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2018 \u5e74\uff0c\u6570\u636e\u6cc4\u9732\u4e8b\u4ef6\u6210\u4e3a\u5168\u7403\u5934\u6761\u65b0\u95fb\u3002\nT-Mobile\u3001Quora\u3001Google\u3001Orbitz \u548c Facebook \u7b49\u516c\u53f8\u53d7\u5230\u5f71\u54cd\uff0c\u66b4\u9732\u4e86\u6570\u767e\u4e07\u4eba\u7684\u4e2a\u4eba\u4fe1\u606f\u3002 <\/p>\n\n

\u5728\u5f53\u4eca\u9ad8\u5ea6\u4e92\u8054\u7684\u4e16\u754c\u4e2d\uff0c\u6570\u636e\u4fdd\u62a4\u548c\u9690\u79c1\u662f\u4e25\u91cd\u7684\u95ee\u9898\uff0c\u5b83\u4eec\u5728\u8bb8\u591a\u5dde\u7acb\u6cd5\u673a\u6784\u4e2d\u5360\u636e\u4e2d\u5fc3\u4f4d\u7f6e\u3002\n\u6570\u636e\u5b89\u5168\u7684\u98ce\u9669\u548c\u6311\u6218\u5e94\u8be5\u662f\u8d22\u4ea7\u548c\u610f\u5916\u4f24\u5bb3\u4fdd\u9669\u9886\u57df\u7684\u516c\u53f8\u3001\u4ee3\u7406\u4eba\u548c\u7ecf\u7eaa\u4eba\u6700\u5173\u5fc3\u7684\u95ee\u9898\u3002 <\/p>\n\n

\u4fdd\u9669\u6570\u636e\u5b89\u5168\u548c\u9690\u79c1\u7684\u4e3b\u8981\u95ee\u9898<\/h2>\n\n

\u6570\u636e\u5b89\u5168\u3001\u4fdd\u62a4\u548c\u9690\u79c1\u95ee\u9898\u6bcf\u5929\u90fd\u5728\u51fa\u73b0\u3002\n\u662f\u4ec0\u4e48\u5bfc\u81f4\u4e86\u8fd9\u4e9b\u653b\u51fb\uff0c\u5982\u4f55\u963b\u6b62\u5b83\u4eec\uff1f <\/p>\n\n

\u201c\u6570\u636e\u6cc4\u9732\u7684\u53d1\u751f\u53ef\u80fd\u6709\u591a\u79cd\u539f\u56e0\u3002\u4e00\u4e9b\u516c\u53f8\u88ab\u9ed1\u5ba2\u5165\u4fb5\u3002\u6570\u636e\u53ef\u80fd\u5904\u7406\u4e0d\u5f53\u6216\u51fa\u552e\u7ed9\u7b2c\u4e09\u65b9\u3002\u7f51\u7ad9\u5b89\u5168\u7cfb\u7edf\u4e2d\u7684\u6f0f\u6d1e\u53ef\u80fd\u4f1a\u4f7f\u4fe1\u606f\u5f97\u4e0d\u5230\u4fdd\u62a4\uff0c\u201cBusiness Insider \u7684 Paige Leskin<\/a> \u8bf4\u3002<\/p>\n\n

\u516c\u53f8\u9762\u4e34\u7740\u4e00\u4e2a\u6301\u7eed\u7d27\u8feb\u7684\u9700\u6c42\uff0c\u5373\u4fdd\u62a4\u5ba2\u6237\u548c\u4e1a\u52a1\u6570\u636e\uff0c\u540c\u65f6\u4ecd\u7136\u4f7f\u901a\u4fe1\u53d8\u5f97\u7b80\u5355\u4e14\u53ef\u4f9b\u6240\u6709\u4eba\u8bbf\u95ee\u3002\n2018 \u5e74\u662f\u8bb8\u591a\u5dde\u91c7\u53d6\u79ef\u6781\u76d1\u7ba1\u63aa\u65bd\u6765\u5e94\u5bf9\u8fd9\u4e00\u6311\u6218\u7684\u7b2c\u4e00\u5e74\u3002\n\u968f\u7740\u4fdd\u9669\u6570\u636e\u5b89\u5168\u7acb\u6cd5\u7684\u589e\u52a0\uff0c\u4fdd\u9669\u516c\u53f8\u56f4\u7ed5\u6b64\u7c7b\u6cd5\u5f8b\u7684\u95ee\u9898\u53d8\u5f97\u66f4\u52a0\u590d\u6742\u3002 <\/p>\n\n

