{"id":21060,"date":"2024-09-30T14:17:08","date_gmt":"2024-09-30T19:17:08","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e5%bd%93%e4%bf%9d%e9%99%a9%e5%92%8c%e8%b4%ad%e6%88%bf%e8%81%94%e5%90%88%e8%b5%b7%e6%9d%a5%ef%bc%9a%e5%b5%8c%e5%85%a5%e5%bc%8f%e6%88%bf%e4%b8%bb%e4%bf%9d%e9%99%a9%e7%9a%84%e5%85%b4%e8%b5%b7\/"},"modified":"2024-09-30T14:17:11","modified_gmt":"2024-09-30T19:17:11","slug":"%e5%bd%93%e4%bf%9d%e9%99%a9%e5%92%8c%e8%b4%ad%e6%88%bf%e8%81%94%e5%90%88%e8%b5%b7%e6%9d%a5%ef%bc%9a%e5%b5%8c%e5%85%a5%e5%bc%8f%e6%88%bf%e4%b8%bb%e4%bf%9d%e9%99%a9%e7%9a%84%e5%85%b4%e8%b5%b7","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e5%bd%93%e4%bf%9d%e9%99%a9%e5%92%8c%e8%b4%ad%e6%88%bf%e8%81%94%e5%90%88%e8%b5%b7%e6%9d%a5%ef%bc%9a%e5%b5%8c%e5%85%a5%e5%bc%8f%e6%88%bf%e4%b8%bb%e4%bf%9d%e9%99%a9%e7%9a%84%e5%85%b4%e8%b5%b7\/","title":{"rendered":"\u5f53\u4fdd\u9669\u548c\u8d2d\u623f\u8054\u5408\u8d77\u6765\uff1a\u5d4c\u5165\u5f0f\u623f\u4e3b\u4fdd\u9669\u7684\u5174\u8d77"},"content":{"rendered":"\n<p>\u968f\u7740\u6570\u5b57\u5316\u6539\u53d8\u4e86\u4eba\u4eec\u6d4f\u89c8\u548c\u8d2d\u4e70\u5546\u54c1\u7684\u65b9\u5f0f\uff0c\u4fdd\u9669\u516c\u53f8\u6b63\u5728\u4ee5\u65b0\u7684\u65b9\u5f0f\u770b\u5f85\u65e7\u5e02\u573a\u3002\n\u5c06\u4fdd\u9669\u4e0e\u6c7d\u8f66\u6216\u623f\u5c4b\u7684\u4ef7\u683c\u4e00\u8d77\u5305\u62ec\u5728\u5185\uff0c\u8fd9\u53ea\u662f\u6570\u5b57\u5316\u5e26\u6765\u7684\u4f17\u591a\u65b0\u9014\u5f84\u4e4b\u4e00\u3002 <\/p>\n\n<p>\u5d4c\u5165\u5f0f\u623f\u4e3b\u4fdd\u9669\u5305\u542b\u5728\u623f\u5c4b\u7684\u8d2d\u4e70\u4ef7\u683c\u4e2d\u6216\u5728\u62b5\u62bc\u8d37\u6b3e\u8fc7\u7a0b\u4e2d\u6dfb\u52a0\uff0c\u53ef\u4ee5\u4e3a\u4e70\u5bb6\u89e3\u51b3\u51e0\u4e2a\u95ee\u9898\u3002\n\u5b83\u8fd8\u4e3a\u8d22\u4ea7\u548c\u610f\u5916\u4f24\u5bb3\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u4e86\u4e00\u4e2a\u673a\u4f1a\uff0c\u53ef\u4ee5\u5728\u7b26\u5408\u6761\u4ef6\u7684\u5ba2\u6237\u60f3\u8981\u8d2d\u4e70\u4fdd\u9669\u7684\u786e\u5207\u65f6\u523b\u63a5\u89e6\u5230\u4ed6\u4eec\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u5d4c\u5165\u5f0f\u4fdd\u9669\u7684\u65e5\u76ca\u666e\u53ca<\/h2>\n\n<p>\u5d4c\u5165\u5f0f\u4fdd\u9669\u4e5f\u8d8a\u6765\u8d8a\u53d7\u6b22\u8fce\uff0c\u56e0\u4e3a\u5b83\u5229\u7528\u4e86\u4e00\u4e9b