{"id":21237,"date":"2024-09-30T14:24:29","date_gmt":"2024-09-30T19:24:29","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e5%85%b1%e4%ba%ab%e7%bb%8f%e6%b5%8e%e4%b8%ad%e7%9a%84%e4%bf%9d%e9%99%a9%ef%bc%9a%e5%a6%82%e4%bd%95%e7%90%86%e8%a7%a3%e5%92%8c%e8%af%84%e4%bc%b0%e9%a3%8e%e9%99%a9\/"},"modified":"2024-10-29T09:02:47","modified_gmt":"2024-10-29T14:02:47","slug":"%e5%85%b1%e4%ba%ab%e7%bb%8f%e6%b5%8e%e4%b8%ad%e7%9a%84%e4%bf%9d%e9%99%a9%ef%bc%9a%e5%a6%82%e4%bd%95%e7%90%86%e8%a7%a3%e5%92%8c%e8%af%84%e4%bc%b0%e9%a3%8e%e9%99%a9","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e5%85%b1%e4%ba%ab%e7%bb%8f%e6%b5%8e%e4%b8%ad%e7%9a%84%e4%bf%9d%e9%99%a9%ef%bc%9a%e5%a6%82%e4%bd%95%e7%90%86%e8%a7%a3%e5%92%8c%e8%af%84%e4%bc%b0%e9%a3%8e%e9%99%a9\/","title":{"rendered":"\u5171\u4eab\u7ecf\u6d4e\u4e2d\u7684\u4fdd\u9669\uff1a\u5982\u4f55\u7406\u89e3\u548c\u8bc4\u4f30\u98ce\u9669"},"content":{"rendered":"\n<p>\u5171\u4eab\u7ecf\u6d4e\u5e73\u53f0\u6539\u53d8\u4e86\u4eba\u4eec\u6c9f\u901a\u3001\u4e92\u52a8\u548c\u5171\u4eab\u8d44\u6e90\u7684\u65b9\u5f0f\u3002\n\u5c3d\u7ba1\u5982\u6b64\uff0c\u8bb8\u591a\u4eba\u5bf9\u53c2\u4e0e\u5171\u4eab\u7ecf\u6d4e\u5e26\u6765\u7684\u6f5c\u5728\u98ce\u9669\u548c\u5a01\u80c1\u4ecd\u4e0d\u786e\u5b9a\u3002 <\/p>\n\n<p>\u5728\u4f26\u6566\u52b3\u5408\u793e \uff08Lloyd&#8217;s of London\uff09 \u7684\u4e00\u9879\u884c\u4e1a <a href=\"https:\/\/www.lloyds.com\/news-and-risk-insight\/press-releases\/2018\/04\/sharing-economy\" target=\"_blank\" rel=\"noreferrer noopener\">\u7814\u7a76\u4e2d<\/a>\uff0c\u4e00\u534a\u7684\u7f8e\u56fd\u53d7\u8bbf\u8005\u4ece\u672a\u4f7f\u7528\u8fc7\u5171\u4eab\u7ecf\u6d4e\u5e73\u53f0\uff0c\u7406\u7531\u662f\u62c5\u5fc3\u4eba\u8eab\u5b89\u5168\u3001\u8d44\u4ea7\u635f\u5931\u548c\u7f3a\u4e4f\u4fdd\u62a4\u63aa\u65bd\u3002 \u867d\u7136 97% \u7684\u4eba\u8ba4\u4e3a\u5171\u4eab\u7ecf\u6d4e\u670d\u52a1\u4ee5\u67d0\u79cd\u65b9\u5f0f\u6295\u4fdd\uff0c\u4f46\u53ea\u6709\u4e0d\u5230\u4e09\u5206\u4e4b\u4e00\u7684\u4eba\u5728\u4f7f\u7528\u5171\u4eab\u7ecf\u6d4e\u670d\u52a1\u4e4b\u524d\u9a8c\u8bc1\u4e86\u8fd9\u4e00\u5047\u8bbe\u3002<\/p>\n\n<p>\u5171\u4eab\u7ecf\u6d4e\u4e2d\u7684\u4fdd\u9669\u5bf9\u4e8e\u5efa\u7acb\u4fe1\u4efb\u548c\u53ef\u9760\u6027\u975e\u5e38\u91cd\u8981\u3002\n\u7136\u800c\uff0c\u8981\u505a\u5230\u8fd9\u4e00\u70b9\uff0c\u4fdd\u9669\u516c\u53f8\u5fc5\u987b\u8bc6\u522b\u3001\u8bc4\u4f30\u548c\u89e3\u51b3\u8bb8\u591a\u98ce\u9669\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u5148\u5206