\u62fc\u51d1\u6cd5\u89c4<\/h3>\n\n

\u4fdd\u9669\u63d0\u4f9b\u5546\u9762\u4e34\u7684\u6700\u5927\u95ee\u9898\u4e4b\u4e00\u662f\u5404\u5dde\u7f3a\u4e4f\u4e00\u81f4\u7684\u6570\u636e\u5b89\u5168\u548c\u9690\u79c1\u8981\u6c42\u3002<\/p>\n\n

\u5404\u5dde\u5bf9\u6570\u636e\u4fdd\u62a4\u548c\u9690\u79c1\u95ee\u9898\u7684\u53cd\u5e94\u90fd\u662f\u62fc\u51d1\u5728\u4e00\u8d77\u7684\u3002\n\u6240\u670950\u4e2a\u5dde\u76ee\u524d\u90fd\u6709\u6570\u636e\u6cc4\u9732\u901a\u77e5\u6cd5\uff0c\u4f46\u5927\u591a\u6570\u5dde\u5e76\u672a\u7279\u522b\u5728\u4fdd\u9669\u80cc\u666f\u4e0b\u89e3\u51b3\u7f51\u7edc\u5b89\u5168\u95ee\u9898\uff0cLewis Brisbois Bisgaard & Smith LLP\u7684\u5f8b\u5e08 Bindu Nair\u548cSean B. Hoar<\/a>\u8868\u793a\u3002 <\/p>\n\n

\u4f8b\u5982\uff0c\u52a0\u5229\u798f\u5c3c\u4e9a\u5dde\u7684\u6570\u636e\u9690\u79c1\u6cd5\u8d4b\u4e88\u4e86\u6d88\u8d39\u8005\u5bf9\u5176\u4e2a\u4eba\u6570\u636e\u524d\u6240\u672a\u6709\u7684\u63a7\u5236\u6743\uff0c\u8fd9\u7ed9\u5728\u8be5\u5dde\u8fd0\u8425\u7684\u4fdd\u9669\u516c\u53f8\u5e26\u6765\u4e86\u6311\u6218\u548c\u673a\u9047\uff0cDon Jergler<\/a> \u5728\u300a\u4fdd\u9669\u6742\u5fd7\u300b\u4e0a\u8bf4\u3002<\/p>\n\n

Nair \u548c Hoar \u8868\u793a\uff0c\u8fd9\u4e9b\u6cd5\u5f8b\u76ee\u524d\u56e0\u5dde\u800c\u5f02\uff0c\u4f46\u7f8e\u56fd\u8d22\u653f\u90e8\u6b63\u5728\u6279\u51c6\u5236\u5b9a\u5168\u56fd\u6027\u6570\u636e\u6cc4\u9732\u6cd5\u7684\u60f3\u6cd5\u3002<\/p>\n\n

\u6570\u636e\u4fdd\u62a4\u6210\u672c<\/h3>\n\n

\u6570\u636e\u4fdd\u62a4\u6cd5\u89c4\u7684\u53d8\u5316\u4e5f\u5bfc\u81f4\u4e86\u8d22\u4ea7\u548c\u610f\u5916\u4f24\u5bb3\u4fdd\u9669\u516c\u53f8\u7684\u6210\u672c\u62c5\u5fe7\uff0c\u5c24\u5176\u662f\u5f53\u8fd9\u4e9b\u516c\u53f8\u5df2\u7ecf\u9762\u4e34\u6c7d\u8f66\u4fdd\u9669\u6ce8\u518c\u4eba\u6570\u4e0b\u964d\u548c\u8d22\u4ea7\u635f\u5931\u7d22\u8d54\u589e\u52a0\u7684\u53cc\u91cd\u6311\u6218\u65f6\u3002<\/p>\n\n

\u201c\u771f\u6b63\u7684\u5f71\u54cd\u5c06\u662f\u5408\u89c4\u6210\u672c\u7684\u5de8\u5927\u81a8\u80c0\uff0c\u8fd9\u53ef\u80fd\u4e0d\u662f\u8be5\u673a\u6784\u5f53\u524d\u9884\u7b97\u7684\u4e00\u90e8\u5206\uff0c\u201d\u7f51\u7edc\u8d23\u4efb\u4e13\u5bb6 \u7406\u67e5\u5fb7\u00b7\u8d39\u5c14\u5357\u5fb7\u65af \uff08Richard Fernandez<\/a>\uff09 \u9884\u6d4b\u3002<\/p>\n\n