\u5df2\u7ecf\u6539\u53d8\u4fdd\u9669\u4e1a\u7684\u6700\u5927\u8d8b\u52bf\u3002\n\u79fb\u52a8\u6280\u672f\u3001\u6539\u8fdb\u7684\u6570\u636e\u5206\u6790\u4ee5\u53ca\u4e0e\u5929\u6c14\u76f8\u5173\u7684\u8d22\u4ea7\u7d22\u8d54\u7684\u589e\u52a0\u90fd\u5728\u6539\u53d8\u8d22\u4ea7\u548c\u610f\u5916\u4f24\u5bb3\u4fdd\u9669\u516c\u53f8\u5bf9\u4fdd\u9669\u8303\u56f4\u7684\u770b\u6cd5\uff0c <a href=\"https:\/\/www.propertycasualty360.com\/2019\/01\/16\/four-trends-shaping-insurance-in-2019\/\" target=\"_blank\" rel=\"noreferrer noopener\">Kevin Reilley<\/a> \u5728 PropertyCasualty360 \u4e2d\u8868\u793a\u3002 <\/p>\n\n<p>\u5927\u6570\u636e\u548c\u66f4\u597d\u7684\u79fb\u52a8\u8fde\u63a5\u4f7f\u4fdd\u9669\u516c\u53f8\u548c\u4fdd\u9669\u79d1\u6280\u521d\u521b\u516c\u53f8\u66f4\u5bb9\u6613\u5c06\u5176\u4fdd\u9669\u76f4\u63a5\u8fde\u63a5\u5230\u6b63\u5728\u8d2d\u4e70\u7684\u5546\u54c1\u3002\n\u4f8b\u5982\uff0c\u7279\u65af\u62c9\u548c\u5b9d\u9a6c\u7b49\u516c\u53f8\u73b0\u5728\u5c06\u6c7d\u8f66\u4fdd\u9669\u4e0e\u8d2d\u4e70\u65b0\u8f66\u6346\u7ed1\u5728\u4e00\u8d77\uff0cJalopnik \u7684 <a href=\"https:\/\/jalopnik.com\/tesla-plans-to-offer-owners-potentially-cheaper-insuran-1834554733\" target=\"_blank\" rel=\"noreferrer noopener\">Alanis King<\/a> \u8bf4\u3002 <\/p>\n\n<p>\u968f\u7740\u5d4c\u5165\u5f0f\u6c7d\u8f66\u4fdd\u9669\u7684\u666e\u53ca\uff0c\u8d22\u4ea7\u4fdd\u9669\u516c\u53f8\u548c\u4fdd\u9669\u79d1\u6280\u521d\u521b\u516c\u53f8\u4e5f\u5728\u5bfb\u627e\u5c06\u623f\u4e3b\u4fdd\u9669\u5d4c\u5165\u8d2d\u4e70\u65b0\u623f\u7684\u65b9\u6cd5\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/couple-moved-in-1024x683.jpg\" alt=\"\" class=\"wp-image-6371\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/couple-moved-in-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/couple-moved-in-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/couple-moved-in-768x513.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/couple-moved-in-1536x1025.jpg 1536w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/couple-moved-in.jpg 