{"id":21013,"date":"2024-09-30T14:16:32","date_gmt":"2024-09-30T19:16:32","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e4%bf%9d%e9%99%a9-api-%e5%a6%82%e4%bd%95%e5%b8%ae%e5%8a%a9-pc-%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e6%94%b9%e5%96%84%e5%ae%a2%e6%88%b7%e6%9c%8d%e5%8a%a1%e5%92%8c%e5%b7%a5%e4%bd%9c%e6%b5%81\/"},"modified":"2024-09-30T14:16:38","modified_gmt":"2024-09-30T19:16:38","slug":"%e4%bf%9d%e9%99%a9-api-%e5%a6%82%e4%bd%95%e5%b8%ae%e5%8a%a9-pc-%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e6%94%b9%e5%96%84%e5%ae%a2%e6%88%b7%e6%9c%8d%e5%8a%a1%e5%92%8c%e5%b7%a5%e4%bd%9c%e6%b5%81","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e4%bf%9d%e9%99%a9-api-%e5%a6%82%e4%bd%95%e5%b8%ae%e5%8a%a9-pc-%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e6%94%b9%e5%96%84%e5%ae%a2%e6%88%b7%e6%9c%8d%e5%8a%a1%e5%92%8c%e5%b7%a5%e4%bd%9c%e6%b5%81\/","title":{"rendered":"\u4fdd\u9669 API \u5982\u4f55\u5e2e\u52a9 P&amp;C \u4fdd\u9669\u516c\u53f8\u6539\u5584\u5ba2\u6237\u670d\u52a1\u548c\u5de5\u4f5c\u6d41\u7a0b"},"content":{"rendered":"\n<p>\u51e0\u4e2a\u4e16\u7eaa\u4ee5\u6765\uff0c\u4fdd\u9669\u4e00\u76f4\u662f\u4f01\u4e1a\u7684\u57fa\u7840\uff0c\u4f46\u521b\u65b0\u4e5f\u4e00\u76f4\u5f88\u7f13\u6162\u3002\n\u6b63\u5982 <a href=\"http:\/\/cei.org\/pdf\/6170.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Eli Lehrer<\/a> \u5728 2007 \u5e74\u4e3a\u7ade\u4e89\u4f01\u4e1a\u7814\u7a76\u6240\u64b0\u5199\u7684\u767d\u76ae\u4e66\u4e2d\u6240\u5199\u7684\u90a3\u6837\uff0c\u201c\u81ea\u4ece\u4fdd\u9669\u516c\u53f8\u4e8e 1959 \u5e74\u63a8\u51fa\u73b0\u4ee3\u623f\u4e3b\u4fdd\u9669\u4ee5\u6765\uff0c\u8be5\u884c\u4e1a\u8fd8\u6ca1\u6709\u4e3a\u4e2a\u4eba\u5ba2\u6237\u63a8\u51fa\u8fc7\u4efb\u4f55\u5168\u65b0\u7684\u8d22\u4ea7\u548c\u610f\u5916\u4f24\u5bb3\u4fdd\u9669\u4ea7\u54c1\u3002 <\/p>\n\n<p>\u81ea 2007 \u5e74\u4ee5\u6765\uff0c\u60c5\u51b5\u53d1\u751f\u4e86\u5f88\u5927\u53d8\u5316\uff0c\u5305\u62ec\u4fdd\u9669\u516c\u53f8\u7684\u521b\u65b0\u65b9\u6cd5\u3002\n\u5982\u4eca\uff0c\u8d22\u4ea7\u4fdd\u9669\u516c\u53f8\u4e0d\u4ec5\u5728\u4ed6\u4eec\u63d0\u4f9b\u7684\u4ea7\u54c1\u4e2d\u63a5\u53d7\u521b\u65b0\uff0c\u800c\u4e14\u5728\u7528\u4e8e\u5f00\u53d1\u4ea7\u54c1\u548c\u4e0e\u5ba2\u6237\u5efa\u7acb\u8054\u7cfb\u7684\u5de5\u5177\u548c\u5e73\u53f0\u4e2d\u4e5f\u63a5\u53d7\u521b\u65b0\u3002\n\u5728\u67d0\u4e9b\u60c5\u51b5\u4e0b\uff0c\u4fdd\u9669\u516c\u53f8\u751a\u81f3\u6b63\u5728\u91c7\u7528\u4eba\u5de5\u667a\u80fd\u3001\u673a\u5668\u5b66\u4e60\u548c 