\u8be5\u6210\u672c\u5c06\u5305\u62ec\u5bf9\u4e13\u95e8\u4ece\u4e8b\u7f51\u7edc\u5b89\u5168\u548c\u5408\u89c4\u6027\u7684\u5458\u5de5\u7684\u9700\u6c42\uff0c\u8fd9\u662f\u6700\u8fd1\u9881\u5e03\u7684\u51e0\u9879\u5dde\u6cd5\u5f8b\u8981\u6c42\u7684\u3002\n \u5f8b\u5e08 Kimberly Horn<\/a> \u8868\u793a\uff0c\u7531\u4e8e\u5404\u4e2a\u6cd5\u9662\u5bf9\u6d89\u53ca\u5ba2\u6237\u6570\u636e\u6cc4\u9732\u7684\u6c11\u4e8b\u8bc9\u8bbc\u505a\u51fa\u4e86\u4e0d\u540c\u7684\u88c1\u51b3\uff0c\u4fdd\u9669\u516c\u53f8\u4e5f\u9762\u4e34\u7740\u65e5\u76ca\u590d\u6742\u7684\u6cd5\u5f8b\u73af\u5883\u3002 <\/p>\n\n

\"女商人手分析数据文档的估值\"<\/figure>\n\n

\u5404\u5dde\u5bf9\u6570\u636e\u5b89\u5168\u91c7\u53d6\u884c\u52a8<\/h2>\n\n

\u7531\u4e8e\u8054\u90a6\u653f\u5e9c\u5bf9\u4fdd\u9669\u6570\u636e\u5b89\u5168\u6ca1\u6709\u7edf\u4e00\u7684\u56de\u5e94\uff0c\u7f8e\u56fd\u5404\u5dde\u5df2\u7ecf\u5f00\u59cb\u81ea\u884c\u76d1\u7ba1\u8fd9\u4e2a\u95ee\u9898\u3002\n\u7ebd\u7ea6\u5dde\u548c\u7f57\u5fb7\u5c9b\u5dde\u9881\u5e03\u4e86\u6709\u5173\u4fdd\u9669\u6570\u636e\u4fdd\u62a4\u548c\u9690\u79c1\u7684\u89c4\u5219\uff0c\u800c\u5357\u5361\u7f57\u6765\u7eb3\u5dde\u3001\u5bc6\u6b47\u6839\u5dde\u548c\u4fc4\u4ea5\u4fc4\u5dde\u4e8e 2018 \u5e74\u901a\u8fc7\u4e86\u4e00\u9879\u793a\u8303\u6cd5\u3002 <\/p>\n\n

\u5176\u4ed6\u5dde\uff08\u5305\u62ec\u4f50\u6cbb\u4e9a\u5dde\u3001\u4f0a\u5229\u8bfa\u4f0a\u5dde\u3001\u80af\u5854\u57fa\u5dde\u3001\u9a6c\u91cc\u5170\u5dde\u548c\u5f17\u5409\u5c3c\u4e9a\u5dde\uff09\u6b63\u5728\u8003\u8651\u5236\u5b9a\u4fdd\u9669\u6570\u636e\u5b89\u5168\u6cd5\u3002\nPropertyCasualty360 \u7684 Christopher M. Brubaker<\/a> \u8868\u793a\uff0c\u8fd9\u79cd\u56fd\u5bb6\u53d1\u8d77\u7684\u53d8\u9769\u8981\u6c42\u5f53\u5730\u8d22\u4ea7\u548c\u610f\u5916\u4f24\u5bb3\u4fdd\u9669\u516c\u53f8\u9762\u5bf9\u65e5\u76ca\u590d\u6742\u7684\u76d1\u7ba1\u73af\u5883\u3002 <\/p>\n\n

