{"id":20933,"date":"2024-09-30T14:14:41","date_gmt":"2024-09-30T19:14:41","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e8%b4%a2%e4%ba%a7%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e5%a6%82%e4%bd%95%e5%bc%80%e5%a7%8b%e5%bb%ba%e7%ab%8b%e4%bf%9d%e9%99%a9%e7%94%9f%e6%80%81%e7%b3%bb%e7%bb%9f\/"},"modified":"2024-09-30T14:14:44","modified_gmt":"2024-09-30T19:14:44","slug":"%e8%b4%a2%e4%ba%a7%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e5%a6%82%e4%bd%95%e5%bc%80%e5%a7%8b%e5%bb%ba%e7%ab%8b%e4%bf%9d%e9%99%a9%e7%94%9f%e6%80%81%e7%b3%bb%e7%bb%9f","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e8%b4%a2%e4%ba%a7%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e5%a6%82%e4%bd%95%e5%bc%80%e5%a7%8b%e5%bb%ba%e7%ab%8b%e4%bf%9d%e9%99%a9%e7%94%9f%e6%80%81%e7%b3%bb%e7%bb%9f\/","title":{"rendered":"\u8d22\u4ea7\u4fdd\u9669\u516c\u53f8\u5982\u4f55\u5f00\u59cb\u5efa\u7acb\u4fdd\u9669\u751f\u6001\u7cfb\u7edf"},"content":{"rendered":"\n<p>\u60f3\u8981\u4fdd\u6301\u9886\u5148\u7684\u8d22\u4ea7\u548c\u610f\u5916\u9669\u4fdd\u9669\u516c\u53f8\u4e0d\u80fd\u8ffd\u968f\u5176\u4ed6\u516c\u53f8\u7684\u811a\u6b65\u3002\n\u76f8\u53cd\uff0c\u4ed6\u4eec\u5fc5\u987b\u4e13\u6ce8\u4e8e\u5c06\u7ec4\u7ec7\u6574\u5408\u5230\u4fdd\u9669\u751f\u6001\u7cfb\u7edf\u4e2d\u3002 <\/p>\n\n<p>\u57c3\u68ee\u54f2\u4fdd\u9669\u9ad8\u7ea7\u8463\u4e8b\u603b\u7ecf\u7406 <a href=\"https:\/\/insuranceblog.accenture.com\/time-for-insurers-to-jump-from-digital-platforms-to-ecosystems\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Lyman<\/a> \u8868\u793a\uff0c\u57c3\u68ee\u54f2\u7684\u7814\u7a76\u8868\u660e\uff0c\u751f\u6001\u7cfb\u7edf\u53d1\u5c55\u662f\u4e00\u4e2a\u5de8\u5927\u7684\u98a0\u8986\u6765\u6e90\u3002\n\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u52a0\u5165 38% \u7684\u516c\u53f8\u5bf9\u751f\u6001\u7cfb\u7edf\u7684\u98a0\u8986\uff0c\u4e5f\u53ef\u4ee5\u6210\u4e3a 46% \u5bf9\u53d8\u5316\u505a\u51fa\u53cd\u5e94\u7684\u516c\u53f8\u7684\u4e00\u90e8\u5206\u3002 <\/p>\n\n<p>\u751f\u6001\u7cfb\u7edf\u7684\u590d\u6742\u6027\u751a\u81f3\u4f1a\u8ba9\u7ecf\u9a8c\u4e30\u5bcc\u7684 P&amp;C \u4e13\u4e1a\u4eba\u58eb\u611f\u5230\u56f0\u60d1\u3002\n\u8981\u5f00\u59cb\u4f7f\u7528\u6570\u5b57\u751f\u6001\u7cfb\u7edf\uff0c\u4fdd\u9669\u516c\u53f8\u9700\u8981\u4e86\u89e3\u751f\u6001\u7cfb\u7edf\u7684\u57fa\u672c\u8981\u7d20\u7684\u76ee\u7684\u548c\u529f\u80fd\uff1a\u4ee5\u5ba2\u6237\u4e3a\u4e2d\u5fc3\u3001\u4e1a\u52a1\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u548c\u6280\u672f\u5e94\u7528\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u8bbe\u8eab\u5904\u5730\u4e3a\u5ba2\u6237\u7740\u60f3<\/h2>\n\n<p>\u5ba2\u6237\u901a\u5e38\u4ec5\u5728\u9700\u8981\u66f4\u65b0\u4fdd\u5355\u6216\u63d0\u51fa\u7d22\u8d54\u65f6\u624d\u8054\u7cfb\u4ed6\u4eec\u7684\u4fdd\u9669\u516c\u53f8\u3002\n\u5f53\u5ba2\u6237\u7684\u751f\u6d3b\u987a\u5229\u65f6\uff0c\u4ed6\u4eec\u8ba4\u4e3a\u6ca1\u6709\u5fc5\u8981\u4e0e\u4fdd\u9669\u516c\u53f8\u4ea4\u8c08\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u5f53\u4fdd\u9669\u516c\u53f8\u91c7\u53d6\u4ee5\u5ba2\u6237\u4e3a\u4e2d\u5fc3\u7684\u89c2\u70b9\u65f6\uff0c\u4ed6\u4eec\u53ef\u4ee5\u8ba9\u5ba2\u6237\u7684\u4fdd\u9669\u53d8\u5f97\u8f7b\u677e\uff0c\u751a\u81f3\u6109\u5feb\uff0c\u6bd5\u9a6c\u5a01\u56fd\u9645\u4fdd\u9669\u79d1\u6280\u5168\u7403\u4e3b\u7ba1 <a href=\"https:\/\/assets.kpmg\/content\/dam\/kpmg\/xx\/pdf\/2019\/03\/insurtech-trends-2019.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Will Pritchett<\/a> \u8bf4\u3002\n\u4f8b\u5982\uff0c\u4f7f\u7528\u5c0f\u989d\u652f\u4ed8\u6280\u672f\u53ef\u4ee5\u5e2e\u52a9\u5ba2\u6237\u5728\u51e0\u79d2\u949f\u5185\u652f\u4ed8\u4fdd\u8d39\u6216\u83b7\u5f97\u62a5\u9500\uff0c\u800c\u4e0d\u662f\u51e0\u5929\u6216\u51e0\u5468\u3002\n\u7b80\u5355\u7684\u4ed8\u6b3e\u4f1a\u8ba9\u5ba2\u6237\u66f4\u6ee1\u610f\u3002  <\/p>\n\n<p>\u201c\u6ee1\u8db3\u4e8e\u90a3\u4e9b\u4e0d\u8ba9\u751f\u6d3b\u53d8\u5f97\u56f0\u96be\u7684\u4eba\u662f\u7b80\u5355\u7684\u4eba\u6027\uff0c\u201d\u666e\u91cc\u5207\u7279\u8bf4\u3002<\/p>\n\n<p>Silicon Valley Insurance Accelerator \u9996\u5e2d\u6267\u884c\u5b98 <a href=\"https:\/\/sviaccelerator.com\/digital-transformation-for-insurance-3-0-digital-ecosystems\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mike Connor<\/a> \u8868\u793a\uff0c\u6210\u529f\u7684\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u6218\u7565\u65e8\u5728\u901a\u8fc7\u4ece\u5ba2\u6237\u7684\u89d2\u5ea6\u6ee1\u8db3\u5ba2\u6237\u9700\u6c42\u6765\u4e3a\u5ba2\u6237\u521b\u9020\u4ef7\u503c\u3002\n\u5f53\u4fdd\u9669\u516c\u53f8\u7ad9\u5728\u5ba2\u6237\u7684\u89d2\u5ea6\u65f6\uff0c\u4ed6\u4eec\u66f4\u5bb9\u6613\u6210\u4e3a\u5ba2\u6237\u4e16\u754c\u7684\u91cd\u8981\u7ec4\u6210\u90e8\u5206\u3002\n\u4ed6\u4eec\u8fd8\u53ef\u4ee5\u5bfb\u627e\u673a\u4f1a\u6765\u63d0\u9ad8\u77e5\u540d\u5ea6\u3001\u589e\u52a0\u4ef7\u503c\u5e76\u53c2\u4e0e\u5ba2\u6237\u7684\u65e5\u5e38\u751f\u6d3b\u3002  <\/p>\n\n<p>\u4f8b\u5982\uff0c\u4e0e\u5728\u7ebf\u6c7d\u8f66\u9500\u552e\u7f51\u7ad9\u5408\u4f5c\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u5728\u5ba2\u6237\u8d2d\u4e70\u6c7d\u8f66\u7684\u90a3\u4e00\u523b\u63d0\u4f9b\u4fdd\u9669\u3002\n\u8fd9\u662f\u4e00\u4e2a\u660e\u667a\u7684\u4e3e\u52a8\uff0c\u56e0\u4e3a\u8fd9\u6b63\u662f\u4ed6\u4eec\u9700\u8981\u5f00\u59cb\u8986\u76d6\u7684\u65f6\u5019\uff0cGuidewire\u6218\u7565\u526f\u603b\u88c1 <a href=\"https:\/\/www.octotelematics.com\/blog\/the-rise-of-the-digital-ecosystem-for-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Neil Betteridge<\/a>\u8bf4\u3002 <\/p>\n\n<p>REIN \u7684 <a href=\"https:\/\/www.rein.ai\/the-role-of-digital-ecosystems-in-driving-insurance-innovation\/\" target=\"_blank\" rel=\"noreferrer noopener\">Chantal Bonggay<\/a> \u8bf4\uff0c\u8bbe\u8eab\u5904\u5730\u4e3a\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u4e86\u65b0\u7684\u673a\u4f1a\uff0c\u4e0d\u4ec5\u53ef\u4ee5\u4e86\u89e3\u5ba2\u6237\u9700\u8981\u54ea\u4e9b\u4ea7\u54c1\u548c\u670d\u52a1\uff0c\u8fd8\u53ef\u4ee5\u4e86\u89e3\u9700\u8981\u5e2e\u52a9\u7684\u65b9\u5f0f\u3001\u65f6\u95f4\u548c\u5730\u70b9\u3002\n\u4ece\u5728\u6c7d\u8f66\u9500\u552e\u70b9\u63d0\u4f9b\u6c7d\u8f66\u4fdd\u9669\u5230\u901a\u8fc7\u623f\u5730\u4ea7\u7ecf\u7eaa\u4eba\u4e0e\u9996\u6b21\u8d2d\u623f\u8005\u5efa\u7acb\u8054\u7cfb\uff0c\u901a\u8fc7\u5ba2\u6237\u773c\u5149\u770b\u4e16\u754c\u7684\u4fdd\u9669\u516c\u53f8\u968f\u65f6\u51c6\u5907\u5efa\u7acb\u751f\u6001\u7cfb\u7edf\uff0c\u5728\u5ba2\u6237\u9700\u8981\u65f6\u4e3a\u4ed6\u4eec\u63d0\u4f9b\u4ed6\u4eec\u60f3\u8981\u7684\u4e1c\u897f\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/colleagues-discussion-1024x683.jpg\" alt=\"\" class=\"wp-image-6619\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/colleagues-discussion-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/colleagues-discussion-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/colleagues-discussion-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/colleagues-discussion-1536x1024.jpg 1536w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/colleagues-discussion.jpg 1999w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5efa\u7acb\u5f3a\u5927\u7684\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb<\/h2>\n\n<p>\u4fdd\u9669\u4e00\u76f4\u4f9d\u8d56\u4e8e\u7f51\u7edc\u624d\u80fd\u751f\u5b58\u548c\u53d1\u5c55\u3002\n\u867d\u7136\u6570\u5b57\u9769\u547d\u6539\u53d8\u5e76\u6269\u5c55\u4e86\u7f51\u7edc\u7684\u5b9a\u4e49\uff0c\u4f46\u4fdd\u9669\u516c\u53f8\u5bf9\u5176\u7f51\u7edc\u7684\u4f9d\u8d56\u5e76\u6ca1\u6709\u6539\u53d8\u3002\n\u4e8b\u5b9e\u4e0a\uff0c\u5b83\u53ea\u589e\u4e0d\u51cf\uff0cMajesco \u7684 <a href=\"https:\/\/www.majesco.com\/incumbent-insurers-and-insurtech-part-2-ecosystems-accelerate-adoption\/\" target=\"_blank\" rel=\"noreferrer noopener\">Denise Garth<\/a> \u8bf4\u3002  <\/p>\n\n<p>\u5982\u4eca\uff0c\u4fdd\u9669\u516c\u53f8\u4e0d\u4ec5\u4f9d\u8d56\u4e8e\u901a\u8fc7\u53e3\u8033\u76f8\u4f20\u548c\u4e2a\u4eba\u5173\u7cfb\u5efa\u7acb\u7684\u5ba2\u6237\u3001\u4ee3\u7406\u4eba\u548c\u7ecf\u7eaa\u4eba\u7f51\u7edc\uff0c\u8fd8\u4f9d\u8d56\u4e8e\u5c06\u4ed6\u4eec\u4e0e\u5ba2\u6237\u548c\u5176\u4ed6\u65b9\u8054\u7cfb\u8d77\u6765\u7684\u6570\u5b57\u7f51\u7edc\u3002\n\u8fd9\u4e9b\u6570\u5b57\u7f51\u7edc\u4e3a\u4fdd\u9669\u7f51\u7edc\u589e\u52a0\u4e86\u4e00\u7ec4\u65b0\u7684\u53c2\u4e0e\u8005\u63d0\u4f9b\u4e86\u673a\u4f1a\uff1a\u751f\u6001\u7cfb\u7edf\u5408\u4f5c\u4f19\u4f34\u3002 <\/p>\n\n<p>\u7531\u4e8e\u751f\u6001\u7cfb\u7edf\u7684\u53c2\u4e0e\u4f9d\u8d56\u4e8e\u4ee5\u5ba2\u6237\u4e3a\u4e2d\u5fc3\u7684\u4fdd\u9669\u89c2\uff0c\u56e0\u6b64\u4fdd\u9669\u751f\u6001\u7cfb\u7edf\u5185\u7684\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u901a\u5e38\u8de8\u8d8a\u884c\u4e1a\u754c\u9650\u3002\n\u8fd9\u662f\u56e0\u4e3a\u5bf9\u5ba2\u6237\u6765\u8bf4\uff0c\u4fdd\u9669\u662f\u4ed6\u4eec\u751f\u6d3b\u5176\u4ed6\u5173\u952e\u9886\u57df\u7684\u652f\u6301\u90e8\u5206\u3002 <\/p>\n\n<p>\u7136\u800c\uff0c\u8de8\u884c\u4e1a\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u4e0d\u4ec5\u4f7f\u5ba2\u6237\u53d7\u76ca\u3002\n\u201c\u901a\u8fc7\u4e0e\u5176\u4ed6\u7ec4\u7ec7\u5408\u4f5c\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u63a5\u89e6\u5230\u66f4\u5e7f\u6cdb\u7684\u6f5c\u5728\u5ba2\u6237\u7fa4\u4f53\uff0c\u5229\u7528\u65b0\u7684\u6570\u636e\u6765\u6e90\uff0c\u5e76\u6539\u8fdb\u65e2\u5b9a\u7684\u6d41\u7a0b\uff0c\u201dOne Inc. \u7684\u9996\u5e2d\u4f5c\u5bb6 <a href=\"https:\/\/www.oneincsystems.com\/blog\/what-is-an-insurance-ecosystem-part-1\" target=\"_blank\" rel=\"noreferrer noopener\">Patricia Moore<\/a> \u8bf4\u3002 <\/p>\n\n<p>\u901a\u8fc7\u4e0e\u5176\u4ed6\u516c\u53f8\u5171\u4eab\u6570\u636e\u548c\u65b9\u6cd5\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u5728\u4e0d\u5360\u7528\u73b0\u6709\u8d44\u6e90\u7684\u60c5\u51b5\u4e0b\u83b7\u5f97\u66f4\u591a\u89c1\u89e3\u3002\n\u73b0\u6709\u793a\u4f8b\u5305\u62ec\u4fdd\u9669\u516c\u53f8\u4e0e\u6c7d\u8f66\u5236\u9020\u5546\u3001\u6c7d\u8f66\u7ecf\u9500\u5546\u3001\u623f\u5730\u4ea7\u7ecf\u7eaa\u4eba\u548c\u623f\u5c4b\u79df\u8d41\u673a\u6784\u7b49\u5b9e\u4f53\u4e4b\u95f4\u7684\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u3002\n\u7136\u800c\uff0c\u8fd9\u4e9b\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u53ea\u662f\u751f\u6001\u7cfb\u7edf\u7684\u51b0\u5c71\u4e00\u89d2\u3002  <\/p>\n\n<p>\u4fdd\u9669\u79d1\u6280\u4e3a\u751f\u6001\u7cfb\u7edf\u5173\u7cfb\u63d0\u4f9b\u4e86\u4e00\u4e2a\u7b80\u5355\u7684\u8d77\u70b9\u3002\n\u5b89\u6c38\u4f1a\u8ba1\u5e08\u4e8b\u52a1\u6240\u5408\u4f19\u4eba <a href=\"https:\/\/www.ey.com\/Publication\/vwLUAssets\/ey-an-assessment-of-the-australian-insurtech-ecosystem\/%24FILE\/ey-an-assessment-of-the-australian-insurtech-ecosystem.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Jamie Smith<\/a> \u548c\u6fb3\u5927\u5229\u4e9a\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u9996\u5e2d\u6267\u884c\u5b98 Simon O&#8217;Dell \u8868\u793a\uff0c\u4ec5\u5728 2018 \u5e74\uff0c\u73b0\u6709\u4fdd\u9669\u4f01\u4e1a\u548c\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u4e4b\u95f4\u7684\u79ef\u6781\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u6570\u91cf\u5c31\u589e\u52a0\u4e86 75%\u3002\n\u201c\u4fdd\u9669\u79d1\u6280\u516c\u53f8\u901a\u8fc7\u589e\u52a0\u5bf9\u65b0\u5546\u4e1a\u6a21\u5f0f\u7684\u5173\u6ce8\u6765\u5e94\u5bf9\uff0c\u4ee5\u5728\u6574\u4e2a\u4ef7\u503c\u94fe\u4e0a\u521b\u65b0\u5ba2\u6237\u670d\u52a1\u3002\u201d  <\/p>\n\n<p>\u8fd9\u6b63\u662f\u6784\u5efa\u4ee5\u5ba2\u6237\u4e3a\u4e2d\u5fc3\u7684\u751f\u6001\u7cfb\u7edf\u6240\u5fc5\u9700\u7684\u65b9\u6cd5\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u6210\u4e3a\u60a8\u5e0c\u671b\u5728\u751f\u6001\u7cfb\u7edf\u4e2d\u62e5\u6709\u7684\u5408\u4f5c\u4f19\u4f34<\/h2>\n\n<p>\u4fdd\u9669\u516c\u53f8\u6709\u4fe1\u5fc3\u6210\u4e3a\u826f\u597d\u7684\u751f\u6001\u7cfb\u7edf\u5408\u4f5c\u4f19\u4f34\u3002\n\u5728\u57c3\u68ee\u54f2 \uff08Accenture\uff09 \u7684\u4e00\u9879\u7814\u7a76\u4e2d\uff0c95% \u7684\u4fdd\u9669\u4e1a\u9ad8\u7ba1\u8868\u793a\uff0c\u4ed6\u4eec\u7684\u516c\u53f8\u5c06\u6210\u4e3a\u6709\u5438\u5f15\u529b\u7684\u751f\u6001\u7cfb\u7edf\u5408\u4f5c\u4f19\u4f34\u3002\n <a href=\"https:\/\/insuranceblog.accenture.com\/would-your-business-make-a-good-ecosystem-partner\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Lyman<\/a> \u8bf4\uff0c\u53ea\u6709 