3D \u89c6\u9891\u6e32\u67d3\u7b49\u5177\u6709\u672a\u6765\u611f\u7684\u6280\u672f\u3002  <\/p>\n\n<p>\u5e94\u7528\u7a0b\u5e8f\u7f16\u7a0b\u63a5\u53e3 \uff08API\uff09 \u5e76\u4e0d\u50cf\u4eba\u5de5\u667a\u80fd\u6216\u8d85\u903c\u771f\u7684\u89c6\u9891\u90a3\u6837\u5177\u6709\u8ff7\u4eba\u7684\u672a\u6765\u611f\u3002\n\u5c3d\u7ba1\u5982\u6b64\uff0c\u5b83\u4eec\u6b63\u5728\u6539\u53d8\u4fdd\u9669\u516c\u53f8\u3001\u94f6\u884c\u548c\u7c7b\u4f3c\u673a\u6784\u5904\u7406\u4ece\u6a21\u62df\u4e16\u754c\u5230\u6570\u5b57\u4e16\u754c\u8fc7\u6e21\u7684\u65b9\u5f0f\u3002\n\u4e86\u89e3 API \u5de5\u4f5c\u539f\u7406\u7684\u4fdd\u9669\u9886\u5bfc\u8005\u53ef\u4ee5\u5f00\u53d1\u66f4\u5468\u5230\u7684\u6280\u672f\u4f7f\u7528\u3001\u9690\u79c1\u548c\u5b89\u5168\u65b9\u6cd5\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">\u4ec0\u4e48\u662f API\uff1f<\/h2>\n\n<p>API \u6216\u5e94\u7528\u7a0b\u5e8f\u7f16\u7a0b\u63a5\u53e3\u5c06 IT \u7cfb\u7edf\u548c\u5e94\u7528\u7a0b\u5e8f\u8fde\u63a5\u5728\u4e00\u8d77\uff0c\u4f7f\u5b83\u4eec\u80fd\u591f\u4f7f\u7528\u5f7c\u6b64\u7684\u529f\u80fd\uff0cInsly \u7684 <a href=\"https:\/\/insly.com\/en\/blog\/is-using-apis-in-insurance-essential-for-your-business\/\" target=\"_blank\" rel=\"noreferrer noopener\">Triinu Murum\u0201e<\/a> \u8bf4\u3002<\/p>\n\n<p>\u901a\u5e38\uff0cAPI \u6784\u5efa\u5728\u4fdd\u9669\u516c\u53f8\u53ca\u5176\u5ba2\u6237\u90fd\u53ef\u4ee5\u8bbf\u95ee\u7684\u5355\u4e00\u5e73\u53f0\u4e0a\u3002\n\u5bf9\u4e8e\u7528\u6237\u6765\u8bf4\uff0c\u8fd9\u4e2a\u5e73\u53f0\u770b\u8d77\u6765\u50cf\u4e00\u4e2a\u95e8\u6237\u6216\u7a0b\u5e8f;\u5728\u5e55\u540e\uff0cAPI \u5c06\u5355\u72ec\u7684\u6570\u636e\u5e93\u6216\u5e73\u53f0\u4e4b\u95f4\u7684\u70b9\u8fde\u63a5\u8d77\u6765\uff0c\u4f20\u8f93\u548c\u5171\u4eab\u4fe1\u606f\u3002 <\/p>\n\n<p>API \u5141\u8bb8\u4fdd\u9669\u516c\u53f8\u5728\u8ba1\u7b97\u673a\u7cfb\u7edf\u65b9\u9762\u4e24\u5168\u5176\u7f8e\u3002\n\u4ed6\u4eec\u53ef\u4ee5\u7ee7\u7eed\u4f7f\u7528\u548c\u8bbf\u95ee\u65e7\u7cfb\u7edf\uff0c\u4f46\u4ee5\u4e00\u79cd\u63d0\u4f9b\u4f7f\u7528\u5355\u4e2a\u7cfb\u7edf\u7684\u7b80\u5355\u6027\u7684\u65b9\u5f0f\u3002 <\/p>\n\n<p>\u8fd9\u79cd\u65b9\u6cd5\u5bf9\u4f01\u4e1a\u4ea7\u751f\u4e86\u6df1\u8fdc\u7684\u5f71\u54cd\u3002\n\u201c\u4e00\u4e9b\u6700\u5177\u98a0\u8986\u6027\u7684\u516c\u53f8\u5df2\u7ecf\u627e\u5230\u4e86\u65b9\u6cd5\uff0c\u53ef\u4ee5\u91c7\u7528\u4ee4\u4eba\u6cae\u4e27\u7684\u65e7\u884c\u4e1a\u6280\u672f\uff0c\u6dfb\u52a0\u65b0\u9896\u7684\u589e\u5f3a\u529f\u80fd\uff0c\u5e76\u5c06\u5176\u5168\u90e8\u5305\u88c5\u5728\u4e00\u7ec4\u73b0\u4ee3 API \u4e2d\u3002\u5728\u6b64\u8fc7\u7a0b\u4e2d\uff0c\u8fd9\u4e9b\u516c\u53f8\u91ca\u653e\u4e86\u6ca1\u6709\u4eba\u77e5\u9053\u53ef\u80fd\u7684\u672a\u5f00\u53d1\u6f5c\u529b\uff0c\u201cClearcover \u7684 <a href=\"https:\/\/medium.com\/@ClearcoverInc\/introducing-the-clearcover-api-making-car-insurance-available-anywhere-b82287a7b3e6\" target=\"_blank\" rel=\"noreferrer noopener\">Adam Fischer<\/a> \u8bf4\uff0c\u8be5\u516c\u53f8\u6784\u5efa\u4f9d\u8d56\u4e8e API \u7684\u6c7d\u8f66\u4fdd\u9669\u5e94\u7528\u7a0b\u5e8f\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/image1-1024x683.jpg\" alt=\"\" class=\"wp-image-6288\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/image1-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/image1-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/image1-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/image1-1536x1024.jpg 1536w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/image1.jpg 1999w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u9669 API \u5982\u4f55\u5e2e\u52a9\u4fdd\u9669\u516c\u53f8\u53bb\u5b64\u5c9b<\/h2>\n\n<p>\u4fdd\u9669\u516c\u53f8\u5f80\u5f80\u62e5\u6709\u4e13\u6709\u7cfb\u7edf\uff0c\u5176\u4e2d\u5927\u591a\u6570\u9700\u8981\u5b9a\u5236\u7684\u96c6\u6210\u6d41\u7a0b\uff0cOpen Insurance Initiative \uff08OPIN\uff09 \u7684\u521b\u59cb\u4eba <a href=\"https:\/\/medium.com\/@APIdays\/the-apidays-experts-creating-an-open-api-standard-in-the-insurance-world-bfc9ce98a031\" target=\"_blank\" rel=\"noreferrer noopener\">Fouad Husseini<\/a> \u8bf4\u3002\n\u8fd9\u79cd\u72b6\u51b5\u662f\u5f53\u524d\u4fdd\u9669\u5b64\u5c9b\u95ee\u9898\u7684\u57fa\u7840\u3002 <\/p>\n\n<p>\u76ee\u524d\uff0c\u4fdd\u9669\u516c\u53f8\u5185\u7684\u90e8\u95e8\u901a\u5e38\u62e5\u6709\u81ea\u5df1\u7684\u7cfb\u7edf\u3002\n\u6bcf\u4e2a\u7cfb\u7edf\u90fd\u53ef\u4ee5\u8fd0\u884c\u81ea\u5df1\u7684\u8f6f\u4ef6\uff0c\u5e76\u4e14\u5bf9\u540c\u4e00\u516c\u53f8\u5185\u7684\u5176\u4ed6\u7cfb\u7edf\u5173\u95ed\u3002\n\u7531\u4e8e\u5de5\u4f5c\u4eba\u5458\u5fc5\u987b\u5c06\u4fe1\u606f\u4ece\u4e00\u4e2a\u7cfb\u7edf\u8f6c\u6362\u5230\u53e6\u4e00\u4e2a\u7cfb\u7edf\uff0c\u56e0\u6b64\u4f1a\u6d6a\u8d39\u65f6\u95f4\u548c\u7cbe\u529b\uff0c\u8fd9\u79cd\u60c5\u51b5\u4e5f\u4f1a\u589e\u52a0\u5f15\u5165\u9519\u8bef\u7684\u98ce\u9669\u3002  <\/p>\n\n<p>API \u4e3a\u8fd9\u4e9b\u7cfb\u7edf\u63d0\u4f9b\u4e86\u4e00\u79cd\u901a\u7528\u8bed\u8a00\u3002\n\u4ed6\u4eec\u8fd8\u4e3a\u7528\u6237\u63d0\u4f9b\u4e86\u4e00\u4e2a\u901a\u7528\u754c\u9762\uff0c\u56e0\u6b64\u5458\u5de5\u548c\u5ba2\u6237\u4e0d\u5fc5\u4e3a\u4ed6\u4eec\u5904\u7406\u7684\u6bcf\u79cd\u65b0\u4fdd\u9669\u4ea7\u54c1\u5b66\u4e60\u65b0\u7cfb\u7edf\u3002 <\/p>\n\n<p>API \u4e5f\u53ef\u4ee5\u5e2e\u52a9\u4fdd\u9669\u516c\u53f8\u8de8\u90e8\u95e8\u6c9f\u901a\u3002\n\u4f8b\u5982\uff0cVerizon \u4ea7\u54c1\u7ba1\u7406\u4e3b\u7ba1 <a href=\"https:\/\/www.verizonconnect.com\/resources\/article\/key-telematics-api-integrations\/\" target=\"_blank\" rel=\"noreferrer noopener\">Jennifer Coreno Strouth<\/a> \u8868\u793a\uff0c\u6c7d\u8f66\u548c\u5bb6\u5ead\u4fdd\u9669\u90e8\u95e8\u4e0d\u4ec5\u53ef\u4ee5\u8f7b\u677e\u5171\u4eab\u4fe1\u606f\uff0c\u800c\u4e14\u8fd9\u4e9b\u90e8\u95e8\u8fd8\u53ef\u4ee5\u8f7b\u677e\u5730\u4e0e\u4eba\u529b\u8d44\u6e90\u548c\u5176\u4ed6\u90e8\u95e8\u5171\u4eab\u5173\u952e\u6570\u636e\u3002 <\/p>\n\n<p>\u7531\u4e8e\u4fdd\u9669 API \u5141\u8bb8\u4fdd\u9669\u516c\u53f8\u7684\u4e0d\u540c\u90e8\u5206\u8fdb\u884c\u65e0\u7f1d\u901a\u4fe1\uff0c\u56e0\u6b64\u5b83\u4eec\u662f\u8bb8\u591a\u5c1d\u8bd5\u6d88\u9664\u4fdd\u9669\u516c\u53f8\u5b64\u5c9b\u7684\u6838\u5fc3\u7ec4\u4ef6\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u4e3a\u4ec0\u4e48\u8d22\u4ea7\u4fdd\u9669\u516c\u53f8\u6b63\u5728\u91c7\u7528 API \u6280\u672f<\/h2>\n\n<p>\u5728\u7ebf\u8d2d\u4e70\u6c7d\u8f66\u4fdd\u9669\u662f API \u6700\u53e4\u8001\u3001\u6700\u77e5\u540d\u7684\u7528\u9014\u4e4b\u4e00\u3002\n\u82cf\u9ece\u4e16\u56fd\u9645\u9879\u76ee\u6570\u5b57\u548c\u65b0\u6280\u672f\u4e3b\u7ba1 <a