\u4eab\uff0c\u540e\u8bc4\u4f30\uff1f<\/h2>\n\n<p>\u4ece\u836f\u7269\u5230\u513f\u7ae5\u73a9\u5177\uff0c\u8bb8\u591a\u4ea7\u54c1\u53ea\u6709\u5728\u901a\u8fc7\u4e25\u683c\u7684\u5b89\u5168\u6027\u548c\u6709\u6548\u6027\u5206\u6790\u540e\u624d\u80fd\u8fdb\u5165\u7ecf\u6d4e\u3002\n\u7136\u800c\uff0c\u5171\u4eab\u7ecf\u6d4e\u5e73\u53f0\u5728\u6ca1\u6709\u6b64\u7c7b\u5ba1\u67e5\u7684\u60c5\u51b5\u4e0b\u542f\u52a8\u548c\u53d1\u5c55\u3002\n\u7814\u7a76\u4eba\u5458 <a href=\"https:\/\/www.sciencedirect.com\/science\/article\/pii\/S2210422417300114\" target=\"_blank\" rel=\"noreferrer noopener\">Koen Frenken \u548c Juliet Schor<\/a> \u8868\u793a\uff0c\u8fd9\u5bfc\u81f4\u4e86\u5916\u90e8\u6027\u6ca1\u6709\u5f97\u5230\u5f88\u597d\u7684\u7406\u89e3\uff0c\u4ece\u800c\u4ea7\u751f\u4e86\u91cd\u5927\u7684\u8d1f\u9762\u5f71\u54cd\u3002  <\/p>\n\n<p>\u76f4\u63a5\u5171\u7528\u4f4f\u5b85\u6216\u8f66\u8f86\u4e5f\u4f1a\u5bfc\u81f4\u53ef\u80fd\u5ffd\u89c6\u5b89\u5168\u6cd5\u5f8b\u6216\u6cd5\u89c4\u7684\u60c5\u51b5\uff0c\u4ece\u800c\u4e3a\u98ce\u9669\u8bc4\u4f30\u5f15\u5165\u53e6\u4e00\u4e2a\u65b0\u53d8\u91cf\u3002\n\u4f8b\u5982\uff0c\u7ebd\u7ea6\u603b\u68c0\u5bdf\u957f 2014 \u5e74 10 \u6708\u7684\u4e00\u4efd <a href=\"http:\/\/web.archive.org\/web\/20170208011349\/https:\/\/ag.ny.gov\/pdfs\/Airbnb%20report.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u62a5\u544a<\/a> \u53d1\u73b0\uff0c\u7ebd\u7ea6\u5e02\u5185 72% \u7684 Airbnb \u79df\u8d41\u81f3\u5c11\u8fdd\u53cd\u4e86\u4e00\u9879\u9002\u7528\u7684\u4f4f\u623f\u6216\u5206\u533a\u6cd5\u5f8b\u3002 <\/p>\n\n<p>Airbnb \u5bf9\u8fd9\u4e00\u53d1\u73b0\u63d0\u51fa\u4e86\u5f02\u8bae\u3002\n\u201c\u7ebd\u7ea6\u7684\u6bcf\u4e00\u4e2a\u5bb6\u5ead\u3001\u516c\u5bd3\u3001\u5408\u4f5c\u793e\u548c\u751f\u6d3b\u7a7a\u95f4\u90fd\u53d7\u5230\u65e0\u6570\u89c4\u5219\u7684\u7ea6\u675f\uff0c\u56e0\u6b64\u4e0d\u53ef\u80fd\u505a\u51fa\u8fd9\u79cd\u7b3c\u7edf\u7684\u58f0\u660e\u3002\u8fd9\u79cd\u4e0d\u786e\u5b9a\u6027\u548c\u7f3a\u4e4f\u660e\u786e\u6027\u6b63\u662f\u6211\u4eec\u5021\u5bfc\u4e3a\u623f\u5c4b\u5171\u4eab\u5236\u5b9a\u660e\u786e\u3001\u516c\u5e73\u89c4\u5219\u7684\u539f\u56e0\uff0c\u201cAirbnb \u53d1\u8a00\u4eba <a href=\"https:\/\/www.nytimes.com\/2014\/10\/16\/business\/airbnb-listings-mostly-illegal-state-contends.html?