{"id":20927,"date":"2024-09-30T14:14:36","date_gmt":"2024-09-30T19:14:36","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e4%bf%9d%e9%99%a9%e7%94%9f%e6%80%81%e7%b3%bb%e7%bb%9f%ef%bc%9a%e8%b4%a2%e4%ba%a7%e5%92%8c%e6%84%8f%e5%a4%96%e9%99%a9%e6%8f%90%e4%be%9b%e5%95%86%e5%a6%82%e4%bd%95%e5%bb%ba%e7%ab%8b%e6%9c%89%e5%88%a9\/"},"modified":"2024-09-30T14:14:43","modified_gmt":"2024-09-30T19:14:43","slug":"%e4%bf%9d%e9%99%a9%e7%94%9f%e6%80%81%e7%b3%bb%e7%bb%9f%ef%bc%9a%e8%b4%a2%e4%ba%a7%e5%92%8c%e6%84%8f%e5%a4%96%e9%99%a9%e6%8f%90%e4%be%9b%e5%95%86%e5%a6%82%e4%bd%95%e5%bb%ba%e7%ab%8b%e6%9c%89%e5%88%a9","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/zh-hans\/insights\/%e4%bf%9d%e9%99%a9%e7%94%9f%e6%80%81%e7%b3%bb%e7%bb%9f%ef%bc%9a%e8%b4%a2%e4%ba%a7%e5%92%8c%e6%84%8f%e5%a4%96%e9%99%a9%e6%8f%90%e4%be%9b%e5%95%86%e5%a6%82%e4%bd%95%e5%bb%ba%e7%ab%8b%e6%9c%89%e5%88%a9\/","title":{"rendered":"\u4fdd\u9669\u751f\u6001\u7cfb\u7edf\uff1a\u8d22\u4ea7\u548c\u610f\u5916\u9669\u63d0\u4f9b\u5546\u5982\u4f55\u5efa\u7acb\u6709\u5229\u53ef\u56fe\u7684\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb"},"content":{"rendered":"\n<p>\u51e0\u4e2a\u4e16\u7eaa\u4ee5\u6765\uff0c\u4fdd\u9669\u4e00\u76f4\u6309\u5176\u627f\u4fdd\u7684\u635f\u5931\u7c7b\u578b\u8fdb\u884c\u7ec4\u7ec7\u3002\n\u5f53\u4eca\u7684\u884c\u4e1a\u5206\u4e3a\u4eba\u5bff\u3001\u5065\u5eb7\u3001\u8d22\u4ea7\u548c\u610f\u5916\u9669\u7b49\u5b9e\u8df5\u9886\u57df\u3002   <\/p>\n\n<p>\u7136\u800c\uff0c\u968f\u7740\u5ba2\u6237\u671f\u671b\u7684\u53d8\u5316\uff0c\u4ee5\u4f20\u7edf\u65b9\u5f0f\u7ec4\u7ec7\u4fdd\u9669\u4e1a\u7684\u6548\u7528\u4e5f\u5728\u53d1\u751f\u53d8\u5316\u3002\n\u5ba2\u6237\u5bf9\u66f4\u52a0\u4e2a\u6027\u5316\u3001\u66f4\u5177\u4ef7\u503c\u7684\u4fdd\u9669\u4ea7\u54c1\u7684\u9700\u6c42\u50ac\u751f\u4e86\u4fdd\u9669\u751f\u6001\u7cfb\u7edf\u3002\n\u8fd9\u662f\u4e00\u4e2a\u6574\u5408\u4fdd\u9669\u548c\u5176\u4ed6\u670d\u52a1\u4ee5\u63d0\u4f9b\u4ee5\u5ba2\u6237\u4e3a\u4e2d\u5fc3\u7684\u4f53\u9a8c\u7684\u7f51\u7edc\u3002  <\/p>\n\n<p>\u8d22\u4ea7\u548c\u610f\u5916\u670d\u52a1\u63d0\u4f9b\u5546\u4e0d\u4f1a\u5728\u751f\u6001\u7cfb\u7edf\u65f6\u4ee3\u6d88\u5931\uff0c\u4f46\u4ed6\u4eec\u9700\u8981\u6539\u53d8\u548c\u9002\u5e94\uff0c\u4ee5\u66f4\u597d\u5730\u6ee1\u8db3\u4ed6\u4eec\u6240\u5728\u5730\u533a\u7684\u5ba2\u6237\u9700\u6c42\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u4e86\u89e3\u751f\u6001\u7cfb\u7edf\u6a21\u578b<\/h2>\n\n<p>\u751f\u6001\u7cfb\u7edf\u4e13\u6ce8\u4e8e\u63d0\u4f9b\u4ef7\u503c\uff0c\u800c\u4e0d\u662f\u4ea7\u54c1\u6216\u670d\u52a1\u3002\n\u751f\u6001\u7cfb\u7edf\u6a21\u578b\u4e0d\u662f\u8981\u6c42\u5ba2\u6237\u7ec4\u5efa\u81ea\u5df1\u7684\u4ea7\u54c1\u548c\u670d\u52a1\u63d0\u4f9b\u5546\u9635\u5217\uff0c\u800c\u662f\u5c06\u63d0\u4f9b\u5546\u7684\u529b\u91cf\u7ed3\u5408\u8d77\u6765\uff0c\u4e3a\u5ba2\u6237\u521b\u9020\u4e00\u7ad9\u5f0f\u7684\u5e2e\u52a9\u4f53\u9a8c\u3002 <\/p>\n\n<p>\u201c\u751f\u6001\u7cfb\u7edf\u662f\u65b0\u7684\u5e02\u573a\uff1a\u5b83\u4eec\u5c06\u5404\u79cd\u670d\u52a1\u548c\u4f9b\u5e94\u5546\u7ed3\u5408\u5728\u4e00\u4e2a\u5e73\u53f0\u4e0a\uff0c\u4e3a\u7528\u6237\u63d0\u4f9b\u6574\u4f53\u4f53\u9a8c\uff0c\u201d\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u7814\u53d1\u4e3b\u7ba1 <a href=\"https:\/\/www.swissre.com\/institute\/research\/topics-and-risk-dialogues\/digital-and-technology\/Digital-ecosystems.html\" target=\"_blank\" rel=\"noreferrer noopener\">Evangelos Avramakis<\/a> \u548c\u745e\u58eb\u518d\u4fdd\u9669\u7814\u7a76\u6240\u7684\u7814\u7a76\u4eba\u5458\u8bf4\u3002  <\/p>\n\n<p>\u6570\u5b57\u4e16\u754c\u4e0d\u4ec5\u4e3a\u5ba2\u6237\u63d0\u4f9b\u4e86\u66f4\u591a\u9009\u62e9\uff0c\u800c\u4e14\u8fd8\u80fd\u591f\u66f4\u5feb\u5730\u5bf9\u5b83\u4eec\u8fdb\u884c\u5206\u7c7b\u3002\n\u667a\u80fd\u624b\u673a\u8bbf\u95ee\u6570\u5b57\u5e73\u53f0\u610f\u5473\u7740\u5ba2\u6237\u53ef\u4ee5\u968f\u65f6\u968f\u5730\u8fde\u63a5\u5230\u4ed6\u4eec\u6240\u4f9d\u8d56\u7684\u516c\u53f8\u3001\u4ea7\u54c1\u548c\u670d\u52a1\u3002   <\/p>\n\n<p>\u201c\u4fdd\u9669\u548c\u91d1\u878d\u670d\u52a1\u81ea\u7136\u800c\u7136\u5730\u5d4c\u5165\u5230\u8bb8\u591a\u8fd9\u6837\u7684\u751f\u6001\u7cfb\u7edf\u4e2d\uff0c\u201dAvramakis \u548c\u745e\u58eb\u518d\u4fdd\u9669\u7814\u7a76\u6240\u7684\u7814\u7a76\u4eba\u5458\u8bf4\u3002  <\/p>\n\n<p>\u4f8b\u5982\uff0c\u6709\u5174\u8da3\u89e3\u51b3\u4ea4\u901a\u95ee\u9898\u7684\u5ba2\u6237\u53ef\u80fd\u9700\u8981\u4fdd\u9669\u6765\u6db5\u76d6\u6c7d\u8f66\u3001\u62fc\u8f66\u5b9e\u8df5\u6216\u65c5\u884c\u3002\n\u9700\u8981\u623f\u5c4b\u7ef4\u4fee\u6216\u5b89\u5168\u4fdd\u969c\u7684\u5ba2\u6237\u53ef\u80fd\u8fd8\u9700\u8981\u66f4\u65b0\u6216\u66f4\u65b0\u623f\u4e3b\u4fdd\u9669\u5355\u3002   <\/p>\n\n<p>\u5e73\u53f0\u7684\u5174\u8d77\u63a8\u52a8\u4e86\u751f\u6001\u7cfb\u7edf\u7684\u5174\u8d77\uff0c\u9ea6\u80af\u9521\u9ad8\u7ea7\u5408\u4f19\u4eba <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/the-rise-of-ecosystems-and-platforms-what-role-can-insurers-play-and-how-can-they-get-started\" target=\"_blank\" rel=\"noreferrer noopener\">Johannes-Tobias Lorenz<\/a> \u8bf4\u3002\n\u6570\u5b57\u5e73\u53f0\u7684\u9002\u5e94\u6027\u4f7f\u4f01\u4e1a\u80fd\u591f\u5408\u4f5c\u521b\u5efa\u751f\u6001\u7cfb\u7edf\u3002\n\u5b83\u8fd8\u5141\u8bb8\u5ba2\u6237\u5728\u5355\u4e2a\u73af\u5883\u4e2d\u4e0e\u4ed6\u4eec\u9009\u62e9\u7684\u516c\u53f8\u548c\u670d\u52a1\u8fdb\u884c\u4ea4\u4e92\u3002  <\/p>\n\n<p>\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u662f\u4eba\u548c\u4ea7\u54c1\u7684\u96c6\u5408\u4f53\uff0c\u57c3\u68ee\u54f2\u9996\u5e2d\u8463\u4e8b <a href=\"https:\/\/financialservices.accenture.com\/rs\/368-RMC-681\/images\/evolve-to-thrive-in-the-emerging-insurance-ecosystem-pov.