href=\"https:\/\/www.zurich.com\/en\/knowledge\/articles\/2018\/07\/api-technologys-real-time-data-exchange\" target=\"_blank\" rel=\"noreferrer noopener\">Armin Schaefer<\/a> \u8868\u793a\uff0c\u5b83\u4eec\u5df2\u7ecf\u5728\u4e2a\u4eba\u4fdd\u9669\u4e1a\u52a1\u9886\u57df\u83b7\u5f97\u4e86\u8ba4\u53ef\uff0c\u4f46\u5546\u4e1a\u4fdd\u9669\u516c\u53f8\u4ecd\u7136\u5bf9\u5b83\u4eec\u6709\u4e9b\u964c\u751f\uff0c\u5c3d\u7ba1\u5b83\u4eec\u6709\u597d\u5904\u3002 <\/p>\n\n<p>\u201c\u8fd9\u6837\u7684\u6280\u672f\u5e76\u4e0d\u65b0\u9c9c\u3002\u4f46\u6211\u4eec\u4f7f\u7528\u5b83\u4e0e\u5ba2\u6237\u5efa\u7acb\u8054\u7cfb\u7684\u65b9\u5f0f\u80af\u5b9a\u662f\u6211\u4eec\u5728\u5176\u4ed6\u5730\u65b9\u770b\u4e0d\u5230\u7684\uff0c\u201cSchaefer \u8c08\u5230\u82cf\u9ece\u4e16\u5c06 API \u6574\u5408\u5230\u5176\u5546\u4e1a\u7ebf\u8def\u4e1a\u52a1\u4e2d\u65f6\u8bf4\u3002<\/p>\n\n<p>\u5f53\u4fdd\u9669\u516c\u53f8\u91c7\u7528 API \u65f6\uff0c\u5ba2\u6237\u5e76\u4e0d\u662f\u552f\u4e00\u53d7\u76ca\u7684\u4eba\u3002\n\u4fdd\u9669\u516c\u53f8\u53ca\u5176\u5458\u5de5\u4e5f\u4f1a\u53d7\u76ca\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u4ed6\u4eec\u6539\u8fdb\u4e86 Office \u5de5\u4f5c\u6d41\u7a0b<\/h3>\n\n<p>\u901a\u8fc7\u5141\u8bb8\u529e\u516c\u5ba4\u5de5\u4f5c\u4eba\u5458\u4f7f\u7528\u5355\u4e2a\u8868\u5355\u3001\u7a0b\u5e8f\u6216\u6d41\u7a0b\uff0cAPI \u4f7f\u5de5\u4f5c\u4eba\u5458\u80fd\u591f\u66f4\u8f7b\u677e\u5730\u5b8c\u6210\u4efb\u52a1\uff0c\u540c\u65f6\u51cf\u5c11\u51fa\u9519\u7684\u53ef\u80fd\u6027\u3002<\/p>\n\n<p>\u4f8b\u5982\uff0c\u64b0\u5199\u6c7d\u8f66\u4fdd\u5355\u7684\u4fdd\u9669\u5de5\u4f5c\u4eba\u5458\u76ee\u524d\u53ef\u80fd\u9700\u8981\u8bbf\u95ee\u4ee3\u7406\u7ba1\u7406\u7cfb\u7edf \uff08AMS\uff09 \u548c\u627f\u4fdd\u7cfb\u7edf\u3002\n\u8be5\u5de5\u4f5c\u4eba\u5458\u53ef\u80fd\u9700\u8981\u4e24\u6b21\u8f93\u5165\u76f8\u540c\u7684\u57fa\u672c\u4fe1\u606f\uff0c\u4ece\u800c\u589e\u52a0\u51fa\u9519\u7684\u98ce\u9669\uff0c\u5e76\u4e14\u53ef\u80fd\u9700\u8981\u624b\u52a8\u5c06\u4fe1\u606f\u4ece\u4e00\u4e2a\u7cfb\u7edf\u4f20\u8f93\u5230\u53e6\u4e00\u4e2a\u7cfb\u7edf\u3002 <\/p>\n\n<p>\u4fdd\u9669 API \u901a\u8fc7\u6d88\u9664\u8fd9\u4e9b\u5197\u4f59\u6765\u8282\u7701\u65f6\u95f4\u548c\u7cbe\u529b\u3002\n\u201c\u901a\u8fc7 API \u96c6\u6210\uff0c\u6570\u636e\u53ea\u9700\u8f93\u5165\u4e00\u6b21\uff0c\u901a\u8fc7\u4ece\u4e00\u4e2a\u7cfb\u7edf\u5230\u53e6\u4e00\u4e2a\u7cfb\u7edf\u7684\u7535\u5b50\u5207\u6362\u5b8c\u6210\u6574\u4e2a\u8fc7\u7a0b\uff0c\u751a\u81f3\u53ef\u4ee5\u7531\u7b2c\u4e8c\u4e2a\u4eba\u65e0\u7f1d\u83b7\u53d6\uff0c\u201dVertaforte \u884c\u4e1a\u5173\u7cfb\u548c\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u526f\u603b\u88c1 <a href=\"http:\/\/insurancethoughtleadership.com\/5-reasons-to-stress-api-integration\/\" target=\"_blank\" rel=\"noreferrer noopener\">Doug Mohr<\/a> \u8bf4\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"670\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/work-discussion-1024x670.jpg\" alt=\"\" class=\"wp-image-6278\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/work-discussion-1024x670.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/work-discussion-300x196.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/work-discussion-768x502.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/work-discussion-1536x1004.jpg 1536w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/work-discussion.jpg 1999w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h3 class=\"wp-block-heading\">\u4ed6\u4eec\u53ef\u4ee5\u5e2e\u52a9\u60a8\u5438\u5f15\u66f4\u591a\u5ba2\u6237<\/h3>\n\n<p>IBM \u5f00\u53d1\u4eba\u5458 <a href=\"https:\/\/developer.ibm.com\/apiconnect\/2014\/09\/12\/apis-for-the-insurance-industry\/\" target=\"_blank\" rel=\"noreferrer noopener\">Alan Glickenhouse<\/a> \u8bf4\uff0cAPI \u4f7f\u4e0e\u516c\u53f8\u548c\u884c\u4e1a\u5408\u4f5c\u53d8\u5f97\u66f4\u52a0\u5bb9\u6613\uff0c\u8fd9\u4e9b\u516c\u53f8\u7684\u76f8\u5173\u6d3b\u52a8\u53ef\u4ee5\u5e2e\u52a9\u5438\u5f15\u4fdd\u9669\u5ba2\u6237\u3002<\/p>\n\n<p>\u201c\u4f8b\u5982\uff0c\u60a8\u53ef\u4ee5\u5411\u4fe1\u7528\u5408\u4f5c\u793e\u6210\u5458\u3001\u96c7\u4e3b\u7b49\u63d0\u4f9b API\uff0c\u4ed6\u4eec\u53ef\u4ee5\u5411\u4ed6\u4eec\u7684\u5458\u5de5\u6216\u5ba2\u6237\u63d0\u4f9b\u60a8\u7684\u4fdd\u9669\uff0c\u201dGlickenhouse \u8bf4\u3002<\/p>\n\n<p>\u5176\u4ed6\u9009\u62e9\u5305\u62ec\u4e0e\u6c7d\u8f66\u7ecf\u9500\u5546\u5408\u4f5c\uff0c\u5411\u6c7d\u8f66\u4e70\u5bb6\u4ecb\u7ecd\u6c7d\u8f66\u4fdd\u9669\u9009\u9879\uff0c\u6216\u4e0e\u623f\u5730\u4ea7\u670d\u52a1\u5408\u4f5c\uff0c\u5411\u65b0\u8d2d\u623f\u8005\u4ecb\u7ecd\u623f\u4e3b\u4fdd\u9669\u9009\u9879\u3002\nIBM \u7684 <a href=\"https:\/\/www.ibm.com\/blogs\/insights-on-business\/insurance\/insurance-apis-the-new-insurtech-embrace\/\" target=\"_blank\" rel=\"noreferrer noopener\">Carolyn Martin<\/a> \u8bf4\uff0cAPI \u4e5f\u662f\u6539\u5584\u5ba2\u6237\u4f53\u9a8c\u7684\u6709\u7528\u5de5\u5177\uff0c\u56e0\u4e3a\u5b83\u4eec\u53ef\u4ee5\u7f29\u77ed\u627f\u4fdd\u65f6\u95f4\u5e76\u6539\u5584\u5bf9\u6709\u5173\u98ce\u9669\u7684\u51c6\u786e\u6570\u636e\u7684\u8bbf\u95ee\u3002 <\/p>\n\n<p>\u4ed6\u4eec\u8fd8\u53ef\u4ee5\u901a\u8fc7\u5176\u4ed6\u65b9\u5f0f\u5e2e\u52a9\u6539\u5584\u5ba2\u6237\u4f53\u9a8c\u3002\n\u201c\u4f8b\u5982\uff0cAllstate \u7684 GoodHome \u670d\u52a1\u4ece\u4e5d\u4e2a API \u4e2d\u63d0\u53d6\u6570\u636e &#8211; \u5305\u62ec Google Maps\u3001Onboard Informatics\u3001Weather Underground\u3001Berkeley Lab Home Energy Saver \u548c Allstate \u7684\u5e38\u89c1\u548c\u6602\u8d35\u7684\u7d22\u8d54 &#8211; \u4e3a\u5ba2\u6237\u63d0\u4f9b\u4e2a\u6027\u5316\u4fe1\u606f\u548c\u76f8\u5173\u8d44\u6e90\uff0c\u53ef\u4ee5\u5e2e\u52a9\u4ed6\u4eec\u5b66\u4e60\u5982\u4f55\u7ef4\u62a4\u548c\u4fdd\u62a4\u4ed6\u4eec\u7684\u5bb6\u548c\u751f\u6d3b\uff0c\u201dCapGemini \u6570\u5b57\u5316\u8f6c\u578b\u548c\u521b\u65b0\u8d1f\u8d23\u4eba <a href=\"https:\/\/www.capgemini.com\/2019\/03\/apis-a-digitally-integrated-insurance-ecosystem\/#\" target=\"_blank\" rel=\"noreferrer noopener\">Tim Dwyer<\/a> \u8bf4\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u9669 API \u5165\u95e8<\/h2>\n\n<p>API \u53ef\u4ee5\u5b8c\u6210\u5f88\u591a\u7e41\u91cd\u7684\u5de5\u4f5c\uff0c\u4f46\u5b83\u4eec\u4e0d\u80fd\u5355\u72ec\u5b8c\u6210\u3002\nVerizon Connect \u5168\u7403\u4ea7\u54c1\u6210\u529f\u4e3b\u7ba1 <a href=\"https:\/\/www.verizonconnect.com\/resources\/article\/what-is-telematics\/\" target=\"_blank\" rel=\"noreferrer noopener\">Kevin Aries<\/a> \u8868\u793a\uff0c\u9009\u62e9\u6b63\u786e\u7684\u8f6f\u4ef6\u5e73\u53f0\u6765\u652f\u6301\u60a8\u7684 API \u4f7f\u7528\u81f3\u5173\u91cd\u8981\u3002 <\/p>\n\n<p>\u6b64\u5916\uff0c\u4fdd\u9669\u516c\u53f8\u5728 API \u5f00\u53d1\u3001\u96c6\u6210\u548c\u6545\u969c\u6392\u9664\u65b9\u9762\u9700\u8981\u6ce8\u610f\u4ed6\u4eec\u7684\u4eba\u624d\u9700\u6c42\uff0c <a href=\"https:\/\/www.mckinsey.com\/business-functions\/digital-mckinsey\/our-insights\/the-seven-make-or-break-api-challenges-cios-need-to-address\" target=\"_blank\" rel=\"noreferrer noopener\">Keerthi Iyengar<\/a> \u548c\u9ea6\u80af\u9521\u7684\u540c\u4e8b\u4eec\u8bf4\u3002\n\u786e\u5b9a\u8981\u96c7\u7528\u54ea\u4e9b\u65b0\u7684 IT \u4eba\u624d\u4ee5\u53ca\u54ea\u4e9b\u4efb\u52a1\u53ef\u4ee5\u5b89\u5168\u5730\u7559\u7ed9\u5916\u90e8\u63d0\u4f9b\u5546\u662f\u521b\u5efa\u5065\u5168\u7684 API \u7b56\u7565\u7684\u5fc5\u8981\u90e8\u5206\u3002 <\/p>\n\n<p>Iyengar \u7684\u56e2\u961f\u5efa\u8bae\u4ece\u6e05\u695a\u5730\u4e86\u89e3\u516c\u53f8\u7684\u76ee\u6807\u5f00\u59cb\uff0c\u5305\u62ec\u8861\u91cf API \u5b9e\u65bd\u5728\u5b9e\u73b0\u8fd9\u4e9b\u76ee\u6807\u65b9\u9762\u662f\u5426\u6210\u529f\u3002\n\u7136\u540e\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u66f4\u8f7b\u677e\u5730\u4e0e SaaS \u548c\u5176\u4ed6\u670d\u52a1\u63d0\u4f9b\u5546\u5c31\u5176\u7279\u5b9a\u9700\u6c42\u8fdb\u884c\u6c9f\u901a\u3002 <\/p>\n\n<p>\u901a\u8fc7\u4ee5\u65e0\u7f1d\u65b9\u5f0f\u8fde\u63a5\u65e7\u7cfb\u7edf\uff0cAPI \u63d0\u4f9b\u4e86\u6d88\u9664\u4fdd\u9669\u516c\u53f8\u5b64\u5c9b\u5e76\u6539\u5584\u5ba2\u6237\u670d\u52a1\u7684\u673a\u4f1a\uff0c\u800c\u5bf9\u65e5\u5e38\u5de5\u4f5c\u6d41\u7a0b\u7684\u5e72\u6270\u5f88\u5c0f\u3002\n\u91c7\u7528\u4fdd\u9669 API \u7684\u4fdd\u9669\u516c\u53f8\u5c06\u80fd\u591f\u66f4\u81ea\u4fe1\u5730\u8fc8\u5411\u5b8c\u5168\u6570\u5b57\u5316\u7684\u672a\u6765\u3002 <\/p>\n\n<p><em>\u56fe\u7247\u6765\u81ea\uff1arawpixel\/\u00a9123RF.com\u3001Sergey Nivens\/\u00a9123RF.com\u3001kantver\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u51e0\u4e2a\u4e16\u7eaa\u4ee5\u6765\uff0c\u4fdd\u9669\u4e00\u76f4\u662f\u4f01\u4e1a\u7684\u57fa\u7840\uff0c\u4f46\u521b\u65b0\u4e5f\u4e00\u76f4\u5f88\u7f13\u6162\u3002 \u6b63\u5982 Eli Lehrer \u5728 2007 \u5e74\u4e3a\u7ade\u4e89\u4f01 [&hellip;]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-21013","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/21013","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=21013"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=21013"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}