_r=2\" target=\"_blank\" rel=\"noreferrer noopener\">Nick Papas<\/a> \u5f53\u65f6\u8868\u793a\u3002 <\/p>\n\n<p>\u540c\u65f6\uff0c\u623f\u5c4b\u548c\u8f66\u8f86\u7684\u6240\u6709\u8005\u5f80\u5f80\u5728\u8fdb\u5165\u5171\u4eab\u7ecf\u6d4e\u65f6\uff0c\u5e76\u4e0d\u6e05\u695a\u5f53\u4ed6\u4eec\u7684\u623f\u5c4b\u3001\u8f66\u8f86\u6216\u5176\u4ed6\u8d22\u4ea7\u88ab\u4ed6\u4eba\u4f7f\u7528\u65f6\uff0c\u54ea\u4e9b\u4e8b\u6545\u3001\u4f24\u5bb3\u6216\u635f\u5bb3\u4f1a\u5f97\u5230\u4fdd\u969c\u3002<\/p>\n\n<p>\u201c\u5927\u591a\u6570\u4eba\u6ca1\u6709\u610f\u8bc6\u5230\u7684\u662f\uff0c\u5728\u5927\u591a\u6570\u60c5\u51b5\u4e0b\uff0c\u4ed6\u4eec\u7684\u6807\u51c6\u623f\u5c4b\u6216\u623f\u4e1c\u4fdd\u9669\u5355\u4e0d\u4f1a\u6db5\u76d6\u4ed6\u4eec\u56e0\u6b64\u7c7b\u77ed\u671f\u79df\u8d41\u6d3b\u52a8\u800c\u906d\u53d7\u7684\u635f\u5931\u6216\u8d23\u4efb\uff0c\u201dInlet \u7684 <a href=\"https:\/\/www.telegraph.co.uk\/business\/risk-insights\/sharing-economy-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Louise Birritteri<\/a> \u8bf4\u3002<\/p>\n\n<p>\u5f53\u5171\u4eab\u7ecf\u6d4e\u5e73\u53f0\u4e5f\u65e0\u6cd5\u63d0\u4f9b\u8db3\u591f\u7684\u8986\u76d6\u8303\u56f4\u65f6\uff0c\u5ba2\u6237\u53ef\u80fd\u4f1a\u9677\u5165\u56f0\u5883\u3002<\/p>\n\n<p>\u4f4f\u623f\u3001\u5206\u533a\u548c\u5176\u4ed6\u6cd5\u89c4\u53ef\u80fd\u5f88\u590d\u6742\uff0c\u4f46\u4fdd\u9669\u516c\u53f8\u957f\u671f\u4ee5\u6765\u4e00\u76f4\u5728\u8bbe\u6cd5\u5728\u98ce\u9669\u8bc4\u4f30\u4e2d\u8003\u8651\u8fd9\u4e9b\u6cd5\u5f8b\u8981\u6c42\u3002\n\u7136\u800c\uff0c\u968f\u7740\u5171\u4eab\u7ecf\u6d4e\u5e73\u53f0\u4e0d\u518d\u9075\u5b88\u73b0\u6709\u6cd5\u5f8b\uff0c\u4fdd\u9669\u516c\u53f8\u5c06\u9700\u8981\u5e73\u8861\u4e00\u7cfb\u5217\u65b0\u7684\u9700\u6c42\u548c\u62c5\u5fe7\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/technology-1024x683.jpg\" alt=\"&#x667A;&#x80FD;&#x6C7D;&#x8F66;&#x3001;&#x667A;&#x80FD;&#x6C7D;&#x8F66;&#x548C;&#x667A;&#x80FD;&#x6C7D;&#x8F66;&#x6982;&#x5FF5;&#x3002;&#10;&#x6C7D;&#x8F66;&#x548C;&#x65E0;&#x7EBF;&#x901A;&#x4FE1;&#x7684;&#x8C61;&#x5F81;&#x3002;&#10;&#x5E26;&#x6709;&#x6C7D;&#x8F66;&#x7B26;&#x53F7;&#x7684;&#x62BD;&#x8C61;&#x82AF;&#x7247;&#xFF0C;&#x4E0E;&#x70B9;&#x8868;&#x793A;&#x7684;&#x62BD;&#x8C61;&#x8BBE;&#x5907;&#x76F8;&#x8FDE;&#x3002;  \" class=\"wp-image-5821\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/technology-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/technology-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/technology-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/technology.