1999w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4e3a\u4ec0\u4e48\u5d4c\u5165\u5f0f\u623f\u4e3b\u4fdd\u9669\u5438\u5f15\u4e70\u5bb6<\/h2>\n\n<p>\u5927\u591a\u6570\u623f\u4e3b\u4fdd\u9669\u5355\u7684\u8d2d\u4e70\u65b9\u5f0f\u4e0e\u51e0\u5341\u5e74\u6765\u76f8\u540c\u3002\n\u5ba2\u6237\u8981\u4e48\u5728\u7ebf\u7814\u7a76\u9009\u9879\uff0c\u8981\u4e48\u4ece\u670b\u53cb\u90a3\u91cc\u83b7\u5f97\u63a8\u8350\uff0c\u8981\u4e48\u4e0e\u4ee3\u7406\u5408\u4f5c\u3002\n\u7136\u800c\uff0c\u5f53\u4f7f\u7528\u6b64\u7c7b\u6d41\u7a0b\u7814\u7a76\u4fdd\u9669\u65f6\uff0c\u6d88\u8d39\u8005\u5f80\u5f80\u96be\u4ee5\u533a\u5206\u4ea7\u54c1\u548c\u516c\u53f8\uff0cThe Digital Insurer \u7684 <a href=\"https:\/\/www.the-digital-insurer.com\/smart-home-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">P\u00e1draig Floyd<\/a> \u8bf4\u3002  <\/p>\n\n<p>\u65b0\u8d2d\u623f\u8005\u5e76\u4e0d\u603b\u662f\u77e5\u9053\u4ed6\u4eec\u4f55\u65f6\u9700\u8981\u4e3a\u65b0\u4f4f\u5b85\u8d2d\u4e70\u623f\u4e3b\u4fdd\u9669\u3002\n\u4ed6\u4eec\u4e5f\u53ef\u80fd\u96be\u4ee5\u51b3\u5b9a\u63d0\u4f9b\u6700\u4f73\u4fdd\u62a4\u7684\u4fdd\u9669\u7c7b\u578b\u548c\u91d1\u989d\uff0cHome Buying Institute \u7684 <a href=\"http:\/\/www.homebuyinginstitute.com\/mortgage\/do-i-need-homeowners-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Brandon Cornett<\/a> \u8bf4\u3002\n\u867d\u7136\u8d2d\u4e70\u623f\u4e3b\u4fdd\u9669\u672c\u8eab\u770b\u8d77\u6765\u5f88\u7b80\u5355\uff0c\u4f46\u5728\u8d2d\u623f\u8fc7\u7a0b\u4e2d\u53ef\u80fd\u4f1a\u611f\u89c9\u66f4\u52a0\u56f0\u96be\u3002  <\/p>\n\n<p>\u4f8b\u5982\uff0c\u8bb8\u591a\u5ba2\u6237\u6ca1\u6709\u610f\u8bc6\u5230\u4ed6\u4eec\u53ef\u4ee5\u5728\u6210\u4ea4\u524d 30 \u5929\u6216\u66f4\u957f\u65f6\u95f4\u8d2d\u4e70\u623f\u4e3b\u4fdd\u9669\uff0cLipstone Insurance Group \u526f\u603b\u88c1 <a href=\"https:\/\/www.consumerreports.org\/homeowners-insurance\/what-you-need-to-know-about-homeowners-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Josh Lipstone<\/a> \u8bf4\u3002\n\u4ed6\u4eec\u4e5f\u6ca1\u6709\u610f\u8bc6\u5230\uff0c\u63d0\u65e9\u8d2d\u7269\u53ef\u4ee5\u4e3a\u4ed6\u4eec\u8d2d\u4e70\u7684\u7279\u5b9a\u4f4f\u5b85\u5e26\u6765\u66f4\u597d\u7684\u4fdd\u9669\u3002 <\/p>\n\n<p>Andreessen Horowitz \u7684 <a href=\"https:\/\/a16z.com\/2018\/05\/19\/mortgage-process-players-problems-opportunities\/\" target=\"_blank\" rel=\"noreferrer noopener\">Angela