c1\u63a8\u5411\u5e02\u573a\u6240\u9700\u7684\u65f6\u95f4\u3002<\/p>\n\n<h4 class=\"wp-block-heading\">\u5faa\u73af\u89e3\u51b3\u65b9\u6848 2\uff1a\u81ea\u52a8\u5316<\/h4>\n\n<p>\u5728\u4ea7\u54c1\u5f00\u53d1\u5468\u671f\u4e2d\uff0c\u53ef\u4ee5\u4f7f\u7528\u81ea\u52a8\u5316\u5de5\u5177\u6765\u63d0\u4f9b\u66f4\u597d\u7684\u6d1e\u5bdf\uff0c\u8ddf\u8e2a\u884c\u4e3a\u4ee5\u8bc6\u522b\u672a\u586b\u8865\u7684\u5546\u54c1\u7ec6\u5206\uff0c\u5e76\u4e3a\u5f3a\u5927\u7684\u5546\u54c1\u53d1\u5e03\u5960\u5b9a\u57fa\u7840\u3002<\/p>\n\n<p>\u6b63\u5982<a href=\"https:\/\/www.thinkadvisor.com\/2016\/07\/01\/4-reasons-why-insurers-must-adapt-to-the-omnichann\/\" target=\"_blank\" rel=\"noreferrer noopener\">Frank Memmo Jr. \u548c Ryan Knopp<\/a>\u5728 ThinkAdvisor \u4e2d\u6307\u51fa\u7684\uff0c\u5168\u6e20\u9053\u8f6f\u4ef6\u89e3\u51b3\u65b9\u6848\u63d0\u4f9b\u4e86\u8bb8\u591a\u9762\u5411\u5ba2\u6237\u7684\u4f18\u52bf\u3002\u6536\u96c6\u3001\u5b58\u50a8\u548c\u8ddf\u8e2a\u5ba2\u6237\u6570\u636e\u5e76\u4e0e\u4ea7\u54c1\u7ba1\u7406\u7cfb\u7edf\u901a\u4fe1\u7684\u7cfb\u7edf\u4e5f\u80fd\u4e3a\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u6df1\u523b\u7684\u89c1\u89e3\u3002\u5229\u7528\u81ea\u52a8\u5316\u6536\u96c6\u548c\u5206\u6790\u6570\u636e\uff0c\u53ef\u4ee5\u5927\u5927\u7f29\u77ed\u5f00\u53d1\u4fdd\u9669\u4ea7\u54c1\u6240\u9700\u7684\u65f6\u95f4\uff0c\u4ee5\u6ee1\u8db3\u5ba2\u6237\u4e0d\u65ad\u53d8\u5316\u7684\u9700\u6c42\u3002  <\/p>\n\n<p><a href=\"https:\/\/turnkeyafrica.com\/technology-insurance-product-development\/\" target=\"_blank\" rel=\"noreferrer noopener\">&#8220;\u5e03\u83b1\u6069-\u963f\u5df4\u52a0\uff08Brian Abajah<\/a>\uff09\u5728 Turnkey Africa \u7f51\u7ad9\u4e0a\u5199\u9053\uff1a&#8221;\u5168\u4f01\u4e1a\u8303\u56f4\u7684\u89e3\u51b3\u65b9\u6848\u80fd\u591f\u5b9e\u73b0\u5de5\u4f5c\u6d41\u7a0b\u9a71\u52a8\u7684\u6d41\u7a0b\uff0c\u786e\u4fdd\u6d41\u7a0b\u4e2d\u7684\u6240\u6709\u53c2\u4e0e\u8005\u90fd\u80fd\u5728\u9700\u8981\u65f6\u8fdb\u884c\u5ba1\u67e5\u548c\u7b7e\u5b57\u3002&#8221;\u968f\u540e\uff0c\u4ea7\u54c1\u5f00\u53d1\u6210\u672c\u548c\u74f6\u9888\u90fd\u4f1a\u51cf\u5c11\uff0c\u4ece\u800c\u63d0\u9ad8\u4ea7\u54c1\u7684\u4e0a\u5e02\u901f\u5ea6\u548c\u8d28\u91cf\uff0c\u5e76\u80fd\u540c\u65f6\u5f00\u53d1\u548c\u4fee\u6539\u4ea7\u54c1\uff0c\u589e\u52a0\u6536\u5165\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/office-meeting.jpg\" alt=\"\" class=\"wp-image-5102\" style=\"width:703px;height:auto\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/office-meeting.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/office-meeting-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/office-meeting-768x512.