{"id":21051,"date":"2024-09-30T14:16:58","date_gmt":"2024-09-30T19:16:58","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e6%8c%89%e9%9c%80%e4%bf%9d%e9%99%a9%ef%bc%9a%e5%81%b6%e5%8f%91%e4%bf%9d%e9%99%a9%e9%80%89%e9%a1%b9%e5%a6%82%e4%bd%95%e5%bd%b1%e5%93%8d-pc-%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%ef%bc%9f\/"},"modified":"2024-09-30T14:16:59","modified_gmt":"2024-09-30T19:16:59","slug":"%e6%8c%89%e9%9c%80%e4%bf%9d%e9%99%a9%ef%bc%9a%e5%81%b6%e5%8f%91%e4%bf%9d%e9%99%a9%e9%80%89%e9%a1%b9%e5%a6%82%e4%bd%95%e5%bd%b1%e5%93%8d-pc-%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%ef%bc%9f","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e6%8c%89%e9%9c%80%e4%bf%9d%e9%99%a9%ef%bc%9a%e5%81%b6%e5%8f%91%e4%bf%9d%e9%99%a9%e9%80%89%e9%a1%b9%e5%a6%82%e4%bd%95%e5%bd%b1%e5%93%8d-pc-%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%ef%bc%9f\/","title":{"rendered":"\u6309\u9700\u4fdd\u9669\uff1a\u5076\u53d1\u4fdd\u9669\u9009\u9879\u5982\u4f55\u5f71\u54cd P&C \u4fdd\u9669\u516c\u53f8\uff1f"},"content":{"rendered":"\n

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\u5411\u6309\u9700\u4fdd\u9669\u4e16\u754c\u7684\u8f6c\u53d8<\/h2>\n\n

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\u7136\u800c\uff0c\u5e76\u975e\u6240\u6709\u7684 P&C \u4fdd\u9669\u90fd\u53d7\u5230\u6309\u9700\u6a21\u5f0f\u7684\u5f71\u54cd\u3002\n\u201c\u6309\u9700\u4fdd\u9669\u5728\u4f20\u7edf\u4fdd\u9669\u5355\u5386\u53f2\u4e0a\u672a\u6db5\u76d6\u7684\u9886\u57df\u63d0\u4f9b\u4fdd\u969c\uff0c\u201dPropertyCasualty360 \u7684 Josh Taub<\/a> \u8bf4\u3002 <\/p>\n\n

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\u8be5\u89c4\u5219\u7684\u4e00\u4e2a\u91cd\u8981\u4f8b\u5916\u662f\u6c7d\u8f66\u4fdd\u9669\uff0c\u8fd9\u662f\u4e00\u79cd\u4f20\u7edf\u7684 P&C \u4ea7\u54c1\uff0c\u53d7\u5230\u6309\u9700\u4fdd\u9669\u9009\u9879\u7684\u6311\u6218\u3002\n\u4f8b\u5982\uff0cMetromile \u4f7f\u7528\u9065\u6d4b\u6280\u672f\u5141\u8bb8\u5ba2\u6237\u4ec5\u5728\u5b9e\u9645\u9a7e\u9a76\u65f6\u652f\u4ed8\u4fdd\u9669\u8d39\u7528\uff0cInvestopedia \u7684 Tim Parker<\/a> \u8bf4\u3002 <\/p>\n\n

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\"\"<\/figure>\n\n

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\u4e00\u4e9b\u516c\u53f8\u5bf9\u6309\u9700\u6a21\u5f0f\u7684\u627f\u8bfa\u5145\u6ee1\u70ed\u60c5\uff0c\u4ee5\u81f3\u4e8e\u4ed6\u4eec\u63d0\u4f9b\u5e2e\u52a9\u5176\u4ed6\u4fdd\u9669\u79d1\u6280\u521d\u521b\u516c\u53f8\u53d1\u5c55\u4ed6\u4eec\u7684\u6a21\u5f0f\u3002\n Andrew G. Simpson<\/a> \u5728 Insurance Journal \u4e0a\u8868\u793a\uff0c2018 \u5e74\uff0cSlice \u5f00\u59cb\u63d0\u4f9b\u4e91\u670d\u52a1\uff0c\u5e2e\u52a9\u516c\u53f8\u5f00\u53d1\u548c\u8425\u9500\u81ea\u5df1\u7684\u6309\u9700\u4fdd\u9669\u4ea7\u54c1\u3002 <\/p>\n\n