Strange<\/a> \u8bf4\uff0c\u5bf9\u4e8e\u5927\u591a\u6570\u4e70\u5bb6\u6765\u8bf4\uff0c\u4e70\u623f\u662f\u4e00\u4e2a\u590d\u6742\u7684\u8fc7\u7a0b\uff0c\u4e3b\u8981\u662f\u7531\u4e8e\u5206\u6563\u7684\u62b5\u62bc\u8d37\u6b3e\u6d41\u7a0b\u548c\u591a\u65b9\u7684\u53c2\u4e0e\u3002\n\u62b5\u62bc\u8d37\u6b3e\u6cd5\u89c4\u548c\u8981\u6c42\u7684\u589e\u957f\u4f7f\u8fd9\u4e00\u8fc7\u7a0b\u53d8\u5f97\u8d8a\u6765\u8d8a\u4e0d\u900f\u660e\uff0c\u8ba9\u4e70\u5bb6\u611f\u5230\u6cae\u4e27\u3002 <\/p>\n\n<p>\u65af\u7279\u5170\u5947\u8bf4\uff0c\u91d1\u878d\u79d1\u6280\u548c\u4fdd\u9669\u79d1\u6280\u9886\u57df\u7684\u521d\u521b\u516c\u53f8\u90fd\u53ef\u4ee5\u5229\u7528\u8fd9\u79cd\u590d\u6742\u6027\u6765\u5bfb\u627e\u65b0\u7684\u5546\u4e1a\u673a\u4f1a\u3002\n\u5c06\u623f\u5c4b\u4fdd\u9669\u4f5c\u4e3a\u8d2d\u623f\u8fc7\u7a0b\u7684\u4e00\u90e8\u5206\u53ea\u662f\u5176\u4e2d\u4e00\u79cd\u673a\u4f1a\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u4e3a\u4ec0\u4e48\u5d4c\u5165\u5f0f\u623f\u4e3b\u4fdd\u9669\u4e5f\u5438\u5f15\u4fdd\u9669\u516c\u53f8<\/h2>\n\n<p>\u4e0d\u65ad\u4e0a\u5347\u7684\u4f24\u4ea1\u635f\u5931\uff0c\u52a0\u4e0a\u5bfb\u627e\u548c\u7559\u4f4f\u66f4\u591a\u5ba2\u6237\u7684\u9700\u6c42\uff0c\u4f7f\u5d4c\u5165\u5f0f\u623f\u4e3b\u4fdd\u9669\u6210\u4e3a\u8bb8\u591a\u4fdd\u9669\u548c\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u524d\u666f\u5e7f\u9614\u7684\u9886\u57df\u3002<\/p>\n\n<p>\u6839\u636e <a href=\"https:\/\/www.iii.org\/fact-statistic\/facts-statistics-homeowners-and-renters-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fdd\u9669\u4fe1\u606f\u7814\u7a76\u6240<\/a> \uff08III\uff09 \u7684\u6570\u636e\uff0c2017 \u5e74\uff0c6% \u7684\u6295\u4fdd\u623f\u5c4b\u6709\u7d22\u8d54\uff0c\u4f46\u5176\u4e2d 98.1% \u7684\u7d22\u8d54\u662f\u8d22\u4ea7\u635f\u5931\u3002\n\u6700\u6602\u8d35\u7684\u7d22\u8d54\u5305\u62ec\u7531\u706b\u707e\u548c\u95ea\u7535\u5f15\u8d77\u7684\u7d22\u8d54\uff0c\u6700\u5e38\u89c1\u7684\u662f\u7531\u98ce\u3001\u51b0\u96f9\u3001\u6c34\u548c\u51b0\u51bb\u6e29\u5ea6\u5f15\u8d77\u7684\u3002 <\/p>\n\n<p>\u636e III \u79f0\uff0c\u8fd1\u5e74\u6765\u7d22\u8d54\u7684\u9891\u7387\u548c\u4e25\u91cd\u7a0b\u5ea6\u90fd\u6709\u6240\u589e\u52a0\u3002\n2013 \u5e74\uff0c\u5e73\u5747\u7d22\u8d54\u91d1\u989d\u4e3a 10,603 \u7f8e\u5143;\u5230 2017 \u5e74\uff0c\u8fd9\u4e00\u6570\u989d\u5df2\u4e0a\u5347\u5230 15,532 \u7f8e\u5143\u3002 <\/p>\n\n<p>\u5d4c\u5165\u5f0f\u623f\u4e3b\u4fdd\u9669\u53ef\u4ee5\u901a\u8fc7\u5176\u7b80\u5355\u6027\u548c\u7a33\u5b9a\u6027\u5438\u5f15\u5ba2\u6237\u3002\n\u5c06\u5176\u4f5c\u4e3a\u8d2d\u4e70\u4ef7\u683c\u7684\u4e00\u90e8\u5206\u53ef\u4ee5\u51cf\u8f7b\u8d2d\u623f\u8fc7\u7a0b\u4e2d\u7684\u538b\u529b\u3002\n\u5b83\u4e5f\u53ef\u80fd\u88ab\u89c6\u4e3a\u623f\u5c4b\u672c\u8eab\u7684\u4e00\u90e8\u5206\uff0c\u8fd9\u53ef\u80fd\u4f1a\u4f7f\u4e00\u4e9b\u5ba2\u6237\u5bf9\u6839\u636e\u4ef7\u683c\u66f4\u6362\u623f\u4e3b\u4fdd\u9669\u516c\u53f8\u4e0d\u592a\u611f\u5174\u8da3\u3002  <\/p>\n\n<p>\u5d4c\u5165\u5f0f\u623f\u4e3b\u4fdd\u9669\u8fd8\u5141\u8bb8\u4fdd\u9669\u516c\u53f8\u901a\u8fc7\u6539\u53d8\u4f20\u7edf\u7684\u4fdd\u9669\u65b9\u5f0f\u6765\u52a0\u5f3a\u4e0e\u5ba2\u6237\u7684\u5173\u7cfb\u3002<\/p>\n\n<p>\u201c\u4fdd\u9669\u662f\u4eba\u4eec\u8d2d\u4e70\u7684\u552f\u4e00\u4e00\u79cd\u4ed6\u4eec\u5e0c\u671b\u6c38\u8fdc\u4e0d\u8981\u4f7f\u7528\u7684\u4ea7\u54c1\uff0c\u201dHippo Insurance \u7684\u9996\u5e2d\u6267\u884c\u5b98\u517c\u8054\u5408\u521b\u59cb\u4eba <a href=\"https:\/\/riskandinsurance.com\/3-trends-that-will-disrupt-the-insurance-industry-in-the-next-decade\/\" target=\"_blank\" rel=\"noreferrer noopener\">Assaf Wand<\/a> \u8bf4\u3002\n\u7136\u800c\uff0c\u4fdd\u6301\u5b9a\u671f\u8054\u7cfb\u5e76\u4e3a\u5ba2\u6237\u5173\u7cfb\u589e\u52a0\u4ef7\u503c\u7684\u4fdd\u9669\u516c\u53f8\u4e5f\u53ef\u4ee5\u5efa\u7acb\u5fe0\u8bda\u5ea6\u2014\u2014\u901a\u5e38\u6bd4\u83b7\u53d6\u65b0\u5ba2\u6237\u7684\u6210\u672c\u8981\u4f4e\u5f97\u591a\u3002 <\/p>\n\n<p>Wand \u9884\u6d4b\uff0c\u4fdd\u9669\u516c\u53f8\u5c06\u5f00\u59cb\u5c06\u91cd\u70b9\u8f6c\u79fb\u5230\u5ba2\u6237\u8eab\u4e0a\uff0c\u63d0\u4f9b\u53ef\u4ee5\u9632\u6b62\u6216\u51cf\u8f7b\u635f\u5bb3\u7684\u670d\u52a1\uff0c\u4f8b\u5982\u7531\u7ecf\u8fc7\u8ba4\u8bc1\u7684\u6c34\u7ba1\u5de5\u6216\u7535\u5de5\u8fdb\u884c\u5b9a\u671f\u68c0\u67e5\u3002\n\u5f53\u5305\u542b\u5728\u5d4c\u5165\u5f0f\u623f\u4e3b\u4fdd\u9669\u4e2d\u65f6\uff0c\u8fd9\u4e9b\u589e\u503c\u670d\u52a1\u53ef\u4ee5\u63d0\u9ad8\u8d2d\u623f\u8005\u5bf9\u4fdd\u9669\u516c\u53f8\u7684\u4fe1\u5fc3\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/new-house-owners-1024x683.jpg\" alt=\"\" class=\"wp-image-6382\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/new-house-owners-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/new-house-owners-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/new-house-owners-768x513.