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5171\u4eab\u7ecf\u6d4e\u4e2d\u7684\u53c2\u4e0e\u8005\u884c\u4e3a\u5e76\u4e0d\u603b\u662f\u7406\u6027\u7684<\/h2>\n\n<p>\u5171\u4eab\u7ecf\u6d4e\u5e73\u53f0\u5728\u964c\u751f\u4eba\u4e4b\u95f4\u5efa\u7acb\u4fe1\u4efb\uff0c\u90e8\u5206\u662f\u901a\u8fc7\u5171\u4eab\u6bcf\u4e2a\u53c2\u4e0e\u8005\u7684\u4fe1\u606f\u3002\n\u867d\u7136\u8fd9\u4e9b\u4fe1\u606f\u53ca\u5176\u4ea7\u751f\u7684\u4fe1\u4efb\u5bf9\u4e8e\u5171\u4eab\u7ecf\u6d4e\u7684\u6210\u529f\u81f3\u5173\u91cd\u8981\uff0c\u4f46\u5b83\u4e5f\u53ef\u80fd\u5bfc\u81f4\u4e0e\u504f\u89c1\u76f8\u5173\u7684\u95ee\u9898\uff0c\u5e03\u9c81\u91d1\u65af\u5b66\u4f1a\u5370\u5ea6\u5206\u4f1a\u7684 <a href=\"https:\/\/www.brookings.edu\/wp-content\/uploads\/2016\/12\/sharingeconomy_032017final.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Niam Yaraghi \u548c Shamika Ravi<\/a> \u8bf4\u3002 <\/p>\n\n<p>\u4f8b\u5982\uff0c\u5728\u53d1\u8868\u5728\u300a\u6d88\u8d39\u8005\u7814\u7a76\u8fdb\u5c55\u300b\uff08Advances in Consumer Research\uff09 \u4e0a\u7684\u4e00\u9879\u7814\u7a76\u4e2d\uff0c <a href=\"http:\/\/www.acrwebsite.org\/volumes\/v43\/acr_vol43_1019689.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Eyal Ert\u3001Aliza Fleischer \u548c Nathan Magen<\/a> \u53d1\u73b0\uff0cAirbnb \u623f\u5ba2\u7ecf\u5e38\u4f7f\u7528\u623f\u4e1c\u7684\u4e2a\u4eba\u7167\u7247\uff0c\u800c\u4e0d\u662f\u51fa\u79df\u5c4b\u6216\u8bc4\u4ef7\u7684\u7167\u7247\u6765\u8bc4\u4f30\u623f\u4e1c\u7684\u53ef\u4fe1\u5ea6\u3002 \u62e5\u6709\u9ad8\u5ea6\u53ef\u4fe1\u7167\u7247\u7684\u623f\u4e1c\u4f1a\u6536\u5230\u66f4\u9ad8\u7684\u623f\u6e90\u4ef7\u683c\uff0c\u9884\u8ba2\u9891\u7387\u4e5f\u66f4\u9ad8\u3002<\/p>\n\n<p>\u6b64\u5916\uff0c\u5728\u5bf9 125,000 \u4e2a Airbnb \u623f\u6e90\u7684\u5206\u6790\u4e2d\uff0c\u7814\u7a76\u4eba\u5458 <a href=\"https:\/\/pdfs.semanticscholar.org\/ed92\/5c002259d55482d16d9d3c0b7ccd2d38b9b5.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Mehmet Cansoy \u548c Juliet Schor<\/a> \u53d1\u73b0\uff0c\u5728\u6536\u5165\u8f83\u9ad8\u548c\u767d\u4eba\u5c45\u6c11\u6bd4\u4f8b\u8f83\u9ad8\u7684\u5730\u533a\u51fa\u79df Airbnb \u623f\u6e90\u5f80\u5f80\u4ef7\u683c\u66f4\u9ad8\uff0c\u9700\u6c42\u66f4\u591a\uff0c\u5c3d\u7ba1\u8fd9\u4e9b\u623f\u6e90\u4e0d\u592a\u5e38\u89c1\uff0c\u800c\u4e14\u5f80\u5f80\u79ef\u7d2f\u7684\u8bc4\u8bba\u8f83\u5c11\u3002<\/p>\n\n<p>\u5bf9\u5171\u4eab\u7ecf\u6d4e\u670d\u52a1\u7684\u4e3b\u89c2\u671f\u671b\u4e5f\u4f1a\u6539\u53d8\u5bf9\u98ce\u9669\u7684\u770b\u6cd5\u3002\n <a