Slice \u7684\u613f\u666f\u4e0d\u4ec5\u9650\u4e8e\u4fdd\u9669\u548c\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u3002\n\u201c\u6211\u4eec\u6b63\u5728\u5c06\u6211\u4eec\u7684\u6570\u5b57\u4fdd\u9669\u516c\u53f8 [infrastructure] \u51fa\u79df\u7ed9\u5176\u4ed6\u4fdd\u9669\u516c\u53f8\u6216\u5176\u4ed6\u5e0c\u671b\u6210\u4e3a\u4fdd\u9669\u516c\u53f8\u7684\u516c\u53f8\uff0c\u8fd9\u4e9b\u516c\u53f8\u5e0c\u671b\u5c06\u4fdd\u9669\u5d4c\u5165\u5230\u4ed6\u4eec\u7684\u4ea7\u54c1\u4e2d\uff0c\u201dSlice \u7684\u9996\u5e2d\u6267\u884c\u5b98\u517c\u8054\u5408\u521b\u59cb\u4eba Tim Attia<\/a> \u8bf4\u3002 <\/p>\n\n

\u81f3\u5c11\u6709\u4e00\u5bb6\u77e5\u540d\u8fd0\u8425\u5546\u5df2\u7ecf\u63a5\u53d7\u4e86\u8fd9\u6837\u7684\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u3002\n2019 \u5e74\u521d\uff0cNationwide \u5ba3\u5e03\u4e0e Slice \u5408\u4f5c\uff0c\u4ee5\u6539\u5584\u62fc\u8f66\u53f8\u673a\u7684\u8986\u76d6\u8303\u56f4\u3002 <\/p>\n\n

\u201c\u8fd9\u79cd\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u4f53\u73b0\u4e86\u6211\u4eec\u5bf9\u521b\u65b0\u7684\u627f\u8bfa\uff0c\u5229\u7528\u6280\u672f\u4e3a\u62fc\u8f66\u53f8\u673a\u63d0\u4f9b\u7075\u6d3b\u800c\u5168\u9762\u7684\u4fdd\u9669\u4ea7\u54c1\uff0c\u201dNationwide \u7684 Teresa Scharn<\/a> \u89e3\u91ca\u9053\u3002 <\/p>\n\n

\u5b83\u8fd8\u5141\u8bb8\u6bcf\u5bb6\u516c\u53f8\u53d1\u6325\u81ea\u5df1\u7684\u4f18\u52bf\u3002\n\u867d\u7136 Slice \u63d0\u4f9b\u4e86\u4e00\u4e2a\u5177\u6709\u524d\u77bb\u6027\u7684\u5e73\u53f0\uff0c\u4f46 Nationwide \u5bf9\u5ba2\u6237\u884c\u4e3a\u548c\u98ce\u9669\u5206\u6790\u6709\u7740\u6df1\u523b\u7684\u7406\u89e3\u3002\n\u4e0d\u96be\u60f3\u8c61\uff0c\u5d4c\u5165\u5f0f\u6309\u9700\u4fdd\u9669\u51e0\u4e4e\u53ef\u7528\u4e8e\u4efb\u4f55\u4ea7\u54c1\u6216\u670d\u52a1\uff0c\u6210\u4e3a\u9884\u671f\u7684\u5e38\u6001\uff0c\u800c\u4e0d\u662f\u4e00\u9879\u65b0\u53d1\u660e\u3002 <\/p>\n\n