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/new-house-owners-1536x1025.jpg 1536w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/new-house-owners.jpg 1999w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5408\u4f5c\u4f19\u4f34\u548c\u5e73\u53f0\uff1a\u4fdd\u9669\u516c\u53f8\u7684\u673a\u9047<\/h2>\n\n<p>\u94f6\u884c\u3001\u91d1\u878d\u673a\u6784\u548c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5df2\u7ecf\u5bf9\u63d0\u4f9b\u5d4c\u5165\u5f0f\u623f\u4e3b\u4fdd\u9669\u611f\u5174\u8da3\u3002\n\u8fd9\u662f\u56e0\u4e3a\u5b83\u4e3a\u5ba2\u6237\u63d0\u4f9b\u4e86\u66f4\u7b80\u5316\u7684\u4f53\u9a8c\uff0c\u4f7f\u4ed6\u4eec\u5bf9\u5bfb\u6c42\u62b5\u62bc\u8d37\u6b3e\u66f4\u611f\u5174\u8da3\u3002 <\/p>\n\n<p>\u201c\u4e70\u623f\u662f\u4eba\u751f\u4e2d\u6700\u5927\u7684\u8d22\u52a1\u548c\u4e2a\u4eba\u51b3\u5b9a\u4e4b\u4e00\uff0c\u4e5f\u53ef\u80fd\u662f\u538b\u529b\u6700\u5927\u7684\u51b3\u5b9a\u4e4b\u4e00\u3002\u521b\u5efa\u7b80\u5316\u8d2d\u623f\u6d41\u7a0b\u7684\u6570\u5b57\u4f53\u9a8c\u4f7f\u6211\u4eec\u80fd\u591f\u7f13\u89e3\u4e00\u4e9b\u6700\u5177\u6311\u6218\u6027\u7684\u65b9\u9762\uff0c\u201cCitizens Bank \u623f\u5c4b\u62b5\u62bc\u8d37\u6b3e\u603b\u88c1 <a href=\"https:\/\/dsnews.com\/headline\/06-21-2019\/improving-efficiency-in-home-buying-is-goal-of-new-apps\" target=\"_blank\" rel=\"noreferrer noopener\">Eric Schuppenhauer<\/a> \u8bf4\u3002<\/p>\n\n<p>Citizens Bank \u6700\u8fd1\u63a8\u51fa\u4e86\u4e00\u4e2a\u6570\u5b57\u62b5\u62bc\u8d37\u6b3e\u5e73\u53f0\u548c\u5728\u7ebf\u623f\u5c4b\u8d2d\u7269\u95e8\u6237\u3002\nHousingWire \u7684 <a href=\"https:\/\/www.housingwire.com\/articles\/49321-citizens-bank-unveils-digital-home-buying-and-mortgage-experience\" target=\"_blank\" rel=\"noreferrer noopener\">Ben Lane<\/a> \u8bf4\uff0c\u8fd9\u4e9b\u5de5\u5177\u53ef\u4ee5\u5e2e\u52a9\u5ba2\u6237\u8d2d\u4e70\u623f\u5c4b\u3001\u4e0e\u5f53\u5730\u623f\u5730\u4ea7\u7ecf\u7eaa\u4eba\u8054\u7cfb\u5e76\u4ece\u540c\u4e00\u4e2a\u5728\u7ebf\u95e8\u6237\u7533\u8bf7\u62b5\u62bc\u8d37\u6b3e\u3002 <\/p>\n\n<p>\u4e0e\u94f6\u884c\u6216\u91d1\u878d\u673a\u6784\u5408\u4f5c\u53ef\u4ee5\u5e2e\u52a9\u8001\u724c\u4fdd\u9669\u516c\u53f8\u5229\u7528\u5bf9\u5d4c\u5165\u5f0f\u623f\u4e3b\u4fdd\u9669\u7684\u73b0\u6709\u5174\u8da3\u3002\n\u8be5\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u6709\u52a9\u4e8e\u4fdd\u9669\u516c\u53f8\u548c\u8d37\u65b9\u8bbf\u95ee\u5fc5\u8981\u7684\u6570\u636e\uff0c\u4ee5\u8ba1\u7b97\u66f4\u7cbe\u786e\u7684\u5229\u7387\u3001\u4fdd\u8d39\u4ef7\u683c\u548c\u5176\u4ed6\u56e0\u7d20\u3002 <\/p>\n\n<p>\u4e0e\u623f\u5730\u4ea7\u7ecf\u7eaa\u4eba\u7684\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u53ef\u4ee5\u4e3a\u8de8\u4f01\u4e1a\u7684\u6570\u636e\u5206\u6790\u63d0\u4f9b\u7c7b\u4f3c\u7684\u673a\u4f1a\u3002\nRoundtable Realty \u7684 <a href=\"https:\/\/www.roundtablerealty.com\/blog\/should-my-realtor-help-me-with-homeowners-insurance.html\" target=\"_blank\" rel=\"noreferrer noopener\">Erin Salem<\/a> \u8bf4\uff0c\u4f5c\u4e3a\u8d2d\u623f\u8005\u7684\u8054\u7cfb\u70b9\uff0c\u623f\u5730\u4ea7\u7ecf\u7eaa\u4eba\u5df2\u7ecf\u5728\u5e2e\u52a9\u4e70\u5bb6\u4e86\u89e3\u623f\u4e3b\u8d2d\u4e70\u623f\u5c4b\u65f6\u7684\u4fdd\u9669\u9700\u6c42\u65b9\u9762\u53d1\u6325\u4e86\u91cd\u8981\u4f5c\u7528\u3002 <\/p>\n\n<p>\u4fdd\u9669\u516c\u53f8\u5e94\u81f4\u529b\u4e8e\u4e0e\u94f6\u884c\u6216\u623f\u5730\u4ea7\u7ecf\u7eaa\u4eba\u5408\u4f5c\uff0c\u5c06\u623f\u4e3b\u4fdd\u9669\u4e0e\u8d2d\u623f\u4ef7\u683c\u6346\u7ed1\u5728\u4e00\u8d77\u3002\n\u8fd9\u4f7f\u4ed6\u4eec\u80fd\u591f\u89e6\u8fbe\u9700\u8981\u4fdd\u9669\u4f46\u4e0d\u786e\u5b9a\u5982\u4f55\u8d2d\u4e70\u5408\u9002\u4fdd\u9669\u4ea7\u54c1\u7684\u53d7\u4f17\u3002 <\/p>\n\n<p>\u5bf9\u4e8e\u559c\u6b22\u5728\u6ca1\u6709\u91d1\u878d\u6216\u91d1\u878d\u79d1\u6280\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u7684\u60c5\u51b5\u4e0b\u9500\u552e\u623f\u4e3b\u4fdd\u9669\u7684\u4fdd\u9669\u516c\u53f8\uff0c\u8fd8\u6709\u5176\u4ed6\u9009\u62e9\u3002\n\u5b89\u88c5\u9632\u98ce\u767e\u53f6\u7a97\u6216\u6346\u7ed1\u623f\u5c4b\u548c\u6c7d\u8f66\u4fdd\u9669\u53ef\u4ee5\u5438\u5f15\u5bfb\u6c42\u6700\u4f73\u8d39\u7387\u7684\u5ba2\u6237\uff0cTurner &amp; Associates Insurance\u7684 <a href=\"https:\/\/www.kiplinger.com\/article\/insurance\/T028-C000-S002-trim-your-home-insurance-premium.html\" target=\"_blank\" rel=\"noreferrer noopener\">Cheryl Crews<\/a> \u8bf4\u3002 <\/p>\n\n<p>\u9ea6\u80af\u9521\u9ad8\u7ea7\u77e5\u8bc6\u4e13\u5bb6 <a href=\"https:\/\/www.cio.com\/article\/3211428\/what-is-digital-transformation-a-necessary-disruption.html\" target=\"_blank\" rel=\"noreferrer noopener\">Laura LaBerge<\/a> \u8868\u793a\uff0c\u5bf9\u4e8e\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u548c\u65b0\u5e73\u53f0\u6765\u8bf4\uff0c\u81ea\u9002\u5e94\u8bbe\u8ba1\u5bf9\u4e8e\u623f\u4e3b\u4fdd\u9669\u6570\u5b57\u5316\u8f6c\u578b\u7684\u6210\u529f\u81f3\u5173\u91cd\u8981\u3002\n\u5979\u8865\u5145\u8bf4\uff0c\u65e0\u8bba\u4fdd\u9669\u516c\u53f8\u662f\u4e0e\u91d1\u878d\u673a\u6784\u5408\u4f5c\u8fd8\u662f\u7b80\u5316\u81ea\u5df1\u7684\u623f\u4e3b\u4fdd\u9669\u4ea7\u54c1\uff0c\u5b9a\u671f\u8c03\u6574\u6570\u5b57\u7b56\u7565\u90fd\u53ef\u4ee5\u589e\u52a0\u6210\u529f\u7684\u673a\u4f1a\u3002 <\/p>\n\n<p>\u867d\u7136\u5d4c\u5165\u5f0f\u6c7d\u8f66\u4fdd\u9669\u6b63\u5728\u8d77\u98de\uff0c\u4f46\u5d4c\u5165\u5f0f\u623f\u4e3b\u4fdd\u9669\u4ecd\u7136\u662f\u4e00\u4e2a\u65b0\u5174\u5e02\u573a\u3002\n\u5c3d\u65e9\u91c7\u53d6\u4e3b\u52a8\u7684\u4fdd\u9669\u516c\u53f8\u5c06\u786e\u7acb\u81ea\u5df1\u5728\u8be5\u9886\u57df\u7684\u5173\u952e\u53c2\u4e0e\u8005\u5730\u4f4d\uff0c\u4ece\u800c\u6539\u5584\u4e0e\u5ba2\u6237\u3001\u62b5\u62bc\u8d37\u6b3e\u516c\u53f8\u548c\u623f\u5730\u4ea7\u7ecf\u7eaa\u4eba\u7684\u5173\u7cfb\u3002 <\/p>\n\n<p><em>\u56fe\u7247\u63d0\u4f9b\uff1aAlexander Raths\/\u00a9123RF.com\uff0c warrengoldswain\/\u00a9123RF.com\uff0c Vadim Guzhva\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u968f\u7740\u6570\u5b57\u5316\u6539\u53d8\u4e86\u4eba\u4eec\u6d4f\u89c8\u548c\u8d2d\u4e70\u5546\u54c1\u7684\u65b9\u5f0f\uff0c\u4fdd\u9669\u516c\u53f8\u6b63\u5728\u4ee5\u65b0\u7684\u65b9\u5f0f\u770b\u5f85\u65e7\u5e02\u573a\u3002 \u5c06\u4fdd\u9669\u4e0e\u6c7d\u8f66\u6216\u623f\u5c4b\u7684\u4ef7\u683c\u4e00\u8d77\u5305\u62ec [&hellip;]<\/p>\n","protected":false},"featured_media":6362,"template":"","insight-category":[],"class_list":["post-21060","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/21060","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media\/6362"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=21060"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=21060"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}