\u7ebd\u7ea6<\/h3>\n\n

\u7ebd\u7ea6\u4e3a\u9488\u5bf9\u4fdd\u9669\u7684\u6570\u636e\u4fdd\u62a4\u6cd5\u89c4\u94fa\u5e73\u4e86\u9053\u8def\u3002\n\u8be5\u5dde\u91d1\u878d\u670d\u52a1\u90e8 \uff08DFS\uff09 \u4e8e 2017 \u5e74\u5b9e\u65bd\u4e86\u4e00\u9879\u7f51\u7edc\u5b89\u5168\u6cd5\u89c4\u3002\n\u5b83\u8981\u6c42\u4fdd\u9669\u516c\u53f8\u5bf9\u6570\u636e\u8bbf\u95ee\u5b9e\u65bd\u591a\u56e0\u7d20\u8eab\u4efd\u9a8c\u8bc1\uff0c\u5e76\u5728 72 \u5c0f\u65f6\u5185\u62a5\u544a\u7f51\u7edc\u5b89\u5168\u4e8b\u4ef6\u3002\nCCSI \u8463\u4e8b\u603b\u7ecf\u7406 Larry Bianculli<\/a> \u8868\u793a\uff0c\u5b83\u8fd8\u6d89\u53ca\u4ee5\u9996\u5e2d\u4fe1\u606f\u5b89\u5168\u5b98 \uff08CISO\uff09 \u7684\u5f62\u5f0f\u5bf9\u6cbb\u7406\u548c\u95ee\u8d23\u5236\u7684\u989d\u5916\u8981\u6c42\u3002 <\/p>\n\n

NAIC \u4fdd\u9669\u6570\u636e\u5b89\u5168\u793a\u8303\u6cd5\u4e8e 2017 \u5e74\u5e95\u53d1\u5e03\uff0c\u4ee5\u7ebd\u7ea6\u6cd5\u89c4\u4e3a\u57fa\u7840\u3002\n\u51e0\u4e2a\u5dde\u5df2\u7ecf\u5b8c\u5168\u91c7\u7528\u4e86\u793a\u8303\u6cd5\uff0c\u800c\u5176\u4ed6\u5dde\u6b63\u5728\u8003\u8651\u9881\u5e03\u793a\u8303\u6cd5\u7684\u4e00\u4e9b\u6761\u6b3e\u7684\u6cd5\u6848\u3002 <\/p>\n\n

\u5357\u5361\u7f57\u6765\u7eb3\u5dde<\/h3>\n\n

\u5357\u5361\u7f57\u6765\u7eb3\u5dde\u4e8e 2018 \u5e74 5 \u6708\u6210\u4e3a\u7b2c\u4e00\u4e2a\u91c7\u7528 NAIC \u4fdd\u9669\u6570\u636e\u5b89\u5168\u793a\u8303\u6cd5\u7684\u5dde\uff0c\u6210\u4e3a\u5934\u6761\u65b0\u95fb\u3002<\/p>\n\n

\u5357\u5361\u7f57\u6765\u7eb3\u5dde\u7684\u6cd5\u5f8b\u8981\u6c42\u6839\u636e\u5357\u5361\u7f57\u6765\u7eb3\u5dde\u4fdd\u9669\u6cd5\u83b7\u5f97\u8bb8\u53ef\u7684\u4e2a\u4eba\u548c\u516c\u53f8\u6ee1\u8db3\u6709\u5173\u6570\u636e\u5b89\u5168\u7684\u65b0\u8981\u6c42\u3002\nAlston & Bird\u7684\u5f8b\u5e08 Nameir Abbas<\/a>\u8bf4\uff0c\u6cd5\u5f8b\u7684\u6838\u5fc3\u662f\u9700\u8981\u521b\u5efa\u4e00\u4e2a\u5168\u9762\u7684\u4e66\u9762\u4fe1\u606f\u5b89\u5168\u7a0b\u5e8f\uff08WISP\uff09\u3002 <\/p>\n\n

\u5982\u679c\u53d1\u751f\u6570\u636e\u6cc4\u9732\uff0c\u4fdd\u9669\u516c\u53f8\u9700\u8981\u8c03\u67e5\u4e8b\u4ef6\uff0c\u8bc4\u4f30\u5176\u6027\u8d28\u548c\u8303\u56f4\uff0c\u8bc6\u522b\u6cc4\u9732\u7684\u4fe1\u606f\uff0c\u5e76\u201c\u91c7\u53d6\u5408\u7406\u63aa\u65bd\u6062\u590d\u6cc4\u9732\u4fe1\u606f\u7684\u5b89\u5168\u6027\u201d\uff0cWhite & Williams LLP\u7684 Joshua Mooney\u3001Richard Borden\u548cSedgwick Jeanite<\/a> \u8868\u793a\u3002 \u4fdd\u9669\u516c\u53f8\u8fd8\u9700\u8981\u5411\u8be5\u5dde\u7684\u4fdd\u9669\u90e8\u95e8\u62a5\u544a\u67d0\u4e9b\u4e8b\u4ef6\u3002<\/p>\n\n