href=\"https:\/\/www.ignited.global\/conferences\/iajbs-23rd-annual-world-forum-university-namur-namur-belgium\/sessions\/service-evaluation-process-sharing-economy-why-consumers-seem-be-more-tolerant-towards-poor-service\" target=\"_blank\" rel=\"noreferrer noopener\">J\u00e9r\u00f4me Mallarg\u00e9<\/a> \u5728 IAJBS \u7b2c 23 \u5c4a\u5e74\u5ea6\u4e16\u754c\u8bba\u575b\u4e0a\u63d0\u4ea4\u7684\u4e00\u9879\u7814\u7a76\u4e2d\u53d1\u73b0\uff0c\u5ba2\u6237\u5728\u53c2\u4e0e\u5171\u4eab\u7ecf\u6d4e\u65f6\u6bd4\u4e0e\u4f20\u7edf\u4f01\u4e1a\u5408\u4f5c\u65f6\u66f4\u80fd\u5bb9\u5fcd\u7cdf\u7cd5\u7684\u670d\u52a1\u3002 <\/p>\n\n<p>\u8be5\u7814\u7a76\u53d1\u73b0\uff0c\u5ba2\u6237\u548c\u670d\u52a1\u63d0\u4f9b\u5546\u4e4b\u95f4\u7684\u540c\u7406\u5fc3\u3001\u4fe1\u4efb\u548c\u5171\u540c\u76f8\u4f3c\u6027\u662f\u63a5\u53d7\u8f83\u4f4e\u5ba2\u6237\u670d\u52a1\u6807\u51c6\u7684\u7406\u7531\u3002\n\u6362\u53e5\u8bdd\u8bf4\uff0c\u5ba2\u6237\u66f4\u6709\u53ef\u80fd\u5fcd\u53d7\u8f83\u5dee\u7684\u670d\u52a1\uff0c\u56e0\u4e3a\u4ed6\u4eec\u5728\u670d\u52a1\u63d0\u4f9b\u5546\u8eab\u4e0a\u770b\u5230\u4e86\u81ea\u5df1\uff0c\u4ece\u800c\u4ea7\u751f\u4e86\u4e00\u79cd\u6177\u6168\u7684\u611f\u89c9\u3002 <\/p>\n\n<p>\u8fd9\u79cd\u5bbd\u5bb9\u548c\u6177\u6168\u7684\u6001\u5ea6\u6539\u53d8\u4e86\u4fdd\u9669\u5ba2\u6237\u548c\u53d7\u4fdd\u4e2a\u4eba\u5904\u7406\u98ce\u9669\u7684\u65b9\u5f0f\u3002\n\u4e86\u89e3\u8fd9\u4e9b\u884c\u4e3a\u53d8\u5316\u5bf9\u4e8e\u5bfb\u6c42\u5145\u5206\u4e86\u89e3\u5171\u4eab\u7ecf\u6d4e\u5bf9\u5176\u4e1a\u52a1\u5f71\u54cd\u7684\u4fdd\u9669\u516c\u53f8\u6765\u8bf4\u81f3\u5173\u91cd\u8981\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u5171\u4eab\u7ecf\u6d4e\u4e2d\u7684\u53c2\u4e0e\u548c\u98ce\u9669\u7531\u4fdd\u9669\u9a71\u52a8<\/h2>\n\n<p>\u5171\u4eab\u7ecf\u6d4e\u4e2d\u7684\u4fdd\u9669\u53ef\u4ee5\u63d0\u9ad8\u4fe1\u4efb\uff0c\u4f7f\u4e2a\u4eba\u66f4\u6709\u53ef\u80fd\u53c2\u4e0e\u5176\u4e2d\u3002\n\u4f26\u6566\u52b3\u5408\u793e\u521b\u65b0\u4e3b\u7ba1 <a href=\"https:\/\/www.lloyds.com\/news-and-risk-insight\/press-releases\/2018\/07\/squaring-risk-in-the-sharing-age\" target=\"_blank\" rel=\"noreferrer noopener\">Trevor Maynard<\/a> \u8868\u793a\uff0c\u5171\u4eab\u7ecf\u6d4e\u5e73\u53f0\u7684\u5174\u8d77\u523a\u6fc0\u4e86\u5404\u4e2a\u884c\u4e1a\u7684\u53d8\u5316\uff0c\u4e5f\u7ed9\u4fdd\u9669\u516c\u53f8\u5e26\u6765\u4e86\u6539\u53d8\u4fdd\u9669\u65b9\u5f0f\u7684\u538b\u529b\u3002 <\/p>\n\n<p>\u5171\u4eab\u7ecf\u6d4e\u201c\u4f9d\u9760\u65b0\u5174\u6280\u672f\u4e0e\u4fdd\u9669\u76f8\u7ed3\u5408\uff0c\u4e3a\u5e02\u573a\u53c2\u4e0e\u8005\u63d0\u4f9b\u5b89\u5168\u7f51\u548c\u5b89\u5fc3\uff0c\u201dStartupbootcamp \u7684 <a href=\"https:\/\/www.startupbootcamp.org\/blog\/2018\/06\/sharing-economy-impact-transportation-sector\/\" target=\"_blank\" rel=\"noreferrer noopener\">Tshidi Hagan<\/a> \u8bf4\u3002<\/p>\n\n<p>\u4f8b\u5982\uff0c\u5982\u679c\u53f8\u673a\u77e5\u9053\u8fd9\u4e9b\u4e58\u8f66\u8fc7\u7a0b\u4e2d\u7684\u4e8b\u6545\u6216\u635f\u574f\u5728\u627f\u4fdd\u8303\u56f4\u5185\uff0c\u4ed6\u4eec\u66f4\u6709\u53ef\u80fd\u5c06\u4ed6\u4eec\u7684\u8f66\u8f86\u7528\u4e8e\u62fc\u8f66\u670d\u52a1\uff0c\u800c\u5982\u679c\u9a91\u624b\u77e5\u9053\u4ed6\u4eec\u906d\u53d7\u7684\u4efb\u4f55\u4f24\u5bb3\u4e5f\u5df2\u6295\u4fdd\uff0c\u4ed6\u4eec\u66f4\u6709\u53ef\u80fd\u4f7f\u7528\u62fc\u8f66\u670d\u52a1\u8fdb\u884c\u8fd0\u8f93\u3002<\/p>\n\n<p>\u5171\u4eab\u7ecf\u6d4e\u516c\u53f8\u4e86\u89e3\u4fdd\u9669\u5982\u4f55\u5f71\u54cd\u4ed6\u4eec\u7684\u5e95\u7ebf\u3002<\/p>\n\n<p>\u201c\u5171\u4eab\u7ecf\u6d4e\u516c\u53f8\u8d2d\u4e70\u4fdd\u9669\u4e0d\u4ec5\u4ec5\u662f\u4e3a\u4e86\u4fdd\u62a4\u4ed6\u4eec\u7684\u8d44\u4ea7\u8d1f\u503a\u8868\uff0c\u4e5f\u662f\u4e3a\u4e86\u5728\u5305\u62ec\u6d88\u8d39\u8005\u3001\u6295\u8d44\u8005\u548c\u76d1\u7ba1\u673a\u6784\u5728\u5185\u7684\u5229\u76ca\u76f8\u5173\u8005\u4e2d\u5efa\u7acb\u4fe1\u8a89\u548c\u4fe1\u4efb\uff0c\u201d\u52b3\u5408\u793e\u603b\u88c1 <a href=\"https:\/\/www.businessinsurance.com\/article\/20180410\/NEWS06\/912320485\/Lloyd%E2%80%99s-of-London-report-examines-insurer-role-in-emerging-sharing-economy-Hank-\" target=\"_blank\" rel=\"noreferrer noopener\">Hank Watkins<\/a> \u8bf4\u3002<\/p>\n\n<p>\u56e0\u6b64\uff0c\u5728\u5171\u4eab\u7ecf\u6d4e\u4e2d\u63d0\u4f9b\u4fdd\u9669\u7684\u516c\u53f8\u53ef\u4ee5\u627e\u5230\u673a\u4f1a\u4e0e\u5ba2\u6237\u5efa\u7acb\u77e5\u540d\u5ea6\u548c\u4fe1\u4efb\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"717\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/home-1024x717.jpg\" alt=\"\" class=\"wp-image-5831\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/home-1024x717.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/home-300x210.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/home-768x538.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/home.