\"\"<\/figure>\n\n

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\u4e13\u95e8\u4ece\u4e8b\u5267\u96c6\u62a5\u9053\u7684\u4fdd\u9669\u79d1\u6280\u521d\u521b\u516c\u53f8\u901a\u5e38\u4f1a\u901a\u8fc7\u5bfb\u627e\u65e2\u5b9a\u4fdd\u5355\u548c\u8fd0\u8425\u5546\u6ca1\u6709\u89e3\u51b3\u7684\u9886\u57df\u6765\u5b9e\u73b0\u3002\n\u4f8b\u5982\uff0cSlice \u9996\u5148\u89e3\u51b3\u4e86 Uber \u548c Lyft \u53f8\u673a\u7684\u4fdd\u9669\u7f3a\u53e3\uff0c\u5373\u4f7f\u53f8\u673a\u901a\u8fc7\u4ed6\u4eec\u7684\u62fc\u8f66\u516c\u53f8\u8d2d\u4e70\u4e86\u4e2a\u4eba\u6c7d\u8f66\u4fdd\u9669\u548c\u4fdd\u9669\uff0c\u8fd9\u4e9b\u7f3a\u53e3\u4ecd\u7136\u5b58\u5728\u3002 <\/p>\n\n

Slice \u901a\u8fc7\u6ee1\u8db3\u9a7e\u9a76\u5458\u5728\u4f20\u7edf\u4fdd\u9669\u3001\u62fc\u8f66\u4fdd\u5355\u548c\u5dde\u6700\u4f4e\u8981\u6c42\u8303\u56f4\u5185\u62e5\u6709\u5168\u9762\u6c7d\u8f66\u4fdd\u9669\u7684\u613f\u671b\uff0c\u53d6\u5f97\u4e86\u6210\u529f\u3002\n\u5bf9\u4e8e\u4fdd\u9669\u79d1\u6280\u521d\u521b\u516c\u53f8\u548c\u4f20\u7edf\u4fdd\u9669\u516c\u53f8\u6765\u8bf4\uff0c\u5229\u7528\u5ba2\u6237\u5bf9\u6309\u9700\u4fdd\u9669\u7684\u5174\u8da3\u5c06\u610f\u5473\u7740\u627e\u5230\u8fd9\u4e9b\u5dee\u8ddd\u5e76\u5f00\u53d1\u65b0\u7684\u65b9\u6cd5\u6765\u89e3\u51b3\u8fd9\u4e9b\u5dee\u8ddd\u3002 <\/p>\n\n

\u53ef\u4ee5\u60f3\u8c61\u4e00\u4e2a\u4fdd\u9669\u516c\u53f8\u7ade\u76f8\u627f\u4fdd\u667a\u80fd\u624b\u673a\u548c\u5c71\u5730\u81ea\u884c\u8f66\u7b49\u4e2a\u4eba\u8d22\u4ea7\u7684\u4e2a\u4eba\u7269\u54c1\u7684\u4e16\u754c\uff0c Stephen Temple<\/a> \u5728\u300a\u4fdd\u9669\u601d\u60f3\u9886\u5bfc\u529b\u300b\u4e2d\u8bf4\u3002 <\/p>\n\n

\u6210\u719f\u7684\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u83b7\u5f97\u66f4\u591a\u5173\u4e8e\u5176\u5ba2\u6237\u9700\u6c42\u3001\u884c\u4e3a\u548c\u98ce\u9669\u7684\u4fe1\u606f\u3002\n\u5982\u679c\u5f97\u5230\u6709\u6548\u5229\u7528\uff0c\u8fd9\u4e9b\u4fe1\u606f\u53ef\u4ee5\u901a\u8fc7\u63d0\u4f9b\u4e0d\u90a3\u4e48\u7cbe\u7ec6\u4f46\u66f4\u4e2a\u6027\u5316\u7684\u4fdd\u9669\u6765\u5e2e\u52a9\u4f20\u7edf\u4fdd\u9669\u516c\u53f8\u7ade\u4e89\u3002 <\/p>\n\n

\u56fe\u7247\u6765\u81ea\uff1arido\/\u00a9123RF.com\u3001Piyawat Nandeenopparit\/\u00a9123RF.com\u3001Aleksandr Davydov\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

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