\u5bc6\u6b47\u6839\u5dde\u548c\u4fc4\u4ea5\u4fc4\u5dde<\/h3>\n\n

\u5bc6\u6b47\u6839\u5dde\u548c\u4fc4\u4ea5\u4fc4\u5dde\u4e5f\u4e8e 2018 \u5e74 12 \u6708\u9881\u5e03\u4e86\u4fdd\u9669\u6570\u636e\u5b89\u5168\u6cd5\uff0c\u91c7\u7528\u4e86 NAIC \u4fdd\u9669\u6570\u636e\u5b89\u5168\u793a\u8303\u6cd5\u3002\n\u65b0\u6cd5\u5f8b\u9002\u7528\u4e8e\u7531\u5404\u5dde\u4fdd\u9669\u90e8\u95e8\u8bb8\u53ef\u7684\u4efb\u4f55\u4e2a\u4eba\u6216\u516c\u53f8\u3002 <\/p>\n\n

\u5bc6\u6b47\u6839\u5dde\u7684\u6cd5\u5f8b\u8fd8\u7eb3\u5165\u4e86\u8be5\u5dde\u7684\u300a\u9632\u6b62\u8eab\u4efd\u76d7\u7a83\u6cd5\u300b\u7684\u51e0\u9879\u89c4\u5b9a\uff0cAlston & Bird\u7684\u5f8b\u5e08\u548c\u7f51\u7edc\u5b89\u5168\u54cd\u5e94\u56e2\u961f\u6210\u5458 Kate Hanniford<\/a>\u8bf4\u3002<\/p>\n\n

\u4fc4\u4ea5\u4fc4\u5dde\u7684\u6cd5\u5f8b\u4ec5\u6db5\u76d6\u5728\u4fc4\u4ea5\u4fc4\u5dde\u5f00\u5c55\u4e1a\u52a1\u7684\u4fdd\u9669\u516c\u53f8\u3001\u4ee3\u7406\u673a\u6784\u548c\u7ecf\u7eaa\u4eba\u3002\n\u201c\u5728\u4fc4\u4ea5\u4fc4\u5dde\u4ee5\u5916\u6ce8\u518c\u7684\u518d\u4fdd\u9669\u516c\u53f8\u4ee5\u53ca\u5728\u53e6\u4e00\u4e2a\u5dde\u7279\u8bb8\u548c\u83b7\u5f97\u8bb8\u53ef\u7684\u98ce\u9669\u81ea\u7559\u96c6\u56e2\u548c\u91c7\u8d2d\u96c6\u56e2\u88ab\u6392\u9664\u5728\u8be5\u6cd5\u6848\u4e4b\u5916\uff0c\u201d\u76db\u5fb7\u5f8b\u5e08\u4e8b\u52a1\u6240\u7684\u5f8b\u5e08\u517c\u5408\u4f19\u4eba Edward R. McNicholas \u548c Thomas D. Cunningham<\/a> \u8bf4\u3002 <\/p>\n\n

\"两个商人在办公室谈论合同\"<\/figure>\n\n

\u4e86\u89e3\u4fdd\u9669\u6570\u636e\u5b89\u5168\u793a\u8303\u6cd5<\/h2>\n\n

RSM \u7684\u5b89\u5168\u3001\u9690\u79c1\u548c\u98ce\u9669\u603b\u76d1 Matt Franko<\/a> \u8868\u793a\uff0cNAIC \u4fdd\u9669\u6570\u636e\u5b89\u5168\u793a\u8303\u6cd5<\/a>\u201c\u4e3a\u8981\u6c42\u4fdd\u9669\u7ec4\u7ec7\u8fd0\u884c\u5b8c\u6574\u7684\u7f51\u7edc\u5b89\u5168\u8ba1\u5212\u5efa\u7acb\u4e86\u4e00\u4e2a\u6cd5\u5f8b\u6846\u67b6\u201d\u3002 \u8be5\u6846\u67b6\u6db5\u76d6\u4e86\u5e7f\u6cdb\u7684\u6570\u636e\u5b89\u5168\u95ee\u9898\uff0c\u4ece\u7f51\u7edc\u5b89\u5168\u6d4b\u8bd5\u548c\u8463\u4e8b\u4f1a\u76d1\u7763\u5230\u4e8b\u4ef6\u54cd\u5e94\u8ba1\u5212\u548c\u8fdd\u89c4\u901a\u77e5\u7a0b\u5e8f\u3002<\/p>\n\n