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Werner Rapberger<\/a> \u8bf4\u3002\n\u901a\u8fc7\u5c06\u4ea7\u54c1\u3001\u670d\u52a1\u548c\u7ec4\u7ec7\u6574\u5408\u5230\u4e00\u4e2a\u5e73\u53f0\u4e0a\uff0c\u751f\u6001\u7cfb\u7edf\u53ef\u4ee5\u201c\u9500\u552e\u6210\u679c\uff0c\u4f8b\u5982\u83b7\u5f97\u5b89\u5168\u4ea4\u901a\uff0c\u800c\u4e0d\u662f\u5206\u6563\u7684\u4ea7\u54c1\uff0c\u4f8b\u5982\u6c7d\u8f66\u3001\u670d\u52a1\u8ba1\u5212\u548c\u4fdd\u9669\u8303\u56f4\u3002 <\/p>\n\n<p>\u968f\u7740\u5411\u751f\u6001\u7cfb\u7edf\u7684\u8f6c\u53d8\u4e0d\u65ad\u589e\u957f\uff0c\u6240\u6709\u5e02\u573a\u7684\u4fdd\u9669\u516c\u53f8\u90fd\u9700\u8981\u5173\u6ce8\u3002<\/p>\n\n<p>\u201c\u4fdd\u9669\u516c\u53f8\u65e0\u6cd5\u907f\u514d\u8fd9\u79cd\u73b0\u8c61\uff1a\u968f\u7740\u4f20\u7edf\u884c\u4e1a\u8fb9\u754c\u7684\u6d88\u5931\uff0c\u4fdd\u9669\u7684\u672a\u6765\u5c06\u53d7\u5230\u5e73\u53f0\u548c\u751f\u6001\u7cfb\u7edf\u7684\u6781\u5927\u5f71\u54cd\uff0c\u201d\u9ea6\u80af\u9521\u9ad8\u7ea7\u5408\u4f19\u4eba <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-beyond-digital-the-rise-of-ecosystems-and-platforms\" target=\"_blank\" rel=\"noreferrer noopener\">Tanguy Catlin<\/a> \u548c\u5176\u4ed6\u7814\u7a76\u4eba\u5458\u8bf4\u3002  <\/p>\n\n<p>\u4ed6\u4eec\u4f30\u8ba1\uff0c\u5230 2025 \u5e74\uff0c\u751f\u6001\u7cfb\u7edf\u5c06\u5360\u5168\u7403\u6536\u5165\u7684 30%\u3002<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"676\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/handshake-2-1024x676.jpg\" alt=\"\" class=\"wp-image-6588\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/handshake-2-1024x676.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/handshake-2-300x198.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/handshake-2-768x507.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/handshake-2-1536x1014.jpg 1536w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/handshake-2.jpg 1999w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u8d85\u8d8a\u4fdd\u9669\u754c\u9650<\/h2>\n\n<p>Lorenz \u8bf4\uff0c\u4f20\u7edf\u4e0a\uff0c\u4fdd\u9669\u4e00\u76f4\u662f\u4e00\u4e2a\u4f4e\u63a5\u89e6\u7684\u884c\u4e1a\u3002\n\u5728\u6ca1\u6709\u4e8b\u6545\u7684\u60c5\u51b5\u4e0b\uff0c\u5ba2\u6237\u53ea\u6709\u5728\u9700\u8981\u7eed\u4fdd\u6216\u66f4\u65b0\u627f\u4fdd\u8303\u56f4\u65f6\u624d\u8054\u7cfb\u4ed6\u4eec\u7684\u4fdd\u9669\u516c\u53f8\u3002   <\/p>\n\n<p>\u4f20\u7edf\u4fdd\u9669\u7684\u4f4e\u63a5\u89e6\u6027\u662f\u4f7f\u8be5\u884c\u4e1a\u5728\u6570\u5b57\u65f6\u4ee3\u7279\u522b\u5bb9\u6613\u53d7\u5230\u98a0\u8986\u7684\u7279\u70b9\u4e4b\u4e00\u3002\n\u57c3\u68ee\u54f2\u4fdd\u9669\u9ad8\u7ea7\u8463\u4e8b\u603b\u7ecf\u7406 <a href=\"https:\/\/insuranceblog.accenture.com\/insurers-identify-ecosystems-as-a-source-of-future-disruption\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Lyman<\/a> \u8868\u793a\uff0c\u5728\u672a\u6765\u51e0\u5e74\u5185\uff0c\u54cd\u5e94\u901f\u5ea6\u8f83\u6162\u7684\u516c\u53f8\u53ef\u80fd\u4f1a\u635f\u5931 1980 \u4ebf\u7f8e\u5143\u7684\u6536\u5165\uff0c\u800c\u7ade\u4e89\u5bf9\u624b\u5bf9\u5ba2\u6237\u9700\u6c42\u7684\u53cd\u5e94\u66f4\u7075\u6d3b\u3002   <\/p>\n\n<p>Zuhlke \u4e1a\u52a1\u53d1\u5c55\u603b\u76d1 <a href=\"https:\/\/www.zuehlke.com\/blog\/en\/insurance-what-is-the-significance-of-ecosystems-for-insurers\/\" target=\"_blank\" rel=\"noreferrer noopener\">Philipp Harrschar<\/a> \u8868\u793a\uff0c\u751f\u6001\u7cfb\u7edf\u8981\u6c42\u91cd\u65b0\u5173\u6ce8\u5ba2\u6237\uff0c\u4ece\u800c\u98a0\u8986\u4e86\u4f20\u7edf\u4fdd\u9669\u3002  <\/p>\n\n<p>\u7531\u4e8e\u5ba2\u6237\u5df2\u7ecf\u62e5\u6709\u4ece\u540c\u4e00\u5e73\u53f0\u8bbf\u95ee\u591a\u79cd\u670d\u52a1\u7684\u7ecf\u9a8c\uff0c\u56e0\u6b64\u4ed6\u4eec\u4e86\u89e3\u751f\u6001\u7cfb\u7edf\u6a21\u578b\u7684\u4fbf\u5229\u6027\u548c\u4ef7\u503c\u3002\n\u5ba2\u6237\u8d8a\u6765\u8d8a\u671f\u671b\u5355\u4e2a\u516c\u53f8\u3001\u4ea7\u54c1\u548c\u670d\u52a1\u80fd\u591f\u96c6\u6210\u5230\u751f\u6001\u7cfb\u7edf\u4e2d\uff0c\u800c\u4ed6\u4eec\u5bf9\u4e0e\u90a3\u4e9b\u4e0d\u8fd9\u6837\u505a\u7684\u516c\u53f8\u5408\u4f5c\u8d8a\u6765\u8d8a\u4e0d\u611f\u5174\u8da3\u3002   <\/p>\n\n<p>\u201c\u5728\u54c1\u724c\u5fe0\u8bda\u5ea6\u4e0b\u964d\u7684\u65f6\u4ee3\uff0c\u4fdd\u9669\u516c\u53f8\u53ea\u80fd\u901a\u8fc7\u63d0\u4f9b\u7ecf\u8fc7\u6df1\u601d\u719f\u8651\u7684\u5ba2\u6237\u4f53\u9a8c\u6765\u7559\u4f4f\u5ba2\u6237\uff0c\u201dZuhlke \u9ad8\u7ea7\u4e1a\u52a1\u53d1\u5c55\u7ecf\u7406 <a href=\"https:\/\/www.zuehlke.com\/blog\/en\/insurance-what-insurers-must-tackle-in-the-next-five-years-to-stay-ahead\/\" target=\"_blank\" rel=\"noreferrer noopener\">Lukas Urech<\/a> \u8bf4\u3002  <\/p>\n\n<p>\u7279\u522b\u662f\uff0c\u4fdd\u9669\u516c\u53f8\u9700\u8981\u4e13\u6ce8\u4e8e\u9ad8\u6548\u7684\u6570\u5b57\u6d41\u7a0b\u548c\u4e3a\u5ba2\u6237\u63d0\u4f9b\u65e0\u7f1d\u7684\u6570\u5b57\u4f53\u9a8c\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">\u6570\u636e\u5982\u4f55\u4f7f\u751f\u6001\u7cfb\u7edf\u53c2\u4e0e\u6210\u4e3a\u53ef\u80fd<\/h2>\n\n<p>\u751f\u6001\u7cfb\u7edf\u7684\u6210\u529f\u53d6\u51b3\u4e8e\u654f\u9510\u7684\u6570\u636e\u5206\u6790\u3002\n\u5f53\u5ba2\u6237\u4f7f\u7528\u751f\u6001\u7cfb\u7edf\u65f6\uff0c\u4ed6\u4eec\u4f1a\u751f\u6210\u6709\u5173\u5176\u4e60\u60ef\u3001\u6a21\u5f0f\u548c\u9700\u6c42\u7684\u5927\u91cf\u6570\u636e\u3002   <\/p>\n\n<p>\u4e00\u4e9b\u751f\u6001\u7cfb\u7edf\u53c2\u4e0e\u8005\u5df2\u7ecf\u638c\u63e1\u4e86\u5ba2\u6237\u53c2\u4e0e\u751f\u6001\u7cfb\u7edf\u6240\u4ea7\u751f\u7684\u6570\u636e\u7684\u4ef7\u503c\u3002\n\u4f8b\u5982\uff0c\u4e9a\u9a6c\u900a\u5728\u5176\u6240\u6709\u5404\u79cd\u670d\u52a1\u4e2d\u6536\u96c6\u5ba2\u6237\u6570\u636e\uff0c\u4f7f\u7528\u4eba\u5de5\u667a\u80fd\u5c06\u8fd9\u4e9b\u6570\u636e\u5851\u9020\u6210\u5ba2\u6237\u7684\u5f62\u8c61\uff0c\u798f\u5e03\u65af\u7684 <a href=\"https:\/\/www.forbes.com\/sites\/jonmarkman\/2017\/06\/05\/amazon-using-ai-big-data-to-accelerate-profits\/#20690a076d55\" target=\"_blank\" rel=\"noreferrer noopener\">Jon Markman<\/a> \u8bf4\u3002\n\u7136\u540e\uff0cAmazon \u901a\u8fc7\u5411\u5ba2\u6237\u63d0\u4f9b\u4e2a\u6027\u5316\u63a8\u8350\u6765\u901a\u8fc7\u6570\u636e\u5206\u6790\u83b7\u5229\uff0c\u4ece\u800c\u523a\u6fc0\u66f4\u591a\u9500\u552e\u3002    <\/p>\n\n<p>\u5bf9\u4e8e\u5ba2\u6237\u6765\u8bf4\uff0c\u4f53\u9a8c\u662f\u65b9\u4fbf\u4e14\u65e0\u7f1d\u7684\u3002\n\u4ed6\u4eec\u80fd\u591f\u4ece Amazon \u7684\u5e73\u53f0\u6267\u884c\u5404\u79cd\u4efb\u52a1\uff0c\u5e76\u76f8\u4fe1\u5b83\u4f1a\u8bc6\u522b\u4ed6\u4eec\u8fc7\u53bb\u7684\u51b3\u7b56\u548c\u884c\u4e3a\uff0c\u4ece\u800c\u63d0\u51fa\u660e\u667a\u7684\u5efa\u8bae\u3002   <\/p>\n\n<p>\u4fdd\u9669\u516c\u53f8\u5df2\u7ecf\u5728\u91c7\u7528\u63d0\u4f9b\u8fd9\u79cd\u65e0\u7f1d\u4f53\u9a8c\u6240\u9700\u7684\u6280\u672f\uff0c <a href=\"https:\/\/iireporter.com\/the-connected-insurance-ecosystem-comes-of-age-in-2019\/\" target=\"_blank\" rel=\"noreferrer noopener\">Stephen E. Applebaum<\/a> \u5728 Insurance Innovation Reporter \u4e2d\u8868\u793a\u3002\n\u4f8b\u5982\uff0c\u652f\u6301 AI \u7684\u804a\u5929\u673a\u5668\u4eba\u53ef\u4ee5\u5904\u7406\u8d8a\u6765\u8d8a\u590d\u6742\u7684\u67e5\u8be2\u3002\n\u79fb\u52a8\u5de5\u5177\u5141\u8bb8\u6295\u4fdd\u4eba\u5feb\u901f\u62a5\u544a\u635f\u5931\u5e76\u63d0\u4f9b\u66f4\u8be6\u7ec6\u7684\u4fe1\u606f\uff0c\u5305\u62ec\u7167\u7247\u548c\u89c6\u9891\u3002  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"771\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-meeting-colleagues-1024x771.jpg\" alt=\"\" class=\"wp-image-6568\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-meeting-colleagues-1024x771.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-meeting-colleagues-300x226.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-meeting-colleagues-768x579.