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5171\u4eab\u7ecf\u6d4e\u7684\u672a\u6765<\/h2>\n\n<p>\u5c3d\u7ba1\u5b58\u5728\u4e00\u4e9b\u632b\u6298\uff0c\u4f46\u5171\u4eab\u7ecf\u6d4e\u5c06\u5728\u672a\u6765\u5341\u5e74\u7ee7\u7eed\u589e\u957f\u3002\n\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u901a\u8fc7\u4e13\u6ce8\u4e8e\u4e24\u4e2a\u5173\u952e\u9886\u57df\u6765\u4fdd\u6301\u5bf9\u8fd9\u79cd\u589e\u957f\u7684\u8b66\u89c9\uff1a\u62fc\u8f66\u548c\u6570\u636e\u9690\u79c1\u3002 <\/p>\n\n<p>\u62fc\u8f66\u5728\u89e3\u51b3\u57ce\u5e02\u4e2d\u5fc3\u65e5\u76ca\u589e\u957f\u7684\u4ea4\u901a\u538b\u529b\u65b9\u9762\u5177\u6709\u5f97\u5929\u72ec\u539a\u7684\u4f18\u52bf\u3002\n\u672a\u6765\uff0c\u5171\u4eab\u7ecf\u6d4e\u7684\u8fd9\u4e00\u9886\u57df\u53ef\u80fd\u4f1a\u4ece\u4e13\u6ce8\u4e8e\u5171\u4eab\u4e58\u8f66\u8f6c\u53d8\u4e3a\u79fb\u52a8\u5373\u670d\u52a1\uff0c <a href=\"https:\/\/www.theglobeandmail.com\/report-on-business\/careers\/leadership-lab\/the-future-of-urban-mobility-depends-on-the-sharing-economy\/article37938049\/\" target=\"_blank\" rel=\"noreferrer noopener\">Julia Steyn<\/a> \u5728\u300a\u73af\u7403\u90ae\u62a5\u300b\u7684\u4e00\u7bc7\u6587\u7ae0\u4e2d\u8bf4\u3002 <\/p>\n\n<p>\u67d0\u4e9b\u73b0\u6709\u4f01\u4e1a\u548c\u7ec4\u7ec7\u8fdb\u5165\u62fc\u8f66\u9886\u57df\uff0c\u4e3a\u5c06\u62fc\u8f66\u91cd\u5851\u4e3a\u79fb\u52a8\u5373\u670d\u52a1\u63d0\u4f9b\u4e86\u652f\u6301\u3002\n\u4f8b\u5982\uff0c\u7f8e\u56fd\u6c7d\u8f66\u534f\u4f1a \uff08AAA\uff09 \u548c Avis \u90fd\u63a8\u51fa\u4e86\u6c7d\u8f66\u5171\u4eab\u4f01\u4e1a\u3002 <\/p>\n\n<p>Old Republic Risk Management \u7684 <a href=\"http:\/\/www.orrm.com\/blog\/risk-in-growing-sharing-economy\" target=\"_blank\" rel=\"noreferrer noopener\">Scott Krisvoy<\/a> \u8868\u793a\uff0c\u6d89\u8db3\u5171\u4eab\u7ecf\u6d4e\u9886\u57df\u7684\u73b0\u6709\u4f01\u4e1a\u5c06\u201c\u9762\u4e34\u4ee5\u524d\u5728\u5176\u98ce\u9669\u7ba1\u7406\u8ba1\u5212\u4e2d\u672a\u8003\u8651\u8fc7\u7684\u98ce\u9669\u201d\u3002<\/p>\n\n<p>\u540c\u6837\uff0c\u5b9e\u73b0\u81ea\u8eab\u4ea7\u54c1\u591a\u5143\u5316\u7684\u5171\u4eab\u7ecf\u6d4e\u516c\u53f8\u5c06\u9762\u4e34\u524d\u6240\u672a\u6709\u7684\u65b0\u98ce\u9669\u9886\u57df\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u6570\u636e\u5b89\u5168\u548c\u9690\u79c1\u98ce\u9669<\/h2>\n\n<p>\u4e0e\u8bb8\u591a\u6570\u5b57\u521b\u65b0\u4e00\u6837\uff0c\u6570\u636e\u5b89\u5168\u548c\u9690\u79c1\u4ecd\u7136\u662f\u5171\u4eab\u7ecf\u6d4e\u4e2d\u4ee4\u4eba\u62c5\u5fe7\u7684\u95ee\u9898\u3002\n <a href=\"https:\/\/www.privateinternetaccess.com\/blog\/2018\/09\/privacy-risks-for-customers-and-workers-in-the-gig-economy\/\" target=\"_blank\" rel=\"noreferrer