\u8be5\u793a\u8303\u6cd5\u5df2\u88ab\u591a\u4e2a\u5dde\u91c7\u7528\uff0c\u5176\u4ed6\u5dde\u7acb\u6cd5\u673a\u6784\u6b63\u5728\u8003\u8651\u8be5\u6cd5\u3002\n\u5b83\u7684\u53d7\u6b22\u8fce\u7a0b\u5ea6\u4f7f\u5176\u503c\u5f97 P&C \u4fdd\u9669\u516c\u53f8\u3001\u4ee3\u7406\u4eba\u548c\u7ecf\u7eaa\u4eba\u8003\u8651\u3002 <\/p>\n\n

Baker Hostetler \u7684\u5f8b\u5e08 Andreas Kaitsounis \u548c Shea M. Leitch<\/a> \u8bf4\uff0c\u8fd9\u9879\u7acb\u6cd5\u5b9a\u4e49\u4e86\u4e09\u4e2a\u503c\u5f97\u6ce8\u610f\u7684\u6761\u6b3e\u3002 \u9996\u5148\uff0c\u793a\u8303\u6cd5\u5bf9\u975e\u516c\u5f00\u4fe1\u606f\u7684\u5b9a\u4e49\u5f88\u5bbd\u6cdb\uff0c\u4e0d\u4ec5\u5305\u62ec\u5ba2\u6237\u7684\u4e2a\u4eba\u4fe1\u606f\uff0c\u8fd8\u5305\u62ec\u67d0\u4e9b\u7c7b\u578b\u7684\u654f\u611f\u5546\u4e1a\u4fe1\u606f\u3002<\/p>\n\n

\u201c\u4ec5\u4e3e\u4e00\u4e2a\u4f8b\u5b50\uff0c\u8fd9\u610f\u5473\u7740\u524a\u5f31\u5b9e\u4f53\u4e1a\u52a1\u8fd0\u8425\u7684\u52d2\u7d22\u8f6f\u4ef6\u4e8b\u4ef6\u53ef\u80fd\u4f1a\u89e6\u53d1\u901a\u77e5\u4e49\u52a1\uff0c\u5373\u4f7f\u8be5\u4e8b\u4ef6\u4e0d\u6d89\u53ca\u4e2a\u4eba\u4fe1\u606f\uff0c\u201dKaitsounis \u548c Leitch \u8bf4\u3002<\/p>\n\n

\u8be5\u793a\u8303\u6cd5\u8fd8\u5bf9\u4fe1\u606f\u5b89\u5168\u8ba1\u5212\u63d0\u51fa\u4e86\u4e25\u683c\u7684\u8981\u6c42\uff0c\u5305\u62ec\u4e66\u9762\u8ba1\u5212\u3001\u4e8b\u4ef6\u54cd\u5e94\u8ba1\u5212\u4ee5\u53ca\u7ec4\u7ec7\u5185\u90e8\u548c\u7b2c\u4e09\u65b9\u5173\u7cfb\u4e2d\u7684\u76d1\u7763\u8981\u6c42\u3002<\/p>\n\n

\u6700\u540e\uff0c\u793a\u8303\u6cd5\u7684\u4fdd\u5bc6\u6761\u6b3e\u76f8\u5f53\u5e7f\u6cdb\uff0c\u4fdd\u62a4\u4e0e\u7f51\u7edc\u5b89\u5168\u4e8b\u4ef6\u76f8\u5173\u7684\u4fe1\u606f\u514d\u53d7\u516c\u5171\u8bb0\u5f55\u8bf7\u6c42\u3001\u4f20\u7968\u6216\u79c1\u4eba\u6c11\u4e8b\u8bc9\u8bbc\u7684\u5f71\u54cd\u3002<\/p>\n\n