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-meeting-colleagues-1536x1157.jpg 1536w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-meeting-colleagues.jpg 1999w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5efa\u7acb\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u4ee5\u589e\u52a0\u4ef7\u503c<\/h2>\n\n<p>\u867d\u7136 Apple \u548c Amazon \u7b49\u516c\u53f8\u4f7f\u751f\u6001\u7cfb\u7edf\u6a21\u578b\u6210\u4e3a\u4e3b\u6d41\uff0c\u4f46\u751f\u6001\u7cfb\u7edf\u7684\u672a\u6765\u53d6\u51b3\u4e8e\u4f20\u7edf\u884c\u4e1a\u4e4b\u95f4\u7684\u5f3a\u5927\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u3002\n2017 \u5e74 <a href=\"https:\/\/insuranceblog.accenture.com\/why-ecosystems-are-the-future-of-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">\u57c3\u68ee\u54f2<\/a> \u7684\u4e00\u7bc7\u6587\u7ae0\u5c06\u751f\u6001\u7cfb\u7edf\u63cf\u8ff0\u4e3a\u201c\u4e00\u79cd\u65b0\u7684\u5546\u4e1a\u8303\u5f0f\uff0c\u516c\u53f8\u4f7f\u7528\u6570\u5b57\u5de5\u5177\u8de8\u8d8a\u4f20\u7edf\u884c\u4e1a\u754c\u9650\u6216\u5efa\u7acb\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u3002   <\/p>\n\n<p>\u5fb7\u52e4\u7684 <a href=\"https:\/\/www2.deloitte.com\/content\/dam\/insights\/us\/articles\/3949_Insurance-middle-market\/DI_Building-new-ecosystems-in-mid-market-insurance.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Sam Friedman\u3001Michelle Canaan \u548c Nikhil Gokhale<\/a> \u8868\u793a\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u901a\u8fc7\u5efa\u7acb\u8fd9\u79cd\u57fa\u4e8e\u751f\u6001\u7cfb\u7edf\u7684\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u6765\u63d0\u9ad8\u5ba2\u6237\u4fdd\u7559\u7387\u3002\n\u4ed6\u4eec\u5efa\u8bae\u4fdd\u9669\u516c\u53f8\u901a\u8fc7\u201c\u63d0\u4f9b\u5e7f\u6cdb\u7684\u4e1a\u52a1\u652f\u6301\u89e3\u51b3\u65b9\u6848\uff0c\u4ee5\u53ca\u4e3a\u5ba2\u6237\u63d0\u4f9b\u6559\u80b2\u548c\u4ea4\u6d41\u673a\u4f1a\u201d\uff0c\u5728\u5176\u4f20\u7edf\u4ea7\u54c1\u548c\u670d\u52a1\u4ea7\u54c1\u4e4b\u5916\u8fdb\u884c\u6269\u5c55\u3002   <\/p>\n\n<p>\u4fdd\u9669\u516c\u53f8\u8fd8\u53ef\u4ee5\u5efa\u7acb\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\uff0c\u4ee5\u4fbf\u66f4\u6709\u6548\u5730\u4f7f\u7528\u6570\u636e\u3002\n\u4e8b\u5b9e\u4e0a\uff0c\u8fd9\u79cd\u4f19\u4f34\u5173\u7cfb\u5bf9\u4e8e\u5f3a\u5927\u7684\u751f\u6001\u7cfb\u7edf\u5173\u7cfb\u53ef\u80fd\u81f3\u5173\u91cd\u8981\u3002   <\/p>\n\n<p>\u201c\u518d\u4fdd\u9669\u516c\u53f8\u80fd\u5426\u6210\u529f\u6574\u5408\u6210\u4e3a\u6570\u5b57\u751f\u6001\u7cfb\u7edf\u793e\u533a\u7684\u4e00\u90e8\u5206\u5c06\u53d6\u51b3\u4e8e\u5176\u5408\u4f5c\u4f19\u4f34\u7684\u5b9e\u529b\uff0c\u5e76\u4e14\u9700\u8981\u72ec\u7279\u7684\u80fd\u529b\u3001\u6570\u636e\u8bbf\u95ee\u548c\u98ce\u9669\u5efa\u6a21\u80fd\u529b\uff0c\u201dAvramakis \u548c\u745e\u58eb\u518d\u4fdd\u9669\u7814\u7a76\u6240\u7684\u7814\u7a76\u4eba\u5458\u8bf4\u3002  <\/p>\n\n<p>\u751f\u6001\u7cfb\u7edf\u5f80\u5f80\u4ee5\u95ee\u9898\u6216\u884c\u4e3a\u4e3a\u4e2d\u5fc3\uff0c\u800c\u4e0d\u662f\u4f20\u7edf\u884c\u4e1a\u3002\n\u8fd9\u610f\u5473\u7740\u4efb\u4f55\u53c2\u4e0e\u751f\u6001\u7cfb\u7edf\u7684\u516c\u53f8\u90fd\u53ef\u4ee5\u6293\u4f4f\u673a\u4f1a\u5bfb\u627e\u5fd7\u540c\u9053\u5408\u7684\u516c\u53f8\u5408\u4f5c\u3002 <\/p>\n\n<p>\u5bf9\u4e8e P&amp;C \u4fdd\u9669\u516c\u53f8\u6765\u8bf4\uff0c\u8fd9\u610f\u5473\u7740\u5bfb\u627e\u5408\u4f5c\u4f19\u4f34\u53ef\u80fd\u5c31\u50cf\u8054\u7cfb\u5df2\u7ecf\u5e0c\u671b\u4e0e\u4fdd\u9669\u516c\u53f8\u66f4\u7d27\u5bc6\u5408\u4f5c\u7684\u76f8\u5173\u516c\u53f8\u4e00\u6837\u7b80\u5355\u3002  <\/p>\n\n<p>\u4f8b\u5982\uff0c\u6c7d\u8f66\u5236\u9020\u5546\u798f\u7279\u548c\u5927\u4f17\u6700\u8fd1\u5ba3\u5e03\u5efa\u7acb\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\uff0c\u5171\u540c\u7814\u53d1\u81ea\u52a8\u9a7e\u9a76\u6c7d\u8f66\u6280\u672f\uff0cMajesco \u6218\u7565\u8425\u9500\u9ad8\u7ea7\u526f\u603b\u88c1 <a href=\"https:\/\/coverager.com\/incumbent-insurers-and-insurtech-part-2-ecosystems-accelerate-adoption\/\" target=\"_blank\" rel=\"noreferrer noopener\">Denise Garth<\/a> \u8bf4\u3002\n\u8fd9\u79cd\u5173\u7cfb\u63d0\u4f9b\u4e86\u4e24\u5bb6\u516c\u53f8\u5982\u4f55\u5728\u65b0\u5174\u751f\u6001\u7cfb\u7edf\u4e2d\u5efa\u7acb\u8054\u7cfb\u7684\u793a\u4f8b\u3002 <\/p>\n\n<p>\u5f88\u5bb9\u6613\u60f3\u8c61\u4e00\u5bb6\u6c7d\u8f66\u4fdd\u9669\u516c\u53f8\u52a0\u5165\u8fd9\u6837\u7684\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\u3002\n\u6c7d\u8f66\u4fdd\u9669\u63d0\u4f9b\u5546\u4e0e\u6c7d\u8f66\u5236\u9020\u5546\u4e00\u6837\u5bf9\u81ea\u52a8\u9a7e\u9a76\u6c7d\u8f66\u6280\u672f\u611f\u5174\u8da3\uff0c\u4ed6\u4eec\u8fd8\u63d0\u4f9b\u4e86\u6c7d\u8f66\u5236\u9020\u5546\u6240\u6ca1\u6709\u7684\u660e\u667a\u89c6\u89d2\uff1a\u5bf9\u4eba\u7c7b\u884c\u4e3a\u548c\u98ce\u9669\u7684\u7406\u89e3\u3002   <\/p>\n\n<p>\u901a\u8fc7\u5173\u6ce8\u5ba2\u6237\u9700\u8981\u89e3\u51b3\u7684\u95ee\u9898\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u4ee5\u627e\u5230\u6709\u5229\u53ef\u56fe\u7684\u5408\u4f5c\u4f19\u4f34\u5173\u7cfb\uff0c\u4ece\u800c\u6784\u5efa\u6709\u6548\u7684\u751f\u6001\u7cfb\u7edf\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u9669\u751f\u6001\u7cfb\u7edf\u7684\u672a\u6765<\/h2>\n\n<p>\u4fdd\u9669\u751f\u6001\u7cfb\u7edf\u7684\u4e0b\u4e00\u4e2a\u524d\u6cbf\u9886\u57df\u662f\u635f\u5931\u9884\u9632\u3002\nApplebaum \u8bf4\uff1a\u201c\u5728\u6570\u5341\u4ebf\u4e92\u8054\u4e8b\u7269\u5c06\u4f20\u8f93\u7684\u4fe1\u606f\u6d2a\u6d41\u7684\u9a71\u52a8\u4e0b\uff0c\u901a\u8fc7\u4eba\u5de5\u667a\u80fd\u7684\u5e94\u7528\u8f6c\u5316\u4e3a\u53ef\u64cd\u4f5c\u7684\u89c1\u89e3\u548c\u51b3\u7b56\uff0c\u7d22\u8d54\u5b9e\u9645\u4e0a\u5c06\u5f97\u5230\u9884\u9632\uff0c\u4f7f\u8fd0\u8425\u5546\u6210\u4e3a\u771f\u6b63\u610f\u4e49\u4e0a\u7684\u98ce\u9669\u7ba1\u7406\u8005\u3002   <\/p>\n\n<p>\u968f\u7740\u751f\u6001\u7cfb\u7edf\u53d8\u5f97\u66f4\u52a0\u6210\u719f\u548c\u9ad8\u6548\uff0c\u81ea\u52a8\u9a7e\u9a76\u548c\u4e92\u8054\u6c7d\u8f66\u3001\u9ad8\u7ea7\u9a7e\u9a76\u5458\u8f85\u52a9\u8ba1\u5212\u548c\u667a\u80fd\u5bb6\u5c45\u4f20\u611f\u5668\u7b49\u5de5\u5177\u5c06\u5e2e\u52a9\u5ba2\u6237\u53ca\u5176\u4fdd\u9669\u516c\u53f8\u9886\u5148\u4e8e\u98ce\u9669\uff0c\u9632\u6b62\u635f\u5931\u53d1\u751f\u3002  <\/p>\n\n<p>\u4fdd\u9669\u4ee3\u7406\u4eba\u4e5f\u53ef\u80fd\u5728\u672a\u6765\u7684\u4fdd\u9669\u751f\u6001\u7cfb\u7edf\u4e2d\u53d1\u6325\u5173\u952e\u4f5c\u7528\uff0cFintech Daily \u7684 <a href=\"https:\/\/dailyfintech.com\/2019\/06\/27\/the-local-insurance-agent-insurance-ecosystem-re-defined\/\" target=\"_blank\" rel=\"noreferrer noopener\">Patrick Kelahan<\/a> \u8bf4\u3002\n\u8bb8\u591a\u4ee3\u7406\u4eba\u5df2\u7ecf\u5bfb\u6c42\u6210\u4e3a\u5f53\u5730\u793e\u533a\u7684\u4e13\u5bb6\uff0c\u6210\u4e3a\u6c7d\u8f66\u7ef4\u4fee\u5e97\u3001\u6c34\u7ba1\u5de5\u3001\u627f\u5305\u5546\u548c\u6c7d\u8f66\u548c\u5bb6\u5ead\u4fdd\u9669\u5ba2\u6237\u9700\u8981\u7684\u7c7b\u4f3c\u670d\u52a1\u7684\u5efa\u8bae\u6765\u6e90\u3002   <\/p>\n\n<p>\u901a\u8fc7\u66f4\u5927\u89c4\u6a21\u5730\u8fde\u63a5\u7c7b\u4f3c\u8d44\u6e90\uff0c\u6570\u5b57\u4fdd\u9669\u751f\u6001\u7cfb\u7edf\u53ef\u4ee5\u521b\u9020\u5ba2\u6237\u60f3\u8981\u548c\u9700\u8981\u7684\u4e00\u7ad9\u5f0f\u670d\u52a1\u4f53\u9a8c\u6765\u7ba1\u7406\u98ce\u9669\u3002  <\/p>\n\n<p><em>\u56fe\u7247\u6765\u81ea\uff1ascyther5\/\u00a9123RF.com\uff0c Edhar Yuralaits\/\u00a9123RF.com\uff0c Edhar Yuralaits\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u51e0\u4e2a\u4e16\u7eaa\u4ee5\u6765\uff0c\u4fdd\u9669\u4e00\u76f4\u6309\u5176\u627f\u4fdd\u7684\u635f\u5931\u7c7b\u578b\u8fdb\u884c\u7ec4\u7ec7\u3002 \u5f53\u4eca\u7684\u884c\u4e1a\u5206\u4e3a\u4eba\u5bff\u3001\u5065\u5eb7\u3001\u8d22\u4ea7\u548c\u610f\u5916\u9669\u7b49\u5b9e\u8df5\u9886\u57df\u3002 \u7136\u800c\uff0c [&hellip;]<\/p>\n","protected":false},"featured_media":6579,"template":"","insight-category":[],"class_list":["post-20927","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight\/20927","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media\/6579"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/media?parent=20927"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/zh-hans\/wp-json\/wp\/v2\/insight-category?post=20927"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}