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h4 class=\"wp-block-heading\">\u53d1\u5c55\u7684\u672a\u6765\uff1a\u8d22\u4ea7\u4fdd\u9669\u516c\u53f8\u7684\u542f\u793a<\/h4>\n\n<p>\u4fdd\u9669\u79d1\u6280\u5728\u534f\u8c03\u8d22\u4ea7\u4fdd\u9669\u516c\u53f8\u4e0e\u73b0\u4ee3\u6570\u5b57\u751f\u6d3b\u8282\u594f\u65b9\u9762\u8d77\u5230\u4e86\u5e26\u5934\u4f5c\u7528\u3002\u4f8b\u5982\uff0c<a href=\"https:\/\/www.capgemini.com\/wp-content\/uploads\/2017\/12\/property-and-casuality-insurance-trends_2018.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u51ef\u6377\u516c\u53f8<\/a>\u53d1\u5e03\u7684 &#8220;2018 \u5e74\u8d22\u4ea7\u548c\u4eba\u8eab\u4fdd\u9669\u5341\u5927\u8d8b\u52bf &#8220;\u90fd\u4e0e\u79d1\u6280\u6709\u5173\uff0c\u4ece\u4f7f\u7528\u5206\u6790\u548c\u5148\u8fdb\u7b97\u6cd5\u8ddf\u8e2a\u5ba2\u6237\u884c\u4e3a\uff0c\u5230\u65e0\u4eba\u673a\u548c\u81ea\u52a8\u9a7e\u9a76\u6c7d\u8f66\u6539\u53d8\u4fdd\u9669\u516c\u53f8\u601d\u8003\u548c\u8bc4\u4f30\u98ce\u9669\u7684\u65b9\u5f0f\uff0c\u8fd9\u5e76\u4e0d\u4ee4\u4eba\u60ca\u8bb6\u3002 <\/p>\n\n<p>\u56e0\u6b64\uff0c\u4f7f\u7528 1998 \u5e74\u6280\u672f\u7684\u516c\u53f8\u53d1\u73b0\u81ea\u5df1\u9677\u5165\u4e86 20 \u4e16\u7eaa\u7684\u4ea7\u54c1\u5f00\u53d1\u6b65\u4f10\uff0c\u5e76\u4e14\u8d8a\u6765\u8d8a\u591a\u5730\u88ab 20 \u4e16\u7eaa\u7684\u4ea7\u54c1\u6240\u56f0\uff0c\u4e5f\u5c31\u4e0d\u8db3\u4e3a\u5947\u4e86\u3002<\/p>\n\n<p><a href=\"https:\/\/www.mckinsey.com\/~\/media\/mckinsey\/industries\/financial%20services\/our%20insights\/automating%20the%20insurance%20industry\/insurancedigitalizationworkforceimplications20160111.ashx\" target=\"_blank\" rel=\"noreferrer noopener\">\u9ea6\u80af\u9521\u7684<\/a>\u4e00\u4efd\u767d\u76ae\u4e66\u6307\u51fa\uff0c\u4fdd\u9669\u4e1a\u7684\u6570\u5b57\u5316\u9769\u547d\u4e0d\u4ec5\u6709\u53ef\u80fd\u6539\u53d8\u4fdd\u9669\u4ea7\u54c1\u7684\u5f00\u53d1\u65b9\u5f0f\uff0c\u4e5f\u6709\u53ef\u80fd\u6539\u53d8\u4ea7\u54c1\u672c\u8eab\u3002\u968f\u7740\u7b2c\u4e00\u4ee3 &#8220;\u6570\u5b57\u539f\u4f4f\u6c11 &#8220;\u5f00\u59cb\u957f\u5927\u6210\u4eba\uff0c\u6570\u5b57\u4fdd\u9669\u7684\u627f\u4fdd\u8303\u56f4\u6b63\u5728\u4e0d\u65ad\u6269\u5927\uff0c\u9884\u8ba1\u9700\u6c42\u4e5f\u5c06\u968f\u4e4b\u589e\u52a0\u3002 <\/p>\n\n<p>\u51ef\u6377\u516c\u53f8\u7684<a href=\"https:\/\/www.capgemini.com\/2017\/11\/the-insurer-of-the-future-part-7-product-development\/\" target=\"_blank\" rel=\"noreferrer noopener\">Alan Walker<\/a>\u6700\u8fd1\u9884\u6d4b\uff0c\u5728\u4e0d\u4e45\u7684\u5c06\u6765\uff0c\u8d22\u4ea7\u9669\u548c\u610f\u5916\u9669\u7684\u4ea7\u54c1\u5f00\u53d1\u5c06\u53d8\u5f97\u6a21\u5757\u5316\u3002&#8221;\u6c83\u514b\u6307\u51fa\uff1a&#8221;\u6a21\u5757\u5316\u8bbe\u8ba1\u53ef\u4ee5\u5feb\u901f\u3001\u8f7b\u677e\u5730\u5f00\u53d1\u51fa\u65e0\u6570\u79cd\u65b0\u4ea7\u54c1\u3002 <\/p>\n\n<p>\u5b83\u8fd8\u80fd\u8ba9\u4fdd\u9669\u516c\u53f8\u66f4\u7075\u6d3b\u5730\u5e94\u5bf9\u5ba2\u6237\u5bf9\u4e2a\u6027\u5316\u4fdd\u9669\u7684\u9700\u6c42\u3002 \u867d\u7136\u4f1a\u8bae\u5ba4\u548c\u7eb8\u4e0a\u8c08\u5175\u5f0f\u7684\u5f00\u53d1\u65b9\u6cd5\u4e0d\u9002\u5408\u5904\u7406\u6a21\u5757\u5316\u4ea7\u54c1\uff0c\u4f46\u8bb8\u591a\u4ea7\u54c1\u5f00\u53d1\u548c\u7ba1\u7406\u7cfb\u7edf\u90fd\u80fd\u8f7b\u677e\u9002\u5e94\u8fd9\u79cd\u65b9\u6cd5\u3002<\/p>\n\n<p>&#8220;Celent LLC \u7684\u8463\u4e8b<a href=\"https:\/\/www.linkedin.com\/in\/donald-light-14890\" target=\"_blank\" rel=\"noreferrer noopener\">Donald Light<\/a> \u5728 2006 \u5e74\u5199\u9053\uff1a&#8221;\u4fdd\u9669\u4ea7\u54c1\u4f53\u73b0\u4e86\u6bcf\u5bb6\u4fdd\u9669\u516c\u53f8\u5bf9\u672a\u6765\u7684\u7406\u89e3\u3002&#8221;\u968f\u7740\u4fdd\u9669\u516c\u53f8\u5bf9\u53ef\u80fd\u7684\u6536\u76ca\u3001\u635f\u5931\u3001\u98ce\u9669\u548c\u673a\u9047\u7684\u770b\u6cd5\u53d1\u751f\u53d8\u5316\uff0c\u5176\u4ea7\u54c1\u4e5f\u5fc5\u987b\u968f\u4e4b\u6539\u53d8&#8221;\u3002 <\/p>\n\n<p>12 \u5e74\u540e\uff0c\u83b1\u7279\u7684\u8bdd\u4f9d\u7136\u6b63\u786e\u3002 \u4e0d\u4ec5\u4fdd\u9669\u516c\u53f8\u7684\u4ea7\u54c1\u5fc5\u987b\u6539\u53d8\uff0c\u516c\u53f8\u8bbe\u60f3\u3001\u5f00\u53d1\u548c\u7f16\u8f91\u8fd9\u4e9b\u4ea7\u54c1\u7684\u6d41\u7a0b\u4e5f\u5fc5\u987b\u6539\u53d8\u3002<\/p>\n\n<p>\u6b63\u5982\u4f20\u771f\u673a\u548c\u7535\u5b50\u90ae\u4ef6\u5728\u8fc7\u53bb\u51e0\u5341\u5e74\u4e2d\u6539\u53d8\u4e86\u4fdd\u9669\u4e1a\u4e00\u6837\uff0c\u5206\u6790\u548c\u5927\u6570\u636e\u7684\u5174\u8d77\u5c06\u5f7b\u5e95\u6539\u53d8\u5e76\u52a0\u5feb\u4ea7\u54c1\u5f00\u53d1\u8fc7\u7a0b\u3002<\/p>\n\n<p><em>\u56fe\u7247\u6765\u81ea\uff1arawpixel\/\u00a9123RF Stock Photo\uff0c gstockstudio\/\u00a9123RF Stock Photo\uff0c pressmaster\/\u00a9123RF Stock Photo<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8d22\u4ea7\u9669\u548c\u610f\u5916\u9669\u7684\u4f20\u7edf\u4ea7\u54c1\u5f00\u53d1\u5468\u671f\u8fdb\u5c55\u7f13\u6162\u3002 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[&hellip;]<\/p>\n","protected":false},"featured_media":5123,"template":"","insight-category":[],"class_list":["post-21368","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/21368","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media\/5123"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=21368"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=21368"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}