\u5c3d\u7ba1 NAIC \u79ef\u6781\u63a8\u52a8\u5404\u5dde\u91c7\u7528\u5176\u793a\u8303\u6cd5\uff0c\u4f46\u793a\u8303\u6cd5\u672c\u8eab\u5728\u7531\u5dde\u7acb\u6cd5\u673a\u6784\u9881\u5e03\u4e4b\u524d\u65e0\u6548\u3002\n\u8fc4\u4eca\u4e3a\u6b62\uff0c\u6709\u51e0\u4e2a\u5dde\u5df2\u7ecf\u9881\u5e03\u4e86\u793a\u8303\u6cd5\uff0c\u5e76\u8fdb\u884c\u4e86\u4fee\u6539\u4ee5\u9002\u5e94\u4ed6\u4eec\u81ea\u5df1\u73b0\u6709\u7684\u4fdd\u9669\u76d1\u7ba1\u4f53\u7cfb\u3002 <\/p>\n\n

\u4f8b\u5982\uff0c\u867d\u7136\u793a\u8303\u6cd5\u53ea\u7ed9\u4fdd\u9669\u516c\u53f8\u4e00\u5e74\u7684\u65f6\u95f4\u6765\u9075\u5b88\u5176\u89c4\u5b9a\uff0c\u4f46\u5bc6\u6b47\u6839\u5dde\u5df2\u7ecf\u9881\u5e03\u4e86\u4e00\u4e2a\u7cfb\u7edf\uff0c\u53ef\u4ee5\u5728\u66f4\u957f\u7684\u65f6\u95f4\u5185\u5206\u9636\u6bb5\u5b9e\u65bd\u8fd9\u4e9b\u8981\u6c42\u3002\nPropertyCasualty360 \u7684 Lawrence R. Hamilton\u3001Jeffrey P. Taft \u548c Matthew Bisanz<\/a> \u8868\u793a\uff0c\u8be5\u6cd5\u5f8b\u4e8e 2021 \u5e74 1 \u6708 20 \u65e5\u751f\u6548\uff0c\u4fdd\u9669\u516c\u53f8\u6709\u4e00\u5e74\u65f6\u95f4\u6765\u9075\u5b88\u5927\u90e8\u5206\u89c4\u5b9a\uff0c\u6709\u4e24\u5e74\u65f6\u95f4\u6765\u6ee1\u8db3\u7b2c\u4e09\u65b9\u670d\u52a1\u63d0\u4f9b\u5546\u7684\u8981\u6c42\u3002 <\/p>\n\n

\u793a\u8303\u6cd5\u8981\u6c42\u4fdd\u9669\u516c\u53f8\u9075\u5faa\u5dde\u5bf9\u6570\u636e\u6cc4\u9732\u901a\u77e5\u7684\u4e00\u822c\u8981\u6c42\u3002\n\u7136\u800c\uff0c\u5f8b\u5e08\u517c\u80a1\u4e1c Josephine Cicchetti<\/a> \u8868\u793a\uff0c\u4fc4\u4ea5\u4fc4\u5dde\u548c\u5bc6\u6b47\u6839\u5dde\u90fd\u7528\u4ec5\u9002\u7528\u4e8e\u8be5\u6cd5\u6848\u6db5\u76d6\u7684\u4fdd\u9669\u4ee3\u7406\u4eba\u3001\u7ecf\u7eaa\u4eba\u548c\u516c\u53f8\u7684\u5177\u4f53\u6570\u636e\u6cc4\u9732\u901a\u77e5\u8981\u6c42\u53d6\u4ee3\u4e86\u8fd9\u4e00\u8bed\u8a00\u3002 <\/p>\n\n

\u968f\u7740\u5404\u5dde\u7ee7\u7eed\u6d4b\u8bd5\u81ea\u5df1\u7684\u793a\u8303\u6cd5\u8fed\u4ee3\uff0c\u4fdd\u9669\u516c\u53f8\u5c06\u9700\u8981\u6ce8\u610f\u6570\u636e\u9690\u79c1\u6cd5\u89c4\u7684\u6027\u8d28\u5728\u4e0d\u540c\u5730\u533a\u548c\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\u800c\u53d8\u5316\u3002<\/p>\n\n

\u56fe\u7247\u6765\u81ea\uff1aSergey Nivens\/\u00a9123RF.com\u3001swollowpp\/\u00a9123RF.com\u3001stylephotographs\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

2018 \u5e74\uff0c\u6570\u636e\u6cc4\u9732\u4e8b\u4ef6\u6210\u4e3a\u5168\u7403\u5934\u6761\u65b0\u95fb\u3002 T-Mobile\u3001Quora\u3001Google\u3001Orbitz \u548c F […]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-21255","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/21255","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=21255"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=21255"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}