4% \u7684\u53d7\u8bbf\u8005\u8868\u793a\u4ed6\u4eec\u4f1a\u6210\u4e3a\u666e\u901a\u5408\u4f19\u4eba\u3002  <\/p>\n\n<p>\u7136\u800c\uff0c\u5728\u5b9e\u8df5\u4e2d\uff0c\u4fdd\u9669\u516c\u53f8\u5e76\u6ca1\u6709\u51c6\u5907\u597d\u6210\u4e3a\u4ed6\u4eec\u5728\u751f\u6001\u7cfb\u7edf\u4e2d\u6700\u6e34\u671b\u7684\u5408\u4f5c\u4f19\u4f34\u7c7b\u578b\u3002\n\u867d\u7136 95% \u7684\u53d7\u8bbf\u8005\u8ba4\u4e3a\u81ea\u5df1\u662f\u6709\u5438\u5f15\u529b\u6216\u6781\u5177\u5438\u5f15\u529b\u7684\u5408\u4f5c\u4f19\u4f34\uff0c\u4f46\u53ea\u6709 40% \u7684\u53d7\u8bbf\u8005\u8868\u793a\uff0c\u4ed6\u4eec\u7684\u516c\u53f8\u62e5\u6709\u4e86\u89e3\u3001\u6784\u5efa\u548c\u8bc4\u4f30\u6210\u529f\u7684\u4fdd\u9669\u751f\u6001\u7cfb\u7edf\u7684\u5185\u90e8\u4e13\u4e1a\u77e5\u8bc6\u3002\n\u53ea\u6709 31% \u7684\u53d7\u8bbf\u8005\u613f\u610f\u4e0e\u5176\u4ed6\u751f\u6001\u7cfb\u7edf\u5408\u4f5c\u4f19\u4f34\u5e73\u7b49\u5171\u4eab\u6570\u636e\u3002  <\/p>\n\n<p>\u5728\u7ba1\u7406\u98ce\u9669\u7684\u540c\u65f6\u5efa\u7acb\u5f3a\u5927\u7684\u751f\u6001\u7cfb\u7edf\u4f19\u4f34\u5173\u7cfb\u7684\u4e00\u79cd\u65b9\u6cd5\u662f\u5fae\u8c03\u751f\u6001\u7cfb\u7edf\u6218\u7565\u3002\n\u745e\u58eb\u518d\u4fdd\u9669\u7814\u7a76\u6240\u7684\u7814\u7a76\u4eba\u5458\uff0c\u5305\u62ec <a href=\"https:\/\/www.swissre.com\/risk-knowledge\/driving-digital-insurance-solutions\/3-roles-for-reinsurers-in-digital-ecosystems.html\" target=\"_blank\" rel=\"noreferrer noopener\">Evangelos Avramakis<\/a>\uff0c\u5c06\u5f53\u524d\u4fdd\u9669\u53c2\u4e0e\u751f\u6001\u7cfb\u7edf\u5206\u4e3a\u4e09\u7c7b\uff1a\u6a21\u5757\u5316\u751f\u4ea7\u5546\u3001\u751f\u6001\u7cfb\u7edf\u6346\u7ed1\u5546\u548c\u751f\u6001\u7cfb\u7edf\u6240\u6709\u8005\u3002 <\/p>\n\n<p>\u6a21\u5757\u5316\u4e1a\u52a1\u5458\u4f7f\u7528\u5408\u4f5c\u4f19\u4f34\u7684\u5e73\u53f0\u6765\u521b\u5efa\u548c\u63d0\u4f9b\u5b9a\u5236\u7684\u4fdd\u9669\u4ea7\u54c1\u3002\n\u751f\u6001\u7cfb\u7edf\u6346\u7ed1\u5546\u805a\u5408\u4e86\u5404\u79cd\u4ea7\u54c1\u548c\u670d\u52a1\uff0c\u901a\u5e38\u65e8\u5728\u4e3a\u6d88\u8d39\u8005\u521b\u5efa\u4e00\u4e2a\u5b8c\u6574\u7684\u4fdd\u9669\u5305\u3002\n\u751f\u6001\u7cfb\u7edf\u6240\u6709\u8005\u4ece\u96f6\u5f00\u59cb\uff0c\u6784\u5efa\u54c1\u724c\u5e73\u53f0\u5e76\u9009\u62e9\u5408\u4f5c\u4f19\u4f34\u53c2\u4e0e\u540c\u4e00\u5e73\u53f0\u3002  <\/p>\n\n<p>\u901a\u8fc7\u9009\u62e9\u53c2\u4e0e\u7b56\u7565\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u5728\u7ec4\u7ec7\u53ef\u63a5\u53d7\u7684\u98ce\u9669\u548c\u673a\u4f1a\u4e4b\u95f4\u53d6\u5f97\u5e73\u8861\uff0c\u540c\u65f6\u4ecd\u4e3a\u5ba2\u6237\u63d0\u4f9b\u4ef7\u503c\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/charts-analytics-1024x683.jpg\" alt=\"\" class=\"wp-image-6609\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/charts-analytics-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/charts-analytics-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/charts-analytics-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/charts-analytics-1536x1024.jpg 1536w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/charts-analytics.jpg 1999w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u9009\u62e9\u6280\u672f\u5de5\u5177\u521b\u9020\u4ef7\u503c<\/h2>\n\n<p>\u5373\u4f7f\u5bf9\u4e8e\u9009\u62e9\u6210\u4e3a\u751f\u6001\u7cfb\u7edf\u6240\u6709\u8005\u7684\u4fdd\u9669\u516c\u53f8\u6765\u8bf4\uff0c\u4ece\u5168\u65b0\u7684\u8f6f\u4ef6\u5e73\u53f0\u91cd\u65b0\u5f00\u59cb\u4e5f\u53ef\u80fd\u662f\u4e00\u4e2a\u4e0d\u53ef\u63a5\u53d7\u7684\u9009\u62e9\u3002\n\u867d\u7136\u5173\u4e8e\u9057\u7559\u7cfb\u7edf\u7684\u8ba8\u8bba\u5f80\u5f80\u96c6\u4e2d\u5728\u5b83\u4eec\u5728\u65b0\u6280\u672f\u9762\u524d\u7684\u7b28\u62d9\uff0c\u4f46\u4e8b\u5b9e\u4ecd\u7136\u662f\uff0c\u8fd9\u4e9b\u7cfb\u7edf\u53ca\u5176\u5305\u542b\u7684\u6570\u636e\u5728\u5927\u591a\u6570\u4fdd\u9669\u516c\u53f8\u7684\u65e5\u5e38\u8fd0\u8425\u4e2d\u53d1\u6325\u7740\u5173\u952e\u4f5c\u7528\u3002 <\/p>\n\n<p>\u76f8\u53cd\uff0c\u4fdd\u9669\u4e1a\u7684\u8fdb\u4e00\u6b65\u521b\u65b0\u201c\u5fc5\u987b\u5305\u62ec\u4e00\u79cd\u65b9\u6cd5\uff0c\u5c06 [insurers] \u65b0\u6280\u672f\u6574\u5408\u5230\u4e00\u4e2a\u5168\u9762\u7684\u6280\u672f\u751f\u6001\u7cfb\u7edf\u4e2d\uff0c\u5176\u4e2d\u5305\u62ec\u5176\u73b0\u6709\u7684\u7cfb\u7edf\u548c\u6570\u636e\u5e93\uff0c\u201dAppian \u7684 <a href=\"https:\/\/www.appian.com\/blog\/building-an-insurance-technology-ecosystem-for-2019-and-beyond\/\" target=\"_blank\" rel=\"noreferrer noopener\">Gijsbert Cox<\/a> \u8bf4\u3002\n\u901a\u8fc7\u8fd9\u6837\u505a\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u627e\u5230\u65b0\u7684\u65b9\u6cd5\u6765\u6ee1\u8db3\u5ba2\u6237\u9700\u6c42\uff0c\u800c\u4e0d\u4f1a\u4e2d\u65ad\u65e5\u5e38\u4e1a\u52a1\u3002 <\/p>\n\n<p>\u6b63\u786e\u7684\u6280\u672f\u5de5\u5177\u8fd8\u53ef\u4ee5\u5e2e\u52a9\u4fdd\u9669\u516c\u53f8\u638c\u63e1\u751f\u6001\u7cfb\u7edf\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u7684\u540e\u52e4\u5de5\u4f5c\u3002\n\u4f8b\u5982\uff0c\u5f53\u4e00\u5bb6\u4fdd\u9669\u516c\u53f8\u60f3\u8981\u4e0e\u751f\u6001\u7cfb\u7edf\u5408\u4f5c\u4f19\u4f34\u5171\u4eab\u6570\u636e\u65f6\uff0c\u4e24\u5bb6\u516c\u53f8\u53ef\u80fd\u4f1a\u4f9d\u9760 API \u6765\u5e2e\u52a9\u4ed6\u4eec\u539f\u672c\u4e0d\u517c\u5bb9\u7684\u8ba1\u7b97\u673a\u7cfb\u7edf\u8fdb\u884c\u901a\u4fe1\uff0cIBM \u7684 <a href=\"https:\/\/developer.ibm.com\/apiconnect\/2019\/04\/21\/creating-a-digital-ecosystem-past-present-and-future\/\" target=\"_blank\" rel=\"noreferrer noopener\">Alan Glickenhouse<\/a> \u8bf4\u3002 <\/p>\n\n<p>\u4e0e\u60a8\u7684 IT \u90e8\u95e8\u548c\u8f6f\u4ef6\u63d0\u4f9b\u5546\u8ba8\u8bba\u60a8\u7684\u751f\u6001\u7cfb\u7edf\u8ba1\u5212\u6709\u52a9\u4e8e\u53d1\u73b0\u901a\u8fc7\u73b0\u6709\u6280\u672f\u4e0e\u751f\u6001\u7cfb\u7edf\u5408\u4f5c\u4f19\u4f34\u534f\u4f5c\u7684\u673a\u4f1a\u3002<\/p>\n\n<p>\u5f53\u4fdd\u9669\u516c\u53f8\u91c7\u53d6\u4ee5\u5ba2\u6237\u4e3a\u4e2d\u5fc3\u7684\u89c2\u70b9\uff0c\u5efa\u7acb\u7262\u56fa\u7684\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u5e76\u660e\u667a\u5730\u9009\u62e9\u6280\u672f\u5de5\u5177\u65f6\uff0c\u4ed6\u4eec\u5c31\u53ef\u4ee5\u4f5c\u4e3a\u53c2\u4e0e\u8005\u62e5\u62b1\u751f\u6001\u7cfb\u7edf\u9769\u547d\u3002\n\u4ed6\u4eec\u53ef\u4ee5\u4e0e\u4fdd\u9669\u751f\u6001\u7cfb\u7edf\u4e00\u8d77\u6210\u957f\uff0c\u800c\u4e0d\u662f\u773c\u7741\u7741\u5730\u770b\u7740\u4fdd\u9669\u884c\u4e1a\u5c06\u4ed6\u4eec\u629b\u5728\u540e\u9762\u3002 <\/p>\n\n<p><em>\u56fe\u7247\u63d0\u4f9b\uff1aArtem Oleshko\/\u00a9123RF.com\u3001Sergey Nivens\/\u00a9123RF.com\u3001KONSTANTIN CHAGIN\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u60f3\u8981\u4fdd\u6301\u9886\u5148\u7684\u8d22\u4ea7\u548c\u610f\u5916\u9669\u4fdd\u9669\u516c\u53f8\u4e0d\u80fd\u8ffd\u968f\u5176\u4ed6\u516c\u53f8\u7684\u811a\u6b65\u3002 \u76f8\u53cd\uff0c\u4ed6\u4eec\u5fc5\u987b\u4e13\u6ce8\u4e8e\u5c06\u7ec4\u7ec7\u6574\u5408\u5230\u4fdd\u9669\u751f\u6001\u7cfb\u7edf\u4e2d\u3002  [&hellip;]<\/p>\n","protected":false},"featured_media":6600,"template":"","insight-category":[],"class_list":["post-20933","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/20933","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media\/6600"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=20933"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=20933"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}