noopener\">Danica Sergison<\/a> \u5728 Privacy News Online \u4e2d\u8868\u793a\uff0c\u5efa\u7acb\u4fe1\u4efb\u5e76\u652f\u6301\u53c2\u4e0e\u5171\u4eab\u7ecf\u6d4e\u7684\u76f8\u540c\u6570\u636e\u4e5f\u53ef\u80fd\u88ab\u76d7\u6216\u5bf9\u63d0\u4f9b\u8fd9\u4e9b\u6570\u636e\u7684\u53c2\u4e0e\u8005\u4e0d\u5229\u3002 <\/p>\n\n<p>\u4fdd\u9669\u516c\u53f8\u8d8a\u6765\u8d8a\u591a\u5730\u9762\u4e34\u6570\u636e\u6cc4\u9732\u7684\u98ce\u9669\uff0c\u4e0d\u4ec5\u5f71\u54cd\u4ed6\u4eec\u81ea\u5df1\u7684\u5185\u90e8\u6570\u636e\uff0c\u8fd8\u5f71\u54cd\u4ed6\u4eec\u4e3a\u623f\u5c4b\u3001\u8d22\u7269\u6216\u8f66\u8f86\u6295\u4fdd\u7684\u5ba2\u6237\u3002\nThreatpost \u7684 <a href=\"https:\/\/digitalguardian.com\/blog\/what-data-breach-or-cyber-security-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Chris Brook<\/a> \u8bf4\uff0c\u968f\u7740\u5b89\u5168\u6f0f\u6d1e\u6210\u4e3a\u73b0\u6709\u98ce\u9669\u8bc4\u4f30\u7684\u6838\u5fc3\u90e8\u5206\uff0c\u5c06\u4e3a\u4fdd\u9669\u4ea7\u54c1\u521b\u5efa\u65b0\u7684\u8ba1\u7b97\u548c\u4ea7\u54c1\u3002 <\/p>\n\n<p>\u8bc4\u4f30\u5171\u4eab\u7ecf\u6d4e\u4e2d\u7684\u4fdd\u9669\u98ce\u9669\u9700\u8981\u4fdd\u9669\u516c\u53f8\u8003\u8651\u65b0\u7684\u5ba2\u6237\u884c\u4e3a\u6a21\u5f0f\u4ee5\u53ca\u6570\u5b57\u548c\u57fa\u4e8e\u6280\u672f\u7684\u8d8b\u52bf\u3002\n\u4e3b\u52a8\u5e94\u5bf9\u8fd9\u4e9b\u98ce\u9669\u6709\u52a9\u4e8e\u5efa\u7acb\u4fe1\u4efb\u5e76\u652f\u6301\u5171\u4eab\u7ecf\u6d4e\u7684\u91c7\u7528\u3002 <\/p>\n\n<p><em>\u56fe\u7247\u7531\uff1aDzianis Apolka\/\u00a9123RF.com\u3001Thanayu Jongwattanasilkul\/\u00a9123RF.com \u63d0\u4f9b\u3002\n\u96c5\u5404\u5e03\u00b7\u5409\u5c14\u8428\u514b\/\u00a9123RF.com <\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5171\u4eab\u7ecf\u6d4e\u5e73\u53f0\u6539\u53d8\u4e86\u4eba\u4eec\u6c9f\u901a\u3001\u4e92\u52a8\u548c\u5171\u4eab\u8d44\u6e90\u7684\u65b9\u5f0f\u3002 \u5c3d\u7ba1\u5982\u6b64\uff0c\u8bb8\u591a\u4eba\u5bf9\u53c2\u4e0e\u5171\u4eab\u7ecf\u6d4e\u5e26\u6765\u7684\u6f5c\u5728\u98ce\u9669\u548c\u5a01\u80c1\u4ecd\u4e0d\u786e\u5b9a [&hellip;]<\/p>\n","protected":false},"featured_media":5812,"template":"","insight-category":[],"class_list":["post-21237","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/21237","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media\/5812"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=21237"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=21237"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}